Exhibit 99.2

Selene Diligence LLC (“Selene”) Due Diligence Review Narrative (“Report”)

Selene’s Report, which is to be made available to the recipients by the Client, includes the loan level results of Selene’s independent, third-party due diligence review conducted on behalf of the Client. The scope of review for these loans is as follows:

DESCRIPTION OF SERVICES:

(1) Type of assets that were reviewed.

Selene Diligence LLC performed certain due diligence services described below on residential mortgage loans originated by numerous entities and obtained by Santander Bank N.A. (the “Client”). The review was conducted between February 11, 2026 and June 18, 2026 via files imaged and provided for review (the “Review”).

(2) Sample size of the assets reviewed.

This Review consisted of 100% of the loan population.

FINAL SECURITIZATION POPULATION

Selene was instructed to perform a review on a population totaling 47 Non-QM loans and 88 ATR-QM exempt loans for a total of 135 loans the “Final Securitization Population”.

Credit Reviews (135):

During the Review, Selene performed a credit review on 135 mortgage loans in the Final Securitization Population.

Compliance Review (135)

During the Review, Selene performed a compliance review when applicable on 135 mortgage loans in the Final Securitization Population.

Valuation Reviews (135):

During the Review, Selene performed a property valuation review on 135 mortgage loans in the Final Securitization Population.

Data Integrity Review (135):

During the Review, Selene performed a Data Integrity Review on 135 mortgage loans in the Final Securitization Population.

SAN 2026-NQM6 Executive Summary – Selene Diligence LLC

FINAL SECURITIZATION POPULATION

After Selene’s initial review was completed, the Client provided Selene with a confirmed list of 135 mortgage loans that formed the Final Securitization Population. The table below summarizes the reviews conducted by Selene.

Review	Reviewed Total	% of Final Securitization Population
Credit Population	135	100%
Compliance Population	135	100%
Valuation Population	135	100%
Data Integrity Population	135	100%

(3) Determination of the sample size and computation.

The Review was conducted with sample size criteria that has been communicated by the Client to Selene to be consistent with the criteria for the nationally recognized statistical ratings organizations identified in Item 3 of the ABS Due Diligence-15E, S&P Global Ratings (“S&P”) (the “NRSRO(s)”).

(4) Quality or integrity of information or data about the assets: review and methodology.

Where available, Selene compared the data fields on the bid tape provided by the Client to the data found in the actual loan file as captured by Selene. This information may not have been available for all mortgage loans.

(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.

Selene assessed the underwriting guidelines and compared the documentation in the loan file against the stated guidelines for adherence.

GUIDELINES

Kind Lending Non-Agency Program Guidelines, AmeriTrust Diamond Guidelines, Deephaven Wholesale Underwriting Guidelines, Deephaven Correspondent Purchase Eligibility Guidelines (collectively the “Guidelines”)

LOAN GRADING

The Guidelines referenced above served as the benchmark for grading loans with respect to credit, compliance, underwriting, property valuation and data integrity. Each loan received an “initial” and a “final” grade. The “initial” grade was assigned during the initial loan review. The “final” grade considers additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Selene’s loan grading is solely based on Selene’s independent assessment of all Guideline exceptions and compensating factors for each of the component reviews. Selene is providing a comprehensive loan-level analysis that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

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SCOPE OF REVIEW

Selene examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Selene relied on the accuracy of information contained in loan documentation provided to Selene (for more detail, please refer to Appendix A, B, and C, attached hereto).

CREDIT REVIEW

Selene’s credit scope of review conducted on this transaction included the following elements:

Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Guidelines cited above;

Re-calculated LTV, CLTV, income, liabilities and compared these against the Guidelines;

Analyzed asset statements to determine whether funds to close and reserves were within the Guidelines;

Confirmed that credit scores (FICO) and credit histories were within the Guidelines.

COMPLIANCE REVIEW

Selene’s compliance scope determined whether the mortgage loans comply with the Federal Truth in Lending Act, the Federal Real Estate Settlement Procedures Act, Sections 1098 and 1100A of Dodd Frank, Sections 1411 and 1412 of the Wall Street Reform and Consumer Protection Act, and the Equal Credit Opportunity Act.

PROPERTY VALUATION REVIEW

Selene’s Property Valuation scope of review conducted on this transaction included the following elements.

Original Appraisal Assessment

Selene reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

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Value Supported Analysis

Selene applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product provided by the Client.

DATA INTEGRITY REVIEW

Selene uploads tape data into its due diligence application and compares it to the actual documents provided.

Tape data received from lender/client is stored in a secured FTP folder;

Tape data is uploaded into the application;

Loan Reviewer collects validated loan data;

Each received data point is compared to its counterpart collected data point; and

Discrepancies found during comparison are stored and reported.

Selene provided the Client with a copy of the initial loan level tape discrepancy report which shows the differences between the data received by the Client versus the data captured by Selene during the loan review.

SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs.

With respect to the Final Securitization Population, Selene conducted (i) a Credit Review on 135 mortgage loans, (ii) a Compliance Review on 135 mortgage loans (iii) a Valuation Review on 135 mortgage loans, and (iv) a Data Integrity Review on 135 mortgage loans; the results of these reviews are discussed below. All grades shown below are based upon the NRSRO grading methodologies utilized by the NRSROs.

REVIEW RESULTS SUMMARY

After review of the 135 mortgage loans; 118 mortgage loans had a rating grade of A, 17 mortgage loan had a rating grade of B, 0 mortgage loans had a rating grade of C, and 0 mortgage loans had a rating grade of D.

Grades per loan (135 overall loans):

	INITIAL RA GRADES - OVERALL		FINAL RA GRADES - OVERALL
NRSRO Grade	S&P	%	NRSRO Grade	S&P	%
A	42	31.11%	A	118	87.41%
B	2	1.48%	B	17	12.59%
C	31	22.96%	C	0	0.00%
D	60	44.44%	D	0	0.00%

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Final Grades per loan broken out by compliance, credit and property:

	FINAL RA GRADES - COMPLIANCE			FINAL RA GRADES - CREDIT
NRSRO Grade	S&P	%	NRSRO Grade	S&P	%
A	132	97.78%	A	120	88.89%
B	3	2.22%	B	15	11.11%
C	0	0.00%	C	0	0.00%
D	0	0.00%	D	0	0.00%


	FINAL RA GRADES - PROPERTY
NRSRO Grade	S&P	%
A	135	100.00%
B	0	0.00%
C	0	0.00%
D	0	0.00%

REVIEW RESULTS SUMMARY (EXCEPTION LISTING)

Review of the Final Grading Summary (redacted) provides the exceptions in detail and the migration from the initial rating agency grade to the final rating agency grade, based on mitigation/resolution from the client.

Disclaimer: Please be advised that Selene did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with all applicable laws and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Selene are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Selene is relying in reaching such findings.

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Please be further advised that Selene does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Selene do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Selene. Information contained in any Selene report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Selene to prepare its reports pursuant to its instructions and Guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Selene are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Selene does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Selene.

THIRD PARTY REVIEW REPORTING DELIVERED

Selene furnished the following reports on this transaction:

Selene Due Diligence Narrative Report

ASF Report

Grading Summary

Exception Detail

Tape Discrepancies

Valuations Report

Supplemental Data

Third Party (TPR) Attestation Form

Attestation Form 15E

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APPENDIX A – CREDIT REVIEW SCOPE

Selene reviewed the origination documentation contained in the mortgage loan file to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements that are provided to Selene and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

Credit Application

For the Credit Application, Selene verified whether:

The application is signed by all listed borrowers;

The application is substantially filled out; and

All known borrower-owned properties are disclosed on the Real Estate Owned section.

Credit Report

Selene verified:

A credit report and/or other credit history documentation is present for each borrower;

Capture the monthly consumer debt payments for use in the debt to income and/or residual income calculation, as applicable;

Note the Real Estate Owned and fraud alerts; and

Gather data required for ASF Report submission which may include:

Most recent FICO Score (scores from Equifax, Experian, and Transunion if available)

Most recent FICO date

Longest Trade Line

Maximum Trade Line

Number of trade lines

Credit Usage Ratio

Employment and Income

Selene determined whether all applicable supporting documentation as required by the guidelines is in the file and note indications of potentially fraudulent documents. The documentation was also be used to verify whether the income used to qualify the loan was calculated in accordance with applicable guidelines. Documentation verifying employment and income may include:

Verbal or Written VOE’s

Pay stubs

W-2 forms

Tax returns

Financial statements

Award letters

Bank statements

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Asset Review

Selene assessed whether the asset documentation required by the guidelines is present in the file. In addition, a review of the reserve calculation was performed. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may include:

VOD’s

Depository account statements

Stock or security account statements

Gift funds

Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved

Hazard/Flood insurance

A review of the insurance present on the loan was also be performed:

Verify that the hazard insurance meets the minimum required amount of coverage in the guidelines;

For condominium properties, confirm that the blanket policy meets the minimum amount of coverage;

Confirm that the flood cert is for the correct borrower, property, lender and loan number and is a “Life of Loan” certification;

For properties is in a flood zone per the flood cert, confirm that flood insurance in the file meets the minimum required amount of coverage and meets guideline requirements;

Confirm that the mortgagee clause lists the lender’s name and “its successors and assigns”; and

Confirm that the premium amount on both the hazard and flood insurance match what was used in the DTI calculations.

Title

Verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower and review the Title Commitment for the disclosure issues.

Fraud

To the extent potentially fraudulent activity is identified as part of the document review, such information was reported to Client. In addition, when required, Selene looked for an independent, third party fraud report in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan. If the loan does not contain a fraud report and the counterparty cannot produce one, Selene conditioned the loan for the missing product.

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On this Fraud report Selene:

Reviewed for any name variations for the borrowers and confirm that the variations have been addressed in the loan file;

Reviewed for any social security number variations for the borrowers and confirm that the variations have been addressed in the loan file;

Reviewed for any potential occupancy issues based on the borrowers’ address history and confirm that any issues have been addressed in the loan file;

Reviewed for any employment issues and confirm that any issues have been addressed in the loan file;

Reviewed for any additional consumers associated with the borrowers’ profiles and confirm the materiality and material issues have been addressed in the loan file; and

Addressed all red flag issues.

Additional Review

Selene’s review procedures also included:

A review of the completeness and accuracy of the information obtained in the mortgage origination process;

A review of closing documents to ensure that the mortgage file information is complete, accurate, and consistent with other documents in the mortgage file;

Selene will review the mortgage file documents to determine that the mortgage was properly underwritten;

Verification that the DTI, LTV, asset reserves, property type, transaction type (maximum loan amount, loan purpose, occupancy, etc.), and FICO scores meet or exceed the guideline requirements;

Verification that all borrowers are eligible based on the guidelines and information in the loan file; and

Verify there is appropriate documentation present to confirm that applicable documents have been recorded or have been sent for recording.

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APPENDIX B – COMPLIANCE REVIEW SCOPE

Selene reviewed the Non-QM loans to determine, as applicable, to the extent possible and/or applicable and subject to the caveats below, whether the loan complies with:

Federal Truth in Lending Act (“TILA”), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:

Rescission (§1026.23):

	i)	failure to provide the right of rescission notice;
	ii)	failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);
	iii)	errors in the right of rescission notice;
	iv)	failure to provide the correct form of right of rescission notice;
	v)	failure to provide the three (3) business day rescission period;
	vi)	any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and
	vii)	with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

TIL Disclosure (§§1026.17, 18 and 19) as applicable for loans with application dates prior to October 3, 2015:

	i)	review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);
	ii)	proper execution by all required parties;
	iii)	principal and interest calculations, and proper completion of the interest rate and payment summary; and
	iv)	timing of initial and re-disclosed TIL(s).

Tolerances (§§1026.18, 22 and 23):

	i)	inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and
	ii)	inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

High-cost Mortgage (§§1026.31, 32 and 33):

	i)	points and fees threshold test;
	ii)	APR threshold test;
	iii)	prepayment penalty test; and
	iv)	compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

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Higher-priced Mortgage Loan (§1026.35):

	i)	APR threshold test; and
	ii)	compliance with the escrow account and appraisal requirements.

With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):

review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

	ii)	review relevant document to determine if there was dual compensation; and
	iii)	review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

Homeownership counseling (§1026.36):

determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan to a first-time homebuyer that contains a negative amortization feature.

Prohibition on Financing Credit Insurance (§1026.36):

determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):

review for presence of mortgage loan originator organization and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing Disclosure; and (ii) verify the data against the NMLSR database, as available.

Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):

a)	Loan Estimate (LE) (§§1026.19 and 37):

	i)	confirm the presence of LE for applications on or after October 3, 2015;
	ii)	confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;
	iii)	confirm that certain sections of each LE determined to carry assignee liability were completed and that information was reflected in the appropriate locations, which was based solely on the information disclosed on the LE;
	iv)	confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;
	v)	confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;
	vi)	confirm borrower received LE not later than four (4) business days prior to consummation; and
	vii)	confirm LE was not provided to the borrower on or after the date of the CD.

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Closing Disclosure (CD) (§§1026.19 and 38):

	i)	confirm the presence of CD for applications on or after October 3, 2015;
	ii)	confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;
	iii)	confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;
	iv)	confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;
	v)	identify tolerance violations based on the charges disclosed on the initial and interim LE’s, initial CD, and reflected on the final CD; and

vi)

with respect to tolerance violations based on the disclosed charges on the LE and CD and other applicable exceptions, confirm that the creditor cured or remediated the violations in accordance with the Structured Finance Association TRID 3.0, as may be updated from time to time.

Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:

the general Ability to Repay (“ATR”) underwriting standards (12 C.F.R. 1026.43(c));

refinancing of non-standard mortgages (12 C.F.R. 1026.43(d)); and

Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

General Ability to Repay

Selene reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator’s determination of the ability to repay.

Selene reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities (“Authorities”). Selene does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Selene’s review is based on information contained in the mortgage loan file at the time it is provided to Selene to review, and only reflects information as of that point in time.

The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution.

Federal and state specific high-cost provisions, as further enumerated in Schedule 1, attached hereto.

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SCHEDULE I

Selene tests perform compliance checks by state license types for interest rate, late fees, grace periods, high cost, higher priced, anti-predatory lending and prepayment term requirements. Restrictive Fees test assess qualifiable mortgage loan fee restrictions under state/municipalities laws and regulations.

(Below are state regulations which test specifically for high cost, higher priced, and anti-predatory lending.)

AL Consumer Credit License- Mortgage Broker License

AK Small Loan Act-Mortgage Broker/Lender License-Mortgage Lending Regulation License Registered Depository Institution Registration

AR Home Loan Protection Act

AZ Mortgage Banker & Broker License-Consumer Lender License

CA AB 489/344 (Division 1.6 of the Financial Code)

CO Consumer Equity Protection Article

CO Consumer Credit Code

DE Licensed Lender License Broker License Lender License

Washington, DC Home Loan Protection Act of 2002

10.

Washington, DC Mortgage Disclosure Act of 2007

11.

FL Fair Lending Act

12.

GA Fair Lending Act (pre- and post-amendments)

13.

HW Financial Services Loan Company License -Mortgage Broker and Solicitor License- Foreign Lender License - Mortgage Loan Originator Company License

14.

ID Residential Mortgage Practices Act - (Home Loan Practices article)

15.

IN Home Loan Practices Article

16.

IA Mortgage Banker License Regulated Loan License - Industrial Loan License - Mortgage Banker Registrant- Mortgage Broker License- Master Loan Company Registration Nonprofit Mortgage Banker Registrant

17.

KS Consumer Credit Code - Kansas Supervised Lenders License- - Consumer credit code 16-207

18.

LA Residential Mortgage Lending License - Consumer Loan License- Licensed Lender License

19.

MA Mortgage Lender and Broker Regulations

20.

MD Commercial Law amended by Maryland Senate Bill 270

21.

Maryland Regulations under the Maryland Mortgage Lender Law HB 649 - 363amendments, and COMAR

22.

MI Consumer Mortgage Protection Act

23.

MN Mortgage Originator and Servicer Licensing Act

24.

MS Residential Mortgage Company License - Mortgage Lender License - Mortgage Broker Licen

25.

MO Mortgage Company License

26.

MT - Consumer Loan License - Residential Mortgage Lender License-Mortgage Broker License Mortgage Lender License

27.

NC Rate Spread Home Loan Provisions (original 2008 provisions and 2009,2013 amendments)

28.

ND Money Broker License

29.

NE Mortgage Bankers Registration and Licensing Act

30.

NH First Mortgage Banker License – Second Mortgage Home Loan – Mortgage Banker License – Mortgage Broker License

31.

NJ Home Ownership Security Act 2002 (pre- and post-amendments)

32.

NM Home Loan Protection Act (pre- and post-amendments)

33.

OH Consumer Sales Practices Act

34.

Cleveland Heights, OH Ordinance Prohibiting Predatory Loans

35.

Summit County, OH Consumer Affairs Board Ordinance

36.

Summit County, OH Consumer Protection Ordinance

37.

OK Home Ownership and Equity Protection Act (original provisions & 2009 higher-priced amendments)

38.

OR Consumer Finance License – Consumer Finance Registration – Mortgage Lender License

39.

PA Consumer Equity Protection Act

40.

RI Home Loan Protection Act and Regulation 3

41.

SD Mortgage Lender License – Mortgage Broker License

42.

TN Home Loan Protection Act

43.

UT Residential Mortgage Practices and Licensing Act

44.

VA Mortgage Lender and Broker Act

45.

WA House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008 – Consumer Loan Company License – Mortgage Broker License

46.

WV Residential Mortgage Lender, Broker and Servicer Act

47.

WY Consumer Credit Code – Registered Consumer Loan Lender – Mortgage Lender Broker License

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The following state specific regulations which address high cost, higher priced and anti-predatory lending.

48.

CA AB 260 (Division 1.9 of the Financial Code) higher-priced mortgage loan provisions - Anti-Predatory Lending Statute - Amendment

49.

CT Abusive Home Lending Practices Act

50.

CT Nonprime Home Loans Statute

51.

IL Office of Banks and Real Estate High Risk Home Loan Regulations

52.

IL High Risk Home Loan ActL Predatory Lending Database Program

53.

Chicago, IL Predatory Lending Ordinance

54.

Cook County, IL Predatory Lending Ordinance

55.

KY Predatory Lending and High Cost Home Loan Act (pre- and post-amendments)

56.

ME Title 9-A Residential Mortgage Loan, High-Rate, High-Fee Provisions, High Cost, Subprime, Rate Spread Home Loan, and Higher-Priced Mortgage Loan Provisions (original 2003 provisions and 2008, 2009, 2011 & 2013 amendments)

57.

MA High Cost Home Loan Regulations (pre- and post-amendments) - MA Predatory Home Loan Practices Act - MA 209 CMR 32.35 Higher-Priced Mortgage Loan Provisions - MA “Borrower’s Interest” Standard

58.

Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law

59.

NC Restrictions and Limitations of Home Loans and High-Cost Home Loans

60.

NV Unfair Lending Practices Act – Anti Predatory Lending Law

61.

NY GRBB Part 41 (pre- and post-amendments)

62.

NY Banking Law 6-L

63.

NY Banking Law 6-M

64.

OH Anti - Predatory Lending Act (pre- and post-amendments)

65.

Cleveland Heights, OH Ordinance Prohibiting Predatory Loans

66.

RI Providence Ordinance Regarding Predatory Lending (post-amendment)

67.

SC High-Cost and Consumer Home Loan Act (original provisions & 2010 ARM amendments)

68.

TX Home Loan and High Cost Home Loan Act

69.

UT High Cost Home Loan Act

70.

VT High Rate Loans

71.

VI VA SB 797 Hight Risk Mortgage – Mortgage Broker License

72.

WI Responsible High Cost Mortgage Lending Act

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APPENDIX C – VALUATION REVIEW SCOPE

Selene reviewed the valuation materials utilized during the origination of the loan which confirmed the value of the underlying property. Selene verified the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an “as is” basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities; and (viii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same.

If more than one valuation is provided for review, Selene confirmed consistency among the valuation products and if there are discrepancies that cannot be resolved, Selene created an exception and worked with the Client on the next steps, which may include ordering of additional valuation products such as collateral desktop analyses, broker’s price opinions, and full appraisals. If the property valuation products included in Selene’s review results in a variance of more than 10% then the Client shall be notified of such variance and a second independent valuation product shall be ordered. On all loans, Selene makes a determination as to whether appraised value is supported based on documentation available at the time of review and adds exceptions or comments as appropriate.

Selene confirmed consistency among the valuation products and where applicable, if there was a discrepancy in value between two appraisals in the form of a variance greater than 10%, Selene would review the file for a desktop analysts/evaluation of the appraisals and determine which appraised value was used for qualification purposes. If there were discrepancies that could not be resolved, Selene created an exception and worked with the client on the next steps for resolution.

Disclaimer

The individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice (“USPAP”) or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute “appraisal reviews” for purposes of USPAP or Federal or State law.

Selene makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Selene may have reviewed valuation information for reasonableness.

Selene is not an ‘AMC’ (appraisal management company) and therefore Selene does not opine on the actual value of the underlying property.

Selene is not a ‘creditor’ within the meaning of ECOA or other lending laws and regulations, and therefore Selene will not have any communication with or responsibility to any individual consumer concerning property valuation.

Selene does not confirm whether the appraiser is on the Freddie Mac exclusionary list.

SAN 2026-NQM6 Executive Summary – Selene Diligence LLC

Page 15 of 15

LOAN INFORMATION

INITIAL CREDIT LOAN GRADES

INITIAL COMPLIANCE LOAN GRADES

INITIAL PROPERTY LOAN GRADES

INITIAL OVERALL LOAN GRADES

FINAL CREDIT LOAN GRADES

FINAL COMPLIANCE LOAN GRADES

FINAL PROPERTY LOAN GRADES

FINAL OVERALL LOAN GRADES

Loan ID

Seller Loan ID

Investor Loan ID

Original Loan Amount

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

DBRS/Morningstar

Fitch

Kroll

S&P

Moodys

xxxxxx9220

XXXX

xxxxxx9191

XXXX

xxxxxx9097

XXXX

xxxxxx9102

XXXX

xxxxxx9105

XXXX

xxxxxx9250

XXXX

xxxxxx9098

XXXX

xxxxxx0079

XXXX

xxxxxx9064

XXXX

xxxxx0428

XXXX

xxxxxx9882

XXXX

xxxxxx1224

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xxxxxx1222

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xxxxxx1226

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xxxxxx7611

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xxxxxx0282

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xxxxxx1606

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xxxxxx1984

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xxxxxx3926

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xxxxxx0724

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xxxxxx5916

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xxxxxx5758

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xxxxxx1671

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xxxxxx1856

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xxxxxx2184

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Seller

Loan ID

Seller Loan ID

Investor Loan ID

Queue

Created Date

Last Modified Date

Finding Status

Event Level

Initial Finding Grade

Current/Final Finding Grade

Finding Category

Finding Sub Category

Finding Name

Reviewer Comments

Seller Comments

Finding Resolution

Finding Document

Reviewer Comp Factors

Originator Comp Factors

State

Occupancy

Loan Purpose

Refinance Purpose

Unique Finding ID

Acknowledged / Waived By

Waiver in File?

XXXX

xxxxxx9220

Closed

2026-02-12 02:22

2026-03-09 16:27

Waived

2 - Non-Material

Credit

Debt

Borrower Exposure exceeds client guidelines Limit

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-Document Uploaded. Exception approved prior to closing - please rescind at your earliest convenience.  See exception approval attached above. - Buyer-XX/XX/XXXX
Open-Exception approved for XXXXXXXXXX XXXXXXXX exposure exceeding a maximum of XX
loans for an individual borrower. There are XX total loans approved for this applicant, with total
exposure at $X.XM. Exposure previously vetted by XXX Markets.
Exception on Page XXXX   - Due Diligence Vendor-XX/XX/XXXX

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX XXXXXXX XXXXXXXX.XXX

70% LTV is below the maximum 80% LTV by 10%.
751 Representative credit score exceeds the minimum required of 720 by 31 points
DSCR ratio of 1.25 exceeds the minimum requirement of 1 by 0.25 points.

Investment

Refinance

Cash Out - Other

7576694

Originator Pre-Close

Yes

XXXX

xxxxxx0079

Closed

2026-04-15 05:30

2026-04-20 13:18

Resolved

1 - Information

Credit

Lender Approval Form is Missing

Resolved-Approval Certificate received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-The lender's Approval Certificate is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Approval Certificate received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXXXX.XXX

Investment

Purchase

8672516

N/A

XXXX

xxxxxx9064

Closed

2026-05-05 06:24

2026-05-15 13:36

Resolved

1 - Information

Compliance

Tolerance:Disclosure

Federal - Homeownership Counseling Disclosure Delivery

Resolved-. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Received  disclosure sign sheet was signed X/X - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/X signed LE and XXXX - Seller-XX/XX/XXXX
Counter-The attached does not provide name of docs that was e signed  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Homeownership counseling shows date issued as X/X/XXXX no docs in file support X/X date for counseling docs.  XXXX shows date of LO signed as X/X as well  - Due Diligence Vendor-XX/XX/XXXX
Open-The Homeownership Counseling Disclosure Sent Date (XXXX-XX-XX) is more than X business days from the Application Date (XXXX-XX-XX). Three business days from the Application Date is (XXXX-XX-XX). Under XX CFR XXXX.XX, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (XX CFR XXXX.XX) . - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/X signed LE and XXXX - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Received disclosure sign sheet was signed X/X - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXX XXXXXXXXXXX XXXX XXXXXXXXXXX - X-XXXX (XXXX XXXXXXXXX).XXX
XXXXXXX XX XXXXX.XXX
XXXXXXX XXXXXXXXXX (X).XXX

Primary Residence

Purchase

9040919

N/A

XXXX

xxxxxx9064

Closed

2026-04-17 05:17

2026-05-15 13:33

Resolved

1 - Information

Compliance

TRID

Federal - Loan Estimate Mailed/Delivered At Least Seven Business Days Before Consummation

Resolved-Was issued on X/X - Due Diligence Vendor-XX/XX/XXXX
Resolved-. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. The Initial LE was delivered and signed on XX/XX/XXXX - Seller-XX/XX/XXXX
Counter-Based on XXXX in file it shows date of X/X/XXXX loan tracker shows docs being signed on X/X and X/X as well  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Initial LE was provided to the borrower on X-X-XX - Seller-XX/XX/XXXX
Open-The Initial Loan Estimate was delivered or placed in the mail on (XXXX-XX-XX), which is not seven business days before the consummation date of (XXXX-XX-XX). Seven business days before the consummation date is (XXXX-XX-XX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the seventh business day before consummation of the transaction. (XX CFR XXXX.XX(X)(X)(XXX)(X))  Trid rule is not followed from Initial Loan estimate to Final Closing disclosure, the loan is closed in seven days. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. The Initial LE was delivered and signed on XX/XX/XXXX - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Initial LE was provided to the borrower on X-X-XX - Seller-XX/XX/XXXX

Resolved-Was issued on X/X - Due Diligence Vendor-XX/XX/XXXX
Resolved-. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXX XX.XXX
XXXXXXXXX XXXXXXX XX.XXX

Primary Residence

Purchase

8730431

N/A

XXXX

xxxxxx9064

Closed

2026-04-17 04:25

2026-04-23 05:27

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Primary residence rent history has been considered as XX per provided rent proof payment history. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Housing History – Proof of Rents - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Provide VOR or Letter of explanation from borrower to verify Housing History - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Housing History – Proof of Rents - Seller-XX/XX/XXXX

Resolved-Primary residence rent history has been considered as XX per provided rent proof payment history. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX XX XXXXX.XXX

Primary Residence

Purchase

8729587

N/A

XXXX

xxxxx0428

Closed

2026-04-17 07:39

2026-04-23 08:24

Resolved

1 - Information

Compliance

Missing Doc

Undiscounted Rate is Missing

Resolved-Documentation provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Missing undiscounted rate disclosure in loan file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Documentation provided - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

8733421

N/A

XXXX

xxxxx0428

Closed

2026-04-17 06:04

2026-04-23 01:41

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-LCA (Freddie SSR) uploaded, verified & entered in system - Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary property valuation is required as CU score on SSR is X.X.  Please provide. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXX _ XXX XXX XXX.XXX

Primary Residence

Refinance

Cash Out - Other

8731621

N/A

XXXX

xxxxx0428

Closed

2026-04-17 07:48

2026-04-23 00:42

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Incomplete

Resolved-Updated XXXX provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-On final XXXX pg#XXX under Self-employment detail borrower %  of ownership on the business is showing <XX%, whereas per CPA pg#XXX and Business self narrative pg#XXX documents are showing borrower holds XXX% ownership in the business.  Please provide a corrected XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Updated XXXX provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Primary Residence

Refinance

Cash Out - Other

8733666

N/A

XXXX

xxxxxx9882

Closed

2026-04-17 03:36

2026-06-01 06:28

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-Final XXXX uploaded. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final XXXX attached - Seller-XX/XX/XXXX
Open-The Final XXXX is Missing Final XXXX is missing in file hence  updated XXXX tab  as per Initial XXXX document. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final XXXX attached - Seller-XX/XX/XXXX

Resolved-Final XXXX uploaded. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX.XXX

Investment

Purchase

8724389

N/A

XXXX

xxxxxx9882

Closed

2026-04-17 05:33

2026-04-24 00:57

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-XXXX Exchange Assets uploaded, Audited Reserves of XXX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s), Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Audited Reserves of XXX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX Exchange Assets - Seller-XX/XX/XXXX
Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s)     GL requires X months reserves at minimum but loan has only reserves for X.XX months. provide additional assets to meet this minimum  requirement. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXX Exchange Assets - Seller-XX/XX/XXXX

XXXX XXXXXXXX.XXX

Investment

Purchase

8730770

N/A

XXXX

xxxxxx9882

Closed

2026-04-17 04:49

2026-04-24 00:56

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX-XX-XXXX  page # XX a clear fraud report is required. The Fraud report in file (page XXX) is showing  high XX uncleared alert. The required cleared Fraud report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Purchase

8729968

N/A

XXXX

xxxxxx1224

Closed

2026-04-22 00:24

2026-04-25 05:35

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Document provided and reviewed. Condition was resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXXX with business purpose information; Business Purpose Affidavit - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Business Purpose affidavit esigned  - Due Diligence Vendor-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose XX Page is 'Missing'.  Business Purpose Affidavit is required for a XXXX loan. Final Business Purpose Affidavit Disclosure is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Document provided and reviewed. Condition was resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX

Investment

Purchase

Cash Out - Other

8809813

N/A

XXXX

xxxxxx1226

Closed

2026-04-22 02:47

2026-04-25 05:31

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Document provided and reviewed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXXX listing business purpose and business purpose affidavit  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Business Purpose Affidavit with esign cert uploaded - Due Diligence Vendor-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose XX Page is 'Missing'.  Business Purpose Affidavit is required for a XXXX loan. Closing date of Business Purpose Affidavit  is missing in the file provide signed document.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Document provided and reviewed. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX
XXXXXXX_X.XXX

Investment

Purchase

8810938

N/A

XXXX

xxxxxx0282

Closed

2026-04-21 00:37

2026-04-27 16:10

Acknowledged

2 - Non-Material

Compliance

Disclosure

Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect

Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-XX Agrees to waive; please downgrade to a Non-Material Grade X. - Buyer-XX/XX/XXXX
Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Unable to verify prepayment penalty amount provided alta statement prepayment penalty amount not provided.  Provide XXX or any other support document to verify prepayment penalty information. - Due Diligence Vendor-XX/XX/XXXX

Acknowledged-XX Acknowledged - Due Diligence Vendor-XX/XX/XXXX

Investment

Refinance

Cash Out - Other

8783884

Investor Post-Close

XXXX

xxxxxx1606

Closed

2026-04-30 03:54

2026-05-12 11:27

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Lender provided updated XXXX/XXXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX/XXXX - Seller-XX/XX/XXXX
Counter-Tax cert in file (page XXX) reflects annual amount is $X,XXX.XX or $XXX.XX monthly, yet final XXXX and XXXX reflects lender used $XXX monthly to qualify - Provide tax cert that supports the $XXX monthly amount used to qualify or provide updated XXXX and XXXX to reflect updated monthly amount $XXX.XX to match the tax cert provide with loan file - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Per XXXX lender sheet page #XXX and updated XXXX in findings shows $XXX. Provide updated tax cert. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated XXXX/XXXX - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX

Resolved-Lender provided updated XXXX/XXXX - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX
XXXX.XXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

8966243

N/A

XXXX

xxxxxx1606

Closed

2026-04-23 03:40

2026-04-30 03:57

Resolved

1 - Information

Credit

Doc Issue

HOA Fee Difference

Resolved-Updated XXXX provided with correct HOA fee. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX
Open-HOA Fee difference exsits between validated HOA and documents Difference in HOA fee, As per XXXX page XXX HOA amount is $XXX.XX whereas as per appraisal page XX HOA amount is per year $XXX/XX=$XX.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX

Resolved-Updated XXXX provided with correct HOA fee. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

8834535

N/A

XXXX

xxxxxx1606

Closed

2026-04-23 03:59

2026-04-30 03:45

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-Updated fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

8836620

N/A

XXXX

xxxxxx1343

Closed

2026-05-01 07:27

2026-06-10 15:51

Resolved

1 - Information

Credit

Borrower

Borrower information on 1003 is incomplete

Resolved-guidelines dated XX.XX.XXXX used for this loans no longer shows "Must have been employed in the U.S. for at least X years as evidenced on the loan application; and" and instead shows "X years history of renewal of residency documentation (XXX, etc)" per this update, finding resolved. - Due Diligence Vendor-XX/XX/XXXX
Counter-Comp factors insufficient for exception.   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception Approval and additional comp factors - Seller-XX/XX/XXXX
Counter-XXXX GL dated X/XX/XXXX section X.X.X.X page XX states that a non permanent resident borrower must be employed in the XX for at least two years as evidenced on the loan application.  Comp factors do not support exception and documentation of business ownership was not provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Our guidelines do not require that when documenting business funds used for closing that come from a business account that is not the vested entity. The guide states the use of these funds is limited to the percentage of the borrower’s ownership, and we have a XXX letter on file that states the borrowers ownership percentage. - Seller-XX/XX/XXXX
Counter-Provide state of XXX XXXX business record for X.X.X.X. indicating borrower is XXX owner or additional comp factors in addition to credit score for exception (non-perm res requires X mos reserves so not enough additional reserves to be a comp factor). - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Given the fact we have a letter from a tax preparer that is verified with an XXX XXXX and processed checks for the borrowers rent payments in the file showing borrower has full use and access to the funds for X.X.X.X. Construction Corp in XXX #XXXX. We do not rely on Linked In profiles or other social media sites to document any type of employment, and we already have an exception in file for the error in our guide as it relates to what should be disclosed on a loan application for Kind XXXX loan program. Credit report in file documents borrower credit history as far back as XX/XXXX which would indicate the XXX he was assigned and utilized for our loan application has established his non-perm residency since XXXX continuously through today as seen by various accounts being opened through the years. The XXX card on file, reflects further continued residency through its expiration date of XX/XX/XX which meets guides - Seller-XX/XX/XXXX
Counter-Search of state records does not confirm XX is the owner of the company.  Mortgage history and reserves do not meet the minimum amount to qualify. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception was granted to not update the XXXX, but other ways to verify employment were delivered in the file. - Seller-XX/XX/XXXX
Counter-Provide the business entity docs per the narrative on the Exception form to show minimum X years of X/X to meet the employment requirement for non perm resident. - Due Diligence Vendor-XX/XX/XXXX
Counter-Provide additional comp factors for exception.  GL requires X months for non perm resident XXXX program and mortgage history is not sufficient for comp factor. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX
Counter-The GL specifically states this is required in section X.X.X.X on page XX of the X/XX/XXXX GL. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX
Counter-XXXX GL dated X/XX/XXXX section X.X.X.X page XX states the borrower must be employed in the XX for at least two years as evidenced on the loan application. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX does not require income / employment. XXX in file shows borrower has lived in XX over X years - Seller-XX/XX/XXXX
Open-Per GL X.X.X.X borrower must be employed in XX for X years as evidenced on the loan application. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Exception Approval and additional comp factors - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Our guidelines do not require that when documenting business funds used for closing that come from a business account that is not the vested entity. The guide states the use of these funds is limited to the percentage of the borrower’s ownership, and we have a XXX letter on file that states the borrowers ownership percentage. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Given the fact we have a letter from a tax preparer that is verified with an XXX XXXX and processed checks for the borrowers rent payments in the file showing borrower has full use and access to the funds for X.X.X.X. Construction Corp in XXX #XXXX. We do not rely on Linked In profiles or other social media sites to document any type of employment, and we already have an exception in file for the error in our guide as it relates to what should be disclosed on a loan application for Kind XXXX loan program. Credit report in file documents borrower credit history as far back as XX/XXXX which would indicate the XXX he was assigned and utilized for our loan application has established his non-perm residency since XXXX continuously through today as seen by various accounts being opened through the years. The XXX card on file, reflects further continued residency through its expiration date of XX/XX/XX which meets guides - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception was granted to not update the XXXX, but other ways to verify employment were delivered in the file. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX does not require income / employment. XXX in file shows borrower has lived in XX over X years - Seller-XX/XX/XXXX

XXXXXXX XX XXXXX.XXX
XXXX.XXX
XXXXXXXXX XXXXXXXX.XXX
XXXXXXX XX XXXXX.XXX
XXXXXXXXX XXXXXXXX.XXX
XXXXXXX XX XXXXX.XXX
XXXXXXX XX XXXXX.XXX
XXXXXXXX XX XXXX.XXX
XXXXXXXX XXXXXX XXXXXXXXX XXXX.XXX

Investment

Purchase

8996898

N/A

XXXX

xxxxxx1343

Closed

2026-04-23 05:21

2026-05-11 14:44

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX and XXXX match - Seller-XX/XX/XXXX
Counter-Provide a revised loan information sheet (page XXX) with correct XXXX to match the XXXX on the XXXX which will result in the correct XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX
Counter-The XXXX document is missing from the loan file. Provide a revised borrower/loan information sheet (page XXX) with XXXX and XXXX inline with figures on XXXX. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX used for XXXX calculator - Seller-XX/XX/XXXX
Counter-Provide the rental income amount used resulting in the X.XX XXXX. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX document for subject property provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX attached - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Provide the XXXX as it is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXX and XXXX match - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX used for XXXX calculator - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX attached - Seller-XX/XX/XXXX

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX document for subject property provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX
XXXX.XXX
XXXX.XXX
XXXX.XXX
XXXX.XXX

Investment

Purchase

8837643

N/A

XXXX

xxxxxx1343

Closed

2026-04-23 11:48

2026-05-01 07:32

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Provided Fraud shows All Fraud Report Alerts have been cleared.
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report Per the guideline Version XX/XX/XXXX on page #XX a clear fraud report is required. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Provided Fraud shows All Fraud Report Alerts have been cleared.
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Purchase

8846493

N/A

XXXX

xxxxxx1343

Closed

2026-04-23 21:57

2026-05-01 07:32

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Citizenship Identification Documentation Missing

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Entered EAD card updating system. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. BX ID - Seller-XX/XX/XXXX
Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Provide acceptable Borrower X Non-US Citizen Identification Document as it is missing in File - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. BX ID - Seller-XX/XX/XXXX

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Entered EAD card updating system. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXX XXXXX.XXX

Investment

Purchase

8855738

N/A

XXXX

xxxxxx1343

Closed

2026-04-23 11:20

2026-04-30 03:39

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Freddie SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Per the Guideline version XX/XX/XXXX on page#XX, Secondary Valuation or Additional Valuation(with acceptable variance to Primary) is missing as per guideline requirements and CU Score, if present, is greater than X.X. Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a FNMA or FHLMC UCDP/SSR report with a score less than X.X or the file needs an Appraisal Desk Review
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX

Resolved-Freddie SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX.XXX

Investment

Purchase

8845874

N/A

XXXX

xxxxxx0979

Closed

2026-04-24 15:13

2026-05-20 08:52

Resolved

1 - Information

Credit

Missing documentation evidencing borrower's identity

Resolved-We are now in receipt of the exception for the missing I-XXX form. The loan has now been resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see UW exception approval and rescind finding, thank you. - Buyer-XX/XX/XXXX
Open-Per the guide the borrower must provide;
I-XXX – Conditional Permanent Resident Card (Green Card) issued for X years that has an expiration
date, as long as it is accompanied by a copy of USCIS Form I-XXX requesting removal of the conditions.
The I-XXX is a receipt notice specifically acts as an extension but the I-XXX is the actual pending petition, which is a request to remove the condition.
The guide said nothing about I-XXX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-We are now in receipt of the exception for the missing I-XXX form. The loan has now been resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXXXX XXXXXXX XXX XXXXXXX X-XXX XXXX.XXX

Investment

Purchase

8876214

N/A

XXXX

xxxxxx0979

Closed

2026-04-24 00:22

2026-05-18 00:42

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Requested property report for Borrower previous address provided , as current address is from past X months, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see documents showing ownership, Fraud Report and UW calculation the mortgage balance is zero for XXXX XXXXX.  Please rescind finding, thank you. - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Primary Mortgage or Current Rent History considered  X Month as current address borrower is staying rent free lox on page XXXX and previous address its is Own property but unable to verify the history. Provide VOM or housing history. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXX - XXXXXXXXXX.XXX
XXXXX XXXXXX XX XXXXXXXX XXX XXXX XXXXX.XXX
XXXX XXXXX_XXX XXXXXXX XXXX.XXX
XXXX XXXXX XXXXXXXX XXXXXXXXX.XXX

Investment

Purchase

8856988

N/A

XXXX

xxxxxx1223

Closed

2026-04-27 01:38

2026-04-28 07:42

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-BPA provided, finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-'Signed Business Purpose Affidavit  - Due Diligence Vendor-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a DSCR loan. Provide finally signed Business Purpose Affidavit Disclosure document which is missing from loan file - Due Diligence Vendor-XX/XX/XXXX

Resolved-BPA provided, finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Investment

Purchase

8883656

N/A

XXXX

xxxxxx1984

Closed

2026-04-24 07:26

2026-05-07 06:41

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Per Title, they put a rush on the FTP but in the meantime they confirmed it will reflect the correct loan amount, see attached - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Provide Title Coverage Amount of $XXX,XXX.XX is Greater than or equal to Loan Amount. Title policy on page#XXX coverage amount showing as $XXX,XXX.XX  it is less than the Loan amount.

- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Per Title, they put a rush on the FTP but in the meantime they confirmed it will reflect the correct loan amount, see attached - Seller-XX/XX/XXXX

Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX XXXXX.XXX

Investment

Purchase

8863674

N/A

XXXX

xxxxxx1984

Closed

2026-04-24 07:46

2026-05-04 06:23

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Housing History - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Primary housing history verified X months review from VOR page#XXX for Property XXXX XXXXX XXXXX, XXX. Required VOR for property XXXX XXXXX XXXXX X XXX to verify XX months of housing history - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Housing History - Seller-XX/XX/XXXX

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX.XXX

Investment

Purchase

8864118

N/A

XXXX

xxxxxx3926

Closed

2026-04-29 13:03

2026-05-28 13:41

Waived

2 - Non-Material

Credit

Insurance

HO6 Insurance Policy Effective Date is after the Note Date

Waived-Exception for insurance dated post consummation with comp factors. - Due Diligence Vendor-XX/XX/XXXX
Counter-Escalated to mgt. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please escalate - This closed X/XX and Effective date on insurance is X/XX. We do not go off the note date for the effective date of insurance. - Seller-XX/XX/XXXX
Counter-The policy needs to be in effect from the date of consummation which is X/XX/XXXX based on the Note date. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final SS and Seller Certificate - Seller-XX/XX/XXXX
Counter-SS provided still shows loan disbursed prior to HOX policy effective date. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Certified Final SS showing the correct closing date - Seller-XX/XX/XXXX
Counter-The file contains a final CD dated X/XX/XXXX disbursed on X/XX/XXXX signed by the borrower.  The document provided is not stamped true certified final and signed by agent or borrower. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Per the Final SS attached Closing date was X/XX. Our insurance effective date is sufficient as it is starting the day of closing.  - Seller-XX/XX/XXXX
Open-HO-X Insurance Policy Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please escalate - This closed X/XX and Effective date on insurance is X/XX. We do not go off the note date for the effective date of insurance. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Final SS and Seller Certificate - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Certified Final SS showing the correct closing date - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Per the Final SS attached Closing date was X/XX. Our insurance effective date is sufficient as it is starting the day of closing.  - Seller-XX/XX/XXXX

Waived-Exception for insurance dated post consummation with comp factors. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XX.XXX
XXXXX XX.XXX
XXXXX_XXXXXX XXXXXXXXXXX.XXX
XXXXX XX.XXX

DSCR ratio of 1.357 exceeds the minimum requirement of 1 by 0.357 points.
70% LTV is below the maximum 80% LTV by 10%.
731 Representative credit score exceeds the minimum required of 680 by 51 points.

Investment

Purchase

8956699

Originator Post-Close

XXXX

xxxxxx3926

Closed

2026-04-27 23:15

2026-05-14 02:04

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Present', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a DSCR loan. Final Business Purpose Affidavit Disclosure document provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Business Purpose Affidavit - Seller-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a DSCR loan.  Provide the final executed business purpose agreement as it was not located in the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Business Purpose Affidavit - Seller-XX/XX/XXXX

XXXXXXXX XXXXXXX.XXX

Investment

Purchase

8910588

N/A

XXXX

xxxxxx3926

Closed

2026-04-29 12:53

2026-04-30 09:40

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Prepayment Note Addendum - Seller-XX/XX/XXXX
Open-The Note is Incomplete Provide the Prepayment Addendum to the Note. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Prepayment Note Addendum - Seller-XX/XX/XXXX

Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXX.XXX

Investment

Purchase

8956395

N/A

XXXX

xxxxxx0724

Closed

2026-05-01 08:33

2026-05-14 05:04

Resolved

1 - Information

Compliance

Disclosure

Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect

Resolved-PCCD updated with correct PPP amount listed. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PCCD attached - Buyer-XX/XX/XXXX
Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Prepayment penalty amount on final CD does not match Note amount - Due Diligence Vendor-XX/XX/XXXX

Resolved-PCCD updated with correct PPP amount listed. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXX XXXXXX XXXXXXXXXXXX.XXX
XXXX XXXXXX XXXXXX X (X-XX-XX XXXXXXXX).XXX

Investment

Refinance

Cash Out - Other

8998472

N/A

XXXX

xxxxxx4983

Closed

2026-05-06 05:40

2026-05-06 18:33

Resolved

1 - Information

Credit

Missing Doc

Guaranty Agreement Doc Locator is Missing or Partial

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX
Open-Guaranty Agreement Doc is Missing or Partial Guaranty is missing  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXXXXXX XXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

9060753

N/A

XXXX

xxxxxx5916

Closed

2026-05-03 23:52

2026-05-12 10:44

Resolved

1 - Information

Credit

Deficient subject rental income documentation.

Resolved-XX provided and removed rental income from subject property property - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. CD for XXXX X XXXX
Updated XXXX.XXXX removing rental income - Seller-XX/XX/XXXX
Open-Provide the proof document of Negative Rental income $X,XXX.XX for REO " XXXX X XXXX X XXXX XXXX XX XXXXX US and $X,XXX for subject property. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. CD for XXXX X XXXX
Updated XXXX.XXXX removing rental income - Seller-XX/XX/XXXX

Resolved-XX updated - CD provided and removed rental income from subject property property - Due Diligence Vendor-XX/XX/XXXX

XX - XXXX X XXXX X.XXX
XX - XXXX X XXXX X.XXX

Investment

Refinance

Cash Out - Other

9015650

N/A

XXXX

xxxxxx5916

Closed

2026-05-01 05:15

2026-05-12 10:02

Resolved

1 - Information

Credit

Missing Doc

Flood Certificate Missing

Resolved-Per email from XXXXXXXX, although the flood zone is unmapped and therefore not zoned, the federal mandate to purchase flood insurance does not apply.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Here is the LOE on the Flood Cert showing None - Seller-XX/XX/XXXX
Counter-The same flood certificate was provided. The flood cert reflects "NONE" for the NFIP Map Number and the Flood Zone  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Flood Cert - Seller-XX/XX/XXXX
Open-Missing Flood Certificate Provide updated Flood certificate as the one in file on page#XXX shows Flood zone as NONE & NFIP Map Number, NFIP Map Panel Effective/Revised Date None. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Here is the LOE on the Flood Cert showing None - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Flood Cert - Seller-XX/XX/XXXX

Resolved-Per email from XXXXXXXX, although the flood zone is unmapped and therefore not zoned, the federal mandate to purchase flood insurance does not apply. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXXXXXX.XXX
XXX - XXXXX XXXX.XXX

Investment

Refinance

Cash Out - Other

8994970

N/A

XXXX

xxxxxx5916

Closed

2026-05-01 05:25

2026-05-08 00:46

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

8995085

N/A

XXXX

xxxxxx5598

Closed

2026-05-03 21:45

2026-05-12 12:28

Resolved

1 - Information

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final SS showing a mortgage being paid off - Seller-XX/XX/XXXX
Counter-As per DSCR Max guidelines (loan approval page XXX) - Cash to Borrower cannot exceed $X,XXX - Per the final HUD (page XXX) no mortgage was paid off at closing and the cash TO Borrower was $XXX,XXX.XX. The Borrower has owned the property since X/XX/XXXX, however, delayed financing cash out refinance are not eligible for DSCR transaction - The transaction is therefore classified as a cash-out refinance and the LTV/CLTC/HCLTV XX.XX% exceeds guideline maximum requirement of XX.XX%
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX attached – This is not a cashout.  - Seller-XX/XX/XXXX
Open-Audited LTV of XX% exceeds Guideline LTV of XX% Audited LTV/CLTV/HCLTV XX%, Per guideline matrix dated XX/XX/XXXX DSCR max allowable LTV/CLTV/HCLTV XX% for cash out, Audited LTV/CLTV/HCLTV XX% exceeding guideline LTV XX% - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final SS showing a mortgage being paid off - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX attached – This is not a cashout. - Seller-XX/XX/XXXX

Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX
XXXXX XX.XXX

Investment

Refinance

Cash Out - Other

9014710

N/A

XXXX

xxxxxx5598

Closed

2026-05-03 20:21

2026-05-07 03:44

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-XXXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Provide XXXX document. XXXX document missing from file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX

Resolved-XXXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Investment

Refinance

Cash Out - Other

9014626

N/A

XXXX

xxxxxx1513

Closed

2026-05-05 05:56

2026-05-13 06:09

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Business Bank Statements Missing

Resolved-XXXX statement income calculation supports lenders.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-XX Months Business XXXX Account Statements uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Business XXXX Statements Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached XXXX Statements. - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Business XXXX Statements Missing Transaction is qualifying with XX month XXXX statements. Missing XX months business XXXX statements. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Bank statement income calculation supports lenders. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XX Months Business Bank Account Statements uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Business Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_X.XXX

Primary Residence

Purchase

9040550

N/A

XXXX

xxxxxx1513

Closed

2026-05-11 07:00

2026-05-13 05:41

Resolved

1 - Information

Credit

Assets

Asset 5 Does Not Meet Guideline Requirements

Resolved-Asset X Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Thhe donor is the buyers agent. The buyers agent gifted some of their commission to the transaction.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-This gift was a credit to agent to Buyer's Agent Commission. There is no changing of funds to source. - Due Diligence Vendor-XX/XX/XXXX
Open-When the funds are not transferred prior to closing, it must be documented that the donor gave the closing agent the gift funds in the form of a certified check, a cashier’s check, money order, or wire transfer. Missing one of the following required sources as proof gift funds $XX,XXX.XX sent by donor to escrow. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9126285

N/A

XXXX

xxxxxx1856

Closed

2026-04-30 23:07

2026-05-07 05:16

Resolved

1 - Information

Credit

Spousal Consent Missing

Resolved-Spousal consent is not required for Business Entity loans, Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXXXXXX guaranty is attached and signed. LLC operating agreement showing that XXXXXXXX is the member not her spouse so spousal consent would not be needed - Buyer-XX/XX/XXXX
Open-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required. Missing XXXXXXXX XXXXXX's Spouse signature on the guaranty, as the subject is located in the state of XX which is a community property state.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Spousal consent is not required for Business Entity loans, Resolved - Due Diligence Vendor-XX/XX/XXXX

_XXXXXXXX XXXXXXXXX-X.XXX
XXX XXXXXXXXX XXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

8987402

N/A

XXXX

xxxxxx1449

Closed

2026-05-04 03:16

2026-05-26 15:10

Waived

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Waived-XX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Unable to Resolve-XX agrees with our PPP matrix - Buyer-XX/XX/XXXX
Counter-Per guidance, due to being XX, only a corporation is allowed to sign, not an LLC. XX would need to acknowledge this and/or have it waived.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Loan is signed in the name of LLC - Buyer-XX/XX/XXXX
Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX

Waived-XX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXX_XX.XXX

745 Representative credit score exceeds the minimum required of 720 by 25 points
0x30 mortgage history for 48 months.

Investment

Refinance

No Cash Out - Borrower Initiated

9016916

Investor Post-Close

XXXX

xxxxxx1449

Closed

2026-05-06 09:33

2026-05-22 05:38

Resolved

1 - Information

Compliance

Disclosure

Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect

Resolved-PCCD PPP amount now matches. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Correct addendum and PCCD provided  - Buyer-XX/XX/XXXX
Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. Prepayment Penalty amount on CD does not match note.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-PCCD PPP amount now matches. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXX XX.XX.XXXX.XXX
XXXXXXX - XXX XXXXXXXX XX XXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9064733

N/A

XXXX

xxxxxx8316

Closed

2026-05-03 23:22

2026-05-13 01:37

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Final Title Policy uploaded, Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s), Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Title Policy - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount of $XXXXXX. Provide an updated title policy document with loan amount supporting $XXXXXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Title Policy - Seller-XX/XX/XXXX

XXXX XXX XXX XXX (XXXXX) XX - XXXXXXX XXXXXXXXXXX (X-X-XX)-XX.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

9015471

N/A

XXXX

xxxxxx8316

Closed

2026-05-08 13:25

2026-05-12 06:43

Resolved

1 - Information

Property

Appraisal

Appraisal incomplete (missing map, layout, pages, etc.)

Resolved-received complete XXXX with pics and maps - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Appraisal Attached - Seller-XX/XX/XXXX
Open-Appraisal incomplete (missing map, layout, pages, etc.) - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Appraisal Attached - Seller-XX/XX/XXXX

Resolved-received complete XXXX with pics and maps - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

9112669

N/A

XXXX

xxxxxx8316

Closed

2026-05-08 13:07

2026-05-12 06:40

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Good Standing documents used for VVOE - Seller-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Good Standing documents used for VVOE - Seller-XX/XX/XXXX

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXX.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

9112385

N/A

XXXX

xxxxxx8316

Closed

2026-05-04 00:36

2026-05-12 00:33

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX-XX-XXXX  page # XX a clear fraud report is required. The Fraud report in file (page XXX) is showing  high X uncleared alert. The required cleared Fraud report is missing
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

9015997

N/A

XXXX

xxxxxx5267

Closed

2026-05-04 04:25

2026-05-12 07:21

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Uploaded. Income Worksheet - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Income Worksheet - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. CO-Borrower Lender Worksheet/Income Calculator Missing for Bank XXXXX Fargo #XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Income Worksheet - Seller-XX/XX/XXXX

Resolved-Uploaded. Income Worksheet - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXXX XXXXXXXXX.XXX

Primary Residence

Purchase

9017483

N/A

XXXX

xxxxxx5267

Closed

2026-05-04 02:48

2026-05-12 05:24

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-There are uncleared alerts in fraud report, provided updated fraud Report, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Primary Residence

Purchase

9016760

N/A

XXXX

xxxxxx3773

Closed

2026-05-05 07:07

2026-05-26 07:48

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Updated XXXX provided with corrected monthly tax amount - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Property Tax used for qualification as per Final CD on page#XX $ annual $ X,XXX.XX ($XXX.XX monthly). File is missing evidence to verify this amount. Other evidence in file on page#XXX shows the XXXX taxes to be approximately $X,XXX.XX Annual. Provide evidence of the $XXX.XX*XX=$X,XXX.XX amount. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX

Resolved-Updated XXXX provided with corrected monthly tax amount - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Investment

Purchase

9041487

N/A

XXXX

xxxxxx3773

Closed

2026-05-05 07:18

2026-05-12 05:07

Resolved

1 - Information

Credit

Missing Doc

Missing verification of taxes, insurance, and/or HOA fees for non-subject property

Resolved-Requested Non-subject property verification of taxes as property Report provided, verified & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Property Taxes for XXX X XXXXXX XX - Seller-XX/XX/XXXX
Open-Provide the proof document of Monthly Insurance, Taxes & Association Dues for REO " XXX X XXXXXX XXX,XXXXXX,XX,XXXXX,XX. and $XX.XX for subject property.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Property Taxes for XXX X XXXXXX XX - Seller-XX/XX/XXXX

Resolved-Requested Non-subject property verification of taxes as property Report provided, verified & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX X XXXXXX XX - XXXXX.XXX

Investment

Purchase

9041679

N/A

XXXX

xxxxxx4665

Closed

2026-05-11 16:15

2026-05-13 08:35

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Incomplete

Resolved-borrower wired XX,XXX of there own funds on X/XX/XXXX and gift funds in amount of XX,XXX was wired on X/XX and funds were wired to the borrower on X/XX into account XXXX for the XXX,XXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX showing both gifts - Seller-XX/XX/XXXX
Open-Provide XXXX showing the X gifts that match the gift letters in file and accurately show the EMD. appears the EMD is $XX,XXX and there are X gifts X) $XX,XXX and X) $XXX,XXX. these need to be accurate on the XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated XXXX showing both gifts - Seller-XX/XX/XXXX

XXXX.XXX

Primary Residence

Purchase

9141414

N/A

XXXX

xxxxxx4665

Closed

2026-05-11 16:09

2026-05-13 07:58

Resolved

1 - Information

Credit

Missing Doc

Missing VOM or VOR

Resolved-Attached document shows the lease agreements  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. VOR documents attached - Seller-XX/XX/XXXX
Open-Provide VOR for XXXXX XXXX and XXXX NE XXXth Street Apt XXX to cover X year period  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. VOR documents attached - Seller-XX/XX/XXXX

Resolved-Attached document shows the lease agreements - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

Primary Residence

Purchase

9141367

N/A

XXXX

xxxxxx4665

Closed

2026-05-06 01:43

2026-05-13 03:30

Resolved

1 - Information

Credit

DTI discrepancy or failure.

Resolved-Updated Final XXXX & XXXX document uploaded, DTI matches the XXXX document, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. updated XXXX/XXXX - Seller-XX/XX/XXXX
Open-DTI discrepancy or Failure - Audited DTI is XX.XX and lender DTI isXX.XX. the difference is X.XX% . This is because lender considered Monthly liabilities $XXXX.XX and as per provided Final cd and provided documents Monthly liabilities are $XXXX.XX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. updated XXXX/XXXX - Seller-XX/XX/XXXX

Resolved-Updated Final XXXX & XXXX document uploaded, DTI matches the XXXX document, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXXX.XXX

Primary Residence

Purchase

9057804

N/A

XXXX

xxxxxx4665

Closed

2026-05-06 00:18

2026-05-13 00:33

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts  Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Primary Residence

Purchase

9057214

N/A

XXXX

xxxxxx1873

Closed

2026-05-06 04:50

2026-05-14 01:33

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-Updated XXXX document with corrected P&I & Interest Rate provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. XXXX doc shows interest rate as X.XX% whereas the correct rate per Note doc is X%. Provide updated XXXX doc with correct intertest rate, P&I value. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX

Resolved-Updated XXXX document with corrected P&I & Interest Rate provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Primary Residence

Purchase

9060246

N/A

XXXX

xxxxxx5353

Closed

2026-05-06 04:14

2026-05-18 08:05

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Cured-Corrected XXXX provided  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX
Counter-The appraised value is still incorrect. XXXX reflects $X,XXX,XXX when actual appraised value is $X,XXX,XXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Provide the updated XXXX with correct appraisal value - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX

Cured-Corrected XXXX provided - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX
XXXX.XXX

Primary Residence

Purchase

9059918

N/A

XXXX

xxxxxx5917

Closed

2026-05-06 08:41

2026-06-02 11:48

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Note attached. We should not need a spouse’s LOE as they are not on this note. XXXX/XXXX attached showing the new Kind loan was already included in the documents - Seller-XX/XX/XXXX
Counter-Provide Note from transaction for new Kind loan to BX $XXX,XXX, revised XXXX & XXXX for BX including debt and LOE for use of funds from BX spouse.   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. The funds attached do not have any gifts. Just the bank accts and C/O funds - Seller-XX/XX/XXXX
Counter-Confirm the proceeds from the cash out transaction for BX is not associated with the gift funds of $XXk from BX. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Assets all attached - Seller-XX/XX/XXXX
Counter-Provide details for each account as audited assets total $XXX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. We are showing we have plenty of verified assets.  - Seller-XX/XX/XXXX
Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) Audited Reserves of month(s) are less than Guideline Required Reserves of X month(s) Provide additional Assets.  Reserve Amount Shortage of -$XX,XXX.XX (X.XX months).  Provide additional assets.
- Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Note attached. We should not need a spouse’s LOE as they are not on this note. XXXX/XXXX attached showing the new Kind loan was already included in the documents - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. The funds attached do not have any gifts. Just the bank accts and C/O funds - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Assets all attached - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. We are showing we have plenty of verified assets.  - Seller-XX/XX/XXXX

Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXX.XXX
XXXXXXXX XXXXX #XXXX.XXX
XX XXXXX #XXXX.XXX
XXXXX XX - XX XXXXX.XXX
XX XXXXX #XXXX.XXX
XXXXXXXX XXXXX #XXXX.XXX
XX XXXXX #XXXX.XXX
XXXXX XX - XX XXXXX.XXX
XX XXXXX #XXXX.XXX
XXXX.XXXX.XXX
XXXX.XXX

Investment

Purchase

9063459

N/A

XXXX

xxxxxx9653

Closed

2026-05-06 05:58

2026-05-14 04:52

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report Provide Third Party Fraud Report with all Cleared alerts as Per the GL XX.XX.XXXX page # XX
  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9060925

N/A

XXXX

xxxxxx9653

Closed

2026-05-06 07:11

2026-05-14 04:51

Resolved

1 - Information

Credit

DSCR Does Not Meet Guideline Requirement

Resolved-DSCR worksheet with correct DSCR X.XXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. DSCR Calculator - Seller-XX/XX/XXXX
Open-The originator considered PITIA amount of $XXX.XX, Due to which Discrepancy in DFL page.
Verified subject loan was qualified with the DSCR Program.
The calculation validating the correct DSCR Ratio is Rent amount $X,XXX/PITIA $XXX.XX= X.XXX DSCR.
The Rent schedule appears on page #XX (Market Rent amount of $X,XXX).
The Lease schedule appears on page #XXX-XXX(Lease amount of $XXX). - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. DSCR Calculator - Seller-XX/XX/XXXX

Resolved-DSCR worksheet with correct DSCR X.XXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9061766

N/A

XXXX

xxxxxx6070

Closed

2026-05-06 02:10

2026-05-14 03:22

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Provided Fraud shows All Fraud Report Alerts have been cleared.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts The fraud report in file (page # XXX) is showing X high uncleared alert. The required clear fraud report is missing from file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Purchase

9057955

N/A

XXXX

xxxxxx6070

Closed

2026-05-06 01:34

2026-05-13 03:09

Resolved

1 - Information

Credit

Missing Doc

Guaranty Agreement Doc Locator is Missing or Partial

Resolved-Executed copy of Guaranty Agreement Doc uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX
Open-Guaranty Agreement Doc is Missing or Partial Provide complete Guaranty Agreement Document as only first page of the document is present in the file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX

Resolved-Executed copy of Guaranty Agreement Doc uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXX.XXX

Investment

Purchase

9057753

N/A

XXXX

xxxxxx6070

Closed

2026-05-06 01:34

2026-05-12 11:45

Acknowledged

2 - Non-Material

Credit

Spousal Consent Missing

Acknowledged-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required. Client acknowledged - Due Diligence Vendor-XX/XX/XXXX

Investment

Purchase

9057754

Originator Pre-Close

XXXX

xxxxxx4899

Closed

2026-05-07 07:35

2026-06-02 06:42

Resolved

1 - Information

Credit

Eligibility

Audited DTI Exceeds Guideline DTI Requirements

Resolved-Audited DTI of XX.XX% is less than or equal to Guideline DTI of XX% - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated credit page. Have XX consecutive bank statements that shows the primary for the other property is making the monthly payments.    DTI is in line,  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Per the attached mortgage statement the borrower and XXXX are both tied to the mortgage so XXXX making the payments means we can exclude the full payments. Thank you - Seller-XX/XX/XXXX
Counter-Mortgage cannot be omitted as borrower is financially responsible for the mortgage.   The back end DTI including the mortgage is at XX.XX exception will be needed for the DTI.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Evidence of XX months payment the mortgage is paid by someone other than our borrower is a way to omit the debt from the DTI. - Seller-XX/XX/XXXX
Counter-The mortgage is showing in borrower name and on the borrower's credit report borrower is still financially responsible for that mortgage if the co borrower cannot make the payments.   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Evidence XX months that borrower does not make the mortgage payment which is why the debt is omitted - Seller-XX/XX/XXXX
Counter-DTI is at XX.XX the second home plus the liabilities  and the primary is what is causing the back end to exceed guidelines.   Total liabilities is at XXXX.XX The second home mortgage is what is causing  the badck end DTI to fail.   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX removing the other property taxes and showing DTI - Seller-XX/XX/XXXX
Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX%  As per GL matrix   XX.XX.XXXX for A+ programs max DTI is XX% , Audited DTI exceeds max DTI. Audited DTI is XX.XX% and lender DTI is XX.XX% . The difference is XX.XX% This is due to that lender considered total all other monthly payments as $XXXX.XX whereas our calculation it is $XXXX.XX
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Per the attached mortgage statement the borrower and XXXX are both tied to the mortgage so XXXX making the payments means we can exclude the full payments. Thank you - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Evidence of XX months payment the mortgage is paid by someone other than our borrower is a way to omit the debt from the DTI. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Evidence XX months that borrower does not make the mortgage payment which is why the debt is omitted - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX removing the other property taxes and showing DTI - Seller-XX/XX/XXXX

XXXX.XXX
XX XXXXXX XXXXXXXX.XXX
XX XXXXXX XXXXXXXX.XXX
XXX XXXXXXXXX.XXX
XXXXXXX XX XXXXX.XXX

Primary Residence

Purchase

9083241

N/A

XXXX

xxxxxx4899

Closed

2026-05-07 08:22

2026-05-21 06:12

Resolved

1 - Information

Credit

Missing purchase contract and/or addendums.

Resolved-Received EMD total of Xk.  updated asset page  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Here is the extra $XXX EMD - Seller-XX/XX/XXXX
Counter-Final CD shows as X,XXX for EMD and also EMD letter in file states X,XXX page. XXX of XXX shows title company confirming  X,XXX. Page.   XXX shows deposit of X,XXX on final CD signed by borrower    - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. EMD - Seller-XX/XX/XXXX
Open-Asper purchase contract & proof of EMD, earnest money paid is $XXXX. But asper Final CD, $XXXX deposit & $XXX Reimbursed but no proof of $XXXX paid and $XXX is reimbursed. Provide required corrected documentation of corrected EMD/CD. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Here is the extra $XXX EMD - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. EMD - Seller-XX/XX/XXXX

Resolved-Received EMD total of Xk. updated asset page - Due Diligence Vendor-XX/XX/XXXX

XX.XXX
XXX.XXX

Primary Residence

Purchase

9084490

N/A

XXXX

xxxxxx4899

Closed

2026-05-07 06:17

2026-05-15 02:56

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Requested updated XXXX by updating tax amount to $XXX.XX which is matching with tax cert on page #XXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Unable to verify the tax amount $XXXX. Provide the evidence of tax amount $XXXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXX.XXX

Primary Residence

Purchase

9081529

N/A

XXXX

xxxxxx4899

Closed

2026-05-07 06:38

2026-05-14 02:12

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation(Freddie Mac) Provided.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X File needs a FNMA or FHLMC UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX

XXXXXXX XXX.XXX

Primary Residence

Purchase

9081918

N/A

XXXX

xxxxxx4899

Closed

2026-05-07 08:04

2026-05-13 13:21

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived-Loan does not conform to program guidelines Borrowers must be self-employed for at least two (X) years. The employment section of the URLA must be completed with a minimum of two (X) years self-employment history as per GL XX.XX.XXXX. Exception available in file page#XXX - Due Diligence Vendor-XX/XX/XXXX

1)771 Representative credit score exceeds the minimum required of 660 by 111 points
2)$15,627 reserves exceed the minimum required of $3,731 exceeds the minimum by 4 months over the required minimum.
3)80% LTV is below the maximum 90% LTV by 10%.

Primary Residence

Purchase

9084032

Originator Pre-Close

Yes

XXXX

xxxxxx2971

Closed

2026-05-11 23:30

2026-05-15 07:13

Resolved

1 - Information

Credit

Borrower

Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO

Resolved-Received updated XXXX reflecting the correct qualifying credit score as XXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Seller-XX/XX/XXXX
Open-Qualifying FICO on the XXXX Page is 'XXX' or blank, but the Qualifying FICO from the Credit Liabilities Page is 'XXX' or blank. Qualifying FICO entries do not match.  Please confirm the correct Qualifying FICO value. Missing an updated XXXX with qualifying score corrected to reflect XXX. Qualifying FICO Method is as per the guidelines  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

Resolved-Received updated XXXX reflecting the correct qualifying credit score as XXX - Due Diligence Vendor-XX/XX/XXXX

XXXX - XXXXXXXXXXX XXXXXXX.XXX

Primary Residence

Purchase

9144964

N/A

XXXX

xxxxxx2971

Closed

2026-05-12 10:01

2026-05-15 07:12

Resolved

1 - Information

Credit

Doc Issue

USA Patriot Act Disclosure-Borrower Identification is Incomplete

Resolved-Received XX dept of motor vehicles license expiration correction for XX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX
Open-Incorrect date for the XX IDs expiration was entered by the Notary - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

Resolved-Received XX dept of motor vehicles license expiration correction for XX - Due Diligence Vendor-XX/XX/XXXX

XX XXX XXXXXXX XXX.XXX

Primary Residence

Purchase

9154153

N/A

XXXX

xxxxxx2971

Closed

2026-05-12 05:18

2026-05-15 00:56

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Xrd Party VOE Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing Missing all Borrower X Xrd Party VOE's Prior to Close Missing - Due Diligence Vendor-XX/XX/XXXX

Resolved-Xrd Party VOE Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX X.XXX
XXX.XXX
XXXXX X.XXX

Primary Residence

Purchase

9147990

N/A

XXXX

xxxxxx2971

Closed

2026-05-12 05:18

2026-05-15 00:56

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 3rd Party VOE Prior to Close Missing

Resolved-3rd Party VOE(CPA) Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing Missing all Borrower X Xrd Party VOE's Prior to Close Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

Resolved-3rd Party VOE(CPA) Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX
XXXXX X.XXX
XXXXX X.XXX

Primary Residence

Purchase

9147992

N/A

XXXX

xxxxxx2971

Closed

2026-05-11 23:50

2026-05-14 04:03

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Effective Date is after the Note Date

Resolved-HOI effective date of XX/XX/XXXX is same as disbursement date of XX/XX/XXXX hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-disbursement date of X/X so we are fine. please clear this condition - Seller-XX/XX/XXXX
Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-disbursement date of X/X so we are fine. please clear this condition - Seller-XX/XX/XXXX

Resolved-HOI effective date of XX/XX/XXXX is same as disbursement date of XX/XX/XXXX hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9145074

N/A

XXXX

xxxxxx1875

Closed

2026-05-08 11:29

2026-05-19 10:52

Resolved

1 - Information

Property

Value

Appraised value unsupported

Resolved-Improvements noted on the appraisal  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. UW Manager Rebuttal uploaded - Buyer-XX/XX/XXXX
Open-Missing documentation supporting increased appraisal=ed value due to less than X months ownership on a cash out refinance.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Improvements noted on the appraisal - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXXXX XXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

9110435

N/A

XXXX

xxxxxx1616

Closed

2026-05-12 12:55

2026-05-21 07:07

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Received VOE dated X/X within XX days of the NOTE date is X/X - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing Missing Borrower X Xrd Party VOE XX' days Prior to Close - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received VOE dated X/X within XX days of the NOTE date is X/X - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXX.XXX

Primary Residence

Purchase

9159045

N/A

XXXX

xxxxxx1487

Closed

2026-05-12 00:41

2026-05-26 22:10

Resolved

1 - Information

Credit

Assets

Cash Out Does Not Meet Guideline Requirements

Resolved-LTV is less than XX% hence maximum cash out allowed as per guidelines is unlimited, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final CD has a loan amount of $XXX,XXX and cash to borrower as $XXX,XXX.XX. Please see attached. - Buyer-XX/XX/XXXX
Open-Cash Out is not completed according to the guideline requirements As per Final C.D cash out amount is $XXX,XXX.XX which is exceeding the amount XXX,XXX as per G/l. - Due Diligence Vendor-XX/XX/XXXX

Resolved-LTV is less than XX% hence maximum cash out allowed as per guidelines is unlimited, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXX_XXXXX XXXXXXXXXXX.XXX
XXXXXXXXXX_XXXXXX_XX.XXX

Investment

Refinance

Cash Out - Other

9145456

N/A

XXXX

xxxxxx2160

Closed

2026-05-13 15:46

2026-05-19 08:09

Resolved

1 - Information

Credit

Eligibility

Prepayment Penalty Does Not Meet Guideline Requirements

Resolved-Clarification received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Stepdown Fee Structure not required in AL. XX prepayment Matrix uploaded. - Buyer-XX/XX/XXXX
Open-Prepayment is not a stepdown fee structure. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Clarification received. - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXX_XX XXXXXXX (XX) XXXXX XX.XXX

Investment

Refinance

Cash Out - Other

9188280

N/A

XXXX

xxxxxx1656

Closed

2026-05-14 13:05

2026-05-21 00:28

Resolved

1 - Information

Credit

Missing Doc

Title Document is Incomplete

Resolved-Requested name affidavit provided as title vesting reflecting borrower name differently from note, provided name affidavit which matches, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. seller rebuttal attached.  - Buyer-XX/XX/XXXX
Open-Title Document is Incomplete Title vesting does not match Note and DOT,  Vesting: XXXXXX X. XXXXX

Note and DOT is signed as XXXXXX XXXXX XX. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX.XXX
XXX.XXX

Investment

Refinance

Cash Out - Other

9205776

N/A

XXXX

xxxxxx0250

Closed

2026-05-19 14:34

2026-05-21 13:29

Resolved

1 - Information

Credit

Title

Property Title Issue

Resolved-The documentation received was sufficient to resolve the finding. Interspousal Transfer Grant Deed - Due Diligence Vendor-XX/XX/XXXX
Resolved-Property Title Issue Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-XXXX shows Borrower is Married, Deed from Borrowers Spouse for consent to Purchase Primary Residence.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-hello,

This is a purchase, what property is the deed for?  Thank you - Seller-XX/XX/XXXX
Open-Property Title Issue Missing Quitclaim/Interspousal Deed from Spouse.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-hello,

This is a purchase, what property is the deed for? Thank you - Seller-XX/XX/XXXX

XXX-XXXXXXXX XXXXXXXXX-XXXXXXXXXXX.XXX

Primary Residence

Purchase

9286083

N/A

XXXX

xxxxxx0250

Closed

2026-05-15 01:46

2026-05-21 13:26

Resolved

1 - Information

Credit

Income/Employment

Income/Employment General

Resolved-The documentation received was sufficient to resolve the finding. Broker Statement. - Due Diligence Vendor-XX/XX/XXXX
Counter-Uploaded does not document X+ years continuance.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Provide supporting documentation for Restricted Stock Unit income $X,XXX including verification will continue X years.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-The documentation received was sufficient to resolve the finding. Broker Statement. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXX

Primary Residence

Purchase

9212978

N/A

XXXX

xxxxxx2672

Closed

2026-05-18 06:26

2026-05-27 23:38

Resolved

1 - Information

Credit

Missing Doc

Subordination Agreement is Missing

Resolved-Shared Appreciation Agreement for the mentioned property provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Subordination items - Seller-XX/XX/XXXX
Open-Missing Subordination Agreement Provide Subordination Agreement. Asper XXXX REO, subject property have X lien out of which one is paid off at close and other lien 'XXXXXX XXXXXXX XXXXXXX' is subordinated asper XXXX UW comments. XXXX UW comments: PROPERTY HAS A SHARED APPRECIATION AGREEMENT WITH XXXX THAT WILL NEED TO BE SUBORDINATED. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Subordination items - Seller-XX/XX/XXXX

Resolved-Shared Appreciation Agreement for the mentioned property provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9247497

N/A

XXXX

xxxxxx2672

Closed

2026-05-18 07:09

2026-05-27 13:12

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-received PDI no damage noted - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Disaster Report - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS FLOODING LANDSLIDES AND MUDSLIDES HI - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Disaster Report - Seller-XX/XX/XXXX

Resolved-received PDI no damage noted - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9248110

N/A

XXXX

xxxxxx2672

Closed

2026-05-18 22:09

2026-05-26 23:59

Resolved

1 - Information

Credit

DTI discrepancy or failure.

Resolved-Updated XXXX document uploaded, DTI matches the XXXX document, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX
Open-Calculated DTI is XX.XX%, whereas originator DTI is $XX.XX%.
The difference is because of income, XXXX reflects $X,XXX.XX and income worksheet reflects $X,XXX.XX
Provide update XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX

Resolved-Updated XXXX document uploaded, DTI matches the XXXX document, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9267129

N/A

XXXX

xxxxxx2672

Closed

2026-05-18 04:25

2026-05-26 23:58

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX/XX/XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9246041

N/A

XXXX

xxxxxx1587

Closed

2026-05-19 08:45

2026-05-21 06:34

Resolved

1 - Information

Credit

Fraud Alert not cleared per protocol

Resolved-Processor cert for fraud alert has been uploaded. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached. - Buyer-XX/XX/XXXX
Open-Fraud alerts has uncleared alerts  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Processor cert for fraud alert has been uploaded. - Due Diligence Vendor-XX/XX/XXXX

XXX XXXX - XXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9274774

N/A

XXXX

xxxxxx1587

Closed

2026-05-19 01:10

2026-05-20 21:50

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-Requested Clear Final Cd Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached. Clearer copy of final CD and clearer copy of entire closing package. - Buyer-XX/XX/XXXX
Open-TRID: Missing Final Closing Disclosure Final Closing Disclosure on page XXX is not clear and unable to verify the values. Provide updated Final CD - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Clear Final Cd Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX

XXX-XXXX X-XXXXXXXX-XXXXXXXXXX (X).XXX
XX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9268153

N/A

XXXX

xxxxxx4646

Closed

2026-05-19 02:10

2026-05-26 21:14

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts The fraud report in file (page # XXX) is showing X uncleared alerts, provide updated fraud report
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Purchase

9268443

N/A

XXXX

xxxxxx2037

Closed

2026-05-19 22:56

2026-05-27 00:45

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Provided Fraud shows All Fraud Report Alerts have been cleared or None Exist.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts The fraud report in file (page # XXX) is showing X high uncleared alert. The required clear fraud report is missing from file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Primary Residence

Purchase

9290354

N/A

XXXX

xxxxxx3624

Closed

2026-05-22 11:06

2026-06-10 08:05

Resolved

1 - Information

Credit

Missing Doc

HUD-1 Closing Statement missing or unsigned

Resolved-Updated Hud received - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Per Title, they do not require signatures on the FSS - Seller-XX/XX/XXXX
Open-Copy of Final Signed Settlement Statement-Signed Settlement Statement shows "estimated" (XXX) and Final Settlement Statement (XXX) is not signed/initialed by borrowers
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Per Title, they do not require signatures on the FSS - Seller-XX/XX/XXXX

Resolved-Updated Hud received - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXX XXXXXXXXXX XXXXXXXXXXXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

9352050

N/A

XXXX

xxxxxx3624

Closed

2026-05-20 11:14

2026-05-28 22:07

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation (CDA) uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. CDA - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Per the Guideline version XX/XX/XXXX  on page#XX, Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X • Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a FNMA or FHLMC UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review. In file we have Collateral Desk Review on page#XXX, CU Score is X.X.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. CDA - Seller-XX/XX/XXXX

XXX.XXX

Investment

Refinance

Cash Out - Other

9305912

N/A

XXXX

xxxxxx1447

Closed

2026-05-20 05:59

2026-05-28 00:45

Resolved

1 - Information

Credit

DTI discrepancy or failure.

Resolved-Updated XXXX with corrected HTI & DTI provided. Both HTI & DTI now matching. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX attached - Seller-XX/XX/XXXX
Open-Lender DTI is XX.XX% and audited DTI is XX.XX%. PITIA as per XXXX is XXXX.XX but calculated is $X,XXX.XX, and income as per XXXX is $XX,XXX.XX as calculated income is $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated XXXX attached - Seller-XX/XX/XXXX

Resolved-Updated XXXX with corrected HTI & DTI provided. Both HTI & DTI now matching. - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Investment

Purchase

9294943

N/A

XXXX

xxxxxx1447

Closed

2026-05-20 02:58

2026-05-26 21:23

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-LCA (XXXXXXX XXX) uploaded, verified & entered in system - Resolved.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXXXXX XXX - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and XX Score, if present, is greater than X.X Secondary Valuation is missing per guideline requirements, need desk review with valid score - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXXXXX XXX - Seller-XX/XX/XXXX

XXXXXXX XXX.XXX

Investment

Purchase

9291814

N/A

XXXX

xxxxxx0459

Closed

2026-05-20 05:11

2026-05-29 00:38

Resolved

1 - Information

Credit

Assets

Asset 3 Does Not Meet Guideline Requirements

Resolved-Updated gift letter & Wire proof which is matching with Final CD provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Gift letter and wire attached - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Asper gift letter in Pg: XXX, gift is in the amount of $XXXXX, but asper final CD in Pg: XXX gift verified (Escrowed) in the amount of $XXXXX - Provide Updated gift letter & Wire proof.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Gift letter and wire attached - Seller-XX/XX/XXXX

XXXX XXXX.XXX
XXXX XXXXXX.XXX

Primary Residence

Purchase

9294319

N/A

XXXX

xxxxxx0459

Closed

2026-05-20 01:33

2026-05-29 13:18

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-i - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i))  This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-i - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9291399

N/A

XXXX

xxxxxx9990

Closed

2026-05-20 05:27

2026-05-27 23:00

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-VOR Provided. Housing History Meets Guideline Requirements. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. VOR documents attached - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements As per LOX on page# XXX, borrower is living with no primary housing expense, but able to verify only for XX months.  There is no VOR in the file for the borrowers previous residence in which was rented for X years at $X,XXX monthly. This is required to show the housing history since the borrower has only been at current residence for X months.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. VOR documents attached - Seller-XX/XX/XXXX

Resolved-VOR Provided. Housing History Meets Guideline Requirements. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

Investment

Refinance

Cash Out - Other

9294483

N/A

XXXX

xxxxxx9990

Closed

2026-05-20 06:16

2026-05-25 22:32

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-Final XXXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final XXXX - Seller-XX/XX/XXXX
Open-The Final XXXX is Missing Final XXXX is missing in file. Please note that there is a loan application dated for X/X/XXXX which is the date of closing but it is not completed. Please provide completed final loan application. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final XXXX - Seller-XX/XX/XXXX

Resolved-Final XXXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

Investment

Refinance

Cash Out - Other

9295180

N/A

XXXX

xxxxxx1815

Closed

2026-05-21 01:24

2026-05-28 09:25

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Lender's income worksheet provided with a $XX.XX difference in monthly income - Diligence calculation matches XXXX - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Income Worksheet - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Lender worksheet is missing in file. Provide lender worksheet / Income Calculator - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Income Worksheet - Seller-XX/XX/XXXX

XXXXXX XXXXXXXXX.XXX

Primary Residence

Purchase

9316564

N/A

XXXX

xxxxxx0534

Closed

2026-05-26 09:47

2026-05-28 07:23

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud report and Cleared Alerts - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud report and Cleared Alerts - Seller-XX/XX/XXXX

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX
XXXXX XXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9374040

N/A

XXXX

xxxxxx0534

Closed

2026-05-20 07:30

2026-05-27 00:42

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation (XXXXXXX XXX) Provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXXXXX XXX - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and XX Score, if present, is greater than X.X Secondary Valuation or Additional Valuation  is missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXXXXX XXX - Seller-XX/XX/XXXX

XXXXXXX XXX.XXX

Primary Residence

Refinance

Cash Out - Other

9297568

N/A

XXXX

xxxxxx2868

Closed

2026-05-27 08:09

2026-05-29 06:36

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Purchase

9396497

N/A

XXXX

xxxxxx2868

Closed

2026-05-20 03:53

2026-05-27 00:50

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation (XXXXXXX XXX) Provided.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXXXXX XXX - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and XX Score, if present, is greater than X.X - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXXXXX XXX - Seller-XX/XX/XXXX

XXXX XXXXXXX XXX.XXX

Investment

Purchase

9293552

N/A

XXXX

xxxxxx1212

Closed

2026-05-22 07:47

2026-05-29 05:07

Resolved

1 - Information

Credit

Missing Doc

Missing verification of taxes, insurance, and/or HOA fees for non-subject property

Resolved-Resolved, XXX statement updated.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested XXX statement for other REO property provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please review upload - Buyer-XX/XX/XXXX
Open-Provide supportive documents. XXX XXXX XXXX XXXXX for this address XXX Dues are missing.  - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX XXXXXXX.XXX

Primary Residence

Purchase

9346249

N/A

XXXX

xxxxxx1212

Closed

2026-05-22 06:46

2026-05-29 05:07

Resolved

1 - Information

Credit

Assets

Asset 5 Does Not Meet Guideline Requirements

Resolved-Resolved wire for gift funds updated. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested wire proof for gift amount $XX,XXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset X Meets XXXXXXXXX Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Buyer-XX/XX/XXXX
Open-Asset X Does Not Meet XXXXXXXXX Requirements Provide wire confirmation of gift deposit. Missing documentation to verify the the XX,XXX gift is from the Donor - We have gift amount of $XX,XXX adjusted in final CD but wire confirmation of $XX,XXX is missing from settlement agent. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX XXXX XXXX.XXX

Primary Residence

Purchase

9345070

N/A

XXXX

xxxxxx1212

Closed

2026-05-22 06:46

2026-05-29 05:06

Resolved

1 - Information

Credit

Assets

Asset 4 Does Not Meet Guideline Requirements

Resolved-Resolved, Wire for gift funds updated. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested proof of wire for Gift Amount Provided, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset X Meets XXXXXXXXX Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX
Open-Asset X Does Not Meet XXXXXXXXX Requirements Provide wire confirmation, Missing documentation to verify the the XX,XXX gift is from the Donor - We have gift amount of $XX,XXX adjusted in final CD but wire confirmation of $XX,XXX is missing from settlement agent. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. uploaded - Seller-XX/XX/XXXX

XXXXXXX XXX XXXX XXXX.XXX

Primary Residence

Purchase

9345069

N/A

XXXX

xxxxxx5498

Closed

2026-05-22 06:00

2026-06-08 06:44

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-received FSS - resolved - Due Diligence Vendor-XX/XX/XXXX
Counter-Settlement statement not signed by borrower or seller - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. FSS, per Title, they don't have the borrower sign - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Missing. Borrower and seller signature is missing in Final HUD-X  document. Provide Final HUD-X document signed by borrower, seller/settlement agent. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. FSS, per Title, they don't have the borrower sign - Seller-XX/XX/XXXX

Resolved-received FSS - resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX'X XXXXXXXXXX XXXXXXXXX - XXXXX .XXX

Investment

Purchase

9344366

N/A

XXXX

xxxxxx2248

Closed

2026-05-29 15:45

2026-06-02 07:39

Resolved

1 - Information

Credit

Missing Doc

Missing VOM or VOR

Resolved-Attached is the rent ledger showing the dates and amounts of rents for XX months. - resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Rent agreement and payment ledger - Seller-XX/XX/XXXX
Open-Provide VOR for current residence  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Rent agreement and payment ledger - Seller-XX/XX/XXXX

Resolved-Attached is the rent ledger showing the dates and amounts of rents for XX months. - resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXX.XXX
XXXX XXXXXXXX.XXX

Primary Residence

Purchase

9463163

N/A

XXXX

xxxxxx2248

Closed

2026-05-22 05:00

2026-05-29 15:41

Waived

2 - Non-Material

Credit

Eligibility

Audited DTI Exceeds Guideline DTI Requirements

Open-Audited DTI of XX.XX% exceeds XXXXXXXXX DTI of XX% Asper GL dated X/X/XXXX -Maximum DTI for FTHB is XX%, Approved exception in file Pg: XXX. - Due Diligence Vendor-XX/XX/XXXX

70% LTV is below the maximum 80% LTV by 10%.
685 Representative credit score exceeds the minimum required of 660 by 25 points

Primary Residence

Purchase

9343681

Originator Pre-Close

Yes

XXXX

xxxxxx8327

Closed

2026-05-22 00:49

2026-06-02 04:57

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alerts. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

Resolved-Updated fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Primary Residence

Purchase

9339973

N/A

XXXX

xxxxxx8327

Closed

2026-05-22 01:13

2026-05-29 11:55

Resolved

1 - Information

Compliance

AbilityToRepay:PriceBased

Federal - General Qualified Mortgage Price-Based Limit (First Lien)

Resolved-The loan's (X.XXX%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (X.XX%), which is the comparable average prime offer rate of (X.XX%) plus X.XX. The System used the following date to perform the APOR index lookup (XXXX-XX-XX). The system added X.XX to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (X.XXX%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (XX CFR XXXX.XX(e)(X)(vi)(A)) The loan's (X.XXX%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (X.XX%), which is the comparable average prime offer rate of (X.XX%) plus X.XX - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9340183

N/A

XXXX

xxxxxx8327

Closed

2026-05-22 01:13

2026-05-29 11:54

Resolved

1 - Information

Compliance

Mavent

AbilityToRepay: QMPointsAndFees

Resolved-The loan fees ($XX,XXX.XX) exceed the (QM) (Note Amount >=$XXX,XXX.XX) fee limit, which is X% of the Total Loan Amount ($XX,XXX.XX), the difference is ($XX,XXX.XX). (XX CFR XXXX.XX(e)(X). Non QM loan - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9340181

N/A

XXXX

xxxxxx8327

Closed

2026-05-22 01:13

2026-05-29 11:54

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page # XXX and the Final Closing disclosure on page # XXX-XXX reflects escrows. Rate lock is on page # XXX, XXX. An interior and exterior appraisal was completed for this property – see page # XX-XX, the appraisal disclosure was provided to the borrower(s)- see page # XXX, XXX and confirmation the appraisal was delivered to the borrower – see page # XXX, XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9340180

N/A

XXXX

xxxxxx6344

Closed

2026-05-26 21:19

2026-06-02 06:16

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Primary housing history of XX months not required since subject is purchase, primary residence and all conditions have been met per XX's with max DTI XX%. Hence resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. The borrower does not require a housing history per guidelines. - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Provide VOM to verify Housing History of borrower - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. The borrower does not require a housing history per guidelines. - Seller-XX/XX/XXXX

XXXXXXX XX XXXXX.XXX

Primary Residence

Purchase

9386383

N/A

XXXX

xxxxxx6344

Closed

2026-05-26 22:26

2026-05-28 07:50

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i))  This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing,  escrow disclosures and loan information is on Pg #XXX and  Final Closing disclosure on Pg #XXX-XXX reflects escrows. Rate lock date was entered correctly – see Pg #XXX An interior and exterior appraisal was completed for this property – see Pg #XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg #XXX and copy of the appraisal was given to the borrower – see Pg #XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX and Final Closing disclosure on Pg #XXX-XXX reflects escrows. Rate lock date was entered correctly – see Pg #XXX An interior and exterior appraisal was completed for this property – see Pg #XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg #XXX and copy of the appraisal was given to the borrower – see Pg #XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9386890

N/A

XXXX

xxxxxx3629

Closed

2026-05-26 23:32

2026-05-28 23:51

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Third party fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Cleared Alerts
- Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the XX X/X/XXXX  page # XX  a clear fraud report is required. The Fraud report in file (page XXX) is showing  high X uncleared alert. The required cleared Fraud report is missing
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts
- Seller-XX/XX/XXXX

Resolved-Third party fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Purchase

9387317

N/A

XXXX

xxxxxx1889

Closed

2026-05-26 01:45

2026-06-03 23:43

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Requested Alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a X High alert. The required cleared report is missing.
  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Primary Residence

Refinance

Cash Out - Other

9364292

N/A

XXXX

xxxxxx0318

Closed

2026-05-27 04:40

2026-06-08 06:14

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX Calc and XXXX using correct tax rate for county - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax As it is new construction, tax rate have not been provided in the file apart from in XXXX comments.
As per page#XXX, County tax rate is X.XXXX and City tax rate is X.XX, hence provide proper document for tax verification. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated XXXX Calc and XXXX using correct tax rate for county - Seller-XX/XX/XXXX

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX
XXXX XXXXXXXXXX.XXX

Investment

Purchase

9391541

N/A

XXXX

xxxxxx9872

Closed

2026-06-02 19:25

2026-06-10 08:45

Resolved

1 - Information

Credit

Missing subject property tax certificate

Resolved-Updated XXXX and XXXX provided using the monthly amount to match tax cert in file without exemptions - Per final XX, loan not escrowed  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Final XXXX and XXXX reflect $XXX.XX monthly taxes. Tax cert in file (pg XXX) reflects $X,XXX.XX base tax amounts for XXXXXX County and City of XXXXXX and no amount for XXX- XXXXXX. The tax cert also includes two exemptions (Homestead and Over XX) however, Borrower at the time of application is not over age XX. Provide correct tax cert to include the amount for XXX - XXXXXX and what the total amounts are with Over XX exemption.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Updated XXXX and XXXX provided using the monthly amount to match tax cert in file without exemptions - Per final XX, loan not escrowed - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX.XXX

Primary Residence

Purchase

9519406

N/A

XXXX

xxxxxx9872

Closed

2026-05-28 01:35

2026-06-03 21:57

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence Mortgage/Deed of Trust will be recorded

Resolved-Updated deed of trust provided with recording info. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXX - Seller-XX/XX/XXXX
Open-Missing evidence of Mortgage recording Missing evidence Mortgage/Deed of Trust will be recorded - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXX - Seller-XX/XX/XXXX

Resolved-Updated deed of trust provided with recording info. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXX-XXXXXXXX XXXXXXXXX-XXXX XX XXXXX.XXX

Primary Residence

Purchase

9415306

N/A

XXXX

xxxxxx2611

Closed

2026-05-28 23:34

2026-06-11 21:24

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-Note doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The Note is Incomplete NOTE second page is missing in loan file.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Note doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXX XX XXXX.XXX

Investment

Refinance

Cash Out - Other

9441603

N/A

XXXX

xxxxxx2538

Closed

2026-05-29 10:50

2026-06-09 08:52

Resolved

1 - Information

Credit

Assets

Asset 3 Does Not Meet Guideline Requirements

Resolved-the documents requested were provided to clear the finding. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see the two executed gift letters totaling $XXX,XXX and the donors check made payable directly to XXXXXXXX Loan Servicing (the loan to be paid off). The gifted funds where not deposited into the borrowers account but was remitted to the lienholder, XXXXXXXX Loan Servicing as reflected in the Final XX. Please rescind as presented, thank you. - Buyer-XX/XX/XXXX
Open-Asset Record X Does Not Meet X/X Requirements Gift letter for $XXXXXX on page XXX does not have supporting documentation in file (wire, check, deposit slip) - Due Diligence Vendor-XX/XX/XXXX

Resolved-the documents requested were provided to clear the finding. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXX $XXX,XXX.XXX
XXXX XXXXXX $XX,XXX.XXX
XXXXX XXXXX $XXX,XXX.XXX
XXXXXXXXXX_XXXXXXX_XX.XXX

Investment

Refinance

Cash Out - Other

9455065

N/A

XXXX

xxxxxx2538

Closed

2026-05-29 10:50

2026-06-09 08:52

Resolved

1 - Information

Credit

Assets

Asset 2 Does Not Meet Guideline Requirements

Resolved-the documents requested were provided to clear the finding. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see the two executed gift letters totaling $XXX,XXX and the donors check made payable directly to XXXXXXXX Loan Servicing (the loan to be paid off). The gifted funds where not deposited into the borrowers account but was remitted to the lienholder, XXXXXXXX Loan Servicing as reflected in the Final XX. Please rescind as presented, thank you. - Buyer-XX/XX/XXXX
Open-Asset Record X Does Not Meet X/X Requirements Gift letter for $XXXXX on page XXX does not have supporting documentation in file (wire, check, deposit slip) - Due Diligence Vendor-XX/XX/XXXX

Resolved-the documents requested were provided to clear the finding. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXX $XXX,XXX.XXX
XXXX XXXXXX $XX,XXX.XXX
XXXXX XXXXX $XXX,XXX.XXX
XXXXXXXXXX_XXXXXXX_XX.XXX

Investment

Refinance

Cash Out - Other

9455064

N/A

XXXX

xxxxxx2538

Closed

2026-05-29 04:00

2026-06-08 23:27

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-Requested final CD with cash to borrower provided, reserves are sufficient hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Audited Reserves of XXX.XX month(s) are greater than or equal to XXXXXXXXX Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see final CD reflecting proceeds to borrower $XXX,XXX meeting guideline.  Please rescind finding as presented, thank you. - Buyer-XX/XX/XXXX
Open-Audited Reserves of  month(s) are less than XXXXXXXXX Required Reserves of X month(s) Per final XXXX proceeds from secured loan of $XXXXXX supporting documentation for secured loan was not provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXX_XX.XXX

Investment

Refinance

Cash Out - Other

9445759

N/A

XXXX

xxxxxx2124

Closed

2026-05-31 23:29

2026-06-11 13:48

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. COC X-XX - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Points - Loan Discount Fee increased from $XXXXX.XX in Initial CD page XXX to $XXXXX.XX in Revised CD page XXX, Provide COC for revised CD dated XX/XX/XXXX to cure this fee. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. COC X-XX - Seller-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX X-XX-XX.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

9470310

N/A

XXXX

xxxxxx2124

Closed

2026-05-31 23:36

2026-06-11 09:20

Resolved

1 - Information

Compliance

TRID

Final CD: Closing Cost Detail fee(s) not disclosed in the proper section based on ability to shop

Resolved-PCCD provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PCCD - Seller-XX/XX/XXXX
Open-As per Final CD page XXX Title Feeses reflecting in B section (Title Tax Certificate Fee and Title Policy Guaranty Fee) is paid to provider XXXXXX Tax Services, XXX and XXXXX Texas Guaranty Assessment Recou that's not on provider List page XXX, but the Feeses is still in Section B, Move the Feeses to Section C or Provide updated service provider. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PCCD - Seller-XX/XX/XXXX

Resolved-PCCD provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXX.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

9470364

N/A

XXXX

xxxxxx2124

Closed

2026-05-31 21:53

2026-06-05 00:25

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Requested updated title coverage provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Title Commitment - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Provide updated title as the loan amount is less than actual loan amount in title page XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Title Commitment - Seller-XX/XX/XXXX

XXXXXXX XXXXXXXXXX.XXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

9469865

N/A

XXXX

xxxxxx1289

Closed

2026-05-29 05:26

2026-06-04 07:56

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X LCA with acceptable score provided - resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - LCA score of X.X - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Second Appraisal/ Valuation is Missing in file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - LCA score of X.X - Seller-XX/XX/XXXX

XXXXXXXX_XXXXXXX XXX.XXX

Primary Residence

Purchase

9446980

N/A

XXXX

xxxxxx2001

Closed

2026-06-01 08:48

2026-06-07 22:36

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-Insurance covers cost to new on the appraisal, Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Insurance covers cost to new on the appraisal - Seller-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXXX and Guaranteed Replacement Coverage indicator is 'No' Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXXX and There is Replacement Coverage in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Insurance covers cost to new on the appraisal - Seller-XX/XX/XXXX

XXXXXXXX XXXXXXXXX XXXXXX XXXX XX XXX XX XXX XXXXXXXXX.XXX

Primary Residence

Purchase

9479132

N/A

XXXX

xxxxxx2001

Closed

2026-06-04 06:48

2026-06-05 06:12

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Need updated Income, DTI, and other payments.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXX.XXX

Primary Residence

Purchase

9553260

N/A

XXXX

xxxxxx2578

Closed

2026-05-29 02:42

2026-06-10 10:05

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing history provided contains lease and payment history from X/XXXX to X/XXXX meeting the XX month requirement. - Due Diligence Vendor-XX/XX/XXXX
Counter-Gap from XX/XXXX to X/X/XXXX.  Missing housing history XX/XXXX-X/X/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Seller Certificate and rent docs - Seller-XX/XX/XXXX
Resolved-Requested X months of rent receipts provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Rent for housing history - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Provide VOR for current rental history.  The GL requires the most recent XX months (since primary previously sold DLA on page XXX XX/XXXX). - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Seller Certificate and rent docs - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Rent for housing history - Seller-XX/XX/XXXX

Resolved-Housing history provided contains lease and payment history from X/XXXX to X/XXXX meeting the XX month requirement. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested X months of rent receipts provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX
XXXX XXXXXXXX XX. XXXXX.XXX
XXXX XXX XX-XX- X-XX.XXX
XXXX XXXXXXXX XX XXXXX XXXXXXX XXXXXXX X-XX-X-XX.XXX
XXXXXXX_XXXXXX XXXXXXXXXXX.XXX

Investment

Purchase

9443465

N/A

XXXX

xxxxxx2578

Closed

2026-05-29 02:57

2026-06-05 00:41

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Fraud report reflecting uncleared alerts, per kind lending guidelines dated XX/XX//XXXX, required updated fraud report. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Purchase

9443568

N/A

XXXX

xxxxxx2393

Closed

2026-05-29 06:05

2026-06-07 21:03

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL X/X/XXXX  page # XX  a clear fraud report is required. The Fraud report in file (page XXX) is showing  high X uncleared alert. The required cleared Fraud report is missing
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Purchase

9447618

N/A

XXXX

xxxxxx2393

Closed

2026-05-29 04:58

2026-06-05 00:38

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-Requested updated XXXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Final XXXX document is missing in file. Provide XXXX document. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX

Resolved-Requested updated XXXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX.XXX

Investment

Purchase

9446468

N/A

XXXX

xxxxxx3312

Closed

2026-05-29 02:21

2026-06-05 01:29

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page #XX a clear fraud report is required. The fraud report in file (page #XXX) has an uncleared alert. The required cleared fraud report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Purchase

9443307

N/A

XXXX

xxxxxx3312

Closed

2026-05-29 01:42

2026-06-04 00:40

Resolved

1 - Information

Compliance

Missing Doc

Missing Prepayment Rider

Resolved-Prepayment Rider uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PPP Rider - Seller-XX/XX/XXXX
Open-The PPP Rider is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PPP Rider - Seller-XX/XX/XXXX

Resolved-Prepayment Rider uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXX_XXX XXXXX.XXX

Investment

Purchase

9443093

N/A

XXXX

xxxxxx3355

Closed

2026-05-29 05:32

2026-06-07 21:10

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-Updated XXXX document uploaded with corrected appraisal value, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. XXXX document in file shows appraised value as $XXX,XXX however the correct value per appraisal is $XXX,XXX. Provide updated XXXX document with corrected property value and thereby LTV ratios. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX

XXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9447100

N/A

XXXX

xxxxxx0327

Closed

2026-05-29 06:57

2026-06-04 14:20

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report Fraud report is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Refinance

Cash Out - Other

9448519

N/A

XXXX

xxxxxx2601

Closed

2026-05-29 05:10

2026-06-08 07:33

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document Uploaded. Final SS
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Missing. Provide Final HUD-X Document with settlement agent signature. Settlement agent signature missing for final HUD-X document. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX

Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document Uploaded. Final SS
- Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9446638

N/A

XXXX

xxxxxx2601

Closed

2026-06-03 12:50

2026-06-08 07:29

Resolved

1 - Information

Credit

Eligibility

Audited CLTV Exceeds Guideline CLTV Requirements

Resolved-Document Uploaded. Final SS - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX
Open-Audited CLTV of XX% exceeds Guideline CLTV of XX% XXXX reflects loan purpose as a limited cash out however, HUD reflects $XXX,XXX cash to borrower. Per GL, max LTV for cash out is XX% - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX

Resolved-Document Uploaded. Final SS - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9539480

N/A

XXXX

xxxxxx2601

Closed

2026-05-29 04:55

2026-06-05 01:28

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Fraud report reflecting uncleared alerts, per kind lending guidelines dated XX/XX//XXXX, required updated fraud report. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9446441

N/A

XXXX

xxxxxx4775

Closed

2026-06-01 23:00

2026-06-10 08:20

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXX.XXX

Investment

Refinance

Cash Out - Other

9492670

N/A

XXXX

xxxxxx9789

Closed

2026-06-01 23:17

2026-06-08 22:09

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

XXXXX.XXX

Primary Residence

Purchase

9492796

N/A

XXXX

xxxxxx2547

Closed

2026-06-02 01:23

2026-06-08 12:37

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # X a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9493862

N/A

XXXX

xxxxxx2547

Closed

2026-06-03 05:10

2026-06-08 12:37

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Open-Provide borrower photo identification document as the patriot act in file doesn't show complete year for expiration date. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

9524500

N/A

XXXX

xxxxxx2547

Closed

2026-06-05 11:31

2026-06-08 12:36

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived-Exception is to allow X loans to close rather than the max of X properties.   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX
Open-Loan does not conform to program guidelines Based on XXXX exception in file for exposure.  Exception is missing from the file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Exception Approval - Seller-XX/XX/XXXX

Waived-Exception is to allow X loans to close rather than the max of X properties. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXX.XXX

DSCR ratio of 1.36 exceeds the minimum requirement of 1.25 by 0.11 points.
0x30 mortgage history for 48 months.

Investment

Refinance

No Cash Out - Borrower Initiated

9586239

Originator Pre-Close

Yes

XXXX

xxxxxx2547

Closed

2026-06-02 01:41

2026-06-08 06:41

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Received final hud - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Certified Copy of the Final Settlement Statement - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Missing. Provide updated settlement statement or HUDX as the one in file is labelled as estimated and also missing settlement agent signature. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Certified Copy of the Final Settlement Statement - Seller-XX/XX/XXXX

Resolved-Received final hud - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXXXXXXXX_X-XX-XXXX_XX-XX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9493985

N/A

XXXX

xxxxxx3367

Closed

2026-06-03 08:34

2026-06-03 08:37

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived-Loan does not conform to program guidelines Exception, p XXX, reflects Manager Notes: Exception for <XX months investor experience is approved. Borrrower is X weeks short of meeting the seasoning requirements for first-time investor. Waived. - Due Diligence Vendor-XX/XX/XXXX

Compensating Factors: Qualifying FICO of 766 exceeds required FICO of 720 by 46 points; 38.81 months reserves exceeds required reserves of 6 months by 32 months.

Investment

Purchase

9528377

Originator Pre-Close

Yes

XXXX

xxxxxx2338

Closed

2026-06-02 00:18

2026-06-04 06:07

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Received XXXd valuation - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Requested Secondary valuation provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Appraisal Review uploaded - Buyer-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X  as per guideline requirements CU Score is present, But it is greater than X.X

Provide updated evalation, unable to use CU score of X.X.. Need two evaluation.  - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXX XXXXXXXXX XXXXXX_XX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9493311

N/A

XXXX

xxxxxx2528

Closed

2026-06-02 22:32

2026-06-10 08:11

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Attached document is the signed Final HUD statement - resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. FSS - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Missing. Provide updated final HUDX or Settlement statement as the one in file is labelled as estimated and missing settlement agent signature. Also, it has closing date of XX/XX/XXXX which is not the same date as notary acknowledgment date of XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. FSS - Seller-XX/XX/XXXX

Resolved-Attached document is the signed Final HUD statement - resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXXXXXXXX_X-XX-XXXX_XX-X.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9519967

N/A

XXXX

xxxxxx2528

Closed

2026-06-05 19:24

2026-06-10 07:58

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived-Exception Pricing received noting comp factors for max X exposure, Borrower has X properties. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception Attached - Seller-XX/XX/XXXX
Open-Loan does not conform to program guidelines Per UW comments in XXXX document, exception in file for to allow max exposure of X loans ( max permitted is X loans for one borrower). However the exception document is not included in the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Exception Attached - Seller-XX/XX/XXXX

Waived-Exception Pricing received noting comp factors for max X exposure, Borrower has X properties. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXX.XXX

75% LTV is below the maximum 85% LTV by 10%.
$1,394,249 reserves exceed the minimum required of $6,521 exceeds the minimum by 214 months over the required minimum.

Investment

Refinance

No Cash Out - Borrower Initiated

9595119

Originator Pre-Close

Yes

XXXX

xxxxxx2528

Closed

2026-06-02 22:20

2026-06-10 02:37

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # X a clear fraud report is required. The fraud report in file (page # XXX) is showing X high and X low uncleared alerts. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9519893

N/A

XXXX

xxxxxx2528

Closed

2026-06-08 14:35

2026-06-09 07:21

Resolved

1 - Information

Credit

Missing Doc

Guaranty Agreement Doc Locator is Missing or Partial

Resolved-Attached is all X pages of the Guaranty Agreement - resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX
Open-Guaranty Agreement Doc is Missing or Partial Provide full Guaranty Agreement only have pages X-X of X  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX

Resolved-Attached is all X pages of the Guaranty Agreement - resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9616383

N/A

XXXX

xxxxxx0912

Closed

2026-06-03 01:46

2026-06-10 22:28

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts The fraud report in file (page # XXX) is showing X low uncleared alert. The required clear fraud report is missing from file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Investment

Purchase

9521442

N/A

XXXX

xxxxxx2523

Closed

2026-06-03 07:26

2026-06-10 02:35

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX/XXXXXX  page # XX  a clear fraud report is required. The Fraud report in file (page XXX) is showing  high X uncleared alert. The required cleared Fraud report is missing
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9526674

N/A

XXXX

xxxxxx1681

Closed

2026-06-03 04:54

2026-06-18 09:34

Resolved

1 - Information

Credit

Missing Doc

Missing Homeowners Association Questionnaire

Resolved-Subject is a detached site condo.  HOA questionnaire not required per GL X.X.X. - Due Diligence Vendor-XX/XX/XXXX
Open-HOA Questionnaire is Missing or Partial. - Due Diligence Vendor-XX/XX/XXXX
Resolved-property is Site condo, No HOA Questionnaire is required, hence Finding Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-HOA Questionnaire is Missing or Partial. - Due Diligence Vendor-XX/XX/XXXX
Open-HOA Questionnaire is Missing or Partial. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-this is a site condo and not needed  - Seller-XX/XX/XXXX
Open-HOA Questionnaire is Missing or Partial. Provide Condo-Questionnaire  as it is missing in File - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-this is a site condo and not needed - Seller-XX/XX/XXXX

Resolved-Subject is a detached site condo. HOA questionnaire not required per GL X.X.X. - Due Diligence Vendor-XX/XX/XXXX
Resolved-property is Site condo, No HOA Questionnaire is required, hence Finding Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-HOA Questionnaire is Missing or Partial. - Due Diligence Vendor-XX/XX/XXXX

Investment

Purchase

9524325

N/A

XXXX

xxxxxx1681

Closed

2026-06-08 15:09

2026-06-18 09:30

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated system with desk review provided. - Due Diligence Vendor-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. CDA - Seller-XX/XX/XXXX
Counter-SSR provided is in file and does not have a usable score.  Acceptable secondary valuation is missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fannie SSR - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. CDA - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Fannie SSR - Seller-XX/XX/XXXX

Resolved-Updated system with desk review provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXXXX XXX.XXX
XXXXXXXXXX_XXX.XXX

Investment

Purchase

9617046

N/A

XXXX

xxxxxx2477

Closed

2026-06-03 06:27

2026-06-10 22:14

Resolved

1 - Information

Credit

Eligibility

Potential Fraud Reflected on Fraud Report

Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Potential Fraud Reflected on Fraud Report is Resolved or None Exists - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Potential Fraud Reflected on Fraud Report Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXXis showing a X High alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9525514

N/A

XXXX

xxxxxx2477

Closed

2026-06-03 06:04

2026-06-09 12:22

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation/Desk review with acceptable variance to Primary  is missing per GL. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9525207

N/A

XXXX

xxxxxx2539

Closed

2026-06-03 03:06

2026-06-10 02:46

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title policy doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. FTP - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount As per title final the coverage amount is $XXX,XXX which is less than loan amount of $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. FTP - Seller-XX/XX/XXXX

Resolved-Title policy doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX XXXXXX XX XXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9521948

N/A

XXXX

xxxxxx2539

Closed

2026-06-03 04:19

2026-06-10 02:44

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a X High alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9523965

N/A

XXXX

xxxxxx2514

Closed

2026-06-05 19:27

2026-06-10 06:38

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived-Loan does not conform to program guidelines exception in file to allow max exposure of X loans to close with lender. ( max permitted is X loans for one borrower). On page XXX - Due Diligence Vendor-XX/XX/XXXX

DSCR ratio of 1.853 exceeds the minimum requirement of 1.25 by 0.603 points.
0x30 mortgage history for 48 months.

Investment

Refinance

No Cash Out - Borrower Initiated

9595121

Originator Pre-Close

Yes

XXXX

xxxxxx2514

Closed

2026-06-03 00:36

2026-06-10 06:13

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Received final hud updated hud and RSPA page - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Closing Statement - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Missing. Provide updated final HUDX or Settlement statement as the one in file is labelled as estimated and missing settlement agent signature. Also, it has closing date of XX/XX/XXXX which is not the same date as notary acknowledgment date of XX/XX/XXXX.

- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Closing Statement - Seller-XX/XX/XXXX

Resolved-Received final hud updated hud and RSPA page - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXXXXXXXX_X-XX-XXXX_XX-XX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9520918

N/A

XXXX

xxxxxx2514

Closed

2026-06-03 00:08

2026-06-10 02:34

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the XX XXXXXXXXXX page # X a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9520689

N/A

XXXX

xxxxxx2514

Closed

2026-06-02 23:44

2026-06-09 00:57

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Requested secondary valuation provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - LCA score of X.X - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X The file is missing secondary valuation or additional valuation. Provide a XXXX or XXXXX UCDP/SSR report with a score less than X.X, or an appraisal desk review.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - LCA score of X.X - Seller-XX/XX/XXXX

XXXXXXX_XXXXXXX XXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9520512

N/A

XXXX

xxxxxx5276

Closed

2026-06-03 04:31

2026-06-11 07:30

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-exception received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX, exception, and LOX  - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Per the guideline Version XX/XX/XXXX on page#XX, the borrower is required to have a XX months housing history. Primary Mortgage or Rent Months updated as X due Borrower rents the primary residence for $XXX at " XXXX XXXXXXXX XXXXXXXXX, XXXXXXXX,XX,XXXXX,XX  " but there is no XX months rent history and there is no VOR available in the file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXX, exception, and LOX - Seller-XX/XX/XXXX

Waived-exception received - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX XXXXXXXXX XXX.XXX
XXXXXXXX XXXXXXXXX.XXX
XXXX -.XXX

80% LTV is below the maximum 85% LTV by 5%.
$66,793 reserves exceed the minimum required of $2,614 exceeds the minimum by 26 months over the required minimum.
Borrower has been employed at current job for 3 years.

Primary Residence

Purchase

9524093

Originator Post-Close

Yes

XXXX

xxxxxx5276

Closed

2026-06-03 04:54

2026-06-11 00:02

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Primary Residence

Purchase

9524326

N/A

XXXX

xxxxxx5276

Closed

2026-06-03 04:37

2026-06-10 01:37

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Freddie SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Per the Guideline version XX/XX/XXXX on page#XX, Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X • Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a XXXX or XXXXX UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX

Resolved-Freddie SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX.XXX

Primary Residence

Purchase

9524157

N/A

XXXX

xxxxxx5276

Closed

2026-06-03 05:57

2026-06-11 15:10

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, Escrows disclosures and loan information is on Pg#’sXXX, and the Final Closing disclosure on Pg#’sXXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’sXXX. An interior and exterior appraisal was completed for this property – see pg#’sXX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s#XXX,XX. and confirmation the appraisal was delivered to the borrower – see Pg#’XXX-XXX. The loan meets HPML guidelines, resolved.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, Escrows disclosures and loan information is on Pg#’sXXX, and the Final Closing disclosure on Pg#’sXXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’sXXX. An interior and exterior appraisal was completed for this property – see pg#’sXX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s#XXX,XX. and confirmation the appraisal was delivered to the borrower – see Pg#’XXX-XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9525128

N/A

XXXX

xxxxxx5276

Closed

2026-06-03 05:57

2026-06-11 15:10

Resolved

1 - Information

Compliance

Mavent

HigherPriced: APR

Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-You submitted no impound amounts for property insurance on this HPML loan. Regulation Z prohibits a lender from making a first lien higher priced mortgage loan unless an escrow account is established before consummation for payment of property taxes and premiums for mortgage-related insurance. A creditor or servicer may not cancel the escrow account until the earlier of: (X) termination of the underlying debt obligation or (X) FIVE years after consummation if the unpaid principal balance is less than XX% of the original value of the property and the consumer is not delinquent or in default on the underlying debt obligation. (XX CFR XXXX.XX(b)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, Escrows disclosures and loan information is on Pg#’sXXX, and the Final Closing disclosure on Pg#’sXXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’sXXX. An interior and exterior appraisal was completed for this property – see pg#’sXX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s#XXX,XX. and confirmation the appraisal was delivered to the borrower – see Pg#’XXX-XXX. The loan meets HPML guidelines, resolved.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-You submitted no impound amounts for property insurance on this HPML loan. Regulation Z prohibits a lender from making a first lien higher priced mortgage loan unless an escrow account is established before consummation for payment of property taxes and premiums for mortgage-related insurance. A creditor or servicer may not cancel the escrow account until the earlier of: (X) termination of the underlying debt obligation or (X) FIVE years after consummation if the unpaid principal balance is less than XX% of the original value of the property and the consumer is not delinquent or in default on the underlying debt obligation. (XX CFR XXXX.XX(b)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, Escrows disclosures and loan information is on Pg#’sXXX, and the Final Closing disclosure on Pg#’sXXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’sXXX. An interior and exterior appraisal was completed for this property – see pg#’sXX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s#XXX,XX. and confirmation the appraisal was delivered to the borrower – see Pg#’XXX-XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9525129

N/A

XXXX

xxxxxx2596

Closed

2026-06-03 06:07

2026-06-11 07:22

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Missing. Provide updated settlement statement or HUDX as the one on page #X is labelled as estimated and the one on page #XXX does not show prior first lien being paid off. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX

XXXXX XX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9525262

N/A

XXXX

xxxxxx2596

Closed

2026-06-05 19:30

2026-06-11 07:21

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Purchase exception - Seller-XX/XX/XXXX
Open-Loan does not conform to program guidelines Per UW comments in XXXX document, exception in file for to allow max exposure of X loans ( max permitted is X loans for one borrower). However the exception document is not included in the file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Purchase exception - Seller-XX/XX/XXXX

XXXXXXXX XXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9595124

Originator Post-Close

Yes

XXXX

xxxxxx2596

Closed

2026-06-03 05:51

2026-06-10 21:49

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts  - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the XX XXXXXXXXXX page # X a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Investment

Refinance

No Cash Out - Borrower Initiated

9525030

N/A

XXXX

xxxxxx2326

Closed

2026-06-03 01:13

2026-06-04 16:25

Waived

2 - Non-Material

Credit

Closing

Collections, liens or judgments not paid at closing

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Exception to not payoff collection account with XXXXXXX XXXXX XXXXXXXXX for $X,XXX provided on page #XXX
- Due Diligence Vendor-XX/XX/XXXX

Waived-Exception Approved - Due Diligence Vendor-XX/XX/XXXX

45.37% LTV is below the maximum 70% LTV by 24.63%.
662 Representative credit score exceeds the minimum required of 640 by 22 points

Investment

Refinance

Cash Out - Other

9521208

Investor Post-Close

XXXX

xxxxxx2437

Closed

2026-06-04 05:23

2026-06-10 22:15

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Investment

Refinance

Cash Out - Other

9551989

N/A

XXXX

xxxxxx2230

Closed

2026-06-10 08:50

2026-06-17 06:16

Resolved

1 - Information

Credit

Credit Worthiness

Mortgage history for primary residence less than 12 months

Resolved-Received property report for prior primary free and clear  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. REO Documentation  - Seller-XX/XX/XXXX
Counter-Wrong docs attached.  Only have letter from borrower stating that they purchased their  prior residence cash in XXXX  need docs to support free and clear.   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. This is an approved project with XX% LTV  - I attached XXX email with additional details  - Seller-XX/XX/XXXX
Open-Need property report for prior residence  Only have letter from borrower stating free and clear   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. REO Documentation - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. This is an approved project with XX% LTV - I attached XXX email with additional details - Seller-XX/XX/XXXX

Resolved-Received property report for prior primary free and clear - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX.XXX
XXX XXXXXXXXXXXXX.XXX

Investment

Purchase

9655333

N/A

XXXX

xxxxxx2230

Closed

2026-06-04 08:22

2026-06-12 01:38

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-There are uncleared alerts in fraud report, provided updated Fraud Report, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a X High alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Investment

Purchase

9555365

N/A

XXXX

xxxxxx2230

Closed

2026-06-04 08:22

2026-06-12 01:37

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Citizenship Identification Documentation Missing

Resolved-Requested Photo Identification (permanent resident card) provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Resident Alien Card - Seller-XX/XX/XXXX
Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Permanent resident card is missing in file, provided only back side of the ID at page #XX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Resident Alien Card - Seller-XX/XX/XXXX

XXXXXXXX XXXXX XXXX XXX_XXXX.XXX

Investment

Purchase

9555366

N/A

XXXX

xxxxxx2230

Closed

2026-06-10 08:42

2026-06-11 06:31

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXX - Seller-XX/XX/XXXX
Open-Final HUD-X Document is Missing. Need executed final hud  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXX - Seller-XX/XX/XXXX

Resolved-Final HUD-X Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXX XXXXXXXXXX XXXXXXXXX.XXX

Investment

Purchase

9655172

N/A

XXXX

xxxxxx2229

Closed

2026-06-04 04:33

2026-06-10 22:24

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Citizenship Identification Documentation Missing

Resolved-Permanent Resident Card uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Resident Card - Seller-XX/XX/XXXX
Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Provide Borrower X Non-US Citizen Identification Permanent Resident card. Front of Permanent Resident card missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Resident Card - Seller-XX/XX/XXXX

Resolved-Permanent Resident Card uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXX XXXX XXX_XXXX.XXX

Investment

Purchase

9551414

N/A

XXXX

xxxxxx2229

Closed

2026-06-04 04:33

2026-06-10 22:23

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Fraud report reflecting uncleared alerts, per XXXX XXXXXXX guidelines dated XX/XX//XXXX, required updated fraud report. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Investment

Purchase

9551413

N/A

XXXX

xxxxxx3725

Closed

2026-06-07 22:31

2026-06-16 06:39

Waived

2 - Non-Material

Credit

Income/Employment

Borrower 1 Business Bank Statements Less Than 12 Months Provided

Waived-Exception approved to allow XX months self-employment vs minimum XX months on the XX program using the One Year Self-Employed income documentation type.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Income Worksheet with Exception Approval - Seller-XX/XX/XXXX
Open-Provide Borrower X XX Months Business XXXX Statement for Account #XXXX. Only XX months business bank statement available  in file. Income/DTI discrepancy due to missing bank statement. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Income Worksheet with Exception Approval - Seller-XX/XX/XXXX

Waived-Exception approved to allow XX months self-employment vs minimum XX months on the XX program using the One Year Self-Employed income documentation type. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXX.XXX
XXXXXX XXXXXXXXXXX XXXXXXXXX.XXX

80% LTV is below the maximum 90% LTV by 10%.
801 Representative credit score exceeds the minimum required of 660 by 141 points

Primary Residence

Purchase

9596583

Originator Post-Close

Yes

XXXX

xxxxxx3725

Closed

2026-06-07 22:24

2026-06-16 06:37

Resolved

1 - Information

Credit

Eligibility

Audited DTI Exceeds Guideline DTI

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Income Worksheet with Exception Approval - Seller-XX/XX/XXXX
Open-Audited DTI Exceeds Guideline DTI DTI exceeded guideline DTI requirement due to Income discrepancy between XXXX/XXXX $XX,XXX.XX & Actual Income calculation $X,XXX.XX with XX bank statement available in file. Finding raised for Income Discrepancy. Update with XX bank statements. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Income Worksheet with Exception Approval - Seller-XX/XX/XXXX

XXXXXX XXXXXXXXXXX XXXXXXXXX.XXX
XXXXXXXXX XXXXXXXX.XXX

Primary Residence

Purchase

9596561

N/A

XXXX

xxxxxx3725

Closed

2026-06-07 22:20

2026-06-16 06:36

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Income Worksheet with Exception Approval - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Provide Lender Income calculation worksheet with XX months bank statement for Income $XX,XXX.XX. Actual Income $X,XXX.XX with XX bank statement available in file not matching with XXXX/XXXX Income $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Income Worksheet with Exception Approval - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXXX XXXXXXXXX.XXX
XXXXXXXXX XXXXXXXX.XXX

Primary Residence

Purchase

9596553

N/A

XXXX

xxxxxx3725

Closed

2026-06-07 20:53

2026-06-16 04:03

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Fraud report reflecting uncleared alerts, per kind lending guidelines dated XX/XX//XXXX, required updated fraud report. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Primary Residence

Purchase

9596425

N/A

XXXX

xxxxxx9006

Closed

2026-06-05 06:50

2026-06-15 17:15

Waived

2 - Non-Material

Compliance

Mavent

NJ Fee Not Allowed- Appraisal Desk Review Fee (Fee ID: 135)

Waived-Although this fee appears to violate the Prohibited Fees Statute, the XX Residential Mortgage Lending Act it does not appear to have any liability to assignees nor is the validity or enforceability of the mortgage loan affected. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Waived-Although this fee appears to violate the Prohibited Fees Statute, the XX Residential Mortgage Lending Act it does not appear to have any liability to assignees nor is the validity or enforceability of the mortgage loan affected. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-Section X:X-XX.X of the XXX XXXXXX Mortgage Loans, Fees, Obligations Provisions (X.X.X.X. X:X-XX.X) does not allow Appraisal Desk Review Fee (Fee ID: XXX) to be charged to the Borrower in XX. The Recording fees does not exceed the statutory amount for recording the deed, mortgage, and note. finding rescinded -Admin. Code § X:X-XX.X – Fees. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Waived-Although this fee appears to violate the Prohibited Fees Statute, the XX Residential Mortgage Lending Act it does not appear to have any liability to assignees nor is the validity or enforceability of the mortgage loan affected. - Due Diligence Vendor-XX/XX/XXXX
Waived-Although this fee appears to violate the Prohibited Fees Statute, the XX Residential Mortgage Lending Act it does not appear to have any liability to assignees nor is the validity or enforceability of the mortgage loan affected. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-Section X:X-XX.X of the XXX XXXXXX Mortgage Loans, Fees, Obligations Provisions (X.X.X.X. X:X-XX.X) does not allow Appraisal Desk Review Fee (Fee ID: XXX) to be charged to the Borrower in XX. The Recording fees does not exceed the statutory amount for recording the deed, mortgage, and note. finding rescinded -Admin. Code § X:X-XX.X – Fees. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9577336

Originator Post-Close

XXXX

xxxxxx9006

Closed

2026-06-05 06:50

2026-06-15 17:14

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved-Added uploaded COC - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. COC disclosing a lock extension on the final CD - Seller-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Points - Loan Discount Fee is increased from $XXX.XX on revised CD to $XXX.XX on final CD. Provide sufficient lender credits or a valid COC to cure this. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. COC disclosing a lock extension on the final CD - Seller-XX/XX/XXXX

Resolved-Added uploaded COC - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXX X-XX-XX.XXX

Primary Residence

Purchase

9577335

N/A

XXXX

xxxxxx9006

Closed

2026-06-05 06:15

2026-06-15 00:58

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated fraud report provided with cleared alerts. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X low uncleared alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-Updated fraud report provided with cleared alerts. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXX.XXXXXXXXXX.XXX

Primary Residence

Purchase

9576734

N/A

XXXX

xxxxxx9006

Closed

2026-06-05 06:54

2026-06-11 10:09

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived-Loan does not conform to program guidelines Exception on page#XXX, XXX - Exception to forgo requirement for XXXX rent schedule on departing primary. Departing primary is a X unit property. Utilized XX% rents for borrower departing unit and XXX% rent for Xnd unit based on receipt of X months rent.
Exception deemed reasonable under A+ contingent on documenting prior lease -previous rent receipt for unit #X from the XXXXXXX's ( lease renewed XXX X XXXX but they were also previous tenants @$XXXX/month).Unit #X is departure res and is documented with cashiers check for security &Xst mo rent beginning X/XX/XX. X) Borrower has a mid fico of XXX with a XxXXxXX
X) residual income >$XXXX X) Self-employed X years .
- Due Diligence Vendor-XX/XX/XXXX

8 years in current job
$4,500 residual income more than required $2,750
FICO 790 more than required $680

Primary Residence

Purchase

9577385

Originator Pre-Close

Yes

XXXX

xxxxxx3199

Closed

2026-06-08 03:03

2026-06-11 08:56

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX. Rate lock date was entered correctly – see Pg#’s XXX . An interior and exterior appraisal was completed for this property – see pg#'s XXX-XXX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXXX , and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9598532

N/A

XXXX

xxxxxx3549

Closed

2026-06-08 03:51

2026-06-10 17:07

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX. Rate lock date was entered correctly – see Pg#’sXXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXXX, and confirmation the appraisal was delivered to the borrower – see Pg#’XXX. The loan meets HPML guidelines. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9600113

N/A

XXXX

xxxxxx3235

Closed

2026-06-10 03:35

2026-06-14 23:28

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Requested secondary valuation provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Freddie SSR - LCA score of X - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Provide Secondary Valuation document with Cu scores as it is missing in the file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Freddie SSR - LCA score of X - Seller-XX/XX/XXXX

XXXX_XXXXXXX XXX.XXX

Primary Residence

Purchase

9649926

N/A

XXXX

xxxxxx2447

Closed

2026-06-10 03:38

2026-06-15 09:36

Resolved

1 - Information

Compliance

HigherPriced:APR

California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming)

Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX-XXX, and the Final Closing disclosure on Pg#’s XXX-XXX. Rate lock date was entered correctly – see Pg#’s XXXX. An interior and exterior appraisal was completed for this property – see pg# XX-XXX. The appraisal disclosure was provided to the borrower(s)- see Pg#’s XXXX and confirmation the appraisal was delivered to the borrower – see Pg#’s XXXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Refinance

Cash Out - Other

9649975

N/A

XXXX

xxxxxx2447

Closed

2026-06-10 03:38

2026-06-15 09:36

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX-XXX, and the Final Closing disclosure on Pg#’s XXX-XXX. Rate lock date was entered correctly – see Pg#’s XXXX. An interior and exterior appraisal was completed for this property – see pg# XX-XXX. The appraisal disclosure was provided to the borrower(s)- see Pg#’s XXXX and confirmation the appraisal was delivered to the borrower – see Pg#’s XXXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX-XXX, and the Final Closing disclosure on Pg#’s XXX-XXX. Rate lock date was entered correctly – see Pg#’s XXXX. An interior and exterior appraisal was completed for this property – see pg# XX-XXX. The appraisal disclosure was provided to the borrower(s)- see Pg#’s XXXX and confirmation the appraisal was delivered to the borrower – see Pg#’s XXXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Refinance

Cash Out - Other

9649971

N/A

XXXX

xxxxxx2549

Closed

2026-06-11 04:25

2026-06-16 03:38

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts  Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Primary Residence

Purchase

9681352

N/A

XXXX

xxxxxx2184

Closed

2026-06-11 01:33

2026-06-17 06:59

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-Hazard Insurance Premium uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Hazard Insurance - Seller-XX/XX/XXXX
Open-Hazard Insurance Policy Partially Provided Provided insurance document on page#XXX, doesn't reflect insurance premium amount.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Hazard Insurance - Seller-XX/XX/XXXX

Resolved-Hazard Insurance Premium uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXX.XXX

Investment

Purchase

9677848

N/A

XXXX

xxxxxx2184

Closed

2026-06-11 01:41

2026-06-17 06:58

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a X High alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

Investment

Purchase

9677904

N/A

XXXX

xxxxxx2184

Closed

2026-06-11 01:12

2026-06-15 14:48

Resolved

1 - Information

Credit

Missing Doc

Guaranty Agreement Doc Locator is Missing or Partial

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Guaranty Agreement Doc is Missing or Partial Borrower signed as member, but guaranty document is missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXX.XXX
XXXXXXXX XXXXXXXXX.XXX

Investment

Purchase

9677728

N/A

XXXX

xxxxxx2184

Closed

2026-06-15 14:48

Acknowledged

2 - Non-Material

Credit

Spousal Consent Missing

Acknowledged-In AK, AZ, ID, LA, NM, TX, WA, when a personal guaranty is present, then evidence of spousal consent is also required. - Due Diligence Vendor-XX/XX/XXXX

Investment

Purchase

9754582

Originator Post-Close

XXXX

xxxxxx4085

Closed

2026-06-12 00:19

2026-06-16 06:48

Resolved

1 - Information

Compliance

HigherPriced:APR

California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming)

Resolved-c - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i))  Another finding is already addressed. Hence Rescinded - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9708229

N/A

XXXX

xxxxxx4085

Closed

2026-06-12 00:19

2026-06-16 06:48

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-c - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i))  This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing,  escrow disclosures and loan information is on Pg #XXX and  Final Closing disclosure on Pg #XXX-XXX reflects escrows. Rate lock date was entered correctly – see Pg #XXX An interior and exterior appraisal was completed for this property – see Pg #XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg #XXX and copy of the appraisal was given to the borrower – see Pg #XXX for the copy of the disclosure. The loan meets HPML guidelines.
- Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-c - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX and Final Closing disclosure on Pg #XXX-XXX reflects escrows. Rate lock date was entered correctly – see Pg #XXX An interior and exterior appraisal was completed for this property – see Pg #XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg #XXX and copy of the appraisal was given to the borrower – see Pg #XXX for the copy of the disclosure. The loan meets HPML guidelines.
- Due Diligence Vendor-XX/XX/XXXX

Primary Residence

Purchase

9708228

N/A

Loan ID

Seller Loan ID

Investor Loan ID

Note Date

Original Loan Amount

Sales Price

Total Adjusted Prior Purchase Price

Primary Appraised Value

Primary Appraisal Date

Primary Appraisal Type

Primary Appraisal Company

Primary Appraiser Name

Primary Appraiser License Number

Value for LTV

LTV

CLTV

Loan Reviewed Property Value

Loan Reviewed Variance Amount

Loan Reviewed Variance Percent

Loan Reviewed Product Type

Loan Post-Close Reviewed Property Value

Loan Post-Close Reviewed Variance Amount

Loan Post-Close Reviewed Variance Percent

Loan Post-Close Reviewed Product Type

Second Appraisal Value

Second Appraisal Variance Amount

Second Appraisal Variance Percent

Second Appraisal Date

Second Appraisal Type

AVM Appraised Value

AVM Variance Amount

AVM Variance Percent

AVM Confidence Score

FSD Score

AVM Company Name

AVM Product Name

AVM Appraisal Date

Desk Review Appraised Value

Desk Review Variance Amount

Desk Review Variance Percent

Desk Review Company

Desk Review Risk Score

Desk Review Appraisal Date

Desk Top Appraised Value

Desk Top Variance Amount

Desk Top Variance Percent

Desk Top Company

Desk Top Appraisal Date

BPO Appraised Value

BPO Variance Amount

BPO Variance Percent

BPO Company

BPO Appraisal Date

Field Review Appraised Value

Field Review Variance Amount

Field Review Variance Percent

Field Review Company

Field Review Appraisal Date

2055 Appraised Value

2055 Variance Amount

2055 Variance Percent

2055 Company

2055 Appraisal Date

AVE/CMA Appraised Value

AVE/CMA Variance Amount

AVE/CMA Variance Percent

AVE/CMA Company

AVE/CMA Appraisal Date

Completion Report (1004D) Date

Other Appraised Value

Other Variance Amount

Other Variance Percent

Other Appraisal Date

Updated Appraised Value

Updated Variance Amount

Updated Variance Percent

Updated Company

Updated Appraisal Date

Updated Appraisal Type

Loan Collateral Advisor Risk Score

Loan Collateral Advisor Risk Score Date

Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?

Collateral Underwriter Risk Score

Collateral Underwriter Risk Score Date

xxxxxx9220

XXXX

1025 Small Residential Income Report

XXXX

70.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx9191

XXXX

1004 URAR

XXXX

65.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx9097

XXXX

1025 Small Residential Income Report

XXXX

70.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx9102

XXXX

1025 Small Residential Income Report

XXXX

70.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx9105

XXXX

1025 Small Residential Income Report

XXXX

70.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx9250

XXXX

1025 Small Residential Income Report

XXXX

74.08

XXXX

.0140

Desk Review

XXXX

.0140

XXXX

Moderate Risk

XXXX

xxxxxx9098

XXXX

1025 Small Residential Income Report

XXXX

70.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx0079

XXXX

1004 URAR

XXXX

51.61

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx9064

XXXX

1004 URAR

XXXX

90.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxx0428

XXXX

1004 URAR

XXXX

55.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

2.5

XXXX

Eligible

xxxxxx9882

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx1224

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx1222

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx1226

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx7611

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx0282

XXXX

1073 Individual Condo Report

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx1606

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.1

XXXX

xxxxxx8505

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx1343

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

2.5

XXXX

Eligible

xxxxxx0979

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

1.5

XXXX

Eligible

xxxxxx1223

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

High

XXXX

xxxxxx1984

XXXX

1004 URAR

XXXX

68.67

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.8

XXXX

xxxxxx3926

XXXX

1073 Individual Condo Report

XXXX

70.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx0724

XXXX

1004 URAR

XXXX

65.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.2

XXXX

xxxxxx4983

XXXX

1025 Small Residential Income Report

XXXX

64.71

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx5916

XXXX

1004 URAR

XXXX

74.99

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.3

XXXX

xxxxxx5598

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx1513

XXXX

1004 URAR

XXXX

85.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

Eligible

XXXX

xxxxxx5758

XXXX

1004 URAR

XXXX

39.88

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx1671

XXXX

1025 Small Residential Income Report

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx1856

XXXX

1004 URAR

XXXX

55.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

LOW RISK

XXXX

xxxxxx2184

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx1449

XXXX

1025 Small Residential Income Report

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx0988

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

.0036

XXXX

1004 URAR

XXXX

2.5

XXXX

Eligible

xxxxxx8316

XXXX

1004 URAR

XXXX

70.85

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.2

XXXX

xxxxxx5267

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx1708

XXXX

1073 Individual Condo Report

XXXX

75.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

xxxxxx5941

XXXX

1004 URAR

XXXX

52.36

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.7

XXXX

xxxxxx3773

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx4665

XXXX

1004 URAR

XXXX

43.48

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.2

XXXX

xxxxxx0639

XXXX

1004 URAR

XXXX

85.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

2.5

XXXX

Eligible

xxxxxx1873

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate RIsk

XXXX

xxxxxx5353

XXXX

1004 URAR

XXXX

71.43

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx5917

XXXX

1004 URAR

XXXX

85.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

1.9

XXXX

xxxxxx9653

XXXX

1004 URAR

XXXX

72.5

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

1.6

XXXX

xxxxxx6070

XXXX

1004 URAR

XXXX

74.91

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx1590

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

2.1

XXXX

xxxxxx1126

XXXX

1004 URAR

XXXX

78.2

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

1.3

XXXX

xxxxxx4899

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

xxxxxx2971

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0429

XXXX

1004 URAR

XXXX

.0000

XXXX

xxxxxx1875

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

2.1

XXXX

xxxxxx0644

XXXX

1004 URAR

XXXX

80.0

XXXX

-.0585

Collateral Underwriter (CU)

XXXX

-.0585

XXXX

1004 URAR

XXXX

xxxxxx3302

XXXX

1073 Individual Condo Report

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

2.5

XXXX

Eligible

1.1

XXXX

xxxxxx1616

XXXX

1004 URAR

XXXX

70.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx1487

XXXX

1004 URAR

XXXX

50.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx2160

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx1656

XXXX

1025 Small Residential Income Report

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx0250

XXXX

1073 Individual Condo Report

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2672

XXXX

1004 URAR

XXXX

39.77

54.2

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx1498

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

Eligible

xxxxxx1587

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2829

XXXX

1025 Small Residential Income Report

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx4646

XXXX

1004 URAR

XXXX

70.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2037

XXXX

1004 URAR

XXXX

79.87

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx3624

XXXX

1004 URAR

XXXX

70.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx1447

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

xxxxxx0459

XXXX

1004 URAR

XXXX

90.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx9990

XXXX

1025 Small Residential Income Report

XXXX

70.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx6435

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx1815

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx0534

XXXX

1004 URAR

XXXX

65.73

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

xxxxxx0517

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.2

XXXX

xxxxxx2868

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

xxxxxx1212

XXXX

1073 Individual Condo Report

XXXX

57.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx5498

XXXX

1025 Small Residential Income Report

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate RIsk

XXXX

xxxxxx2248

XXXX

1004 URAR

XXXX

70.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx0236

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx8327

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

2.5

XXXX

xxxxxx6344

XXXX

1004 URAR

XXXX

90.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.3

XXXX

xxxxxx3629

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.5

XXXX

xxxxxx1889

XXXX

1025 Small Residential Income Report

XXXX

55.81

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx8548

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx0318

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx9872

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.6

XXXX

xxxxxx2615

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2611

XXXX

1073 Individual Condo Report

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx2538

XXXX

1073 Individual Condo Report

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx2124

XXXX

1004 URAR

XXXX

84.06

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx3459

XXXX

1004 URAR

XXXX

65.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx1289

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

1.5

XXXX

Eligible

xxxxxx0975

XXXX

1004 URAR

XXXX

61.59

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.4

XXXX

xxxxxx2530

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2001

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx1130

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

2.4

XXXX

xxxxxx2578

XXXX

1004 URAR

XXXX

60.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2393

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx3312

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx3355

XXXX

1004 URAR

XXXX

61.7

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx0327

XXXX

1004 URAR

XXXX

41.94

XXXX

-.0323

Desk Review

XXXX

-.0323

XXXX

Moderate Risk

XXXX

xxxxxx1568

XXXX

1004 URAR

XXXX

9.3

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx2601

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2224

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

3.1

XXXX

xxxxxx4775

XXXX

1004 URAR

XXXX

67.74

XXXX

.0000

Collateral Underwriter (CU)

XXXX

2.2

XXXX

xxxxxx3865

XXXX

1004 URAR

XXXX

71.64

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx9789

XXXX

1004 URAR

XXXX

50.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2547

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx3367

XXXX

1004 URAR

XXXX

75.0

XXXX

-.0054

AVM

XXXX

-.0054

94.0

0.06

XXXX

xxxxxx2338

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

xxxxxx2528

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

MODERATE RISK

XXXX

xxxxxx0912

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2523

XXXX

1004 URAR

XXXX

65.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx1681

XXXX

1073 Individual Condo Report

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx2477

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2539

XXXX

1004 URAR

XXXX

73.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.6

XXXX

xxxxxx2514

XXXX

1004 URAR

XXXX

74.02

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

2.5

XXXX

Eligible

xxxxxx2254

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.6

XXXX

xxxxxx5276

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

xxxxxx2596

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2326

XXXX

1004 URAR

XXXX

45.37

XXXX

.0000

Collateral Underwriter (CU)

XXXX

1.3

XXXX

xxxxxx0276

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Moderate Risk

XXXX

xxxxxx2437

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx4645

XXXX

1025 Small Residential Income Report

XXXX

75.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx2230

XXXX

1073 Individual Condo Report

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx2229

XXXX

1073 Individual Condo Report

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx3725

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

2.4

XXXX

xxxxxx9006

XXXX

1025 Small Residential Income Report

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

MODERATE RISK

XXXX

xxxxxx3199

XXXX

1004 URAR

XXXX

85.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

1.5

XXXX

Eligible

xxxxxx3549

XXXX

1004 URAR

XXXX

85.0

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

xxxxxx3235

XXXX

1004 URAR

XXXX

68.33

XXXX

.0000

Loan Collateral Advisor (LCA)

XXXX

Eligible

xxxxxx2447

XXXX

1004 URAR

XXXX

26.1

XXXX

.0529

AVM

XXXX

.0529

92.0

0.08

XXXX

xxxxxx2549

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx2184

XXXX

1025 Small Residential Income Report

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

Low Risk

XXXX

xxxxxx4085

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Desk Review

XXXX

.0000

XXXX

LOW RISK

XXXX

xxxxxx3248

XXXX

1004 URAR

XXXX

75.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

xxxxxx0602

XXXX

1004 URAR

XXXX

80.0

XXXX

.0000

Collateral Underwriter (CU)

XXXX

Seller Loan ID

Loan ID

Investor Loan ID

Lender Name

Transaction ID

ULI

Borrower 1 First Name

Borrower 1 Last Name

Borrower 1 SSN

Borrower 1 Birthdate

Borrower 1 Gender

Borrower 1 Ethnicity

Borrower 1 Race

Borrower 1 Citizen

Borrower 1 Self-Employment Flag

Borrower 1 FTHB

Borrower 1 FICO Date

Borrower 1 Origination FICO

Borrower 1 Origination Equifax

Borrower 1 Origination Experian

Borrower 1 Origination TransUnion

Borrower 2 First Name

Borrower 2 Last Name

Borrower 2 SSN

Borrower 2 Birthdate

Borrower 2 Gender

Borrower 2 Ethnicity

Borrower 2 Race

Borrower 2 Citizen

Borrower 2 Self-Employment Flag

Borrower 2 FTHB

Borrower 2 FICO Date

Borrower 2 Origination FICO

Borrower 2 Origination Equifax

Borrower 2 Origination Experian

Borrower 2 Origination TransUnion

Borrower 3 First Name

Borrower 3 Last Name

Borrower 3 SSN

Borrower 3 Birthdate

Borrower 3 Gender

Borrower 3 Ethnicity

Borrower 3 Race

Borrower 3 Citizen

Borrower 3 Self-Employment Flag

Borrower 3 FTHB

Borrower 3 FICO Date

Borrower 3 Origination FICO

Borrower 3 Origination Equifax

Borrower 3 Origination Experian

Borrower 3 Origination TransUnion

Borrower 4 First Name

Borrower 4 Last Name

Borrower 4 SSN

Borrower 4 Birthdate

Borrower 4 Gender

Borrower 4 Ethnicity

Borrower 4 Race

Borrower 4 Citizen

Borrower 4 Self-Employment Flag

Borrower 4 FTHB

Borrower 4 FICO Date

Borrower 4 Origination FICO

Borrower 4 Origination Equifax

Borrower 4 Origination Experian

Borrower 4 Origination TransUnion

Subject Address

Subject City

Subject Sate

Subject Zip Code

Subject County

Originator Doc Type

Occupancy

Loan Purpose

Refinance Type

Qualifying Front End DTI

Qualifying DTI

Borrower 1 Qualifying Income

Borrower 2 Qualifying Income

Borrower 3 Qualifying Income

Borrower 4 Qualifying Income

All Borrower Total Qualifying Income

Borrower 1 Employment Status

Borrower 2 Employment Status

Borrower 3 Employment Status

Borrower 4 Employment Status

Borrower 1 Length of Employment

Borrower 2 Length of Employment

Borrower 3 Length of Employment

Borrower 4 Length of Employment

4506-T Flag

All Borrower Residual Income

All Borrower Monthly Debt

Escrow Flag

Months Reserves

Liquid Cash Reserves

Original Note Loan Amount

Original Qualifying Loan Amount

Original Qualifying Base LTV

Original Qualifying LTV

Original Qualifying CLTV

Application Date

Note Date

Cash Disbursement Date

Mortgage Type

Loan Product

Loan Program

Original Note Interest Rate

Original Qualifying Interest Rate

Original P&I Payment

Original Qualifying P&I Payment

Monthly Escrow Payment

Original Total Housing Expense (PITIA)

First Payment Date

Amortization Type

Original Amortization Term

Original Term to Maturity

Maturity Date

ARM Gross Margin

ARM Rounding Method

ARM Rounding Factor

ARM Lookback Days

ARM Rate Index Type

Origination ARM Rate Index Value

ARM Initial Interest Rate Cap

ARM Subsequent Interest Rate Cap

ARM Initial Interest Rate Floor

ARM Lifetime Interest Rate Floor

ARM Initial Interest Rate Maximum

ARM Lifetime Interest Rate Maximum

ARM First Rate Reset Date

ARM First Payment Reset Date

ARM Subsequent Interest Rate Reset Frequency

ARM Subsequent Payment Reset Frequency

Interest Only Flag

Original Interest Only Term

Balloon Flag

Buydown Flag

Assumable Flag

Prepayment Penalty Flag

Prepayment Penalty Total Term

Prepayment Penalty Type

Origination Channel

PMI Flag

MI Certificate Number

Mortgage Insurance Percent

Mortgage Insurance Type

Mortgage Insurance Company Name

MERS MOM Flag

MERS Loan ID

Property Type

Number of Units

Year Built

Primary Value Property Valuation Date

Primary Value Property Valuation Type

Primary Value Property Value

Secondary Value Property Valuation Date

Secondary Value Property Form Type

Secondary Value Property Value

Sales Price

Qualifying Property Value

Date of Prior Sale

Days Since Prior Sale

Total Adjusted Prior Purchase Price

Flood Zone Flag

Flood Zone Code

Flood Policy Number

Other Lien Amount

Other Lien Position

Originator QM Status

Final QM Status

Total Number of Borrowers

Cash Out Amount

Total Origination and Discount Points

Number of Mortgaged Properties

Credit Report: Max Trade Line

Credit Report: Longest Trade Line

Credit Report: Number of Trade Lines

Credit Line Usage Ratio

Borrower 1 Years in Home

GSE Eligible Flag

AUS Case Number

AUS Recommendation

QM Points and Fees

Annual Percent Rate (APR)

Higher Priced Mortgage Loan (HPML) Flag

Covered/High Cost Loan Flag

Guideline Name

UW Guideline Author

Blanket Mortgage Flag

xxxxxx9220

XXXX

US Citizen

false

XXXX

751

719

751

755

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

16322.93

No Escrow

24.08

66860.16

XXXX

70.0

XXXX

DSCR

Fixed

Wholesale - DSCR

6.5

2517.53

2776.94

XXXX

Fixed

360

XXXX

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

66860.16

4235.23

46000

368

0.17688594923131928

12.50

XXXX

Manual Underwriting

XXXX

xxxxxx9191

XXXX

US Citizen

false

XXXX

751

719

751

755

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

16859.3

No Escrow

122.14

211248.32

XXXX

65.0

XXXX

DSCR

Fixed

Wholesale - DSCR

6.5

1388.65

1729.61

XXXX

Fixed

360

XXXX

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

211248.32

4856.03

52066

367

0.32019651244398856

12.50

XXXX

Manual Underwriting

XXXX

xxxxxx9097

XXXX

US Citizen

false

XXXX

751

719

751

755

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

6995.22

No Escrow

38.45

126577.82

XXXX

70.0

XXXX

DSCR

Fixed

Wholesale - DSCR

6.5

2654.69

3292.21

XXXX

Fixed

360

XXXX

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

126577.82

4360.00

46000

367

0.18142913720773315

12.50

XXXX

Manual Underwriting

XXXX

xxxxxx9102

XXXX

US Citizen

false

XXXX

751

719

751

755

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

8034.97

No Escrow

34.98

101636.46

XXXX

70.0

XXXX

DSCR

Fixed

Wholesale - DSCR

6.5

2344.97

2905.66

XXXX

Fixed

360

XXXX

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

101636.46

5933.25

81995

367

0.1621441455572112

12.50

XXXX

Manual Underwriting

XXXX

xxxxxx9105

XXXX

US Citizen

false

XXXX

751

719

751

755

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

17105.53

No Escrow

42.84

135172.45

XXXX

70.0

XXXX

DSCR

Fixed

Wholesale - DSCR

6.5

2698.93

3155.52

XXXX

Fixed

360

XXXX

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

135172.45

4400.25

52066

367

0.1849406125195524

12.50

XXXX

Manual Underwriting

XXXX

xxxxxx9250

XXXX

US Citizen

false

XXXX

751

719

751

755

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

27901.96

No Escrow

137.06

340897.17

XXXX

74.08

XXXX

DSCR

Fixed

Wholesale - DSCR

6.5

2247.63

2487.27

XXXX

Fixed

360

XXXX

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

340897.17

5767.70

46000

367

0.20062854825628548

12.50

XXXX

Manual Underwriting

XXXX

xxxxxx9098

XXXX

US Citizen

false

XXXX

751

719

751

755

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

20364.56

No Escrow

37.05

103273.44

XXXX

70.0

XXXX

DSCR

Fixed

Wholesale - DSCR

6.5

2336.12

2787.56

XXXX

Fixed

360

XXXX

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

103273.44

4070.20

52066

367

0.18238449335200524

12.50

XXXX

Manual Underwriting

XXXX

xxxxxx0079

XXXX

US Citizen

Yes

XXXX

664

671

621

664

XXXX

US Citizen

false

XXXX

746

703

761

XXXX

12 Month Bank Statement

Investment

Purchase

3.11

7.71

324252.07

.00

324252.07

Employed

Not Employed

9.5

299257.34

24994.73

Taxes and Insurance

75.14

616990.46

XXXX

51.61

XXXX

Conventional

Fixed

Diamond Full Doc and Alt Doc

7.125

6171.26

2040.48

8211.74

XXXX

Fixed

360

XXXX

6 months interest on amount that exceeds 20%

Retail

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

3659.00

20000

499

0.15611353711790393

25.08

XXXX

Manual Underwriting

XXXX

xxxxxx9064

XXXX

Permanent Non-US Citizen

Yes

XXXX

796

802

773

XXXX

US Citizen

false

XXXX

805

808

802

805

XXXX

12 Month Bank Statement

Primary Residence

Purchase

32.19

38.51

13714.78

.00

13714.78

Employed

Not Employed

19.08

2 YRS

8433.31

5281.47

Taxes and Insurance

8.97

39615.25

XXXX

90.0

XXXX

Conventional

Fixed

A+

7.625

3901.71

368.76

4415.47

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

5559.38

16300

312

0.04731339065843123

XXXX

Manual Underwriting

5165.0

7.798

XXXX

xxxxx0428

XXXX

US Citizen

Yes

XXXX

777

805

753

XXXX

1YR Business P&L

Primary Residence

Refinance

Cash Out - Other

32.64

36.58

29628.86

.00

29628.86

Employed

6.08

18791.85

10837.01

Taxes and Insurance

11.52

111388.76

XXXX

55.0

XXXX

Conventional

Fixed

Diamond - Full and Alt Doc

6.5

8099.95

1572.06

9672.01

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

Non-QM: Lender documented all ATR UW factors

111388.76

14713.00

32500

284

0.13776839565741858

16.42

XXXX

Manual Underwriting

41093.0

6.653

XXXX

xxxxxx9882

XXXX

US Citizen

XXXX

702

698

726

702

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

23331

Taxes and Insurance

146.86

1297173.29

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

6.75

6412.5

1878.39

8832.89

XXXX

Fixed

240

360

XXXX

Yes

120

5%, 5%, 5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

41325.00

137437

270

0.7997137465471816

XXXX

Manual Underwriting

XXXX

xxxxxx1224

XXXX

US Citizen

XXXX

774

748

781

XXXX

Debt Service Coverage Ratio

Investment

Purchase

Cash Out - Other

.00

41538

Taxes and Insurance

129.54

293528.24

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.625

1531.49

734.52

2266.01

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

6863.44

132664

221

0.03923076923076923

6.92

XXXX

Manual Underwriting

XXXX

xxxxxx1222

XXXX

US Citizen

XXXX

774

748

781

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

44316.82

Taxes and Insurance

77.77

317462.63

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.625

2771.01

1311.14

4082.15

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

10803.75

132664

221

0.03923076923076923

6.92

XXXX

Manual Underwriting

XXXX

xxxxxx1226

XXXX

US Citizen

XXXX

774

748

781

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

41527

Taxes and Insurance

84.14

369307.85

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.625

3423.95

965.05

4389

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

12879.38

132664

221

0.03923076923076923

6.92

XXXX

Manual Underwriting

XXXX

xxxxxx7611

XXXX

US Citizen

false

XXXX

763

774

754

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

11131.55

Taxes and Insurance

44.68

43495.5

XXXX

75.0

XXXX

DSCR

Fixed

Wholesale - DSCR

6.875

788.31

185.24

973.56

XXXX

Fixed

360

XXXX

5%, 4%, 3%, 2%, 1%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

43495.5

1945.00

58873

297

0.03171091445427729

XXXX

Manual Underwriting

XXXX

xxxxxx0282

XXXX

US Citizen

XXXX

740

727

740

749

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

13204.3

ALL

79.25

106926.61

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

8.5

893.86

130.44

1349.3

XXXX

Fixed

360

XXXX

2 Months Interest

Correspondent Bulk

XXXX

Yes

XXXX

Condominium

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

106926.61

5812.30

65000

238

0.4292799216704625

6.58

XXXX

Manual Underwriting

XXXX

xxxxxx1606

XXXX

US Citizen

Yes

XXXX

783

787

773

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

366

No Escrow

79.38

142090.95

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

7.125

1414.81

1790.08

XXXX

Fixed

360

XXXX

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

1995.00

12284

313

0.013669306749029081

XXXX

Manual Underwriting

XXXX

xxxxxx8505

XXXX

US Citizen

false

XXXX

778

793

778

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

3855.5

Taxes and Insurance

32.47

41867.57

XXXX

75.0

XXXX

DSCR

Fixed

Wholesale - DSCR

6.99

972.02

317.48

1289.51

XXXX

Fixed

360

XXXX

1%, 1%, 1%, 1%, 1%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

41867.57

2440.00

27400

249

0.019073278736628698

15.00

XXXX

Manual Underwriting

XXXX

xxxxxx1343

XXXX

Non-Permanent Non-US Citizen

XXXX

716

698

763

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

111

Taxes and Insurance

7.75

20922.08

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

7.125

2102.0

598.04

2700.04

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

ATR/QM: Exempt

0.0

4290.00

7400

114

0.03151960784313725

8.5

XXXX

Manual Underwriting

XXXX

xxxxxx0979

XXXX

US Citizen

false

XXXX

713

689

715

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

18223.83

Taxes and Insurance

64.67

226371.03

XXXX

80.0

XXXX

DSCR

Fixed

Wholesale - DSCR

7.75

3053.5

434.33

3500.33

XXXX

Fixed

240

360

XXXX

Yes

120

5%, 5%, 5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

ATR/QM: Exempt

0.0

3174.28

2500

0.33

XXXX

Manual Underwriting

XXXX

xxxxxx1223

XXXX

US Citizen

XXXX

774

748

781

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

6549

Taxes and Insurance

122.6

404381.63

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - Expanded Prime

7.625

2733.85

504.66

3298.51

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

10685.63

132664

221

6.92

XXXX

Manual Underwriting

XXXX

xxxxxx1984

XXXX

US Citizen

XXXX

677

703

670

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

5660

Taxes and Insurance

8.69

23286.2

XXXX

68.67

XXXX

DSCR

Fixed

Kind - DSCR

8.25

2124.38

494.33

2680.71

XXXX

Fixed

240

360

XXXX

Yes

120

No Prepayment Penalty

Retail

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

3545.00

26050

160

0.9949822820694543

XXXX

Manual Underwriting

XXXX

xxxxxx3926

XXXX

US Citizen

XXXX

731

699

742

731

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

1325

Taxes and Insurance

12.84

31208.75

XXXX

70.0

XXXX

DSCR

Fixed

Kind - DSCR

7.25

1456.45

386.58

2431.03

XXXX

Fixed

360

XXXX

Retail

XXXX

Yes

XXXX

Condominium

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

2517.00

29401

0.35192956612596565

9.75

XXXX

Manual Underwriting

XXXX

xxxxxx0724

XXXX

US Citizen

XXXX

673

675

673

668

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

7558.2

Taxes and Insurance

23.62

33115.95

XXXX

65.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.625

1058.15

344.05

1402.2

XXXX

Fixed

360

XXXX

6 months interest on amount that exceeds 20%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

33115.95

1850.88

31211

269

0.5286372613561554

7.17

XXXX

Manual Underwriting

XXXX

xxxxxx4983

XXXX

Permanent Non-US Citizen

XXXX

800

786

803

800

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

617

Taxes and Insurance

96.47

524535.05

XXXX

64.71

XXXX

DSCR

Fixed

Kind - DSCR

6.875

3613.11

1824.04

5437.16

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%

Retail

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

524535.05

2750.00

8500

222

0.09800632911392405

XXXX

Manual Underwriting

XXXX

xxxxxx5916

XXXX

US Citizen

Yes

XXXX

811

765

811

XXXX

12 Month Bank Statement

Investment

Refinance

Cash Out - Other

11.58

21.18

83405.49

.00

83405.49

Employed

8.08

3 YRS

65739.04

17666.45

Taxes and Insurance

50.58

83147.16

XXXX

74.99

XXXX

Conventional

Fixed

A+

7.75

1369.96

189.06

1644.02

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Townhouse

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

83147.16

4660.15

24500

260

0.025774193548387097

0.33

XXXX

Manual Underwriting

8.067

XXXX

xxxxxx5598

XXXX

US Citizen

XXXX

741

760

741

731

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

17309

Taxes and Insurance

89.1

151676.33

XXXX

80.0

XXXX

DSCR

Fixed

DSCR Max

7.25

1075.11

270.16

1702.28

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

151676.33

2039.64

17041

155

0.3046153846153846

19.83

XXXX

Manual Underwriting

XXXX

xxxxxx1513

XXXX

US Citizen

Yes

XXXX

808

804

817

808

XXXX

12 Month Bank Statement

Primary Residence

Purchase

34.18

34.41

34593.58

.00

34593.58

Employed

5.25

22688.97

11904.61

No Escrow

22.17

262140.58

XXXX

85.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

7.25

9857.45

11824.61

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

30627.50

13500

161

0.03838345864661654

XXXX

Manual Underwriting

7.474

XXXX

xxxxxx5758

XXXX

US Citizen

false

XXXX

708

731

708

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

5276.54

Taxes and Insurance

109.17

572779.17

XXXX

39.88

XXXX

DSCR

Fixed

Wholesale - DSCR

6.375

4055.15

1191.39

5246.54

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

624681.09

4837.50

1450

636

0.10758620689655173

36.00

XXXX

Manual Underwriting

XXXX

xxxxxx1671

XXXX

US Citizen

XXXX

713

697

713

746

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

17525.45

Taxes and Insurance

43.56

94063.64

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.125

1778.62

380.83

2159.45

XXXX

Fixed

360

XXXX

5%, 4%, 3%

Correspondent Bulk

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

8701.20

23500

209

0.4506535362578335

2.92

XXXX

Manual Underwriting

XXXX

xxxxxx1856

XXXX

US Citizen

XXXX

785

803

764

XXXX

US Citizen

false

XXXX

745

738

757

745

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

21241.01

Taxes and Insurance

113.47

572677.95

XXXX

55.0

XXXX

DSCR

Fixed

Correspondent - DSCR

6.875

3956.35

1090.66

5047.01

XXXX

Fixed

360

XXXX

5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

572677.95

15000.63

24500

353

0.09627791563275434

XXXX

Manual Underwriting

XXXX

xxxxxx2184

XXXX

US Citizen

XXXX

797

806

762

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

3149.55

No Escrow

21.03

17786.08

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

6.5

671.67

0.0

845.67

XXXX

Fixed

240

360

XXXX

Yes

120

5%, 5%, 5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

5720.80

12858

181

4.83

XXXX

Manual Underwriting

XXXX

xxxxxx1449

XXXX

US Citizen

XXXX

746

745

765

746

XXXX

US Citizen

false

XXXX

766

754

766

790

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

29939.21

Taxes and Insurance

7.94

70489.73

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.875

7047.67

1832.54

8880.21

XXXX

Fixed

360

XXXX

6 months interest on amount that exceeds 20%

Correspondent Bulk

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

209.71

1995.00

27095

435

0.09935909378842643

XXXX

Manual Underwriting

XXXX

xxxxxx0988

XXXX

Permanent Non-US Citizen

false

XXXX

713

689

715

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

18441.14

Taxes and Insurance

369.1

1411855.3

XXXX

80.0

XXXX

DSCR

Fixed

Wholesale - DSCR

7.75

2841.67

863.47

3825.14

XXXX

Fixed

240

360

XXXX

Yes

120

5%, 5%, 5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

1004 URAR

XXXX

None

ATR/QM: Exempt

0.0

3089.00

2500

0.33

XXXX

Manual Underwriting

XXXX

xxxxxx8316

XXXX

US Citizen

Yes

XXXX

787

813

771

XXXX

1YR 1099

Primary Residence

Refinance

Rate and Term

10.62

46823.69

.00

46823.69

Employed

9.25

2 YRS

35117.22

11706.47

Taxes and Insurance

19.73

98051.02

XXXX

70.85

XXXX

Conventional

Fixed

A+

6.625

4123.6

812.7

4970.47

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

3624.88

1425.00

34911

210

0.12463414634146341

2.33

XXXX

Manual Underwriting

7795.0

6.757

XXXX

xxxxxx5267

XXXX

US Citizen

XXXX

724

747

721

XXXX

US Citizen

Yes

true

XXXX

741

730

755

741

XXXX

12 Month Bank Statement

Primary Residence

Purchase

42.28

44.05

.00

11396.00

.00

11396.00

Not Employed

Employed

3.17

6375.69

5020.31

Taxes and Insurance

129.6

624451.2

XXXX

80.0

XXXX

Conventional

Fixed

Super Kind - Non-QM

6.875

4373.57

444.74

4818.31

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

7749.72

22600

136

0.15007843137254903

XXXX

Manual Underwriting

21064.92

7.006

XXXX

xxxxxx1708

XXXX

US Citizen

false

XXXX

761

782

746

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

2956.99

Taxes and Insurance

6.99

18395.26

XXXX

75.0

XXXX

DSCR

Fixed

Wholesale - DSCR

6.99

1430.62

476.19

2630.8

XXXX

Fixed

360

XXXX

3%, 3%

Wholesale

XXXX

Yes

XXXX

Condominium

XXXX

Loan Collateral Advisor (LCA)

XXXX

Yes

XXXX

None

ATR/QM: Exempt

0.0

4151.31

102535

482

0.39105555555555555

3.50

XXXX

Manual Underwriting

XXXX

xxxxxx5941

XXXX

US Citizen

Yes

XXXX

763

772

752

XXXX

12 Month Bank Statement

Primary Residence

Refinance

Cash Out - Other

20.53

25.4

25705.42

.00

25705.42

Employed

10.08

2 YRS

19175.96

6529.46

Taxes and Insurance

8.04

42418.05

XXXX

52.36

XXXX

Conventional

Fixed

Super Kind - Non-QM

6.75

4540.19

623.27

5278.46

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Townhouse

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

375691.15

.00

24000

247

0.2363841059602649

20.5

XXXX

Manual Underwriting

8750.0

6.762

XXXX

xxxxxx3773

XXXX

US Citizen

XXXX

756

792

756

XXXX

US Citizen

false

XXXX

760

696

786

760

XXXX

2YR Full Doc

Investment

Purchase

14.42

23.25

.00

28000.00

.00

28000.00

Not Employed

Employed

4.58

21491.24

6508.76

Taxes and Insurance

9.17

19385.69

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.5

1608.19

583.29

2114.38

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Retail

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

Yes

XXXX

None

ATR/QM: Exempt

0.0

2985.00

37500

167

0.21661694058154235

XXXX

Manual Underwriting

XXXX

xxxxxx4665

XXXX

US Citizen

Yes

XXXX

730

762

725

730

XXXX

24 Month Bank Statement

Primary Residence

Purchase

30.3

32.74

19557.28

.00

19557.28

Employed

5.17

13154.21

6403.07

Taxes and Insurance

33.29

467627.12

XXXX

43.48

XXXX

Conventional

Fixed

A+

6.75

3242.99

1793.08

5926.07

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Townhouse

XXXX

Collateral Underwriter (CU)

XXXX

Yes

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

2950.00

32000

276

0.13694880534020873

0.83

XXXX

Manual Underwriting

12500.0

6.833

XXXX

xxxxxx0639

XXXX

US Citizen

Yes

false

XXXX

745

750

716

XXXX

12 Month Bank Statement

Primary Residence

Purchase

4.93

7.38

237344.00

.00

237344.00

Employed

24.59

219816.82

17527.18

Taxes and Insurance

10.78

126105.03

XXXX

85.0

XXXX

Conventional

Fixed

Wholesale - Expanded Prime

6.375

9439.15

2258.02

11697.18

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

26833.85

12500

131

0.3798245614035088

5.83

XXXX

Manual Underwriting

17075.0

6.702

XXXX

xxxxxx1873

XXXX

US Citizen

XXXX

802

805

802

777

XXXX

US Citizen

Yes

false

XXXX

763

765

763

742

XXXX

12 Month Bank Statement

Primary Residence

Purchase

12.12

19.16

.00

72547.00

.00

72547.00

Not Employed

Employed

1.08

58648.33

13898.67

Taxes and Insurance

35.5

312024.81

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.0

7983.63

807.04

8790.67

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

48456

320

0.058369905956112855

7.25

XXXX

Manual Underwriting

29925.0

7.082

XXXX

xxxxxx5353

XXXX

US Citizen

Yes

XXXX

814

840

787

XXXX

12 Month Bank Statement

Primary Residence

Purchase

14.56

19.11

46745.00

.00

46745.00

Employed

37812.27

8932.73

Taxes and Insurance

92.56

629928.16

XXXX

71.43

XXXX

Conventional

Fixed

Super Kind - Non-QM

6.75

4799.63

1800.63

6805.26

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Retail

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

2035.00

53000

207

0.01653579676674365

1.17

XXXX

Manual Underwriting

2035.0

6.861

XXXX

xxxxxx5917

XXXX

US Citizen

XXXX

810

811

789

810

XXXX

US Citizen

Yes

false

XXXX

811

765

811

XXXX

12 Month Bank Statement

Investment

Purchase

12.42

25.35

.00

83405.49

.00

83405.49

Not Employed

Employed

9.83

8.08

62265.07

21140.42

Taxes and Insurance

18.16

100089.81

XXXX

85.0

XXXX

Conventional

Fixed

A+

7.875

5084.55

427.5

5512.05

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

15974.48

29500

434

0.054280701754385964

2.67

XXXX

Manual Underwriting

XXXX

xxxxxx9653

XXXX

US Citizen

XXXX

660

656

680

660

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

12482

Taxes and Insurance

13.91

13273.43

XXXX

72.5

XXXX

DSCR

Fixed

Kind - DSCR

7.75

779.1

175.11

954.21

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

449.29

1156.00

59473

172

0.3650292144557455

3.5

XXXX

Manual Underwriting

XXXX

xxxxxx6070

XXXX

US Citizen

XXXX

777

792

770

777

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

3794

No Escrow

12.01

26882.02

XXXX

74.91

XXXX

DSCR

Fixed

Kind - DSCR

7.25

1365.7

2237.7

XXXX

Fixed

480

XXXX

Wholesale

XXXX

Yes

XXXX

Townhouse

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

1876.66

77426

123

0.0227089072543618

XXXX

Manual Underwriting

XXXX

xxxxxx1590

XXXX

US Citizen

XXXX

768

760

780

768

XXXX

Asset Utilization (No DTI)

Second Home

Purchase

.00

Not Employed

34963.46

Taxes

23.84

367323.95

XXXX

75.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

6.75

12248.78

2771.45

15405.23

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1995.00

100000

295

0.17618

XXXX

Manual Underwriting

6.846

XXXX

xxxxxx1126

XXXX

US Citizen

XXXX

782

763

808

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

13240.76

Taxes and Insurance

137.43

225094.91

XXXX

78.2

XXXX

DSCR

Fixed

Correspondent - DSCR

6.99

1299.35

338.56

1637.91

XXXX

Fixed

360

XXXX

5%, 4%, 3%, 2%, 1%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

231.87

6900.00

22000

186

0.006829077935109823

XXXX

Manual Underwriting

XXXX

xxxxxx4899

XXXX

US Citizen

Yes

XXXX

771

773

757

771

XXXX

12 Month Bank Statement

Primary Residence

Purchase

18.79

30.72

6620.00

.00

6620.00

Employed

1.75

2 YRS

4586.35

2033.65

Taxes and Insurance

12.57

15626.68

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.5

950.93

501.72

1243.65

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

2153.96

28172

130

0.15880658436213993

XXXX

Manual Underwriting

4805.0

7.797

XXXX

xxxxxx2971

XXXX

US Citizen

Yes

XXXX

711

720

709

711

XXXX

US Citizen

Yes

false

XXXX

737

723

737

751

XXXX

1YR Full Doc

Primary Residence

Purchase

21.82

29.41

48834.67

56551.03

.00

105385.70

Employed

6.33

9.33

2 YRS

74393.1

30992.6

Taxes and Insurance

82.26

1891563.42

XXXX

80.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

6.99

18609.67

4270.93

22995.6

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

1004 URAR

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

17380.00

30189

251

0.1010867802108678

5.17

XXXX

Manual Underwriting

17380.0

7.113

XXXX

xxxxxx1875

XXXX

US Citizen

XXXX

747

742

756

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

999.5

Taxes and Insurance

103.14

103083.83

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.375

777.01

222.49

999.5

XXXX

Fixed

360

XXXX

5%, 4%, 3%, 2%, 1%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

103083.83

2000.00

4600

XXXX

Manual Underwriting

XXXX

xxxxxx0644

XXXX

Non-Permanent Non-US Citizen

XXXX

768

800

768

762

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

1353.71

Taxes and Insurance

80.33

103601.71

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.5

894.99

394.72

1289.71

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

1004 URAR

XXXX

None

ATR/QM: Exempt

0.0

6830.00

6000

0.120625

XXXX

Manual Underwriting

XXXX

xxxxxx3302

XXXX

US Citizen

XXXX

811

835

804

XXXX

US Citizen

false

XXXX

804

798

842

804

XXXX

Retirement Income Doc Verified

Investment

Purchase

6.17

36.3

8869.80

1760.70

.00

10630.50

Not Employed

Yes

6771.42

3859.08

Taxes and Insurance

50.75

152005

XXXX

80.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

6.625

1216.59

538.83

2995.42

XXXX

Fixed

360

XXXX

3%, 2%, 1%

Correspondent Bulk

XXXX

Yes

XXXX

Condominium

XXXX

Collateral Underwriter (CU)

XXXX

Yes

XXXX

None

ATR/QM: Exempt

0.0

8286.00

34000

452

0.019288462217202554

5.75

XXXX

Out of Scope

XXXX

xxxxxx1616

XXXX

US Citizen

Yes

XXXX

663

781

XXXX

12 Month Bank Statement

Primary Residence

Purchase

28.3

33.11

62647.00

.00

62647.00

Employed

2.58

41905.35

20741.65

Taxes and Insurance

40.23

713327.69

XXXX

70.0

XXXX

Conventional

Fixed

Correspondent - Non Prime

7.625

13129.57

4601.08

17730.65

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

34452.50

22600

172

0.0001732283464566929

2.83

XXXX

Manual Underwriting

34452.5

7.877

XXXX

xxxxxx1487

XXXX

US Citizen

XXXX

672

670

684

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

27949.77

Taxes and Insurance

123.65

528964.47

XXXX

50.0

XXXX

DSCR

Fixed

Wholesale - DSCR

6.875

3613.11

664.66

4277.77

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

528964.47

2082.50

45000

345

0.6260059593211555

XXXX

Manual Underwriting

XXXX

xxxxxx2160

XXXX

US Citizen

XXXX

773

781

762

XXXX

US Citizen

false

XXXX

768

734

768

781

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

2927

Taxes and Insurance

109.99

113889.44

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.625

870.59

164.86

1035.45

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

113889.44

2000.00

66926

156

0.13169270833333332

XXXX

Manual Underwriting

XXXX

xxxxxx1656

XXXX

US Citizen

XXXX

691

699

691

640

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

8000.87

No Escrow

20.93

67860.99

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

8.25

2789.08

3242.87

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

67860.99

11177.23

18218

270

0.20675138748738647

XXXX

Manual Underwriting

XXXX

xxxxxx0250

XXXX

US Citizen

XXXX

746

751

742

XXXX

2YR Full Doc

Primary Residence

Purchase

39.55

41.81

23474.00

.00

23474.00

Employed

Yes

13658.63

9815.37

No Escrow

18.25

223218.66

XXXX

80.0

XXXX

Conventional

Fixed

Diamond - Full & Alt Doc

6.75

7368.07

9283.02

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Retail

XXXX

Yes

XXXX

Condominium

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

3380.00

30000

115

0.08929078014184397

2.17

XXXX

Manual Underwriting

3380.0

6.837

XXXX

xxxxxx2672

XXXX

US Citizen

XXXX

779

780

779

XXXX

US Citizen

false

XXXX

780

779

780

788

XXXX

1YR Full Doc

Primary Residence

Refinance

Cash Out - Other

36.18

41.54

3455.65

3593.41

.00

7049.06

Retired

2 YRS

4120.58

2928.48

Taxes and Insurance

52.8

134662.18

XXXX

39.77

54.2

XXXX

Conventional

Fixed

A+

6.5

2212.24

338.24

2550.48

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

127000

Existing 2nd

Non-QM: Lender documented all ATR UW factors

134662.18

8250.00

19523

586

XXXX

Manual Underwriting

7987.5

6.791

XXXX

xxxxxx1498

XXXX

Permanent Non-US Citizen

XXXX

751

770

751

740

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

3165.89

Taxes and Insurance

15.46

44328.16

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

6.75

2116.05

750.84

2866.89

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

1695.00

25000

134

0.06190446260213702

2.42

XXXX

Manual Underwriting

XXXX

xxxxxx1587

XXXX

US Citizen

XXXX

682

689

677

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

7515.55

Taxes and Insurance

3.98

8183.81

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.5

1573.23

483.32

2056.35

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

5202.50

62934

380

0.45575699132111863

XXXX

Manual Underwriting

XXXX

xxxxxx2829

XXXX

US Citizen

XXXX

696

674

696

707

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

8673.39

Taxes and Insurance

5.2

23200.36

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

6.99

3688.7

776.82

4465.52

XXXX

Fixed

360

XXXX

5%, 4%, 3%, 2%, 1%

Correspondent Bulk

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

23200.36

7919.00

16156

235

0.844873786407767

XXXX

Manual Underwriting

XXXX

xxxxxx4646

XXXX

US Citizen

XXXX

738

792

736

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

1019

Taxes and Insurance

146.51

723244.38

XXXX

70.0

XXXX

DSCR

Fixed

Low Ratio - DSCR

8.0

3826.58

1109.81

4936.39

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

6096.00

30000

237

0.38364583333333335

XXXX

Manual Underwriting

XXXX

xxxxxx2037

XXXX

US Citizen

Yes

XXXX

785

778

785

XXXX

US Citizen

Yes

false

XXXX

787

776

788

XXXX

24 Month Bank Statement

Primary Residence

Purchase

13.01

24.47

17507.72

.00

35015.44

Employed

5.25

3 YRS

26447.14

8568.3

No Escrow

50.7

230937.53

XXXX

79.87

XXXX

Conventional

Fixed

Super Kind - Non-QM

6.25

3663.52

4555.3

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

57654

186

0.05526019156464553

6.92

XXXX

Manual Underwriting

7385.0

6.407

XXXX

xxxxxx3624

XXXX

US Citizen

XXXX

744

737

744

753

XXXX

US Citizen

false

XXXX

722

717

734

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

13965.18

Taxes and Insurance

26.95

116799.74

XXXX

70.0

XXXX

DSCR

Fixed

Kind - DSCR

6.875

3655.81

678.04

4333.85

XXXX

Fixed

360

XXXX

5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

116799.74

5136.50

175000

263

0.17431850211395208

XXXX

Manual Underwriting

XXXX

xxxxxx1447

XXXX

Permanent Non-US Citizen

Yes

XXXX

778

766

790

XXXX

12 Month Bank Statement

Investment

Purchase

5.07

28.12

68754.60

.00

68754.60

Employed

10.92

2 YRS

49421.06

19333.54

Taxes and Insurance

5.93

29825.73

XXXX

75.0

XXXX

Conventional

Fixed

A+

7.25

4297.71

734.83

5032.54

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

ATR/QM: Exempt

0.0

3000.00

13200

397

0.13144781144781145

XXXX

Manual Underwriting

XXXX

xxxxxx0459

XXXX

Permanent Non-US Citizen

Yes

XXXX

742

735

742

749

XXXX

12 Month Bank Statement

Primary Residence

Purchase

41.54

42.12

6040.64

.00

6040.64

Employed

3.25

2 YRS

3496.48

2544.16

Taxes and Insurance

11.96

30014.59

XXXX

90.0

XXXX

Conventional

Fixed

A+

8.0

2177.96

302.03

2509.16

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

6007.90

3761

0.010369582557830364

XXXX

Manual Underwriting

8207.9

8.432

Yes

XXXX

xxxxxx9990

XXXX

US Citizen

XXXX

728

681

728

745

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

2330

No Escrow

66.48

334105.63

XXXX

70.0

XXXX

DSCR

Fixed

Kind - DSCR

7.625

4459.1

5025.97

XXXX

Fixed

360

XXXX

Yes

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

334105.63

1425.00

408628

286

0.1669918922632953

XXXX

Manual Underwriting

XXXX

xxxxxx6435

XXXX

US Citizen

XXXX

732

776

732

704

XXXX

1YR Full Doc

Second Home

Purchase

8.26

21.85

133333.33

.00

133333.33

Employed

4.17

2 YRS

104194.71

29138.62

Taxes and Insurance

45.64

132135.51

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.25

1964.67

839.47

2895.14

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Townhouse

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

88299

200

0.18370805369127516

XXXX

Manual Underwriting

7425.0

7.634

XXXX

xxxxxx1815

XXXX

US Citizen

XXXX

775

799

763

775

XXXX

Asset Depletion – Debt Ratio Calculation

Primary Residence

Purchase

12.13

18.26

34887.75

.00

34887.75

Not Employed

2 YRS

28517.92

6369.83

Taxes and Insurance

525.66

2223957.72

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.0

3512.26

424.54

4230.8

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

401.22

53000

195

0.16566037735849057

2.08

XXXX

Manual Underwriting

9238.6

7.094

XXXX

xxxxxx0534

XXXX

US Citizen

Yes

XXXX

702

684

706

702

XXXX

1YR Business P&L

Primary Residence

Refinance

Cash Out - Other

23.76

45.27

12400.00

.00

12400.00

Employed

8.25

2 YRS

6786.72

5613.28

Taxes and Insurance

14.72

43354.52

XXXX

65.73

XXXX

Conventional

Fixed

A+

7.5

2334.68

594.93

2946.28

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

Non-QM: Lender documented all ATR UW factors

43354.52

4858.25

78680

108

0.2845739130434783

4.08

XXXX

Manual Underwriting

14040.5

7.745

XXXX

xxxxxx0517

XXXX

US Citizen

Yes

XXXX

774

763

787

774

XXXX

12 Month Bank Statement

Primary Residence

Purchase

32.57

39.66

33717.55

.00

33717.55

Employed

2.25

3 YRS

20346.32

13371.23

No Escrow

47.57

522477.54

XXXX

80.0

XXXX

Conventional

Fixed

Super Kind - Non-QM

6.25

8871.87

10983.23

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

71805

182

0.4885358522971232

XXXX

Manual Underwriting

11957.98

6.407

XXXX

xxxxxx2868

XXXX

US Citizen

XXXX

793

783

793

799

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

139

Taxes and Insurance

79.19

185879.4

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

6.0

1458.11

889.01

2347.12

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

ATR/QM: Exempt

0.0

2400.38

30900

176

0.10055674518201285

3.5

XXXX

Manual Underwriting

XXXX

xxxxxx1212

XXXX

Permanent Non-US Citizen

Yes

XXXX

679

669

717

679

XXXX

12 Month Bank Statement

Primary Residence

Purchase

44.89

47.91

5158.00

.00

5158.00

Employed

2686.58

2471.42

Taxes and Insurance

96.3

222980.5

XXXX

57.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

7.125

1420.87

559.55

2315.42

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

Condominium

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1877.75

16000

0.0024776119402985072

1.58

XXXX

Manual Underwriting

1877.75

7.407

XXXX

xxxxxx5498

XXXX

US Citizen

XXXX

759

774

759

738

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

8.25

518

No Escrow

559.22

3562674.94

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

7.5

5202.16

6370.83

XXXX

Fixed

360

XXXX

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

8865.00

40000

171

0.2053115264797508

1.42

XXXX

Manual Underwriting

XXXX

xxxxxx2248

XXXX

US Citizen

XXXX

685

687

644

XXXX

Asset Utilization (DTI)

Primary Residence

Purchase

34.11

45.67

10174.79

.00

10174.79

Not Employed

2 YRS

5528.28

4646.51

Taxes and Insurance

159.16

552464

XXXX

70.0

XXXX

Conventional

Fixed

A+

7.375

2417.36

843.66

3471.02

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

5621.50

15995

181

0.602027027027027

3.08

XXXX

Manual Underwriting

12237.5

7.608

XXXX

xxxxxx0236

XXXX

US Citizen

XXXX

806

825

781

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

15972

Taxes and Insurance

312.99

641836.53

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

6.25

1722.46

265.89

2050.68

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Townhouse

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

1947.05

67500

198

0.08500326157860405

XXXX

Manual Underwriting

XXXX

xxxxxx8327

XXXX

US Citizen

Yes

XXXX

641

577

641

644

XXXX

12 Month Bank Statement

Primary Residence

Purchase

15.44

31.16

48122.00

.00

48122.00

Employed

3.33

2 YRS

33125.79

14996.21

Taxes and Insurance

35.66

264989.57

XXXX

80.0

XXXX

Conventional

Fixed

8.875

5404.02

1956.19

7431.21

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

11220.38

45903

0.3843870967741935

XXXX

Manual Underwriting

29898.38

9.452

Yes

XXXX

xxxxxx6344

XXXX

US Citizen

Yes

XXXX

783

759

789

XXXX

12 Month Bank Statement

Primary Residence

Purchase

41.7

42.9

18883.83

.00

18883.83

Employed

3.08

3 YRS

10783.37

8100.46

Taxes and Insurance

22.29

175515.6

XXXX

90.0

XXXX

Conventional

Fixed

A+

8.125

5426.51

2343.95

7875.46

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

.00

60535

215

0.10306976744186047

3.08

XXXX

Manual Underwriting

1.0

8.177

Yes

XXXX

xxxxxx3629

XXXX

US Citizen

Yes

XXXX

809

806

809

812

XXXX

12 Month Bank Statement

Investment

Purchase

5.1

15.14

34393.00

.00

34393.00

Employed

22.17

2 YRS

29186.38

5206.62

No Escrow

9.38

35405.58

XXXX

75.0

XXXX

Conventional

Fixed

A+

7.125

2147.48

2635.7

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

3815.63

28667

275

0.014935988620199146

27.75

XXXX

Manual Underwriting

XXXX

xxxxxx1889

XXXX

US Citizen

XXXX

776

756

784

776

XXXX

1YR Full Doc

Primary Residence

Refinance

Cash Out - Other

33.45

39.41

12535.60

.00

12535.60

Employed

6.58

Yes

7595.36

4940.24

Taxes and Insurance

17.54

73544.45

XXXX

55.81

XXXX

Conventional

Fixed

Super Kind - Non-QM

6.25

3694.3

444.94

4193.68

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

28741.4

16625.00

43780

115

0.030113452188006484

0.08

XXXX

Manual Underwriting

14775.0

6.745

XXXX

xxxxxx8548

XXXX

US Citizen

XXXX

802

786

805

XXXX

Asset Utilization (DTI)

Primary Residence

Purchase

33.26

34.27

7434.75

.00

7434.75

Not Employed

3 YRS

4886.88

2547.87

Taxes and Insurance

200.73

496372.33

XXXX

80.0

XXXX

Conventional

Fixed

A+

6.75

2101.46

361.41

2472.87

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

.00

20000

197

0.07982102908277405

0.08

XXXX

Manual Underwriting

4900.0

6.971

XXXX

xxxxxx0318

XXXX

US Citizen

XXXX

822

813

822

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

3845

Taxes and Insurance

28.15

52126.07

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

6.375

1562.79

222.92

2019.71

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

2462.42

9200

221

0.0031521739130434784

XXXX

Manual Underwriting

XXXX

xxxxxx9872

XXXX

Non-Permanent Non-US Citizen

Yes

XXXX

762

752

765

762

XXXX

12 Month Bank Statement

Primary Residence

Purchase

27.56

28.26

18060.94

.00

18060.94

Employed

6.25

2 YRS

12957.77

5103.17

No Escrow

35.47

150844.09

XXXX

80.0

XXXX

Conventional

Fixed

A+

6.875

3678.8

4977.17

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Retail

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

7622.00

17500

0.0924468085106383

XXXX

Manual Underwriting

7622.0

7.059

XXXX

xxxxxx2615

XXXX

US Citizen

Yes

XXXX

723

745

723

693

XXXX

1YR Full Doc

Primary Residence

Purchase

53.03

53.66

19829.94

.00

19829.94

Employed

11.83

Yes

9189.5

10640.44

Taxes and Insurance

56.27

591743.48

XXXX

80.0

XXXX

Conventional

Fixed

Correspondent - Expanded Prime

6.875

8145.92

2086.52

10515.44

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Correspondent Bulk

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

2005.00

16400

125

0.41132841328413283

7.58

XXXX

Manual Underwriting

0.0

6.898

XXXX

xxxxxx2611

XXXX

US Citizen

XXXX

727

733

644

727

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

9440.31

Taxes

28.51

149411.57

XXXX

75.0

XXXX

DSCR

Fixed

Wholesale - DSCR

7.125

4471.81

669.75

5241.56

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Condominium

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

149411.57

2440.00

29139

418

0.5379640093888551

XXXX

Manual Underwriting

XXXX

xxxxxx2538

XXXX

US Citizen

XXXX

727

733

644

727

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

9440.31

Taxes

115.92

607606.91

XXXX

75.0

XXXX

DSCR

Fixed

Wholesale - DSCR

7.125

4471.81

669.75

5241.56

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Condominium

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

149411.57

2440.00

29139

418

0.8591142579480772

XXXX

Manual Underwriting

XXXX

xxxxxx2124

XXXX

Permanent Non-US Citizen

Yes

XXXX

746

750

732

746

XXXX

12 Month Bank Statement

Primary Residence

Refinance

Rate and Term

38.72

43.82

13565.06

.00

13565.06

Employed

Yes

7621.15

5943.91

Taxes and Insurance

10.19

53495.67

XXXX

84.06

XXXX

Conventional

Fixed

A+

6.875

4196.83

1055.08

5251.91

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

92.0

11665.86

11200

356

0.6893774319066148

0.83

XXXX

Manual Underwriting

13938.71

7.221

XXXX

xxxxxx3459

XXXX

US Citizen

XXXX

797

806

797

791

XXXX

US Citizen

false

XXXX

787

782

793

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

Taxes and Insurance

4.87

10890.92

XXXX

65.0

XXXX

DSCR

Fixed

Kind - DSCR

6.625

1852.1

328.5

2235.6

XXXX

Fixed

360

XXXX

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

3540.42

30000

224

0.027906137184115522

XXXX

Manual Underwriting

XXXX

xxxxxx1289

XXXX

US Citizen

Yes

XXXX

707

704

707

724

XXXX

US Citizen

false

XXXX

811

815

808

XXXX

12 Month Bank Statement

Primary Residence

Purchase

11.55

15.57

42735.29

.00

42735.29

Employed

Not Employed

19.83

36081.51

6653.78

Taxes and Insurance

9.38

46307.19

XXXX

75.0

XXXX

Conventional

Fixed

Super Kind - Non-QM

6.5

3792.41

1144.41

4936.82

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

2420.00

55431

375

0.18489878033446497

XXXX

Manual Underwriting

3600.0

6.650

XXXX

xxxxxx0975

XXXX

US Citizen

Yes

XXXX

662

674

662

652

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

547

Taxes and Insurance

3.66

8350.9

XXXX

61.59

XXXX

DSCR

Fixed

Kind - DSCR

6.125

1783.91

345.89

2279.8

XXXX

Fixed

240

360

XXXX

Yes

120

5%, 5%

Retail

XXXX

Yes

XXXX

Townhouse

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

23591.00

14000

102

0.77072

0.5

XXXX

Manual Underwriting

XXXX

xxxxxx2530

XXXX

US Citizen

Yes

XXXX

746

754

745

746

XXXX

12 Month Bank Statement

Primary Residence

Purchase

20.55

33.73

22849.00

.00

22849.00

Employed

2.25

2 YRS

15141.24

7707.76

No Escrow

11.84

55597.52

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.0

3725.69

4694.76

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

2889.60

73184

0.23835164835164835

5.33

XXXX

Manual Underwriting

16800.0

7.102

XXXX

xxxxxx2001

XXXX

US Citizen

Yes

XXXX

792

801

792

XXXX

Written Verification of Employment

Primary Residence

Purchase

25.56

34.02

33624.00

.00

33624.00

Employed

1.25

3 YRS

22185.07

11438.93

Taxes and Insurance

25.91

222671.41

XXXX

75.0

XXXX

Conventional

Fixed

A+

6.625

6728.52

1865.15

8593.67

XXXX

Fixed

240

360

XXXX

Yes

120

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1775.00

30000

217

0.11312646370023419

XXXX

Manual Underwriting

18850.0

6.821

XXXX

xxxxxx1130

XXXX

US Citizen

XXXX

675

684

672

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

5648

Taxes and Insurance

36.2

79272.35

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

7.75

1719.39

470.37

2189.76

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

7463.40

41000

300

0.7925453939696818

3.25

XXXX

Manual Underwriting

XXXX

xxxxxx2578

XXXX

US Citizen

XXXX

697

691

709

697

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

1494

Taxes and Insurance

39.13

170002.12

XXXX

60.0

XXXX

DSCR

Fixed

Low Ratio - DSCR

7.375

3253.08

938.41

4344.82

XXXX

Fixed

360

XXXX

5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

1689.98

24000

276

0.2459169054441261

0.33

XXXX

Manual Underwriting

XXXX

xxxxxx2393

XXXX

US Citizen

XXXX

707

734

696

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

7263

No Escrow

69.41

177712.77

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

6.75

1872.83

2560.37

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

3553.09

59370

236

0.10964069438837303

XXXX

Manual Underwriting

XXXX

xxxxxx3312

XXXX

US Citizen

XXXX

731

714

736

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

4204

Taxes and Insurance

14.7

28258.29

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

7.0

1490.28

431.59

1921.87

XXXX

Fixed

360

XXXX

Yes

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

7481.96

49171

254

0.6756666666666666

XXXX

Manual Underwriting

XXXX

xxxxxx3355

XXXX

US Citizen

XXXX

748

731

765

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

8810.28

Taxes and Insurance

6.47

12037.66

XXXX

61.7

XXXX

DSCR

Fixed

Kind - DSCR

7.25

1640.31

221.44

1861.75

XXXX

Fixed

240

360

XXXX

Yes

120

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

1103.68

.00

28500

258

0.9965263157894737

XXXX

Manual Underwriting

XXXX

xxxxxx0327

XXXX

US Citizen

XXXX

774

794

774

773

XXXX

US Citizen

false

XXXX

765

764

805

765

XXXX

1YR Full Doc

Investment

Refinance

Cash Out - Other

6.08

43.75

6727.81

691.00

.00

7418.81

Employed

4172.88

3245.93

Taxes and Insurance

8.28

45124.03

XXXX

41.94

XXXX

Conventional

Fixed

A+

7.375

4217.54

1233.8

5451.34

XXXX

Fixed

480

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

Yes

XXXX

None

ATR/QM: Exempt

83780.03

5162.50

15500

361

0.3182824598451398

XXXX

Manual Underwriting

7.476

XXXX

xxxxxx1568

XXXX

US Citizen

Yes

XXXX

674

668

674

678

XXXX

US Citizen

Yes

false

XXXX

761

774

761

745

XXXX

12 Month Bank Statement

Primary Residence

Refinance

Cash Out - Other

11.2

40.15

47567.88

2330.00

.00

49897.88

Employed

26.33

29863.14

20034.74

No Escrow

44.29

247446.63

XXXX

9.3

XXXX

Conventional

Fixed

A+

7.375

1781.94

179.17

5586.74

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

Yes

XXXX

None

Non-QM: Lender documented all ATR UW factors

247446.63

2996.22

187792

666

0.44130080356439094

4.58

XXXX

Manual Underwriting

8520.0

7.544

XXXX

xxxxxx2601

XXXX

US Citizen

XXXX

740

731

754

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

19994

Taxes and Insurance

630.29

1394248.91

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

6.0

1582.81

629.26

2212.07

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

5000.0

8677.43

88000

284

0.07018106995884774

XXXX

Manual Underwriting

XXXX

xxxxxx2224

XXXX

US Citizen

XXXX

690

673

724

690

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

6025.55

Taxes and Insurance

15.45

23143.65

XXXX

75.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.5

1179.92

317.63

1497.55

XXXX

Fixed

360

XXXX

3%, 2%, 1%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

23143.65

9743.13

44789

259

0.730063679752877

XXXX

Manual Underwriting

XXXX

xxxxxx4775

XXXX

US Citizen

XXXX

750

766

750

XXXX

US Citizen

false

XXXX

750

777

750

XXXX

1YR Full Doc

Investment

Refinance

Cash Out - Other

25.27

36.2

10102.99

.00

10102.99

Employed

Not Employed

9.92

Yes

6445.53

3657.46

Taxes and Insurance

23.31

76460.44

XXXX

67.74

XXXX

Conventional

Fixed

A+

7.25

2865.14

399.32

3279.46

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

131712.42

1425.00

41600

246

0.7598530612244898

XXXX

Manual Underwriting

7.445

XXXX

xxxxxx3865

XXXX

US Citizen

XXXX

793

782

810

XXXX

US Citizen

false

XXXX

804

792

815

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

1664

Taxes and Insurance

14.9

46147.84

XXXX

71.64

XXXX

DSCR

Fixed

Kind - DSCR

6.875

2588.3

509.78

3098.08

XXXX

Fixed

360

XXXX

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

766.27

52297

382

0.07687142857142858

XXXX

Manual Underwriting

XXXX

xxxxxx9789

XXXX

US Citizen

XXXX

787

796

786

XXXX

US Citizen

false

XXXX

803

795

821

803

XXXX

Asset Utilization (DTI)

Primary Residence

Purchase

14.29

37.33

9575.25

3742.35

.00

13317.60

Not Employed

1 YR

8346.33

4971.27

Taxes and Insurance

464.06

883083.1

XXXX

50.0

XXXX

Conventional

Fixed

A+

7.75

1414.56

486.3

1902.94

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Retail

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1495.00

50000

319

0.12023160762942779

XXXX

Manual Underwriting

1495.0

7.868

XXXX

xxxxxx2547

XXXX

US Citizen

XXXX

740

731

754

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

19994

Taxes and Insurance

564.49

1384624.29

XXXX

75.0

XXXX

DSCR

Fixed

Super Kind - DSCR

6.0

1636.77

799.42

2452.86

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

633.36

88000

285

0.07076348547717842

XXXX

Manual Underwriting

XXXX

xxxxxx3367

XXXX

US Citizen

XXXX

766

812

762

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

5685.89

Taxes and Insurance

38.81

99417.43

XXXX

75.0

XXXX

DSCR

Fixed

Wholesale - DSCR

6.625

2089.01

472.88

2561.89

XXXX

Fixed

360

XXXX

5%, 4%, 3%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

AVM

XXXX

None

ATR/QM: Exempt

0.0

5865.63

35000

176

0.2531220657276995

XXXX

Manual Underwriting

XXXX

xxxxxx2338

XXXX

US Citizen

XXXX

724

759

713

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

6390.35

Taxes and Insurance

358.36

414390.18

XXXX

80.0

XXXX

DSCR

Fixed

Correspondent - DSCR

7.875

916.49

239.86

1156.35

XXXX

Fixed

360

XXXX

1%, 1%, 1%, 1%, 1%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

1790.00

23700

299

0.13516253443526172

1.17

XXXX

Manual Underwriting

XXXX

xxxxxx2528

XXXX

US Citizen

XXXX

740

731

754

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

17375

Taxes and Insurance

641.42

1394248.91

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

6.0

1483.89

689.81

2173.7

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

1934.43

1192.95

88000

284

0.06525225225225226

XXXX

Manual Underwriting

XXXX

xxxxxx0912

XXXX

US Citizen

XXXX

764

743

777

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

3138

Taxes and Insurance

162.51

341471

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

6.375

1726.56

374.65

2101.21

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

5089.43

15283

167

0.041125

XXXX

Manual Underwriting

XXXX

xxxxxx2523

XXXX

US Citizen

XXXX

740

731

754

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

19994

Taxes and Insurance

590.86

1387309.43

XXXX

65.0

XXXX

DSCR

Fixed

Super Kind - DSCR

6.0

1578.32

757.94

2347.93

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

281.68

88000

284

0.07076348547717842

XXXX

Manual Underwriting

XXXX

xxxxxx1681

XXXX

US Citizen

XXXX

773

786

730

XXXX

US Citizen

false

XXXX

739

740

735

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

4604

No Escrow

88.08

254595.89

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

7.125

2236.75

2931.3

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Condominium

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

9845.20

64561

304

0.4748335992078772

10.25

XXXX

Manual Underwriting

XXXX

xxxxxx2477

XXXX

US Citizen

XXXX

740

731

754

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

21555.59

Taxes and Insurance

631.4

1392808.39

XXXX

75.0

XXXX

DSCR

Fixed

Super Kind - DSCR

6.0

1564.83

641.08

2205.91

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

605.52

88000

284

0.07018106995884774

XXXX

Manual Underwriting

XXXX

xxxxxx2539

XXXX

US Citizen

XXXX

740

731

754

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

17460

Taxes and Insurance

623.98

1394248.91

XXXX

73.0

XXXX

DSCR

Fixed

Kind - DSCR

6.0

1474.89

759.57

2234.46

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

1107.25

1185.72

88000

284

0.07018106995884774

XXXX

Manual Underwriting

XXXX

xxxxxx2514

XXXX

US Citizen

XXXX

740

731

754

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

19994

Taxes and Insurance

604.16

1381062.26

XXXX

74.02

XXXX

DSCR

Fixed

Super Kind - DSCR

6.0

1544.44

735.22

2285.91

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Retail

XXXX

Yes

XXXX

PUD

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

ATR/QM: Exempt

3613.38

2205.06

88000

285

0.07076348547717842

XXXX

Manual Underwriting

XXXX

xxxxxx2254

XXXX

US Citizen

XXXX

731

784

712

XXXX

US Citizen

false

XXXX

748

779

748

740

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

2975.1

Taxes and Insurance

8.77

15269.26

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

7.125

1482.18

259.65

1741.83

XXXX

Fixed

360

XXXX

5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

8570.00

49751

206

0.3323745049769881

XXXX

Manual Underwriting

XXXX

xxxxxx5276

XXXX

US Citizen

Yes

XXXX

704

689

792

704

XXXX

12 Month Bank Statement

Primary Residence

Purchase

37.18

41.41

7031.00

.00

7031.00

Employed

3.33

2 YRS

4119.8

2911.2

Taxes and Insurance

25.55

66793.04

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.875

2239.01

375.19

2614.2

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

.00

9100

132

0.8556382978723405

XXXX

Manual Underwriting

5867.0

8.144

Yes

XXXX

xxxxxx2596

XXXX

US Citizen

XXXX

740

731

754

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Rate and Term

.00

19994

Taxes and Insurance

593.85

1385128.5

XXXX

75.0

XXXX

DSCR

Fixed

Super Kind - DSCR

6.0

1578.32

660.14

2332.46

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

610.74

88000

284

0.07076348547717842

XXXX

Manual Underwriting

XXXX

xxxxxx2326

XXXX

US Citizen

XXXX

662

668

644

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

3881.51

Taxes and Insurance

45.34

65729.92

XXXX

45.37

XXXX

DSCR

Fixed

Correspondent - DSCR

6.625

941.26

508.35

1449.61

XXXX

Fixed

360

XXXX

5%, 5%, 5%, 5%, 5%

Correspondent Bulk

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

65729.92

4736.14

30000

356

0.6980665610142631

21.58

XXXX

Manual Underwriting

XXXX

xxxxxx0276

XXXX

US Citizen

Yes

XXXX

705

713

678

XXXX

12 Month Bank Statement

Second Home

Purchase

4.11

37.27

141585.19

.00

141585.19

Employed

2 YRS

88816.13

52769.06

Taxes and Insurance

6.11

51275.19

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.375

6492.35

700.46

8392.8

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Retail

XXXX

Yes

XXXX

PUD

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

5609.00

281312

271

0.022879534258844602

8.33

XXXX

Manual Underwriting

5609.0

7.475

XXXX

xxxxxx2437

XXXX

US Citizen

XXXX

785

817

784

XXXX

US Citizen

false

XXXX

796

794

799

XXXX

Debt Service Coverage Ratio

Investment

Refinance

Cash Out - Other

.00

4407

Taxes and Insurance

140.66

241330.54

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

6.375

1544.08

171.66

1715.74

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

241330.54

3925.00

69588

371

0.16802224830901671

XXXX

Manual Underwriting

XXXX

xxxxxx4645

XXXX

US Citizen

XXXX

717

723

692

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

7957

No Escrow

125.09

636656.94

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

7.375

3859.15

5089.46

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

5433.55

25000

247

0.23433021806853582

XXXX

Manual Underwriting

XXXX

xxxxxx2230

XXXX

Permanent Non-US Citizen

XXXX

730

738

727

730

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

12251

No Escrow

176.17

307696.59

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

6.75

1253.43

1746.59

XXXX

Fixed

480

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Condominium

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

4962.96

78414

294

0.5570542635658915

0.08

XXXX

Manual Underwriting

XXXX

xxxxxx2229

XXXX

Permanent Non-US Citizen

XXXX

730

738

727

730

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

12216

No Escrow

85.32

149554.68

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

6.75

1279.12

1752.79

XXXX

Fixed

480

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Condominium

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

9934.48

78414

294

0.6592660550458715

0.08

XXXX

Manual Underwriting

XXXX

xxxxxx3725

XXXX

Permanent Non-US Citizen

Yes

XXXX

801

777

801

XXXX

12 Month Bank Statement

Primary Residence

Purchase

29.73

32.06

18316.73

.00

18316.73

Employed

0.83

12443.63

5873.1

Taxes and Insurance

11.04

60103.97

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.125

3961.46

1208.64

5445.1

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Townhouse

XXXX

Collateral Underwriter (CU)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

25000

264

0.010072727272727273

1.08

XXXX

Manual Underwriting

16125.0

7.452

XXXX

xxxxxx9006

XXXX

US Citizen

Yes

XXXX

797

796

XXXX

12 Month Bank Statement

Primary Residence

Purchase

48.01

48.32

8086.37

.00

8086.37

Employed

8.75

1 YR

4178.82

3907.55

Taxes and Insurance

3.2

12418.29

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.0

3193.45

689.1

3882.55

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

2250.60

4500

102

0.04111111111111111

XXXX

Manual Underwriting

11025.0

7.117

XXXX

xxxxxx3199

XXXX

US Citizen

Yes

XXXX

680

686

676

XXXX

12 Month Bank Statement

Primary Residence

Purchase

24.22

42.34

15625.68

.00

15625.68

Employed

3.83

2 YRS

9009.14

6616.54

Taxes and Insurance

9.08

34365.62

XXXX

85.0

XXXX

Conventional

Fixed

Wholesale - Expanded Prime

9.99

2943.97

560.71

3784.35

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

15375.01

35418

255

0.5414545941601929

XXXX

Manual Underwriting

6141.88

10.371

Yes

XXXX

xxxxxx3549

XXXX

US Citizen

Yes

XXXX

681

628

681

685

XXXX

1YR 1099

Primary Residence

Purchase

32.71

39.21

10370.00

.00

10370.00

Employed

2.42

2 YRS

6304.4

4065.6

Taxes and Insurance

35.42

120136.77

XXXX

85.0

XXXX

Conventional

Fixed

Wholesale - Expanded Prime

8.75

2902.14

489.46

3391.6

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

2406.13

36848

130

0.1144486922750167

1.33

XXXX

Manual Underwriting

9784.13

9.174

Yes

XXXX

xxxxxx3235

XXXX

US Citizen

XXXX

804

811

797

XXXX

US Citizen

false

XXXX

781

779

802

781

XXXX

Asset Utilization (DTI)

Primary Residence

Purchase

12.77

22.89

24418.87

.00

24418.87

Employed

Not Employed

2 YRS

18828.99

5589.88

No Escrow

638.41

1991385.5

XXXX

68.33

XXXX

Conventional

Fixed

A+

6.875

2693.41

3119.28

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Loan Collateral Advisor (LCA)

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

36000

416

0.006555223880597015

1.42

XXXX

Manual Underwriting

7214.2

7.108

XXXX

xxxxxx2447

XXXX

US Citizen

Yes

XXXX

660

681

659

660

XXXX

12 Month Bank Statement

Primary Residence

Refinance

Cash Out - Other

29.08

33.31

19000.00

.00

19000.00

Employed

26.25

2 YRS

12670.48

6329.52

Taxes and Insurance

49.73

274809.97

XXXX

26.1

XXXX

Conventional

Fixed

Wholesale - Expanded Prime

7.75

4656.68

868.91

5525.52

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

AVM

XXXX

None

Non-QM: Lender documented all ATR UW factors

319151.97

7957.50

51525

383

0.572572298325723

XXXX

Manual Underwriting

25832.5

7.957

Yes

XXXX

xxxxxx2549

XXXX

Non-Permanent Non-US Citizen

Yes

XXXX

700

705

699

XXXX

12 Month Bank Statement

Primary Residence

Purchase

10.53

15.6

21393.50

.00

21393.50

Employed

1.42

3 YRS

18056.09

3337.41

Taxes and Insurance

10.49

23638.71

XXXX

80.0

XXXX

Conventional

Fixed

A+

7.5

1795.02

332.39

2252.41

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

PUD

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

2211.42

19760

0.9223327805417357

1.17

XXXX

Manual Underwriting

8679.42

7.685

XXXX

xxxxxx2184

XXXX

US Citizen

XXXX

685

702

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

1576.68

No Escrow

30.56

99391.14

XXXX

80.0

XXXX

DSCR

Fixed

Kind - DSCR

7.25

2373.97

3468.55

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Two to Four Unit

XXXX

Desk Review

XXXX

None

ATR/QM: Exempt

0.0

16581.04

20100

252

0.24773472429210133

XXXX

Manual Underwriting

XXXX

xxxxxx4085

XXXX

US Citizen

Yes

XXXX

675

705

666

XXXX

24 Month Bank Statement

Primary Residence

Purchase

16.5

23.41

26249.15

.00

26249.15

Employed

8.08

3 YRS

20105.34

6143.81

Taxes and Insurance

31.3

135517.6

XXXX

80.0

XXXX

Conventional

Fixed

A+

8.75

3618.82

710.99

4329.81

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Desk Review

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

1425.00

20103

323

0.6796849179244243

1.75

XXXX

Manual Underwriting

6747.2

9.039

Yes

XXXX

xxxxxx3248

XXXX

US Citizen

XXXX

779

773

796

XXXX

Debt Service Coverage Ratio

Investment

Purchase

.00

146

No Escrow

77995.29

XXXX

75.0

XXXX

DSCR

Fixed

Kind - DSCR

6.0

1236.57

1529.29

XXXX

Fixed

360

XXXX

5%, 5%, 5%

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

None

ATR/QM: Exempt

0.0

591.94

26500

303

0.11661229611041406

3.67

XXXX

Manual Underwriting

XXXX

xxxxxx0602

XXXX

US Citizen

Yes

XXXX

728

745

728

707

XXXX

12 Month Bank Statement

Primary Residence

Purchase

3.13

8.75

112685.94

.00

112685.94

Employed

3 YRS

102830.86

9855.08

Taxes and Insurance

7.69

27121.84

XXXX

80.0

XXXX

Conventional

Fixed

Super Kind - Non-QM

6.75

2853.83

671.25

3525.08

XXXX

Fixed

360

XXXX

No Prepayment Penalty

Wholesale

XXXX

Yes

XXXX

Single Family Detached

XXXX

Collateral Underwriter (CU)

XXXX

Yes

XXXX

None

Non-QM: Lender documented all ATR UW factors

0.0

.00

41506

219

0.4470573440643863

XXXX

Manual Underwriting

8800.0

7.026

XXXX

Loan ID

Seller Loan ID

Investor Loan ID

Loan Program

Guideline Product Name

Originator Name

Originating Entity CDFI Flag

Guideline Name

Guideline Author

Guideline Date

Guideline Version

Application Date

TILA Status

TRID

GSE

Verified Safe Harbor Flag

Verified Safe Harbor Reference Document

QM Regulation Failures

ATR QM Total Points and Fees Audit

Loan Regulation Benchmark Date

Benchmark Rate

AUS Decision System

Rating Result

Property Inspection Waiver (PIW)

Calculated APR

HUD 1 Page 1 Credits Total

Verified Qualifying Rate

Originator Qualifying Rate

Qualifying P&I

Default Interest Rate Present

Default Interest Rate

Annual Property Tax

Monthly Property Tax

Annual Insurance Costs

Monthly Insurance Cost

Annual HOA Costs

Monthly HOA Costs

Monthly Other Costs

PITIA

Residual Income

HOA Questionnaire Flag

HOA Name

HOA Address State

HOA Fee Amount

HOA Next Due Date

HOA Payment Frequency

Originator DTI

TPR Verified DTI

QM DTI

Is Borrower Non Occupant

Is Co Borrower Non Occupant

Co Borrower 2 Asset Verification Level

Co Borrower 3 Asset Verification Level

Co Borrower 2 Income Verification Level

Co Borrower 3 Income Verification Level

Co Borrower 2 Employment Verification Level

Co Borrower 3 Employment Verification Level

Borrower Employment Indicator

Co Borrower Employment Indicator

Co Borrower 2 Employment Indicator

Co Borrower 3 Employment Indicator

Co Borrower 2 Length of Employment

Co Borrower 3 Length of Employment

Document Level

Borrower Years of W2s/1099

CoBorrower Years of W2s/1099

Borrower Months of Paystubs Verified

Co Borrower Months of Paystubs Verified

Borrower Employment Gap Letter

Borrower Months of Employment Gap

Co Borrower Employment Gap Letter

Co Borrower Months of Employment Gap

Borrower Years of Personal Tax Returns

Borrower Years of Business Tax Returns

CoBorrower Years of Personal Tax Returns

CoBorrower Years of Business Tax Returns

Years of 4506T

Years of Tax Transcripts

Borrower Award/Offer Letter

Co Borrower Award/Offer Letter

Asset Depletion Flag

Partial Asset Depletion Flag

Asset Depletion Months Amortized

Asset Utilization Flag (No DTI)

Borrower Bank Statements Flag

Borrower Bank Statement Summary/Lender Worksheet

Borrower Number of Personal Bank Statements

Borrower Number of Business Bank Statements

CoBorrower Bank Statements Flag

Co Borrower Bank Statement Summary/Lender Worksheet

CoBorrower Number of Personal Bank Statements

CoBorrower Number of Business Bank Statements

Percent of Income From Statements

Borrower Business Ownership %

CoBorrower Business Ownership %

Bespoke Eligible Assets

Borrower P&L Type

Borrower Number of Months P&L

Borrower P&L Prepared By

CoBorrower P&L Type

CoBorrower P&L Prepared By

CoBorrower Number of Months P&L

Borrower CPA Letter Flag

# of Months CPA verified income

CoBorrower CPA Letter Flag

CoBorrower # of Months CPA verified income

Borrower WVOE Flag

Borrower # of Months Employment Validated WVOE

Borrower # of Months Income Validated WVOE

Borrower WVOE Form Type

CoBorrower WVOE Flag

CoBorrower # of Months WVOE

CoBorrower # of Months Income Validated WVOE

CoBorrower WVOE Form Type

DSCR Flag

TPR DSCR

Originator DSCR

Expense Letter

Income Doc Detail

Tax Return Doc Details

Property Address

Property City

Property State

Property Zip

Property County

Original Credit Report Date

Borrower 1 Credit Report Date

Borrower 2 Credit Report Date

Borrower 3 Credit Report Date

Borrower 4 Credit Report Date

xxxxxx9220

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$2,517.53

Yes

6.500%

$1,734.96

$144.58

$1,377.96

$114.83

$0.00

$2,776.94

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.251

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx9191

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$1,388.65

Yes

6.500%

$3,264.48

$272.04

$827.04

$68.92

$0.00

$1,729.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.055

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx9097

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$2,654.69

Yes

6.500%

$6,204.24

$517.02

$1,446.00

$120.50

$0.00

$3,292.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.351

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx9102

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$2,344.97

$5,437.32

$453.11

$1,290.96

$107.58

$0.00

$2,905.66

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.175

1.145

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx9105

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$2,698.93

Yes

6.500%

$3,999.12

$333.26

$1,479.96

$123.33

$0.00

$3,155.52

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.233

1.283

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx9250

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$2,247.63

Yes

6.500%

$1,683.72

$140.31

$1,191.96

$99.33

$0.00

$2,487.27

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.264

1.08

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx9098

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$2,336.12

Yes

6.500%

$4,144.32

$345.36

$1,272.96

$106.08

$0.00

$2,787.56

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.379

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0079

XXXX

ATR/QM: Exempt

N/A

Client Affirms Non-QM Status

Manual Underwriting

$0.00

7.125%

$6,171.26

$22,187.52

$1,848.96

$2,298.24

$191.52

$0.00

$8,211.74

$299,257.34

N/A

XXXX

$0.00

XXXX

7.81%

7.71%

Yes

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

99.46%

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2025, 2026 || Co Borrower

Borrower - 2025, 2026 || Co Borrower

XXXX

xxxxxx9064

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

5165.0

04/01/2026

6.430%

Manual Underwriting

7.798%

7.625%

$3,901.71

$3,367.08

$280.59

$1,058.04

$88.17

$1,740.00

$145.00

$0.00

$4,415.47

$8,433.31

N/A

XXXX

$145.00

XXXX

Monthly

38.51%

Yes

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower - 2 YRS Executed 4506T Verified

Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 2 YRS Executed 4506T Verified

XXXX

xxxxx0428

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

41093.0

03/31/2026

6.430%

Manual Underwriting

6.653%

6.500%

$8,099.95

$15,057.12

$1,254.76

$3,807.60

$317.30

$0.00

$9,672.01

$18,791.85

N/A

XXXX

$0.00

XXXX

36.58%

Self-Employed

1YR Business P&L

N/A

Yes

0.00%

100.00%

Audited

CPA

Yes

N/A

Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025

Borrower - 2026, 2025

XXXX

xxxxxx9882

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.750%

$6,412.50

$15,504.00

$1,292.00

$7,036.68

$586.39

$6,504.00

$542.00

$0.00

$8,832.89

N/A

XXXX

$542.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.327

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1224

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$1,531.49

$7,394.04

$616.17

$1,420.20

$118.35

$0.00

$2,266.01

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.927

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1222

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$2,771.01

$14,274.60

$1,189.55

$1,459.08

$121.59

$0.00

$4,082.15

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.808

0.81

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1226

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$3,423.95

$10,436.28

$869.69

$1,144.32

$95.36

$0.00

$4,389.00

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.911

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx7611

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$788.31

Yes

6.875%

$969.12

$80.76

$1,253.88

$104.49

$0.00

$973.56

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.284

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0282

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.500%

$893.86

$977.28

$81.44

$588.00

$49.00

$3,900.00

$325.00

$0.00

$1,349.30

Yes

XXXX

$325.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.223

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1606

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$1,414.81

$3,052.20

$254.35

$1,241.04

$103.42

$210.00

$17.50

$0.00

$1,790.08

N/A

XXXX

$17.50

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.201

1.139

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx8505

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$972.02

Yes

6.990%

$2,828.88

$235.74

$981.00

$81.75

$0.00

$1,289.51

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.163

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1343

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$2,102.00

$6,013.44

$501.12

$1,163.04

$96.92

$0.00

$2,700.04

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.074

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0979

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.750%

$3,053.50

Yes

7.750%

$2,252.52

$187.71

$2,959.44

$246.62

$150.00

$12.50

$0.00

$3,500.33

N/A

XXXX

$12.50

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.086

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1223

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$2,733.85

$3,444.96

$287.08

$2,610.96

$217.58

$720.00

$60.00

$0.00

$3,298.51

N/A

XXXX

$60.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.94

0.75

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1984

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.250%

$2,124.38

$4,545.00

$378.75

$1,386.96

$115.58

$744.00

$62.00

$0.00

$2,680.71

N/A

XXXX

$62.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Proceeds from Sale

Yes

1.044

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx3926

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,456.45

$3,812.52

$317.71

$826.44

$68.87

$7,056.00

$588.00

$0.00

$2,431.03

Yes

XXXX

$588.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.357

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0724

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$1,058.15

$1,379.64

$114.97

$2,748.96

$229.08

$0.00

$1,402.20

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.426

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx4983

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.875%

6875.000%

$3,613.11

$14,802.60

$1,233.55

$7,086.00

$590.50

$0.00

$5,437.16

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.195

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx5916

XXXX

ATR/QM: Exempt

N/A

04/03/2026

6.430%

Manual Underwriting

8.067%

7.750%

$1,369.96

$1,459.68

$121.64

$809.04

$67.42

$1,020.00

$85.00

$0.00

$1,644.02

$65,739.04

N/A

XXXX

$85.00

XXXX

Monthly

22.13%

21.18%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx5598

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,075.11

$1,766.64

$147.22

$1,475.40

$122.95

$4,284.00

$357.00

$0.00

$1,702.28

N/A

XXXX

$357.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.087

1.09

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1513

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

04/15/2026

6.370%

Manual Underwriting

7.474%

7.250%

$9,857.45

$21,249.96

$1,770.83

$1,743.96

$145.33

$612.00

$51.00

$0.00

$11,824.61

$22,688.97

N/A

XXXX

$51.00

XXXX

Monthly

34.41%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

Stocks/Bonds

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - 2025, 2026

Borrower - 2025, 2026

XXXX

xxxxxx5758

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.375%

$4,055.15

Yes

6.375%

$12,936.72

$1,078.06

$1,359.96

$113.33

$0.00

$5,246.54

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.287

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1671

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$1,778.62

$3,079.92

$256.66

$1,490.04

$124.17

$0.00

$2,159.45

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.004

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1856

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$3,956.35

$9,506.64

$792.22

$3,581.28

$298.44

$0.00

$5,047.01

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.763

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2184

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.500%

$671.67

Yes

6.500%

$1,308.96

$109.08

$779.04

$64.92

$0.00

$845.67

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.655

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1449

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.875%

$7,047.67

$19,280.52

$1,606.71

$2,709.96

$225.83

$0.00

$8,880.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.351

1.07

N/A

XXXX

xxxxxx0988

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.750%

$2,841.67

Yes

7.750%

$7,891.32

$657.61

$2,470.32

$205.86

$1,440.00

$120.00

$0.00

$3,825.14

N/A

XXXX

$120.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.046

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx8316

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

7795.0

04/03/2026

6.430%

Manual Underwriting

6.757%

6.625%

$4,123.60

$7,193.40

$599.45

$2,559.00

$213.25

$410.04

$34.17

$0.00

$4,970.47

$35,117.22

N/A

XXXX

$34.17

XXXX

Annually

24.91%

25.00%

Self-Employed

1YR 1099

1 YR 1099

N/A

Yes

0.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR 1099 Verified, 2 YRS Executed 4506T Verified - 2025

Borrower - 2 YRS Executed 4506T Verified - 2025

XXXX

xxxxxx5267

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

21064.92

03/31/2026

6.430%

Manual Underwriting

7.006%

6.875%

$4,373.57

$3,896.88

$324.74

$1,440.00

$120.00

$0.00

$4,818.31

$6,375.69

N/A

XXXX

$0.00

XXXX

44.05%

Not Employed

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

Stocks/Bonds

N/A

Borrower || Co Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025

Borrower || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx1708

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$1,430.62

Yes

6.990%

$4,746.12

$395.51

$968.04

$80.67

$8,688.00

$724.00

$0.00

$2,630.80

Yes

XXXX

$724.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.798

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx5941

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

8750.0

04/02/2026

6.430%

Manual Underwriting

6.762%

6.750%

$4,540.19

$3,697.20

$308.10

$3,782.04

$315.17

$1,380.00

$115.00

$0.00

$5,278.46

$19,175.96

N/A

XXXX

$115.00

XXXX

Monthly

25.81%

25.40%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025

Borrower - 2 YRS Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx3773

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$1,608.19

$3,275.28

$272.94

$2,799.00

$233.25

$0.00

$2,114.38

$21,491.24

N/A

XXXX

$0.00

XXXX

31.07%

23.25%

Yes

Not Employed

Employed

2YR Full Doc

2 YRS W2

2+ Months

N/A

Yes

0.00%

N/A

Borrower - Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO || Co Borrower - Wage - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025

Borrower || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx4665

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

12500.0

04/07/2026

6.430%

Manual Underwriting

6.833%

6.750%

$3,242.99

$13,651.20

$1,137.60

$7,865.76

$655.48

$10,680.00

$890.00

$0.00

$5,926.07

$13,154.21

N/A

XXXX

$890.00

XXXX

Monthly

32.74%

Self-Employed

24 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025, 2026

Borrower - 2024, 2025, 2026

XXXX

xxxxxx0639

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

17075.0

04/20/2026

6.300%

Manual Underwriting

6.702%

6.375%

$9,439.15

$17,054.88

$1,421.24

$10,041.48

$836.79

$0.00

$11,697.18

$219,816.82

N/A

XXXX

$0.00

XXXX

7.39%

7.38%

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

Stocks/Bonds

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2026

Borrower - 2025, 2026

XXXX

xxxxxx1873

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

29925.0

04/07/2026

6.430%

Manual Underwriting

7.082%

7.000%

$7,983.63

$7,204.68

$600.39

$2,479.80

$206.65

$0.00

$8,790.67

$58,648.33

N/A

XXXX

$0.00

XXXX

19.16%

Not Employed

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

0.00%

100.00%

Proceeds from Sale

N/A

Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) || Co Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026

Borrower || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026

XXXX

xxxxxx5353

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

2035.0

03/31/2026

6.430%

Manual Underwriting

6.861%

6.750%

$4,799.63

$15,537.60

$1,294.80

$6,069.96

$505.83

$2,460.00

$205.00

$0.00

$6,805.26

$37,812.27

N/A

XXXX

$205.00

XXXX

Monthly

18.91%

19.11%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Personal Bank Statements Verified - 2026, 2025

Borrower - 2026, 2025

XXXX

xxxxxx5917

XXXX

ATR/QM: Exempt

N/A

Client Affirms Non-QM Status

Manual Underwriting

7.875%

$5,084.55

$3,450.96

$287.58

$1,679.04

$139.92

$0.00

$5,512.05

$62,265.07

N/A

XXXX

$0.00

XXXX

25.35%

Yes

Not Employed

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) || Co Borrower - SESoleProprietor - Business Bank Statements Verified

Borrower || Co Borrower

XXXX

xxxxxx9653

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.750%

$779.10

$891.36

$74.28

$1,209.96

$100.83

$0.00

$954.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.415

1.443

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx6070

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,365.70

$8,137.32

$678.11

$826.68

$68.89

$1,500.00

$125.00

$0.00

$2,237.70

N/A

XXXX

$125.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.005

1.006

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1590

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

04/28/2026

6.260%

Manual Underwriting

6.846%

6.750%

$12,248.78

$25,659.84

$2,138.32

$7,597.56

$633.13

$4,620.00

$385.00

$0.00

$15,405.23

N/A

XXXX

$385.00

XXXX

Monthly

0.00%

Yes

Not Employed

Asset Utilization (No DTI)

N/A

Yes

N/A

0.00%

N/A

Borrower - N/A

Borrower

XXXX

xxxxxx1126

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$1,299.35

$960.00

$80.00

$3,102.72

$258.56

$0.00

$1,637.91

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.191

1.252

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx4899

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

4805.0

03/30/2026

6.430%

Manual Underwriting

7.797%

7.500%

$950.93

$1,809.00

$150.75

$1,703.64

$141.97

$0.00

$1,243.65

$4,586.35

N/A

XXXX

$0.00

XXXX

30.72%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx2971

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

17380.0

04/28/2026

6.260%

Manual Underwriting

7.113%

6.990%

$18,609.67

$43,749.96

$3,645.83

$7,501.20

$625.10

$1,380.00

$115.00

$0.00

$22,995.60

$74,393.10

N/A

XXXX

$115.00

XXXX

Monthly

30.12%

29.41%

Self-Employed

1YR Full Doc

N/A

Yes

0.00%

50.00%

100.00%

N/A

Borrower - SESCorp, Other REO Net Rental Income(Loss), SESCorp - 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - SESCorp, SESCorp, SESCorp, SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - 2026, 2025

Borrower - 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx1875

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$777.01

$1,195.92

$99.66

$1,473.96

$122.83

$0.00

$999.50

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.351

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0644

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$894.99

$3,103.08

$258.59

$1,633.56

$136.13

$0.00

$1,289.71

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.287

1.163

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx3302

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

Out of Scope

6.625%

$1,216.59

$5,007.96

$417.33

$1,458.00

$121.50

$14,880.00

$1,240.00

$0.00

$2,995.42

$6,771.42

Yes

XXXX

$1,240.00

XXXX

Monthly

36.58%

36.30%

Yes

Not Employed

1YR Full Doc

N/A

0.00%

N/A

Borrower - SSI and Disability, Other, Other, Subject Property Net Rental Income(Loss) if NOO - Executed 4506T Verified - 2026 || Co Borrower - SSI and Disability - Executed 4506T Verified - 2026

Borrower - Executed 4506T Verified - 2026 || Co Borrower - Executed 4506T Verified - 2026

XXXX

xxxxxx1616

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

34452.5

04/28/2026

6.260%

Manual Underwriting

7.877%

7.625%

$13,129.57

$38,874.96

$3,239.58

$16,338.00

$1,361.50

$0.00

$17,730.65

$41,905.35

N/A

XXXX

$0.00

XXXX

33.09%

33.11%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

75.00%

N/A

Yes

N/A

Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - 2026, 2025

Borrower - 2026, 2025

XXXX

xxxxxx1487

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$3,613.11

Yes

6.875%

$5,728.80

$477.40

$2,247.12

$187.26

$0.00

$4,277.77

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.005

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2160

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$870.59

$615.96

$51.33

$1,362.36

$113.53

$0.00

$1,035.45

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.159

1.043

XXXX

xxxxxx1656

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.250%

$2,789.08

$3,805.44

$317.12

$1,640.04

$136.67

$0.00

$3,242.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.172

1.17

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0250

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

3380.0

04/22/2026

6.300%

Manual Underwriting

6.837%

6.750%

$7,368.07

$17,750.04

$1,479.17

$1,629.36

$135.78

$3,600.00

$300.00

$0.00

$9,283.02

$13,658.63

Yes

XXXX

$300.00

XXXX

Monthly

42.47%

41.81%

Employed

2YR Full Doc

2 YRS W2

2+ Months

N/A

Yes

0.00%

N/A

Yes

Work Number

N/A

Borrower - Wage, Other - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026

Borrower - Executed 4506T Verified - 2024, 2025, 2026

XXXX

xxxxxx2672

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

7987.5

04/27/2026

6.260%

Manual Underwriting

6.791%

6.500%

$2,212.24

$2,284.08

$190.34

$1,774.80

$147.90

$0.00

$2,550.48

$4,120.58

N/A

XXXX

$0.00

XXXX

41.54%

Retired

1YR Full Doc

N/A

Yes

0.00%

N/A

Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025

Borrower - 2 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025

XXXX

xxxxxx1498

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$2,116.05

$6,691.08

$557.59

$2,319.00

$193.25

$0.00

$2,866.89

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

0.977

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1587

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$1,573.23

$2,599.44

$216.62

$3,198.00

$266.50

$0.00

$2,056.35

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.264

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2829

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.990%

$3,688.70

$4,021.80

$335.15

$5,300.04

$441.67

$0.00

$4,465.52

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.628

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx4646

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

8.000%

$3,826.58

$11,270.76

$939.23

$2,046.96

$170.58

$0.00

$4,936.39

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.841

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2037

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

7385.0

05/07/2026

6.320%

Manual Underwriting

6.407%

6.250%

$3,663.52

$9,376.32

$781.36

$1,325.04

$110.42

$0.00

$4,555.30

$26,447.14

N/A

XXXX

$0.00

XXXX

24.25%

24.47%

Self-Employed

24 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025, 2024 || Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025, 2024

Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024

XXXX

xxxxxx3624

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$3,655.81

$6,307.44

$525.62

$1,829.04

$152.42

$0.00

$4,333.85

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.038

N/A

XXXX

xxxxxx1447

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$4,297.71

$6,936.00

$578.00

$1,881.96

$156.83

$0.00

$5,032.54

$49,421.06

N/A

XXXX

$0.00

XXXX

35.34%

28.12%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

49.00%

Stocks/Bonds

N/A

Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx0459

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

8207.9

05/04/2026

6.320%

Manual Underwriting

8.432%

8.000%

$2,177.96

$2,515.32

$209.61

$1,109.04

$92.42

$350.04

$29.17

$0.00

$2,509.16

$3,496.48

N/A

XXXX

$29.17

XXXX

Annually

42.12%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx9990

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.625%

$4,459.10

$5,421.48

$451.79

$1,380.96

$115.08

$0.00

$5,025.97

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.34

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx6435

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

7425.0

04/08/2026

6.430%

Manual Underwriting

7.634%

7.250%

$1,964.67

$6,450.60

$537.55

$3,623.04

$301.92

$1,092.00

$91.00

$0.00

$2,895.14

$104,194.71

N/A

XXXX

$91.00

XXXX

Annually

22.07%

21.85%

Yes

Employed

1YR Full Doc

2 YRS W2

1 Month

N/A

Yes

0.00%

N/A

Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026

XXXX

xxxxxx1815

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

9238.6

05/06/2026

6.320%

Manual Underwriting

7.094%

7.000%

$3,512.26

$4,497.00

$374.75

$597.48

$49.79

$3,528.00

$294.00

$0.00

$4,230.80

$28,517.92

N/A

XXXX

$294.00

XXXX

Monthly

18.80%

18.26%

Not Employed

Asset Depletion – Debt Ratio Calculation

N/A

Yes

60.0

Yes

0.00%

Stocks/Bonds,Stocks/Bonds,Stocks/Bonds

N/A

Borrower - Asset Depletion, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified - 2026

Borrower - 2 YRS Executed 4506T Verified - 2026

XXXX

xxxxxx0534

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

14040.5

05/01/2026

6.260%

Manual Underwriting

7.745%

7.500%

$2,334.68

$3,458.88

$288.24

$3,680.28

$306.69

$200.04

$16.67

$0.00

$2,946.28

$6,786.72

N/A

XXXX

$16.67

XXXX

Annually

45.30%

45.27%

Self-Employed

1YR Business P&L

N/A

Yes

0.00%

100.00%

Audited

CPA

N/A

Borrower - SESoleProprietor - YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx0517

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

11957.98

04/23/2026

6.300%

Manual Underwriting

6.407%

6.250%

$8,871.87

$22,514.64

$1,876.22

$2,821.68

$235.14

$0.00

$10,983.23

$20,346.32

N/A

XXXX

$0.00

XXXX

39.66%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

50.00%

Stocks/Bonds

N/A

Borrower - SEPartnership, SEPartnership - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx2868

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.000%

$1,458.11

$7,948.08

$662.34

$2,720.04

$226.67

$0.00

$2,347.12

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.001

1.017

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1212

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

1877.75

05/01/2026

6.260%

Manual Underwriting

7.407%

7.125%

$1,420.87

$6,197.64

$516.47

$516.96

$43.08

$4,020.00

$335.00

$0.00

$2,315.42

$2,686.58

Yes

XXXX

$335.00

XXXX

Monthly

47.68%

47.91%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

Proceeds from Sale

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2026

Borrower - 2025, 2026

XXXX

xxxxxx5498

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$2,224.56

7.500%

$5,202.16

$12,587.04

$1,048.92

$1,437.00

$119.75

$0.00

$6,370.83

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.092

1.137

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2248

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

12237.5

05/05/2026

6.320%

Manual Underwriting

7.608%

7.375%

$2,417.36

$7,143.96

$595.33

$2,979.96

$248.33

$2,520.00

$210.00

$0.00

$3,471.02

$5,528.28

N/A

XXXX

$210.00

XXXX

Monthly

45.67%

Not Employed

Asset Utilization (DTI)

N/A

Yes

60.0

Yes

0.00%

N/A

Borrower - Asset Depletion, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2026

Borrower - 2 YRS Executed 4506T Verified - 2026

XXXX

xxxxxx0236

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.250%

$1,722.46

$2,753.64

$229.47

$437.04

$36.42

$747.96

$62.33

$0.00

$2,050.68

N/A

XXXX

$62.33

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.195

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx8327

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

29898.38

05/01/2026

6.260%

Manual Underwriting

9.452%

8.875%

$5,404.02

$21,836.28

$1,819.69

$1,638.00

$136.50

$852.00

$71.00

$0.00

$7,431.21

$33,125.79

N/A

XXXX

$71.00

XXXX

Annually

31.16%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025

Borrower - 2 YRS Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx6344

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

1.0

05/04/2026

6.320%

Manual Underwriting

8.177%

8.125%

$5,426.51

$25,460.40

$2,121.70

$2,667.00

$222.25

$1,260.00

$105.00

$0.00

$7,875.46

$10,783.37

N/A

XXXX

$105.00

XXXX

Annually

42.90%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025

Borrower - 3 YRS Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx3629

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$2,147.48

$4,166.64

$347.22

$1,692.00

$141.00

$0.00

$2,635.70

$29,186.38

N/A

XXXX

$0.00

XXXX

22.80%

15.14%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026

XXXX

xxxxxx1889

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

14775.0

04/03/2026

6.430%

Manual Underwriting

6.745%

6.250%

$3,694.30

$4,938.12

$411.51

$1,054.44

$87.87

$0.00

$4,193.68

$7,595.36

N/A

XXXX

$0.00

XXXX

39.41%

Employed

1YR Full Doc

1 YR W2

1 Month

N/A

Yes

0.00%

N/A

Borrower - Wage, Primary Residence Rent Income, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026

Borrower - Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026

XXXX

xxxxxx8548

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

4900.0

05/04/2026

6.320%

Manual Underwriting

6.971%

6.750%

$2,101.46

$1,848.96

$154.08

$2,487.96

$207.33

$120.00

$10.00

$0.00

$2,472.87

$4,886.88

N/A

XXXX

$10.00

XXXX

Annually

34.66%

34.27%

Not Employed

Asset Utilization (DTI)

N/A

60.0

Yes

0.00%

N/A

Borrower - Asset Depletion - 3 YRS Executed 4506T Verified - 2025, 2026

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx0318

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.375%

$1,562.79

$2,018.04

$168.17

$657.00

$54.75

$2,808.00

$234.00

$0.00

$2,019.71

N/A

XXXX

$234.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.01

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx9872

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

7622.0

05/06/2026

6.320%

Manual Underwriting

7.059%

6.875%

$3,678.80

$11,311.44

$942.62

$4,269.00

$355.75

$0.00

$4,977.17

$12,957.77

N/A

XXXX

$0.00

XXXX

24.24%

28.26%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx2615

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

0.0

04/23/2026

6.300%

Manual Underwriting

6.898%

6.875%

$8,145.92

$19,647.72

$1,637.31

$5,390.52

$449.21

$3,396.00

$283.00

$0.00

$10,515.44

$9,189.50

N/A

XXXX

$283.00

XXXX

Annually

53.66%

Self-Employed

1YR Full Doc

N/A

Yes

0.00%

50.00%

N/A

Borrower - SEPartnership, SEPartnership - 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified - 2025, 2026

Borrower - 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx2611

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$4,471.81

Yes

7.125%

$8,037.00

$669.75

$0.00

$1,200.00

$100.00

$0.00

$5,241.56

Yes

XXXX

$100.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.049

1.039

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2538

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$4,471.81

Yes

7.125%

$8,037.00

$669.75

$0.00

$1,200.00

$100.00

$0.00

$5,241.56

Yes

XXXX

$100.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.049

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2124

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

13938.71

05/06/2026

6.320%

Manual Underwriting

7.221%

6.875%

$4,196.83

$10,201.68

$850.14

$2,459.28

$204.94

$0.00

$5,251.91

$7,621.15

N/A

XXXX

$0.00

XXXX

43.82%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx3459

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

$1,852.10

$2,751.00

$229.25

$1,191.00

$99.25

$660.00

$55.00

$0.00

$2,235.60

N/A

XXXX

$55.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.096

N/A

XXXX

xxxxxx1289

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

3600.0

05/01/2026

6.260%

Manual Underwriting

6.650%

6.500%

$3,792.41

$9,999.96

$833.33

$3,732.96

$311.08

$0.00

$4,936.82

$36,081.51

N/A

XXXX

$0.00

XXXX

15.57%

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

0.00%

Stocks/Bonds

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2026 || Co Borrower - N/A

Borrower - 2025, 2026 || Co Borrower

XXXX

xxxxxx0975

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.125%

$1,783.91

$2,082.72

$173.56

$2,067.96

$172.33

$1,800.00

$150.00

$0.00

$2,279.80

N/A

XXXX

$150.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.097

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2530

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

16800.0

05/11/2026

6.410%

Manual Underwriting

7.102%

7.000%

$3,725.69

$7,048.80

$587.40

$4,580.04

$381.67

$0.00

$4,694.76

$15,141.24

N/A

XXXX

$0.00

XXXX

33.73%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx2001

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

18850.0

05/11/2026

6.410%

Manual Underwriting

6.821%

6.625%

$6,728.52

$20,199.96

$1,683.33

$2,181.84

$181.82

$0.00

$8,593.67

$22,185.07

N/A

XXXX

$0.00

XXXX

41.38%

34.02%

41.30%

Self-Employed

Written Verification of Employment

1 YR W2

N/A

Yes

0.00%

100.00%

Stocks/Bonds

N/A

Yes

FNMA 1005

N/A

Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 YR W2 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025

Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx1130

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.750%

$1,719.39

$3,104.40

$258.70

$2,540.04

$211.67

$0.00

$2,189.76

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.096

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2578

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.375%

$3,253.08

$9,545.88

$795.49

$1,715.04

$142.92

$1,839.96

$153.33

$0.00

$4,344.82

N/A

XXXX

$153.33

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.829

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2393

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$1,872.83

$6,125.40

$510.45

$1,007.04

$83.92

$1,118.04

$93.17

$0.00

$2,560.37

N/A

XXXX

$93.17

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.055

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx3312

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.000%

$1,490.28

$3,500.04

$291.67

$1,679.04

$139.92

$0.00

$1,921.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.093

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx3355

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$1,640.31

$988.32

$82.36

$1,668.96

$139.08

$0.00

$1,861.75

N/A

XXXX

$0.00

XXXX

550.13%

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.209

1.208

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0327

XXXX

ATR/QM: Exempt

N/A

05/10/2026

6.320%

Manual Underwriting

7.476%

7.375%

$4,217.54

$11,855.52

$987.96

$2,950.08

$245.84

$0.00

$5,451.34

$4,172.88

N/A

XXXX

$0.00

XXXX

43.75%

Yes

Employed

1YR Full Doc

N/A

Yes

N/A

0.00%

N/A

Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - Award Letter Verified - 2025

Borrower - 2025, 2026 || Co Borrower - 2025

XXXX

xxxxxx1568

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

8520.0

05/07/2026

6.320%

Manual Underwriting

7.544%

7.375%

$1,781.94

$34,300.56

$2,858.38

$11,357.04

$946.42

$0.00

$5,586.74

$29,863.14

N/A

XXXX

$0.00

XXXX

40.15%

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

88.70%

100.00%

N/A

Borrower - SECorporation, SSI and Disability - Award Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - SSI and Disability - Award Letter Verified - 2026

Borrower - 2025, 2026 || Co Borrower - 2026

XXXX

xxxxxx2601

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.000%

$1,582.81

$5,834.16

$486.18

$1,716.96

$143.08

$0.00

$2,212.07

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.401

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2224

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.500%

$1,179.92

Yes

7.500%

$2,343.84

$195.32

$1,467.72

$122.31

$0.00

$1,497.55

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.068

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx4775

XXXX

ATR/QM: Exempt

N/A

05/14/2026

6.410%

Manual Underwriting

7.445%

7.250%

$2,865.14

$3,345.36

$278.78

$1,446.48

$120.54

$180.00

$15.00

$0.00

$3,279.46

$6,445.53

N/A

XXXX

$15.00

XXXX

Annually

68.66%

36.20%

Yes

Employed

Not Employed

1YR Full Doc

1 YR W2

2+ Months

N/A

Yes

N/A

0.00%

N/A

Yes

FNMA 1005

N/A

Borrower - Wage, Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower

Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower

XXXX

xxxxxx3865

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.875%

$2,588.30

$3,567.36

$297.28

$2,550.00

$212.50

$0.00

$3,098.08

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.001

1.003

N/A

XXXX

xxxxxx9789

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

1495.0

05/11/2026

6.410%

Manual Underwriting

7.868%

7.750%

$1,414.56

$3,925.56

$327.13

$1,910.04

$159.17

$24.96

$2.08

$0.00

$1,902.94

$8,346.33

N/A

XXXX

$2.08

XXXX

Annually

37.33%

Not Employed

Asset Utilization (DTI)

N/A

60.0

Yes

0.00%

N/A

Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 1 YR Executed 4506T Verified - 2025 || Co Borrower - Asset Depletion - 1 YR Executed 4506T Verified - 2025

Borrower - 1 YR Executed 4506T Verified - 2025 || Co Borrower - 1 YR Executed 4506T Verified - 2025

XXXX

xxxxxx2547

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.000%

$1,636.77

$7,854.00

$654.50

$1,739.04

$144.92

$200.04

$16.67

$0.00

$2,452.86

N/A

XXXX

$16.67

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.366

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx3367

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

$2,089.01

Yes

6.625%

$4,266.00

$355.50

$1,408.56

$117.38

$0.00

$2,561.89

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.829

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2338

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.875%

$916.49

$1,914.36

$159.53

$963.96

$80.33

$0.00

$1,156.35

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.059

1.081

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2528

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.000%

$1,483.89

$6,615.72

$551.31

$1,662.00

$138.50

$0.00

$2,173.70

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.38

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0912

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.375%

$1,726.56

$2,968.08

$247.34

$1,527.72

$127.31

$0.00

$2,101.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.047

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2523

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.000%

$1,578.32

$7,504.32

$625.36

$1,590.96

$132.58

$140.04

$11.67

$0.00

$2,347.93

N/A

XXXX

$11.67

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.491

1.498

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx1681

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$2,236.75

$4,814.04

$401.17

$2,642.52

$220.21

$878.04

$73.17

$0.00

$2,931.30

N/A

XXXX

$73.17

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.117

N/A

XXXX

xxxxxx2477

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.000%

$1,564.83

$6,102.96

$508.58

$1,590.00

$132.50

$0.00

$2,205.91

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.36

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2539

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.000%

$1,474.89

$7,581.84

$631.82

$1,533.00

$127.75

$0.00

$2,234.46

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.343

1.342

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2514

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.000%

$1,544.44

$7,526.16

$627.18

$1,296.48

$108.04

$75.00

$6.25

$0.00

$2,285.91

N/A

XXXX

$6.25

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.853

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2254

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.125%

$1,482.18

$844.80

$70.40

$2,271.00

$189.25

$0.00

$1,741.83

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.005

N/A

XXXX

xxxxxx5276

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

5867.0

03/31/2026

6.430%

Manual Underwriting

8.144%

7.875%

$2,239.01

$2,853.00

$237.75

$1,649.28

$137.44

$0.00

$2,614.20

$4,119.80

N/A

XXXX

$0.00

XXXX

41.41%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SECorporation - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025

Borrower - 2 YRS Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx2596

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.000%

$1,578.32

$6,381.72

$531.81

$1,539.96

$128.33

$1,128.00

$94.00

$0.00

$2,332.46

N/A

XXXX

$94.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.458

1.299

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2326

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.625%

$941.26

$4,833.00

$402.75

$1,267.20

$105.60

$0.00

$1,449.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.155

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0276

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

5609.0

05/09/2026

6.320%

Manual Underwriting

7.475%

7.375%

$6,492.35

$3,877.44

$323.12

$4,527.96

$377.33

$14,400.00

$1,200.00

$0.00

$8,392.80

$88,816.13

N/A

XXXX

$1,200.00

XXXX

Monthly

37.51%

37.27%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx2437

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.375%

$1,544.08

$1,273.92

$106.16

$786.00

$65.50

$0.00

$1,715.74

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.049

1.05

N/A

XXXX

xxxxxx4645

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

7.375%

$3,859.15

$13,232.40

$1,102.70

$1,531.32

$127.61

$0.00

$5,089.46

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.015

1.014

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2230

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$1,253.43

$4,251.96

$354.33

$1,125.96

$93.83

$540.00

$45.00

$0.00

$1,746.59

N/A

XXXX

$45.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Proceeds from Sale

Yes

1.116

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx2229

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

6.750%

$1,279.12

$4,068.00

$339.00

$1,076.04

$89.67

$540.00

$45.00

$0.00

$1,752.79

Yes

XXXX

$45.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Proceeds from Sale

Yes

1.113

1.05

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx3725

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

16125.0

05/07/2026

6.320%

Manual Underwriting

7.452%

7.125%

$3,961.46

$13,372.68

$1,114.39

$1,131.00

$94.25

$3,300.00

$275.00

$0.00

$5,445.10

$12,443.63

N/A

XXXX

$275.00

XXXX

Monthly

32.06%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SECorporation - Business Bank Statements Verified - 2025, 2026

Borrower - 2025, 2026

XXXX

xxxxxx9006

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

11025.0

05/13/2026

6.410%

Manual Underwriting

7.117%

7.000%

$3,193.45

$6,734.16

$561.18

$1,535.04

$127.92

$0.00

$3,882.55

$4,178.82

N/A

XXXX

$0.00

XXXX

33.41%

48.32%

Self-Employed

12 Month Bank Statement

N/A

Yes

67.65%

100.00%

N/A

Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Executed 4506T Verified, Personal Bank Statements Verified - 2026, 2025

Borrower - 1 YR Executed 4506T Verified - 2026, 2025

XXXX

xxxxxx3199

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

6141.88

05/26/2026

6.600%

Manual Underwriting

10.371%

9.990%

$2,943.97

$5,558.88

$463.24

$1,169.64

$97.47

$3,356.04

$279.67

$0.00

$3,784.35

$9,009.14

N/A

XXXX

$279.67

XXXX

Annually

43.65%

42.34%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 2 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx3549

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

9784.13

05/27/2026

6.600%

Manual Underwriting

9.174%

8.750%

$2,902.14

$4,508.28

$375.69

$1,365.24

$113.77

$0.00

$3,391.60

$6,304.40

N/A

XXXX

$0.00

XXXX

41.60%

39.21%

Self-Employed

1YR 1099

1 YR 1099

N/A

0.00%

N/A

Borrower - Other - 1 YR 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025

Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025

XXXX

xxxxxx3235

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

7214.2

05/04/2026

6.320%

Manual Underwriting

7.108%

6.875%

$2,693.41

$1,952.40

$162.70

$2,498.04

$208.17

$660.00

$55.00

$0.00

$3,119.28

$18,828.99

N/A

XXXX

$55.00

XXXX

Annually

22.93%

22.89%

Employed

Not Employed

Asset Utilization (DTI)

N/A

60.0

Yes

N/A

0.00%

Stocks/Bonds

N/A

Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified

Borrower - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified

XXXX

xxxxxx2447

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

25832.5

05/22/2026

6.420%

Manual Underwriting

7.957%

7.750%

$4,656.68

$8,926.92

$743.91

$1,499.16

$124.93

$0.00

$5,525.52

$12,670.48

N/A

XXXX

$0.00

XXXX

33.31%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025

Borrower - 2 YRS Executed 4506T Verified - 2024, 2025

XXXX

xxxxxx2549

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

8679.42

04/29/2026

6.260%

Manual Underwriting

7.685%

7.500%

$1,795.02

$2,762.52

$230.21

$1,226.16

$102.18

$1,500.00

$125.00

$0.00

$2,252.41

$18,056.09

N/A

XXXX

$125.00

XXXX

Monthly

15.60%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026

XXXX

xxxxxx2184

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

7.250%

$2,373.97

$9,914.64

$826.22

$2,595.36

$216.28

$624.96

$52.08

$0.00

$3,468.55

N/A

XXXX

$52.08

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.312

1.304

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx4085

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

6747.2

05/06/2026

6.320%

Manual Underwriting

9.039%

8.750%

$3,618.82

$7,187.52

$598.96

$1,344.36

$112.03

$0.00

$4,329.81

$20,105.34

N/A

XXXX

$0.00

XXXX

23.75%

23.41%

Self-Employed

24 Month Bank Statement

N/A

Yes

100.00%

Stocks/Bonds

N/A

Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025, 2024

Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024

XXXX

xxxxxx3248

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

6.000%

$1,236.57

$2,526.60

$210.55

$986.04

$82.17

$0.00

$1,529.29

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.193

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

xxxxxx0602

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

Client Affirms Non-QM Status

8800.0

04/22/2026

6.300%

Manual Underwriting

7.026%

6.750%

$2,853.83

$4,632.00

$386.00

$3,423.00

$285.25

$0.00

$3,525.08

$102,830.86

N/A

XXXX

$0.00

XXXX

8.75%

Self-Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

50.00%

N/A

Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026

Borrower - 3 YRS Executed 4506T Verified - 2025, 2026

XXXX

Loan ID

Qualifying Credit Score

Third Wage Earner Original FICO Equifax

Third Wage Earner Original FICO Experian

Third Wage Earner Original FICO Transunion

Fourth Wage Earner Original FICO Equifax

Fourth Wage Earner Original FICO Experian

Fourth Wage Earner Original FICO Transunion

Most Recent Co Borrower 2 FICO

Most Recent Co Borrower 3 FICO

Updated Credit Report Flag

Updated Credit Report Date

Updated FICO Method

Primary Wage Earner Updated FICO Equifax

Primary Wage Earner Updated FICO Experian

Primary Wage Earner Updated FICO Transunion

Secondary Wage Earner Updated FICO Equifax

Secondary Wage Earner Updated FICO Experian

Secondary Wage Earner Updated FICO Transunion

Third Wage Earner Updated FICO Equifax

Third Wage Earner Updated FICO Experian

Third Wage Earner Updated FICO Transunion

Fourth Wage Earner Updated FICO Equifax

Fourth Wage Earner Updated FICO Experian

Fourth Wage Earner Updated FICO Transunion

Updated Primary Borrower FICO

Updated Co Borrower FICO

Updated Co Borrower 2 FICO

Updated Co Borrower 3 FICO

Updated Qualifying FICO

Most Recent Bankruptcy Type

Most Recent Bankruptcy Filing Date

Most Recent Bankruptcy Discharge Date

Number of Bankruptcy Events

Months Bankruptcy 7 11

Months Bankruptcy 13

Most Recent Deed in Lieu Date

Number of Deed in Lieu Events

Months Deed in Lieu

Most Recent Short Sale Date

Number of Short Sale Events

Months Short Sale (or Pre FC)

Most Recent Foreclosure Date

Number of Foreclosure Events

Months Foreclosure

Prior Mortgage/Rent Lates 30d in 0-12m

Prior Mortgage/Rent Lates 60d in 0-12m

Prior Mortgage/Rent Lates 90d in 0-12m

Prior Mortgage/Rent Lates 120d+ in 0-12m

Prior Mortgage/Rent Lates 30d in 13-24m

Prior Mortgage/Rent Lates 60d in 13-24m

Prior Mortgage/Rent Lates 90d in 13-24m

Prior Mortgage/Rent Lates 120d+ in 13-24m

Prior Mortgage/Rent Late 30d in 24m

Prior Mortgage/Rent Late 60d in 24m

Prior Mortgage/Rent Late 90d in 24m

Has ACH

Is Equity Shared Loan

Subordinate Lien Type

Subordinate Lien Max Draw Amount (HELOC)

Subordinate Lien 2 Type

Subordinate Lien 2 Max Draw Amount (HELOC)

Subordinate Lien 3 Type

Subordinate Lien 3 Max Draw Amount (HELOC)

Is Shared Appreciation Mortgage

Borrower Originator Citizenship Designation

Borrower Verified Citizenship Designation

Borrower Individual Tax Identification Number (ITIN)?

Borrower Photo Identification Type

Borrower Photo Identification Other Type

Borrower Photo ID State of Issuance

Borrower Photo ID Country of Issuance

Borrower Photo ID Expiration Date

Borrower Passport Country of Origin

Borrower Passport Expiration Date

Borrower Non-US Citizen Identification Document

Borrower Date of Resident Since/Valid Date

Borrower Non-US Document Expiration Date

Co Borrower Originator Citizenship Designation

Co Borrower Verified Citizenship Designation

Co Borrower Individual Tax Identification Number (ITIN)?

Co Borrower Photo Identification Type

Co Borrower Photo Identification Other Type

Co Borrower Photo ID State of Issuance

Co Borrower Photo ID Country of Issuance

Co Borrower Photo ID Expiration Date

Co Borrower Passport Country of Origin

Co Borrower Passport Expiration Date

Co Borrower Non-US Citizen Identification Document

Co Borrower Date of Resident Since/Valid Date

Co Borrower Non-US Document Expiration Date

Co Borrower 2 Originator Citizenship Designation

Co Borrower 2 Verified Citizenship Designation

Co Borrower 2 Individual Tax Identification Number (ITIN)?

Co Borrower 2 Photo Identification Type

Co Borrower 2 Photo Identification Other Type

Co Borrower 2 Photo ID State of Issuance

Co Borrower 2 Photo ID Country of Issuance

Co Borrower 2 Photo ID Expiration Date

Co Borrower 2 Passport Country of Origin

Co Borrower 2 Passport Expiration Date

Co Borrower 2 Non-US Citizen Identification Document

Co Borrower 2 Date of Resident Since/Valid Date

Co Borrower 2 Non-US Document Expiration Date

Co Borrower 3 Originator Citizenship Designation

Co Borrower 3 Verified Citizenship Designation

Co Borrower 3 Individual Tax Identification Number (ITIN)?

Co Borrower 3 Photo Identification Type

Co Borrower 3 Photo Identification Other Type

Co Borrower 3 Photo ID State of Issuance

Co Borrower 3 Photo ID Country of Issuance

Co Borrower 3 Photo ID Expiration Date

Co Borrower 3 Passport Country of Origin

Co Borrower 3 Passport Expiration Date

Co Borrower 3 Non-US Citizen Identification Document

Co Borrower 3 Date of Resident Since/Valid Date

Co Borrower 3 Non-US Document Expiration Date

Property Rights

Leasehold Lease Expiration Date

Buydown Flag

Assumable Mortgage Flag

Foreign National Alternative Credit Documentation

Liquid / Cash Reserves (ASF)

Months Liquid Reserves

Total Assets Available for Reserves

Months Reserves

Blanket Mortgage Flag

Qualifying HCLTV

Condo Warrantability Flag

E-Note Flag

O&E in lieu of Title Insurance

Business Purpose Flag

Borrower Note Executed As

Co Borrower Note Executed As

Co Borrower 2 Note Executed As

Co Borrower 3 Note Executed As

Borrower 1 Trust Name

Borrower 2 Trust Name

Borrower 3 Trust Name

Borrower 4 Trust Name

xxxxxx9220

751

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

66860.16

24.1

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx9191

751

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

211248.32

122.1

65.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx9097

751

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

126577.82

38.5

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx9102

751

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

101636.46

35.0

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx9105

751

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

135172.45

42.8

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx9250

751

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

340897.17

137.1

74.08

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx9098

751

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

103273.44

37.1

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx0079

664

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

616990.46

75.1

616990.46

75.1

51.61

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx9064

796

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

39615.25

9.0

39615.25

9.0

90.0

N/A

Borrower As Individual

N/A

XXXX

xxxxx0428

777

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

111388.76

11.5

55.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx9882

702

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1297173.29

146.9

1297173.29

146.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx1224

774

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

293528.24

129.5

293528.24

129.5

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1222

774

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

317462.63

77.8

317462.63

77.8

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1226

774

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

369307.85

84.1

369307.85

84.1

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx7611

763

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

43495.50

44.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx0282

740

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

106926.61

79.3

75.0

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx1606

783

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

142090.95

79.4

142090.95

79.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx8505

778

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

41867.57

32.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx1343

716

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

20922.08

7.8

20922.08

7.8

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx0979

713

XXXX

Unknown

Non Permanent Resident Alien

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

226371.03

64.7

226371.03

64.7

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1223

774

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

404381.63

122.6

404381.63

122.6

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1984

677

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

23286.20

8.7

23286.20

8.7

68.67

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx3926

731

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

31208.75

12.8

31208.75

12.8

70.0

Yes

Borrower As Individual

N/A

XXXX

xxxxxx0724

673

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

33115.95

23.6

65.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx4983

800

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

.00

0.0

524535.05

96.5

64.71

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx5916

811

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

83147.16

50.6

74.99

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx5598

741

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

151676.33

89.1

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1513

808

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

262140.58

22.2

262140.58

22.2

85.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx5758

708

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

572779.17

109.2

39.88

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1671

713

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

94063.64

43.6

94063.64

43.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx1856

785

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

572677.95

113.5

55.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2184

797

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

17786.08

21.0

17786.08

21.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx1449

746

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

70489.73

7.9

70489.73

7.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx0988

713

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

1411855.30

369.1

1411855.30

369.1

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx8316

787

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

98051.02

19.7

98051.02

19.7

70.85

N/A

Borrower As Individual

N/A

XXXX

xxxxxx5267

724

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

624451.20

129.6

624451.20

129.6

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx1708

761

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

18395.26

7.0

18395.26

7.0

75.0

Yes

Borrower As Individual

N/A

XXXX

xxxxxx5941

763

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

42418.05

8.0

42418.05

8.0

52.36

N/A

Borrower As Individual

N/A

XXXX

xxxxxx3773

760

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

19385.69

9.2

19385.69

9.2

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx4665

730

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Disclosure

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

467627.12

78.9

197300.37

33.3

43.48

N/A

Borrower As Individual

N/A

XXXX

xxxxxx0639

745

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

126105.03

10.8

126105.03

10.8

85.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx1873

763

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

312024.81

35.5

312024.81

35.5

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx5353

814

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

629928.16

92.6

629928.16

92.6

71.43

N/A

Borrower As Individual

N/A

XXXX

xxxxxx5917

811

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

100089.81

18.2

100089.81

18.2

85.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx9653

660

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act (Driving License)

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

13273.43

13.9

13273.43

13.9

72.5

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx6070

777

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26882.02

12.0

26882.02

12.0

74.91

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx1590

768

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

367323.95

23.8

367323.95

23.8

75.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx1126

782

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

225094.91

137.4

225094.91

137.4

78.2

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx4899

771

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

15626.68

12.6

15626.68

12.6

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2971

737

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1891563.42

82.3

1891563.42

82.3

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx1875

747

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

103083.83

103.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx0644

768

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

103601.71

80.3

103601.71

80.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx3302

804

XXXX

Unknown

US Citizen

N/A

Other

USA PATRIOT ACT

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Other

USA PATRIOT ACT

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

152005.00

50.8

152005.00

50.8

80.0

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1616

663

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

713327.69

40.2

713327.69

40.2

70.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx1487

672

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

528964.47

123.7

50.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2160

773

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

113889.44

110.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx1656

691

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

67860.99

20.9

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx0250

746

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

223218.66

24.0

169406.06

18.3

80.0

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2672

779

XXXX

Unknown

Closed End - Fixed

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

134662.18

52.8

54.2

N/A

Borrower As Individual

N/A

XXXX

xxxxxx1498

751

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Other

USA Patriotic Act

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

44328.16

15.5

44328.16

15.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx1587

682

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8183.81

4.0

8183.81

4.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2829

696

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

23200.36

5.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx4646

738

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

723244.38

146.5

723244.38

146.5

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2037

788

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

230937.53

50.7

230937.53

50.7

79.87

N/A

Borrower As Individual

N/A

XXXX

xxxxxx3624

753

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

116799.74

27.0

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx1447

778

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

29825.73

5.9

29825.73

5.9

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx0459

742

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Other

USA PATRIOT ACT(DRIVER LICENSE)

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

30014.59

12.0

30014.59

12.0

90.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx9990

728

XXXX

Unknown

US Citizen

N/A

Passport

N/A

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

Yes

N/A

.00

0.0

334105.63

66.5

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx6435

732

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

132135.51

45.6

132135.51

45.6

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx1815

775

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2223957.72

525.7

2223957.72

525.7

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx0534

702

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

43354.52

14.7

65.73

N/A

Borrower As Individual

N/A

XXXX

xxxxxx0517

774

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

522477.54

47.6

522477.54

47.6

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2868

793

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

185879.40

79.2

185879.40

79.2

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1212

679

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

222980.50

96.3

222980.50

96.3

57.0

Yes

Borrower As Individual

N/A

XXXX

xxxxxx5498

759

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Disclosure Borrower Identification

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

3562674.94

559.2

3562674.94

559.2

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2248

685

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

552464.00

159.2

552464.00

159.2

70.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx0236

806

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

641836.53

313.0

641836.53

313.0

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx8327

641

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Disclosure - Driver License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

264989.57

35.7

264989.57

35.7

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx6344

783

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

175515.60

22.3

175515.60

22.3

90.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx3629

809

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

35405.58

13.4

24736.38

9.4

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1889

776

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

44803.05

10.7

73544.45

17.5

55.81

N/A

Borrower As Individual

N/A

XXXX

xxxxxx8548

802

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

496372.33

200.7

496372.33

200.7

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx0318

822

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

52126.07

28.2

52126.07

28.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx9872

762

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

E-2 Visa

XXXX

Fee Simple

XXXX

N/A

150844.09

35.5

150844.09

35.5

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2615

723

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

591743.48

56.3

591743.48

56.3

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2611

727

XXXX

Unknown

US Citizen

N/A

Passport

N/A

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

149411.57

28.5

75.0

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2538

727

XXXX

Unknown

US Citizen

N/A

Passport

N/A

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

458195.34

87.4

607606.91

115.9

75.0

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2124

746

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

53495.67

10.2

53495.67

10.2

84.06

N/A

Borrower As Individual

N/A

XXXX

xxxxxx3459

787

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

10890.92

4.9

10890.92

4.9

65.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1289

707

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

46307.19

9.4

46307.19

9.4

75.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx0975

662

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8350.90

3.7

8350.90

3.7

61.59

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2530

746

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

55597.52

11.8

55597.52

11.8

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2001

792

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

222671.41

25.9

222671.41

25.9

75.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx1130

675

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

79272.35

36.2

79272.35

36.2

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2578

697

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

170002.12

39.1

170002.12

39.1

60.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2393

707

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

177712.77

69.4

177712.77

69.4

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx3312

731

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

Yes

N/A

28258.29

14.7

28258.29

14.7

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx3355

748

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

12037.66

6.5

12037.66

6.5

61.7

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx0327

774

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Disclosure

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Other

USA Patriot Act Disclosure

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

45124.03

8.3

41.94

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx1568

674

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

247446.63

44.3

9.3

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2601

740

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1394248.91

630.3

1394248.91

630.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2224

690

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

23143.65

15.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx4775

750

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8269.63

2.5

76460.44

23.3

67.74

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx3865

782

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

46147.84

14.9

46147.84

14.9

71.64

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx9789

787

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

883083.10

464.1

883083.10

464.1

50.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2547

740

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Disclosure - Driver License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1384624.29

564.5

1384624.29

564.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx3367

766

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

99417.43

38.8

99417.43

38.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2338

724

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

414390.18

358.4

414390.18

358.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2528

740

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1394248.91

641.4

1394248.91

641.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx0912

764

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

341471.00

162.5

341471.00

162.5

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2523

740

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1387309.43

590.9

1387309.43

590.9

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx1681

739

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

254595.89

88.1

254595.89

88.1

80.0

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2477

740

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Disclosure Borrower Identification

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1392808.39

631.4

1392808.39

631.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2539

740

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1394248.91

624.0

1394248.91

624.0

73.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2514

740

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Disclosure - Driver License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1381062.26

604.2

1381062.26

604.2

74.02

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2254

731

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

15269.26

8.8

15269.26

8.8

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx5276

704

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

66793.04

25.6

66793.04

25.6

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2596

740

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Disclosure - Driver License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1385128.50

593.9

1385128.50

593.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx2326

662

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

65729.92

45.3

45.37

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx0276

705

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

51275.19

6.1

51275.19

6.1

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2437

785

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

241330.54

140.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx4645

717

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

636656.94

125.1

636656.94

125.1

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2230

730

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Other

USA Patriot Act Disclosure Borrower Identification

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

307696.59

176.2

307696.59

176.2

75.0

Yes

Borrower As Individual

N/A

XXXX

xxxxxx2229

730

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

149554.68

85.3

149554.68

85.3

80.0

Yes

Borrower As Individual

N/A

XXXX

xxxxxx3725

801

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

60103.97

11.0

60103.97

11.0

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx9006

797

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

12418.29

3.2

12418.29

3.2

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx3199

680

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

34365.62

9.1

34365.62

9.1

85.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx3549

681

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

120136.77

35.4

120136.77

35.4

85.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx3235

804

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1991385.50

638.4

1991385.50

638.4

68.33

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2447

660

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

274809.97

49.7

26.1

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2549

700

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

23638.71

10.5

23638.71

10.5

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx2184

685

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

99391.14

30.6

99391.14

30.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

xxxxxx4085

675

XXXX

Unknown

US Citizen

N/A

Passport

N/A

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

135517.60

31.3

135517.60

31.3

80.0

N/A

Borrower As Individual

N/A

XXXX

xxxxxx3248

779

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

77995.29

51.0

77995.29

51.0

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

xxxxxx0602

728

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

27121.84

7.7

27121.84

7.7

80.0

N/A

Borrower As Individual

N/A

XXXX

Loan ID

Seller Loan ID

Investor Loan ID

Seller Name

Loan Program

Documentation Type

Executed NOO Docs in File

Lease In Place Flag

Actual In Place Rent

Third Party Market Rent Estimate

Third Party Rent Source

Actual Short Term Rent Amount

Actual Short Term Rent Source

Short Term Rent Number of Months

Short Term Rental Occupancy Factor

Rental Income Used for Property DSCR Calculation

Rental Source for Property DSCR Calculation

DSCR Calculation Based On Short Rental Income Flag

Property DTI

Originator DSCR

TPR DSCR

PITIA

Gross Rental Income Unit 1

Lease End Date Unit 1

Lease Term Unit 1

Gross Rental Income Unit 2

Lease End Date Unit 2

Lease Term Unit 2

Gross Rental Income Unit 3

Lease End Date Unit 3

Lease Term Unit 3

Gross Rental Income Unit 4

Lease End Date Unit 4

Lease Term Unit 4

Gross Rental Income Unit 5

Lease End Date Unit 5

Lease Term Unit 5

Gross Rental Income Unit 6

Lease End Date Unit 6

Lease Term Unit 6

Gross Rental Income Unit 7

Lease End Date Unit 7

Lease Term Unit 7

Gross Rental Income Unit 8+

Rent Loss Insurance

Rent Loss Insurance Amount

Fee Amount

Acquisition Cost

Renovation Cost

Effective Gross Income

Turnover Costs

Repairs and Maintenance

Marketing and Leasing Costs

Utilities

Other Costs

Cap Ex Reserve

Section 8

Blanket Mortgage/Cross Collateral Flag

Number of Years Property Owned

Number of Mortgaged Properties With Lender

Number of Properties Securing Loan

Foreign National Alternative Credit Documentation

Months Reserves

Loan Closed in the name of Business Entity

Vested Business Entity Name

Vested Business Entity Type

Qualifying Primary Borrower Type

Qualifying Primary Borrower First Name

Qualifying Primary Borrower Last Name

Qualifying CoBorrower Type

Qualifying CoBorrower First Name

Qualifying CoBorrower Last Name

Qualifying CoBorrower 2 Type

Qualifying CoBorrower 2 First Name

Qualifying CoBorrower 2 Last Name

Qualifying CoBorrower 3 Type

Qualifying CoBorrower 3 First Name

Qualifying CoBorrower 3 Last Name

Non-Qualifying Guarantor 1 First Name

Non-Qualifying Guarantor 1 Last Name

Non-Qualifying Guarantor 1 Citizenship

Non-Qualifying Guarantor 1 Country Name

Non-Qualifying Guarantor 2 First Name

Non-Qualifying Guarantor 2 Last Name

Non-Qualifying Guarantor 2 Citizenship

Non-Qualifying Guarantor 2 Country Name

Personal Guaranty

Total Number of Guarantors

Personal Guaranty Recourse Level

Business Entity EIN

Primary Appraisal Occupancy

xxxxxx9220

XXXX

Debt Service Coverage Ratio

Present

Yes

3475

3740

Appraisal - 1025

N/A

3475

Actual In Place Rent

79.91

1.251

2776.94

1825

04-30-2026

1650

03-31-2026

Yes

21000

580000

3475

1.3

N/A

24.08

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx9191

XXXX

Debt Service Coverage Ratio

Present

Yes

1825

2000

Appraisal - 1007

N/A

1825

Actual In Place Rent

94.77

1.055

1729.61

1825

09-30-2026

Yes

11000

300000

1825

0.6

N/A

122.14

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx9097

XXXX

Debt Service Coverage Ratio

Present

Yes

4449

Appraisal - 1025

N/A

4449

Actual In Place Rent

1.351

3292.21

1250

05-01-2026

3199

03-31-2026

Yes

27700

560000

4449

1.5

N/A

38.45

XXXX

Vested Individual

XXXX

Tenant

xxxxxx9102

XXXX

Debt Service Coverage Ratio

Present

Yes

3415

Appraisal - 1025

N/A

3415

Appraisal - 1025

85.09

1.145

1.175

2905.66

1695

03-31-2026

1720

03-31-2026

Yes

20500

500000

3415

1.3

N/A

34.98

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx9105

XXXX

Debt Service Coverage Ratio

Present

Yes

3890

Appraisal - 1025

N/A

3890

Actual In Place Rent

81.12

1.283

1.233

3155.52

1895

06-30-2026

1995

11-30-2026

Yes

23500

500000

3890

1.2

N/A

42.84

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx9250

XXXX

Debt Service Coverage Ratio

Present

Yes

3145

3220

Appraisal - 1025

N/A

3145

Actual In Place Rent

79.09

1.08

1.264

2487.27

1795

11-30-2026

1350

12-31-2026

Yes

19500

480000

3145

0.6

N/A

137.06

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx9098

XXXX

Debt Service Coverage Ratio

Present

Yes

3845

3970

Appraisal - 1025

3845

Actual In Place Rent

72.5

1.379

2787.56

1850

02-28-2026

1995

02-28-2026

Yes

23500

3845

1.2

N/A

37.05

XXXX

Vested Individual

XXXX

Tenant

xxxxxx0079

XXXX

12 Month Bank Statement

Present

No - Vacant

6000

Appraisal - 1007

Actual In Place Rent

8211.74

Yes

99300

1075000

0.7

N/A

75.14

XXXX

Vested Individual

XXXX

Vested Individual

XXXX

Vacant

xxxxxx9882

XXXX

Debt Service Coverage Ratio

Present

No - Owner Occupied

11725

Appraisal - 1007

N/A

11725

Appraisal - 1007

75.33

1.327

8832.89

Yes

110000

11725

0.0

N/A

146.86

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Owner

xxxxxx1224

XXXX

Debt Service Coverage Ratio

Missing

2100

Appraisal - 1007

N/A

2100

Appraisal - 1007

107.91

0.927

2266.01

Yes

37100

2100

8.2

N/A

129.54

XXXX

Vested Individual

XXXX

Vacant

xxxxxx1222

XXXX

Debt Service Coverage Ratio

Present

3300

Appraisal - 1007

N/A

3300

Appraisal - 1007

123.7

0.81

0.808

4082.15

Yes

54700

3300

10.8

N/A

77.77

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx1226

XXXX

Debt Service Coverage Ratio

Missing

No - Vacant

4000

Appraisal - 1007

4000

Appraisal - 1007

109.73

0.911

4389

Yes

68800

4000

18.9

N/A

84.14

XXXX

Individual

XXXX

Vacant

xxxxxx7611

XXXX

Debt Service Coverage Ratio

Present

Yes

1300

1250

Appraisal - 1007

N/A

1250

Appraisal - 1007

77.88

1.284

973.56

1300

03-01-2027

Yes

22000

10000

1250

0.3

N/A

44.68

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx0282

XXXX

Debt Service Coverage Ratio

Present

Yes

1750

1650

Appraisal - 1007

N/A

1650

Appraisal - 1007

81.78

1.223

1349.3

1750

10-31-2026

Yes

8000

1650

0.5

N/A

79.25

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx1606

XXXX

Debt Service Coverage Ratio

Present

Yes

3150

2150

Appraisal - 1007

N/A

2150

Appraisal - 1007

83.26

1.139

1.201

1790.08

3150

02-25-2027

2150

2.6

N/A

79.38

Yes

XXXX

Corporation

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx8505

XXXX

Debt Service Coverage Ratio

Present

Yes

1500

1800

Appraisal - 1007

N/A

1500

Actual In Place Rent

85.97

1.163

1289.51

1500

05-01-2026

Yes

15474

1500

3.2

N/A

32.47

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx1343

XXXX

Debt Service Coverage Ratio

Present

No - Owner Occupied

2900

Appraisal - 1007

N/A

2900

Appraisal - 1007

93.1

1.074

2700.04

Yes

34800

2900

12.7

N/A

7.75

XXXX

Vested Individual

XXXX

N/A

XXXX

Owner

xxxxxx0979

XXXX

Debt Service Coverage Ratio

Present

No - Owner Occupied

3800

Appraisal - 1007

N/A

3800

Appraisal - 1007

92.11

1.086

3500.33

Yes

21001.98

3800

5.6

N/A

64.67

XXXX

Vested Individual

XXXX

Owner

xxxxxx1223

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

3100

Appraisal - 1007

N/A

3100

Appraisal - 1007

106.4

0.75

0.94

3298.51

Yes

53000

3100

23.0

N/A

122.6

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx1984

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2800

Appraisal - 1007

N/A

2800

Appraisal - 1007

95.74

1.044

2680.71

Yes

50800

809358

2800

0.2

N/A

8.69

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx3926

XXXX

Debt Service Coverage Ratio

Present

3300

Appraisal - 1007

3300

Appraisal - 1007

73.67

1.357

2431.03

Yes

30000

3300

1.0

N/A

12.84

XXXX

Vested Individual

XXXX

Owner

xxxxxx0724

XXXX

Debt Service Coverage Ratio

Present

Yes

2000

Appraisal - 1007

N/A

2000

Appraisal - 1007

70.11

1.426

1402.2

2000

01-01-2028

Yes

8413.2

130000

2000

0.8

N/A

23.62

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx4983

XXXX

Debt Service Coverage Ratio

Present

Yes

6500

Appraisal - 1025

N/A

6500

Appraisal - 1025

83.65

1.195

5437.16

3250

08-31-2026

3250

08-31-2026

6500

0.0

N/A

96.47

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx5916

XXXX

12 Month Bank Statement

Present

N/A

0.0

1644.02

Yes

69984

1.9

N/A

50.58

XXXX

Vested Individual

XXXX

Tenant

xxxxxx5598

XXXX

Debt Service Coverage Ratio

Present

Yes

1850

Appraisal - 1007

N/A

1850

Actual In Place Rent

92.02

1.09

1.087

1702.28

1850

06-01-2026

Yes

5000

1850

0.6

N/A

89.1

XXXX

Individual

XXXX

Tenant

xxxxxx5758

XXXX

Debt Service Coverage Ratio

Present

Yes

6750

Appraisal - 1007

N/A

6750

Actual In Place Rent

77.73

1.287

5246.54

6750

06-30-2026

Yes

81000

6750

22.4

N/A

109.17

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx1671

XXXX

Debt Service Coverage Ratio

Present

Yes

2169

2900

Appraisal - 1025

N/A

2169

Actual In Place Rent

99.56

1.004

2159.45

1400

06-30-2026

769

06-30-2026

Yes

31900

2169

0.0

N/A

43.56

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx1856

XXXX

Debt Service Coverage Ratio

Present

Yes

3850

4200

Appraisal - 1007

N/A

3850

Actual In Place Rent

131.09

0.763

5047.01

3850

06-30-2026

Yes

54500

3850

3.8

N/A

113.47

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2184

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1400

Appraisal - 1007

N/A

1400

Appraisal - 1007

60.41

1.655

845.67

Yes

12000

55000

1400

0.8

N/A

21.03

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx1449

XXXX

Debt Service Coverage Ratio

Present

Yes

12000

9500

Appraisal - 1025

N/A

12000

Actual In Place Rent

93.48

1.07

1.351

8880.21

6000

07-30-2026

6000

06-30-2026

Yes

81937

1100000

12000

1.8

N/A

7.94

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx0988

XXXX

Debt Service Coverage Ratio

Present

4000

Appraisal - 1007

N/A

4000

Appraisal - 1007

95.63

1.046

3825.14

Yes

22230.84

477900

4000

0.0

N/A

369.1

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx1708

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2100

Appraisal - 1007

N/A

2100

Appraisal - 1007

125.28

0.798

2630.8

Yes

16200

2100

4.2

N/A

6.99

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx3773

XXXX

2YR Full Doc

Present

No - Vacant

2000

Appraisal - 1007

N/A

2000

Appraisal - 1007

105.72

0.0

2114.38

Yes

24000

2000

4.3

N/A

9.17

XXXX

Vacant

xxxxxx5917

XXXX

12 Month Bank Statement

Present

N/A

Actual In Place Rent

0.0

5512.05

5.3

N/A

18.16

XXXX

Vested Individual

XXXX

Vested Individual

XXXX

Owner

xxxxxx9653

XXXX

Debt Service Coverage Ratio

Present

Yes

900

1350

Appraisal - 1007

N/A

1350

Appraisal - 1007

70.68

1.443

1.415

954.21

900

05-01-2026

Yes

12000

90000

1350

0.2

N/A

13.91

Yes

XXXX

Limited Liability Corporation (LLC)

Individual

XXXX

N/A

XXXX

Tenant

xxxxxx6070

XXXX

Debt Service Coverage Ratio

Present

2250

Appraisal - 1007

N/A

2250

Appraisal - 1007

99.45

1.006

1.005

2237.7

2250

3.7

N/A

12.01

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx1126

XXXX

Debt Service Coverage Ratio

Present

Yes

1950

2050

Appraisal - 1007

N/A

1950

Actual In Place Rent

1.252

1.191

1637.91

1950

03-31-2027

Yes

34000

42000

1950

0.8

N/A

137.43

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx1875

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1350

Appraisal - 1007

N/A

1350

Appraisal - 1007

74.04

1.351

999.5

75000

1350

0.4

N/A

103.14

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx0644

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1660

Appraisal - 1007

N/A

1660

Appraisal - 1007

77.69

1.163

1.287

1289.71

Yes

18000

1660

0.2

N/A

80.33

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx3302

XXXX

1YR Full Doc

Missing

1600

Appraisal - 1007

N/A

1600

Appraisal - 1007

187.21

0.0

2995.42

Yes

20000

1600

0.0

N/A

50.75

XXXX

Vested Individual

XXXX

Owner

xxxxxx1487

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

4300

Appraisal - 1007

N/A

4300

Appraisal - 1007

99.48

1.005

4277.77

Yes

70730

552500

4300

2.2

N/A

123.65

XXXX

Vested Individual

XXXX

Vacant

xxxxxx2160

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1200

Appraisal - 1007

N/A

1200

Appraisal - 1007

86.29

1.043

1.159

1035.45

Yes

6212.7

40600

1200

0.4

N/A

109.99

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx1656

XXXX

Debt Service Coverage Ratio

Present

Yes

3800

4300

Appraisal - 1025

N/A

3800

Actual In Place Rent

85.34

1.17

1.172

3242.87

1050

06-30-2026

950

06-30-2026

900

06-30-2026

900

06-30-2026

Yes

165400

3800

1.3

N/A

20.93

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx1498

XXXX

Debt Service Coverage Ratio

Present

No - Owner Occupied

2800

Appraisal - 1007

N/A

2800

Appraisal - 1007

102.39

0.977

2866.89

Yes

49510

2800

5.0

N/A

15.46

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Owner

xxxxxx1587

XXXX

Debt Service Coverage Ratio

Present

Yes

2600

Appraisal - 1007

N/A

2600

Appraisal - 1007

79.09

1.264

2056.35

2600

10-01-2026

Yes

52800

100000

2600

2.5

N/A

3.98

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2829

XXXX

Debt Service Coverage Ratio

Present

Yes

7270

7300

Appraisal - 1025

N/A

7270

Actual In Place Rent

61.42

1.628

4465.52

2800

05-31-2027

2070

04-30-2027

2400

04-30-2027

Yes

80000

540000

7270

0.5

N/A

5.2

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx4646

XXXX

Debt Service Coverage Ratio

Present

No - Owner Occupied

4150

Appraisal - 1007

N/A

4150

Appraisal - 1007

118.95

0.841

4936.39

Yes

50030

4150

21.6

N/A

146.51

XXXX

Vested Individual

XXXX

N/A

XXXX

Owner

xxxxxx3624

XXXX

Debt Service Coverage Ratio

Present

Yes

4500

4250

Appraisal - 1007

N/A

4500

Actual In Place Rent

96.31

1.038

4333.85

4500

10-15-2027

Yes

59800

400000

4500

0.0

N/A

26.95

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx1447

XXXX

12 Month Bank Statement

Present

No - Vacant

N/A

0.0

5032.54

Yes

50070

7.9

N/A

5.93

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx9990

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

6734

Appraisal - 1025

N/A

6734

Appraisal - 1025

74.64

1.34

5025.97

Yes

34000

330000

6734

1.0

N/A

66.48

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx2868

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2350

Appraisal - 1007

N/A

2350

Appraisal - 1007

99.88

1.017

1.001

2347.12

Yes

82500

2350

5.2

N/A

79.19

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx5498

XXXX

Debt Service Coverage Ratio

Present

6954

Appraisal - 1025

N/A

6954

Appraisal - 1025

91.61

1.137

1.092

6370.83

Yes

95500

6954

0.8

N/A

559.22

XXXX

Vested Individual

XXXX

N/A

XXXX

Tenant

xxxxxx0236

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2450

Appraisal - 1007

2450

Appraisal - 1007

83.7

1.195

2050.68

Yes

36800

2450

1.2

N/A

312.99

XXXX

Vested Individual

XXXX

Vacant

xxxxxx3629

XXXX

12 Month Bank Statement

Present

No - Vacant

N/A

0.0

2635.7

16.6

N/A

9.38

XXXX

N/A

XXXX

Vacant

xxxxxx0318

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2040

Appraisal - 1007

N/A

2040

Appraisal - 1007

90.76

1.01

2019.71

2040

2.3

N/A

28.15

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx2611

XXXX

Debt Service Coverage Ratio

Present

Yes

5500

Appraisal - 1007

N/A

5500

Actual In Place Rent

95.3

1.039

1.049

5241.56

5500

09-30-2027

Yes

31449.36

5500

5.9

N/A

28.51

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2538

XXXX

Debt Service Coverage Ratio

Present

Yes

5500

Appraisal - 1007

N/A

5500

Actual In Place Rent

95.3

1.049

5241.56

5500

07-31-2027

Yes

31449.33

5500

1.8

N/A

115.92

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx3459

XXXX

Debt Service Coverage Ratio

Present

2450

Appraisal - 1007

N/A

2450

Appraisal - 1007

91.25

1.096

2235.6

Yes

29400

2450

5.8

N/A

4.87

XXXX

Vested Individual

XXXX

Vested Individual

XXXX

N/A

XXXX

Owner

xxxxxx0975

XXXX

Debt Service Coverage Ratio

Present

2500

Appraisal - 1007

2500

Appraisal - 1007

91.19

1.097

2279.8

Yes

42100

2500

1.4

N/A

3.66

XXXX

Vested Individual

XXXX

Vacant

xxxxxx1130

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2400

Appraisal - 1007

N/A

2400

Appraisal - 1007

91.24

1.096

2189.76

2400

6.2

N/A

36.2

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx2578

XXXX

Debt Service Coverage Ratio

Present

No - Owner Occupied

3600

Appraisal - 1007

3600

Appraisal - 1007

120.69

0.829

4344.82

Yes

112770

720000

3600

2.9

N/A

39.13

XXXX

Vested Individual

XXXX

Owner

xxxxxx2393

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2700

Appraisal - 1007

N/A

2700

Appraisal - 1007

94.83

1.055

2560.37

Yes

41500

2700

6.8

N/A

69.41

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx3312

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2100

Appraisal - 1007

N/A

2100

Appraisal - 1007

91.52

1.093

1921.87

Yes

47500

2100

15.0

N/A

14.7

XXXX

Individual

XXXX

Vacant

xxxxxx3355

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2250

Appraisal - 1007

N/A

2250

Appraisal - 1007

82.74

1.208

1.209

1861.75

Yes

60350

195000

2250

1.1

N/A

6.47

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx0327

XXXX

1YR Full Doc

Present

N/A

0.0

5451.34

13.2

N/A

8.28

XXXX

Vested Individual

XXXX

Vested Individual

XXXX

Tenant

xxxxxx2601

XXXX

Debt Service Coverage Ratio

Present

Yes

4235

3100

Appraisal - 1007

3100

Appraisal - 1007

71.36

1.401

2212.07

4235

11-30-2026

Yes

39538

290000

3100

1.8

N/A

630.29

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2224

XXXX

Debt Service Coverage Ratio

Present

Yes

1695

1600

Appraisal - 1007

1600

Appraisal - 1007

93.6

1.068

1497.55

1695

06-01-2026

Yes

10170

130000

1600

0.6

N/A

15.45

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx4775

XXXX

1YR Full Doc

Present

Yes

3000

2900

Appraisal - 1007

N/A

2900

Appraisal - 1007

113.08

0.0

3279.46

3000

01-05-2027

Yes

34800

2900

0.9

N/A

23.31

XXXX

Vested Individual

XXXX

Vested Individual

XXXX

Tenant

xxxxxx3865

XXXX

Debt Service Coverage Ratio

Present

3100

Appraisal - 1007

N/A

3100

Appraisal - 1007

99.94

1.003

1.001

3098.08

Yes

42500

3100

4.6

N/A

14.9

XXXX

Vested Individual

XXXX

Vested Individual

XXXX

N/A

XXXX

Owner

xxxxxx2547

XXXX

Debt Service Coverage Ratio

Present

Yes

4695

3350

Appraisal - 1007

N/A

3350

Appraisal - 1007

73.22

1.366

2452.86

4695

08-31-2026

Yes

39746

305100

3350

0.9

N/A

564.49

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx3367

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

2125

Appraisal - 1007

N/A

2125

Appraisal - 1007

120.56

0.829

2561.89

Yes

32700

2125

3.9

N/A

38.81

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Business Entity

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx2338

XXXX

Debt Service Coverage Ratio

Present

Yes

1225

1250

Appraisal - 1007

N/A

1225

Actual In Place Rent

94.4

1.081

1.059

1156.35

1225

02-28-2027

Yes

12800

128000

1225

0.1

N/A

358.36

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2528

XXXX

Debt Service Coverage Ratio

Present

Yes

4235

3000

Appraisal - 1007

N/A

3000

Appraisal - 1007

72.46

1.38

2173.7

4235

05-31-2026

Yes

43574

270000

3000

1.1

N/A

641.42

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx0912

XXXX

Debt Service Coverage Ratio

Present

No - Owner Occupied

2200

Appraisal - 1007

N/A

2200

Appraisal - 1007

95.51

1.047

2101.21

2200

10.2

N/A

162.51

XXXX

Vested Individual

XXXX

Owner

xxxxxx2523

XXXX

Debt Service Coverage Ratio

Present

3500

Appraisal - 1007

N/A

3500

Appraisal - 1007

67.08

1.498

1.491

2347.93

Yes

39100

301000

3500

N/A

590.86

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx1681

XXXX

Debt Service Coverage Ratio

Present

N/A

3273.33

AirDNA

3273.33

AirDNA

Yes

89.55

1.117

2931.3

3273.33

4.9

N/A

88.08

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Owner

xxxxxx2477

XXXX

Debt Service Coverage Ratio

Present

Yes

3711

3000

Appraisal - 1007

N/A

3000

Appraisal - 1007

73.53

1.36

2205.91

3711

06-30-2026

Yes

38954

325000

3000

1.9

N/A

631.4

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2539

XXXX

Debt Service Coverage Ratio

Present

Yes

4300

3000

Appraisal - 1007

N/A

3000

Appraisal - 1007

74.48

1.342

1.343

2234.46

4300

12-31-2026

Yes

34175

315000

3000

2.6

N/A

623.98

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2514

XXXX

Debt Service Coverage Ratio

Present

Yes

4235

Appraisal - 1007

N/A

4235

Actual In Place Rent

53.98

1.853

2285.91

4235

03-31-2027

327000

4235

1.2

N/A

604.16

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2254

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1750

Appraisal - 1007

N/A

1750

Appraisal - 1007

99.53

1.005

1741.83

Yes

21000

1750

17.2

N/A

8.77

XXXX

Vested Individual

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx2596

XXXX

Debt Service Coverage Ratio

Present

Yes

4033

3400

Appraisal - 1007

N/A

3400

Appraisal - 1007

68.6

1.299

1.458

2332.46

4033

06-30-2026

Yes

40015

330100

3400

1.0

N/A

593.85

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2326

XXXX

Debt Service Coverage Ratio

Present

Yes

1675

2000

Appraisal - 1007

N/A

1675

Actual In Place Rent

86.54

1.155

1449.61

1675

07-31-2026

Yes

10050

1675

20.5

N/A

45.34

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx2437

XXXX

Debt Service Coverage Ratio

Present

Yes

1800

Appraisal - 1007

N/A

1800

Actual In Place Rent

95.32

1.05

1.049

1715.74

1800

06-01-2026

Yes

21600

1800

5.2

N/A

140.66

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Tenant

xxxxxx4645

XXXX

Debt Service Coverage Ratio

Present

5166

Appraisal - 1025

N/A

5166

Appraisal - 1025

98.52

1.014

1.015

5089.46

Yes

116565

5166

5.1

N/A

125.09

XXXX

Individual

XXXX

Tenant

xxxxxx2230

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1950

Appraisal - 1007

N/A

1950

Appraisal - 1007

89.57

1.116

1746.59

Yes

30500

1950

4.4

N/A

176.17

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

xxxxxx2229

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1950

Appraisal - 1007

N/A

1950

Appraisal - 1007

89.89

1.05

1.113

1752.79

Yes

30500

1950

8.9

N/A

85.32

XXXX

Vested Individual

XXXX

Vacant

xxxxxx2184

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

4550

Appraisal - 1025

N/A

4550

Appraisal - 1025

76.23

1.304

1.312

3468.55

4550

5.7

N/A

30.56

Yes

XXXX

Limited Liability Corporation (LLC)

Individual Guarantor

XXXX

Yes

Full Recourse

XXXX

Vacant

xxxxxx3248

XXXX

Debt Service Coverage Ratio

Present

No - Vacant

1825

Appraisal - 1007

N/A

1825

Appraisal - 1007

83.8

1.193

1529.29

Yes

21900

1825

5.8

N/A

XXXX

Vested Individual

XXXX

N/A

XXXX

Vacant

Loan ID	Seller Loan ID	Investor Loan ID	Transaction ID	Field Name	Source	Verified Value	Bid Tape Value	Comment
xxxxxx9220			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx9191			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx9191			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx9097			XXXX	XXXX	the1003Page	XXXX	XXXX	XXXX
xxxxxx9097			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx9102			XXXX	XXXX	the1003Page	XXXX	XXXX	XXXX
xxxxxx9102			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx9102			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx9105			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx9105			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx9105			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx9250			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx9250			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx9250			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx9250			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx9250			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx9098			XXXX	XXXX	the1003Page	XXXX	XXXX	XXXX
xxxxxx9098			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx9064			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx9064			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx9064			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx9882			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx9882			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1224			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1224			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1224			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1222			XXXX	XXXX	the1008Page	XXXX	XXXX	XXXX
xxxxxx1222			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1222			XXXX	XXXX	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx1222			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1222			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1226			XXXX	XXXX	the1008Page	XXXX	XXXX	XXXX
xxxxxx1226			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1226			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0282			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx1606			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1606			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1606			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1606			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1343			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1343			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1343			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0979			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx0979			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1223			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1223			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1984			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1984			XXXX	XXXX	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx1984			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1984			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1984			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1984			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx3926			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx3926			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx3926			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0724			XXXX	XXXX	the1008Page	XXXX	XXXX	XXXX
xxxxxx0724			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx0724			XXXX	XXXX	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx4983			XXXX	XXXX	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx4983			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx4983			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx4983			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx4983			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx5916			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx5916			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx5916			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx5916			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx5916			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx5598			XXXX	XXXX	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx5598			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx5598			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx5598			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx5598			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx5598			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx1513			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1513			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1671			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1671			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx2184			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1449			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1449			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx8316			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx8316			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx5267			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx5267			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx5267			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1708			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx5941			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx5941			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx5941			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx5941			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx3773			XXXX	XXXX	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx3773			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx3773			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx3773			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx3773			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx3773			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx4665			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx4665			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx4665			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0639			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx0639			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx5353			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx5353			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx5917			XXXX	XXXX	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx5917			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx5917			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx9653			XXXX	XXXX	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx9653			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx9653			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx9653			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx9653			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx6070			XXXX	XXXX	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx6070			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx6070			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1126			XXXX	XXXX	the1008Page	XXXX	XXXX	XXXX
xxxxxx1126			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx1126			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4899			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx4899			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx4899			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0644			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx0644			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx0644			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2160			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx2160			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1656			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1656			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0250			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx2672			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2672			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1498			XXXX	XXXX	the1008Page	XXXX	XXXX	XXXX
xxxxxx1498			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx1587			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx2829			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx2829			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx2829			XXXX	XXXX	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx4646			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2037			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx2037			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2037			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2037			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx3624			XXXX	XXXX	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx3624			XXXX	XXXX	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx3624			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx3624			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx3624			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx3624			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx3624			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx1447			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1447			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1447			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx1447			XXXX	XXXX	fraudReportPage	XXXX	XXXX	XXXX
xxxxxx1447			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0459			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx0459			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx0459			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx9990			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx9990			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx6435			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx6435			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx6435			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx6435			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx6435			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx6435			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx1815			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1815			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1815			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1815			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1815			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx0534			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx0534			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0517			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx0517			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx0517			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0517			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx2868			XXXX	XXXX	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx2868			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx2868			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx2868			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2868			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx1212			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx2248			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2248			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2248			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2248			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx0236			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx0236			XXXX	XXXX	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx0236			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx0236			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx0236			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx8327			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx8327			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx8327			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx6344			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx6344			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx6344			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx6344			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1889			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx1889			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1889			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1889			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx8548			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx8548			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx8548			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx8548			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx8548			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx8548			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0318			XXXX	XXXX	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx0318			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx0318			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx0318			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx0318			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx9872			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx9872			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx9872			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx9872			XXXX	XXXX	fraudReportPage	XXXX	XXXX	XXXX
xxxxxx2615			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx2611			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx2611			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2538			XXXX	XXXX	the1008Page	XXXX	XXXX	XXXX
xxxxxx2538			XXXX	XXXX	assetPage	XXXX	XXXX	XXXX
xxxxxx2538			XXXX	XXXX	complianceDetailPage	XXXX	XXXX	XXXX
xxxxxx2124			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx2124			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx3459			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx3459			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx3459			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx3459			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx1289			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1289			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx0975			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx0975			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx2530			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2530			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx2530			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx2001			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx2001			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2001			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx1130			XXXX	XXXX	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx1130			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2578			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2578			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx3312			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx3312			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx3355			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx3355			XXXX	XXXX	propertyValuationPage	XXXX	XXXX	XXXX
xxxxxx3355			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx3355			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
xxxxxx0327			XXXX	XXXX	creditLiabilitiesPage	XXXX	XXXX	XXXX
xxxxxx0327			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1568			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1568			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx1568			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx1568			XXXX	XXXX	businessPurposeApprovalandGuidelinePage	XXXX	XXXX	XXXX
xxxxxx2601			XXXX	XXXX	1003OcrPage	XXXX	XXXX	XXXX
xxxxxx2601			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx2601			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx2601			XXXX	XXXX	notePage	XXXX	XXXX	XXXX
xxxxxx2601			XXXX	XXXX	employmentIncomePage	XXXX	XXXX	XXXX
xxxxxx2224			XXXX	XXXX	the1008Page	XXXX	XXXX	XXXX
xxxxxx2224			XXXX	XXXX	diligenceFinalLookPage	XXXX	XXXX	XXXX
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