The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 399,353 1,587 SH SOLE 1,587 0 0
ALPHABET INC CAP STK CL A 02079K305 336,643 942 SH SOLE 942 0 0
ALPHABET INC CAP STK CL C 02079K107 5,001,250 14,155 SH SOLE 14,155 0 0
ALTRIA GROUP INC COM 02209S103 1,307,999 18,179 SH SOLE 18,179 0 0
AMAZON COM INC COM 023135106 5,451,428 22,872 SH SOLE 22,872 0 0
AMBEV SA SPONSORED ADR 02319V103 988,290 314,742 SH SOLE 314,742 0 0
APPLE INC COM 037833100 623,959 2,156 SH SOLE 2,156 0 0
ASML HLDG NV N Y REGISTRY SHS N07059210 7,611,132 3,826 SH SOLE 3,826 0 0
BLOOM ENERGY CORP COM CL A 093712107 819,409 2,707 SH SOLE 2,707 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,847,009 32,055 SH SOLE 32,055 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 1,413,625 22,889 SH SOLE 22,889 0 0
BROADCOM INC COM 11135F101 4,953,273 13,113 SH SOLE 13,113 0 0
CANADIAN NAT RES LTD MED TER COM 136385101 1,114,216 28,208 SH SOLE 28,208 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 371,885 5,070 SH SOLE 5,070 0 0
CASEYS GEN STORES INC COM 147528103 216,183 272 SH SOLE 272 0 0
CELESTICA INC COM 15101Q207 800,690 2,196 SH SOLE 2,196 0 0
CHEVRON CORPORATION COM 166764100 319,238 1,926 SH SOLE 1,926 0 0
CORNING INC COM 219350105 205,366 804 SH SOLE 804 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 2,417,494 2,584 SH SOLE 2,584 0 0
DEERE & CO COM 244199105 268,956 424 SH SOLE 424 0 0
ELI LILLY & CO COM 532457108 5,089,181 4,243 SH SOLE 4,243 0 0
EMERSON ELEC CO COM 291011104 229,040 1,600 SH SOLE 1,600 0 0
ENBRIDGE INC COM 29250N105 3,159,668 58,280 SH SOLE 58,280 0 0
ETFIS SER TR I VIRTUS REAVES UT 26923G806 11,052,264 135,212 SH SOLE 135,212 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 275,440 2,750 SH SOLE 2,750 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 2,682,869 28,214 SH SOLE 28,214 0 0
INTUIT COM 461202103 1,364,232 5,227 SH SOLE 5,227 0 0
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 17,385,181 321,769 SH SOLE 321,769 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,035,126 4,865 SH SOLE 4,865 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 998,645 1,356 SH SOLE 1,356 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 6,385,398 185,084 SH SOLE 185,084 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848 404,608 6,958 SH SOLE 6,958 0 0
ISHARES INC MSCI JAPAN ETF 46434G822 7,711,470 82,679 SH SOLE 82,679 0 0
ISHARES TR CORE US AGGBD ET 464287226 27,514,174 277,977 SH SOLE 277,977 0 0
ISHARES TR MSCI EAFE ETF 464287465 18,171,829 174,931 SH SOLE 174,931 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 430,542 3,902 SH SOLE 3,902 0 0
ISHARES TR CORE S&P500 ETF 464287200 15,394,785 20,557 SH SOLE 20,557 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 217,499 2,129 SH SOLE 2,129 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,927,982 23,480 SH SOLE 23,480 0 0
ISHARES TR TIPS BD ETF 464287176 16,231,878 148,331 SH SOLE 148,331 0 0
JPMORGAN CHASE & CO COM 46625H100 239,528 732 SH SOLE 732 0 0
KRANESHARES TRUST MOUNT LUCAS ETF 500767652 8,506,165 309,090 SH SOLE 309,090 0 0
LUMENTUM HLDGS INC COM 55024U109 748,228 872 SH SOLE 872 0 0
MASTERCARD INCORPORATED CL A 57636Q104 308,160 600 SH SOLE 600 0 0
MCKESSON CORP COM 58155Q103 216,102 286 SH SOLE 286 0 0
MERCADOLIBRE INC COM 58733R102 2,727,706 1,607 SH SOLE 1,607 0 0
MICRON TECHNOLOGY INC COM 595112103 2,010,773 1,742 SH SOLE 1,742 0 0
MICROSOFT CORP COM 594918104 2,533,887 6,793 SH SOLE 6,793 0 0
MOODYS CORP COM 615369105 432,539 955 SH SOLE 955 0 0
NASDAQ INC COM 631103108 205,957 2,613 SH SOLE 2,613 0 0
NETFLIX INC. COM 64110L106 1,571,157 22,005 SH SOLE 22,005 0 0
NORFOLK SOUTHN CORP COM 655844108 271,177 862 SH SOLE 862 0 0
NOVO-NORDISK A S ADR 670100205 2,938,626 61,298 SH SOLE 61,298 0 0
NVIDIA CORPORATION COM 67066G104 9,380,525 46,882 SH SOLE 46,882 0 0
ORACLE CORP COM 68389X105 301,307 2,056 SH SOLE 2,056 0 0
PACER FDS TR US CASH COWS 100 69374H881 9,116,258 146,564 SH SOLE 146,564 0 0
PARKER-HANNIFIN CORP COM 701094104 608,391 622 SH SOLE 622 0 0
PEPSICO INC COM 713448108 1,220,902 9,017 SH SOLE 9,017 0 0
PETROLEO BRASILEIRO S A SPONSORED ADR 71654V408 2,297,462 142,170 SH SOLE 142,170 0 0
PFIZER INC COM 717081103 1,316,911 54,689 SH SOLE 54,689 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107 203,302 4,103 SH SOLE 4,103 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,841,479 7,479 SH SOLE 7,479 0 0
PROGRESSIVE CORP COM 743315103 3,333,984 15,262 SH SOLE 15,262 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 9,006,544 160,373 SH SOLE 160,373 0 0
ROYAL CARIBBEAN GROUP COM V7780T103 2,027,747 6,386 SH SOLE 6,386 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 810,008 25,544 SH SOLE 25,544 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 228,784 7,900 SH SOLE 7,900 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 386,284 11,415 SH SOLE 11,415 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 9,957,133 187,481 SH SOLE 187,481 0 0
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 210,551 4,782 SH SOLE 4,782 0 0
SHERWIN WILLIAMS CO COM 824348106 308,166 895 SH SOLE 895 0 0
SHOPIFY INC CL A SUB VTG SHS 82509L107 1,695,002 14,845 SH SOLE 14,845 0 0
SPDR SERIES TRUST ST STR SP METAL 78464A755 6,900,195 64,530 SH SOLE 64,530 0 0
STARBUCKS CORP COM 855244109 1,209,725 11,838 SH SOLE 11,838 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,129,213 1,512 SH SOLE 1,512 0 0
STRATEGIC TRUST RUNNING GWTH ETF 48817R870 4,807,033 148,384 SH SOLE 148,384 0 0
T ROWE PRICE EXCHANGE-TRADED PRICE BLUE CHIP 87283Q107 965,182 19,269 SH SOLE 19,269 0 0
T ROWE PRICE EXCHANGE-TRADED CAP APPRECIATION 87283Q867 304,921 7,419 SH SOLE 7,419 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 6,181,063 12,943 SH SOLE 12,943 0 0
TESLA INC COM 88160R101 703,908 1,674 SH SOLE 1,674 0 0
TJX COS INC NEW COM 872540109 302,089 1,994 SH SOLE 1,994 0 0
TRUIST FINL CORP COM 89832Q109 1,658,259 33,285 SH SOLE 33,285 0 0
UBER TECHNOLOGIES INC COM 90353T100 1,180,393 16,358 SH SOLE 16,358 0 0
UNITED PARCEL SVCS INC CL B 911312106 1,025,443 9,539 SH SOLE 9,539 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,717,799 4,133 SH SOLE 4,133 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,136,846 15,486 SH SOLE 15,486 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 7,762,978 90,120 SH SOLE 90,120 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 415,520 605 SH SOLE 605 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,893,125 5,116 SH SOLE 5,116 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 297,049 3,687 SH SOLE 3,687 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,495,721 4,349 SH SOLE 4,349 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 10,326,716 107,090 SH SOLE 107,090 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,521,963 6,984 SH SOLE 6,984 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306 435,535 2,901 SH SOLE 2,901 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,212,462 12,680 SH SOLE 12,680 0 0