EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.03 - Schedule 2

 

Loan ID Seller Loan ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN
2144462     xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1007   N/A     xxx Actual In Place Rent No 129.56 0.772 0.772 xxx xxx xxx 1                                           xxx xxx xxx xxx 0 0 0 0 0 0 No No 1.2 1 1 N/A 25.35 Yes xxx Corporation Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2164760     xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 100.53 1.024 1.024 xxx xxx xxx 12                                           xxx xxx xxx xxx               No 2.2 1 1 N/A 111.43 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2164761     xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1007   N/A     xxx Actual In Place Rent No 69.31 1.443 1.443 xxx xxx xxx 12                                           xxx xxx xxx xxx               No 0.6 1 1 N/A 120.56 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2164808     xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1025   N/A     xxx Appraisal - 1025 No 57.23 1.747 1.747 xxx xxx xxx 12 xxx xxx 12                                     xxx xxx xxx xxx 0 0 0 0 0 0 No No 0.1 1 1 N/A 6.91 No     Vested Individual xxx xxx                                   Yes 0 Full Recourse  
2171245     xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1007   N/A     xxx Actual In Place Rent No 106.21 0.941 1.13 xxx xxx xxx 12                                           xxx xxx xxx xxx 0 0 0 0 0 0 No No 0.0 1 1 N/A 0 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2164763     xxx xxx 2YR Full Doc Present No                   No   N/A 0 xxx                                                 xxx xxx xxx                 No 0.0 1 1 N/A 70.77 Yes xxx Limited Liability Corporation (LLC) Vested Individual xxx xxx Vested Individual xxx xxx                               0   xxx
2164764     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 74.94 1.34 1.334 xxx                                                 xxx xxx xxx xxx 0 0 0 0 0 0 No No 0.0 1 1 N/A 8.15 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2164762     xxx xxx 1YR Full Doc Present No                   No   N/A 0 xxx                                                 xxx xxx xxx                 No 0.0 1 1 N/A 348.27 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx Individual Guarantor xxx xxx                             Yes 2 Full Recourse xxx
2169581     xxx xxx 2YR Full Doc Present No                   No   N/A 0 xxx                                                 xxx xxx xxx                 No 0.0 1 1 N/A 27.34 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2169582     xxx xxx 2YR Full Doc Present No                   No   N/A 0 xxx                                                 xxx xxx xxx                 No 0.0 1 1 N/A 56.55 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2169579     xxx xxx Full Documentation Present No                   No   N/A 0 xxx                                                 xxx xxx xxx                 No 0.0 1 1 N/A 732.97 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2169580     xxx xxx 1YR Full Doc Present No                   No   N/A 0 xxx                                                 xxx xxx xxx                 No 0.0 1 1 N/A 29.61 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse  
2169587     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 81.79 1.223 1.223 xxx                                                 xxx xxx xxx xxx 0 0 0 0 0 0 No No 0.0 1 1 N/A 13.07 No     Vested Individual xxx xxx Vested Individual xxx xxx                             Yes 0 Full Recourse  
2169584     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 75.14 1.331 1.331 xxx                                                 xxx xxx xxx xxx             No No 0.0 1 1 N/A 57.57 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2169583     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 71.07 1.407 1.407 xxx                                                 xxx xxx xxx xxx 0 0 0 0 0 0 No No 0.0 1 1 N/A 403.47 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2169586     xxx xxx Debt Service Coverage Ratio Present No xxx   N/A xxx xxx 12   xxx AirDNA Yes 48.31 2.07 2.07 xxx                                                 xxx xxx xxx xxx             No No 0.0 1 1 N/A 107.81 No     Vested Individual xxx xxx                                     0    
2169585     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1025   N/A     xxx Appraisal - 1025 No 56.77 1.761 1.761 xxx                                                 xxx xxx xxx xxx             No No 0.0 1 1 N/A 96.02 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2173127     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1025   N/A     xxx Appraisal - 1025 No 97.66 1.428 1.024 xxx                                                 xxx xxx xxx xxx             No No 5.4 1 1 N/A 72.31 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2169588     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 64.73 1.236 1.545 xxx                                                 xxx xxx xxx xxx             No No 1.2 1 1 N/A 112.99 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx Individual Guarantor xxx xxx                             Yes 2 Full Recourse xxx
2175611     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 67.08 1.49 1.491 xxx                                                 xxx xxx xxx xxx 0 0 0 0 0 0 No No 0.5 1 1 N/A 99.53 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2173129     xxx xxx 2YR Full Doc Present Yes                   No   N/A 0 xxx xxx xxx 24                                           xxx xxx xxx                 No 4.2 1 1 N/A 76.55 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2173128     xxx xxx 2YR Full Doc Present No                   No   N/A 0 xxx                                                 xxx xxx xxx                 No 0.0 1 1 N/A 46.33 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx Individual Guarantor xxx xxx                             Yes 2 Full Recourse xxx
2173130     xxx xxx Debt Service Coverage Ratio Present Yes xxx xxx Appraisal - 1025   N/A     xxx Appraisal - 1025 No 66.54 1.503 1.503 xxx xxx xxx 0 xxx xxx 0 xxx xxx 12 xxx xxx 12                         xxx xxx xxx xxx 0 0 0 0 0 0 No No 2.9 1 1 N/A 24.36 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2177286     xxx xxx 1YR Full Doc Present Yes                   No     0 xxx xxx xxx 12                                                                 No 12.9 1 1 N/A 118.17 No     Vested Individual xxx xxx                                     0