The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 206,042 2,271 SH SOLE 0 0 2,271
ABBVIE INC COM 00287Y109 2,506,649 9,961 SH SOLE 0 0 9,961
ADVANCED MICRO DEVICES INC COM 007903107 237,012 408 SH SOLE 0 0 408
ALPHABET INC CAP STK CL A 02079K305 4,482,060 12,542 SH SOLE 0 0 12,542
ALPHABET INC CAP STK CL C 02079K107 3,027,838 8,569 SH SOLE 0 0 8,569
AMAZON COM INC COM 023135106 4,739,630 19,886 SH SOLE 0 0 19,886
AMGEN INC COM 031162100 2,300,307 6,352 SH SOLE 0 0 6,352
ANALOG DEVICES INC COM 032654105 446,703 1,125 SH SOLE 0 0 1,125
APPLE INC COM 037833100 16,714,349 57,763 SH SOLE 0 0 57,763
APPLIED MATLS INC COM 038222105 728,756 1,008 SH SOLE 0 0 1,008
ARISTA NETWORKS INC COM SHS 040413205 442,878 2,607 SH SOLE 0 0 2,607
BANK OF AMER CORP COM 060505104 382,245 6,708 SH SOLE 0 0 6,708
BITWISE BITCOIN ETF TR SHS BEN INT 09174C104 474,050 14,879 SH SOLE 0 0 14,879
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 378,994 7,241 SH SOLE 0 0 7,241
BLACKSTONE INC COM 09260D107 299,471 2,545 SH SOLE 0 0 2,545
BOEING CO COM 097023105 338,368 1,563 SH SOLE 0 0 1,563
BROADCOM INC COM 11135F101 1,898,358 5,025 SH SOLE 0 0 5,025
CARRIER GLOBAL CORPORATION COM 14448C104 208,833 2,847 SH SOLE 0 0 2,847
CATERPILLAR INC COM 149123101 687,446 646 SH SOLE 0 0 646
CHEVRON CORPORATION COM 166764100 795,836 4,801 SH SOLE 0 0 4,801
CISCO SYS INC COM 17275R102 3,072,564 26,158 SH SOLE 0 0 26,158
CITIGROUP INC COM NEW 172967424 258,951 1,850 SH SOLE 0 0 1,850
COMCAST CORP NEW CL A 20030N101 245,527 10,001 SH SOLE 0 0 10,001
COSTCO WHOLESALE CORPORATION COM 22160K105 1,123,071 1,201 SH SOLE 0 0 1,201
DEERE & CO COM 244199105 371,876 586 SH SOLE 0 0 586
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 899,183 22,362 SH SOLE 0 0 22,362
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 263,815 6,574 SH SOLE 0 0 6,574
DIMENSIONAL ETF TRUST US COR EQU 1 ETF 25434V625 12,627,720 154,034 SH SOLE 0 0 154,034
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 70,260,004 1,583,859 SH SOLE 0 0 1,583,859
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 7,763,569 150,195 SH SOLE 0 0 150,195
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 233,366 2,848 SH SOLE 0 0 2,848
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 235,150 4,275 SH SOLE 0 0 4,275
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 369,527 7,925 SH SOLE 0 0 7,925
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 90,819,901 2,465,252 SH SOLE 0 0 2,465,252
DISNEY WALT CO COM 254687106 480,653 4,994 SH SOLE 0 0 4,994
EBAY INC. COM 278642103 278,180 2,489 SH SOLE 0 0 2,489
ELI LILLY & CO COM 532457108 1,085,121 905 SH SOLE 0 0 905
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 954,819 49,938 SH SOLE 0 0 49,938
ENTERPRISE PRODS PARTNERS L COM 293792107 896,847 24,397 SH SOLE 0 0 24,397
ESSEX PPTY TR INC COM 297178105 206,155 707 SH SOLE 0 0 707
EXXON MOBIL CORP COM 30231G102 1,392,351 10,184 SH SOLE 0 0 10,184
FIRST TR EXCHANGE-TRADED ALP COM SHS 33734K109 252,052 1,802 SH SOLE 0 0 1,802
FIRST TR EXCHANGE-TRADED FD NASDAQ-100 SEL 337344105 246,577 1,545 SH SOLE 0 0 1,545
FORTINET INC COM 34959E109 235,961 1,536 SH SOLE 0 0 1,536
GABELLI DIVID & INCOME TR COM 36242H104 379,603 12,912 SH SOLE 0 0 12,912
GABELLI EQUITY TR INC COM 362397101 68,586 12,118 SH SOLE 0 0 12,118
GARMIN LTD SHS H2906T109 344,433 1,450 SH SOLE 0 0 1,450
GE AEROSPACE COM NEW 369604301 261,365 699 SH SOLE 0 0 699
GE VERNOVA INC COM 36828A101 278,896 237 SH SOLE 0 0 237
GILEAD SCIENCES INC COM 375558103 237,900 1,883 SH SOLE 0 0 1,883
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 360,485 5,494 SH SOLE 0 0 5,494
GLOBAL X FDS EMERGING MKT GRT 37960A644 614,093 16,314 SH SOLE 0 0 16,314
GLOBAL X FDS GLBL X MLP ETF 37954Y343 670,189 12,626 SH SOLE 0 0 12,626
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 337,749 3,372 SH SOLE 0 0 3,372
GOLDMAN SACHS GROUP INC COM 38141G104 624,127 617 SH SOLE 0 0 617
GRAIL INC COM 384747101 249,361 3,653 SH SOLE 0 0 3,653
GREEN DOT CORP CL A 39304D102 242,451 17,946 SH SOLE 0 0 17,946
HOME DEPOT INC COM 437076102 1,457,377 4,132 SH SOLE 0 0 4,132
HONEYWELL AEROSPACE INC COM 43849R105 663,240 3,000 SH SOLE 0 0 3,000
HONEYWELL INTL INC COM 438516205 668,566 2,986 SH SOLE 0 0 2,986
INTEL CORP COM 458140100 855,378 6,126 SH SOLE 0 0 6,126
INTERNATIONAL BUSINESS MACHS COM 459200101 652,941 2,322 SH SOLE 0 0 2,322
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 5,251,333 236,547 SH SOLE 0 0 236,547
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 956,908 4,497 SH SOLE 0 0 4,497
INVESCO QQQ TR UNIT SER 1 46090E103 5,434,965 7,380 SH SOLE 0 0 7,380
INVITATION HOMES INC COM 46187W107 229,868 7,609 SH SOLE 0 0 7,609
ISHARES GOLD TR ISHARES NEW 464285204 11,334,731 150,109 SH SOLE 0 0 150,109
ISHARES INC CORE MSCI EMKT 46434G103 570,437 6,886 SH SOLE 0 0 6,886
ISHARES SILVER TR ISHARES 46428Q109 589,733 11,029 SH SOLE 0 0 11,029
ISHARES TR CALIF MUN BD ETF 464288356 228,020 3,956 SH SOLE 0 0 3,956
ISHARES TR CORE MSCI EAFE 46432F842 2,901,770 30,045 SH SOLE 0 0 30,045
ISHARES TR CORE S&P MCP ETF 464287507 680,022 8,819 SH SOLE 0 0 8,819
ISHARES TR CORE S&P SCP ETF 464287804 328,829 2,217 SH SOLE 0 0 2,217
ISHARES TR CORE S&P500 ETF 464287200 2,072,540 2,767 SH SOLE 0 0 2,767
ISHARES TR EAFE SML CP ETF 464288273 573,652 6,973 SH SOLE 0 0 6,973
ISHARES TR ISHARES SEMICDTR 464287523 249,256 389 SH SOLE 0 0 389
ISHARES TR MSCI EAFE ETF 464287465 410,152 3,948 SH SOLE 0 0 3,948
ISHARES TR MSCI EMG MKT ETF 464287234 658,857 9,631 SH SOLE 0 0 9,631
ISHARES TR MSCI USA MMENTM 46432F396 205,013 598 SH SOLE 0 0 598
ISHARES TR MSCI USA QLT FCT 46432F339 474,668 2,163 SH SOLE 0 0 2,163
ISHARES TR NATIONAL MUN ETF 464288414 212,012 1,970 SH SOLE 0 0 1,970
ISHARES TR RUS 1000 ETF 464287622 2,063,507 5,039 SH SOLE 0 0 5,039
ISHARES TR RUS 1000 GRW ETF 464287614 2,368,916 19,078 SH SOLE 0 0 19,078
ISHARES TR RUS 1000 VAL ETF 464287598 10,924,200 45,061 SH SOLE 0 0 45,061
ISHARES TR RUSSELL 3000 ETF 464287689 202,114 474 SH SOLE 0 0 474
ISHARES TR S&P 500 GRWT ETF 464287309 1,781,815 12,956 SH SOLE 0 0 12,956
ISHARES TR S&P 500 VAL ETF 464287408 626,459 2,759 SH SOLE 0 0 2,759
ISHARES TR SELECT DIVID ETF 464287168 256,020 1,638 SH SOLE 0 0 1,638
J P MORGAN EXCHANGE TRADED F BETA CDA ETF NEW 46641Q225 357,343 3,595 SH SOLE 0 0 3,595
J P MORGAN EXCHANGE TRADED F BETA DEVE EX ETF 46641Q233 240,858 4,023 SH SOLE 0 0 4,023
J P MORGAN EXCHANGE TRADED F BETA EURO ET NE 46641Q191 333,400 4,287 SH SOLE 0 0 4,287
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 585,686 7,777 SH SOLE 0 0 7,777
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 29,011,800 573,696 SH SOLE 0 0 573,696
JOHNSON & JOHNSON COM 478160104 1,500,666 5,909 SH SOLE 0 0 5,909
JPMORGAN CHASE & CO COM 46625H100 3,505,049 10,708 SH SOLE 0 0 10,708
KINDER MORGAN INC DEL COM 49456B101 1,170,680 36,618 SH SOLE 0 0 36,618
LIGHTWAVE LOGIC INC COM 532275104 104,477 11,044 SH SOLE 0 0 11,044
MASTERCARD INCORPORATED CL A 57636Q104 461,203 898 SH SOLE 0 0 898
MCDONALDS CORP COM 580135101 228,422 845 SH SOLE 0 0 845
MERCK & CO INC COM 58933Y105 967,765 7,531 SH SOLE 0 0 7,531
META PLATFORMS INC CL A 30303M102 1,513,537 2,687 SH SOLE 0 0 2,687
MICRON TECHNOLOGY INC COM 595112103 707,860 613 SH SOLE 0 0 613
MICROSOFT CORP COM 594918104 14,912,344 39,977 SH SOLE 0 0 39,977
MONDELEZ INTL INC CL A 609207105 269,566 4,661 SH SOLE 0 0 4,661
NETAPP INC COM 64110D104 298,378 1,928 SH SOLE 0 0 1,928
NETFLIX INC. COM 64110L106 347,504 4,867 SH SOLE 0 0 4,867
NEXTERA ENERGY INC COM 65339F101 503,976 5,742 SH SOLE 0 0 5,742
NVIDIA CORPORATION COM 67066G104 4,687,247 23,426 SH SOLE 0 0 23,426
ONEOK INC NEW COM 682680103 662,248 7,617 SH SOLE 0 0 7,617
ORACLE CORP COM 68389X105 1,242,712 8,480 SH SOLE 0 0 8,480
PAYPAL HLDGS INC COM 70450Y103 230,953 5,349 SH SOLE 0 0 5,349
PHILIP MORRIS INTL INC COM 718172109 379,621 2,098 SH SOLE 0 0 2,098
PROCTER & GAMBLE CO COM 742718109 3,315,204 22,608 SH SOLE 0 0 22,608
PUBLIC SVC ENTERPRISE GROUP COM 744573106 217,022 2,674 SH SOLE 0 0 2,674
QUALCOMM INC COM 747525103 273,015 1,477 SH SOLE 0 0 1,477
RTX CORPORATION COM 75513E101 875,152 4,613 SH SOLE 0 0 4,613
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 202,252 6,503 SH SOLE 0 0 6,503
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 275,422 9,943 SH SOLE 0 0 9,943
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 334,482 9,884 SH SOLE 0 0 9,884
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 616,408 20,945 SH SOLE 0 0 20,945
SPDR GOLD TR GOLD SHS 78463V107 1,027,781 2,790 SH SOLE 0 0 2,790
SPDR INDEX SHS FDS ST STR NAT ETF 78463X541 605,620 8,997 SH SOLE 0 0 8,997
SPDR SERIES TRUST ST STR NYSE TECH 78464A102 312,520 800 SH SOLE 0 0 800
STARBUCKS CORP COM 855244109 346,192 3,388 SH SOLE 0 0 3,388
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 2,052,693 3,929 SH SOLE 0 0 3,929
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 9,212,480 12,336 SH SOLE 0 0 12,336
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 366,302 767 SH SOLE 0 0 767
TCW ETF TRUST FLEXIBLE INCOME 29287L700 71,842,436 1,832,248 SH SOLE 0 0 1,832,248
TELOMIR PHARMACEUTICALS INC COM 87975F104 16,203 12,658 SH SOLE 0 0 12,658
TESLA INC COM 88160R101 502,197 1,194 SH SOLE 0 0 1,194
TEXAS INSTRS INC COM 882508104 865,347 2,903 SH SOLE 0 0 2,903
UNION PAC CORP COM 907818108 264,467 972 SH SOLE 0 0 972
VALERO ENERGY CORP COM 91913Y100 342,691 1,316 SH SOLE 0 0 1,316
VANECK ETF TRUST GOLD MINERS ETF 92189F106 4,719,419 62,550 SH SOLE 0 0 62,550
VANECK ETF TRUST NATURAL RESOURC 92189F841 25,560,795 372,552 SH SOLE 0 0 372,552
VANECK MERK GOLD ETF GOLD SHS 921078101 135,811,714 3,519,350 SH SOLE 0 0 3,519,350
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 301,398 3,648 SH SOLE 0 0 3,648
VANGUARD INDEX FDS GROWTH ETF 922908736 419,158 4,866 SH SOLE 0 0 4,866
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,184,770 3,445 SH SOLE 0 0 3,445
VANGUARD INDEX FDS MID CAP ETF 922908629 416,628 5,171 SH SOLE 0 0 5,171
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,760,993 2,564 SH SOLE 0 0 2,564
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,837,615 4,966 SH SOLE 0 0 4,966
VANGUARD INDEX FDS VALUE ETF 922908744 343,240 1,575 SH SOLE 0 0 1,575
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 1,300,936 17,190 SH SOLE 0 0 17,190
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 643,861 10,787 SH SOLE 0 0 10,787
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 224,171 4,432 SH SOLE 0 0 4,432
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 631,912 10,714 SH SOLE 0 0 10,714
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,524,168 23,346 SH SOLE 0 0 23,346
VANGUARD STAR FDS VG TL INTL STK F 921909768 538,294 6,297 SH SOLE 0 0 6,297
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 510,030 7,158 SH SOLE 0 0 7,158
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,406,384 8,899 SH SOLE 0 0 8,899
VANGUARD WORLD FD INF TECH ETF 92204A702 356,655 2,984 SH SOLE 0 0 2,984
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 233,734 1,430 SH SOLE 0 0 1,430
VANGUARD WORLD FD MEGA GRWTH IND 921910816 598,228 6,805 SH SOLE 0 0 6,805
VISA INC COM CL A 92826C839 1,613,178 4,702 SH SOLE 0 0 4,702
WALMART INC COM 931142103 248,895 2,198 SH SOLE 0 0 2,198
WASTE MGMT INC DEL COM 94106L109 778,520 3,493 SH SOLE 0 0 3,493
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 87,637,611 1,740,568 SH SOLE 0 0 1,740,568
WISDOMTREE TR US EFFIC CORE FD 97717Y790 1,957,391 33,148 SH SOLE 0 0 33,148
XCEL ENERGY INC COM 98389B100 206,291 2,569 SH SOLE 0 0 2,569