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  <xs:element id="dhi_BusinessAcquisitionBacklogAcquired" abstract="false" name="BusinessAcquisitionBacklogAcquired" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="dhi_BusinessAcquisitionNumberOfControlledLotsAcquiredThroughLandPurchaseContracts" abstract="false" name="BusinessAcquisitionNumberOfControlledLotsAcquiredThroughLandPurchaseContracts" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="dhi_HomeBuildingOpsMember" abstract="true" name="HomeBuildingOpsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_NumberOfHousingConstructionMarkets" abstract="false" name="NumberOfHousingConstructionMarkets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="dhi_NorthwestMember" abstract="true" name="NorthwestMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="dhi_SouthCentralMember" abstract="true" name="SouthCentralMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_SoutheastMember" abstract="true" name="SoutheastMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_EastMember" abstract="true" name="EastMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_NorthMember" abstract="true" name="NorthMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_RentalMember" abstract="true" name="RentalMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_FinancialServicesMember" abstract="true" name="FinancialServicesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_EliminationsAndOtherMember" abstract="true" name="EliminationsAndOtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_CarryingValueOfCommunitiesImpaired" abstract="false" name="CarryingValueOfCommunitiesImpaired" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="dhi_A1.3SeniorNotesDue2026Member" abstract="true" name="A1.3SeniorNotesDue2026Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="dhi_A4.85SeniorNotesDue2030Member" abstract="true" name="A4.85SeniorNotesDue2030Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="dhi_A5.5SeniorNotesDue2035Member" abstract="true" name="A5.5SeniorNotesDue2035Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_A5.0SeniorNotesDue2028Member" abstract="true" name="A5.0SeniorNotesDue2028Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_A6.5SeniorNotesDue2033Member" abstract="true" name="A6.5SeniorNotesDue2033Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="dhi_CreditFacilityMaturingMarch272029Member" abstract="true" name="CreditFacilityMaturingMarch272029Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_LetterofCreditMaximumBorrowingCapacity" abstract="false" name="LetterofCreditMaximumBorrowingCapacity" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="dhi_AuthorizedRepurchaseOfDebtSecurities" abstract="false" name="AuthorizedRepurchaseOfDebtSecurities" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="dhi_DebtRepurchaseAuthorizationRemaining" abstract="false" name="DebtRepurchaseAuthorizationRemaining" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="dhi_LetterofCreditMaximumBorrowingCapacityindollars" abstract="false" name="LetterofCreditMaximumBorrowingCapacityindollars" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="dhi_CreditFacilityMaturingOctober282026Member" abstract="true" name="CreditFacilityMaturingOctober282026Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_CreditFacilityMaturingDecember182029Member" abstract="true" name="CreditFacilityMaturingDecember182029Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="dhi_CapitalizedInterestLineItems" abstract="true" name="CapitalizedInterestLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="dhi_LoansSoldToFNMAFHLMCOrSecuritiesBackedByGNMAMember" abstract="true" name="LoansSoldToFNMAFHLMCOrSecuritiesBackedByGNMAMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_MortgageLoansMember" abstract="true" name="MortgageLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_EquitySecuritiesRegisteredValue" abstract="false" name="EquitySecuritiesRegisteredValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="dhi_AtTheMarketEquityOfferingProgramCommonStockAvailableForIssuance" abstract="false" name="AtTheMarketEquityOfferingProgramCommonStockAvailableForIssuance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="dhi_AtTheMarketEquityOfferingProgramCommonStockIssued" abstract="false" name="AtTheMarketEquityOfferingProgramCommonStockIssued" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="dhi_CommonStockAvailableforIssuanceValueRemaining" abstract="false" name="CommonStockAvailableforIssuanceValueRemaining" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="dhi_OctoberTwoThousandTwentyFiveGrantMember" abstract="true" name="OctoberTwoThousandTwentyFiveGrantMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_FirstQuarterTwoThousandTwentySixTimeBasedRSUGrantsMember" abstract="true" name="FirstQuarterTwoThousandTwentySixTimeBasedRSUGrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_RetirementEligibleMember" abstract="true" name="RetirementEligibleMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_RSUGrantRecipients" abstract="false" name="RSUGrantRecipients" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="dhi_MovementInStandardProductWarrantyAccrualTable" abstract="true" name="MovementInStandardProductWarrantyAccrualTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="dhi_MovementInStandardProductWarrantyAccrualLineItems" abstract="true" name="MovementInStandardProductWarrantyAccrualLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="dhi_ConstructionDefectPortionOfLossContingencyAccrual" abstract="false" name="ConstructionDefectPortionOfLossContingencyAccrual" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
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  <xs:element id="dhi_TypesOfDepositsAxis" abstract="true" name="TypesOfDepositsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="dhi_TypesOfDepositsDomain" abstract="true" name="TypesOfDepositsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="dhi_DepositsLineItems" abstract="true" name="DepositsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="dhi_CommitmentsAndContingenciesAbstract" abstract="true" name="CommitmentsAndContingenciesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="dhi_BondReimbursementReceivable" abstract="false" name="BondReimbursementReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="dhi_ContractAssetInsuranceRenewals" abstract="false" name="ContractAssetInsuranceRenewals" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="dhi_BondReimbursementNonrecourseLiability" abstract="false" name="BondReimbursementNonrecourseLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
