| Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations |
| | | | | | | | | | | | | | | | | | | | | | | | | (Dollars in thousands) | | Actual | | U.S. Basel III Minimum Requirements Plus Buffer(1)(2) | | Amount | Ratio | | Amount | | Ratio | As of June 30, 2026: | | | | | | | | | Common Equity Tier 1 Capital (to Risk-Weighted Assets) | | $ | 2,951,103 | | 11.8 | % | | $ | 1,752,917 | | > | 7.0 | % | | Tier 1 Capital (to Risk-Weighted Assets) | | $ | 2,951,103 | | 11.8 | % | | $ | 2,128,543 | | > | 8.5 | % | | Total Capital (to Risk-Weighted Assets) | | $ | 3,277,882 | | 13.1 | % | | $ | 2,629,376 | | > | 10.5 | % | | Tier 1 Capital (to Average Assets) | | $ | 2,951,103 | | 10.2 | % |
| $ | 1,161,093 | | > | 4.0 | % | | | | | | | | | As of December 31, 2025: | | | | | | | | | Common Equity Tier 1 Capital (to Risk-Weighted Assets) | | $ | 2,929,973 | | 11.1 | % | | $ | 1,849,590 | | > | 7.0 | % | | Tier 1 Capital (to Risk-Weighted Assets) | | $ | 2,929,973 | | 11.1 | % | | $ | 2,245,930 | | > | 8.5 | % | | Total Capital (to Risk-Weighted Assets) | | $ | 3,274,883 | | 12.4 | % | | $ | 2,774,384 | | > | 10.5 | % | | Tier 1 Capital (to Average Assets) | | $ | 2,929,973 | | 9.9 | % | | $ | 1,186,335 | | > | 4.0 | % |
(1) Reflects the U.S. Basel III minimum required ratio plus the applicable capital conservation buffer. (2) The Bank’s regulatory capital ratios also exceeded all applicable standards for the Bank to qualify as “well capitalized” under the prompt corrective action framework.
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