v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Cash, Cash Equivalents, and Federal Funds Sold [Abstract]    
Cash and due from banks $ 30,986 $ 25,171
Interest-earning deposits with banks 260,633 324,502
Securities purchased under agreements to resell 142,080 121,413
Cash and cash equivalents 433,699 471,086
Securities available for sale, fair value 446,575 468,447
Federal Home Loan Bank stock, at cost 15,168 15,167
Loans 2,950,114 3,001,690
Allowance for credit losses 30,530 30,525
Loans, net 2,919,584 2,971,165
Premises and equipment, net 106,626 108,380
Accrued interest receivable 11,260 11,982
Bank-owned life insurance 46,751 46,192
Deferred tax assets, net 25,152 25,925
Other assets 24,849 23,900
Total assets 4,029,664 4,142,244
Deposits:    
Noninterest-bearing demand 553,660 540,358
Interest-bearing demand 506,574 577,814
Savings and money market 1,805,507 1,839,508
Time 479,159 510,790
Total deposits 3,344,900 3,468,470
Subordinated notes, net 80,287 80,156
Federal Home Loan Bank advances 270,000 270,000
Long-term debt 23,750 26,250
Accrued expenses and other liabilities 29,685 31,383
Total liabilities 3,748,622 3,876,259
COMMITMENTS AND CONTINGENCIES (NOTE 8)
STOCKHOLDERS' EQUITY    
Preferred stock, $0.01 par value; authorized 50,000,000 shares; no shares issued and outstanding at June 30, 2026 and December 31, 2025 0 0
Common stock, no par value; authorized 50,000,000 shares; 17,043,743 and 16,940,785 shares issued and outstanding at June 30, 2026 and December 31, 2025, respectively 3,000 3,000
Additional paid-in capital 37,312 37,231
Retained earnings 307,408 294,259
Accumulated other comprehensive loss (66,678) (68,505)
Total stockholders' equity 281,042 265,985
Total liabilities and stockholders' equity $ 4,029,664 $ 4,142,244
Preferred stock, par value ($ per share) $ 0.01 $ 0.01
Preferred stock, shares authorized 50,000,000 50,000,000
Preferred stock, shares issued 0 0
Preferred stock, shares outstanding 0 0
Common Stock, No Par Value $ 0 $ 0
Common stock, shares authorized 50,000,000 50,000,000
Common stock, shares issued 17,043,743 16,940,785
Common stock, shares outstanding 17,043,743 16,940,785