v3.26.1
Premiums Receivable (Notes)
6 Months Ended
Jun. 30, 2026
Credit Loss [Abstract]  
Premiums Receivable Note [Text Block]
7. Premiums Receivable and Agents' Balances
Premiums Receivable and Agents' Balances
As of June 30, 2026As of December 31, 2025
Premiums receivable, excluding receivables for losses within a deductible and retrospectively-rated policy premiums ("loss sensitive business")$6,674 $5,948 
Receivables for loss sensitive business, by credit quality:
AA96 98 
A73 76 
BBB194 206 
BB90 89 
Below BB42 41 
Total receivables for loss sensitive business495 510 
Total Premiums Receivable and Agents' Balances, Gross7,169 6,458 
ACL(160)(142)
Total Premiums Receivable and Agents' Balances, Net of ACL$7,009 $6,316 
ACL on Premiums Receivable and Agents' Balances
There have been no material changes to the ACL on premiums receivable and agents' balances in the three and six months ended June 30, 2026 and 2025. For further information regarding the Company's determination of premium receivable ACL, see Note 7 - Premiums Receivable and Agents' Balances of Notes to Consolidated Financial Statements included in the Company's 2025 Form 10-K Annual Report.
Rollforward of ACL on Premiums Receivable and Agents' Balances for the Three Months Ended
June 30, 2026June 30, 2025
Receivables Excluding Loss Sensitive BusinessReceivables for Loss Sensitive BusinessTotalReceivables Excluding Loss Sensitive BusinessReceivables for Loss Sensitive BusinessTotal
Beginning ACL$131 $22 $153 $105 $21 $126 
Current period provision23 24 24 25 
Current period write-offs(18)— (18)(18)— (18)
Current period recoveries— — 
Ending ACL$137 $23 $160 $113 $22 $135 
Rollforward of ACL on Premiums Receivable and Agents' Balances for the Six Months Ended
June 30, 2026June 30, 2025
Receivables Excluding Loss Sensitive BusinessReceivables for Loss Sensitive BusinessTotalReceivables Excluding Loss Sensitive BusinessReceivables for Loss Sensitive BusinessTotal
Beginning ACL$120 $22 $142 $97 $20 $117 
Current period provision52 54 47 49 
Current period write-offs(37)(1)(38)(35)— (35)
Current period recoveries— — 
Ending ACL$137 $23 $160 $113 $22 $135