<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019e990d-6de5-7d9a-b62c-da004a5622a4,g:6ef88b02-9a8b-4e96-8b70-61c95458e66a-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://arrowfinancial.com/role/CoverPage" xlink:type="simple" xlink:href="arow-20260722.xsd#CoverPage"/>
  <link:presentationLink xlink:role="http://arrowfinancial.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_019e990d-6de5-726a-9142-497cb7e7a58d" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_DocumentType_019e990d-6de5-726a-9142-497cb7e7a58d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_019e990d-6de5-787a-bada-67976a651d35" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_EntityRegistrantName_019e990d-6de5-787a-bada-67976a651d35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_019e990d-6de5-7cfc-981f-40b5ce17cb12" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_EntityIncorporationStateCountryCode_019e990d-6de5-7cfc-981f-40b5ce17cb12" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_019e990d-6de5-7569-b0c4-25961861c53c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_EntityFileNumber_019e990d-6de5-7569-b0c4-25961861c53c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_019e990d-6de5-7e0f-b557-e5c9727857e3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_EntityTaxIdentificationNumber_019e990d-6de5-7e0f-b557-e5c9727857e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_019e990d-6de5-7130-bf59-e5f11d24419f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_EntityAddressAddressLine1_019e990d-6de5-7130-bf59-e5f11d24419f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_019e990d-6de5-79e4-9f1f-5d5afe36d5cf" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_EntityAddressCityOrTown_019e990d-6de5-79e4-9f1f-5d5afe36d5cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_019e990d-6de5-79e4-b4c0-0da935cf80fc" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_EntityAddressStateOrProvince_019e990d-6de5-79e4-b4c0-0da935cf80fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_019e990d-6de5-7fee-ba73-b0ff6361189c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_EntityAddressPostalZipCode_019e990d-6de5-7fee-ba73-b0ff6361189c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_019e990d-6de5-7c06-9a7c-dd214d6e3eef" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_CityAreaCode_019e990d-6de5-7c06-9a7c-dd214d6e3eef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_019e990d-6de5-77af-8c01-85c927586958" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_LocalPhoneNumber_019e990d-6de5-77af-8c01-85c927586958" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_019e990d-6de5-76bf-8a00-05a26abd3318" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_WrittenCommunications_019e990d-6de5-76bf-8a00-05a26abd3318" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_019e990d-6de5-7c60-a9d2-7969780bc803" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_SolicitingMaterial_019e990d-6de5-7c60-a9d2-7969780bc803" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_019e990d-6de5-710a-abf0-6b03869e7c70" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_PreCommencementTenderOffer_019e990d-6de5-710a-abf0-6b03869e7c70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_019e990d-6de5-758e-bdea-7b25a239a865" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_019e990d-6de5-758e-bdea-7b25a239a865" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_019e990d-6de5-749a-85ab-7fe4a6c27ca2" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_Security12bTitle_019e990d-6de5-749a-85ab-7fe4a6c27ca2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_019e990d-6de5-7eec-8ce2-6b2bed533a6a" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_TradingSymbol_019e990d-6de5-7eec-8ce2-6b2bed533a6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_019e990d-6de5-7c01-8e4d-8b6e23f8185e" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_SecurityExchangeName_019e990d-6de5-7c01-8e4d-8b6e23f8185e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_019e990d-6de5-7ac1-8477-b7fbe5e89579" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_EntityEmergingGrowthCompany_019e990d-6de5-7ac1-8477-b7fbe5e89579" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_019e990d-6de5-78fb-aca6-509e37b9fdc1" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_EntityCentralIndexKey_019e990d-6de5-78fb-aca6-509e37b9fdc1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_019e990d-6de5-7c18-b080-1c880d055044" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_AmendmentFlag_019e990d-6de5-7c18-b080-1c880d055044" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_019e990d-6de5-7e26-bdcb-b883e5ac71dd" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e990d-6de5-7772-882f-3c6e000ce9a9" xlink:to="loc_dei_DocumentPeriodEndDate_019e990d-6de5-7e26-bdcb-b883e5ac71dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
