| Schedule of financial instruments with off-balance sheet risk |
The table below presents the Company’s financial instruments with off-balance sheet risk, as well as the activity in the allowance for off-balance sheet credit losses related to those financial instruments. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | (in thousands) | Commercial | | Mortgage
Finance | | Commercial
Real Estate | | Consumer | | Total | | Six Months Ended June 30, 2026 | | | | | | | | | | | Beginning balance | $ | 58,209 | | | $ | 16 | | | $ | 3,979 | | | $ | 51 | | | $ | 62,255 | | | Provision for off-balance sheet credit losses | 3,879 | | | 11 | | | (1,053) | | | 11 | | | 2,848 | | | Ending balance | $ | 62,088 | | | $ | 27 | | | $ | 2,926 | | | $ | 62 | | | $ | 65,103 | | | Six Months Ended June 30, 2025 | | | | | | | | | | | Beginning balance | $ | 47,907 | | | $ | 23 | | | $ | 5,351 | | | $ | 51 | | | $ | 53,332 | | | Provision for off-balance sheet credit losses | 4,075 | | | 7 | | | (767) | | | (16) | | | 3,299 | | | Ending balance | $ | 51,982 | | | $ | 30 | | | $ | 4,584 | | | $ | 35 | | | $ | 56,631 | | | | | | | | | | | | | | | | | | | (in thousands) | | | | | | | June 30, 2026 | | December 31, 2025 | | | | | | | | | | | | Commitments to extend credit - period end balance | | | | | | | $ | 11,888,078 | | | $ | 12,193,441 | | | Standby letters of credit - period end balance | | | | | | | 745,856 | | | 610,178 | |
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