The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 854,561 5,278 SH SOLE 478 4,800 0
ABBVIE INC COM 00287Y109 390,797 1,553 SH SOLE 1,553 0 0
ALPHABET INC CAP STK CL A 02079K305 328,780 920 SH SOLE 920 0 0
ALPHABET INC CAP STK CL C 02079K107 1,516,139 4,291 SH SOLE 4,291 0 0
ALTRIA GROUP INC COM 02209S103 2,245,200 31,205 SH SOLE 19,185 12,020 0
AMAZON COM INC COM 023135106 426,629 1,790 SH SOLE 1,790 0 0
AMEREN CORP COM 023608102 1,894,776 16,762 SH SOLE 7,082 9,680 0
AMERICAN ELEC PWR CO INC COM 025537101 918,406 6,713 SH SOLE 323 6,390 0
APPLE INC COM 037833100 1,934,372 6,685 SH SOLE 6,685 0 0
AT&T INC COM 00206R102 631,661 30,515 SH SOLE 4,710 25,805 0
BANK MONTREAL MEDIUM COM 063671101 1,182,476 6,692 SH SOLE 492 6,200 0
BANK OF AMER CORP COM 060505104 536,182 9,410 SH SOLE 1,205 8,205 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,202,938 2,404 SH SOLE 2,404 0 0
BOEING CO COM 097023105 1,142,312 5,277 SH SOLE 437 4,840 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,330,388 23,089 SH SOLE 1,201 21,888 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 464,559 7,522 SH SOLE 325 7,197 0
BROADCOM INC COM 11135F101 3,533,096 9,353 SH SOLE 90 9,263 0
CATERPILLAR INC COM 149123101 5,690,826 5,344 SH SOLE 265 5,079 0
CENTERPOINT ENERGY INC COM 15189T107 1,087,348 24,690 SH SOLE 350 24,340 0
CHEVRON CORPORATION COM 166764100 2,459,878 14,840 SH SOLE 1,960 12,880 0
CISCO SYS INC COM 17275R102 2,787,208 23,729 SH SOLE 2,632 21,097 0
CITIGROUP INC COM NEW 172967424 204,622 1,462 SH SOLE 1,462 0 0
COCA COLA CO COM 191216100 714,201 8,788 SH SOLE 1,883 6,905 0
CONSOLIDATED EDISON INC COM 209115104 1,616,083 14,608 SH SOLE 333 14,275 0
CORTEVA INC COM 22052L104 723,930 8,548 SH SOLE 552 7,996 0
DEERE & CO COM 244199105 1,649,258 2,600 SH SOLE 200 2,400 0
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 713,664 16,088 SH SOLE 16,088 0 0
DOMINION ENERGY INC COM 25746U109 814,631 11,929 SH SOLE 126 11,803 0
DOW HLDGS INC COM 260557103 236,992 8,662 SH SOLE 623 8,039 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,647,421 20,915 SH SOLE 992 19,923 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N201 379,928 2,801 SH SOLE 122 2,679 0
EATON CORP PLC SHS G29183103 261,212 613 SH SOLE 75 538 0
EDISON INTL COM 281020107 436,277 5,860 SH SOLE 0 5,860 0
ELI LILLY & CO COM 532457108 2,674,729 2,230 SH SOLE 200 2,030 0
EMERSON ELEC CO COM 291011104 1,953,282 13,645 SH SOLE 845 12,800 0
ENBRIDGE INC COM 29250N105 1,077,478 19,876 SH SOLE 1,271 18,605 0
ENTERGY CORP NEW COM 29364G103 895,908 7,800 SH SOLE 0 7,800 0
EVERGY INC COM 30034W106 609,072 7,047 SH SOLE 162 6,885 0
EXXON MOBIL CORP COM 30231G102 3,706,889 27,113 SH SOLE 5,357 21,756 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 595,744 33,319 SH SOLE 31,514 1,805 0
FIRSTENERGY CORP COM 337932107 468,982 9,865 SH SOLE 0 9,865 0
GATX CORP COM 361448103 815,074 4,600 SH SOLE 0 4,600 0
GENERAL DYNAMICS CORP COM 369550108 637,632 1,800 SH SOLE 0 1,800 0
HUBBELL INC COM 443510607 910,891 1,741 SH SOLE 0 1,741 0
ILLINOIS TOOL WKS INC COM 452308109 2,902,955 10,733 SH SOLE 565 10,168 0
INFOSYS LTD SPONSORED ADR 456788108 238,679 22,753 SH SOLE 0 22,753 0
INTEL CORP COM 458140100 3,094,899 22,165 SH SOLE 985 21,180 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,287,942 4,580 SH SOLE 620 3,960 0
INTERNATIONAL PAPER CO COM 460146103 309,410 8,121 SH SOLE 81 8,040 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 199,643 12,572 SH SOLE 12,572 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 3,188,638 156,536 SH SOLE 156,536 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 1,971,720 73,462 SH SOLE 73,462 0 0
ISHARES INC CORE MSCI EMKT 46434G103 329,206 3,974 SH SOLE 3,974 0 0
ISHARES TR CORE S&P MCP ETF 464287507 528,975 6,860 SH SOLE 6,860 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,564,077 10,546 SH SOLE 10,546 0 0
ISHARES TR CORE S&P TTL STK 464287150 219,793 1,338 SH SOLE 1,338 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,713,131 47,617 SH SOLE 46,332 1,285 0
ISHARES TR MSCI EAFE ETF 464287465 755,831 7,276 SH SOLE 7,276 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 962,666 14,072 SH SOLE 14,072 0 0
ISHARES TR RUS 1000 ETF 464287622 1,358,312 3,317 SH SOLE 3,317 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 212,082 1,708 SH SOLE 1,708 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 881,220 2,933 SH SOLE 2,933 0 0
ISHARES TR SELECT DIVID ETF 464287168 241,640 1,546 SH SOLE 1,546 0 0
ISHARES TR TIPS BD ETF 464287176 2,055,533 18,784 SH SOLE 17,934 850 0
JOHNSON & JOHNSON COM 478160104 1,016,896 4,004 SH SOLE 1,994 2,010 0
JPMORGAN CHASE & CO COM 46625H100 2,584,270 7,895 SH SOLE 1,819 6,076 0
KENTUCKY FIRST FED BANCORP COM 491292108 431,460 84,933 SH SOLE 84,933 0 0
KIMBERLY-CLARK CORP COM 494368103 292,098 2,661 SH SOLE 409 2,252 0
KRAFT HEINZ CO COM 500754106 264,733 11,208 SH SOLE 593 10,615 0
LOCKHEED MARTIN CORP COM 539830109 745,849 1,464 SH SOLE 164 1,300 0
MASTERCARD INCORPORATED CL A 57636Q104 205,440 400 SH SOLE 400 0 0
MCDONALDS CORP COM 580135101 788,494 2,917 SH SOLE 1,408 1,509 0
MEDTRONIC PLC SHS G5960L103 417,357 5,335 SH SOLE 635 4,700 0
MERCK & CO INC COM 58933Y105 2,608,550 20,300 SH SOLE 2,781 17,519 0
MICROSOFT CORP COM 594918104 4,052,862 10,865 SH SOLE 4,027 6,838 0
MONDELEZ INTL INC CL A 609207105 469,198 8,112 SH SOLE 832 7,280 0
NEXTERA ENERGY INC COM 65339F101 1,906,101 21,717 SH SOLE 333 21,384 0
NISOURCE INC COM 65473P105 901,073 18,950 SH SOLE 0 18,950 0
NORFOLK SOUTHN CORP COM 655844108 604,013 1,920 SH SOLE 220 1,700 0
NUCOR CORP COM 670346105 1,655,033 7,430 SH SOLE 0 7,430 0
NVIDIA CORPORATION COM 67066G104 980,441 4,900 SH SOLE 4,900 0 0
OGE ENERGY CORP COM 670837103 1,490,942 30,640 SH SOLE 0 30,640 0
PAYCHEX INC COM 704326107 298,235 3,033 SH SOLE 18 3,015 0
PFIZER INC COM 717081103 461,903 19,182 SH SOLE 5,956 13,226 0
PHILIP MORRIS INTL INC COM 718172109 1,003,870 5,549 SH SOLE 1,029 4,520 0
PPG INDS INC COM 693506107 242,580 2,000 SH SOLE 0 2,000 0
PROCTER & GAMBLE CO COM 742718109 654,014 4,460 SH SOLE 1,140 3,320 0
QNITY ELECTRONICS INC COMMON STOCK 74743L100 681,166 4,171 SH SOLE 173 3,998 0
ROYAL BK CDA COM 780087102 1,241,820 6,000 SH SOLE 0 6,000 0
RTX CORPORATION COM 75513E101 421,011 2,219 SH SOLE 1,279 940 0
SANDISK CORP COM 80004C200 4,129,094 1,816 SH SOLE 0 1,816 0
SANOFI SA SPONSORED ADR 80105N105 372,550 8,733 SH SOLE 0 8,733 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 383,898 2,015 SH SOLE 2,015 0 0
SEMPRA COM 816851109 1,116,228 12,040 SH SOLE 0 12,040 0
SHELL PLC SPON ADS 780259305 381,497 4,920 SH SOLE 365 4,555 0
SNAP ON INC COM 833034101 241,440 600 SH SOLE 0 600 0
SOUTHERN CO COM 842587107 1,355,254 14,160 SH SOLE 980 13,180 0
SOUTHWEST GAS HLDGS INC COM 844895102 409,258 4,615 SH SOLE 0 4,615 0
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 2,601,508 26,995 SH SOLE 26,647 348 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,495,034 2,002 SH SOLE 1,023 979 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 6,188,689 8,799 SH SOLE 8,507 292 0
SYSCO CORP COM 871829107 335,992 4,020 SH SOLE 0 4,020 0
THE CIGNA GROUP COM 125523100 224,955 816 SH SOLE 121 695 0
THOR INDS INC COM 885160101 258,175 3,435 SH SOLE 0 3,435 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,230,086 10,130 SH SOLE 1,430 8,700 0
TRAVELERS COMPANIES INC COM 89417E109 320,216 970 SH SOLE 372 598 0
TRUIST FINL CORP COM 89832Q109 421,128 8,453 SH SOLE 783 7,670 0
UNILEVER PLC SPON ADR NEW 904767803 353,987 5,888 SH SOLE 555 5,333 0
UNITED PARCEL SVCS INC CL B 911312106 292,830 2,724 SH SOLE 760 1,964 0
US BANCORP COM NEW 902973304 645,857 10,693 SH SOLE 3,443 7,250 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,530,856 58,155 SH SOLE 57,229 926 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 207,236 2,823 SH SOLE 2,608 215 0
VANGUARD INDEX FDS GROWTH ETF 922908736 688,431 7,992 SH SOLE 7,992 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 852,753 10,584 SH SOLE 10,584 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,721,468 17,852 SH SOLE 16,970 882 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 306,896 1,263 SH SOLE 1,263 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,117,265 20,181 SH SOLE 19,575 606 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 328,764 899 SH SOLE 899 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,361,622 38,811 SH SOLE 37,976 835 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 9,269,701 110,683 SH SOLE 107,804 2,879 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,653,088 61,201 SH SOLE 59,223 1,978 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 333,658 4,037 SH SOLE 3,042 995 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 414,604 5,819 SH SOLE 5,819 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 645,395 4,084 SH SOLE 4,084 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 539,623 12,745 SH SOLE 1,322 11,423 0
VISA INC COM CL A 92826C839 320,789 935 SH SOLE 935 0 0
VULCAN MATLS CO COM 929160109 1,416,048 4,800 SH SOLE 0 4,800 0
WALMART INC COM 931142103 246,341 2,175 SH SOLE 2,115 60 0
WASTE MGMT INC DEL COM 94106L109 580,157 2,603 SH SOLE 0 2,603 0
WEC ENERGY GROUP INC COM 92939U106 750,831 6,430 SH SOLE 0 6,430 0
WESTERN DIGITAL CORP COM 958102105 3,481,024 5,450 SH SOLE 0 5,450 0
WW GRAINGER INC COM 384802104 1,768,520 1,300 SH SOLE 0 1,300 0