| Supplemental Data |
| Run Date - 7/15/2026 4:13:59 PM |
| SitusAMC Loan ID | Customer Loan ID | Seller Loan ID | Investor Loan Number | TILA Status Loan Designation | Exempt QM/ATR Equivalency | CDFI Bank Originated Loan | Application Date | TRID Tested | GSE | HOEPA Fees | TILA Fees | Rate Lock Date | Calculated APR | Original P&I | Qualifying P&I | Qualifying Rate | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower2 Length of Employment | Co Borrower3 Length of Employment | Borrower Foreign National Indicator | Co Borrower Foreign National Indicator | Co Borrower 2 Foreign National Indicator | Co Borrower 3 Foreign National Indicator | Borrower Country Name | Co Borrower Country Name | Co Borrower2 Country Name | Co Borrower3 Country Name | Residual Income | Num Units | Annual Property Tax | Annual Insurance Costs | Monthly Property Tax | Monthly Insurance Costs | HOA Name | HOA Address State | Fee Amount | Next Due Date | HOA Payment Frequency | Investor DTI | QM DTI | Non QM DTI | Original Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Income Doc Detail | Tax Return Doc Details | Document Level | Document Type | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy (7, 11) | Months Bankruptcy (13) | Most Recent Deed-in -Lieu Date | Number of Deed-in-Lieu Events | Months Deed-in-Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Guideline Name | UW Guideline Author | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | HUD 1 Page 1 Credits Total | Collateral Underwriter Risk Score | AUS Decision System | Property Inspection Waiver (PIW) | Rating Result | Eligible For Rep and Warrant Relief Per Collateral Advisor | Is Equity Shared Loan | Investor Qualifying Rate | Borrower Years of W2s | CoBorrower Years of W2s | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Profit and Loss Statements | Expense Letter | Total DSCR | Total Inverse DSCR | Subordinate Lien Type | Is Shared Appreciation Mortgage | Duration of Payout Months | Seller VSH Indicator | Seller Indicated VSH Guideline | Validated VSH | IO Remaining Amortization Term at Recast | Maturity Date | Borrower Own Funds Cash Amount | Borrower Own Funds Percent | Is the Note an eNote | Borrower WVOE - # of Months of Income provided | Co Borrower WVOE - # of Months of Income provided | Co Borrower2 WVOE - # of Months of Income provided | Co Borrower3 WVOE - # of Months of Income provided | Were the origination guidelines utilized for this diligence review? | Title Evidence | Ownership Type | Borrower Type | Borrower Designation | Co Borrower Type | Co Borrower Designation | Co Borrower2 Type | Co Borrower2 Designation | Co Borrower3 Type | Co Borrower3 Designation | Senior Lien Position | Senior Lien Original Loan Amount | Senior Lien Original Interest Rate | Senior Lien Note Projected Closing Date | Senior Lien Current Balance | Senior Lien Current P&I | Loan Closed in the Name of an Entity | Note Executed by | Assumable Mortgage Flag | Leasehold Flag | Buydown Flag | Borrower Experian FICO Model Used | Borrower Equifax FICO Model Used | Borrower TransUnion FICO Model Used | Co Borrower Experian FICO Model Used | Co Borrower Equifax FICO Model Used | Co Borrower TransUnion FICO Model Used | Co Borrower2 Experian FICO Model Used | Co Borrower2 Equifax FICO Model Used | Co Borrower2 TransUnion FICO Model Used | Co Borrower3 Experian FICO Model Used | Co Borrower3 Equifax FICO Model Used | Co Borrower3 TransUnion FICO Model Used | Borrower Documentation Used to Determine Legal Residency | Co Borrower Documentation Used to Determine Legal Residency | Co Borrower2 Documentation Used to Determine Legal Residency | Co Borrower3 Documentation Used to Determine Legal Residency | Delayed Financing? | Months Reserves | Correspondent Type | Departure Residence | Rate Increase on Default | Default Interest Rate | Default Interest Accrual Start Days | MERS Min Number | Co Borrower Other Income | Co Borrower Wage Income | Primary Housing Lates 0 6 Months 30 | Primary Housing Lates 0 6 Months 60 | Primary Housing Lates 0 6 Months 90 | Primary Housing Lates 7 12 Months 30 | Primary Housing Lates 7 12 Months 60 | Primary Housing Lates 7 12 Months 90 | Primary Housing Lates 13 24 Months 30 | Primary Housing Lates 13 24 Months 60 | Primary Housing Lates 13 24 Months 90 | Primary Housing Lates 25 36 Months 30 | Primary Housing Lates 25 36 Months 60 | Primary Housing Lates 25 36 Months 90 | Borrower 1 ITIN Flag | Borrower 2 ITIN Flag | Borrower 3 ITIN Flag | Borrower 4 ITIN Flag | Total Number of Mortgaged Properties | Amortization Term Less IO |
| [redacted] | 10001 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,116.25 | $2,117.62 | 10.925% | $592.82 | $592.82 | 9.925% | No | No | Employed | US Citizen | $5,514.04 | 1 | $5,943.24 | $1,920.96 | $495.27 | $160.08 | 34.867% | 34.867% | 34.867% | 09/29/2025 | 702 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,116.25 | 5.690% | $0.00 | 2.0 | None | N/A | No | 9.925% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2035 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $233,576.23 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10002 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,817.50 | $1,829.81 | 8.683% | $381.32 | $381.32 | 8.175% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,949.10 | 1 | $2,014.08 | $2,748.00 | $167.84 | $229.00 | 36.953% | 36.952% | 36.952% | 10/02/2025 | 809 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,817.50 | 6.100% | $0.00 | None | N/A | No | 8.175% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $82,319.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,379.21 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10003 | [redacted] | Non QM | Yes | No | $2,105.00 | $2,853.71 | 11.388% | $908.33 | $908.33 | 11.000% | No | No | Non-Employment Income | US Citizen | $4,531.74 | 1 | $0.00 | $4,366.92 | $0.00 | $363.91 | 29.650% | 29.650% | 29.650% | 09/29/2025 | 705 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,105.00 | 5.730% | $0.00 | 1.6 | None | N/A | No | 11.000% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $113,903.65 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10004 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,612.50 | $1,593.85 | 9.223% | $399.11 | $399.11 | 8.800% | No | No | Employed | US Citizen | $4,602.42 | 1 | $2,532.96 | $642.96 | $211.08 | $53.58 | 33.622% | 33.622% | 33.622% | 09/29/2025 | 778 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,612.50 | 6.100% | $0.00 | None | N/A | No | 8.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $119,299.49 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10005 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,657.50 | $3,056.76 | 8.664% | $1,076.89 | $1,076.89 | 8.400% | No | No | Employed | US Citizen | $6,286.83 | 1 | $4,066.80 | $2,376.96 | $338.90 | $198.08 | 33.408% | 33.408% | 33.408% | 09/26/2025 | 752 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,657.50 | 6.100% | $0.00 | None | N/A | No | 8.400% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $188,337.08 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10006 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,750.00 | $3,222.47 | 10.947% | $704.35 | $704.35 | 10.500% | No | No | Employed | Not Employed | US Citizen | US Citizen | $6,237.69 | 1 | $6,475.56 | $1,821.00 | $539.63 | $151.75 | 43.675% | 43.675% | 43.675% | 09/29/2025 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Foster Care]; Account Statements - 2025 [Borrower - | Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,750.00 | 6.310% | $0.00 | 1.0 | None | N/A | No | 10.500% | 1 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.490% | XX/XX/XXXX | $206,896.70 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10007 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,720.00 | $1,702.84 | 8.950% | $547.35 | $547.35 | 8.625% | No | No | Employed | US Citizen | $6,396.49 | 1 | $1,507.56 | $2,964.00 | $125.63 | $247.00 | 39.303% | 39.303% | 39.303% | 10/03/2025 | 761 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Military VOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,720.00 | 5.700% | $0.00 | None | N/A | No | 8.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | 12 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.375% | XX/XX/XXXX | $101,809.11 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10008 | [redacted] | Higher Priced QM (APOR) | Yes | No | $935.00 | $1,387.15 | 10.990% | $773.46 | $773.46 | 10.750% | No | No | Non-Employment Income | US Citizen | $4,272.21 | 1 | $811.68 | $2,601.00 | $67.64 | $216.75 | 39.811% | 39.811% | 39.811% | 09/26/2025 | 702 | No | No | [Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Annuity]; 1099 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2021 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $935.00 | 5.560% | $0.00 | 1.0 | None | N/A | No | 10.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $149,521.27 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10009 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,107.50 | $2,487.33 | 8.241% | $1,047.50 | $1,047.50 | 8.025% | No | No | Self-Employed | US Citizen | $8,635.47 | 1 | $4,029.84 | $1,224.00 | $335.82 | $102.00 | 44.977% | 44.977% | 44.977% | 10/02/2025 | 760 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,107.50 | 5.860% | $0.00 | None | N/A | No | 8.025% | 1 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.500% | XX/XX/XXXX | $246,608.62 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 23.26 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10010 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,094.00 | $1,589.03 | 10.652% | $633.60 | $633.60 | 10.375% | No | No | Not Employed | Employed | US Citizen | US Citizen | $2,168.99 | 1 | $1,371.36 | $1,626.84 | $114.28 | $135.57 | 40.412% | 40.412% | 40.412% | 10/01/2025 | 700 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 5.730% | $0.00 | 2.1 | None | N/A | No | 10.375% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 4.375% | XX/XX/XXXX | $75,406.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,640.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10011 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,890.00 | $2,191.73 | 10.995% | $592.82 | $592.82 | 9.925% | No | No | Employed | US Citizen | $6,647.03 | 1 | $1,770.48 | $2,607.96 | $147.54 | $217.33 | 38.522% | 38.522% | 38.522% | 10/02/2025 | 686 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,890.00 | 5.830% | $0.00 | 1.0 | None | N/A | No | 9.925% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2035 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $112,762.29 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10012 | [redacted] | Non QM | Yes | No | $2,489.00 | $3,405.80 | 10.761% | $1,500.09 | $1,500.09 | 10.525% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $7,432.69 | 1 | $7,897.20 | $3,175.32 | $658.10 | $264.61 | 42.192% | 42.192% | 42.192% | 09/15/2025 | 694 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Account Statements - Personal - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - No Results Returned - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - No Results Returned - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,489.00 | 5.700% | $0.00 | 1.0 | None | N/A | No | 10.525% | 0 | 0 | 1 | 0 | 2 | 0 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.750% | XX/XX/XXXX | $322,266.80 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $8,425.64 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10013 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,893.00 | $2,274.27 | 9.442% | $445.86 | $445.86 | 8.875% | No | No | Employed | US Citizen | $6,925.39 | 1 | $11,399.40 | $2,832.00 | $949.95 | $236.00 | 48.547% | 48.547% | 48.547% | 09/22/2025 | 758 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; Year End Summary - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,893.00 | 5.700% | $0.00 | 1.1 | None | N/A | No | 8.875% | 1 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $727,163.52 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10014 | [redacted] | Non QM | Yes | No | $1,764.00 | $2,084.81 | 12.370% | $791.69 | $791.69 | 12.000% | No | No | Employed | US Citizen | $7,562.11 | 1 | $9,167.52 | $1,133.28 | $763.96 | $94.44 | 48.914% | 48.914% | 48.914% | 09/22/2025 | 700 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,764.00 | 5.700% | $0.00 | 1.1 | None | N/A | No | 12.000% | 2 | 1 | 0 | 2 | 1 | 0.00 | No | 11/01/2045 | $85,740.24 | No | 32 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $511,164.61 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 22.49 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10015 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,264.00 | $1,459.60 | 10.108% | $388.28 | $388.28 | 9.800% | No | No | Employed | US Citizen | $6,070.93 | 1 | $4,173.84 | $2,511.00 | $347.82 | $209.25 | 39.633% | 39.633% | 39.633% | 09/01/2025 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,264.00 | 6.220% | $0.00 | 1.0 | None | N/A | No | 9.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $190,536.22 | $X,XXX.XX | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10016 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,461.00 | $2,928.87 | 10.063% | $579.70 | $579.70 | 9.625% | No | No | Employed | US Citizen | $10,514.18 | 1 | $837.84 | $2,552.04 | $69.82 | $212.67 | 37.508% | 37.508% | 37.508% | 09/16/2025 | 763 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,461.00 | 6.220% | $0.00 | 2.6 | None | N/A | No | 9.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | 32 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | XX/XX/XXXX | $229,868.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 29.25 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10017 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,514.00 | $1,994.99 | 9.703% | $673.59 | $673.59 | 9.375% | No | No | Employed | US Citizen | $3,165.80 | 1 | $4,147.80 | $1,698.00 | $345.65 | $141.50 | 47.237% | 47.237% | 47.237% | 09/18/2025 | 737 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,514.00 | 5.700% | $0.00 | 1.0 | None | N/A | No | 9.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | 1 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $186,771.36 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10018 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,667.50 | $2,303.09 | 11.516% | $780.54 | $780.54 | 11.125% | No | No | Employed | US Citizen | $3,899.28 | 1 | $2,665.92 | $1,827.96 | $222.16 | $152.33 | 48.734% | 48.734% | 48.734% | 09/29/2025 | 690 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | Rocket Mortgage | $2,667.50 | 5.700% | $0.00 | 1.0 | None | N/A | No | 11.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $69,918.81 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10019 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,094.00 | $1,623.77 | 11.318% | $806.99 | $806.99 | 11.000% | No | No | Employed | Employed | US Citizen | US Citizen | $4,339.89 | 1 | $5,710.32 | $1,292.04 | $475.86 | $107.67 | 43.729% | 43.729% | 43.729% | 09/17/2025 | 698 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 5.710% | $0.00 | 2.5 | None | N/A | No | 11.000% | 2 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.750% | XX/XX/XXXX | $165,120.27 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,120.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10020 | [redacted] | Non QM | Yes | No | $2,716.00 | $3,246.51 | 12.145% | $911.19 | $911.19 | 11.500% | No | No | Employed | US Citizen | $2,990.63 | 1 | $2,586.24 | $1,275.36 | $215.52 | $106.28 | 46.282% | 46.282% | 46.282% | 09/26/2025 | 696 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,716.00 | 5.560% | $0.00 | 3.7 | None | N/A | No | 11.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $75,713.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10021 | [redacted] | Non QM | Yes | No | $2,088.21 | $1,516.84 | 9.606% | $1,256.24 | $1,256.24 | 9.400% | No | No | Employed | US Citizen | $5,325.45 | 1 | $4,841.16 | $1,296.48 | $403.43 | $108.04 | 38.553% | 38.553% | 38.553% | 09/04/2025 | 742 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,088.21 | 5.730% | $0.00 | 2.8 | None | N/A | No | 9.400% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 10/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.940% | XX/XX/XXXX | $342,195.90 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10022 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,289.00 | $1,709.85 | 11.605% | $660.06 | $660.06 | 11.375% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $3,699.89 | 1 | $3,278.16 | $1,897.32 | $273.18 | $158.11 | 49.997% | 49.997% | 49.997% | 09/23/2025 | 714 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,289.00 | 6.310% | $0.00 | 1.0 | None | N/A | No | 11.375% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | 13 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.625% | XX/XX/XXXX | $251,831.24 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $2,926.79 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10023 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,066.50 | $2,449.31 | 8.786% | $824.44 | $824.44 | 8.500% | No | No | Employed | US Citizen | $3,078.00 | 1 | $1,020.72 | $2,198.04 | $85.06 | $183.17 | 40.807% | 40.807% | 40.807% | 08/26/2025 | 777 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,066.50 | 5.730% | $0.00 | None | N/A | No | 8.500% | 1 | 0 | 0 | 2 | 2 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $175,642.35 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10024 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,012.50 | $2,554.61 | 11.471% | $712.21 | $712.21 | 11.000% | No | No | Employed | Employed | US Citizen | US Citizen | $6,013.80 | 1 | $2,863.92 | $1,527.96 | $238.66 | $127.33 | 26.725% | 26.725% | 26.725% | 09/30/2025 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,012.50 | 5.730% | $0.00 | 1.0 | None | N/A | No | 11.000% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | 32 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $133,922.15 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $4,071.97 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10025 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,500.00 | $1,851.06 | 8.837% | $429.97 | $429.97 | 8.375% | No | No | Non-Employment Income | US Citizen | $1,970.98 | 1 | $3,233.52 | $2,037.00 | $269.46 | $169.75 | 48.582% | 48.582% | 48.582% | 10/03/2025 | 823 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,500.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 8.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.000% | XX/XX/XXXX | $175,868.23 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10026 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,951.50 | $2,495.91 | 8.371% | $1,273.40 | $1,273.40 | 8.200% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $8,454.18 | 1 | $3,620.16 | $1,019.04 | $301.68 | $84.92 | 30.207% | 30.206% | 30.206% | 09/20/2025 | 785 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,951.50 | 5.840% | $0.00 | 2.6 | None | N/A | No | 8.200% | 0 | 0 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $134,232.24 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $5,661.21 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10027 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,524.00 | $2,730.15 | 10.199% | $558.46 | $558.46 | 9.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $9,437.02 | 1 | $2,346.36 | $1,214.04 | $195.53 | $101.17 | 32.291% | 32.291% | 32.291% | 09/26/2025 | 714 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,524.00 | 6.540% | $0.00 | 1.0 | None | N/A | No | 9.750% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $150,271.75 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | FICO Risk Score Classic 04 | No | $9,625.25 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10028 | [redacted] | Higher Priced QM (APOR) | Yes | No | $701.50 | $923.40 | 9.733% | $705.24 | $705.24 | 9.625% | No | No | Employed | Employed | US Citizen | US Citizen | $5,325.22 | 1 | $2,692.68 | $2,982.36 | $224.39 | $248.53 | 48.845% | 48.845% | 48.845% | 09/30/2025 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $701.50 | 5.840% | $0.00 | 2.6 | None | N/A | No | 9.625% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.490% | XX/XX/XXXX | $131,868.41 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $4,160.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10029 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,515.00 | $1,696.31 | 9.257% | $1,014.91 | $1,014.91 | 9.100% | No | No | Non-Employment Income | US Citizen | $3,857.30 | 1 | $3,543.00 | $4,604.40 | $295.25 | $383.70 | 49.952% | 49.952% | 49.952% | 10/03/2025 | 726 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; Other - 2025 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,515.00 | 5.840% | $0.00 | None | N/A | No | 9.100% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $256,158.74 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10030 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,243.00 | $1,372.59 | 8.821% | $672.14 | $672.14 | 8.625% | No | No | Employed | US Citizen | $10,828.95 | 1 | $6,676.32 | $3,340.44 | $556.36 | $278.37 | 31.607% | 31.607% | 31.607% | 10/01/2025 | 762 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,243.00 | 5.840% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $370,728.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10031 | [redacted] | Non QM | Yes | No | $3,245.00 | $4,450.95 | 12.573% | $1,574.75 | $1,574.75 | 12.275% | No | No | Employed | Employed | US Citizen | US Citizen | $6,974.75 | 1 | $5,542.44 | $2,426.04 | $461.87 | $202.17 | 48.651% | 48.651% | 48.651% | 09/26/2025 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,245.00 | 6.220% | $0.00 | 1.0 | None | N/A | No | 12.275% | 1 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $344,426.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,668.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10032 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,300.00 | $4,368.26 | 9.092% | $1,988.50 | $1,988.50 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $10,789.48 | 1 | $5,300.64 | $2,135.04 | $441.72 | $177.92 | 36.629% | 36.629% | 36.629% | 08/28/2025 | 773 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,300.00 | 5.700% | $0.00 | 1.6 | None | N/A | No | 8.875% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | 33 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.733% | XX/XX/XXXX | $377,757.53 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $6,608.43 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10033 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,959.00 | $2,317.82 | 10.908% | $739.28 | $739.28 | 10.625% | No | No | Employed | Employed | US Citizen | US Citizen | $7,746.50 | 1 | $18,557.64 | $2,177.04 | $1,546.47 | $181.42 | 44.735% | 44.735% | 44.735% | 09/30/2025 | 688 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,959.00 | 6.310% | $0.00 | 2.7 | None | N/A | No | 10.625% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 1.875% | XX/XX/XXXX | $376,295.40 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $4,336.80 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10034 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,078.75 | $2,847.80 | 11.381% | $770.85 | $770.85 | 10.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,169.13 | 1 | $1,684.32 | $2,053.68 | $140.36 | $171.14 | 49.889% | 49.889% | 49.889% | 09/23/2025 | 779 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,078.75 | 6.100% | $0.00 | 2.0 | None | N/A | No | 10.875% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $351,918.88 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $4,107.93 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10035 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,368.00 | $1,454.28 | 9.102% | $396.96 | $396.96 | 8.725% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $11,674.11 | 1 | $7,001.64 | $2,954.04 | $583.47 | $246.17 | 23.045% | 23.045% | 23.045% | 09/23/2025 | 749 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,368.00 | 5.700% | $0.00 | None | N/A | No | 8.725% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $276,610.44 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon | FICO Risk Score Classic 04 | No | $0.00 | $11,494.14 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10036 | [redacted] | Non QM | Yes | No | $1,889.00 | $2,241.09 | 12.611% | $894.86 | $894.86 | 12.250% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $5,120.22 | 1 | $4,243.08 | $407.04 | $353.59 | $33.92 | 46.373% | 46.373% | 46.373% | 09/18/2025 | 755 | No | No | [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1099 - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,889.00 | 5.700% | $0.00 | 1.8 | None | N/A | No | 12.250% | 2 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.375% | XX/XX/XXXX | $275,054.59 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,635.83 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10037 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,114.00 | $1,978.40 | 8.194% | $831.78 | $831.78 | 7.925% | No | No | Employed | US Citizen | $19,193.90 | 1 | $4,949.16 | $6,115.44 | $412.43 | $509.62 | 39.569% | 39.569% | 39.569% | 09/21/2025 | 798 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,114.00 | 6.220% | $0.00 | None | N/A | No | 7.925% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 10/01/2045 | No | 31 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $795,623.12 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10038 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,119.75 | $2,337.54 | 12.026% | $443.06 | $443.06 | 11.425% | No | No | Non-Employment Income | US Citizen | $2,842.02 | 1 | $4,190.76 | $2,099.52 | $349.23 | $174.96 | 44.684% | 44.684% | 44.684% | 09/25/2025 | 758 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,119.75 | 6.310% | $0.00 | 1.0 | None | N/A | No | 11.425% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $262,135.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10039 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,329.32 | $3,889.35 | 8.973% | $945.60 | $945.60 | 8.675% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $6,736.19 | 1 | $9,150.24 | $8,905.92 | $762.52 | $742.16 | 40.938% | 40.938% | 40.938% | 09/30/2025 | 782 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,329.32 | 6.310% | $0.00 | None | N/A | No | 8.675% | 0 | 1 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $426,701.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,338.80 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10040 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,639.00 | $4,582.97 | 9.557% | $1,871.44 | $1,871.44 | 9.375% | No | No | Employed | US Citizen | $12,456.01 | 1 | $14,294.40 | $4,359.96 | $1,191.20 | $363.33 | 44.727% | 44.727% | 44.727% | 09/29/2025 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,639.00 | 6.310% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $418,707.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10041 | [redacted] | Non QM | Yes | No | $1,846.85 | $2,316.01 | 10.338% | $1,314.28 | $1,314.28 | 10.150% | No | No | Employed | US Citizen | $5,384.78 | 1 | $4,045.20 | $3,777.96 | $337.10 | $314.83 | 39.989% | 39.988% | 39.988% | 09/12/2025 | 717 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,846.85 | 5.730% | $0.00 | 2.5 | None | N/A | No | 10.150% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.375% | XX/XX/XXXX | $245,913.12 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10042 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,876.08 | $2,004.43 | 10.899% | $443.25 | $443.25 | 10.300% | No | No | Employed | US Citizen | $5,993.13 | 1 | $5,218.68 | $3,202.92 | $434.89 | $266.91 | 38.085% | 38.085% | 38.085% | 10/01/2025 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,876.08 | 5.860% | $0.00 | 1.0 | None | N/A | No | 10.300% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $342,360.31 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10043 | [redacted] | Non QM | Yes | No | $2,855.00 | $2,615.34 | 12.314% | $1,401.54 | $1,401.54 | 12.025% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,353.51 | 1 | $3,309.96 | $2,839.32 | $275.83 | $236.61 | 49.666% | 49.665% | 49.665% | 10/01/2025 | 716 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,855.00 | 6.310% | $0.00 | 1.0 | None | N/A | No | 12.025% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 10/01/2055 | No | 9 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $257,742.57 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,553.33 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10044 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,842.01 | $1,976.38 | 12.581% | $464.61 | $464.61 | 12.050% | No | No | Non-Employment Income | US Citizen | $2,587.74 | 1 | $775.20 | $2,293.44 | $64.60 | $191.12 | 49.320% | 49.320% | 49.320% | 09/04/2025 | 756 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - | Primary Income - Pension]; Account Statements - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,842.01 | 6.310% | $0.00 | 2.3 | None | N/A | No | 12.050% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.375% | XX/XX/XXXX | $268,618.45 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10045 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,670.00 | $2,417.45 | 9.721% | $835.39 | $835.39 | 9.425% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,634.45 | 1 | $3,133.68 | $657.00 | $261.14 | $54.75 | 47.936% | 47.936% | 47.936% | 09/26/2025 | 798 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2021 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2021 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,670.00 | 6.540% | $0.00 | None | N/A | No | 9.425% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 10/01/2055 | $3,111.63 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $230,616.33 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 1.32 | No | $1,547.50 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10046 | [redacted] | Non QM | Yes | No | $2,123.00 | $2,748.55 | 10.509% | $988.37 | $988.37 | 10.175% | No | No | Employed | US Citizen | $5,060.23 | 1 | $2,858.04 | $2,801.52 | $238.17 | $233.46 | 31.390% | 31.390% | 31.390% | 09/29/2025 | 734 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,123.00 | 5.730% | $0.00 | 2.9 | None | N/A | No | 10.175% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.250% | XX/XX/XXXX | $134,256.03 | $X,XXX.XX | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10047 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,568.00 | $1,801.39 | 9.151% | $906.16 | $906.16 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $10,104.40 | 1 | $2,543.28 | $3,984.00 | $211.94 | $332.00 | 26.417% | 26.417% | 26.417% | 09/22/2025 | 725 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,568.00 | 5.780% | $0.00 | None | N/A | No | 8.875% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $216,327.42 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,980.62 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10048 | [redacted] | Non QM | Yes | No | $3,651.22 | $4,196.57 | 11.762% | $1,272.37 | $1,272.37 | 11.400% | No | No | Employed | US Citizen | $6,529.69 | 1 | $5,749.80 | $1,625.52 | $479.15 | $135.46 | 47.751% | 47.751% | 47.751% | 10/03/2025 | 769 | No | No | [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,651.22 | 6.310% | $0.00 | 1.0 | None | N/A | No | 11.400% | 2 | 2 | 0 | 2 | 0 | 0.00 | No | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.000% | XX/XX/XXXX | $370,018.41 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 18.18 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10049 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,289.00 | $1,515.79 | 10.358% | $729.99 | $729.99 | 10.125% | No | No | Employed | US Citizen | $8,385.74 | 1 | $6,454.68 | $1,131.48 | $537.89 | $94.29 | 44.095% | 44.095% | 44.095% | 10/03/2025 | 717 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,289.00 | 6.100% | $0.00 | 2.3 | None | N/A | No | 10.125% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $267,735.43 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10050 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,995.00 | $2,520.85 | 11.145% | $663.24 | $663.24 | 10.500% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $3,331.66 | 1 | $711.96 | $967.92 | $59.33 | $80.66 | 42.400% | 42.400% | 42.400% | 09/30/2025 | 773 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,995.00 | 5.780% | $0.00 | 1.5 | None | N/A | No | 10.500% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.125% | XX/XX/XXXX | $261,707.21 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $2,701.25 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10051 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,130.00 | $2,215.31 | 8.903% | $590.12 | $590.12 | 8.500% | No | No | Non-Employment Income | US Citizen | $2,115.92 | 1 | $1,033.92 | $840.00 | $86.16 | $70.00 | 49.429% | 49.429% | 49.429% | 10/07/2025 | 764 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,130.00 | 5.840% | $0.00 | None | N/A | No | 8.500% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.375% | XX/XX/XXXX | $140,639.20 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10052 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,320.00 | $1,631.63 | 8.431% | $940.73 | $940.73 | 8.300% | No | No | Employed | US Citizen | $9,468.19 | 1 | $7,801.32 | $5,173.20 | $650.11 | $431.10 | 31.275% | 31.275% | 31.275% | 09/26/2025 | 762 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,320.00 | 5.730% | $0.00 | None | N/A | No | 8.300% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $456,725.12 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10053 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,555.00 | $2,591.83 | 9.077% | $703.15 | $703.15 | 8.675% | No | No | Employed | US Citizen | $7,094.87 | 1 | $6,020.88 | $3,613.68 | $501.74 | $301.14 | 29.694% | 29.694% | 29.694% | 10/04/2025 | 801 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,555.00 | 5.840% | $0.00 | 2.0 | None | N/A | No | 8.675% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.750% | XX/XX/XXXX | $284,939.19 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10054 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,120.00 | $1,594.61 | 9.251% | $445.86 | $445.86 | 8.875% | No | No | Employed | US Citizen | $2,084.56 | 1 | $3,885.48 | $1,466.28 | $323.79 | $122.19 | 49.008% | 49.007% | 49.007% | 10/01/2025 | 755 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,120.00 | 6.100% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.375% | XX/XX/XXXX | $146,391.48 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10055 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,813.13 | $5,761.75 | 7.572% | $1,316.79 | $1,316.79 | 7.000% | No | No | Non-Employment Income | US Citizen | $4,940.50 | 1 | $6,222.00 | $3,262.20 | $518.50 | $271.85 | 49.807% | 49.807% | 49.807% | 09/05/2025 | 749 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; Account Statements - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $3,813.13 | 5.780% | $0.00 | None | N/A | No | 7.000% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | $4,922.91 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $453,910.52 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0.91 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10056 | [redacted] | Non QM | Yes | No | $2,828.75 | $3,041.74 | 9.352% | $1,088.05 | $1,088.05 | 9.050% | No | No | Employed | US Citizen | $6,837.27 | 1 | $1,803.60 | $3,318.36 | $150.30 | $276.53 | 29.812% | 29.812% | 29.812% | 09/29/2025 | 729 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,828.75 | 5.860% | $0.00 | 1.0 | None | N/A | No | 9.050% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $283,210.71 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10057 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,715.00 | $1,275.37 | 9.993% | $452.69 | $452.69 | 9.675% | No | No | Employed | US Citizen | $5,183.75 | 1 | $2,286.48 | $1,291.80 | $190.54 | $107.65 | 40.038% | 40.038% | 40.038% | 10/03/2025 | 772 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,715.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 9.675% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.500% | XX/XX/XXXX | $256,129.27 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10058 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,290.00 | $1,457.69 | 8.918% | $786.51 | $786.51 | 8.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,714.17 | 1 | $1,591.32 | $3,848.16 | $132.61 | $320.68 | 41.811% | 41.811% | 41.811% | 09/23/2025 | 742 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,290.00 | 6.200% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $165,461.68 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,510.83 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10059 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,807.50 | $1,960.89 | 11.731% | $577.10 | $577.10 | 11.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,093.41 | 1 | $3,771.12 | $872.04 | $314.26 | $72.67 | 42.720% | 42.720% | 42.720% | 09/22/2025 | 691 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,807.50 | 5.730% | $0.00 | 1.0 | None | N/A | No | 11.250% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.250% | XX/XX/XXXX | $400,991.29 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $7,853.95 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10060 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,944.56 | $2,087.02 | 9.876% | $642.01 | $642.01 | 9.500% | No | No | Employed | Employed | US Citizen | US Citizen | $7,557.42 | 1 | $3,151.20 | $2,424.96 | $262.60 | $202.08 | 28.147% | 28.147% | 28.147% | 09/29/2025 | 756 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,944.56 | 5.860% | $0.00 | 1.0 | None | N/A | No | 9.500% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $136,218.62 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,571.20 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10061 | [redacted] | Non QM | Yes | No | $2,897.53 | $2,775.88 | 9.481% | $1,376.24 | $1,376.24 | 9.275% | No | No | Employed | US Citizen | $12,223.83 | 1 | $6,654.36 | $1,815.96 | $554.53 | $151.33 | 24.912% | 24.912% | 24.912% | 10/09/2025 | 718 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,897.53 | 5.840% | $0.00 | 2.4 | None | N/A | No | 9.275% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $334,134.86 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10062 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,420.00 | $842.45 | 9.488% | $619.07 | $619.07 | 9.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,283.51 | 1 | $1,989.24 | $2,877.96 | $165.77 | $239.83 | 45.708% | 45.708% | 45.708% | 09/23/2025 | 742 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,420.00 | 5.840% | $0.00 | 2.1 | None | N/A | No | 9.375% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $176,543.88 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $2,506.19 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10063 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,020.00 | $2,516.35 | 11.433% | $769.43 | $769.43 | 11.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,548.09 | 1 | $2,945.76 | $681.00 | $245.48 | $56.75 | 48.788% | 48.788% | 48.788% | 09/29/2025 | 711 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,020.00 | 6.540% | $0.00 | 1.0 | None | N/A | No | 11.125% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.875% | XX/XX/XXXX | $323,242.98 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $5,046.28 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10064 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $444.00 | $518.82 | 8.898% | $563.37 | $563.37 | 8.725% | No | No | Non-Employment Income | US Citizen | $4,990.68 | 1 | $4,376.64 | $1,543.44 | $364.72 | $128.62 | 36.797% | 36.797% | 36.797% | 10/02/2025 | 755 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $444.00 | 5.590% | $0.00 | None | N/A | No | 8.725% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2035 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $211,732.77 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10065 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,415.00 | $2,623.79 | 8.838% | $659.70 | $659.70 | 8.250% | No | No | Employed | US Citizen | $6,075.14 | 1 | $3,036.00 | $1,940.04 | $253.00 | $161.67 | 30.651% | 30.651% | 30.651% | 10/06/2025 | 766 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,415.00 | 5.610% | $0.00 | None | N/A | No | 8.250% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $243,687.61 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10066 | [redacted] | Non QM | Yes | No | $2,032.50 | $2,160.98 | 12.361% | $485.34 | $485.34 | 11.675% | No | No | Employed | US Citizen | $3,838.20 | 1 | $4,424.28 | $1,854.00 | $368.69 | $154.50 | 49.363% | 49.363% | 49.363% | 09/23/2025 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,032.50 | 5.730% | $0.00 | 1.8 | None | N/A | No | 11.675% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | 32 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.125% | XX/XX/XXXX | $229,500.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10067 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,670.00 | $3,121.33 | 9.152% | $1,250.63 | $1,250.63 | 8.900% | No | No | Employed | US Citizen | $11,599.85 | 1 | $8,394.72 | $2,196.96 | $699.56 | $183.08 | 31.130% | 31.130% | 31.130% | 09/30/2025 | 727 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,670.00 | 6.100% | $0.00 | None | N/A | No | 8.900% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $501,876.85 | $X,XXX.XX | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | 15.28 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10068 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $925.00 | $1,534.45 | 8.212% | $1,705.91 | $1,705.91 | 8.150% | No | No | Employed | Employed | US Citizen | US Citizen | $8,418.13 | 1 | $6,882.00 | $3,197.04 | $573.50 | $266.42 | 46.745% | 46.745% | 46.745% | 10/01/2025 | 760 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $925.00 | 5.680% | $0.00 | None | N/A | No | 8.150% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $377,739.12 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $4,916.67 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10069 | [redacted] | Non QM | Yes | No | $1,618.57 | $1,849.16 | 9.391% | $1,269.47 | $1,269.47 | 9.050% | No | No | Not Employed | Employed | US Citizen | US Citizen | $9,798.25 | 1 | $2,152.92 | $6,354.96 | $179.41 | $529.58 | 38.116% | 38.116% | 38.116% | 10/01/2025 | 711 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,618.57 | 5.690% | $0.00 | 2.8 | None | N/A | No | 9.050% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2035 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $136,537.43 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $15,833.34 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10070 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,195.00 | $2,527.38 | 9.240% | $1,171.74 | $1,171.74 | 9.025% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $7,431.44 | 1 | $0.00 | $3,357.12 | $0.00 | $279.76 | 36.983% | 36.983% | 36.983% | 09/29/2025 | 810 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Pension]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,195.00 | 6.100% | $0.00 | None | N/A | No | 9.025% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $603,911.98 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $6,272.45 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10071 | [redacted] | Non QM | Yes | No | $2,145.00 | $2,840.85 | 10.881% | $898.55 | $898.55 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $5,649.14 | 1 | $2,666.16 | $2,159.04 | $222.18 | $179.92 | 37.999% | 37.999% | 37.999% | 10/02/2025 | 735 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,145.00 | 5.730% | $0.00 | 2.5 | None | N/A | No | 10.500% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | 26 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $202,178.14 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,183.70 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10072 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,663.75 | $2,427.16 | 8.396% | $1,493.87 | $1,493.87 | 8.275% | No | No | Employed | US Citizen | $4,911.06 | 1 | $9,601.20 | $1,749.00 | $800.10 | $145.75 | 45.551% | 45.551% | 45.551% | 09/29/2025 | 808 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,663.75 | 6.100% | $0.00 | None | N/A | No | 8.275% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $297,372.28 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10073 | [redacted] | Non QM | Yes | No | $1,945.00 | $2,050.31 | 10.031% | $825.21 | $825.21 | 9.750% | No | No | Employed | US Citizen | $5,275.71 | 1 | $4,570.56 | $3,980.52 | $380.88 | $331.71 | 46.275% | 46.275% | 46.275% | 10/02/2025 | 740 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,945.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 9.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.490% | XX/XX/XXXX | $386,362.35 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10074 | [redacted] | Non QM | Yes | No | $2,900.00 | $3,254.03 | 10.076% | $1,216.21 | $1,216.21 | 9.775% | No | No | Employed | US Citizen | $3,339.69 | 1 | $845.16 | $1,127.04 | $70.43 | $93.92 | 42.793% | 42.793% | 42.793% | 10/02/2025 | 705 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,900.00 | 5.730% | $0.00 | 1.0 | None | N/A | No | 9.775% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $155,271.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10075 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,163.13 | $1,885.90 | 10.001% | $822.65 | $822.65 | 9.750% | No | No | Employed | US Citizen | $11,390.71 | 1 | $5,241.84 | $2,686.32 | $436.82 | $223.86 | 25.963% | 25.963% | 25.963% | 09/26/2025 | 712 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,163.13 | 6.540% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 10/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.550% | XX/XX/XXXX | $189,716.97 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10076 | [redacted] | Non QM | Yes | No | $2,323.45 | $2,201.80 | 10.769% | $1,051.83 | $1,051.83 | 10.550% | No | No | Employed | Not Employed | US Citizen | US Citizen | $21,986.24 | 1 | $3,975.48 | $1,191.96 | $331.29 | $99.33 | 29.644% | 29.644% | 29.644% | 09/29/2025 | 691 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,323.45 | 5.700% | $0.00 | 1.1 | None | N/A | No | 10.550% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $181,510.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10077 | [redacted] | Non QM | Yes | No | $1,189.00 | $1,657.95 | 9.398% | $1,146.86 | $1,146.86 | 9.275% | No | No | Employed | US Citizen | $11,150.89 | 1 | $11,075.40 | $1,059.00 | $922.95 | $88.25 | 44.042% | 44.042% | 44.042% | 10/01/2025 | 714 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | Rocket Mortgage | $1,189.00 | 5.730% | $0.00 | 2.2 | None | N/A | No | 9.275% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | 32 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.750% | XX/XX/XXXX | $309,470.30 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10078 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,270.00 | $1,174.35 | 9.113% | $399.11 | $399.11 | 8.800% | No | No | Employed | US Citizen | $7,563.19 | 1 | $1,267.80 | $1,395.00 | $105.65 | $116.25 | 20.539% | 20.539% | 20.539% | 10/03/2025 | 776 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,270.00 | 5.840% | $0.00 | None | N/A | No | 8.800% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | $6,270.46 | No | 32 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $239,695.99 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 3.46 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10079 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,088.76 | $2,033.11 | 11.548% | $505.84 | $505.84 | 10.800% | No | No | Employed | US Citizen | $4,051.67 | 1 | $1,238.76 | $2,568.00 | $103.23 | $214.00 | 44.763% | 44.763% | 44.763% | 10/07/2025 | 752 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,088.76 | 5.680% | $0.00 | 4.5 | None | N/A | No | 10.800% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | 33 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $240,300.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10080 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,907.50 | $3,287.29 | 9.140% | $1,384.63 | $1,384.63 | 8.900% | No | No | Employed | US Citizen | $11,413.13 | 1 | $12,514.20 | $1,913.04 | $1,042.85 | $159.42 | 37.605% | 37.605% | 37.605% | 09/19/2025 | 752 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,907.50 | 6.100% | $0.00 | None | N/A | No | 8.900% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $489,083.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10081 | [redacted] | Non QM | Yes | No | $3,686.88 | $4,967.33 | 10.970% | $2,398.48 | $2,398.48 | 10.750% | No | No | Employed | US Citizen | $9,925.63 | 1 | $7,670.28 | $3,225.96 | $639.19 | $268.83 | 48.084% | 48.084% | 48.084% | 09/22/2025 | 725 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,686.88 | 5.860% | $0.00 | 1.0 | None | N/A | No | 10.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.625% | XX/XX/XXXX | $353,429.24 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10082 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,403.25 | $4,018.40 | 7.777% | $545.40 | $545.40 | 7.250% | No | No | Employed | US Citizen | $6,301.39 | 1 | $5,463.72 | $4,169.04 | $455.31 | $347.42 | 42.418% | 42.418% | 42.418% | 09/26/2025 | 778 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Housing Allowance]; Paystubs - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2024 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,403.25 | 6.540% | $0.00 | None | N/A | No | 7.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 10/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.990% | XX/XX/XXXX | $378,656.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10083 | [redacted] | Non QM | Yes | No | $2,189.00 | $2,585.73 | 10.199% | $712.05 | $712.05 | 9.875% | No | No | Employed | US Citizen | $2,860.50 | 1 | $3,973.44 | $507.96 | $331.12 | $42.33 | 41.510% | 41.510% | 41.510% | 09/17/2025 | 735 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,189.00 | 6.320% | $0.00 | 2.9 | None | N/A | No | 9.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.375% | XX/XX/XXXX | $101,453.89 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10084 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,795.00 | $2,028.84 | 8.947% | $656.82 | $656.82 | 8.625% | No | No | Non-Employment Income | US Citizen | $2,189.67 | 1 | $1,492.56 | $1,203.96 | $124.38 | $100.33 | 45.104% | 45.104% | 45.104% | 10/06/2025 | 746 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,795.00 | 5.730% | $0.00 | 4.2 | None | N/A | No | 8.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | XX/XX/XXXX | $89,768.66 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10085 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,345.00 | $1,743.34 | 9.575% | $367.77 | $367.77 | 9.175% | No | No | Non-Employment Income | US Citizen | $3,182.09 | 1 | $584.64 | $1,046.04 | $48.72 | $87.17 | 40.088% | 40.087% | 40.087% | 10/01/2025 | 800 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2022 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,345.00 | 6.540% | $0.00 | None | N/A | No | 9.175% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | $2,459.81 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $148,808.41 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 2 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10086 | [redacted] | Non QM | Yes | No | $2,477.50 | $3,260.67 | 9.415% | $1,227.69 | $1,227.69 | 9.150% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $8,799.57 | 1 | $3,408.36 | $1,785.96 | $284.03 | $148.83 | 39.650% | 39.650% | 39.650% | 09/28/2025 | 702 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,477.50 | 5.730% | $0.00 | 1.0 | None | N/A | No | 9.150% | 1 | 1 | 1 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $212,549.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 45.86 | No | $7,247.17 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10087 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,882.50 | $2,134.37 | 11.846% | $469.86 | $469.86 | 11.175% | No | No | Non-Employment Income | US Citizen | $2,214.37 | 1 | $0.00 | $2,790.96 | $0.00 | $232.58 | 48.727% | 48.727% | 48.727% | 10/03/2025 | 698 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,882.50 | 5.700% | $0.00 | 1.0 | None | N/A | No | 11.175% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.625% | XX/XX/XXXX | $73,214.14 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10088 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,663.75 | $1,676.06 | 8.635% | $381.32 | $381.32 | 8.175% | No | No | Employed | US Citizen | $7,013.16 | 1 | $4,331.64 | $1,617.00 | $360.97 | $134.75 | 25.486% | 25.486% | 25.486% | 10/03/2025 | 807 | No | No | [Borrower - | Primary Income - Wages]; Borrower Intent to Return to Work Letter - 2025 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,663.75 | 6.100% | $0.00 | None | N/A | No | 8.175% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $279,035.31 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10089 | [redacted] | Non QM | Yes | No | $5,908.00 | $6,368.35 | 6.473% | $1,117.64 | $1,117.64 | 6.000% | No | No | Not Employed | Employed | US Citizen | US Citizen | $6,934.03 | 1 | $1,751.52 | $2,065.20 | $145.96 | $172.10 | 34.323% | 34.323% | 34.323% | 09/16/2025 | 787 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $5,908.00 | 5.730% | $0.00 | 2.6 | None | N/A | No | 6.000% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.990% | XX/XX/XXXX | $188,259.64 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $10,557.73 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10090 | [redacted] | Non QM | Yes | No | $2,430.79 | $3,077.62 | 10.118% | $1,342.47 | $1,342.47 | 9.775% | No | No | Employed | US Citizen | $7,589.73 | 1 | $6,240.00 | $3,654.96 | $520.00 | $304.58 | 38.442% | 38.442% | 38.442% | 10/03/2025 | 704 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,430.79 | 5.610% | $0.00 | 1.0 | None | N/A | No | 9.775% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $366,157.68 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10091 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $149.00 | $621.35 | 9.881% | $738.10 | $738.10 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $7,581.06 | 1 | $3,532.56 | $962.04 | $294.38 | $80.17 | 29.906% | 29.906% | 29.906% | 09/22/2025 | 752 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $149.00 | 6.540% | $0.00 | None | N/A | No | 9.875% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.000% | XX/XX/XXXX | $177,323.32 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,423.33 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10092 | [redacted] | Non QM | Yes | No | $1,304.00 | $2,080.07 | 11.506% | $1,854.21 | $1,854.21 | 11.400% | No | No | Employed | US Citizen | $8,651.32 | 1 | $7,040.88 | $2,846.28 | $586.74 | $237.19 | 47.730% | 47.730% | 47.730% | 09/24/2025 | 755 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,304.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 11.400% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.500% | XX/XX/XXXX | $264,970.92 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10093 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,676.25 | $1,702.60 | 9.276% | $399.11 | $399.11 | 8.800% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,999.53 | 1 | $4,979.88 | $2,484.96 | $414.99 | $207.08 | 25.454% | 25.454% | 25.454% | 10/03/2025 | 745 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,676.25 | 5.860% | $0.00 | None | N/A | No | 8.800% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $219,708.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,323.85 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10094 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,745.00 | $1,941.58 | 11.421% | $598.25 | $598.25 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $6,590.18 | 1 | $3,216.60 | $1,283.04 | $268.05 | $106.92 | 38.504% | 38.504% | 38.504% | 09/29/2025 | 751 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,745.00 | 5.560% | $0.00 | 1.0 | None | N/A | No | 10.875% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.250% | XX/XX/XXXX | $183,720.85 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,954.27 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10095 | [redacted] | Non QM | Yes | No | $3,565.66 | $4,193.71 | 11.048% | $1,375.03 | $1,375.03 | 10.550% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $8,589.83 | 1 | $1,878.36 | $2,920.68 | $156.53 | $243.39 | 31.221% | 31.221% | 31.221% | 09/09/2025 | 718 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,565.66 | 5.680% | $0.00 | 1.0 | None | N/A | No | 10.550% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $103,755.64 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $2,278.04 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10096 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,094.00 | $1,468.35 | 11.504% | $582.76 | $582.76 | 11.250% | No | No | Employed | Employed | US Citizen | US Citizen | $15,606.65 | 1 | $5,607.48 | $2,514.00 | $467.29 | $209.50 | 32.283% | 32.283% | 32.283% | 10/03/2025 | 703 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 6.220% | $0.00 | 1.0 | None | N/A | No | 11.250% | 1 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.750% | XX/XX/XXXX | $406,135.51 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $17,981.90 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10097 | [redacted] | Non QM | Yes | No | $2,987.20 | $3,884.99 | 11.570% | $997.25 | $997.25 | 11.175% | No | No | Non-Employment Income | US Citizen | $3,247.11 | 1 | $2,246.16 | $6,720.00 | $187.18 | $560.00 | 47.333% | 47.332% | 47.332% | 09/22/2025 | 718 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,987.20 | 6.220% | $0.00 | 1.0 | None | N/A | No | 11.175% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $260,847.58 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10098 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,901.25 | $2,095.68 | 11.067% | $491.87 | $491.87 | 10.300% | No | No | Employed | US Citizen | $3,489.62 | 1 | $1,360.92 | $1,877.04 | $113.41 | $156.42 | 37.360% | 37.360% | 37.360% | 10/03/2025 | 705 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,901.25 | 5.710% | $0.00 | 1.0 | None | N/A | No | 10.300% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $130,090.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10099 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,265.00 | $1,755.15 | 8.691% | $975.51 | $975.51 | 8.550% | No | No | Employed | US Citizen | $7,233.96 | 1 | $5,535.84 | $1,752.00 | $461.32 | $146.00 | 34.225% | 34.225% | 34.225% | 09/24/2025 | 764 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,265.00 | 5.730% | $0.00 | 1.0 | None | N/A | No | 8.550% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $256,154.16 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 34.19 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10100 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,631.76 | $2,936.63 | 11.184% | $677.16 | $677.16 | 10.750% | No | No | Employed | US Citizen | $7,883.66 | 1 | $3,570.84 | $2,094.96 | $297.57 | $174.58 | 31.740% | 31.740% | 31.740% | 10/02/2025 | 739 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,631.76 | 6.310% | $0.00 | 1.7 | None | N/A | No | 10.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $213,059.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10101 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,445.00 | $1,781.35 | 11.430% | $505.84 | $505.84 | 10.800% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,357.71 | 1 | $3,664.44 | $1,250.04 | $305.37 | $104.17 | 44.461% | 44.461% | 44.461% | 09/30/2025 | 758 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,445.00 | 5.710% | $0.00 | 1.0 | None | N/A | No | 10.800% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.625% | XX/XX/XXXX | $196,744.53 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $4,491.78 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10102 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,939.00 | $2,357.66 | 11.909% | $510.00 | $510.00 | 11.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,401.18 | 1 | $1,491.24 | $3,705.00 | $124.27 | $308.75 | 49.929% | 49.929% | 49.929% | 10/03/2025 | 688 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2021 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,939.00 | 6.310% | $0.00 | 2.6 | None | N/A | No | 11.375% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $174,034.87 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,307.68 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10103 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,663.75 | $1,690.10 | 9.272% | $399.11 | $399.11 | 8.800% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $1,990.25 | 1 | $4,657.80 | $1,923.96 | $388.15 | $160.33 | 44.170% | 44.170% | 44.170% | 09/27/2025 | 746 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,663.75 | 5.860% | $0.00 | None | N/A | No | 8.800% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $110,906.32 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,116.35 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10104 | [redacted] | Non QM | Yes | No | $3,785.00 | $4,627.05 | 9.587% | $1,596.21 | $1,596.21 | 9.150% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $20,539.65 | 1 | $4,440.12 | $5,001.96 | $370.01 | $416.83 | 31.964% | 31.964% | 31.964% | 10/04/2025 | 707 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2025 [Coborrower(s) - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,785.00 | 5.560% | $0.00 | 1.4 | None | N/A | No | 9.150% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $478,016.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $16,666.68 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10105 | [redacted] | Non QM | Yes | No | $2,551.25 | $4,009.65 | 10.954% | $2,186.38 | $2,186.38 | 10.775% | No | No | Employed | US Citizen | $10,056.57 | 1 | $8,097.24 | $2,445.00 | $674.77 | $203.75 | 42.534% | 42.534% | 42.534% | 09/26/2025 | 715 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,551.25 | 5.860% | $0.00 | 1.0 | None | N/A | No | 10.775% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $345,263.50 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10106 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,353.30 | $2,588.31 | 8.663% | $887.97 | $887.97 | 8.250% | No | No | Self-Employed | US Citizen | $4,926.60 | 1 | $1,179.24 | $2,604.72 | $98.27 | $217.06 | 33.902% | 33.902% | 33.902% | 10/04/2025 | 764 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,353.30 | 5.560% | $0.00 | None | N/A | No | 8.250% | 0 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $115,349.24 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10107 | [redacted] | Non QM | Yes | No | $1,927.50 | $1,994.21 | 12.818% | $473.30 | $473.30 | 12.300% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $1,880.49 | 1 | $1,114.92 | $4,576.32 | $92.91 | $381.36 | 47.802% | 47.802% | 47.802% | 09/29/2025 | 712 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,927.50 | 6.320% | $0.00 | 1.0 | None | N/A | No | 12.300% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $162,230.89 | $X,XXX.XX | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | Beacon 5.0 | FICO Risk Score Classic 04 | No | $995.69 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10108 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,894.46 | $1,869.53 | 9.640% | $549.53 | $549.53 | 9.250% | No | No | Employed | US Citizen | $3,203.32 | 1 | $2,231.04 | $693.00 | $185.92 | $57.75 | 30.344% | 30.344% | 30.344% | 09/30/2025 | 759 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,894.46 | 5.860% | $0.00 | 1.0 | None | N/A | No | 9.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | XX/XX/XXXX | $122,089.64 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10109 | [redacted] | Non QM | Yes | No | $2,021.50 | $2,427.41 | 10.466% | $812.73 | $812.73 | 10.125% | No | No | Employed | Employed | US Citizen | US Citizen | $11,007.59 | 1 | $2,350.68 | $1,335.96 | $195.89 | $111.33 | 30.388% | 30.388% | 30.388% | 10/02/2025 | 704 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,021.50 | 5.730% | $0.00 | 1.0 | None | N/A | No | 10.125% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $345,452.37 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $15,568.52 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10110 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $4,325.00 | $4,729.99 | 6.197% | $1,134.79 | $1,134.79 | 5.875% | No | No | Employed | US Citizen | $5,454.07 | 1 | $7,809.84 | $1,421.88 | $650.82 | $118.49 | 40.546% | 40.546% | 40.546% | 09/22/2025 | 794 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,325.00 | 5.860% | $0.00 | None | N/A | No | 5.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.625% | XX/XX/XXXX | $288,380.94 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10111 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,300.00 | $2,508.22 | 8.923% | $606.68 | $606.68 | 8.625% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,280.26 | 1 | $3,972.00 | $752.04 | $331.00 | $62.67 | 24.956% | 24.956% | 24.956% | 09/23/2025 | 806 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,300.00 | 6.320% | $0.00 | None | N/A | No | 8.625% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $168,094.20 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,906.93 | $5,333.47 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10112 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,075.00 | $2,201.85 | 10.057% | $380.03 | $380.03 | 9.550% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,111.71 | 1 | $5,863.32 | $2,236.44 | $488.61 | $186.37 | 49.039% | 49.039% | 49.039% | 09/26/2025 | 727 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,075.00 | 6.310% | $0.00 | 1.0 | None | N/A | No | 9.550% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $92,618.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,694.24 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10113 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,185.00 | $1,084.69 | 9.575% | $415.88 | $415.88 | 9.375% | No | No | Employed | US Citizen | $7,874.45 | 1 | $4,141.68 | $2,633.04 | $345.14 | $219.42 | 40.182% | 40.182% | 40.182% | 09/25/2025 | 734 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,185.00 | 6.310% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $272,810.12 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10114 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,370.00 | $2,607.13 | 8.477% | $847.37 | $847.37 | 8.175% | No | No | Self-Employed | US Citizen | $7,515.05 | 1 | $11,148.72 | $3,391.56 | $929.06 | $282.63 | 48.937% | 48.937% | 48.937% | 09/30/2025 | 765 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,370.00 | 5.840% | $0.00 | None | N/A | No | 8.175% | 0 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $798,910.35 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10115 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,745.00 | $1,641.83 | 8.883% | $388.39 | $388.39 | 8.425% | No | No | Employed | US Citizen | $5,488.04 | 1 | $3,874.32 | $1,638.00 | $322.86 | $136.50 | 31.188% | 31.188% | 31.188% | 10/05/2025 | 785 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,745.00 | 5.700% | $0.00 | None | N/A | No | 8.425% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $206,522.16 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10116 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,807.50 | $1,845.19 | 8.832% | $429.97 | $429.97 | 8.375% | No | No | Employed | US Citizen | $5,343.72 | 1 | $6,446.52 | $1,974.12 | $537.21 | $164.51 | 42.608% | 42.608% | 42.608% | 09/23/2025 | 767 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,807.50 | 5.860% | $0.00 | None | N/A | No | 8.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $387,378.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10117 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $1,414.60 | 9.533% | $598.86 | $598.86 | 9.375% | No | No | Employed | US Citizen | $4,542.86 | 1 | $4,252.08 | $1,980.96 | $354.34 | $165.08 | 43.283% | 43.283% | 43.283% | 09/25/2025 | 729 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 6.320% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | 9 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $199,740.49 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10118 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,745.00 | $2,969.19 | 9.495% | $755.14 | $755.14 | 8.875% | No | No | Employed | US Citizen | $4,244.80 | 1 | $2,079.72 | $1,472.04 | $173.31 | $122.67 | 40.553% | 40.552% | 40.552% | 10/02/2025 | 789 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,745.00 | 5.560% | $0.00 | 1.0 | None | N/A | No | 8.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $247,575.92 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10119 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,690.00 | $1,784.39 | 10.070% | $420.93 | $420.93 | 9.550% | No | No | Employed | US Citizen | $5,097.82 | 1 | $3,589.32 | $1,697.04 | $299.11 | $141.42 | 32.628% | 32.628% | 32.628% | 10/07/2025 | 720 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,690.00 | 5.700% | $0.00 | 2.6 | None | N/A | No | 9.550% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $177,840.26 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10120 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,117.50 | $3,123.37 | 7.039% | $521.91 | $521.91 | 6.500% | No | No | Non-Employment Income | US Citizen | $3,743.33 | 1 | $3,960.84 | $4,518.00 | $330.07 | $376.50 | 40.145% | 40.145% | 40.145% | 09/18/2025 | 807 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $3,117.50 | 5.860% | $0.00 | None | N/A | No | 6.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $204,985.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10121 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,035.00 | $2,262.93 | 11.575% | $536.74 | $536.74 | 11.000% | No | No | Employed | US Citizen | $2,489.92 | 1 | $752.04 | $1,779.00 | $62.67 | $148.25 | 44.862% | 44.862% | 44.862% | 09/27/2025 | 753 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,035.00 | 5.700% | $0.00 | 1.9 | None | N/A | No | 11.000% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.625% | XX/XX/XXXX | $176,942.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10122 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,339.92 | $1,350.00 | 8.913% | $391.95 | $391.95 | 8.550% | No | No | Employed | US Citizen | $5,581.37 | 1 | $3,338.40 | $1,464.00 | $278.20 | $122.00 | 20.395% | 20.395% | 20.395% | 09/30/2025 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,339.92 | 5.700% | $0.00 | None | N/A | No | 8.550% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $120,781.87 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10123 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,390.00 | $2,520.21 | 10.988% | $525.98 | $525.98 | 10.500% | No | No | Non-Employment Income | US Citizen | $2,301.91 | 1 | $5,621.88 | $864.12 | $468.49 | $72.01 | 40.167% | 40.167% | 40.167% | 09/28/2025 | 699 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,390.00 | 6.310% | $0.00 | 1.8 | None | N/A | No | 10.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.595% | XX/XX/XXXX | $80,438.63 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10124 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,025.00 | $2,806.67 | 8.031% | $511.56 | $511.56 | 7.500% | No | No | Employed | Non-Employment Income | US Citizen | Permanent Resident Alien | $8,086.80 | 1 | $8,715.12 | $867.48 | $726.26 | $72.29 | 43.920% | 43.920% | 43.920% | 09/19/2025 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 1 | 0 | 0 | 0 | Rocket Mortgage | $1,025.00 | 5.730% | $0.00 | None | N/A | No | 7.500% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $511,540.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | $3,054.40 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10125 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,117.50 | $2,264.09 | 8.954% | $726.88 | $726.88 | 8.625% | No | No | Not Employed | Employed | US Citizen | US Citizen | $2,751.97 | 1 | $2,774.16 | $1,718.04 | $231.18 | $143.17 | 49.505% | 49.505% | 49.505% | 10/06/2025 | 742 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,117.50 | 5.860% | $0.00 | None | N/A | No | 8.625% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $156,862.95 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,450.02 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10126 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,618.75 | $1,854.67 | 8.813% | $451.47 | $451.47 | 8.375% | No | No | Non-Employment Income | US Citizen | $2,572.36 | 1 | $2,790.12 | $1,354.68 | $232.51 | $112.89 | 43.520% | 43.520% | 43.520% | 10/03/2025 | 776 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Annuity]; Account Statements - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; 1099 - 2024 [Borrower - | Non-Primary Income - Annuity]; Account Statements - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; 1099 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,618.75 | 5.730% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | $944.61 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $215,065.39 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0.51 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10127 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,770.00 | $2,057.77 | 8.660% | $687.95 | $687.95 | 8.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,357.88 | 1 | $2,526.84 | $1,427.04 | $210.57 | $118.92 | 24.534% | 24.534% | 24.534% | 09/29/2025 | 770 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,770.00 | 5.860% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $159,355.17 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,855.05 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10128 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,130.00 | $2,112.01 | 9.166% | $437.88 | $437.88 | 8.625% | No | No | Employed | US Citizen | $1,929.51 | 1 | $1,899.24 | $1,599.96 | $158.27 | $133.33 | 48.472% | 48.472% | 48.472% | 09/29/2025 | 775 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,130.00 | 5.730% | $0.00 | 2.3 | None | N/A | No | 8.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $229,198.97 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10129 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,790.00 | $1,792.75 | 9.839% | $605.89 | $605.89 | 9.500% | No | No | Employed | US Citizen | $3,459.66 | 1 | $1,273.68 | $4,091.04 | $106.14 | $340.92 | 41.105% | 41.105% | 41.105% | 09/23/2025 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,790.00 | 5.860% | $0.00 | 1.2 | None | N/A | No | 9.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $86,201.44 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10130 | [redacted] | Non QM | Yes | No | $1,925.00 | $2,053.13 | 10.045% | $777.79 | $777.79 | 9.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $8,193.73 | 1 | $99.96 | $3,599.28 | $8.33 | $299.94 | 29.654% | 29.654% | 29.654% | 09/30/2025 | 711 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,925.00 | 5.860% | $0.00 | 1.0 | None | N/A | No | 9.750% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $86,669.01 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $450.28 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10131 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,150.00 | $2,591.19 | 8.492% | $1,109.73 | $1,109.73 | 8.275% | No | No | Employed | Not Employed | US Citizen | US Citizen | $8,308.67 | 1 | $8,092.92 | $6,390.96 | $674.41 | $532.58 | 37.739% | 37.739% | 37.739% | 10/02/2025 | 770 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,150.00 | 5.860% | $0.00 | None | N/A | No | 8.275% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | 33 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $123,737.42 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10132 | [redacted] | Non QM | Yes | No | $2,025.25 | $2,600.20 | 9.212% | $1,361.02 | $1,361.02 | 9.025% | No | No | Self-Employed | US Citizen | $5,658.68 | 1 | $8,828.28 | $1,131.96 | $735.69 | $94.33 | 46.657% | 46.657% | 46.657% | 10/05/2025 | 755 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,025.25 | 5.700% | $0.00 | 2.6 | None | N/A | No | 9.025% | 0 | 1 | 0 | 2 | 0 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | XX/XX/XXXX | $195,525.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10133 | [redacted] | Non QM | Yes | No | $2,402.75 | $3,173.20 | 9.704% | $1,727.47 | $1,727.47 | 9.525% | No | No | Non-Employment Income | US Citizen | $9,232.52 | 1 | $12,041.16 | $3,371.88 | $1,003.43 | $280.99 | 39.419% | 39.419% | 39.419% | 10/04/2025 | 766 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,402.75 | 5.730% | $0.00 | 1.4 | None | N/A | No | 9.525% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $409,130.39 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10134 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,633.00 | $1,773.59 | 8.653% | $443.08 | $443.08 | 8.250% | No | No | Non-Employment Income | US Citizen | $5,175.40 | 1 | $2,638.32 | $7,299.48 | $219.86 | $608.29 | 43.081% | 43.081% | 43.081% | 09/26/2025 | 804 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,633.00 | 5.700% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $391,345.93 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10135 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,182.50 | $1,180.30 | 9.027% | $441.86 | $441.86 | 8.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $1,823.52 | 1 | $2,551.20 | $1,555.08 | $212.60 | $129.59 | 48.472% | 48.472% | 48.472% | 09/28/2025 | 778 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,182.50 | 5.700% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $196,394.01 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $2,291.84 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10136 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,240.00 | $2,306.19 | 9.666% | $641.11 | $641.11 | 9.250% | No | No | Employed | US Citizen | $7,802.85 | 1 | $5,354.76 | $1,404.00 | $446.23 | $117.00 | 34.816% | 34.816% | 34.816% | 10/01/2025 | 729 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,240.00 | 5.700% | $0.00 | 1.0 | None | N/A | No | 9.250% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $299,448.63 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10137 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,800.00 | $1,894.43 | 8.958% | $437.88 | $437.88 | 8.300% | No | No | Employed | US Citizen | $3,544.79 | 1 | $753.96 | $1,436.52 | $62.83 | $119.71 | 38.981% | 38.981% | 38.981% | 10/01/2025 | 768 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,800.00 | 5.680% | $0.00 | None | N/A | No | 8.300% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $121,097.61 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10138 | [redacted] | Non QM | Yes | No | $2,443.75 | $3,053.72 | 9.555% | $1,160.63 | $1,160.63 | 9.275% | No | No | Employed | US Citizen | $7,746.63 | 1 | $8,357.52 | $1,731.96 | $696.46 | $144.33 | 30.869% | 30.869% | 30.869% | 10/03/2025 | 744 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,443.75 | 5.730% | $0.00 | 1.0 | None | N/A | No | 9.275% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $178,917.34 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10139 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,380.00 | $2,465.83 | 8.454% | $742.93 | $742.93 | 8.125% | No | No | Employed | US Citizen | $6,411.70 | 1 | $3,518.16 | $2,247.96 | $293.18 | $187.33 | 38.448% | 38.448% | 38.448% | 10/05/2025 | 781 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,380.00 | 5.700% | $0.00 | None | N/A | No | 8.125% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $172,251.28 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10140 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,595.00 | $2,961.19 | 8.532% | $1,109.73 | $1,109.73 | 8.275% | No | No | Employed | US Citizen | $10,528.80 | 1 | $12,156.84 | $1,128.48 | $1,013.07 | $94.04 | 43.214% | 43.214% | 43.214% | 09/30/2025 | 752 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; Year End Summary - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,595.00 | 5.700% | $0.00 | None | N/A | No | 8.275% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $968,948.14 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10141 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,755.00 | $1,059.99 | 7.226% | $784.33 | $784.33 | 7.150% | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | $5,690.77 | 1 | $3,356.88 | $2,532.96 | $279.74 | $211.08 | 40.561% | 40.561% | 40.561% | 09/25/2025 | 748 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,755.00 | 5.700% | $0.00 | None | N/A | No | 7.150% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $273,273.03 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10142 | [redacted] | Non QM | Yes | No | $4,382.81 | $2,175.95 | 7.712% | $998.82 | $998.82 | 7.525% | No | No | Employed | Employed | US Citizen | US Citizen | $14,927.28 | 1 | $7,900.32 | $2,805.96 | $658.36 | $233.83 | 32.088% | 32.088% | 32.088% | 09/25/2025 | 735 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,382.81 | 5.700% | $0.00 | None | N/A | No | 7.525% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $541,188.56 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,900.50 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10143 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,438.00 | $1,573.31 | 8.769% | $590.12 | $590.12 | 8.500% | No | No | Employed | Employed | US Citizen | US Citizen | $9,653.04 | 1 | $1,974.96 | $2,417.04 | $164.58 | $201.42 | 37.905% | 37.905% | 37.905% | 10/06/2025 | 779 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,438.00 | 5.700% | $0.00 | None | N/A | No | 8.500% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $226,556.91 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,203.17 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10144 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,817.50 | $1,856.82 | 10.471% | $432.03 | $432.03 | 9.925% | No | No | Non-Employment Income | US Citizen | $2,010.06 | 1 | $1,343.04 | $708.00 | $111.92 | $59.00 | 40.132% | 40.132% | 40.132% | 10/02/2025 | 705 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,817.50 | 5.840% | $0.00 | 1.6 | None | N/A | No | 9.925% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.750% | XX/XX/XXXX | $108,969.01 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10145 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,590.00 | $1,765.31 | 10.418% | $533.49 | $533.49 | 9.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,807.12 | 1 | $2,280.00 | $2,315.52 | $190.00 | $192.96 | 49.438% | 49.438% | 49.438% | 10/04/2025 | 724 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Annuity]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Annuity]; 1099 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,590.00 | 5.710% | $0.00 | 1.0 | None | N/A | No | 9.875% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $295,537.93 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $4,785.74 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10146 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,020.00 | $2,212.01 | 8.869% | $607.48 | $607.48 | 8.500% | No | No | Employed | US Citizen | $3,498.91 | 1 | $5,747.52 | $2,799.96 | $478.96 | $233.33 | 49.999% | 49.999% | 49.999% | 09/29/2025 | 764 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,020.00 | 5.700% | $0.00 | None | N/A | No | 8.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $193,184.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10147 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,090.00 | $2,241.03 | 10.107% | $564.19 | $564.19 | 9.625% | No | No | Employed | US Citizen | $3,405.03 | 1 | $3,289.32 | $2,603.04 | $274.11 | $216.92 | 47.162% | 47.162% | 47.162% | 10/06/2025 | 741 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,090.00 | 5.730% | $0.00 | 2.6 | None | N/A | No | 9.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | 33 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.990% | XX/XX/XXXX | $262,740.34 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10148 | [redacted] | Non QM | Yes | No | $2,977.40 | $3,533.55 | 11.041% | $1,214.33 | $1,214.33 | 10.550% | No | No | Employed | Employed | US Citizen | US Citizen | $22,154.36 | 1 | $9,014.28 | $4,404.00 | $751.19 | $367.00 | 32.927% | 32.927% | 32.927% | 10/02/2025 | 763 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,977.40 | 5.680% | $0.00 | 1.0 | None | N/A | No | 10.550% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.500% | XX/XX/XXXX | $672,553.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,863.58 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10149 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,053.50 | $2,127.55 | 8.957% | $501.61 | $501.61 | 8.500% | No | No | Employed | US Citizen | $5,903.12 | 1 | $3,203.04 | $1,494.48 | $266.92 | $124.54 | 45.427% | 45.427% | 45.427% | 09/30/2025 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,053.50 | 5.700% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $253,594.67 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10150 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,720.00 | $1,643.17 | 8.651% | $426.04 | $426.04 | 8.250% | No | No | Non-Employment Income | US Citizen | $1,873.54 | 1 | $694.20 | $1,538.40 | $57.85 | $128.20 | 44.725% | 44.725% | 44.725% | 10/06/2025 | 781 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,720.00 | 5.730% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $88,862.68 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10151 | [redacted] | Non QM | Yes | No | $4,402.50 | $4,715.63 | 8.162% | $1,132.91 | $1,132.91 | 7.750% | No | No | Employed | US Citizen | $8,258.62 | 1 | $5,172.96 | $1,035.96 | $431.08 | $86.33 | 33.935% | 33.935% | 33.935% | 09/29/2025 | 773 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,402.50 | 5.730% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $343,171.37 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10152 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,720.00 | $1,799.35 | 9.659% | $565.19 | $565.19 | 8.800% | No | No | Employed | US Citizen | $2,100.01 | 1 | $2,975.40 | $1,475.04 | $247.95 | $122.92 | 42.798% | 42.798% | 42.798% | 10/06/2025 | 770 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,720.00 | 5.580% | $0.00 | 1.0 | None | N/A | No | 8.800% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2035 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.500% | XX/XX/XXXX | $78,156.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10153 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,282.50 | $2,521.75 | 10.047% | $705.24 | $705.24 | 9.625% | No | No | Employed | US Citizen | $4,246.47 | 1 | $2,000.64 | $1,428.48 | $166.72 | $119.04 | 30.195% | 30.195% | 30.195% | 10/01/2025 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,282.50 | 5.730% | $0.00 | 1.3 | None | N/A | No | 9.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.990% | XX/XX/XXXX | $153,631.22 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10154 | [redacted] | Non QM | Yes | No | $2,649.43 | $2,738.78 | 10.233% | $1,450.02 | $1,450.02 | 10.025% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $11,308.50 | 1 | $5,686.56 | $2,307.96 | $473.88 | $192.33 | 40.423% | 40.423% | 40.423% | 10/06/2025 | 687 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,649.43 | 5.730% | $0.00 | 3.1 | None | N/A | No | 10.025% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $268,540.02 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $2,093.68 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10155 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,134.38 | $1,308.11 | 8.917% | $531.03 | $531.03 | 8.750% | No | No | Self-Employed | US Citizen | $5,040.00 | 1 | $5,091.36 | $1,814.04 | $424.28 | $151.17 | 36.812% | 36.811% | 36.811% | 07/21/2025 | 786 | No | No | Borrower Prepared | [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,134.38 | 6.310% | $0.00 | None | N/A | No | 8.750% | 1 | 1 | 0 | 2 | 0 | 6.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | $11,967.37 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $365,956.81 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 23.05 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10156 | [redacted] | Non QM | Yes | No | $2,217.00 | $2,816.25 | 10.418% | $1,068.83 | $1,068.83 | 10.100% | No | No | Employed | US Citizen | $2,874.37 | 1 | $966.84 | $783.00 | $80.57 | $65.25 | 42.767% | 42.767% | 42.767% | 09/22/2025 | 714 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,217.00 | 5.840% | $0.00 | 3.7 | None | N/A | No | 10.100% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $134,615.36 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10157 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,800.00 | $1,903.45 | 11.259% | $454.58 | $454.58 | 10.675% | No | No | Employed | Employed | US Citizen | US Citizen | $6,329.35 | 1 | $1,605.36 | $1,344.00 | $133.78 | $112.00 | 27.098% | 27.097% | 27.097% | 10/02/2025 | 711 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,800.00 | 5.700% | $0.00 | 1.1 | None | N/A | No | 10.675% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | 32 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $179,945.34 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $1,183.54 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10158 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,851.50 | $2,169.95 | 10.341% | $471.26 | $471.26 | 9.550% | No | No | Employed | US Citizen | $4,974.48 | 1 | $6,321.24 | $1,536.12 | $526.77 | $128.01 | 43.675% | 43.675% | 43.675% | 09/17/2025 | 707 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,851.50 | 5.680% | $0.00 | 1.0 | None | N/A | No | 9.550% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $106,511.26 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10159 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,400.00 | $1,781.98 | 9.956% | $660.52 | $660.52 | 9.675% | No | No | Not Employed | Employed | US Citizen | US Citizen | $6,724.04 | 1 | $2,379.72 | $1,680.96 | $198.31 | $140.08 | 32.757% | 32.757% | 32.757% | 08/24/2025 | 728 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,400.00 | 5.700% | $0.00 | 3.6 | None | N/A | No | 9.675% | 0 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $207,320.10 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,999.60 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10160 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,114.00 | $1,396.63 | 12.012% | $815.39 | $815.39 | 11.800% | No | No | Employed | US Citizen | $3,187.78 | 1 | $8,035.68 | $2,154.00 | $669.64 | $179.50 | 43.266% | 43.266% | 43.266% | 09/08/2025 | 696 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,114.00 | 5.730% | $0.00 | 1.0 | None | N/A | No | 11.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | $118.91 | No | 33 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $199,624.42 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0.05 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10161 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,040.00 | $2,080.30 | 11.959% | $473.71 | $473.71 | 11.300% | No | No | Employed | US Citizen | $2,630.25 | 1 | $2,256.72 | $1,395.00 | $188.06 | $116.25 | 48.161% | 48.161% | 48.161% | 10/07/2025 | 737 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,040.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 11.300% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | $2,510.90 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.990% | XX/XX/XXXX | $243,575.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 1.03 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10162 | [redacted] | Non QM | Yes | No | $1,883.50 | $1,819.15 | 12.754% | $500.99 | $500.99 | 12.175% | No | No | Employed | US Citizen | $3,427.07 | 1 | $3,961.92 | $2,448.72 | $330.16 | $204.06 | 48.430% | 48.430% | 48.430% | 10/09/2025 | 685 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; Year End Summary - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,883.50 | 5.840% | $0.00 | 2.2 | None | N/A | No | 12.175% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.875% | XX/XX/XXXX | $176,464.67 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10163 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,901.25 | $2,005.12 | 9.375% | $359.66 | $359.66 | 8.925% | No | No | Employed | US Citizen | $2,796.66 | 1 | $2,821.80 | $2,940.00 | $235.15 | $245.00 | 40.072% | 40.072% | 40.072% | 09/30/2025 | 768 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,901.25 | 6.540% | $0.00 | None | N/A | No | 8.925% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $91,981.36 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10164 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,595.00 | $1,721.73 | 10.421% | $432.03 | $432.03 | 9.925% | No | No | Non-Employment Income | Self-Employed | US Citizen | US Citizen | $4,586.61 | 1 | $2,005.68 | $3,345.00 | $167.14 | $278.75 | 36.434% | 36.434% | 36.434% | 10/02/2025 | 705 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,595.00 | 6.200% | $0.00 | 1.0 | None | N/A | No | 9.925% | 0 | 0 | 1 | 0 | 2 | 1 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $127,703.56 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,867.14 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10165 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,753.00 | $1,873.11 | 8.921% | $838.57 | $838.57 | 8.375% | No | No | Non-Employment Income | US Citizen | $4,561.96 | 1 | $4,701.24 | $3,038.16 | $391.77 | $253.18 | 39.897% | 39.897% | 39.897% | 09/20/2025 | 760 | No | No | [Borrower - | Primary Income - Pension]; Account Statements - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,753.00 | 5.690% | $0.00 | 1.1 | None | N/A | No | 8.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2035 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $76,078.67 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10166 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,511.25 | $2,201.20 | 9.815% | $624.78 | $624.78 | 9.125% | No | No | Employed | US Citizen | $11,224.13 | 1 | $3,276.96 | $2,074.68 | $273.08 | $172.89 | 32.655% | 32.655% | 32.655% | 09/16/2025 | 751 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,511.25 | 5.560% | $0.00 | 1.0 | None | N/A | No | 9.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 10/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.000% | XX/XX/XXXX | $696,907.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10167 | [redacted] | Non QM | Yes | No | $2,215.00 | $4,188.05 | 12.797% | $974.55 | $974.55 | 12.250% | No | No | Non-Employment Income | US Citizen | $1,757.27 | 1 | $690.24 | $1,515.96 | $57.52 | $126.33 | 49.502% | 49.501% | 49.501% | 09/30/2025 | 706 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,215.00 | 6.220% | $0.00 | 1.0 | None | N/A | No | 12.250% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 11/01/2055 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | $XXX,XXX.XX | 6.750% | XX/XX/XXXX | $80,372.44 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10168 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $1,260.70 | 9.059% | $668.78 | $668.78 | 8.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $7,031.79 | 1 | $3,891.84 | $1,359.00 | $324.32 | $113.25 | 35.407% | 35.407% | 35.407% | 10/08/2025 | 762 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 6.100% | $0.00 | None | N/A | No | 8.875% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $189,869.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10169 | [redacted] | Non QM | Yes | No | $1,908.23 | $2,731.93 | 11.287% | $2,096.61 | $2,096.61 | 11.150% | No | No | Employed | Employed | US Citizen | US Citizen | $6,665.21 | 1 | $6,353.88 | $1,715.04 | $529.49 | $142.92 | 44.084% | 44.084% | 44.084% | 10/07/2025 | 694 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,908.23 | 5.840% | $0.00 | 2.8 | None | N/A | No | 11.150% | 1 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $426,870.05 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,726.19 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10170 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,844.25 | $1,998.05 | 11.114% | $553.74 | $553.74 | 10.625% | No | No | Employed | US Citizen | $5,821.56 | 1 | $1,415.40 | $1,857.96 | $117.95 | $154.83 | 41.912% | 41.912% | 41.912% | 09/02/2025 | 713 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,844.25 | 5.840% | $0.00 | 2.6 | None | N/A | No | 10.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $173,616.55 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10171 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,620.00 | $1,685.35 | 9.178% | $355.63 | $355.63 | 8.800% | No | No | Employed | US Citizen | $3,869.11 | 1 | $1,165.44 | $687.96 | $97.12 | $57.33 | 38.098% | 38.098% | 38.098% | 10/02/2025 | 772 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,620.00 | 6.540% | $0.00 | None | N/A | No | 8.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.875% | XX/XX/XXXX | $59,638.41 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10172 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $1,658.97 | 8.862% | $993.50 | $993.50 | 8.775% | No | No | Employed | US Citizen | $27,519.53 | 1 | $11,207.16 | $1,104.00 | $933.93 | $92.00 | 17.182% | 17.182% | 17.182% | 09/20/2025 | 785 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 6.310% | $0.00 | None | N/A | No | 8.775% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.125% | XX/XX/XXXX | $460,586.15 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 25.15 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10173 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,201.50 | $2,350.53 | 11.210% | $553.74 | $553.74 | 10.625% | No | No | Non-Employment Income | US Citizen | $4,298.35 | 1 | $6,662.52 | $1,416.96 | $555.21 | $118.08 | 33.825% | 33.825% | 33.825% | 10/03/2025 | 691 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,201.50 | 5.730% | $0.00 | 1.0 | None | N/A | No | 10.625% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $92,051.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10174 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,738.00 | $1,863.53 | 9.960% | $466.07 | $466.07 | 9.500% | No | No | Employed | US Citizen | $1,858.85 | 1 | $2,875.56 | $2,408.04 | $239.63 | $200.67 | 49.507% | 49.507% | 49.507% | 09/29/2025 | 727 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,738.00 | 6.100% | $0.00 | 1.0 | None | N/A | No | 9.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $176,989.64 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10175 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,165.00 | $2,282.59 | 9.719% | $549.53 | $549.53 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $9,034.11 | 1 | $4,764.60 | $889.20 | $397.05 | $74.10 | 35.069% | 35.069% | 35.069% | 09/29/2025 | 782 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,165.00 | 5.840% | $0.00 | 1.9 | None | N/A | No | 9.250% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.125% | XX/XX/XXXX | $366,723.24 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,427.07 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10176 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,245.00 | $2,521.54 | 9.442% | $939.96 | $939.96 | 8.750% | No | No | Employed | Employed | US Citizen | US Citizen | $9,886.87 | 1 | $7,934.16 | $2,318.28 | $661.18 | $193.19 | 27.651% | 27.651% | 27.651% | 09/30/2025 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,245.00 | 5.790% | $0.00 | 1.0 | None | N/A | No | 8.750% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2035 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $262,003.92 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $6,828.93 | $1,181.69 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10177 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,840.00 | $1,848.35 | 10.147% | $422.41 | $422.41 | 9.600% | No | No | Employed | US Citizen | $5,404.49 | 1 | $4,298.52 | $1,461.12 | $358.21 | $121.76 | 40.417% | 40.417% | 40.417% | 09/26/2025 | 755 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,840.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 9.600% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $294,471.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10178 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $240.11 | $28.35 | 9.551% | $652.50 | $652.50 | 9.500% | No | No | Employed | US Citizen | $3,008.16 | 1 | $5,367.84 | $2,005.44 | $447.32 | $167.12 | 42.151% | 42.151% | 42.151% | 09/29/2025 | 714 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $240.11 | 6.100% | $0.00 | None | N/A | No | 9.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 10/01/2045 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $146,578.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10179 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,730.00 | $1,924.50 | 10.894% | $495.00 | $495.00 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $2,730.43 | 1 | $971.76 | $1,395.96 | $80.98 | $116.33 | 47.110% | 47.110% | 47.110% | 09/22/2025 | 716 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 1 | 0 | 0 | Rocket Mortgage | $1,730.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 10.375% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $124,739.27 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $2,824.98 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10180 | [redacted] | Non QM | Yes | No | $5,156.25 | $2,769.50 | 7.936% | $1,182.09 | $1,182.09 | 7.750% | No | No | Employed | Employed | US Citizen | US Citizen | $10,026.34 | 1 | $1,345.32 | $1,535.04 | $112.11 | $127.92 | 41.106% | 41.106% | 41.106% | 09/05/2025 | 733 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $5,156.25 | 6.570% | $0.00 | None | N/A | No | 7.750% | 1 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 10/01/2055 | No | 31 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.375% | XX/XX/XXXX | $257,531.43 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $12,402.33 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10181 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,416.69 | $1,893.59 | 8.786% | $1,619.49 | $1,619.49 | 8.650% | No | No | Employed | US Citizen | $7,571.32 | 1 | $13,548.00 | $2,818.92 | $1,129.00 | $234.91 | 44.137% | 44.137% | 44.137% | 10/06/2025 | 745 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,416.69 | 5.610% | $0.00 | 1.0 | None | N/A | No | 8.650% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $351,833.98 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10182 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,500.00 | $1,944.05 | 12.063% | $645.04 | $645.04 | 11.625% | No | No | Employed | US Citizen | $4,302.23 | 1 | $1,891.32 | $3,380.04 | $157.61 | $281.67 | 35.634% | 35.634% | 35.634% | 10/08/2025 | 686 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,500.00 | 5.860% | $0.00 | 2.6 | None | N/A | No | 11.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | 33 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.750% | XX/XX/XXXX | $163,661.18 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10183 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,428.00 | $1,639.98 | 10.185% | $574.06 | $574.06 | 9.875% | No | No | Non-Employment Income | US Citizen | $3,910.74 | 1 | $4,068.96 | $5,828.88 | $339.08 | $485.74 | 39.040% | 39.040% | 39.040% | 09/25/2025 | 723 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,428.00 | 5.860% | $0.00 | 1.0 | None | N/A | No | 9.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | $765.28 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.490% | XX/XX/XXXX | $174,151.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | FICO Risk Score Classic 04 | 0.35 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10184 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,770.00 | $3,204.55 | 9.149% | $1,339.96 | $1,339.96 | 8.900% | No | No | Employed | US Citizen | $13,423.93 | 1 | $8,601.48 | $2,276.64 | $716.79 | $189.72 | 32.880% | 32.880% | 32.880% | 09/28/2025 | 797 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,770.00 | 5.840% | $0.00 | None | N/A | No | 8.900% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $498,344.60 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10185 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,209.00 | $1,324.65 | 10.315% | $581.01 | $581.01 | 10.050% | No | No | Employed | Employed | US Citizen | US Citizen | $7,200.88 | 1 | $9,732.60 | $875.16 | $811.05 | $72.93 | 40.536% | 40.536% | 40.536% | 10/04/2025 | 703 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,209.00 | 5.840% | $0.00 | 2.0 | None | N/A | No | 10.050% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $162,140.52 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,833.34 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10186 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,590.00 | $1,785.84 | 9.893% | $464.49 | $464.49 | 9.300% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,872.48 | 1 | $1,319.04 | $3,414.36 | $109.92 | $284.53 | 44.747% | 44.747% | 44.747% | 09/27/2025 | 753 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,590.00 | 5.780% | $0.00 | 1.0 | None | N/A | No | 9.300% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $242,243.81 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,453.75 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10187 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,027.50 | $2,053.85 | 9.390% | $399.11 | $399.11 | 8.800% | No | No | Employed | US Citizen | $5,666.15 | 1 | $1,469.04 | $3,222.96 | $122.42 | $268.58 | 33.246% | 33.246% | 33.246% | 09/29/2025 | 759 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,027.50 | 5.730% | $0.00 | 1.3 | None | N/A | No | 8.800% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | 32 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.250% | XX/XX/XXXX | $156,207.78 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10188 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,820.00 | $1,940.61 | 9.908% | $609.35 | $609.35 | 9.050% | No | No | Employed | US Citizen | $3,508.38 | 1 | $2,634.72 | $1,371.96 | $219.56 | $114.33 | 33.397% | 33.397% | 33.397% | 09/30/2025 | 740 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,820.00 | 5.790% | $0.00 | 1.3 | None | N/A | No | 9.050% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2035 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $102,056.15 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10189 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,935.00 | $2,026.35 | 11.324% | $817.50 | $817.50 | 11.000% | No | No | Employed | US Citizen | $6,552.84 | 1 | $2,676.48 | $3,447.12 | $223.04 | $287.26 | 34.222% | 34.222% | 34.222% | 09/24/2025 | 685 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,935.00 | 6.100% | $0.00 | 2.1 | None | N/A | No | 11.000% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $141,808.70 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10190 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,631.25 | $1,817.20 | 9.154% | $774.58 | $774.58 | 8.750% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $7,211.32 | 1 | $3,160.68 | $4,122.96 | $263.39 | $343.58 | 36.543% | 36.543% | 36.543% | 10/03/2025 | 760 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,631.25 | 5.610% | $0.00 | 1.0 | None | N/A | No | 8.750% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | $15,459.72 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $33,442.99 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 6.32 | No | $4,112.11 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10191 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,854.00 | $2,064.60 | 9.658% | $411.34 | $411.34 | 9.250% | No | No | Non-Employment Income | US Citizen | $7,609.33 | 1 | $3,317.28 | $4,839.96 | $276.44 | $403.33 | 46.769% | 46.769% | 46.769% | 09/29/2025 | 744 | No | No | [Borrower - | Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,854.00 | 6.320% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.500% | XX/XX/XXXX | $517,107.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10192 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $4,495.00 | $5,047.49 | 8.545% | $1,317.80 | $1,317.80 | 8.275% | No | No | Employed | US Citizen | $9,307.09 | 1 | $4,948.80 | $1,099.56 | $412.40 | $91.63 | 44.066% | 44.066% | 44.066% | 09/29/2025 | 801 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,495.00 | 6.540% | $0.00 | 1.0 | None | N/A | No | 8.275% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $279,546.40 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10193 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,085.00 | $2,370.86 | 10.236% | $470.16 | $470.16 | 9.625% | No | No | Employed | US Citizen | $3,957.30 | 1 | $1,074.12 | $2,611.68 | $89.51 | $217.64 | 31.983% | 31.983% | 31.983% | 09/17/2025 | 755 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,085.00 | 5.860% | $0.00 | 1.2 | None | N/A | No | 9.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.375% | XX/XX/XXXX | $159,606.19 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10194 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,690.00 | $1,860.95 | 11.834% | $762.50 | $762.50 | 11.500% | No | No | Employed | US Citizen | $4,568.11 | 1 | $5,144.28 | $4,788.12 | $428.69 | $399.01 | 43.600% | 43.600% | 43.600% | 09/27/2025 | 696 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,690.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 11.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.625% | XX/XX/XXXX | $259,870.23 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10195 | [redacted] | Non QM | Yes | No | $2,368.13 | $2,636.13 | 10.122% | $851.30 | $851.30 | 9.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $8,589.84 | 1 | $4,365.84 | $708.00 | $363.82 | $59.00 | 27.074% | 27.074% | 27.074% | 10/06/2025 | 720 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Primary Income - Pension]; Account Statements - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,368.13 | 5.840% | $0.00 | 1.0 | None | N/A | No | 9.750% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.250% | XX/XX/XXXX | $195,713.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | No | $3,280.26 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10196 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,920.00 | $1,845.30 | 11.181% | $614.23 | $614.23 | 10.300% | No | No | Employed | US Citizen | $3,658.73 | 1 | $2,007.36 | $3,063.96 | $167.28 | $255.33 | 35.061% | 35.060% | 35.060% | 10/10/2025 | 734 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,920.00 | 5.690% | $0.00 | 3.6 | None | N/A | No | 10.300% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2035 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $183,626.07 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10197 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,520.67 | $1,581.97 | 10.884% | $531.64 | $531.64 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $10,278.59 | 1 | $2,351.64 | $5,080.44 | $195.97 | $423.37 | 25.097% | 25.097% | 25.097% | 10/07/2025 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,520.67 | 5.860% | $0.00 | 1.0 | None | N/A | No | 10.500% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.490% | XX/XX/XXXX | $143,288.55 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,530.61 | $2,146.36 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10198 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,932.50 | $1,823.45 | 9.199% | $395.52 | $395.52 | 8.675% | No | No | Non-Employment Income | US Citizen | $3,101.55 | 1 | $582.00 | $1,919.16 | $48.50 | $159.93 | 46.055% | 46.055% | 46.055% | 10/03/2025 | 756 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,932.50 | 5.860% | $0.00 | None | N/A | No | 8.675% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $178,142.53 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10199 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,715.00 | $1,684.30 | 10.006% | $449.00 | $449.00 | 9.550% | No | No | Employed | Employed | US Citizen | US Citizen | $4,461.93 | 1 | $1,836.00 | $1,179.00 | $153.00 | $98.25 | 39.581% | 39.580% | 39.580% | 10/08/2025 | 769 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,715.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 9.550% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $220,258.92 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $2,384.92 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10200 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,620.00 | $1,970.40 | 10.137% | $574.32 | $574.32 | 9.175% | No | No | Employed | Employed | US Citizen | US Citizen | $5,333.82 | 1 | $657.96 | $1,513.56 | $54.83 | $126.13 | 22.099% | 22.099% | 22.099% | 10/03/2025 | 709 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,620.00 | 5.590% | $0.00 | 1.0 | None | N/A | No | 9.175% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2035 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 4.125% | XX/XX/XXXX | $146,666.36 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,282.93 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10201 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,584.00 | $1,668.65 | 9.803% | $462.00 | $462.00 | 9.375% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $18,228.96 | 1 | $7,758.72 | $3,088.08 | $646.56 | $257.34 | 20.334% | 20.334% | 20.334% | 10/01/2025 | 725 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,584.00 | 5.840% | $0.00 | 3.3 | None | N/A | No | 9.375% | 2 | 1 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | 32 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $283,110.03 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $14,067.71 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10202 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,907.50 | $1,998.35 | 9.521% | $449.87 | $449.87 | 9.000% | No | No | Non-Employment Income | US Citizen | $2,384.94 | 1 | $3,221.16 | $1,188.00 | $268.43 | $99.00 | 39.508% | 39.507% | 39.507% | 10/09/2025 | 744 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,907.50 | 5.860% | $0.00 | 2.3 | None | N/A | No | 9.000% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.990% | XX/XX/XXXX | $136,483.99 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10203 | [redacted] | Non QM | Yes | No | $1,342.23 | $1,731.98 | 11.570% | $1,307.22 | $1,307.22 | 11.425% | No | No | Not Employed | Employed | US Citizen | US Citizen | $4,572.73 | 1 | $3,998.04 | $2,490.96 | $333.17 | $207.58 | 49.869% | 49.869% | 49.869% | 10/08/2025 | 791 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,342.23 | 5.730% | $0.00 | 2.9 | None | N/A | No | 11.425% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | 33 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.375% | XX/XX/XXXX | $282,653.72 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | No | $0.00 | $9,121.64 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10204 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,762.50 | $1,819.95 | 10.086% | $420.93 | $420.93 | 9.550% | No | No | Employed | Employed | US Citizen | US Citizen | $9,338.14 | 1 | $2,088.24 | $2,889.12 | $174.02 | $240.76 | 37.582% | 37.582% | 37.582% | 10/02/2025 | 745 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,762.50 | 5.730% | $0.00 | 3.3 | None | N/A | No | 9.550% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | 33 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 4.250% | XX/XX/XXXX | $353,705.83 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,419.77 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10205 | [redacted] | Non QM | Yes | No | $1,094.00 | $1,693.70 | 11.239% | $1,035.60 | $1,035.60 | 11.050% | No | No | Employed | Employed | US Citizen | US Citizen | $10,689.74 | 1 | $5,324.40 | $777.00 | $443.70 | $64.75 | 37.657% | 37.657% | 37.657% | 10/10/2025 | 686 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 5.730% | $0.00 | 1.2 | None | N/A | No | 11.050% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $256,398.05 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,813.40 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10206 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,840.00 | $2,014.25 | 10.688% | $792.00 | $792.00 | 10.375% | No | No | Employed | US Citizen | $7,594.35 | 1 | $8,178.60 | $3,255.48 | $681.55 | $271.29 | 44.749% | 44.749% | 44.749% | 10/07/2025 | 718 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Child Support]; Account Statements - 2025 [Borrower - | Non-Primary Income - Child Support]; Child Support Order - 2025 [Borrower - | Non-Primary Income - Child Support]; Deposit Receipt - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,840.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 10.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.625% | XX/XX/XXXX | $613,598.85 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10207 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,416.21 | $2,294.56 | 8.742% | $1,380.69 | $1,380.69 | 8.525% | No | No | Employed | US Citizen | $22,148.87 | 1 | $6,420.96 | $1,089.96 | $535.08 | $90.83 | 16.942% | 16.942% | 16.942% | 10/08/2025 | 784 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,416.21 | 5.560% | $0.00 | None | N/A | No | 8.525% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.999% | XX/XX/XXXX | $442,181.36 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10208 | [redacted] | Non QM | Yes | No | $1,940.00 | $2,164.10 | 11.805% | $1,102.09 | $1,102.09 | 11.550% | No | No | Employed | US Citizen | $3,818.92 | 1 | $4,056.60 | $2,292.96 | $338.05 | $191.08 | 48.330% | 48.330% | 48.330% | 10/10/2025 | 715 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,940.00 | 5.700% | $0.00 | 1.6 | None | N/A | No | 11.550% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $181,740.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10209 | [redacted] | Non QM | Yes | No | $2,692.50 | $2,992.45 | 9.990% | $1,104.00 | $1,104.00 | 9.675% | No | No | Non-Employment Income | US Citizen | $7,657.48 | 1 | $6,952.68 | $2,119.92 | $579.39 | $176.66 | 39.898% | 39.898% | 39.898% | 10/09/2025 | 701 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Annuity]; 1099 - 2024 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,692.50 | 5.730% | $0.00 | 1.0 | None | N/A | No | 9.675% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $282,117.58 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10210 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,970.00 | $1,914.95 | 12.153% | $481.45 | $481.45 | 11.550% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,666.96 | 1 | $3,370.56 | $2,109.00 | $280.88 | $175.75 | 41.901% | 41.901% | 41.901% | 10/09/2025 | 688 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,970.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 11.550% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.750% | XX/XX/XXXX | $164,715.08 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,599.83 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10211 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,084.00 | $2,168.65 | 9.953% | $462.00 | $462.00 | 9.375% | No | No | Employed | US Citizen | $5,175.58 | 1 | $10,270.44 | $2,442.96 | $855.87 | $203.58 | 43.580% | 43.579% | 43.579% | 10/10/2025 | 734 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,084.00 | 5.700% | $0.00 | 1.0 | None | N/A | No | 9.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.750% | XX/XX/XXXX | $297,544.10 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10212 | [redacted] | Non QM | Yes | No | $5,352.70 | $2,714.17 | 8.306% | $965.25 | $965.25 | 8.125% | No | No | Self-Employed | US Citizen | $5,205.66 | 1 | $4,724.76 | $1,052.04 | $393.73 | $87.67 | 40.706% | 40.706% | 40.706% | 09/23/2025 | 767 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $5,352.70 | 6.310% | $0.00 | None | N/A | No | 8.125% | 1 | 1 | 0 | 2 | 0 | No | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.875% | XX/XX/XXXX | $302,586.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10213 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,094.00 | $1,355.05 | 9.885% | $467.87 | $467.87 | 9.425% | No | No | Employed | Not Employed | US Citizen | US Citizen | $6,529.40 | 1 | $3,012.36 | $1,382.04 | $251.03 | $115.17 | 36.080% | 36.080% | 36.080% | 10/02/2025 | 735 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 5.560% | $0.00 | 3.1 | None | N/A | No | 9.425% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $47,032.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10214 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,253.55 | $2,434.65 | 10.945% | $710.25 | $710.25 | 10.500% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $6,578.85 | 1 | $8,733.48 | $1,640.64 | $727.79 | $136.72 | 29.687% | 29.687% | 29.687% | 10/02/2025 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,253.55 | 5.700% | $0.00 | 1.0 | None | N/A | No | 10.500% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $186,883.58 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | No | $2,348.49 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10215 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $575.00 | $647.65 | 9.077% | $795.92 | $795.92 | 9.000% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $4,000.44 | 1 | $1,506.72 | $1,305.96 | $125.56 | $108.83 | 47.044% | 47.044% | 47.044% | 10/07/2025 | 745 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $575.00 | 5.710% | $0.00 | None | N/A | No | 9.000% | 0 | 1 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $250,717.75 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,268.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10216 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,934.00 | $2,060.80 | 9.944% | $559.28 | $559.28 | 9.500% | No | No | Employed | US Citizen | $5,802.82 | 1 | $4,627.80 | $2,182.20 | $385.65 | $181.85 | 37.023% | 37.023% | 37.023% | 10/04/2025 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,934.00 | 5.700% | $0.00 | 1.0 | None | N/A | No | 9.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.125% | XX/XX/XXXX | $204,829.93 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10217 | [redacted] | Non QM | Yes | No | $2,410.80 | $2,289.15 | 10.199% | $839.08 | $839.08 | 9.875% | No | No | Not Employed | Employed | US Citizen | US Citizen | $4,076.37 | 1 | $3,508.68 | $1,110.00 | $292.39 | $92.50 | 47.716% | 47.716% | 47.716% | 10/08/2025 | 724 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,410.80 | 5.730% | $0.00 | 2.8 | None | N/A | No | 9.875% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $274,898.46 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | FICO Risk Score Classic 04 | Fair Isaac | FICO Risk Score Classic 04 | No | $0.00 | $7,796.53 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10218 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,227.40 | $2,398.85 | 9.987% | $542.39 | $542.39 | 9.250% | No | No | Employed | US Citizen | $5,273.42 | 1 | $1,651.20 | $4,785.96 | $137.60 | $398.83 | 27.563% | 27.563% | 27.563% | 10/10/2025 | 790 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,227.40 | 5.560% | $0.00 | 1.1 | None | N/A | No | 9.250% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $165,729.06 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10219 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,232.50 | $2,474.85 | 8.135% | $991.35 | $991.35 | 7.800% | No | No | Not Employed | Employed | US Citizen | US Citizen | $13,048.33 | 1 | $2,241.84 | $3,952.92 | $186.82 | $329.41 | 16.496% | 16.496% | 16.496% | 10/03/2025 | 789 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,232.50 | 5.680% | $0.00 | None | N/A | No | 7.800% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $173,406.62 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $15,626.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10220 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,052.50 | $2,076.30 | 11.065% | $447.01 | $447.01 | 10.425% | No | No | Employed | US Citizen | $3,552.46 | 1 | $1,327.68 | $3,471.24 | $110.64 | $289.27 | 38.930% | 38.930% | 38.930% | 10/04/2025 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | Rocket Mortgage | $2,052.50 | 5.700% | $0.00 | 2.7 | None | N/A | No | 10.425% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $146,393.72 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10221 | [redacted] | Higher Priced QM (APOR) | Yes | No | $795.00 | $345.00 | 9.505% | $745.71 | $745.71 | 9.500% | No | No | Employed | Employed | US Citizen | US Citizen | $8,863.25 | 1 | $2,373.36 | $2,478.96 | $197.78 | $206.58 | 36.069% | 36.069% | 36.069% | 10/04/2025 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $795.00 | 5.700% | $0.00 | 1.0 | None | N/A | No | 9.500% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $211,481.22 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,128.46 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10222 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,076.25 | $1,067.20 | 8.957% | $395.52 | $395.52 | 8.675% | No | No | Employed | US Citizen | $5,105.44 | 1 | $3,946.32 | $3,797.88 | $328.86 | $316.49 | 35.144% | 35.144% | 35.144% | 10/05/2025 | 756 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,076.25 | 5.730% | $0.00 | None | N/A | No | 8.675% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $196,020.15 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10223 | [redacted] | Non QM | Yes | No | $6,643.00 | $7,154.63 | 7.558% | $1,565.64 | $1,565.64 | 7.125% | No | No | Employed | US Citizen | $8,382.73 | 1 | $3,164.04 | $5,307.72 | $263.67 | $442.31 | 41.507% | 41.507% | 41.507% | 10/01/2025 | 744 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $6,643.00 | 5.730% | $0.00 | None | N/A | No | 7.125% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | 9 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $306,539.93 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10224 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,934.96 | $1,813.31 | 9.105% | $939.66 | $939.66 | 8.925% | No | No | Employed | US Citizen | $9,266.90 | 1 | $6,918.36 | $1,637.04 | $576.53 | $136.42 | 31.578% | 31.578% | 31.578% | 11/04/2025 | 738 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; Year End Summary - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,934.96 | 5.840% | $0.00 | None | N/A | No | 8.925% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | 36 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $249,636.96 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10225 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,639.00 | $2,506.35 | 8.266% | $1,522.44 | $1,522.44 | 8.150% | No | No | Employed | Employed | US Citizen | US Citizen | $11,426.19 | 1 | $14,297.88 | $2,211.96 | $1,191.49 | $184.33 | 35.410% | 35.410% | 35.410% | 10/22/2025 | 787 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,639.00 | 5.660% | $0.00 | 1.0 | None | N/A | No | 8.150% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $498,989.71 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,999.99 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10226 | [redacted] | Non QM | Yes | No | $2,810.00 | $3,853.28 | 10.008% | $1,691.29 | $1,691.29 | 9.775% | No | No | Employed | US Citizen | $6,766.09 | 1 | $3,370.32 | $1,788.00 | $280.86 | $149.00 | 36.155% | 36.155% | 36.155% | 10/21/2025 | 749 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,810.00 | 5.820% | $0.00 | 1.0 | None | N/A | No | 9.775% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | $1,669.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $287,797.28 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10227 | [redacted] | Non QM | Yes | No | $1,200.00 | $1,401.89 | 9.786% | $827.48 | $827.48 | 9.625% | No | No | Non-Employment Income | US Citizen | $3,514.73 | 1 | $2,196.12 | $2,796.12 | $183.01 | $233.01 | 39.497% | 39.497% | 39.497% | 10/26/2025 | 709 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,200.00 | 5.820% | $0.00 | 1.0 | None | N/A | No | 9.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.250% | XX/XX/XXXX | $58,191.18 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10228 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,870.00 | $2,232.43 | 8.105% | $998.14 | $998.14 | 7.925% | No | No | Employed | US Citizen | $8,703.85 | 1 | $2,557.44 | $2,234.04 | $213.12 | $186.17 | 23.762% | 23.762% | 23.762% | 10/10/2025 | 808 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,870.00 | 5.840% | $0.00 | None | N/A | No | 7.925% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | 22 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $108,285.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10229 | [redacted] | Non QM | Yes | No | $1,732.75 | $2,439.48 | 11.448% | $1,523.91 | $1,523.91 | 11.275% | No | No | Employed | Employed | US Citizen | US Citizen | $10,046.14 | 1 | $14,307.96 | $2,039.28 | $1,192.33 | $169.94 | 49.033% | 49.033% | 49.033% | 10/23/2025 | 708 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,732.75 | 5.760% | $0.00 | 1.0 | None | N/A | No | 11.275% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | 32 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.625% | XX/XX/XXXX | $534,100.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $4,483.97 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10230 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,250.45 | $1,281.85 | 8.905% | $390.68 | $390.68 | 8.675% | No | No | Employed | US Citizen | $2,012.09 | 1 | $3,842.04 | $2,148.96 | $320.17 | $179.08 | 46.641% | 46.641% | 46.641% | 10/04/2025 | 815 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,250.45 | 6.170% | $0.00 | None | N/A | No | 8.675% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $76,643.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10231 | [redacted] | Non QM | Yes | No | $3,375.00 | $3,706.05 | 11.296% | $895.75 | $895.75 | 10.875% | No | No | Employed | US Citizen | $2,638.14 | 1 | $2,317.68 | $2,070.96 | $193.14 | $172.58 | 47.825% | 47.825% | 47.825% | 11/03/2025 | 744 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,375.00 | 6.170% | $0.00 | 1.0 | None | N/A | No | 10.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2055 | $5.00 | No | 20 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $158,485.05 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10232 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,665.00 | $2,051.73 | 10.534% | $432.03 | $432.03 | 9.925% | No | No | Employed | US Citizen | $3,011.89 | 1 | $3,125.28 | $1,260.96 | $260.44 | $105.08 | 39.456% | 39.456% | 39.456% | 11/03/2025 | 704 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,665.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 9.925% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.213% | XX/XX/XXXX | $174,721.65 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10233 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,094.00 | $1,527.14 | 9.838% | $494.03 | $494.03 | 9.500% | No | No | Employed | US Citizen | $3,596.04 | 1 | $1,733.40 | $1,486.80 | $144.45 | $123.90 | 24.559% | 24.559% | 24.559% | 11/01/2025 | 779 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 5.760% | $0.00 | 1.4 | None | N/A | No | 9.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $89,236.31 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10234 | [redacted] | Non QM | Yes | No | $2,663.75 | $2,926.95 | 10.876% | $963.44 | $963.44 | 10.500% | No | No | Employed | US Citizen | $3,502.38 | 1 | $6,726.48 | $4,104.00 | $560.54 | $342.00 | 46.541% | 46.541% | 46.541% | 10/28/2025 | 702 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; Account Transcripts - 2022 [Borrower]; Transcripts (1040) - 2021 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,663.75 | 5.660% | $0.00 | 2.4 | None | N/A | No | 10.500% | 1 | 0 | 0 | 2 | 4 | 0.00 | No | 12/01/2045 | No | 32 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $247,869.30 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10235 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,072.50 | $2,141.01 | 10.285% | $424.62 | $424.62 | 9.675% | No | No | Employed | US Citizen | $3,710.75 | 1 | $2,442.00 | $3,602.04 | $203.50 | $300.17 | 43.133% | 43.132% | 43.132% | 10/28/2025 | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,072.50 | 5.760% | $0.00 | 1.0 | None | N/A | No | 9.675% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $120,598.87 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10236 | [redacted] | Non QM | Yes | No | $1,529.00 | $2,178.04 | 9.641% | $1,587.40 | $1,587.40 | 9.525% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $4,633.18 | 1 | $5,732.76 | $2,969.04 | $477.73 | $247.42 | 42.683% | 42.683% | 42.683% | 11/07/2025 | 736 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,529.00 | 5.640% | $0.00 | 1.2 | None | N/A | No | 9.525% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $157,966.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 98 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,957.45 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10237 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $960.73 | 9.300% | $363.71 | $363.71 | 9.050% | No | No | Employed | Employed | US Citizen | US Citizen | $16,766.29 | 1 | $6,949.32 | $1,275.96 | $579.11 | $106.33 | 20.286% | 20.286% | 20.286% | 10/21/2025 | 781 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 6.240% | $0.00 | None | N/A | No | 9.050% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $210,569.24 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $15,767.94 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10238 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,180.00 | $2,233.39 | 11.729% | $568.30 | $568.30 | 11.000% | No | No | Employed | US Citizen | $2,837.98 | 1 | $1,113.84 | $2,859.00 | $92.82 | $238.25 | 40.283% | 40.283% | 40.283% | 10/17/2025 | 682 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,180.00 | 5.560% | $0.00 | 1.4 | None | N/A | No | 11.000% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.750% | XX/XX/XXXX | $94,008.92 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10239 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,142.50 | $2,315.25 | 10.301% | $502.72 | $502.72 | 9.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,120.45 | 1 | $6,385.32 | $2,000.28 | $532.11 | $166.69 | 41.098% | 41.098% | 41.098% | 10/27/2025 | 703 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - | Primary Income - IRA Distribution]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,142.50 | 5.820% | $0.00 | 1.0 | None | N/A | No | 9.750% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | $46,996.34 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.375% | XX/XX/XXXX | $95,925.49 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 24.02 | No | $1,130.56 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10240 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $945.00 | $854.55 | 9.775% | $516.16 | $516.16 | 9.625% | No | No | Employed | US Citizen | $5,594.18 | 1 | $2,606.16 | $2,184.24 | $217.18 | $182.02 | 27.989% | 27.989% | 27.989% | 10/09/2025 | 728 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $945.00 | 6.310% | $0.00 | None | N/A | No | 9.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $57,449.76 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10241 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,720.00 | $1,861.63 | 9.002% | $636.18 | $636.18 | 8.800% | No | No | Employed | US Citizen | $1,523.96 | 1 | $3,711.60 | $3,506.04 | $309.30 | $292.17 | 46.890% | 46.889% | 46.889% | 10/29/2025 | 764 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,720.00 | 6.160% | $0.00 | None | N/A | No | 8.800% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | $1,680.20 | No | 33 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.250% | XX/XX/XXXX | $208,897.50 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 1.45 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10242 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,882.50 | $2,148.27 | 11.204% | $450.79 | $450.79 | 10.550% | No | No | Non-Employment Income | US Citizen | $3,436.86 | 1 | $1,253.04 | $2,278.20 | $104.42 | $189.85 | 30.419% | 30.418% | 30.418% | 10/16/2025 | 704 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,882.50 | 5.660% | $0.00 | 1.0 | None | N/A | No | 10.550% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $76,471.06 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10243 | [redacted] | Non QM | Yes | No | $3,855.00 | $3,933.64 | 9.134% | $2,157.82 | $2,157.82 | 8.900% | No | No | Employed | Not Employed | US Citizen | US Citizen | $6,760.74 | 1 | $3,717.60 | $2,293.56 | $309.80 | $191.13 | 36.320% | 36.320% | 36.320% | 10/12/2025 | 794 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,855.00 | 5.710% | $0.00 | 1.2 | None | N/A | No | 8.900% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $104,581.65 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10244 | [redacted] | Non QM | Yes | No | $1,664.00 | $2,422.07 | 10.157% | $899.35 | $899.35 | 9.875% | No | No | Employed | US Citizen | $7,738.01 | 1 | $18,449.04 | $2,562.00 | $1,537.42 | $213.50 | 49.843% | 49.843% | 49.843% | 10/27/2025 | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,664.00 | 5.660% | $0.00 | 1.0 | None | N/A | No | 9.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.875% | XX/XX/XXXX | $460,785.25 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | 10.68 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10245 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,695.00 | $1,819.93 | 10.378% | $429.80 | $429.80 | 9.850% | No | No | Employed | US Citizen | $6,128.35 | 1 | $2,676.48 | $965.04 | $223.04 | $80.42 | 24.959% | 24.959% | 24.959% | 10/01/2025 | 730 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,695.00 | 5.640% | $0.00 | 1.0 | None | N/A | No | 9.850% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $195,681.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10246 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,975.00 | $2,012.96 | 9.391% | $445.86 | $445.86 | 8.875% | No | No | Employed | US Citizen | $3,791.71 | 1 | $7,327.32 | $1,470.96 | $610.61 | $122.58 | 47.779% | 47.779% | 47.779% | 10/10/2025 | 759 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,975.00 | 5.760% | $0.00 | 1.0 | None | N/A | No | 8.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.000% | XX/XX/XXXX | $233,407.97 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10247 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,230.00 | $2,379.23 | 10.234% | $470.16 | $470.16 | 9.625% | No | No | Employed | US Citizen | $5,194.11 | 1 | $4,124.16 | $1,634.52 | $343.68 | $136.21 | 33.996% | 33.995% | 33.995% | 10/08/2025 | 702 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,230.00 | 5.760% | $0.00 | 1.0 | None | N/A | No | 9.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $301,635.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10248 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,730.00 | $1,890.17 | 10.949% | $817.23 | $817.23 | 10.675% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $8,609.34 | 1 | $1,499.40 | $4,067.04 | $124.95 | $338.92 | 39.796% | 39.796% | 39.796% | 10/14/2025 | 687 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,730.00 | 5.640% | $0.00 | 1.0 | None | N/A | No | 10.675% | 2 | 1 | 2 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $184,270.84 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 17.44 | No | $9,351.58 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10249 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,625.88 | $2,129.79 | 10.849% | $581.49 | $581.49 | 10.250% | No | No | Employed | Employed | US Citizen | US Citizen | $18,417.06 | 1 | $18,142.20 | $1,878.12 | $1,511.85 | $156.51 | 30.920% | 30.920% | 30.920% | 09/30/2025 | 683 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,625.88 | 5.640% | $0.00 | 1.0 | None | N/A | No | 10.250% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2040 | No | 34 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | XX/XX/XXXX | $414,916.93 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $13,704.42 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10250 | [redacted] | Non QM | Yes | No | $1,519.95 | $2,231.53 | 10.126% | $1,055.88 | $1,055.88 | 9.925% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $5,284.34 | 1 | $1,586.64 | $2,463.00 | $132.22 | $205.25 | 40.001% | 40.000% | 40.000% | 10/27/2025 | 749 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,519.95 | 5.660% | $0.00 | 1.1 | None | N/A | No | 9.925% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $141,634.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $2,530.15 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10251 | [redacted] | Non QM | Yes | No | $1,745.00 | $2,694.15 | 9.906% | $887.80 | $887.80 | 9.675% | No | No | Employed | US Citizen | $2,955.23 | 1 | $2,992.80 | $1,734.96 | $249.40 | $144.58 | 48.934% | 48.934% | 48.934% | 10/31/2025 | 750 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; WVOE - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,745.00 | 6.160% | $0.00 | 1.0 | None | N/A | No | 9.675% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2055 | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | $XXX,XXX.XX | 3.000% | XX/XX/XXXX | $312,518.81 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10252 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,150.00 | $1,726.11 | 10.013% | $707.93 | $707.93 | 9.375% | No | No | Employed | US Citizen | $4,068.67 | 1 | $1,389.24 | $681.24 | $115.77 | $56.77 | 38.272% | 38.272% | 38.272% | 10/28/2025 | 748 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,150.00 | 5.590% | $0.00 | 4.1 | None | N/A | No | 9.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2035 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $202,876.80 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10253 | [redacted] | Non QM | Yes | No | $2,846.06 | $3,680.55 | 10.669% | $1,521.97 | $1,521.97 | 10.400% | No | No | Employed | Non-Permanent Resident Alien | India | $13,417.57 | 1 | $4,065.84 | $2,133.96 | $338.82 | $177.83 | 25.728% | 25.728% | 25.728% | 10/27/2025 | 709 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,846.06 | 5.660% | $0.00 | 1.0 | None | N/A | No | 10.400% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.690% | XX/XX/XXXX | $297,818.25 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | VISA | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10254 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,193.75 | $1,371.62 | 10.587% | $643.50 | $643.50 | 10.375% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $11,010.52 | 1 | $7,778.52 | $2,470.80 | $648.21 | $205.90 | 27.968% | 27.968% | 27.968% | 10/26/2025 | 696 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,193.75 | 5.760% | $0.00 | 1.9 | None | N/A | No | 10.375% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | 33 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.625% | XX/XX/XXXX | $364,658.04 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,817.99 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10255 | [redacted] | Non QM | Yes | No | $5,610.00 | $8,267.17 | 9.908% | $4,742.59 | $4,742.59 | 9.750% | No | No | Self-Employed | US Citizen | $25,566.77 | 1 | $9,995.40 | $10,132.92 | $832.95 | $844.41 | 43.965% | 43.965% | 43.965% | 10/13/2025 | 702 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $5,610.00 | 5.660% | $0.00 | 1.2 | None | N/A | No | 9.750% | 0 | 1 | 0 | 2 | 1 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $1,306,465.37 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10256 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,984.00 | $2,385.36 | 10.054% | $658.22 | $658.22 | 9.625% | No | No | Employed | Employed | US Citizen | US Citizen | $13,690.39 | 1 | $3,550.92 | $1,647.96 | $295.91 | $137.33 | 24.918% | 24.918% | 24.918% | 10/16/2025 | 742 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,984.00 | 5.760% | $0.00 | 1.8 | None | N/A | No | 9.625% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 4.500% | XX/XX/XXXX | $121,043.59 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,986.67 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10257 | [redacted] | Higher Priced QM (APOR) | Yes | No | $3,000.00 | $3,250.53 | 10.772% | $854.99 | $854.99 | 10.125% | No | No | Employed | US Citizen | $9,174.96 | 1 | $5,824.68 | $1,305.96 | $485.39 | $108.83 | 39.219% | 39.219% | 39.219% | 10/29/2025 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,000.00 | 5.660% | $0.00 | 3.3 | None | N/A | No | 10.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | XX/XX/XXXX | $180,404.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10258 | [redacted] | Non QM | Yes | No | $3,279.67 | $3,641.80 | 11.265% | $1,392.72 | $1,392.72 | 10.550% | No | No | Employed | US Citizen | $5,799.58 | 1 | $8,907.12 | $1,839.96 | $742.26 | $153.33 | 45.599% | 45.599% | 45.599% | 10/30/2025 | 685 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,279.67 | 5.580% | $0.00 | 1.1 | None | N/A | No | 10.550% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2035 | No | 33 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.125% | XX/XX/XXXX | $332,002.30 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10259 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,140.00 | $2,018.35 | 10.818% | $718.84 | $718.84 | 10.500% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,765.65 | 1 | $3,858.24 | $1,095.96 | $321.52 | $91.33 | 40.740% | 40.740% | 40.740% | 10/18/2025 | 739 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,140.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 10.500% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $148,278.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | Fair Isaac | FICO Risk Score Classic 04 | No | $1,481.24 | $1,373.78 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10260 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,717.75 | $2,472.00 | 8.123% | $1,179.33 | $1,179.33 | 7.775% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $9,210.97 | 1 | $14,164.80 | $3,372.96 | $1,180.40 | $281.08 | 47.624% | 47.624% | 47.624% | 10/17/2025 | 789 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,717.75 | 5.640% | $0.00 | 1.6 | None | N/A | No | 7.775% | 0 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $404,777.46 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | Fair Isaac | Beacon 5.0 | No | $5,033.75 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10261 | [redacted] | Non QM | Yes | No | $3,795.00 | $3,374.03 | 11.294% | $1,164.40 | $1,164.40 | 10.925% | No | No | Employed | Employed | US Citizen | US Citizen | $10,128.90 | 1 | $5,084.28 | $2,269.20 | $423.69 | $189.10 | 27.661% | 27.661% | 27.661% | 10/22/2025 | 719 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,795.00 | 6.310% | $0.00 | 2.0 | None | N/A | No | 10.925% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 4.875% | XX/XX/XXXX | $297,160.72 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,088.86 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10262 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,035.85 | $1,244.73 | 11.372% | $643.19 | $643.19 | 11.175% | No | No | Employed | US Citizen | $8,676.16 | 1 | $9,044.88 | $6,828.96 | $753.74 | $569.08 | 47.943% | 47.943% | 47.943% | 10/21/2025 | 709 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,035.85 | 5.660% | $0.00 | 1.7 | None | N/A | No | 11.175% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | 4 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $412,521.66 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 13.76 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10263 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,192.00 | $3,670.03 | 9.636% | $865.97 | $865.97 | 9.300% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,541.36 | 1 | $6,467.04 | $2,637.96 | $538.92 | $219.83 | 38.499% | 38.499% | 38.499% | 10/30/2025 | 795 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,192.00 | 6.310% | $0.00 | None | N/A | No | 9.300% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $435,567.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,613.31 | $1,640.77 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10264 | [redacted] | Non QM | Yes | No | $1,915.00 | $2,273.35 | 11.051% | $1,018.62 | $1,018.62 | 10.800% | No | No | Employed | US Citizen | $5,312.77 | 1 | $4,559.04 | $1,955.04 | $379.92 | $162.92 | 35.594% | 35.594% | 35.594% | 11/01/2025 | 756 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,915.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 10.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.490% | XX/XX/XXXX | $210,891.72 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10265 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,665.00 | $1,663.53 | 10.193% | $497.32 | $497.32 | 9.800% | No | No | Employed | Employed | US Citizen | US Citizen | $17,833.17 | 1 | $8,552.40 | $1,839.00 | $712.70 | $153.25 | 25.436% | 25.436% | 25.436% | 10/02/2025 | 717 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,665.00 | 5.660% | $0.00 | 1.0 | None | N/A | No | 9.800% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $278,467.94 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $13,500.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10266 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,856.25 | $2,041.80 | 8.815% | $472.97 | $472.97 | 8.375% | No | No | Non-Employment Income | US Citizen | $3,659.58 | 1 | $1,973.88 | $1,145.04 | $164.49 | $95.42 | 28.900% | 28.900% | 28.900% | 10/28/2025 | 773 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,856.25 | 5.730% | $0.00 | 1.6 | None | N/A | No | 8.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $150,806.22 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10267 | [redacted] | Non QM | Yes | No | $1,500.00 | $1,788.86 | 12.110% | $673.58 | $673.58 | 11.750% | No | No | Employed | US Citizen | $3,978.65 | 1 | $3,708.84 | $1,536.00 | $309.07 | $128.00 | 49.454% | 49.454% | 49.454% | 10/24/2025 | 709 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,500.00 | 5.660% | $0.00 | 1.0 | None | N/A | No | 11.750% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | XX/XX/XXXX | $417,941.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10268 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,970.00 | $2,671.35 | 12.373% | $784.64 | $784.64 | 11.875% | No | No | Employed | Employed | US Citizen | US Citizen | $6,306.78 | 1 | $9,013.56 | $1,454.04 | $751.13 | $121.17 | 47.910% | 47.909% | 47.909% | 10/22/2025 | 740 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,970.00 | 6.290% | $0.00 | 1.0 | None | N/A | No | 11.875% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $371,494.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $3,820.27 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10269 | [redacted] | Non QM | Yes | No | $3,155.00 | $2,639.40 | 9.880% | $1,714.35 | $1,714.35 | 9.650% | No | No | Employed | US Citizen | $4,328.07 | 1 | $4,156.20 | $1,729.56 | $346.35 | $144.13 | 34.002% | 34.002% | 34.002% | 10/24/2025 | 716 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,155.00 | 5.660% | $0.00 | 3.0 | None | N/A | No | 9.650% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2045 | No | 32 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $266,026.26 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10270 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,335.25 | $2,767.47 | 11.260% | $697.46 | $697.46 | 10.750% | No | No | Employed | US Citizen | $9,526.89 | 1 | $728.16 | $0.96 | $60.68 | $0.08 | 36.487% | 36.487% | 36.487% | 10/21/2025 | 682 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,335.25 | 5.730% | $0.00 | 1.6 | None | N/A | No | 10.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | 9 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | $XXX,XXX.XX | 4.250% | XX/XX/XXXX | $378,842.63 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10271 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,445.00 | $1,291.69 | 11.067% | $494.75 | $494.75 | 10.750% | No | No | Not Employed | Non-Employment Income | US Citizen | US Citizen | $3,531.66 | 1 | $1,234.68 | $1,292.76 | $102.89 | $107.73 | 34.853% | 34.853% | 34.853% | 10/21/2025 | 758 | No | No | [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,445.00 | 6.310% | $0.00 | 1.0 | None | N/A | No | 10.750% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $124,417.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $5,421.04 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10272 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,965.00 | $2,961.95 | 9.130% | $853.93 | $853.93 | 8.125% | No | No | Employed | US Citizen | $2,889.17 | 1 | $4,095.60 | $1,717.92 | $341.30 | $143.16 | 48.346% | 48.346% | 48.346% | 10/22/2025 | 766 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,965.00 | 5.590% | $0.00 | 1.1 | None | N/A | No | 8.125% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2035 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.625% | XX/XX/XXXX | $188,999.45 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10273 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,682.50 | $1,694.90 | 10.017% | $466.07 | $466.07 | 9.500% | No | No | Employed | US Citizen | $6,777.50 | 1 | $1,777.80 | $2,458.08 | $148.15 | $204.84 | 26.967% | 26.967% | 26.967% | 10/28/2025 | 804 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,682.50 | 5.820% | $0.00 | 1.0 | None | N/A | No | 9.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.625% | XX/XX/XXXX | $162,401.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10274 | [redacted] | Non QM | Yes | No | $3,203.47 | $3,970.16 | 9.877% | $1,831.74 | $1,831.74 | 9.650% | No | No | Employed | Employed | US Citizen | US Citizen | $10,055.78 | 1 | $10,171.44 | $4,647.24 | $847.62 | $387.27 | 48.270% | 48.270% | 48.270% | 11/01/2025 | 736 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,203.47 | 5.840% | $0.00 | 2.6 | None | N/A | No | 9.650% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.490% | XX/XX/XXXX | $636,149.02 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $4,967.93 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10275 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,572.50 | $1,648.56 | 8.779% | $429.97 | $429.97 | 8.375% | No | No | Employed | US Citizen | $7,592.20 | 1 | $2,088.00 | $669.00 | $174.00 | $55.75 | 33.504% | 33.504% | 33.504% | 10/31/2025 | 758 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Military VOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,572.50 | 5.640% | $0.00 | None | N/A | No | 8.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | 10 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $174,319.87 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10276 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,874.00 | $1,342.39 | 10.966% | $692.22 | $692.22 | 10.500% | No | No | Employed | US Citizen | $4,662.79 | 1 | $4,125.24 | $1,059.72 | $343.77 | $88.31 | 38.105% | 38.105% | 38.105% | 10/26/2025 | 751 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,874.00 | 5.590% | $0.00 | 2.4 | None | N/A | No | 10.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2035 | No | 34 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.500% | XX/XX/XXXX | $237,089.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10277 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,495.00 | $1,861.46 | 11.792% | $526.35 | $526.35 | 11.300% | No | No | Employed | US Citizen | $3,148.46 | 1 | $1,607.40 | $2,631.00 | $133.95 | $219.25 | 49.633% | 49.632% | 49.632% | 10/28/2025 | 704 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,495.00 | 5.660% | $0.00 | 1.9 | None | N/A | No | 11.300% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $210,603.79 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10278 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,425.00 | $1,691.41 | 10.660% | $693.00 | $693.00 | 10.375% | No | No | Employed | US Citizen | $2,774.37 | 1 | $1,204.68 | $2,149.92 | $100.39 | $179.16 | 39.486% | 39.486% | 39.486% | 10/30/2025 | 694 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,425.00 | 5.820% | $0.00 | 1.0 | None | N/A | No | 10.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $130,677.74 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10279 | [redacted] | Non QM | Yes | No | $2,709.00 | $3,097.10 | 9.160% | $1,242.54 | $1,242.54 | 8.550% | No | No | Employed | US Citizen | $5,924.82 | 1 | $12,554.52 | $3,875.04 | $1,046.21 | $322.92 | 45.116% | 45.116% | 45.116% | 10/29/2025 | 758 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,709.00 | 5.590% | $0.00 | 1.0 | None | N/A | No | 8.550% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2035 | No | 9 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 1.990% | XX/XX/XXXX | $250,314.61 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10280 | [redacted] | Non QM | Yes | No | $3,875.00 | $4,595.85 | 11.107% | $1,328.22 | $1,328.22 | 10.775% | No | No | Employed | US Citizen | $6,299.64 | 1 | $8,540.28 | $2,088.00 | $711.69 | $174.00 | 38.501% | 38.500% | 38.500% | 10/22/2025 | 708 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,875.00 | 6.160% | $0.00 | 2.6 | None | N/A | No | 10.775% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2055 | $1,190.49 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $220,010.67 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0.37 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10281 | [redacted] | Non QM | Yes | No | $1,973.75 | $2,245.22 | 9.563% | $778.49 | $778.49 | 9.250% | No | No | Employed | US Citizen | $4,145.24 | 1 | $1,067.52 | $2,499.48 | $88.96 | $208.29 | 48.351% | 48.351% | 48.351% | 11/03/2025 | 724 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,973.75 | 5.820% | $0.00 | 1.2 | None | N/A | No | 9.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $151,669.06 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10282 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,094.00 | $1,336.63 | 10.224% | $465.12 | $465.12 | 10.000% | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | $2,519.58 | 1 | $5,217.96 | $2,073.96 | $434.83 | $172.83 | 49.963% | 49.963% | 49.963% | 10/24/2025 | 739 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 6.160% | $0.00 | 1.3 | None | N/A | No | 10.000% | 1 | 0 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.990% | XX/XX/XXXX | $171,289.18 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,285.46 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10283 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,950.00 | $2,315.79 | 9.910% | $498.96 | $498.96 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $6,395.51 | 1 | $835.56 | $2,483.64 | $69.63 | $206.97 | 45.466% | 45.465% | 45.465% | 10/31/2025 | 749 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,950.00 | 5.660% | $0.00 | 1.0 | None | N/A | No | 9.375% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $151,320.81 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $3,407.45 | $3,466.67 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10284 | [redacted] | Non QM | Yes | No | $2,637.50 | $3,393.77 | 10.178% | $1,274.69 | $1,274.69 | 9.900% | No | No | Employed | US Citizen | $10,904.80 | 1 | $6,538.20 | $4,844.40 | $544.85 | $403.70 | 32.736% | 32.736% | 32.736% | 10/23/2025 | 711 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,637.50 | 5.660% | $0.00 | 1.1 | None | N/A | No | 9.900% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | 10 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $348,525.19 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10285 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,040.31 | $2,168.66 | 11.660% | $692.57 | $692.57 | 11.125% | No | No | Employed | US Citizen | $7,254.28 | 1 | $4,384.32 | $1,085.04 | $365.36 | $90.42 | 37.612% | 37.612% | 37.612% | 10/20/2025 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,040.31 | 5.660% | $0.00 | 1.0 | None | N/A | No | 11.125% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.290% | XX/XX/XXXX | $329,452.50 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10286 | [redacted] | Non QM | Yes | No | $2,235.00 | $2,024.90 | 12.831% | $698.00 | $698.00 | 12.375% | No | No | Employed | US Citizen | $4,486.88 | 1 | $3,981.36 | $4,439.04 | $331.78 | $369.92 | 49.901% | 49.901% | 49.901% | 10/26/2025 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,235.00 | 6.240% | $0.00 | 1.0 | None | N/A | No | 12.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $268,228.31 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10287 | [redacted] | Non QM | Yes | No | $3,220.00 | $3,831.43 | 10.402% | $1,696.47 | $1,696.47 | 10.150% | No | No | Employed | US Citizen | $11,213.98 | 1 | $9,894.24 | $6,012.00 | $824.52 | $501.00 | 39.920% | 39.920% | 39.920% | 10/28/2025 | 737 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,220.00 | 5.640% | $0.00 | 1.0 | None | N/A | No | 10.150% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.250% | XX/XX/XXXX | $613,701.19 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10288 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,415.52 | $2,160.37 | 8.854% | $543.73 | $543.73 | 8.500% | No | No | Non-Employment Income | US Citizen | $3,274.66 | 1 | $6,107.52 | $1,733.04 | $508.96 | $144.42 | 49.109% | 49.108% | 49.108% | 10/29/2025 | 792 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,415.52 | 6.290% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | $2,333.51 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $301,366.11 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0.83 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10289 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $5,396.40 | $6,685.67 | 9.101% | $2,114.51 | $2,114.51 | 8.875% | No | No | Employed | US Citizen | $5,060.90 | 1 | $3,924.00 | $3,687.84 | $327.00 | $307.32 | 49.901% | 49.901% | 49.901% | 10/08/2025 | 727 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $5,396.40 | 6.160% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $391,807.67 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10290 | [redacted] | Higher Priced QM (APOR) | Yes | No | $3,049.46 | $3,322.34 | 12.627% | $799.45 | $799.45 | 12.125% | No | No | Non-Employment Income | US Citizen | $2,177.60 | 1 | $1,823.76 | $2,041.68 | $151.98 | $170.14 | 49.409% | 49.409% | 49.409% | 10/17/2025 | 694 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $3,049.46 | 6.170% | $0.00 | 2.1 | None | N/A | No | 12.125% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $119,013.64 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10291 | [redacted] | Non QM | Yes | No | $3,320.00 | $3,997.95 | 12.196% | $1,094.31 | $1,094.31 | 11.800% | No | No | Employed | US Citizen | $5,653.36 | 1 | $8,855.52 | $2,406.36 | $737.96 | $200.53 | 46.946% | 46.946% | 46.946% | 10/20/2025 | 708 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,320.00 | 6.240% | $0.00 | 1.0 | None | N/A | No | 11.800% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $226,921.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10292 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,885.00 | $1,722.20 | 10.380% | $418.58 | $418.58 | 9.925% | No | No | Employed | US Citizen | $1,863.46 | 1 | $1,707.96 | $1,352.04 | $142.33 | $112.67 | 48.526% | 48.526% | 48.526% | 10/21/2025 | 730 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,885.00 | 6.160% | $0.00 | 2.7 | None | N/A | No | 9.925% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | 33 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.990% | XX/XX/XXXX | $190,083.31 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10293 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $4,070.00 | $4,754.75 | 8.277% | $1,662.31 | $1,662.31 | 7.900% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $8,330.75 | 1 | $30.00 | $4,599.96 | $2.50 | $383.33 | 42.426% | 42.426% | 42.426% | 11/02/2025 | 775 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Pension]; Other - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,070.00 | 5.640% | $0.00 | None | N/A | No | 7.900% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $185,219.15 | $X,XXX.XX | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,227.16 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10294 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,672.50 | $3,370.23 | 9.369% | $836.52 | $836.52 | 9.050% | No | No | Employed | US Citizen | $6,062.49 | 1 | $2,107.68 | $830.04 | $175.64 | $69.17 | 39.344% | 39.344% | 39.344% | 10/19/2025 | 779 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,672.50 | 6.310% | $0.00 | None | N/A | No | 9.050% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $185,046.93 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10295 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,420.00 | $1,190.20 | 9.623% | $371.84 | $371.84 | 9.300% | No | No | Non-Employment Income | US Citizen | $2,145.28 | 1 | $2,615.52 | $1,926.96 | $217.96 | $160.58 | 49.563% | 49.563% | 49.563% | 10/29/2025 | 732 | No | No | [Borrower - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,420.00 | 6.290% | $0.00 | None | N/A | No | 9.300% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $204,525.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10296 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,025.15 | $707.29 | 8.747% | $347.61 | $347.61 | 8.550% | No | No | Self-Employed | US Citizen | $3,965.21 | 1 | $4,754.28 | $2,333.04 | $396.19 | $194.42 | 34.302% | 34.302% | 34.302% | 10/27/2025 | 787 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; Other - 2017 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,025.15 | 6.310% | $0.00 | None | N/A | No | 8.550% | 0 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.000% | XX/XX/XXXX | $156,375.65 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10297 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,280.00 | $2,542.67 | 8.919% | $453.66 | $453.66 | 8.500% | No | No | Employed | US Citizen | $3,814.40 | 1 | $2,079.00 | $1,743.00 | $173.25 | $145.25 | 17.465% | 17.465% | 17.465% | 10/29/2025 | 816 | No | No | [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,280.00 | 6.310% | $0.00 | None | N/A | No | 8.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | 33 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.213% | XX/XX/XXXX | $195,768.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10298 | [redacted] | Non QM | Yes | No | $2,884.44 | $3,538.29 | 9.666% | $1,400.07 | $1,400.07 | 9.400% | No | No | Employed | US Citizen | $4,553.80 | 1 | $1,474.32 | $3,044.04 | $122.86 | $253.67 | 49.690% | 49.690% | 49.690% | 11/03/2025 | 730 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 1 | 0 | 0 | Rocket Mortgage | $2,884.44 | 5.640% | $0.00 | 1.0 | None | N/A | No | 9.400% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.750% | XX/XX/XXXX | $195,142.55 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10299 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,695.00 | $1,506.79 | 12.187% | $707.19 | $707.19 | 11.875% | No | No | Employed | US Citizen | $5,923.64 | 1 | $1,602.72 | $2,549.04 | $133.56 | $212.42 | 26.072% | 26.072% | 26.072% | 10/25/2025 | 716 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,695.00 | 6.240% | $0.00 | 1.0 | None | N/A | No | 11.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $214,242.25 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10300 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,500.00 | $1,778.47 | 9.648% | $499.05 | $499.05 | 9.375% | No | No | Employed | US Citizen | $9,919.52 | 1 | $3,845.52 | $1,743.96 | $320.46 | $145.33 | 20.462% | 20.462% | 20.462% | 10/20/2025 | 736 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,500.00 | 6.290% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $298,401.75 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10301 | [redacted] | Non QM | Yes | No | $2,252.50 | $2,492.58 | 12.519% | $715.71 | $715.71 | 12.000% | No | No | Employed | US Citizen | $4,416.49 | 1 | $1,404.84 | $2,098.56 | $117.07 | $174.88 | 47.435% | 47.435% | 47.435% | 11/03/2025 | 690 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,252.50 | 5.840% | $0.00 | 2.3 | None | N/A | No | 12.000% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $87,809.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10302 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,634.00 | $1,687.95 | 10.143% | $384.15 | $384.15 | 9.675% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,582.50 | 1 | $3,610.32 | $1,023.00 | $300.86 | $85.25 | 39.273% | 39.273% | 39.273% | 10/23/2025 | 773 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,634.00 | 6.240% | $0.00 | 1.0 | None | N/A | No | 9.675% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.490% | XX/XX/XXXX | $68,528.28 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | FICO Risk Score Classic 04 | No | $1,417.63 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10303 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,420.00 | $3,801.68 | 8.555% | $941.29 | $941.29 | 8.275% | No | No | Employed | US Citizen | $3,452.07 | 1 | $5,589.84 | $7,628.76 | $465.82 | $635.73 | 44.767% | 44.767% | 44.767% | 10/28/2025 | 776 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,420.00 | 6.310% | $0.00 | None | N/A | No | 8.275% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $103,423.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10304 | [redacted] | Non QM | Yes | No | $5,401.25 | $4,994.50 | 11.665% | $2,390.62 | $2,390.62 | 11.375% | No | No | Employed | Employed | US Citizen | US Citizen | $10,722.61 | 1 | $13,545.00 | $2,481.96 | $1,128.75 | $206.83 | 49.676% | 49.676% | 49.676% | 10/27/2025 | 704 | No | No | [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $5,401.25 | 6.290% | $0.00 | 1.0 | None | N/A | No | 11.375% | 2 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 11/01/2055 | $19,129.00 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $329,890.54 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 3 | No | No | $0.00 | $6,666.66 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10305 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,156.48 | $3,034.83 | 8.546% | $815.17 | $815.17 | 8.300% | No | No | Employed | US Citizen | $7,160.30 | 1 | $11,182.80 | $2,078.04 | $931.90 | $173.17 | 41.501% | 41.501% | 41.501% | 10/29/2025 | 762 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,156.48 | 6.290% | $0.00 | None | N/A | No | 8.300% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.999% | XX/XX/XXXX | $663,246.01 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10306 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,800.00 | $1,949.23 | 11.515% | $462.20 | $462.20 | 10.925% | No | No | Employed | US Citizen | $8,529.88 | 1 | $3,176.52 | $1,886.04 | $264.71 | $157.17 | 32.198% | 32.198% | 32.198% | 10/30/2025 | 734 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,800.00 | 5.640% | $0.00 | 1.8 | None | N/A | No | 10.925% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.490% | XX/XX/XXXX | $201,500.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10307 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,289.00 | $1,520.11 | 10.603% | $490.83 | $490.83 | 10.250% | No | No | Employed | US Citizen | $7,861.46 | 1 | $5,958.72 | $936.96 | $496.56 | $78.08 | 33.225% | 33.225% | 33.225% | 10/22/2025 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,289.00 | 5.840% | $0.00 | 1.0 | None | N/A | No | 10.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.990% | XX/XX/XXXX | $256,590.34 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10308 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,205.00 | $2,271.75 | 8.388% | $395.54 | $395.54 | 7.800% | No | No | Employed | US Citizen | $5,144.58 | 1 | $3,013.92 | $675.00 | $251.16 | $56.25 | 37.479% | 37.479% | 37.479% | 10/29/2025 | 748 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,205.00 | 5.840% | $0.00 | None | N/A | No | 7.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $238,672.83 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10309 | [redacted] | Non QM | Yes | No | $2,415.00 | $2,764.59 | 9.757% | $927.24 | $927.24 | 9.425% | No | No | Employed | US Citizen | $5,389.38 | 1 | $4,303.80 | $1,893.96 | $358.65 | $157.83 | 34.639% | 34.639% | 34.639% | 11/01/2025 | 802 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,415.00 | 5.760% | $0.00 | 2.1 | None | N/A | No | 9.425% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $240,285.77 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10310 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,325.00 | $3,618.29 | 6.779% | $1,080.32 | $1,080.32 | 6.375% | No | No | Employed | Employed | US Citizen | US Citizen | $23,033.53 | 1 | $6,426.72 | $1,808.04 | $535.56 | $150.67 | 17.533% | 17.533% | 17.533% | 10/09/2025 | 806 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,325.00 | 5.640% | $0.00 | None | N/A | No | 6.375% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.625% | XX/XX/XXXX | $31,862.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $6,363.04 | No | No | No | No | 2 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10311 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $698.00 | $694.09 | 8.380% | $426.04 | $426.04 | 8.250% | No | No | Employed | US Citizen | $3,788.43 | 1 | $4,846.20 | $2,750.16 | $403.85 | $229.18 | 37.869% | 37.869% | 37.869% | 10/24/2025 | 780 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Child Support]; Divorce Decree - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $698.00 | 5.840% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.375% | XX/XX/XXXX | $119,056.22 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10312 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,882.70 | $1,721.60 | 11.574% | $665.37 | $665.37 | 11.000% | No | No | Employed | Employed | US Citizen | US Citizen | $8,986.21 | 1 | $4,923.12 | $4,406.40 | $410.26 | $367.20 | 36.306% | 36.306% | 36.306% | 10/23/2025 | 683 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,882.70 | 5.710% | $0.00 | 1.0 | None | N/A | No | 11.000% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $269,888.26 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $6,908.33 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10313 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,736.25 | $2,299.45 | 9.031% | $1,199.60 | $1,199.60 | 8.775% | No | No | Employed | US Citizen | $6,530.21 | 1 | $5,027.28 | $2,336.04 | $418.94 | $194.67 | 39.293% | 39.293% | 39.293% | 10/20/2025 | 770 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,736.25 | 5.760% | $0.00 | None | N/A | No | 8.775% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $258,567.42 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10314 | [redacted] | Non QM | Yes | No | $1,935.88 | $2,385.63 | 9.799% | $824.94 | $824.94 | 9.500% | No | No | Employed | US Citizen | $4,382.61 | 1 | $1,534.44 | $1,436.04 | $127.87 | $119.67 | 35.715% | 35.715% | 35.715% | 10/31/2025 | 811 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,935.88 | 5.760% | $0.00 | 1.0 | None | N/A | No | 9.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $182,906.88 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10315 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $1,404.96 | 9.028% | $802.54 | $802.54 | 8.875% | No | No | Employed | US Citizen | $2,928.09 | 1 | $5,666.28 | $1,076.04 | $472.19 | $89.67 | 42.979% | 42.978% | 42.978% | 10/29/2025 | 748 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 5.840% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.000% | XX/XX/XXXX | $137,849.44 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10316 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $1,254.07 | 8.394% | $422.12 | $422.12 | 8.125% | No | No | Self-Employed | US Citizen | $6,601.94 | 1 | $5,713.20 | $1,726.56 | $476.10 | $143.88 | 30.843% | 30.843% | 30.843% | 10/27/2025 | 789 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 5.840% | $0.00 | None | N/A | No | 8.125% | 0 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $187,371.36 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10317 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,602.50 | $2,655.85 | 9.167% | $2,024.39 | $2,024.39 | 9.000% | No | No | Employed | US Citizen | $6,305.15 | 1 | $4,890.48 | $4,491.00 | $407.54 | $374.25 | 40.101% | 40.101% | 40.101% | 10/23/2025 | 723 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,602.50 | 5.760% | $0.00 | 1.9 | None | N/A | No | 9.000% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.625% | XX/XX/XXXX | $257,296.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10318 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $5,090.00 | $2,922.75 | 7.856% | $1,709.18 | $1,709.18 | 7.775% | No | No | Employed | US Citizen | $6,881.73 | 1 | $8,474.16 | $1,976.28 | $706.18 | $164.69 | 45.031% | 45.030% | 45.030% | 10/13/2025 | 779 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $5,090.00 | 6.160% | $0.00 | None | N/A | No | 7.775% | 1 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.940% | XX/XX/XXXX | $340,152.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10319 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,329.00 | $1,433.27 | 10.028% | $471.26 | $471.26 | 9.550% | No | No | Employed | US Citizen | $4,397.39 | 1 | $2,433.60 | $1,827.96 | $202.80 | $152.33 | 28.259% | 28.259% | 28.259% | 10/29/2025 | 730 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,329.00 | 5.560% | $0.00 | 1.5 | None | N/A | No | 9.550% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $97,637.06 | $X,XXX.XX | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10320 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,800.00 | $1,605.09 | 9.725% | $371.84 | $371.84 | 9.300% | No | No | Employed | US Citizen | $3,017.33 | 1 | $5,874.84 | $3,972.96 | $489.57 | $331.08 | 39.325% | 39.325% | 39.325% | 10/22/2025 | 753 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,800.00 | 6.310% | $0.00 | None | N/A | No | 9.300% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $137,658.98 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10321 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,394.00 | $1,773.60 | 8.733% | $871.00 | $871.00 | 8.550% | No | No | Non-Employment Income | US Citizen | $3,057.13 | 1 | $1,864.32 | $3,494.88 | $155.36 | $291.24 | 47.072% | 47.071% | 47.071% | 10/21/2025 | 756 | No | No | [Borrower - | Primary Income - Social Security]; Other - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,394.00 | 5.820% | $0.00 | None | N/A | No | 8.550% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $187,567.33 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10322 | [redacted] | Non QM | Yes | No | $4,690.00 | $5,938.62 | 11.712% | $2,813.59 | $2,813.59 | 11.150% | No | No | Employed | Permanent Resident Alien | $8,535.71 | 1 | $3,351.00 | $1,815.96 | $279.25 | $151.33 | 48.893% | 48.893% | 48.893% | 10/27/2025 | 697 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,690.00 | 5.600% | $0.00 | 1.0 | None | N/A | No | 11.150% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2035 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $338,117.96 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10323 | [redacted] | Non QM | Yes | No | $1,242.64 | $1,914.35 | 10.224% | $1,002.23 | $1,002.23 | 10.050% | No | No | Employed | US Citizen | $5,284.48 | 1 | $2,645.76 | $3,740.04 | $220.48 | $311.67 | 38.565% | 38.565% | 38.565% | 10/24/2025 | 717 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,242.64 | 5.760% | $0.00 | 3.1 | None | N/A | No | 10.050% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $194,254.96 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10324 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,204.00 | $1,925.25 | 9.207% | $1,496.22 | $1,496.22 | 9.025% | No | No | Employed | Employed | US Citizen | US Citizen | $7,277.31 | 1 | $10,290.48 | $1,091.76 | $857.54 | $90.98 | 40.053% | 40.053% | 40.053% | 10/23/2025 | 785 | No | No | [Borrower - | Primary Income - K-1 (< 25%)]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,204.00 | 5.820% | $0.00 | 5.0 | None | N/A | No | 9.025% | 0 | 2 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 11/01/2045 | $14,067.93 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $340,508.13 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 3.45 | No | $0.00 | $3,337.37 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10325 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,058.25 | $2,258.58 | 10.412% | $527.18 | $527.18 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $5,080.50 | 1 | $1,164.00 | $1,692.96 | $97.00 | $141.08 | 37.901% | 37.901% | 37.901% | 10/28/2025 | 752 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,058.25 | 5.820% | $0.00 | 1.4 | None | N/A | No | 9.875% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 4.990% | XX/XX/XXXX | $216,082.22 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,553.33 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10326 | [redacted] | Non QM | Yes | No | $1,495.00 | $2,109.91 | 11.132% | $957.16 | $957.16 | 10.875% | No | No | Employed | US Citizen | $2,683.89 | 1 | $1,478.28 | $3,965.04 | $123.19 | $330.42 | 44.669% | 44.669% | 44.669% | 10/29/2025 | 760 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,495.00 | 5.660% | $0.00 | 1.5 | None | N/A | No | 10.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $108,810.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10327 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,575.00 | $226.25 | 6.400% | $1,476.47 | $1,476.47 | 6.375% | No | No | Employed | Employed | US Citizen | US Citizen | $13,742.08 | 1 | $11,628.60 | $1,273.68 | $969.05 | $106.14 | 38.115% | 38.115% | 38.115% | 10/14/2025 | 812 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,575.00 | 5.820% | $0.00 | None | N/A | No | 6.375% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | 12 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $356,623.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $10,370.53 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10328 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $959.00 | $1,825.91 | 8.117% | $1,257.00 | $1,257.00 | 8.025% | No | No | Employed | US Citizen | $13,081.16 | 1 | $18,759.36 | $4,202.04 | $1,563.28 | $350.17 | 30.604% | 30.604% | 30.604% | 10/25/2025 | 778 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $959.00 | 5.820% | $0.00 | 2.2 | None | N/A | No | 8.025% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $390,626.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10329 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,732.50 | $1,902.29 | 8.560% | $377.80 | $377.80 | 8.050% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,641.60 | 1 | $3,578.40 | $1,935.00 | $298.20 | $161.25 | 48.358% | 48.358% | 48.358% | 10/31/2025 | 801 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,732.50 | 5.820% | $0.00 | None | N/A | No | 8.050% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $210,950.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $4,851.30 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10330 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,037.50 | $2,415.92 | 8.377% | $627.34 | $627.34 | 8.000% | No | No | Employed | US Citizen | $7,677.17 | 1 | $2,098.80 | $1,227.96 | $174.90 | $102.33 | 30.042% | 30.042% | 30.042% | 10/27/2025 | 797 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,037.50 | 5.820% | $0.00 | 1.0 | None | N/A | No | 8.000% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | $XXX,XXX.XX | 2.625% | XX/XX/XXXX | $288,310.96 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10331 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,238.75 | $2,369.88 | 11.088% | $654.42 | $654.42 | 10.625% | No | No | Employed | US Citizen | $9,419.01 | 1 | $582.00 | $3,980.04 | $48.50 | $331.67 | 40.894% | 40.894% | 40.894% | 10/29/2025 | 686 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,238.75 | 5.640% | $0.00 | 3.3 | None | N/A | No | 10.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.625% | XX/XX/XXXX | $321,622.22 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10332 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,845.00 | $3,338.47 | 7.880% | $1,222.19 | $1,222.19 | 7.650% | No | No | Employed | US Citizen | $37,111.63 | 1 | $7,816.68 | $1,627.68 | $651.39 | $135.64 | 10.878% | 10.878% | 10.878% | 10/27/2025 | 805 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,845.00 | 5.820% | $0.00 | None | N/A | No | 7.650% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $375,442.35 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10333 | [redacted] | Non QM | Yes | No | $3,238.50 | $3,542.67 | 11.209% | $1,034.13 | $1,034.13 | 10.625% | No | No | Employed | Employed | US Citizen | US Citizen | $18,953.23 | 1 | $2,914.32 | $2,703.00 | $242.86 | $225.25 | 28.495% | 28.495% | 28.495% | 10/30/2025 | 711 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,238.50 | 5.640% | $0.00 | 1.0 | None | N/A | No | 10.625% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2040 | No | 10 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $185,379.82 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $13,445.47 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10334 | [redacted] | Non QM | Yes | No | $3,129.54 | $2,821.54 | 10.765% | $856.85 | $856.85 | 10.375% | No | No | Employed | US Citizen | $4,068.49 | 1 | $2,856.00 | $1,549.20 | $238.00 | $129.10 | 43.684% | 43.683% | 43.683% | 10/29/2025 | 704 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,129.54 | 6.240% | $0.00 | 1.2 | None | N/A | No | 10.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $130,963.36 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10335 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,960.00 | $2,140.10 | 8.720% | $619.15 | $619.15 | 8.375% | No | No | Non-Employment Income | US Citizen | $3,137.66 | 1 | $3,044.04 | $2,684.40 | $253.67 | $223.70 | 39.149% | 39.149% | 39.149% | 10/28/2025 | 809 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,960.00 | 5.820% | $0.00 | None | N/A | No | 8.375% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $141,615.21 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10336 | [redacted] | Non QM | Yes | No | $2,475.00 | $3,330.20 | 9.941% | $1,224.54 | $1,224.54 | 9.650% | No | No | Employed | Employed | US Citizen | US Citizen | $6,481.66 | 1 | $2,265.24 | $1,458.96 | $188.77 | $121.58 | 40.169% | 40.169% | 40.169% | 10/28/2025 | 725 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,475.00 | 5.760% | $0.00 | 1.4 | None | N/A | No | 9.650% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $175,933.52 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $6,586.67 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10337 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,544.46 | $2,896.81 | 8.056% | $988.85 | $988.85 | 7.800% | No | No | Employed | US Citizen | $9,151.12 | 1 | $4,247.40 | $1,556.04 | $353.95 | $129.67 | 30.898% | 30.898% | 30.898% | 10/22/2025 | 790 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,544.46 | 5.820% | $0.00 | None | N/A | No | 7.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.125% | XX/XX/XXXX | $175,549.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10338 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,815.00 | $2,017.65 | 12.053% | $655.79 | $655.79 | 11.625% | No | No | Employed | US Citizen | $3,901.23 | 1 | $8,665.08 | $1,824.96 | $722.09 | $152.08 | 49.984% | 49.984% | 49.984% | 10/29/2025 | 696 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,815.00 | 5.660% | $0.00 | 1.0 | None | N/A | No | 11.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.750% | XX/XX/XXXX | $397,179.70 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10339 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,137.50 | $1,627.95 | 9.654% | $983.85 | $983.85 | 9.550% | No | No | Employed | US Citizen | $17,128.36 | 1 | $4,487.04 | $1,647.96 | $373.92 | $137.33 | 26.947% | 26.947% | 26.947% | 10/20/2025 | 709 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,137.50 | 6.240% | $0.00 | None | N/A | No | 9.550% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $312,746.00 | $X,XXX.XX | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10340 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,495.00 | $1,805.51 | 9.678% | $731.55 | $731.55 | 9.500% | No | No | Employed | US Citizen | $5,215.73 | 1 | $6,288.84 | $1,498.56 | $524.07 | $124.88 | 41.560% | 41.560% | 41.560% | 10/31/2025 | 739 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,495.00 | 6.290% | $0.00 | None | N/A | No | 9.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.999% | XX/XX/XXXX | $267,187.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10341 | [redacted] | Non QM | Yes | No | $1,755.00 | $2,362.37 | 10.437% | $1,015.72 | $1,015.72 | 10.175% | No | No | Employed | US Citizen | $7,782.52 | 1 | $1,896.24 | $4,498.08 | $158.02 | $374.84 | 30.254% | 30.254% | 30.254% | 10/27/2025 | 734 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,755.00 | 5.820% | $0.00 | 1.1 | None | N/A | No | 10.175% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $147,852.93 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10342 | [redacted] | Non QM | Yes | No | $1,504.00 | $2,238.15 | 10.059% | $1,226.76 | $1,226.76 | 9.900% | No | No | Employed | Employed | US Citizen | US Citizen | $10,997.50 | 1 | $12,197.76 | $1,496.04 | $1,016.48 | $124.67 | 27.540% | 27.540% | 27.540% | 10/27/2025 | 681 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,504.00 | 5.660% | $0.00 | 2.5 | None | N/A | No | 9.900% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $277,591.71 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,207.45 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10343 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,592.50 | $2,055.77 | 8.645% | $536.81 | $536.81 | 8.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $8,233.09 | 1 | $667.80 | $1,895.28 | $55.65 | $157.94 | 28.646% | 28.646% | 28.646% | 11/02/2025 | 801 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,592.50 | 5.760% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.000% | XX/XX/XXXX | $330,758.12 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $8,133.24 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10344 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,435.00 | $1,289.77 | 7.163% | $1,424.74 | $1,424.74 | 7.125% | No | No | Employed | Employed | US Citizen | US Citizen | $5,992.97 | 1 | $6,934.08 | $1,545.96 | $577.84 | $128.83 | 47.344% | 47.344% | 47.344% | 10/18/2025 | 762 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,435.00 | 5.760% | $0.00 | None | N/A | No | 7.125% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.750% | XX/XX/XXXX | $102,280.06 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $4,071.60 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10345 | [redacted] | Non QM | Yes | No | $2,882.50 | $2,618.81 | 9.968% | $990.77 | $990.77 | 9.675% | No | No | Employed | Employed | US Citizen | US Citizen | $8,728.47 | 1 | $5,910.72 | $1,529.04 | $492.56 | $127.42 | 40.902% | 40.902% | 40.902% | 11/04/2025 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,882.50 | 5.660% | $0.00 | 1.0 | None | N/A | No | 9.675% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | $19,747.56 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 4.125% | XX/XX/XXXX | $323,204.42 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 5.96 | No | $0.00 | $5,817.08 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10346 | [redacted] | Non QM | Yes | No | $2,313.75 | $2,929.20 | 9.842% | $1,089.74 | $1,089.74 | 9.550% | No | No | Employed | US Citizen | $5,754.14 | 1 | $2,800.56 | $950.04 | $233.38 | $79.17 | 35.352% | 35.352% | 35.352% | 10/28/2025 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,313.75 | 5.760% | $0.00 | 1.0 | None | N/A | No | 9.550% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | $XXX,XXX.XX | 3.000% | XX/XX/XXXX | $267,291.97 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10347 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,405.00 | $2,454.86 | 9.938% | $487.70 | $487.70 | 9.500% | No | No | Non-Employment Income | US Citizen | $3,631.11 | 1 | $1,292.52 | $3,272.04 | $107.71 | $272.67 | 38.079% | 38.079% | 38.079% | 10/29/2025 | 705 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,405.00 | 6.240% | $0.00 | 1.0 | None | N/A | No | 9.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $284,649.39 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10348 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,720.00 | $2,125.15 | 9.161% | $1,352.01 | $1,352.01 | 9.025% | No | No | Employed | US Citizen | $7,123.91 | 1 | $6,880.20 | $3,395.04 | $573.35 | $282.92 | 43.009% | 43.009% | 43.009% | 10/29/2025 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,720.00 | 5.760% | $0.00 | None | N/A | No | 9.025% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.883% | XX/XX/XXXX | $373,680.32 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 8.44 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10349 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,095.00 | $3,305.60 | 8.258% | $991.35 | $991.35 | 7.800% | No | No | Employed | US Citizen | $5,339.31 | 1 | $4,095.72 | $714.00 | $341.31 | $59.50 | 34.132% | 34.132% | 34.132% | 10/29/2025 | 762 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,095.00 | 5.640% | $0.00 | None | N/A | No | 7.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2040 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.595% | XX/XX/XXXX | $219,240.12 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10350 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,745.00 | $1,762.10 | 8.589% | $511.24 | $511.24 | 8.250% | No | No | Employed | US Citizen | $8,754.31 | 1 | $5,623.20 | $2,136.96 | $468.60 | $178.08 | 28.796% | 28.796% | 28.796% | 10/28/2025 | 792 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,745.00 | 5.760% | $0.00 | None | N/A | No | 8.250% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $194,955.67 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10351 | [redacted] | Non QM | Yes | No | $2,910.00 | $3,645.34 | 10.886% | $1,351.92 | $1,351.92 | 10.650% | No | No | Employed | US Citizen | $6,173.29 | 1 | $11,014.44 | $1,684.20 | $917.87 | $140.35 | 49.990% | 49.990% | 49.990% | 10/31/2025 | 680 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,910.00 | 6.240% | $0.00 | 1.2 | None | N/A | No | 10.650% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.000% | XX/XX/XXXX | $427,028.07 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10352 | [redacted] | Non QM | Yes | No | $2,875.25 | $2,724.58 | 9.925% | $1,082.33 | $1,082.33 | 9.550% | No | No | Employed | Employed | US Citizen | US Citizen | $8,379.20 | 1 | $7,405.68 | $1,471.56 | $617.14 | $122.63 | 43.385% | 43.385% | 43.385% | 11/03/2025 | 710 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,875.25 | 5.660% | $0.00 | 1.2 | None | N/A | No | 9.550% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2040 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $496,488.73 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,222.89 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10353 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,839.46 | $1,786.77 | 10.828% | $443.25 | $443.25 | 10.300% | No | No | Employed | US Citizen | $2,213.25 | 1 | $1,860.60 | $1,164.00 | $155.05 | $97.00 | 36.284% | 36.283% | 36.283% | 11/01/2025 | 697 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,839.46 | 5.760% | $0.00 | 1.0 | None | N/A | No | 10.300% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.625% | XX/XX/XXXX | $114,886.22 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10354 | [redacted] | Non QM | Yes | No | $1,863.75 | $2,273.42 | 10.145% | $932.84 | $932.84 | 9.875% | No | No | Not Employed | Employed | US Citizen | US Citizen | $12,050.52 | 1 | $2,963.04 | $6,086.52 | $246.92 | $507.21 | 38.748% | 38.748% | 38.748% | 11/03/2025 | 749 | No | No | [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2021 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,863.75 | 5.640% | $0.00 | 2.0 | None | N/A | No | 9.875% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $321,127.45 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $8,160.65 | $11,512.92 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10355 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,506.50 | $1,988.03 | 9.701% | $674.51 | $674.51 | 9.375% | No | No | Employed | US Citizen | $7,116.30 | 1 | $12,632.28 | $2,178.96 | $1,052.69 | $181.58 | 39.932% | 39.932% | 39.932% | 11/04/2025 | 746 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,506.50 | 5.660% | $0.00 | 1.0 | None | N/A | No | 9.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $336,670.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10356 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,898.75 | $1,838.36 | 8.550% | $377.80 | $377.80 | 8.050% | No | No | Non-Employment Income | US Citizen | $3,436.75 | 1 | $1,062.96 | $1,362.00 | $88.58 | $113.50 | 32.547% | 32.547% | 32.547% | 10/30/2025 | 786 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,898.75 | 5.760% | $0.00 | None | N/A | No | 8.050% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.490% | XX/XX/XXXX | $119,705.49 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10357 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,745.00 | $2,441.11 | 9.618% | $658.15 | $658.15 | 9.250% | No | No | Employed | US Citizen | $4,166.30 | 1 | $2,051.04 | $2,859.96 | $170.92 | $238.33 | 39.217% | 39.217% | 39.217% | 10/22/2025 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,745.00 | 6.240% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $232,205.06 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10358 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,496.39 | $1,572.24 | 9.343% | $494.85 | $494.85 | 9.000% | No | No | Employed | US Citizen | $3,520.10 | 1 | $837.60 | $2,721.96 | $69.80 | $226.83 | 44.719% | 44.719% | 44.719% | 11/01/2025 | 758 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,496.39 | 5.660% | $0.00 | 1.0 | None | N/A | No | 9.000% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $96,196.52 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10359 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,722.50 | $1,808.96 | 8.414% | $374.31 | $374.31 | 7.925% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $1,576.42 | 1 | $698.40 | $477.96 | $58.20 | $39.83 | 49.611% | 49.610% | 49.610% | 10/23/2025 | 795 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,722.50 | 5.760% | $0.00 | None | N/A | No | 7.925% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $146,612.09 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,321.46 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10360 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,500.00 | $1,284.60 | 8.745% | $871.00 | $871.00 | 8.550% | No | No | Employed | US Citizen | $19,102.27 | 1 | $6,682.44 | $1,845.96 | $556.87 | $153.83 | 25.264% | 25.264% | 25.264% | 10/25/2025 | 763 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,500.00 | 5.760% | $0.00 | None | N/A | No | 8.550% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 11/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 1.990% | XX/XX/XXXX | $277,963.14 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10361 | [redacted] | Non QM | Yes | No | $2,792.50 | $3,860.49 | 10.657% | $2,495.95 | $2,495.95 | 10.500% | No | No | Employed | US Citizen | $9,148.34 | 1 | $11,469.84 | $2,694.96 | $955.82 | $224.58 | 40.477% | 40.477% | 40.477% | 11/02/2025 | 707 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,792.50 | 5.640% | $0.00 | 1.0 | None | N/A | No | 10.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $509,147.11 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10362 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,941.25 | $2,018.72 | 8.790% | $511.66 | $511.66 | 8.375% | No | No | Employed | US Citizen | $5,000.30 | 1 | $4,008.96 | $2,805.96 | $334.08 | $233.83 | 49.997% | 49.997% | 49.997% | 11/01/2025 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,941.25 | 5.760% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.625% | XX/XX/XXXX | $131,178.50 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10363 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,289.00 | $1,449.07 | 11.422% | $507.45 | $507.45 | 11.050% | No | No | Employed | US Citizen | $6,211.74 | 1 | $7,335.12 | $1,827.00 | $611.26 | $152.25 | 49.638% | 49.638% | 49.638% | 11/04/2025 | 726 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,289.00 | 5.640% | $0.00 | 1.0 | None | N/A | No | 11.050% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.375% | XX/XX/XXXX | $362,828.07 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10364 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,025.00 | $2,260.15 | 8.504% | $590.97 | $590.97 | 8.125% | No | No | Employed | Not Employed | US Citizen | US Citizen | $7,211.87 | 1 | $3,764.88 | $2,085.00 | $313.74 | $173.75 | 32.120% | 32.120% | 32.120% | 11/01/2025 | 787 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,025.00 | 5.760% | $0.00 | None | N/A | No | 8.125% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $252,270.74 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10365 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,362.31 | $2,090.66 | 8.772% | $754.79 | $754.79 | 8.500% | No | No | Employed | US Citizen | $7,831.77 | 1 | $630.00 | $3,184.68 | $52.50 | $265.39 | 23.343% | 23.343% | 23.343% | 10/25/2025 | 772 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,362.31 | 5.760% | $0.00 | None | N/A | No | 8.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $157,630.20 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10366 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,155.00 | $2,251.82 | 9.672% | $452.47 | $452.47 | 9.250% | No | No | Non-Employment Income | US Citizen | $4,793.22 | 1 | $5,307.36 | $1,538.04 | $442.28 | $128.17 | 33.687% | 33.687% | 33.687% | 10/31/2025 | 757 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,155.00 | 6.240% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2055 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $100,193.88 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10367 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,345.00 | $2,458.28 | 8.608% | $681.66 | $681.66 | 8.250% | No | No | Employed | US Citizen | $9,016.26 | 1 | $3,967.68 | $1,422.96 | $330.64 | $118.58 | 41.287% | 41.287% | 41.287% | 10/29/2025 | 801 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,345.00 | 5.660% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $128,888.59 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10368 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,090.43 | $2,269.71 | 8.710% | $682.70 | $682.70 | 8.375% | No | No | Employed | US Citizen | $8,475.92 | 1 | $4,352.28 | $1,962.96 | $362.69 | $163.58 | 32.365% | 32.365% | 32.365% | 11/03/2025 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,090.43 | 5.760% | $0.00 | None | N/A | No | 8.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.625% | XX/XX/XXXX | $219,536.16 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10369 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,857.50 | $1,830.03 | 8.680% | $381.32 | $381.32 | 8.175% | No | No | Employed | US Citizen | $6,336.62 | 1 | $5,286.84 | $1,339.44 | $440.57 | $111.62 | 31.166% | 31.165% | 31.165% | 10/29/2025 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,857.50 | 5.660% | $0.00 | None | N/A | No | 8.175% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $235,332.52 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10370 | [redacted] | Non QM | Yes | No | $4,890.00 | $5,114.74 | 11.580% | $1,703.04 | $1,703.04 | 11.275% | No | No | Not Employed | Employed | US Citizen | US Citizen | $4,924.10 | 1 | $5,185.80 | $2,309.16 | $432.15 | $192.43 | 48.018% | 48.018% | 48.018% | 10/27/2025 | 681 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,890.00 | 6.160% | $0.00 | 1.0 | None | N/A | No | 11.275% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 12/01/2055 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $354,580.29 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,472.69 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10371 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,233.00 | $1,260.58 | 8.501% | $381.32 | $381.32 | 8.175% | No | No | Employed | US Citizen | $2,738.00 | 1 | $1,336.80 | $1,536.96 | $111.40 | $128.08 | 37.515% | 37.515% | 37.515% | 11/04/2025 | 801 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,233.00 | 5.660% | $0.00 | None | N/A | No | 8.175% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.625% | XX/XX/XXXX | $18,762.16 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10372 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $412.50 | $679.49 | 7.446% | $558.58 | $558.58 | 7.375% | No | No | Employed | Employed | US Citizen | US Citizen | $8,753.63 | 1 | $7,263.72 | $2,846.04 | $605.31 | $237.17 | 35.429% | 35.429% | 35.429% | 11/04/2025 | 742 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $412.50 | 5.660% | $0.00 | None | N/A | No | 7.375% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $418,604.48 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $2,723.36 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10373 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,407.50 | $1,915.35 | 11.381% | $458.38 | $458.38 | 10.800% | No | No | Employed | US Citizen | $9,303.06 | 1 | $3,281.16 | $1,767.96 | $273.43 | $147.33 | 29.915% | 29.915% | 29.915% | 11/03/2025 | 693 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,407.50 | 5.640% | $0.00 | 1.6 | None | N/A | No | 10.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $410,868.51 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10374 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,220.00 | $1,476.58 | 7.660% | $970.39 | $970.39 | 7.550% | No | No | Employed | US Citizen | $6,009.68 | 1 | $2,948.52 | $1,939.44 | $245.71 | $161.62 | 39.877% | 39.877% | 39.877% | 11/03/2025 | 787 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,220.00 | 5.660% | $0.00 | None | N/A | No | 7.550% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $181,246.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10375 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,995.00 | $2,032.69 | 8.886% | $429.97 | $429.97 | 8.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,670.10 | 1 | $4,904.28 | $2,513.16 | $408.69 | $209.43 | 36.199% | 36.199% | 36.199% | 11/05/2025 | 758 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,995.00 | 5.660% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 12/01/2045 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $223,118.32 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,361.80 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10376 | [redacted] | Non QM | Yes | No | $1,622.50 | $1,574.01 | 9.993% | $1,008.92 | $1,008.92 | 9.800% | No | No | Self-Employed | US Citizen | $4,264.81 | 1 | $4,510.56 | $4,448.04 | $375.88 | $370.67 | 44.231% | 44.231% | 44.231% | 12/09/2025 | 686 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,622.50 | 5.880% | $0.00 | 1.5 | None | N/A | No | 9.800% | 0 | 1 | 0 | 2 | 0 | No | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.000% | XX/XX/XXXX | $104,896.59 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10377 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,182.50 | $2,113.99 | 8.694% | $375.64 | $375.64 | 8.250% | No | No | Employed | US Citizen | $2,211.67 | 1 | $2,016.84 | $2,218.20 | $168.07 | $184.85 | 44.523% | 44.522% | 44.522% | 01/09/2026 | 771 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,182.50 | 6.180% | $0.00 | None | N/A | No | 8.250% | 0 | 2 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $227,233.42 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10378 | [redacted] | Non QM | Yes | No | $2,485.50 | $1,862.53 | 10.048% | $953.72 | $953.72 | 9.800% | No | No | Employed | US Citizen | $12,159.89 | 1 | $4,132.68 | $1,752.96 | $344.39 | $146.08 | 26.920% | 26.920% | 26.920% | 12/31/2025 | 705 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,485.50 | 5.940% | $0.00 | 1.3 | None | N/A | No | 9.800% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $339,161.42 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10379 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,225.00 | $1,326.25 | 8.577% | $451.60 | $451.60 | 8.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,210.42 | 1 | $3,080.28 | $876.84 | $256.69 | $73.07 | 47.283% | 47.283% | 47.283% | 01/02/2026 | 766 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,225.00 | 5.880% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $165,716.76 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $2,449.43 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10380 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,755.00 | $1,569.27 | 8.578% | $532.55 | $532.55 | 8.250% | No | No | Employed | US Citizen | $9,297.73 | 1 | $3,314.04 | $2,361.84 | $276.17 | $196.82 | 25.816% | 25.816% | 25.816% | 12/18/2025 | 770 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,755.00 | 5.880% | $0.00 | None | N/A | No | 8.250% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $202,457.83 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10381 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,189.00 | $2,032.99 | 8.417% | $414.34 | $414.34 | 7.875% | No | No | Employed | US Citizen | $5,206.24 | 1 | $3,879.96 | $3,167.16 | $323.33 | $263.93 | 35.260% | 35.260% | 35.260% | 01/08/2026 | 754 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,189.00 | 5.880% | $0.00 | None | N/A | No | 7.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.990% | XX/XX/XXXX | $223,567.13 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10382 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,032.50 | $2,162.82 | 10.777% | $732.60 | $732.60 | 10.375% | No | No | Employed | US Citizen | $5,370.02 | 1 | $1,863.12 | $2,127.00 | $155.26 | $177.25 | 41.418% | 41.418% | 41.418% | 12/20/2025 | 773 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,032.50 | 5.960% | $0.00 | 1.0 | None | N/A | No | 10.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $255,477.09 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10383 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,683.50 | $1,669.10 | 8.275% | $370.82 | $370.82 | 7.800% | No | No | Employed | US Citizen | $3,064.03 | 1 | $1,896.72 | $1,950.96 | $158.06 | $162.58 | 44.659% | 44.659% | 44.659% | 12/29/2025 | 801 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,683.50 | 5.940% | $0.00 | None | N/A | No | 7.800% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $335,445.80 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10384 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,545.00 | $1,343.79 | 8.462% | $439.01 | $439.01 | 8.125% | No | No | Employed | Employed | US Citizen | US Citizen | $10,474.77 | 1 | $8,688.00 | $420.00 | $724.00 | $35.00 | 30.255% | 30.255% | 30.255% | 12/16/2025 | 796 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,545.00 | 5.940% | $0.00 | None | N/A | No | 8.125% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | 20 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.250% | XX/XX/XXXX | $519,440.47 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $11,192.68 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10385 | [redacted] | Non QM | Yes | No | $1,209.00 | $1,237.13 | 9.424% | $824.29 | $824.29 | 9.250% | No | No | Employed | Employed | US Citizen | Non-Permanent Resident Alien | Jamaica | $4,870.60 | 1 | $7,496.52 | $2,123.04 | $624.71 | $176.92 | 49.490% | 49.490% | 49.490% | 12/03/2025 | 732 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,209.00 | 5.880% | $0.00 | 2.0 | None | N/A | No | 9.250% | 2 | 1 | 0 | 0 | 2 | 2 | 0.00 | No | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $279,334.15 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | $0.00 | $2,305.50 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10386 | [redacted] | Non QM | Yes | No | $3,462.98 | $3,556.79 | 11.288% | $1,120.21 | $1,120.21 | 10.925% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $9,688.31 | 1 | $4,345.92 | $2,064.96 | $362.16 | $172.08 | 47.544% | 47.544% | 47.544% | 12/23/2025 | 735 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Pension]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,462.98 | 6.060% | $0.00 | 1.9 | None | N/A | No | 10.925% | 1 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | 02/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $778,427.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $9,182.14 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10387 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,995.00 | $1,983.33 | 11.486% | $619.32 | $619.32 | 11.000% | No | No | Employed | US Citizen | $10,935.64 | 1 | $3,517.56 | $2,913.00 | $293.13 | $242.75 | 31.049% | 31.049% | 31.049% | 11/12/2025 | 761 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,995.00 | 5.960% | $0.00 | 1.0 | None | N/A | No | 11.000% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $315,319.99 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10388 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,995.00 | $4,604.15 | 7.927% | $2,462.85 | $2,462.85 | 7.750% | No | No | Non-Employment Income | US Citizen | $6,826.45 | 1 | $2,620.32 | $4,569.96 | $218.36 | $380.83 | 47.174% | 47.174% | 47.174% | 01/06/2026 | 741 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $3,995.00 | 5.880% | $0.00 | 1.6 | None | N/A | No | 7.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $385,174.51 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10389 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,517.10 | $2,787.97 | 9.095% | $1,709.62 | $1,709.62 | 8.650% | No | No | Employed | US Citizen | $8,743.63 | 1 | $14,117.04 | $1,589.28 | $1,176.42 | $132.44 | 49.352% | 49.352% | 49.352% | 11/25/2025 | 784 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2024 [Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Non-Primary Income - Rations]; W-2 - 2024 [Borrower - | Non-Primary Income - Flight / Hazard Pay]; Leave and Earnings Statement (LES) - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,517.10 | 5.750% | $0.00 | 1.0 | None | N/A | No | 8.650% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2036 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $576,594.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10390 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,188.88 | $3,274.52 | 8.362% | $771.11 | $771.11 | 8.050% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $3,916.89 | 1 | $5,770.08 | $1,764.00 | $480.84 | $147.00 | 49.031% | 49.031% | 49.031% | 12/17/2025 | 808 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,188.88 | 6.270% | $0.00 | None | N/A | No | 8.050% | 0 | 2 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.625% | XX/XX/XXXX | $264,541.29 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,193.33 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10391 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,836.25 | $1,755.04 | 8.804% | $389.12 | $389.12 | 8.300% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,125.54 | 1 | $2,778.36 | $1,224.00 | $231.53 | $102.00 | 22.407% | 22.407% | 22.407% | 11/24/2025 | 768 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,836.25 | 5.880% | $0.00 | None | N/A | No | 8.300% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.737% | XX/XX/XXXX | $101,916.66 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,705.12 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10392 | [redacted] | Non QM | Yes | No | $1,145.00 | $1,534.76 | 10.417% | $2,308.79 | $2,308.79 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $11,112.01 | 1 | $12,490.44 | $4,155.00 | $1,040.87 | $346.25 | 40.072% | 40.072% | 40.072% | 11/22/2025 | 704 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,145.00 | 6.180% | $0.00 | 1.0 | None | N/A | No | 10.375% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.625% | XX/XX/XXXX | $406,947.11 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,666.66 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10393 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,068.50 | $3,040.93 | 8.381% | $882.06 | $882.06 | 7.875% | No | No | Employed | Employed | US Citizen | US Citizen | $11,637.10 | 1 | $4,755.48 | $2,070.96 | $396.29 | $172.58 | 35.854% | 35.854% | 35.854% | 12/16/2025 | 777 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; Transcripts (1040) - 2024 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,068.50 | 5.700% | $0.00 | None | N/A | No | 7.875% | 1 | 1 | 0 | 0 | 2 | 2 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2041 | No | 35 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.231% | XX/XX/XXXX | $278,215.31 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $10,172.01 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10394 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $620.00 | $793.85 | 8.998% | $469.44 | $469.44 | 8.875% | No | No | Self-Employed | US Citizen | $3,544.96 | 1 | $9,351.48 | $2,591.04 | $779.29 | $215.92 | 49.853% | 49.853% | 49.853% | 01/08/2026 | 757 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $620.00 | 6.180% | $0.00 | None | N/A | No | 8.875% | 0 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $295,450.74 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10395 | [redacted] | Non QM | Yes | No | $2,833.75 | $2,785.18 | 11.247% | $1,258.19 | $1,258.19 | 10.925% | No | No | Employed | US Citizen | $6,189.79 | 1 | $3,874.32 | $2,691.00 | $322.86 | $224.25 | 37.068% | 37.068% | 37.068% | 12/03/2025 | 682 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,833.75 | 5.940% | $0.00 | 1.0 | None | N/A | No | 10.925% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $105,772.34 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10396 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,614.25 | $3,967.89 | 8.791% | $2,199.24 | $2,199.24 | 8.525% | No | No | Employed | Employed | US Citizen | US Citizen | $9,329.11 | 1 | $3,812.88 | $5,232.96 | $317.74 | $436.08 | 42.136% | 42.136% | 42.136% | 12/28/2025 | 769 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,614.25 | 5.690% | $0.00 | 2.9 | None | N/A | No | 8.525% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2041 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $296,172.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $6,890.08 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10397 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,850.00 | $3,024.13 | 9.242% | $1,622.41 | $1,622.41 | 9.025% | No | No | Employed | US Citizen | $12,186.07 | 1 | $3,589.08 | $2,160.96 | $299.09 | $180.08 | 20.955% | 20.955% | 20.955% | 12/15/2025 | 720 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,850.00 | 5.960% | $0.00 | None | N/A | No | 9.025% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $154,471.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10398 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,520.00 | $2,511.04 | 9.324% | $477.39 | $477.39 | 8.875% | No | No | Employed | US Citizen | $15,862.70 | 1 | $7,064.76 | $3,883.20 | $588.73 | $323.60 | 24.608% | 24.608% | 24.608% | 12/08/2025 | 760 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,520.00 | 6.180% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | 10 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.999% | XX/XX/XXXX | $442,570.20 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10399 | [redacted] | Non QM | Yes | No | $2,051.25 | $1,826.68 | 10.044% | $901.10 | $901.10 | 9.750% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $4,621.50 | 1 | $2,104.68 | $1,893.60 | $175.39 | $157.80 | 40.785% | 40.785% | 40.785% | 12/06/2025 | 743 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,051.25 | 5.940% | $0.00 | None | N/A | No | 9.750% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 01/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 4.500% | XX/XX/XXXX | $319,192.21 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,980.23 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10400 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,352.50 | $1,838.71 | 9.619% | $406.33 | $406.33 | 9.050% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $5,375.83 | 1 | $333.24 | $1,875.00 | $27.77 | $156.25 | 42.775% | 42.775% | 42.775% | 12/14/2025 | 738 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,352.50 | 5.960% | $0.00 | 1.0 | None | N/A | No | 9.050% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $240,874.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $2,123.35 | $5,769.66 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10401 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,302.50 | $2,255.95 | 8.573% | $775.38 | $775.38 | 8.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,885.00 | 1 | $2,406.72 | $1,230.00 | $200.56 | $102.50 | 49.883% | 49.883% | 49.883% | 12/04/2025 | 787 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Pension]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,302.50 | 5.880% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $306,756.59 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,783.82 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10402 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,739.25 | $1,667.05 | 8.023% | $363.90 | $363.90 | 7.550% | No | No | Employed | US Citizen | $3,840.35 | 1 | $4,521.24 | $4,056.96 | $376.77 | $338.08 | 35.693% | 35.693% | 35.693% | 01/08/2026 | 810 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,739.25 | 5.960% | $0.00 | None | N/A | No | 7.550% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $145,752.57 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10403 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $4,899.95 | $5,696.10 | 9.030% | $2,736.98 | $2,736.98 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $14,307.94 | 1 | $6,400.92 | $2,793.00 | $533.41 | $232.75 | 35.971% | 35.971% | 35.971% | 12/21/2025 | 754 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,899.95 | 6.180% | $0.00 | None | N/A | No | 8.875% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | $8,401.25 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $452,921.16 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 1.44 | No | $0.00 | $14,852.93 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10404 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,245.00 | $1,177.70 | 9.300% | $771.62 | $771.62 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $4,342.81 | 1 | $2,661.96 | $2,814.60 | $221.83 | $234.55 | 49.103% | 49.103% | 49.103% | 12/06/2025 | 757 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,245.00 | 5.910% | $0.00 | None | N/A | No | 9.125% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 9.500% | XX/XX/XXXX | $51,958.91 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,986.67 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10405 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,163.15 | $1,060.24 | 9.681% | $699.10 | $699.10 | 9.500% | No | No | Employed | US Citizen | $4,436.07 | 1 | $6,590.64 | $6,489.96 | $549.22 | $540.83 | 40.038% | 40.038% | 40.038% | 12/06/2025 | 715 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,163.15 | 5.940% | $0.00 | 1.0 | None | N/A | No | 9.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.870% | XX/XX/XXXX | $86,146.52 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10406 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,438.00 | $1,451.35 | 9.166% | $724.17 | $724.17 | 9.000% | No | No | Non-Employment Income | US Citizen | $2,734.75 | 1 | $3,235.44 | $4,353.00 | $269.62 | $362.75 | 49.857% | 49.857% | 49.857% | 12/09/2025 | 784 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,438.00 | 6.180% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.625% | XX/XX/XXXX | $117,207.97 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10407 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,045.00 | $864.61 | 9.308% | $544.67 | $544.67 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $11,481.10 | 1 | $5,914.20 | $2,384.04 | $492.85 | $198.67 | 23.346% | 23.346% | 23.346% | 12/11/2025 | 761 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,045.00 | 5.960% | $0.00 | None | N/A | No | 9.125% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 4.000% | XX/XX/XXXX | $264,623.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $6,831.16 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10408 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,995.00 | $1,920.19 | 8.249% | $410.48 | $410.48 | 7.750% | No | No | Non-Employment Income | US Citizen | $2,412.42 | 1 | $3,901.92 | $1,762.20 | $325.16 | $146.85 | 49.108% | 49.107% | 49.107% | 12/18/2025 | 793 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,995.00 | 5.940% | $0.00 | None | N/A | No | 7.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.625% | XX/XX/XXXX | $258,623.68 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10409 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,092.50 | $2,172.64 | 9.719% | $406.33 | $406.33 | 9.050% | No | No | Employed | US Citizen | $9,630.63 | 1 | $647.04 | $2,208.96 | $53.92 | $184.08 | 22.109% | 22.109% | 22.109% | 12/12/2025 | 727 | No | No | [Borrower - | Primary Income - Wages]; Borrower Intent to Return to Work Letter - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,092.50 | 5.960% | $0.00 | 1.0 | None | N/A | No | 9.050% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | 35 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.500% | XX/XX/XXXX | $61,052.42 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10410 | [redacted] | Non QM | Yes | No | $2,572.57 | $3,165.02 | 11.243% | $1,088.66 | $1,088.66 | 10.925% | No | No | Employed | US Citizen | $6,691.65 | 1 | $2,521.08 | $1,628.04 | $210.09 | $135.67 | 37.612% | 37.612% | 37.612% | 12/19/2025 | 693 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,572.57 | 6.250% | $0.00 | 1.8 | None | N/A | No | 10.925% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2056 | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | $XXX,XXX.XX | 4.250% | XX/XX/XXXX | $397,855.16 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10411 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,895.00 | $3,214.99 | 9.148% | $790.28 | $790.28 | 8.800% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,033.69 | 1 | $597.96 | $3,235.68 | $49.83 | $269.64 | 36.487% | 36.487% | 36.487% | 12/27/2025 | 751 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,895.00 | 6.170% | $0.00 | 1.0 | None | N/A | No | 8.800% | 1 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $103,267.31 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $1,878.47 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10412 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,720.00 | $1,730.50 | 7.653% | $1,210.69 | $1,210.69 | 7.525% | No | No | Employed | US Citizen | $8,643.45 | 1 | $9,594.24 | $3,418.56 | $799.52 | $284.88 | 35.529% | 35.529% | 35.529% | 01/10/2026 | 817 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,720.00 | 5.880% | $0.00 | None | N/A | No | 7.525% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.000% | XX/XX/XXXX | $252,432.95 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10413 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,477.83 | $2,369.52 | 8.813% | $615.14 | $615.14 | 8.500% | No | No | Non-Employment Income | US Citizen | $3,211.20 | 1 | $1,479.36 | $3,300.96 | $123.28 | $275.08 | 42.178% | 42.178% | 42.178% | 12/11/2025 | 800 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,477.83 | 6.170% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.250% | XX/XX/XXXX | $81,067.11 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10414 | [redacted] | Non QM | Yes | No | $360.00 | $665.40 | 10.296% | $1,634.76 | $1,634.76 | 10.275% | No | No | Employed | Employed | US Citizen | US Citizen | $9,692.83 | 1 | $3,389.16 | $1,900.92 | $282.43 | $158.41 | 41.573% | 41.573% | 41.573% | 12/29/2025 | 717 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; Year End Summary - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $360.00 | 5.880% | $0.00 | 1.5 | None | N/A | No | 10.275% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2046 | No | 30 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $250,006.57 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $8,743.02 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10415 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,620.00 | $1,779.59 | 10.159% | $429.58 | $429.58 | 9.750% | No | No | Employed | US Citizen | $4,279.74 | 1 | $4,658.04 | $3,160.32 | $388.17 | $263.36 | 49.350% | 49.350% | 49.350% | 12/22/2025 | 771 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,620.00 | 6.170% | $0.00 | 1.4 | None | N/A | No | 9.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $396,672.60 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10416 | [redacted] | Non QM | Yes | No | $2,740.00 | $2,906.15 | 11.806% | $905.81 | $905.81 | 11.425% | No | No | Self-Employed | US Citizen | $3,510.76 | 1 | $1,252.44 | $1,146.96 | $104.37 | $95.58 | 39.459% | 39.459% | 39.459% | 01/12/2026 | 694 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,740.00 | 6.170% | $0.00 | 1.0 | None | N/A | No | 11.425% | 0 | 1 | 0 | 2 | 0 | No | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $116,265.67 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10417 | [redacted] | Non QM | Yes | No | $2,377.11 | $2,755.49 | 9.520% | $1,273.52 | $1,273.52 | 9.175% | No | No | Employed | Employed | US Citizen | US Citizen | $10,362.45 | 1 | $2,869.68 | $3,392.04 | $239.14 | $282.67 | 34.264% | 34.264% | 34.264% | 12/19/2025 | 781 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,377.11 | 5.770% | $0.00 | 5.0 | None | N/A | No | 9.175% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2041 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $227,702.49 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,680.43 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10418 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,663.75 | $1,611.74 | 8.431% | $375.70 | $375.70 | 7.975% | No | No | Non-Employment Income | US Citizen | $2,468.46 | 1 | $1,299.84 | $1,901.64 | $108.32 | $158.47 | 33.324% | 33.324% | 33.324% | 12/12/2025 | 808 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,663.75 | 5.960% | $0.00 | None | N/A | No | 7.975% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $122,529.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10419 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,988.05 | $1,823.35 | 8.653% | $511.24 | $511.24 | 8.250% | No | No | Employed | US Citizen | $5,356.06 | 1 | $5,158.92 | $1,089.00 | $429.91 | $90.75 | 48.785% | 48.785% | 48.785% | 12/18/2025 | 749 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,988.05 | 5.940% | $0.00 | None | N/A | No | 8.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.375% | XX/XX/XXXX | $298,947.66 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10420 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,938.00 | $2,068.75 | 10.730% | $448.06 | $448.06 | 10.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,101.93 | 1 | $1,574.76 | $2,209.32 | $131.23 | $184.11 | 43.909% | 43.909% | 43.909% | 12/13/2025 | 687 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,938.00 | 6.170% | $0.00 | 5.0 | None | N/A | No | 10.250% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 4.000% | XX/XX/XXXX | $242,866.67 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,666.12 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10421 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,825.00 | $1,785.25 | 11.016% | $413.32 | $413.32 | 10.550% | No | No | Employed | US Citizen | $7,984.24 | 1 | $3,121.44 | $1,117.56 | $260.12 | $93.13 | 30.657% | 30.657% | 30.657% | 12/17/2025 | 700 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; Year End Summary - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,825.00 | 6.170% | $0.00 | 1.0 | None | N/A | No | 10.550% | 1 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | 23 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $213,392.60 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10422 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,870.00 | $2,096.87 | 8.077% | $2,500.01 | $2,500.01 | 8.000% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $6,964.60 | 1 | $4,995.12 | $2,864.04 | $416.26 | $238.67 | 48.157% | 48.157% | 48.157% | 12/30/2025 | 751 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,870.00 | 5.960% | $0.00 | 2.1 | None | N/A | No | 8.000% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.375% | XX/XX/XXXX | $244,635.49 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,716.18 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10423 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,438.75 | $2,683.45 | 9.195% | $1,217.70 | $1,217.70 | 9.025% | No | No | Non-Employment Income | US Citizen | $6,060.99 | 1 | $4,693.32 | $4,517.16 | $391.11 | $376.43 | 31.481% | 31.481% | 31.481% | 12/17/2025 | 738 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,438.75 | 6.270% | $0.00 | None | N/A | No | 9.025% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 7.125% | XX/XX/XXXX | $104,401.62 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10424 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,094.00 | $1,323.35 | 11.178% | $509.31 | $509.31 | 10.800% | No | No | Employed | US Citizen | $3,958.90 | 1 | $3,379.32 | $721.32 | $281.61 | $60.11 | 44.979% | 44.979% | 44.979% | 12/14/2025 | 716 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 5.880% | $0.00 | 1.0 | None | N/A | No | 10.800% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 6.500% | XX/XX/XXXX | $141,027.31 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10425 | [redacted] | Non QM | Yes | No | $2,232.50 | $2,341.89 | 9.625% | $778.49 | $778.49 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $12,218.49 | 1 | $2,857.08 | $4,041.00 | $238.09 | $336.75 | 27.949% | 27.949% | 27.949% | 12/18/2025 | 726 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,232.50 | 5.960% | $0.00 | 1.9 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $332,571.68 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,357.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10426 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,620.00 | $1,875.32 | 10.717% | $732.60 | $732.60 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $14,125.93 | 1 | $2,654.76 | $2,205.00 | $221.23 | $183.75 | 19.464% | 19.464% | 19.464% | 01/07/2026 | 795 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,620.00 | 5.880% | $0.00 | 1.0 | None | N/A | No | 10.375% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | $5,000.26 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.990% | XX/XX/XXXX | $312,541.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0.88 | No | $0.00 | $4,926.13 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10427 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,385.00 | $2,152.91 | 7.673% | $2,846.39 | $2,846.39 | 7.625% | No | No | Employed | US Citizen | $34,082.99 | 1 | $9,845.64 | $1,053.00 | $820.47 | $87.75 | 32.007% | 32.007% | 32.007% | 12/20/2025 | 798 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,385.00 | 5.940% | $0.00 | None | N/A | No | 7.625% | 2 | 2 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | $2,347,016.65 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $206,126.89 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 330.03 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10428 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $9,002.50 | $9,548.13 | 7.942% | $3,506.84 | $3,506.84 | 7.750% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $24,947.26 | 1 | $3,869.88 | $8,511.00 | $322.49 | $709.25 | 35.253% | 35.253% | 35.253% | 12/18/2025 | 801 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $9,002.50 | 6.060% | $0.00 | 3.6 | None | N/A | No | 7.750% | 1 | 0 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $257,990.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10429 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,230.95 | $2,068.35 | 8.809% | $481.45 | $481.45 | 8.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,281.99 | 1 | $12,209.40 | $2,204.04 | $1,017.45 | $183.67 | 46.040% | 46.040% | 46.040% | 01/07/2026 | 741 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,230.95 | 5.690% | $0.00 | 3.2 | None | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2041 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.375% | XX/XX/XXXX | $179,978.91 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,648.59 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10430 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,788.75 | $1,902.82 | 8.599% | $377.80 | $377.80 | 8.050% | No | No | Non-Employment Income | US Citizen | $2,715.70 | 1 | $3,924.84 | $3,011.52 | $327.07 | $250.96 | 43.843% | 43.843% | 43.843% | 12/19/2025 | 787 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,788.75 | 5.960% | $0.00 | 2.7 | None | N/A | No | 8.050% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $162,072.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10431 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,520.00 | $3,654.39 | 9.133% | $1,275.91 | $1,275.91 | 8.900% | No | No | Non-Employment Income | US Citizen | $5,733.77 | 1 | $2,229.72 | $1,665.84 | $185.81 | $138.82 | 41.636% | 41.636% | 41.636% | 12/29/2025 | 765 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $3,520.00 | 6.170% | $0.00 | None | N/A | No | 8.900% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $490,125.52 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10432 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,090.60 | $2,346.68 | 11.153% | $828.75 | $828.75 | 10.625% | No | No | Employed | US Citizen | $5,195.88 | 1 | $932.40 | $1,540.44 | $77.70 | $128.37 | 44.076% | 44.076% | 44.076% | 12/18/2025 | 697 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,090.60 | 5.770% | $0.00 | 2.3 | None | N/A | No | 10.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2041 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $107,483.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10433 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,897.50 | $1,987.11 | 8.247% | $555.22 | $555.22 | 7.875% | No | No | Employed | Employed | US Citizen | US Citizen | $7,618.52 | 1 | $1,766.04 | $2,325.00 | $147.17 | $193.75 | 35.342% | 35.342% | 35.342% | 12/19/2025 | 797 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,897.50 | 5.940% | $0.00 | None | N/A | No | 7.875% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | 12 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $127,647.25 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $6,754.80 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10434 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,839.46 | $2,674.23 | 9.718% | $721.34 | $721.34 | 9.375% | No | No | Employed | US Citizen | $6,481.81 | 1 | $7,821.36 | $3,492.00 | $651.78 | $291.00 | 34.695% | 34.695% | 34.695% | 12/19/2025 | 719 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,839.46 | 6.270% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.625% | XX/XX/XXXX | $119,064.76 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10435 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,500.00 | $1,499.39 | 8.404% | $548.76 | $548.76 | 8.125% | No | No | Employed | Employed | US Citizen | US Citizen | $10,094.79 | 1 | $5,708.40 | $2,738.04 | $475.70 | $228.17 | 31.465% | 31.465% | 31.465% | 12/29/2025 | 766 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,500.00 | 5.940% | $0.00 | None | N/A | No | 8.125% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $179,269.18 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $5,096.08 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10436 | [redacted] | Non QM | Yes | No | $3,305.00 | $3,675.55 | 10.349% | $1,143.25 | $1,143.25 | 10.025% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,673.98 | 1 | $2,196.96 | $915.00 | $183.08 | $76.25 | 36.926% | 36.926% | 36.926% | 12/22/2025 | 688 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $3,305.00 | 6.250% | $0.00 | 1.9 | None | N/A | No | 10.025% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $102,556.42 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,616.13 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10437 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,496.00 | $2,486.08 | 10.325% | $881.20 | $881.20 | 9.500% | No | No | Employed | Employed | US Citizen | US Citizen | $12,678.30 | 1 | $10,177.56 | $2,125.56 | $848.13 | $177.13 | 37.797% | 37.797% | 37.797% | 12/31/2025 | 695 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,496.00 | 5.750% | $0.00 | 1.2 | None | N/A | No | 9.500% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2036 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.375% | XX/XX/XXXX | $650,928.43 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,940.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10438 | [redacted] | Non QM | Yes | No | $1,094.00 | $1,374.79 | 10.287% | $1,218.73 | $1,218.73 | 10.150% | No | No | Employed | US Citizen | $7,224.02 | 1 | $4,657.68 | $1,131.00 | $388.14 | $94.25 | 40.174% | 40.174% | 40.174% | 12/22/2025 | 681 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 5.940% | $0.00 | 2.6 | None | N/A | No | 10.150% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.125% | XX/XX/XXXX | $193,865.83 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10439 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,863.75 | $1,868.14 | 8.483% | $548.76 | $548.76 | 8.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,656.23 | 1 | $2,046.96 | $1,494.96 | $170.58 | $124.58 | 40.740% | 40.739% | 40.739% | 01/08/2026 | 774 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,863.75 | 5.940% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $289,109.83 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $2,292.38 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10440 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,650.00 | $2,568.06 | 11.242% | $597.43 | $597.43 | 10.750% | No | No | Employed | US Citizen | $2,785.73 | 1 | $3,448.80 | $4,541.40 | $287.40 | $378.45 | 49.807% | 49.807% | 49.807% | 12/29/2025 | 718 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,650.00 | 6.180% | $0.00 | 1.0 | None | N/A | No | 10.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.625% | XX/XX/XXXX | $245,950.98 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10441 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,651.25 | $1,828.24 | 9.582% | $499.28 | $499.28 | 9.125% | No | No | Employed | Employed | US Citizen | US Citizen | $13,955.65 | 1 | $4,777.56 | $3,963.00 | $398.13 | $330.25 | 24.950% | 24.950% | 24.950% | 12/29/2025 | 767 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,651.25 | 5.880% | $0.00 | 1.2 | None | N/A | No | 9.125% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | 14 | 36 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.375% | XX/XX/XXXX | $415,700.71 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $8,140.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10442 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,263.75 | $1,158.98 | 8.456% | $824.62 | $824.62 | 8.250% | No | No | Self-Employed | US Citizen | $8,187.91 | 1 | $4,719.60 | $9,797.64 | $393.30 | $816.47 | 34.548% | 34.548% | 34.548% | 12/22/2025 | 780 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,263.75 | 5.720% | $0.00 | None | N/A | No | 8.250% | 1 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 02/01/2041 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $267,349.43 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10443 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,740.00 | $3,647.87 | 9.385% | $961.79 | $961.79 | 9.050% | No | No | Non-Employment Income | US Citizen | $2,066.81 | 1 | $740.76 | $1,569.72 | $61.73 | $130.81 | 48.429% | 48.429% | 48.429% | 12/23/2025 | 819 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Annuity]; Account Statements - 2025 [Borrower - | Non-Primary Income - Annuity]; 1099 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $3,740.00 | 6.170% | $0.00 | 1.0 | None | N/A | No | 9.050% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $80,043.59 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10444 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,037.53 | $1,123.35 | 8.941% | $1,052.53 | $1,052.53 | 8.800% | No | No | Employed | US Citizen | $5,226.63 | 1 | $4,605.00 | $0.00 | $383.75 | $0.00 | 39.306% | 39.306% | 39.306% | 12/23/2025 | 755 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,037.53 | 5.590% | $0.00 | 3.0 | None | N/A | No | 8.800% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2041 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $239,424.97 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10445 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,926.25 | $1,866.02 | 8.165% | $472.05 | $472.05 | 7.750% | No | No | Employed | US Citizen | $8,951.34 | 1 | $5,147.76 | $1,200.12 | $428.98 | $100.01 | 22.722% | 22.722% | 22.722% | 12/30/2025 | 815 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,926.25 | 5.940% | $0.00 | None | N/A | No | 7.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | 12 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.500% | XX/XX/XXXX | $197,484.22 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10446 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,305.00 | $1,648.15 | 9.051% | $1,203.29 | $1,203.29 | 8.900% | No | No | Non-Employment Income | US Citizen | $4,783.52 | 1 | $6,013.56 | $2,150.16 | $501.13 | $179.18 | 47.714% | 47.714% | 47.714% | 01/04/2026 | 755 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2021 | [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,305.00 | 5.960% | $0.00 | 1.0 | None | N/A | No | 8.900% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $348,179.81 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10447 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,827.50 | $1,804.31 | 8.343% | $414.34 | $414.34 | 7.875% | No | No | Employed | US Citizen | $10,036.43 | 1 | $5,564.40 | $1,884.96 | $463.70 | $157.08 | 31.179% | 31.179% | 31.179% | 12/29/2025 | 783 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,827.50 | 5.940% | $0.00 | 1.0 | None | N/A | No | 7.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.875% | XX/XX/XXXX | $310,702.43 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10448 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,475.00 | $2,505.87 | 9.119% | $922.38 | $922.38 | 8.800% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $7,638.77 | 1 | $4,220.64 | $1,899.00 | $351.72 | $158.25 | 43.380% | 43.380% | 43.380% | 12/26/2025 | 743 | No | No | [Borrower - | Primary Income - Annuity]; 1099 - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - Annuity]; 1099 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,475.00 | 5.960% | $0.00 | 1.8 | None | N/A | No | 8.800% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $442,485.05 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,869.25 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10449 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,094.00 | $1,283.95 | 11.242% | $511.85 | $511.85 | 10.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $3,903.95 | 1 | $4,538.28 | $3,305.04 | $378.19 | $275.42 | 43.261% | 43.261% | 43.261% | 01/03/2026 | 684 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 5.960% | $0.00 | 1.0 | None | N/A | No | 10.875% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | 36 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.750% | XX/XX/XXXX | $172,036.12 | $X,XXX.XX | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,690.09 | $2,794.83 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10450 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,168.00 | $2,201.51 | 8.811% | $561.31 | $561.31 | 8.500% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $4,685.49 | 1 | $2,457.84 | $2,895.00 | $204.82 | $241.25 | 35.714% | 35.714% | 35.714% | 01/07/2026 | 784 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,168.00 | 6.180% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $294,676.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,176.40 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10451 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,870.00 | $1,801.49 | 8.723% | $426.04 | $426.04 | 8.250% | No | No | Not Employed | Employed | US Citizen | US Citizen | $5,804.86 | 1 | $7,081.80 | $3,279.96 | $590.15 | $273.33 | 39.909% | 39.909% | 39.909% | 12/27/2025 | 744 | No | No | [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,870.00 | 5.940% | $0.00 | None | N/A | No | 8.250% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.250% | XX/XX/XXXX | $273,141.79 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,660.17 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10452 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,698.00 | $2,724.85 | 9.095% | $883.10 | $883.10 | 8.250% | No | No | Employed | US Citizen | $7,833.59 | 1 | $4,317.48 | $1,935.36 | $359.79 | $161.28 | 40.918% | 40.918% | 40.918% | 01/08/2026 | 780 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,698.00 | 5.750% | $0.00 | None | N/A | No | 8.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2036 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $501,369.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10453 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,182.50 | $2,134.27 | 10.272% | $717.57 | $717.57 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $11,459.51 | 1 | $8,032.20 | $1,105.56 | $669.35 | $92.13 | 42.425% | 42.425% | 42.425% | 12/31/2025 | 696 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 1 | 0 | 0 | 0 | Rocket Mortgage | $2,182.50 | 5.940% | $0.00 | 1.5 | None | N/A | No | 9.875% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.750% | XX/XX/XXXX | $519,160.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $15,736.93 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10454 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,782.50 | $1,975.91 | 11.313% | $454.58 | $454.58 | 10.675% | No | No | Employed | Employed | US Citizen | US Citizen | $5,970.38 | 1 | $1,094.88 | $2,720.52 | $91.24 | $226.71 | 44.238% | 44.238% | 44.238% | 12/30/2025 | 701 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,782.50 | 5.960% | $0.00 | 2.1 | None | N/A | No | 10.675% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.490% | XX/XX/XXXX | $201,500.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,054.40 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10455 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,957.50 | $1,893.10 | 8.345% | $370.82 | $370.82 | 7.800% | No | No | Self-Employed | US Citizen | $8,319.05 | 1 | $5,156.64 | $2,564.04 | $429.72 | $213.67 | 28.034% | 28.034% | 28.034% | 12/31/2025 | 800 | No | No | [Borrower - | Primary Income - C-Corp]; Third Party Verification - 2026 [Borrower - | Primary Income - C-Corp]; Paystubs - 2025 [Borrower - | Primary Income - C-Corp]; 1120 - 2024 [Borrower - | Primary Income - C-Corp]; W-2 - 2024 [Borrower - | Primary Income - C-Corp]; 1120 - 2023 [Borrower - | Primary Income - C-Corp]; W-2 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,957.50 | 5.940% | $0.00 | None | N/A | No | 7.800% | 2 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.000% | XX/XX/XXXX | $371,366.54 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10456 | [redacted] | Non QM | Yes | No | $1,493.38 | $1,567.03 | 9.464% | $828.86 | $828.86 | 9.250% | No | No | Employed | US Citizen | $6,288.65 | 1 | $4,386.84 | $2,655.96 | $365.57 | $221.33 | 30.988% | 30.988% | 30.988% | 01/06/2026 | 763 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,493.38 | 5.960% | $0.00 | 1.0 | None | N/A | No | 9.250% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $104,960.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10457 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $1,372.06 | 7.841% | $1,644.99 | $1,644.99 | 7.775% | No | No | Employed | US Citizen | $11,031.79 | 1 | $5,024.52 | $1,656.00 | $418.71 | $138.00 | 23.300% | 23.300% | 23.300% | 01/02/2026 | 786 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 5.940% | $0.00 | None | N/A | No | 7.775% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $80,097.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10458 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,927.50 | $1,924.67 | 10.171% | $574.32 | $574.32 | 9.175% | No | No | Employed | US Citizen | $3,386.37 | 1 | $1,744.92 | $1,866.96 | $145.41 | $155.58 | 43.914% | 43.914% | 43.914% | 01/02/2026 | 761 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,927.50 | 5.750% | $0.00 | 1.0 | None | N/A | No | 9.175% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2036 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $245,764.54 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10459 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,573.44 | $1,523.58 | 9.550% | $457.41 | $457.41 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $3,955.74 | 1 | $13,564.56 | $2,084.04 | $1,130.38 | $173.67 | 42.552% | 42.552% | 42.552% | 01/05/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,573.44 | 6.170% | $0.00 | 1.3 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $155,256.14 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | $0.00 | $1,000.19 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10460 | [redacted] | Non QM | Yes | No | $1,223.85 | $1,225.65 | 10.413% | $868.00 | $868.00 | 10.250% | No | No | Employed | US Citizen | $5,049.77 | 1 | $4,778.04 | $1,577.04 | $398.17 | $131.42 | 41.944% | 41.944% | 41.944% | 12/30/2025 | 702 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,223.85 | 5.880% | $0.00 | 1.0 | None | N/A | No | 10.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.375% | XX/XX/XXXX | $151,256.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10461 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,690.00 | $1,635.71 | 8.235% | $736.07 | $736.07 | 8.000% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $6,591.54 | 1 | $2,116.56 | $2,987.16 | $176.38 | $248.93 | 46.026% | 46.026% | 46.026% | 12/31/2025 | 790 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2023 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,690.00 | 5.940% | $0.00 | 1.0 | None | N/A | No | 8.000% | 0 | 0 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $106,175.19 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $10,348.04 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10462 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,225.00 | $2,063.87 | 9.030% | $451.27 | $451.27 | 8.500% | No | No | Self-Employed | US Citizen | $5,757.50 | 1 | $1,044.36 | $2,142.96 | $87.03 | $178.58 | 25.281% | 25.281% | 25.281% | 01/08/2026 | 761 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,225.00 | 5.880% | $0.00 | None | N/A | No | 8.500% | 0 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.500% | XX/XX/XXXX | $130,947.97 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10463 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,902.50 | $1,816.21 | 8.590% | $422.12 | $422.12 | 8.125% | No | No | Employed | Employed | US Citizen | US Citizen | $8,240.28 | 1 | $7,319.16 | $1,350.00 | $609.93 | $112.50 | 33.935% | 33.935% | 33.935% | 12/31/2025 | 766 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,902.50 | 5.960% | $0.00 | 1.0 | None | N/A | No | 8.125% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $401,121.90 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $5,073.47 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10464 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,763.75 | $1,554.38 | 8.763% | $384.85 | $384.85 | 8.300% | No | No | Employed | Employed | US Citizen | US Citizen | $15,964.23 | 1 | $3,881.28 | $3,353.04 | $323.44 | $279.42 | 22.904% | 22.904% | 22.904% | 01/07/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,763.75 | 5.880% | $0.00 | None | N/A | No | 8.300% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $306,169.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,442.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10465 | [redacted] | Non QM | Yes | No | $2,347.50 | $2,417.59 | 11.777% | $899.16 | $899.16 | 11.375% | No | No | Employed | US Citizen | $4,289.01 | 1 | $8,173.92 | $2,028.96 | $681.16 | $169.08 | 49.114% | 49.114% | 49.114% | 01/03/2026 | 708 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,347.50 | 5.960% | $0.00 | 1.0 | None | N/A | No | 11.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $300,280.70 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10466 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,545.00 | $1,398.35 | 9.378% | $449.87 | $449.87 | 9.000% | No | No | Employed | US Citizen | $2,168.40 | 1 | $2,243.04 | $2,723.04 | $186.92 | $226.92 | 43.172% | 43.172% | 43.172% | 12/31/2025 | 782 | No | No | [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,545.00 | 5.940% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | 11 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $144,832.28 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10467 | [redacted] | Higher Priced QM (APOR) | Yes | No | $945.00 | $1,125.65 | 10.369% | $458.94 | $458.94 | 10.125% | No | No | Employed | US Citizen | $1,414.61 | 1 | $1,243.92 | $1,656.00 | $103.66 | $138.00 | 49.963% | 49.962% | 49.962% | 12/31/2025 | 706 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $945.00 | 6.250% | $0.00 | 3.1 | None | N/A | No | 10.125% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | $199.41 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 7.625% | XX/XX/XXXX | $48,995.86 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0.19 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10468 | [redacted] | Non QM | Yes | No | $2,900.00 | $3,027.83 | 11.821% | $1,198.43 | $1,198.43 | 11.000% | No | No | Employed | Employed | US Citizen | US Citizen | $5,732.54 | 1 | $5,165.52 | $6,507.96 | $430.46 | $542.33 | 47.468% | 47.468% | 47.468% | 01/02/2026 | 698 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,900.00 | 5.750% | $0.00 | 2.6 | None | N/A | No | 11.000% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2036 | No | 24 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $283,229.70 | $X,XXX.XX | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $4,097.13 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10469 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,825.00 | $1,714.67 | 8.803% | $434.61 | $434.61 | 8.175% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $7,126.59 | 1 | $3,573.96 | $2,574.96 | $297.83 | $214.58 | 27.654% | 27.654% | 27.654% | 01/06/2026 | 780 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,825.00 | 5.690% | $0.00 | None | N/A | No | 8.175% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2041 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.375% | XX/XX/XXXX | $160,621.38 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,886.90 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10470 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,284.13 | $1,500.00 | 11.352% | $476.17 | $476.17 | 11.000% | No | No | Employed | Employed | US Citizen | US Citizen | $4,361.87 | 1 | $845.88 | $3,454.68 | $70.49 | $287.89 | 39.602% | 39.602% | 39.602% | 695 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,284.13 | 6.180% | $0.00 | 3.9 | None | N/A | No | 11.000% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.990% | XX/XX/XXXX | $217,405.97 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $3,796.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10471 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,916.25 | $1,968.03 | 9.594% | $686.91 | $686.91 | 9.250% | No | No | Employed | US Citizen | $10,885.26 | 1 | $1,144.08 | $1,470.36 | $95.34 | $122.53 | 12.918% | 12.918% | 12.918% | 01/02/2026 | 702 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,916.25 | 5.940% | $0.00 | 1.0 | None | N/A | No | 9.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $134,970.45 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10472 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,695.00 | $1,649.67 | 10.702% | $439.50 | $439.50 | 10.175% | No | No | Employed | Employed | US Citizen | US Citizen | $5,923.39 | 1 | $2,309.16 | $1,878.96 | $192.43 | $156.58 | 38.078% | 38.078% | 38.078% | 01/05/2026 | 697 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,695.00 | 5.960% | $0.00 | 1.9 | None | N/A | No | 10.175% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | 24 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.990% | XX/XX/XXXX | $143,082.91 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $4,368.71 | $2,957.11 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10473 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,690.00 | $2,682.85 | 9.363% | $627.61 | $627.61 | 9.000% | No | No | Non-Employment Income | US Citizen | $3,403.76 | 1 | $2,321.28 | $1,199.04 | $193.44 | $99.92 | 39.180% | 39.180% | 39.180% | 01/03/2026 | 813 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,690.00 | 6.250% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.250% | XX/XX/XXXX | $229,420.05 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10474 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,970.00 | $2,988.75 | 9.097% | $1,235.85 | $1,235.85 | 8.425% | No | No | Employed | US Citizen | $6,804.23 | 1 | $8,614.56 | $1,065.96 | $717.88 | $88.83 | 47.736% | 47.736% | 47.736% | 01/07/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,970.00 | 5.750% | $0.00 | 2.0 | None | N/A | No | 8.425% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2036 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $396,184.41 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10475 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,245.00 | $2,277.74 | 8.460% | $847.37 | $847.37 | 8.175% | No | No | Employed | Not Employed | US Citizen | US Citizen | $2,510.29 | 1 | $3,434.04 | $2,421.60 | $286.17 | $201.80 | 44.787% | 44.787% | 44.787% | 01/03/2026 | 765 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,245.00 | 5.940% | $0.00 | None | N/A | No | 8.175% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.750% | XX/XX/XXXX | $107,076.87 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10476 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,545.00 | $1,428.35 | 8.099% | $662.95 | $662.95 | 7.875% | No | No | Employed | US Citizen | $3,661.07 | 1 | $2,424.60 | $1,967.64 | $202.05 | $163.97 | 44.525% | 44.525% | 44.525% | 01/08/2026 | 801 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,545.00 | 5.880% | $0.00 | None | N/A | No | 7.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $171,958.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10477 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $5,517.25 | $5,695.10 | 8.870% | $1,891.20 | $1,891.20 | 8.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,264.99 | 1 | $5,099.04 | $3,859.08 | $424.92 | $321.59 | 46.355% | 46.355% | 46.355% | 01/05/2026 | 758 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $5,517.25 | 6.180% | $0.00 | 1.0 | None | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $338,763.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,149.85 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10478 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $8,260.00 | $8,729.63 | 9.053% | $2,360.11 | $2,360.11 | 8.750% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $8,420.74 | 1 | $12,794.04 | $3,371.52 | $1,066.17 | $280.96 | 40.441% | 40.441% | 40.441% | 01/12/2026 | 712 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $8,260.00 | 6.170% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $358,265.47 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $8,988.42 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10479 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,682.50 | $1,587.95 | 9.602% | $411.34 | $411.34 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,407.25 | 1 | $1,933.80 | $2,360.88 | $161.15 | $196.74 | 46.221% | 46.221% | 46.221% | 01/05/2026 | 751 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Pension]; Account Statements - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,682.50 | 6.180% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | $3,633.97 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.875% | XX/XX/XXXX | $86,411.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 1.45 | No | $5,885.34 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10480 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,375.50 | $2,415.25 | 8.592% | $750.07 | $750.07 | 7.750% | No | No | Employed | US Citizen | $11,540.25 | 1 | $2,965.80 | $2,682.00 | $247.15 | $223.50 | 22.358% | 22.358% | 22.358% | 01/04/2026 | 761 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,375.50 | 5.730% | $0.00 | None | N/A | No | 7.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2036 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $426,903.91 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10481 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,057.50 | $1,847.17 | 8.855% | $434.61 | $434.61 | 8.175% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,801.02 | 1 | $4,214.52 | $2,285.04 | $351.21 | $190.42 | 36.241% | 36.241% | 36.241% | 01/03/2026 | 769 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,057.50 | 5.720% | $0.00 | None | N/A | No | 8.175% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2041 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $187,967.03 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10482 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,576.34 | $1,500.00 | 8.276% | $596.78 | $596.78 | 7.625% | No | No | Employed | US Citizen | $5,833.09 | 1 | $2,406.00 | $1,587.96 | $200.50 | $132.33 | 30.778% | 30.778% | 30.778% | 01/03/2026 | 788 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,576.34 | 5.750% | $0.00 | 1.3 | None | N/A | No | 7.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2036 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $121,472.29 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10483 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $4,072.50 | $4,275.53 | 8.029% | $2,776.07 | $2,776.07 | 7.875% | No | No | Self-Employed | US Citizen | $25,962.05 | 1 | $6,540.36 | $4,065.96 | $545.03 | $338.83 | 25.118% | 25.118% | 25.118% | 01/06/2026 | 767 | No | No | [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,072.50 | 5.880% | $0.00 | None | N/A | No | 7.875% | 2 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.625% | XX/XX/XXXX | $412,264.94 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10484 | [redacted] | Non QM | Yes | No | $6,387.50 | $2,968.95 | 8.324% | $1,113.75 | $1,113.75 | 8.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,867.64 | 1 | $4,100.88 | $5,034.00 | $341.74 | $419.50 | 47.597% | 47.597% | 47.597% | 01/04/2026 | 789 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $6,387.50 | 6.180% | $0.00 | None | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.150% | XX/XX/XXXX | $388,411.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,787.61 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10485 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,282.50 | $2,195.75 | 9.256% | $668.78 | $668.78 | 8.875% | No | No | Not Employed | Employed | US Citizen | US Citizen | $7,996.34 | 1 | $5,559.84 | $4,547.04 | $463.32 | $378.92 | 29.959% | 29.959% | 29.959% | 01/05/2026 | 729 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,282.50 | 5.880% | $0.00 | None | N/A | No | 8.875% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $238,560.25 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $11,416.66 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10486 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,928.75 | $2,242.20 | 9.097% | $1,295.30 | $1,295.30 | 8.900% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,550.59 | 1 | $2,631.60 | $1,254.96 | $219.30 | $104.58 | 43.788% | 43.788% | 43.788% | 01/05/2026 | 720 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Pension]; Account Statements - 2026 [Borrower - | Primary Income - Pension]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,928.75 | 5.960% | $0.00 | 1.7 | None | N/A | No | 8.900% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | $2,354.53 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $237,548.29 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0.72 | No | $2,695.24 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10487 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $4,129.00 | $4,383.75 | 8.131% | $1,344.59 | $1,344.59 | 7.900% | No | No | Employed | US Citizen | $11,888.86 | 1 | $4,589.88 | $2,004.96 | $382.49 | $167.08 | 23.369% | 23.369% | 23.369% | 01/10/2026 | 787 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,129.00 | 6.180% | $0.00 | None | N/A | No | 7.900% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | 24 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $320,288.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10488 | [redacted] | Non QM | Yes | No | $2,718.13 | $2,962.76 | 9.797% | $2,729.38 | $2,729.38 | 9.625% | No | No | Employed | US Citizen | $8,100.12 | 1 | $12,165.96 | $4,427.04 | $1,013.83 | $368.92 | 42.245% | 42.245% | 42.245% | 01/07/2026 | 711 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,718.13 | 5.590% | $0.00 | 3.8 | None | N/A | No | 9.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2041 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $376,239.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10489 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,001.25 | $1,946.60 | 8.754% | $541.24 | $541.24 | 7.800% | No | No | Employed | Not Employed | US Citizen | US Citizen | $4,500.76 | 1 | $5,160.60 | $2,030.04 | $430.05 | $169.17 | 43.918% | 43.918% | 43.918% | 01/06/2026 | 785 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,001.25 | 5.750% | $0.00 | None | N/A | No | 7.800% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2036 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $44,842.21 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10490 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,230.00 | $2,148.95 | 11.409% | $471.45 | $471.45 | 10.875% | No | No | Employed | US Citizen | $9,033.01 | 1 | $7,082.16 | $2,084.52 | $590.18 | $173.71 | 32.063% | 32.063% | 32.063% | 01/06/2026 | 804 | No | No | [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,230.00 | 6.170% | $0.00 | 1.0 | None | N/A | No | 10.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | 36 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $438,186.13 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10491 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,735.00 | $1,845.95 | 9.193% | $1,243.85 | $1,243.85 | 9.025% | No | No | Non-Employment Income | US Citizen | $2,757.59 | 1 | $1,488.96 | $2,360.04 | $124.08 | $196.67 | 47.406% | 47.406% | 47.406% | 01/07/2026 | 731 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,735.00 | 5.960% | $0.00 | 1.0 | None | N/A | No | 9.025% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $115,277.88 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10492 | [redacted] | Non QM | Yes | No | $1,495.00 | $1,821.87 | 10.820% | $1,411.87 | $1,411.87 | 10.650% | No | No | Non-Employment Income | US Citizen | $5,830.44 | 1 | $9,491.64 | $3,323.04 | $790.97 | $276.92 | 49.759% | 49.759% | 49.759% | 01/07/2026 | 699 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,495.00 | 5.880% | $0.00 | 1.0 | None | N/A | No | 10.650% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $135,635.79 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10493 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,870.00 | $2,921.81 | 8.785% | $1,970.44 | $1,970.44 | 8.625% | No | No | Employed | US Citizen | $5,478.51 | 1 | $6,162.60 | $1,653.00 | $513.55 | $137.75 | 49.508% | 49.508% | 49.508% | 01/06/2026 | 731 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,870.00 | 5.880% | $0.00 | None | N/A | No | 8.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $380,474.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10494 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $4,345.00 | $5,112.25 | 8.971% | $3,779.32 | $3,779.32 | 8.875% | No | No | Employed | US Citizen | $20,915.14 | 1 | $9,369.12 | $4,901.04 | $780.76 | $408.42 | 27.707% | 27.707% | 27.707% | 01/06/2026 | 756 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,345.00 | 6.170% | $0.00 | 1.0 | None | N/A | No | 8.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $450,321.71 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10495 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,032.50 | $2,003.50 | 10.991% | $603.72 | $603.72 | 10.375% | No | No | Employed | US Citizen | $4,832.82 | 1 | $4,352.28 | $1,497.60 | $362.69 | $124.80 | 47.690% | 47.690% | 47.690% | 01/07/2026 | 714 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,032.50 | 5.690% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2041 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.750% | XX/XX/XXXX | $493,014.93 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10496 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,293.50 | $3,362.77 | 8.408% | $1,751.36 | $1,751.36 | 7.900% | No | No | Employed | US Citizen | $6,799.71 | 1 | $3,049.56 | $2,771.40 | $254.13 | $230.95 | 47.338% | 47.338% | 47.338% | 01/09/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,293.50 | 5.750% | $0.00 | None | N/A | No | 7.900% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2036 | $3,728.93 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 1.750% | XX/XX/XXXX | $376,263.71 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0.96 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10497 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,738.00 | $1,734.52 | 8.242% | $497.21 | $497.21 | 7.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,772.78 | 1 | $1,191.84 | $1,575.00 | $99.32 | $131.25 | 43.423% | 43.423% | 43.423% | 01/11/2026 | 766 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,738.00 | 5.880% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.500% | XX/XX/XXXX | $167,816.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,557.13 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10498 | [redacted] | Non QM | Yes | No | $4,483.64 | $4,640.93 | 11.133% | $1,452.92 | $1,452.92 | 10.775% | No | No | Employed | US Citizen | $4,291.97 | 1 | $4,524.00 | $755.04 | $377.00 | $62.92 | 47.158% | 47.158% | 47.158% | 01/09/2026 | 747 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,483.64 | 6.170% | $0.00 | 1.4 | None | N/A | No | 10.775% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2056 | No | 36 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.750% | XX/XX/XXXX | $327,498.70 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10499 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,332.50 | $1,209.78 | 10.678% | $443.25 | $443.25 | 10.300% | No | No | Employed | US Citizen | $3,508.46 | 1 | $1,291.92 | $2,095.80 | $107.66 | $174.65 | 30.010% | 30.010% | 30.010% | 01/09/2026 | 697 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,332.50 | 5.880% | $0.00 | None | N/A | No | 10.300% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.000% | XX/XX/XXXX | $116,645.21 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10500 | [redacted] | Non QM | Yes | No | $1,654.00 | $1,702.59 | 10.711% | $832.42 | $832.42 | 10.500% | No | No | Employed | US Citizen | $4,222.68 | 1 | $6,772.08 | $1,590.96 | $564.34 | $132.58 | 49.978% | 49.978% | 49.978% | 12/23/2025 | 707 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,654.00 | 6.250% | $0.00 | 1.0 | None | N/A | No | 10.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2056 | $1,591.00 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $395,453.40 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10501 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,983.00 | $1,977.63 | 12.042% | $599.91 | $599.91 | 11.625% | No | No | Self-Employed | US Citizen | $3,214.83 | 1 | $3,154.08 | $1,107.00 | $262.84 | $92.25 | 49.814% | 49.813% | 49.813% | 12/31/2025 | 687 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,983.00 | 6.170% | $0.00 | 1.0 | None | N/A | No | 11.625% | 0 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $145,014.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10502 | [redacted] | Non QM | Yes | No | $4,201.88 | $4,556.87 | 10.725% | $2,099.33 | $2,099.33 | 10.500% | No | No | Non-Employment Income | US Citizen | $5,472.91 | 1 | $14,998.80 | $4,634.04 | $1,249.90 | $386.17 | 49.960% | 49.960% | 49.960% | 11/17/2025 | 686 | No | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - IRA Distribution]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $4,201.88 | 6.250% | $0.00 | 2.5 | None | N/A | No | 10.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $266,440.34 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10503 | [redacted] | Non QM | Yes | No | $3,210.00 | $3,405.23 | 10.680% | $1,396.40 | $1,396.40 | 9.925% | No | No | Self-Employed | US Citizen | $10,814.03 | 1 | $16,851.96 | $654.00 | $1,404.33 | $54.50 | 34.332% | 34.332% | 34.332% | 12/01/2025 | 684 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,210.00 | 5.750% | $0.00 | 2.5 | None | N/A | No | 9.925% | 0 | 1 | 0 | 2 | 0 | No | 02/01/2036 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $351,063.85 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10504 | [redacted] | Non QM | Yes | No | $6,369.76 | $3,517.15 | 9.662% | $1,631.26 | $1,631.26 | 9.500% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,616.52 | 1 | $4,976.76 | $1,800.00 | $414.73 | $150.00 | 49.979% | 49.979% | 49.979% | 11/20/2025 | 693 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $6,369.76 | 6.220% | $0.00 | None | N/A | No | 9.500% | 0 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | 02/01/2056 | $4,043.64 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $497,995.49 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 0.12 | No | $1,858.57 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10505 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,277.50 | $2,142.31 | 10.893% | $452.71 | $452.71 | 10.375% | No | No | Employed | US Citizen | $2,321.17 | 1 | $5,205.36 | $657.96 | $433.78 | $54.83 | 43.592% | 43.591% | 43.591% | 11/25/2025 | 687 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,277.50 | 6.170% | $0.00 | 1.0 | None | N/A | No | 10.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.625% | XX/XX/XXXX | $140,818.50 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10506 | [redacted] | Higher Priced QM (APOR) | Yes | No | $973.50 | $1,748.15 | 9.529% | $299.78 | $299.78 | 8.800% | No | No | Employed | US Citizen | $7,382.68 | 1 | $2,665.08 | $1,596.00 | $222.09 | $133.00 | 35.338% | 35.338% | 35.338% | 12/05/2025 | 755 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $973.50 | 5.960% | $0.00 | 2.0 | None | N/A | No | 8.800% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $177,359.65 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10507 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,886.88 | $3,078.65 | 9.241% | $1,544.72 | $1,544.72 | 9.075% | No | No | Employed | US Citizen | $4,545.41 | 1 | $2,271.24 | $1,806.00 | $189.27 | $150.50 | 44.354% | 44.354% | 44.354% | 12/08/2025 | 755 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,886.88 | 6.180% | $0.00 | 1.0 | None | N/A | No | 9.075% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $207,070.28 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10508 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,407.50 | $1,726.37 | 11.683% | $467.56 | $467.56 | 11.100% | No | No | Employed | Employed | US Citizen | US Citizen | $10,322.05 | 1 | $1,893.24 | $3,195.96 | $157.77 | $266.33 | 39.741% | 39.741% | 39.741% | 12/08/2025 | 680 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,407.50 | 5.880% | $0.00 | 1.0 | None | N/A | No | 11.100% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $278,200.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $2,600.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10509 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,745.00 | $2,594.63 | 7.688% | $469.70 | $469.70 | 7.125% | No | No | Employed | US Citizen | $6,234.19 | 1 | $3,066.96 | $4,988.04 | $255.58 | $415.67 | 30.873% | 30.873% | 30.873% | 01/09/2026 | 795 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,745.00 | 5.880% | $0.00 | None | N/A | No | 7.125% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.750% | XX/XX/XXXX | $138,437.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10510 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,729.00 | $1,778.40 | 11.089% | $485.85 | $485.85 | 10.550% | No | No | Employed | US Citizen | $5,056.96 | 1 | $663.72 | $1,922.88 | $55.31 | $160.24 | 42.150% | 42.150% | 42.150% | 01/09/2026 | 689 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,729.00 | 5.880% | $0.00 | 1.0 | None | N/A | No | 10.550% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $167,073.09 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10511 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,275.00 | $2,453.13 | 8.377% | $933.02 | $933.02 | 7.675% | No | No | Non-Employment Income | US Citizen | $5,995.29 | 1 | $404.52 | $1,326.84 | $33.71 | $110.57 | 39.775% | 39.775% | 39.775% | 12/19/2025 | 784 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,275.00 | 5.750% | $0.00 | 2.0 | None | N/A | No | 7.675% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2036 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.875% | XX/XX/XXXX | $42,692.39 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10512 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,522.26 | $1,568.08 | 10.503% | $628.62 | $628.62 | 10.250% | No | No | Employed | US Citizen | $2,059.68 | 1 | $1,597.92 | $1,731.12 | $133.16 | $144.26 | 42.373% | 42.373% | 42.373% | 12/26/2025 | 706 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,522.26 | 6.180% | $0.00 | 4.9 | None | N/A | No | 10.250% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 7.125% | XX/XX/XXXX | $54,625.76 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10513 | [redacted] | Non QM | Yes | No | $2,110.12 | $1,926.97 | 12.462% | $489.23 | $489.23 | 11.800% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,333.73 | 1 | $978.00 | $2,153.28 | $81.50 | $179.44 | 46.070% | 46.070% | 46.070% | 12/27/2025 | 694 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,110.12 | 5.880% | $0.00 | 1.0 | None | N/A | No | 11.800% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.125% | XX/XX/XXXX | $95,000.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,522.01 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10514 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,395.00 | $1,458.20 | 9.224% | $968.86 | $968.86 | 9.050% | No | No | Employed | US Citizen | $7,669.02 | 1 | $2,685.36 | $2,721.00 | $223.78 | $226.75 | 22.487% | 22.487% | 22.487% | 12/23/2025 | 725 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,395.00 | 5.940% | $0.00 | None | N/A | No | 9.050% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $156,053.65 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10515 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,450.00 | $1,640.81 | 6.612% | $1,118.36 | $1,118.36 | 6.500% | No | No | Employed | US Citizen | $3,621.43 | 1 | $5,081.88 | $1,763.04 | $423.49 | $146.92 | 44.681% | 44.681% | 44.681% | 01/06/2026 | 815 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,450.00 | 5.940% | $0.00 | None | N/A | No | 6.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.000% | XX/XX/XXXX | $258,375.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10516 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,782.50 | $1,906.53 | 12.070% | $477.57 | $477.57 | 11.425% | No | No | Non-Employment Income | US Citizen | $3,200.06 | 1 | $912.12 | $2,148.00 | $76.01 | $179.00 | 49.536% | 49.536% | 49.536% | 01/05/2026 | 704 | No | No | [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,782.50 | 5.880% | $0.00 | 1.0 | None | N/A | No | 11.425% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | 2 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.990% | XX/XX/XXXX | $189,584.20 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10517 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,500.00 | $1,464.10 | 9.147% | $441.86 | $441.86 | 8.750% | No | No | Non-Employment Income | US Citizen | $5,509.53 | 1 | $2,319.96 | $4,351.92 | $193.33 | $362.66 | 24.816% | 24.816% | 24.816% | 01/06/2026 | 751 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Primary Income - Annuity]; 1099 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,500.00 | 5.880% | $0.00 | None | N/A | No | 8.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $170,808.67 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10518 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,970.00 | $1,760.60 | 8.819% | $460.07 | $460.07 | 8.375% | No | No | Non-Employment Income | US Citizen | $5,389.56 | 1 | $3,616.32 | $2,233.92 | $301.36 | $186.16 | 32.726% | 32.726% | 32.726% | 12/30/2025 | 792 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,970.00 | 5.940% | $0.00 | 1.0 | None | N/A | No | 8.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.875% | XX/XX/XXXX | $206,857.76 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10519 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,720.00 | $2,613.35 | 9.886% | $720.44 | $720.44 | 9.250% | No | No | Employed | US Citizen | $6,748.77 | 1 | $2,798.04 | $2,358.96 | $233.17 | $196.58 | 36.482% | 36.482% | 36.482% | 12/29/2025 | 731 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,720.00 | 5.500% | $0.00 | 3.9 | None | N/A | No | 9.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2041 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.625% | XX/XX/XXXX | $179,780.58 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10520 | [redacted] | Non QM | Yes | No | $1,720.00 | $1,885.00 | 11.136% | $1,263.32 | $1,263.32 | 10.925% | No | No | Employed | US Citizen | $2,854.17 | 1 | $2,632.44 | $3,949.56 | $219.37 | $329.13 | 49.900% | 49.900% | 49.900% | 12/29/2025 | 727 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,720.00 | 5.960% | $0.00 | 3.2 | None | N/A | No | 10.925% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2046 | No | 31 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $156,947.83 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10521 | [redacted] | Non QM | Yes | No | $2,845.00 | $2,872.90 | 11.044% | $1,525.38 | $1,525.38 | 10.775% | No | No | Non-Employment Income | US Citizen | $6,292.69 | 1 | $6,684.24 | $2,315.04 | $557.02 | $192.92 | 48.184% | 48.184% | 48.184% | 01/02/2026 | 685 | No | No | [Borrower - | Primary Income - Foster Care]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Foster Care]; Paystubs - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,845.00 | 5.960% | $0.00 | 1.0 | None | N/A | No | 10.775% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $304,388.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10522 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,020.00 | $1,937.05 | 9.504% | $635.45 | $635.45 | 9.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,107.28 | 1 | $1,314.24 | $2,420.64 | $109.52 | $201.72 | 40.467% | 40.467% | 40.467% | 01/07/2026 | 711 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,020.00 | 5.920% | $0.00 | None | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $175,322.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,907.01 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10523 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,094.00 | $1,045.85 | 9.466% | $633.38 | $633.38 | 9.000% | No | No | Employed | US Citizen | $8,010.87 | 1 | $3,994.56 | $1,127.04 | $332.88 | $93.92 | 26.030% | 26.030% | 26.030% | 01/12/2026 | 769 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 5.750% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2036 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.000% | XX/XX/XXXX | $132,859.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10524 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,793.50 | $2,796.00 | 12.094% | $768.88 | $768.88 | 11.625% | No | No | Non-Employment Income | US Citizen | $1,974.05 | 1 | $2,917.80 | $1,272.00 | $243.15 | $106.00 | 49.973% | 49.973% | 49.973% | 01/05/2026 | 758 | No | No | [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Primary Income - Social Security]; Account Statements - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,793.50 | 6.170% | $0.00 | 3.2 | None | N/A | No | 11.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.839% | XX/XX/XXXX | $165,185.82 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10525 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,130.00 | $1,916.50 | 9.014% | $488.72 | $488.72 | 8.375% | No | No | Employed | US Citizen | $3,854.87 | 1 | $949.32 | $3,060.72 | $79.11 | $255.06 | 31.570% | 31.570% | 31.570% | 01/07/2026 | 725 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,130.00 | 5.690% | $0.00 | None | N/A | No | 8.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2041 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.875% | XX/XX/XXXX | $94,646.37 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10526 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,930.00 | $1,829.85 | 9.307% | $517.19 | $517.19 | 8.875% | No | No | Non-Employment Income | US Citizen | $4,794.55 | 1 | $4,108.08 | $2,391.00 | $342.34 | $199.25 | 33.949% | 33.949% | 33.949% | 01/13/2026 | 788 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,930.00 | 5.960% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 02/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.490% | XX/XX/XXXX | $259,648.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10527 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,189.44 | $2,244.71 | 8.230% | $459.12 | $459.12 | 7.750% | No | No | Employed | Employed | US Citizen | US Citizen | $7,109.77 | 1 | $513.00 | $2,229.72 | $42.75 | $185.81 | 31.801% | 31.801% | 31.801% | 02/24/2026 | 779 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,189.44 | 5.750% | $0.00 | 1.0 | None | N/A | No | 7.750% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $63,647.25 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $4,550.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10528 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,385.00 | $3,257.68 | 8.927% | $1,806.03 | $1,806.03 | 8.775% | No | No | Employed | US Citizen | $7,987.87 | 1 | $7,083.36 | $1,520.40 | $590.28 | $126.70 | 44.114% | 44.114% | 44.114% | 02/23/2026 | 703 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,385.00 | 5.770% | $0.00 | None | N/A | No | 8.775% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.375% | XX/XX/XXXX | $394,297.38 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 45.3 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10529 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,455.00 | $1,682.10 | 8.680% | $772.46 | $772.46 | 8.550% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $6,578.90 | 1 | $1,752.24 | $1,576.68 | $146.02 | $131.39 | 36.010% | 36.010% | 36.010% | 02/12/2026 | 802 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,455.00 | 6.130% | $0.00 | None | N/A | No | 8.550% | 0 | 2 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 04/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.375% | XX/XX/XXXX | $151,585.26 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | No | $0.00 | $6,105.15 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10530 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,870.00 | $2,000.96 | 10.800% | $452.71 | $452.71 | 10.375% | No | No | Employed | US Citizen | $3,623.68 | 1 | $5,879.04 | $1,541.04 | $489.92 | $128.42 | 48.654% | 48.654% | 48.654% | 01/14/2026 | 705 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,870.00 | 6.100% | $0.00 | 1.7 | None | N/A | No | 10.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.500% | XX/XX/XXXX | $397,702.84 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10531 | [redacted] | Non QM | Yes | No | $1,740.00 | $2,784.92 | 11.628% | $1,984.40 | $1,984.40 | 11.525% | No | No | Self-Employed | US Citizen | $5,750.11 | 1 | $6,869.40 | $1,814.04 | $572.45 | $151.17 | 48.287% | 48.287% | 48.287% | 01/13/2026 | 771 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,740.00 | 5.990% | $0.00 | 1.1 | None | N/A | No | 11.525% | 0 | 2 | 0 | 2 | 0 | No | 04/01/2056 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $342,936.83 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10532 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $4,245.00 | $5,367.49 | 9.307% | $2,034.09 | $2,034.09 | 9.125% | No | No | Self-Employed | US Citizen | $10,811.62 | 1 | $17,928.84 | $3,504.96 | $1,494.07 | $292.08 | 39.515% | 39.515% | 39.515% | 02/16/2026 | 705 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,245.00 | 5.980% | $0.00 | None | N/A | No | 9.125% | 0 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 04/01/2056 | Yes | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.000% | XX/XX/XXXX | $420,249.52 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10533 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,417.50 | $4,111.90 | 9.128% | $1,291.85 | $1,291.85 | 8.900% | No | No | Employed | Employed | US Citizen | US Citizen | $7,209.50 | 1 | $6,887.52 | $1,571.04 | $573.96 | $130.92 | 49.202% | 49.202% | 49.202% | 01/27/2026 | 721 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,417.50 | 5.980% | $0.00 | None | N/A | No | 8.900% | 1 | 2 | 0 | 0 | 2 | 2 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2056 | No | 3 | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.500% | XX/XX/XXXX | $718,903.53 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $6,066.67 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10534 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,588.75 | $3,129.82 | 8.592% | $1,529.18 | $1,529.18 | 8.400% | No | No | Employed | US Citizen | $3,964.51 | 1 | $2,694.00 | $1,281.96 | $224.50 | $106.83 | 44.686% | 44.686% | 44.686% | 01/13/2026 | 708 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,588.75 | 5.750% | $0.00 | None | N/A | No | 8.400% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | 26 | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.500% | XX/XX/XXXX | $184,920.37 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10535 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,438.00 | $1,941.83 | 8.045% | $1,424.84 | $1,424.84 | 7.900% | No | No | Employed | Employed | US Citizen | US Citizen | $13,235.52 | 1 | $9,400.32 | $3,831.00 | $783.36 | $319.25 | 30.026% | 30.026% | 30.026% | 01/21/2026 | 771 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,438.00 | 5.610% | $0.00 | None | N/A | No | 7.900% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2041 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.625% | XX/XX/XXXX | $429,073.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $9,165.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10536 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,930.00 | $2,661.06 | 8.899% | $824.44 | $824.44 | 8.500% | No | No | Employed | US Citizen | $11,681.69 | 1 | $10,045.32 | $6,483.00 | $837.11 | $540.25 | 33.523% | 33.523% | 33.523% | 02/01/2026 | 783 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,930.00 | 5.850% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 03/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.000% | XX/XX/XXXX | $442,280.36 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10537 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,120.00 | $2,085.07 | 8.255% | $410.48 | $410.48 | 7.750% | No | No | Employed | Employed | US Citizen | US Citizen | $23,420.57 | 1 | $6,586.32 | $1,457.04 | $548.86 | $121.42 | 11.525% | 11.525% | 11.525% | 02/03/2026 | 788 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,120.00 | 5.840% | $0.00 | None | N/A | No | 7.750% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $218,650.39 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $15,925.41 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10538 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $175.00 | $458.81 | 7.633% | $707.54 | $707.54 | 7.625% | No | No | Employed | US Citizen | $7,270.18 | 1 | $7,509.72 | $2,723.04 | $625.81 | $226.92 | 41.153% | 41.153% | 41.153% | 01/29/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $175.00 | 5.750% | $0.00 | None | N/A | No | 7.625% | 2 | 2 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $524,054.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10539 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,663.75 | $2,864.45 | 9.052% | $564.09 | $564.09 | 8.500% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,465.68 | 1 | $849.48 | $3,396.24 | $70.79 | $283.02 | 32.999% | 32.999% | 32.999% | 01/30/2026 | 798 | No | No | [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,663.75 | 5.750% | $0.00 | None | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $177,610.67 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $8,135.49 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10540 | [redacted] | Non QM | Yes | No | $4,207.50 | $4,989.21 | 10.075% | $1,412.93 | $1,412.93 | 9.650% | No | No | Self-Employed | US Citizen | $3,945.74 | 1 | $1,299.96 | $1,701.96 | $108.33 | $141.83 | 46.071% | 46.071% | 46.071% | 02/19/2026 | 685 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,207.50 | 5.770% | $0.00 | 1.0 | None | N/A | No | 9.650% | 0 | 1 | 0 | 2 | 0 | No | 04/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.250% | XX/XX/XXXX | $79,525.10 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10541 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,640.00 | $1,794.08 | 8.219% | $497.21 | $497.21 | 7.875% | No | No | Employed | US Citizen | $3,699.75 | 1 | $804.60 | $2,228.04 | $67.05 | $185.67 | 39.387% | 39.387% | 39.387% | 02/10/2026 | 789 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,640.00 | 5.860% | $0.00 | 1.5 | None | N/A | No | 7.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 4.250% | XX/XX/XXXX | $156,035.66 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10542 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,438.00 | $2,729.85 | 8.553% | $2,092.26 | $2,092.26 | 8.500% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $10,977.12 | 1 | $3,853.08 | $5,042.04 | $321.09 | $420.17 | 32.589% | 32.589% | 32.589% | 02/03/2026 | 779 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,438.00 | 6.100% | $0.00 | None | N/A | No | 8.500% | 2 | 2 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | 04/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.000% | XX/XX/XXXX | $424,374.66 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $1,433.93 | $797.60 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10543 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,494.00 | $2,669.48 | 10.299% | $578.33 | $578.33 | 9.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,195.37 | 1 | $2,459.88 | $7,779.00 | $204.99 | $648.25 | 41.918% | 41.918% | 41.918% | 02/23/2026 | 705 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Annuity]; 1099 - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,494.00 | 5.990% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 6.990% | XX/XX/XXXX | $260,495.31 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,408.57 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10544 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $7,415.79 | $3,910.64 | 8.597% | $2,499.57 | $2,499.57 | 8.525% | No | No | Employed | Employed | US Citizen | US Citizen | $20,664.48 | 1 | $10,717.56 | $6,969.48 | $893.13 | $580.79 | 39.441% | 39.441% | 39.441% | 02/03/2026 | 756 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $7,415.79 | 6.130% | $0.00 | 1.3 | None | N/A | No | 8.525% | 2 | 3 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $981,472.65 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $18,583.35 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10545 | [redacted] | Higher Priced QM (APOR) | Yes | No | $1,652.90 | $1,752.09 | 9.777% | $435.62 | $435.62 | 9.300% | No | No | Employed | US Citizen | $2,911.88 | 1 | $2,672.52 | $2,687.04 | $222.71 | $223.92 | 48.051% | 48.051% | 48.051% | 02/10/2026 | 778 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,652.90 | 5.860% | $0.00 | None | N/A | No | 9.300% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 5.490% | XX/XX/XXXX | $215,128.02 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10546 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,563.75 | $2,603.89 | 8.389% | $711.34 | $711.34 | 7.875% | No | No | Non-Employment Income | US Citizen | $4,780.89 | 1 | $1,829.16 | $2,073.00 | $152.43 | $172.75 | 33.523% | 33.523% | 33.523% | 02/09/2026 | 778 | No | No | [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,563.75 | 5.610% | $0.00 | None | N/A | No | 7.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2041 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $151,475.92 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10547 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,432.50 | $3,528.42 | 8.200% | $609.95 | $609.95 | 7.625% | No | No | Employed | US Citizen | $7,191.95 | 1 | $7,829.40 | $3,760.32 | $652.45 | $313.36 | 37.687% | 37.687% | 37.687% | 02/12/2026 | 741 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,432.50 | 5.860% | $0.00 | None | N/A | No | 7.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $269,125.31 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10548 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,390.88 | $2,392.15 | 8.346% | $791.33 | $791.33 | 7.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,079.58 | 1 | $1,349.76 | $2,073.96 | $112.48 | $172.83 | 32.851% | 32.850% | 32.850% | 02/23/2026 | 807 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,390.88 | 5.580% | $0.00 | None | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2036 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.625% | XX/XX/XXXX | $119,890.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,510.80 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10549 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,362.50 | $2,458.59 | 8.747% | $375.64 | $375.64 | 8.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,052.96 | 1 | $561.48 | $1,335.00 | $46.79 | $111.25 | 37.620% | 37.620% | 37.620% | 02/10/2026 | 801 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,362.50 | 6.130% | $0.00 | 4.4 | None | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.500% | XX/XX/XXXX | $154,078.59 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $3,589.34 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10550 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,705.00 | $1,901.51 | 8.748% | $515.96 | $515.96 | 8.375% | No | No | Employed | Employed | US Citizen | US Citizen | $6,512.76 | 1 | $1,169.40 | $1,548.00 | $97.45 | $129.00 | 35.916% | 35.916% | 35.916% | 02/20/2026 | 766 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,705.00 | 5.880% | $0.00 | 3.4 | None | N/A | No | 8.375% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.500% | XX/XX/XXXX | $68,307.96 | $X,XXX.XX | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $4,420.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10551 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $4,010.00 | $4,839.99 | 8.546% | $2,579.79 | $2,579.79 | 8.375% | No | No | Employed | US Citizen | $8,042.17 | 1 | $9,874.68 | $4,512.96 | $822.89 | $376.08 | 48.291% | 48.291% | 48.291% | 02/13/2026 | 766 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,010.00 | 5.860% | $0.00 | None | N/A | No | 8.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $504,986.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10552 | [redacted] | Non QM | Yes | No | $1,812.50 | $2,028.23 | 10.024% | $806.24 | $806.24 | 9.750% | No | No | Employed | US Citizen | $9,312.31 | 1 | $6,925.80 | $4,624.92 | $577.15 | $385.41 | 25.805% | 25.805% | 25.805% | 02/18/2026 | 684 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 1 | 0 | 0 | 0 | Rocket Mortgage | $1,812.50 | 5.880% | $0.00 | 1.8 | None | N/A | No | 9.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 04/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.875% | XX/XX/XXXX | $134,603.65 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10553 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,020.38 | $3,257.35 | 7.546% | $786.04 | $786.04 | 7.175% | No | No | Employed | US Citizen | $2,941.81 | 1 | $3,598.08 | $1,002.96 | $299.84 | $83.58 | 40.306% | 40.306% | 40.306% | 02/15/2026 | 784 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,020.38 | 5.880% | $0.00 | None | N/A | No | 7.175% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $161,288.89 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10554 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,329.49 | $2,731.00 | 7.923% | $954.27 | $954.27 | 7.675% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,728.37 | 1 | $2,779.68 | $2,448.00 | $231.64 | $204.00 | 43.578% | 43.578% | 43.578% | 02/17/2026 | 778 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Annuity]; 1099 - 2025 [Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2026 [Coborrower(s) - | Primary Income - IRA Distribution]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,329.49 | 5.750% | $0.00 | 1.6 | None | N/A | No | 7.675% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $112,247.84 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $2,000.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10555 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,911.98 | $3,628.67 | 9.573% | $1,191.10 | $1,191.10 | 9.275% | No | No | Employed | Employed | US Citizen | US Citizen | $9,221.97 | 1 | $6,210.60 | $2,736.48 | $517.55 | $228.04 | 44.164% | 44.164% | 44.164% | 02/13/2026 | 728 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,911.98 | 6.100% | $0.00 | 2.6 | None | N/A | No | 9.275% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 03/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $275,531.41 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $6,454.78 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10556 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $4,589.25 | $5,561.92 | 9.147% | $1,642.32 | $1,642.32 | 8.900% | No | No | Employed | Employed | US Citizen | US Citizen | $8,004.08 | 1 | $3,544.08 | $2,771.04 | $295.34 | $230.92 | 31.282% | 31.282% | 31.282% | 02/18/2026 | 800 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $4,589.25 | 6.100% | $0.00 | None | N/A | No | 8.900% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.375% | XX/XX/XXXX | $151,090.57 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | No | $0.00 | $4,406.13 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10557 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,030.00 | $2,506.75 | 8.971% | $1,177.46 | $1,177.46 | 8.775% | No | No | Employed | US Citizen | $5,693.78 | 1 | $8,636.04 | $4,446.60 | $719.67 | $370.55 | 43.060% | 43.060% | 43.060% | 02/21/2026 | 712 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,030.00 | 5.880% | $0.00 | None | N/A | No | 8.775% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.999% | XX/XX/XXXX | $361,081.80 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10558 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,394.67 | $2,332.40 | 8.172% | $490.53 | $490.53 | 7.500% | No | No | Non-Employment Income | US Citizen | $5,694.79 | 1 | $1,934.16 | $3,559.92 | $161.18 | $296.66 | 28.478% | 28.478% | 28.478% | 02/18/2026 | 802 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2021 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $2,394.67 | 5.530% | $0.00 | None | N/A | No | 7.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2041 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.490% | XX/XX/XXXX | $225,080.02 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10559 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,094.00 | $1,732.97 | 8.343% | $847.37 | $847.37 | 8.175% | No | No | Employed | US Citizen | $4,608.38 | 1 | $6,925.80 | $2,216.64 | $577.15 | $184.72 | 36.166% | 36.166% | 36.166% | 02/18/2026 | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $1,094.00 | 5.880% | $0.00 | 1.6 | None | N/A | No | 8.175% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 3.250% | XX/XX/XXXX | $180,971.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10560 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,000.25 | $2,295.96 | 9.203% | $618.49 | $618.49 | 8.125% | No | No | Employed | US Citizen | $6,221.83 | 1 | $9,663.60 | $1,934.28 | $805.30 | $161.19 | 44.153% | 44.153% | 44.153% | 02/19/2026 | 774 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,000.25 | 5.660% | $0.00 | 1.7 | None | N/A | No | 8.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2036 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.750% | XX/XX/XXXX | $455,035.25 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10561 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,450.00 | $3,742.03 | 8.926% | $1,062.61 | $1,062.61 | 8.550% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $9,005.43 | 1 | $4,541.04 | $1,584.96 | $378.42 | $132.08 | 30.009% | 30.009% | 30.009% | 02/22/2026 | 723 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $3,450.00 | 5.880% | $0.00 | None | N/A | No | 8.550% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $308,483.20 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $5,803.82 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10562 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $1,385.00 | $2,360.93 | 9.097% | $1,604.78 | $1,604.78 | 9.025% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,756.51 | 1 | $2,346.60 | $1,541.04 | $195.55 | $128.42 | 44.534% | 44.534% | 44.534% | 02/26/2026 | 815 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2016 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Rocket Mortgage | $1,385.00 | 5.990% | $0.00 | None | N/A | No | 9.025% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.990% | XX/XX/XXXX | $205,731.30 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $907.29 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10563 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $2,715.00 | $2,872.95 | 8.505% | $542.03 | $542.03 | 8.125% | No | No | Employed | Employed | US Citizen | US Citizen | $7,273.38 | 1 | $6,095.88 | $3,662.04 | $507.99 | $305.17 | 34.132% | 34.132% | 34.132% | 02/21/2026 | 806 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,715.00 | 6.100% | $0.00 | None | N/A | No | 8.125% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2056 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 3.125% | XX/XX/XXXX | $408,159.01 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $7,562.17 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10564 | [redacted] | Non QM | Yes | No | $3,645.00 | $3,980.08 | 10.881% | $1,268.65 | $1,268.65 | 10.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,629.90 | 1 | $5,326.56 | $1,544.04 | $443.88 | $128.67 | 46.221% | 46.221% | 46.221% | 02/22/2026 | 680 | No | No | [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,645.00 | 5.640% | $0.00 | 1.0 | None | N/A | No | 10.000% | 0 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 04/01/2036 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $338,329.85 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $2,965.25 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10565 | [redacted] | Safe Harbor QM (APOR) | Yes | No | $3,995.00 | $4,604.66 | 8.534% | $1,639.37 | $1,639.37 | 8.150% | No | No | Employed | Employed | US Citizen | US Citizen | $18,759.82 | 1 | $7,910.52 | $4,563.48 | $659.21 | $380.29 | 39.155% | 39.155% | 39.155% | 03/02/2026 | 748 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $3,995.00 | 5.530% | $0.00 | None | N/A | No | 8.150% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2041 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 2.250% | XX/XX/XXXX | $354,907.05 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $15,892.70 | No | No | No | No | 3 | 180 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10566 | [redacted] | Higher Priced QM (APOR) | Yes | No | $2,000.00 | $2,121.27 | 9.771% | $485.41 | $485.41 | 9.250% | No | No | Employed | Not Employed | US Citizen | US Citizen | $3,788.49 | 1 | $1,226.64 | $1,736.04 | $102.22 | $144.67 | 34.156% | 34.156% | 34.156% | 02/23/2026 | 704 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,000.00 | 5.770% | $0.00 | 999.0 | None | N/A | No | 9.250% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | 04/01/2046 | No | Yes | Title Search | Individual | Individual | Individual | Individual | 1 | $XXX,XXX.XX | 5.500% | XX/XX/XXXX | $109,458.55 | $X,XXX.XX | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | 10567 | [redacted] | Non QM | Yes | No | $2,491.25 | $2,215.19 | 9.588% | $1,063.16 | $1,063.16 | 9.300% | No | No | Employed | US Citizen | $8,149.32 | 1 | $2,884.56 | $1,380.96 | $240.38 | $115.08 | 21.241% | 21.241% | 21.241% | 02/26/2026 | 798 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Rocket Mortgage | $2,491.25 | 5.530% | $0.00 | 1.2 | None | N/A | No | 9.300% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 04/01/2041 | No | Yes | Title Search | Individual | Individual | 1 | $XXX,XXX.XX | 2.875% | XX/XX/XXXX | $104,832.00 | $X,XXX.XX | No | Individual | No | No | Fair Isaac Advanced | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 |