Angel Oak Mortgage Trust I, LLC ABS-15G

Exhibit 99.7

 

Loan Number Loan ID Last Name Note Date Original Loan Amount QM Status ATR Status Compliance Exceptions Credit Exceptions Property Valuation Exceptions Compensating Factors Initial Rating Final Rating Initial Credit Rating Final Credit Rating Initial Compliance Rating Final Compliance Rating Initial Property Valuation Rating Final Property Valuation Rating Initial Overall Loan Grade  (DBRS Morningstar)  Final Overall Loan Grade  (DBRS Morningstar)  Initial Credit Grade (DBRS Morningstar)  Final Credit Grade (DBRS Morningstar)  Initial Property Valuation Grade (DBRS Morningstar) Final Property Valuation Grade (DBRS Morningstar) Initial Compliance Grade(DBRS Morningstar) Final Compliance Grade(DBRS Morningstar) Initial Overall Loan Grade  (KBRA)  Final Overall Loan Grade  (KBRA)  Initial Credit Grade (KBRA)  Final Credit Grade (KBRA)  Initial Property Valuation Grade (KBRA) Final Property Valuation Grade (KBRA) Initial Compliance Grade(KBRA) Final Compliance Grade(KBRA) Initial Overall Loan Grade  (S&P) Final Overall Loan Grade  (S&P) Initial Credit Grade (S&P) Final Credit Grade (S&P) Initial Property Valuation Grade (S&P) Final Property Valuation Grade (S&P) Initial Compliance Grade (S&P) Final Compliance Grade (S&P) Initial Overall Grade(Moody's) Final Overall Grade(Moody's) Initial Credit Grade (Moody's) Final Credit Grade (Moody's) Initial Property Valuation Grade (Moody's) Final Property Valuation Grade (Moody's) Initial Compliance Grade (Moody's) Final Compliance Grade (Moody's)
2026H10098   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10068   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10076   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response 1 (XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10219   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as XXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10121   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10113   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10221   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10135   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10080   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10381   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10173   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10093   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10204   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10100   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10066   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10146   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10195   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10138   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10110   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The name of the PUD development was not accurately reflected on the Planned Unit Development Rider.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10213   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10072   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10193   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10099   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10090   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as XXX. The loan file reflects income of XXX. The DTI of XXX% exceeds the guidelines. The loan XXX is missing.

Response XXX (XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10153   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10105   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10104   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10181   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as XXX. The loan file reflects income of XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines. The loan beam is missing.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10061   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10179   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10116   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as XXX. The loan file reflects income of XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX)
Documentation received supports annual income of XXX. (Upheld)

Response XXX (XXX)
Please document the included sources. (Upheld)

Response XXX (XXX)
Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10183   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as XXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10097   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10164   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10156   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10155   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10208   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10132   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10111   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10094   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10154   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10082   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10224   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10150   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10079   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10168   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10095   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10206   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as XXX. The loan file reflects income of XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10210   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10139   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10189   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10152   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10085   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10169   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10070   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10165   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10119   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10106   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10217   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX)
Plaid received is not associated with the loan file. (Upheld)

Response XXX (XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10158   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10215   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10092   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10174   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10141   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10107   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10201   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10131   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10087   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10140   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10134   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10142   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX from the XXX tax returns, which is a -XXX% variance. The DTI of XXX% is within the guidelines. The loan beam is missing.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10118   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10108   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10209   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10122   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10214   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10186   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10194   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10081   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10149   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10101   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10197   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10222   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10089   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10216   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10175   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10144   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10205   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10172   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10127   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10207   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10163   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10083   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10096   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10112   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10075   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10167   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10220   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10166   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10088   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10114   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10143   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10160   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10148   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10180   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10177   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10084   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10147   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10187   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10170   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10137   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10200   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10073   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10129   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10130   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10126   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10196   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10185   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10191   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10184   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10382   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The Notary acknowledgement is missing for XXX.

Response XXX (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 2 1 1 3 2 N/A N/A C B A A N/A N/A C B C B A A N/A N/A C B C B A A N/A N/A C B C B A A N/A N/A C B
2026H10198   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10182   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10117   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10063   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10102   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10125   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10133   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10178   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXX% is within the guidelines

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10115   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10162   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10211   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10091   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10199   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10124   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10159   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10203   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10086   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10123   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10120   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file contains an incomplete Plaid report which did not have the income page. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10064   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10223   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10069   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10218   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10161   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10074   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10157   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10065   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10071   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The name of the Planned Unit Development on the referenced PUD rider does not match the legal description.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 3 1 N/A N/A C A C A N/A N/A C A C A C A N/A N/A C A C A C A N/A N/A C A C A C A N/A N/A C A
2026H10202   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10078   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10190   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10192   XXX XXX XXX GQM Exempt - Business Purpose N/A (Open) State Testing - Interest Rate-

This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of TN allows for a maximum XXX% Interest Rate, the loan has a XXX% Interest Rate. The loan fails the Interest Rate test by XXX %.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    2 2 1 1 2 2 N/A N/A B B A A N/A N/A B B B B A A N/A N/A B B B B A A N/A N/A B B B B A A N/A N/A B B
2026H10145   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10151   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10128   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10176   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10067   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10188   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10103   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10171   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10077   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The co-signer, XXX, does not appear to be a title holder but is listed on page one of the mortgage without their signature. The co-signer must either sign the mortgage or be removed from page one of the document

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 3 1 N/A N/A C A C A N/A N/A C A C A C A N/A N/A C A C A C A N/A N/A C A C A C A N/A N/A C A
2026H10136   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10109   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10212   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10281   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10291   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10341   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10234   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines. The loan beam is missing.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10312   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10317   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10335   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10351   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan XXX is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10248   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10311   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10247   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10246   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10337   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10228   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10279   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10359   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10263   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10293   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10344   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10342   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10358   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10357   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10297   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10330   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan XXX is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10331   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan XXX is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10235   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10292   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10328   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10271   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10258   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10241   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Missing Signature-

The Security Instrument was not fully executed by all required parties. The co-borrower signature was missing on the mortgage and riders. In addition, the notary did not acknowledge the coborrower.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10322   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10323   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10370   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10308   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10371   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10267   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10268   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Compliance Finding - Other-

There are additional Compliance Findings. There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10339   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10232   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10269   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10286   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10244   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10313   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10274   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10229   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10354   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10298   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10299   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10355   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10315   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10338   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10350   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10278   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10250   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10230   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file contains corporate tax returns; however it does not reflect any income. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10256   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10264   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10356   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10277   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10276   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10260   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10265   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10289   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10305   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10243   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10327   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10362   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10255   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10285   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines. The loan XXX is missing.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10336   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10334   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10348   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines. The loan XXX is missing.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10227   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10282   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10372   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10360   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10332   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10329   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10309   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10361   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10283   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10294   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10270   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10368   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10236   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10237   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10273   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10320   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10347   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10324   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10340   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10310   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10239   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10302   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10252   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10259   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10261   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10364   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10295   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10319   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10275   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10280   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10380   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10373   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10225   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10306   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10301   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10231   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10366   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10254   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10378   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10242   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10333   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10238   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10245   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10345   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10363   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10288   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10257   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10304   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10316   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10343   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10349   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10326   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10249   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10226   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10303   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10346   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10266   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10253   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10367   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10272   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10321   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file contained the borrower's tax returns; however, it did not reflect any income. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10369   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10325   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10352   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines. The loan XXX is missing.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10375   XXX XXX XXX GQM Exempt - Business Purpose N/A (Open) State Testing - Interest Rate-

This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of XXX allows for a maximum XXX% Interest Rate, the loan has a XXX%Interest Rate. The loan fails the Interest Rate test by XXX%.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    2 2 1 1 2 2 N/A N/A B B A A N/A N/A B B B B A A N/A N/A B B B B A A N/A N/A B B B B A A N/A N/A B B
2026H10379   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10365   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10262   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The community name on the PUD Rider listed on the Note does not match the development name on the legal description.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)



(Clear) Note - Incomplete / Inaccurate-

The following section(s) of the Note is inaccurate : The Note was not completed accurately. The Planned Unit Development section on page 2 lists a development name that does not match the development name in the legal description.

Response 1 (01/22/2026 12:32PM)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10376   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10307   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file is missing income documents for the borrower. The loan file contains a XXX income report; however, it does not indicate any income. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10353   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10233   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10290   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10300   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10314   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10287   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10374   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10284   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10296   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10251   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10318   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10240   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10440   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10396   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10433   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10420   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10399   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10389   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10414   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10415   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10393   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10445   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10418   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10406   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10442   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10402   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10438   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10392   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10448   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10432   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10385   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10416   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10454   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10412   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10434   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10422   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10450   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10453   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10446   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10384   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10439   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10426   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10408   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10411   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10387   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10449   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10452   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10395   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10398   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10430   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10425   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10413   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10400   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10390   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10436   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10435   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10417   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10397   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10428   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10604   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Note - Incomplete / Inaccurate-

The following section(s) of the Note is inaccurate. The Community name listed on page 1 of the Note does not match the Development name on the legal description.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)



(Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The Community name on the PUD Rider does not match the Development name on the legal description.

Response 1 (04/28/2026 10:25AM)
The documentation provided is not sufficient to clear the finding. The corrected PUD rider has been provided; however evidence of re-re-recording is required. The Mortgage and riders provided in the original loan file were recorded. (Upheld)

Response 2 (05/07/2026 12:00PM)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10401   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10443   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10419   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10383   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10423   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10444   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10405   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10421   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10407   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10394   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10447   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10451   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10427   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10424   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10404   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10388   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10409   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10386   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10391   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10403   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10441   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10410   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score, XXX years home ownership 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10429   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10437   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10463   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10495   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10592   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10537   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10473   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10475   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10514   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10577   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10589   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10513   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11292   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10518   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10487   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10491   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10497   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10476   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10528   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10556   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10535   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10540   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10570   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10479   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10507   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10581   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10461   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10545   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10579   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10503   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10496   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10568   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10575   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10583   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10561   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10552   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10555   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10582   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10591   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10509   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10522   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10539   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10459   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10571   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10521   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10534   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10466   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10559   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10525   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10468   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10531   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10553   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10598   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10506   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10469   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10594   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10563   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10530   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10515   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10526   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10510   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10471   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10562   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10490   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10465   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10520   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10560   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Missing Signature-

The Security Instrument was not fully executed by all required parties. The borrower and coborrower signed the mortgage however, the date was missing from both signatures.

Response 1 (05/04/2026 1:03PM)
Documents not received. Please reupload. (Upheld)

Response 2 (05/04/2026 1:50PM)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10574   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10566   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10474   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10569   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 1 2 1 1 1 N/A N/A B A B A N/A N/A A A B A B A N/A N/A A A B A B A N/A N/A A A B A B A N/A N/A A A
2026H10486   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10505   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10590   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10498   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10501   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10500   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10584   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10567   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10576   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10478   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10538   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10484   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10587   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10462   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10456   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10544   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10546   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10483   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10585   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10480   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10488   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10586   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10485   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11294   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10600   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10512   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10550   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10542   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10541   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10467   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10524   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10551   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10489   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10508   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10529   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10516   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10499   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10595   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10605   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
The data was delivered as monthly payment first mortgage $XXX. Please provide a corrected data tape and LOX. (Upheld)

Response XXX (XXX XXX)
Documentation received is sufficient. Corrected data tape and LOX sent in to correctXXXpayment marked as revolving rather than mortgage payment. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10599   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10548   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10482   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10502   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10602   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10543   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10494   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11295   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10601   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10519   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10511   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10472   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10523   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10458   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10493   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10572   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10532   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10517   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Documentation received is sufficient. Corrected data tape and LOX sent in to correctXXXpayment marked as revolving rather than mortgage payment. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10547   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10455   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10536   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10603   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10597   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10573   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10470   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10578   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11287   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10558   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11297   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10554   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10533   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10593   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10481   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10588   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10564   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10565   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10477   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10457   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10504   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10596   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10549   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10492   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10527   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10580   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11316   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11442   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11383   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11310   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11372   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11390   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11301   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11429   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11433   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11363   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11306   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11296   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11358   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11434   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11421   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11337   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11311   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11401   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11307   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11357   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11382   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11317   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11373   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11422   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11339   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11289   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11399   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11300   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11374   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11304   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11391   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11407   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11299   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11348   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11445   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11400   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11322   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11389   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11328   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11430   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11360   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11319   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11354   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11443   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11318   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Compliance Finding - Other-

There are additional Compliance Findings. There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11325   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11411   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11329   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11444   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11302   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11409   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11350   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11406   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11323   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11387   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11436   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11384   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11385   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11305   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating the subject loan is a first lien; however, documents in the loan file reflect the lien position is a second. Please confirm the lien position and provide a letter of explanation and corrected data tape. If the existing XXX recorded on XXX was paid off, please provide evidence of payoff. Subject to compliance re-testing.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11338   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11419   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11370   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11342   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11432   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11425   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11418   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11412   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11345   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11344   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11404   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11303   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11334   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11331   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11313   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan XXX is missing.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11398   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11426   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11359   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11326   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11356   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11381   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11332   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11405   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11388   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11394   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11417   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11352   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11379   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11364   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11435   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11347   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11353   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11312   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11413   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11415   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11414   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11343   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11371   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11320   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Document is damaged and cannot be read. Please re-send. (Upheld)

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11314   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Missing Signature-

The Security Instrument was not fully executed by all required parties. The non-borrower with vested interest XXX signature was missing.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11340   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11439   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11324   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11438   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11355   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11309   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Compliance Finding - Other-

There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11440   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11365   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11368   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11330   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11408   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11367   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11327   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11378   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11396   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11416   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11395   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11315   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11424   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11410   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11392   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11377   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11386   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11446   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11403   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11308   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11380   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11427   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11375   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11376   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11393   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11437   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11321   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11369   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11420   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11346   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11341   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11293   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11428   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11431   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11397   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11336   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11290   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11402   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11441   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11423   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11362   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11351   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11361   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11520   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11514   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11475   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11573   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11492   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11497   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The co-borrower’s income was missing. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11519   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11577   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11515   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX, which is a -XXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXX% is within the guidelines.

  XXX% CLTV, XXX Credit Score, XXX years current employment, XXX years home ownership 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H11563   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11473   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11512   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11464   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11483   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The borrower’s income was missing. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11536   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11558   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11557   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. Documentation for the borrower reflected income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11488   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11489   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11596   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11599   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The co-borrower’s income was missing. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11555   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11511   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11543   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11460   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The co-borrower’s income was missing. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11449   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The co-borrower’s income was missing. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11500   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11574   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11513   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11509   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11533   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11595   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11564   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11597   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11582   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11450   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11581   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11532   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11523   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11550   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11570   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11459   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11587   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11463   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11542   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11534   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11528   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Compliance Finding - Other-

There are additional Compliance Findings. There is a statement of Credit Denial in the loan file. The letter state that the lender is withdrawing the credit application for the subject loan.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11469   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11559   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11598   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Compliance Finding - Other-

There are additional Compliance Findings. There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11580   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11480   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11453   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11592   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11529   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11470   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11551   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11479   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11494   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11447   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11518   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11584   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11495   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11491   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11521   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11561   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11560   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11569   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11601   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11537   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11590   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11530   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11501   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11504   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11461   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11493   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11486   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11502   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11535   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11505   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11485   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11508   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11517   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11591   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The co-borrower’s income was missing. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11482   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11471   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11572   XXX XXX XXX GQM Exempt - Business Purpose N/A (Open) State Testing - Interest Rate-

This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of Tennessee allows for a maximum XXX% Interest Rate, the loan has a XXX% Interest Rate. The loan fails the Interest Rate test by +XXX%.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The co-borrower’s income was missing. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 2 3 1 2 2 N/A N/A C B C A N/A N/A B B C B C A N/A N/A B B C B C A N/A N/A B B C B C A N/A N/A B B
2026H11531   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The borrower’s income was missing. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11539   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11466   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11571   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11478   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11527   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11583   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11455   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11588   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The co-borrower’s income was missing. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11589   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11562   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11552   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11487   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11549   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11540   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11566   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11465   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The co-borrower’s income was missing. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11474   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11576   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11579   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The Notary acknowledgement section is missing who personally appeared and instead has the name of the document that was executed.

Response 1 (XXX)
The documentation provided is not sufficient to clear the finding. The corrected Mortgage has been provided with the notary disclosing and initialing who appeared before them; however, the previous Mortgage was recorded and evidence the corrected Mortgage has been re-recorded is required for review. (Upheld)

Response 2 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)



(Clear) Security Instrument - Name Discrepancy-

The borrowers name on the Security Instrument vesting is inconsistent with his signature, aka, and drivers license. The vesting on our mortgage is XXX with 2 N's, however his signature on the mortgage is XXX with 1 N.

Response 1 (XXX)
The documentation provided is not sufficient to clear the finding. The corrected Mortgage has been provided with the notary disclosing and initialing who appeared before them and the corrected name of the borrower; however, the previous Mortgage was recorded and evidence the corrected Mortgage has been re-recorded is required for review. (Upheld)

Response 2 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11506   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11507   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11548   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Incomplete-

The following section of the Security Instrument is incomplete: Non Borrower signature is not notarized/acknowledged by notary

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11457   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11556   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11600   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11484   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11499   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11567   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11516   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11496   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Compliance Finding - Other-

There are additional Compliance Findings.There is a Statement of Credit Denial in the loan file. The letter states that the lender is denying the credit application for the subject loan.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11503   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11510   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11538   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11544   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11585   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11568   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11593   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11565   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11467   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11454   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11522   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11456   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11594   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11451   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11462   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11472   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11468   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11525   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11546   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11524   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11452   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11586   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11554   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11498   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11526   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11545   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11458   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11448   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11477   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11547   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11476   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11490   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The co-borrower’s income was missing. The DTI of  XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11481   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11553   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11578   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11243   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11237   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11176   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11204   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11191   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11211   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11198   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11192   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11180   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11134   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11158   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX variance. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H11138   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11152   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11269   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11207   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11268   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11193   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file contains XXX and XXX corporate tax returns with XXX for the borrower; however, it does not indicate positive income. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11156   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11130   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11133   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11149   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11183   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11173   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11190   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11222   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11141   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11251   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The Notary acknowledgement is missing for XXX and XXX.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11264   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The Vested Interest on the Security Instrument cannot be verified as accurate and does not match the Title Commitment. A complete transfer deed was not found in the loan file.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11178   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11147   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11238   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX variance. The loan file is missing income documents for the co-borrower. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H11186   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11253   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11203   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11185   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11181   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11250   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11213   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11172   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11139   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11129   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan XXX is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11246   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11168   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11261   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11208   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11142   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11281   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11184   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11271   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The non-borrowing spouse's last name as reflected on page one of the security instrument does not match the last name executed on the signature line or the name acknowledged by the notary.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11272   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11195   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11229   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11273   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11212   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11136   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11276   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Missing Signature-

The Security Instrument was not fully executed by all required parties. The Non-Borrower (listed on page 1) signature was missing.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)



(Clear) Security Instrument - Incomplete-

The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The notary acknowledgment (page 6 of 6) is missing for the Non-Borrower listed on page 1.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 3 1 N/A N/A C A C A N/A N/A C A C A C A N/A N/A C A C A C A N/A N/A C A C A C A N/A N/A C A
2026H11242   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10970   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11164   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11150   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11244   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11187   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11220   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The Notary did not include the Borrower’s name in the Acknowledgment.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11182   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11233   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11263   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11232   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11145   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file is missing income documents for the borrower. The Plaid in the loan file is incomplete and is missing the summary and income page. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11155   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11163   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11200   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11194   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a XXX variance. . The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H11166   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11278   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) ROR - Not Executed-

The Right to Cancel Notice was not signed and dated by all required parties. Truth in Lending Act (Regulation Z) 12 CFR 1026.23(b), (a)(1)

Response 2 (XXX)
The re-opened rescission expired at midnight on XXX clearing the exception.(Resolved)

Response 1 (XXX)
The documentation provided is not sufficient to cure the finding. The Updated ROR for the loan transaction on was issued and the borrower has until midnight on XXX to rescind. The exception can not be resolved until the recession period ends. In addition, please provide a complete copy of the document; the top half of the RTC is cut-off. (Upheld)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 2 1 1 3 2 N/A N/A C B A A N/A N/A C B C B A A N/A N/A C B C B A A N/A N/A C B C B A A N/A N/A C B
2026H11230   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11270   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11236   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11277   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Missing Signature-

The Security Instrument was not fully executed by all required parties. The Non-Borrowing Spouse (listed on page 1) signature was missing from page 5 of 6.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)



(Clear) ROR - Not Executed-

The Right to Cancel Notice was not signed and dated by all required parties. The Non-Borrowing Spouse signature/date is missing. Truth in Lending Act (Regulation Z). 12 CFR 1026.23(b), (a)(1)

Response 2 (XXX)
The reopened rescission expired midnight on XXX clearing the exception. (Resolved)

Response 1 (XXX)
The documentation provided is not sufficient to cure the finding.The Updated ROR for the loan transaction was issued and the borrower hasuntil midnight on XXX to rescind. The exception can not be resolveduntil the recession period ends. (Upheld)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 2 1 1 3 2 N/A N/A C B A A N/A N/A C B C B A A N/A N/A C B C B A A N/A N/A C B C B A A N/A N/A C B
2026H11226   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The Notary did not execute acknowledgement for XXX

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11169   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11206   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11214   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11265   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11210   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11221   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11160   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11162   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11161   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11209   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11151   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11157   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11201   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11280   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11179   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11148   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11255   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11170   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11266   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11165   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11196   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11137   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11167   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11217   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11135   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11175   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11241   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11228   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11154   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11227   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11131   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11215   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11225   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11199   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11174   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11249   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11234   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11146   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11219   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11252   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11140   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The Deed is incorrect page 6 has Second home rider required checked in error as the home is a primary residence.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11132   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11240   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11262   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11235   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11245   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11239   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11254   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11189   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11143   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11248   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11159   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11188   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11202   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11223   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11224   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11257   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11274   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11258   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11197   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11247   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11177   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11144   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11231   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11267   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11218   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11153   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11216   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11171   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11259   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11260   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX variance. The loan file is missing income documents for the co-borrower. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10971   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Missing Signature-

The Security Instrument was not fully executed by all required parties. The spouse signature was missing.

Response 3 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

Response 1 (XXX)
The documentation provided is not sufficient to cure the finding. The corrections were made to the mortgage and spouse has signed, however the borrower will need to sign the updated copy since the information on it has changed. (Upheld)

Response 2 (XXX)
The documentation provided is not sufficient to cure the finding. The borrower and spouse have both signed the 1st pg. of the Mortgage. The borrower will also need to sign the signature pg. 5 pf 6 on the updated copy since the information on it has changed. (Upheld)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10972   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)



(Waived) Appraisal - Other-

The guidelines reflect "all loans in XXX greater than XXX% CLTV are not eligible for an AVM and require a BPO". The data was delivered indicating the property is in Texas, the CLTV is XXX% and the value type is XXX, which is not an eligible valuation product.

Response XXX (XXX XXX)
The guidelines do not allow for an AVM in Texas with a XXX% CLTV. (Upheld)

Response XXX (XXX XXX)
The second AVM provided was ordered on XXX which is post closing. A post-closing AVM is not sufficient. It should also be noted; the initial and updated data tapes provided reflect the AVM company is Collateral Analytics; however, no AVM from Collateral Analytics was provided. (Upheld)

Response XXX (XXX XXX)
Client approved exception. (Waived)

  AVM supports ADI, acceptable pay history, XXX% CLTV 3 2 3 2 1 1 N/A N/A C B C B N/A N/A A A C B C B N/A N/A A A C B C B N/A N/A A A C B C B N/A N/A A A
2026H11284   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11285   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11286   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Incomplete-

The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: Page 6 of 6 does not include the primary borrower name as acknowledged by the notary.

Response 1 (XXX)
The documentation provided is sufficient to cure the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10652   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10615   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10612   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Note - Incomplete / Inaccurate-

The following section(s) of the Note is inaccurate. The Community name listed on page 2 of the Note does not match the Development name on the legal description.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)



(Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The community name of the development listed in the legal description on the security instrument does not match the planned development name provided on page 2 of the Note.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10695   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10636   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10704   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10699   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10655   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10686   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10682   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10635   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10627   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10641   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10700   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10676   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10616   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10630   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10659   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10609   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10744   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10688   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10628   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10712   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10709   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10610   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10720   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10607   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10622   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10631   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10689   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10707   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10747   XXX XXX XXX GQM Exempt - Business Purpose N/A (Open) State Testing - Interest Rate-

This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of Oklahoma allows for a maximum XXX% Interest Rate, the loan has a XXX% Interest Rate. The loan fails the Interest Rate test by XXX%.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    2 2 1 1 2 2 N/A N/A B B A A N/A N/A B B B B A A N/A N/A B B B B A A N/A N/A B B B B A A N/A N/A B B
2026H10629   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10633   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10727   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10621   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10660   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11291   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10658   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10731   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10741   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10678   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10673   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10625   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10738   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10723   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10666   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10690   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10624   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The name of the Planned Unit Development on the Legal Description, "XXX" does not match the name on the PUD Rider, "XXX"

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)



(Clear) Note - Incomplete / Inaccurate-

The following section of the Note is incomplete/inaccurate: The name of the XXX on the Legal Description, "XXX" does not match the name on the Note, "XXX"

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10724   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Federal - HOEPA(High Cost)/APR-

This loan failed the high-cost mortgage APR threshold test due to the following finding: (12 CFR §1026.32(a)(1)(i)(A), (C)) The loan is secured by a first-lien transaction, and the annual percentage rate (APR), as determined in accordance with 12 CFR §1026.32(a)(3) XXX%, exceeds the Average Prime Offer Rate (XXX) by more than XXX%.

Response 1 (05/22/2026 11:59AM)
Finding voided. Loan is Second Lien. (Void)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10687   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10663   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10648   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10736   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10645   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10729   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10679   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10726   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10751   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10692   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10739   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10696   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10725   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10745   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10613   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10642   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10722   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10661   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10750   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10714   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10653   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10611   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10667   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10693   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10701   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10662   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10702   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10717   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10632   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10670   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10746   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10737   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10706   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10656   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10644   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10647   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11298   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11288   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10749   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10614   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10694   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10703   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10730   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10721   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10691   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10680   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10619   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10649   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10651   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10626   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10620   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10675   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10672   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10735   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10733   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10713   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10742   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10674   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10654   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10748   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10711   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10719   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10728   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10705   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10665   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10618   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10669   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10657   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10671   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10715   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10606   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10639   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10684   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10685   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10743   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10677   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10683   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10643   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10637   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10708   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10716   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10650   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10740   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10664   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10617   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10668   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10710   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10698   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10623   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10697   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score, Verified assets of $XXX 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10752   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10734   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10608   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10638   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10732   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10646   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10640   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10634   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10718   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10810   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10772   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10875   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10829   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10812   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10857   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10801   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10859   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10840   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10814   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10830   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10858   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10836   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10815   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10832   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10787   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10799   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10803   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10783   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10824   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10853   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10839   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10816   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10828   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10864   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10775   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10873   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10854   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10795   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10776   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Incomplete-

The following section of the Security Instrument is incomplete: Non Borrower, XXX, signature is not acknowledged by notary.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 3 1 N/A N/A C A C A N/A N/A C A C A C A N/A N/A C A C A C A N/A N/A C A C A C A N/A N/A C A
2026H10826   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10774   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10866   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10806   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10769   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10761   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10778   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10802   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10779   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10758   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10788   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10800   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10844   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10841   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10819   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10807   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11333   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Missing Rider/Addendum-

The following referenced Rider is missing: The Title report reflects property type as PUD, however, the loan file does not contain a PUD Rider and the Security Instrument does not indicate one was executed.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10855   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10825   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10865   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10838   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10834   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10777   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10767   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10861   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10798   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10811   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10856   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10782   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10790   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file is missing income documents for the borrowers. The loan file contains a Plaid income report; however, it does not indicate any income. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10843   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10773   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10870   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10804   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10848   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10785   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10794   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10756   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10764   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10833   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10835   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10842   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10874   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10771   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10796   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10813   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10871   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10757   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10755   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10831   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10793   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10862   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10762   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10754   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10847   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10770   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10850   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10759   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10753   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10852   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10765   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10863   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10867   XXX XXX XXX GQM Exempt - Business Purpose N/A (Open) State Testing - Interest Rate-

This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of TN allows for a maximum XXX% Interest Rate, the loan has a XXX% Interest Rate. The loan fails the Interest Rate test by XXX%.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 2 3 1 2 2 N/A N/A C B C A N/A N/A B B C B C A N/A N/A B B C B C A N/A N/A B B C B C A N/A N/A B B
2026H10763   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10822   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10766   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10821   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10851   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10768   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10805   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10786   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10872   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10818   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10817   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10849   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10846   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10791   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10809   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10780   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10827   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11335   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10868   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10820   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10784   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10823   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10792   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10760   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10781   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10845   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10837   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10860   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines.

  XXX% CLTV, XXX Credit Score, over XXX years home ownership 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10797   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10869   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10882   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10960   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10947   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10908   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10907   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10925   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10929   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10878   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10893   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10938   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10930   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10965   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10948   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10953   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10918   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11349   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10909   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10966   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10913   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10955   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10892   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10923   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10912   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10897   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10961   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10903   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10927   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10899   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10910   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10896   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10922   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10944   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10931   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10881   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10962   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10921   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10919   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10877   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10958   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file contains corporate tax returns; however it does not reflect any income. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10941   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10904   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10943   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10935   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10905   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10915   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10887   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10932   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10885   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10889   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10902   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10879   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10963   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10954   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10950   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10883   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10886   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10880   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10890   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10946   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10898   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10942   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10924   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10894   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10964   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX which is a -XXX% variance. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H10876   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10906   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10933   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10900   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10911   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10936   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10940   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10888   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10884   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10917   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10891   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10949   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10959   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10957   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10920   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10937   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10926   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10934   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10951   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10901   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
The income is supported. Documentation is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10914   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10928   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10895   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10939   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10952   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10945   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11279   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10062   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10060   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Incomplete-

The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: Missing the signature and notary acknowledgement for borrower 1.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10059   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Name Discrepancy-

The Vested Interest on the Security Agreement is not accurate. The Borrower on the Note was not included in the Vested Interest on the Security Agreement.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 3 1 N/A N/A C A C A N/A N/A C A C A C A N/A N/A C A C A C A N/A N/A C A C A C A N/A N/A C A
2026H11084   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11011   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11061   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11094   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11041   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11077   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10995   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10996   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11070   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11029   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10987   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11033   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11005   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11024   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11075   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11074   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11003   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Incomplete-

The security instrument does not reflect the borrower's signature was notarized.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11067   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11275   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Name Discrepancy-

The new mortgage is in the name of the individuals, but current title shows its in the name of a Trust. A transfer deed from the trust to the individuals is required to confirm accurate parties to the new mortgage.

Response 2 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

Response 1 (XXX)
The documentation provided is not sufficient to clear the finding. The Warranty Deed provided dated XXX is giving vesting from the individuals to the trust. Please provide a Warranty Deed from the trust to the individuals, the borrowers on the loan. (Upheld)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10997   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11038   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11124   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11014   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11080   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11048   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10973   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11009   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11002   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11088   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10986   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11073   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10981   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11092   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11026   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10989   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) ROR - Not Executed-

The Right to Cancel Notice was not signed or dated by all required parties. The Borrower did not sign/date the Right to Cancel. Truth in Lending Act (Regulation Z)12 CFR 1026.23(b), (a)(1)

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11060   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11054   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11031   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11036   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11066   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11085   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11100   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11109   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11030   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11086   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11040   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11117   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11101   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11120   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11057   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11102   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11019   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11028   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11000   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11027   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11091   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11079   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11113   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10994   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11001   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11090   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11110   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10977   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11044   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11118   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11034   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10985   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file is missing income documents for the borrower. The loan file contains a Plaid income report; however, it does not contain the summary sheet. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11035   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11049   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11013   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11072   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11018   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. The notary did not list XXX as a grantor who appeared before them

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H10991   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11111   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11068   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11116   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11043   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11122   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11069   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11042   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11123   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11071   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10988   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The loan file is missing income documents for the co-borrower. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11017   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11119   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11076   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11106   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11108   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11105   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11115   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11020   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11097   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10975   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines. The loan beam is missing.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11025   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11059   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10976   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11006   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10969   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11104   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11004   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10983   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX, which is a -XXX% variance. The DTI of XXX% is within the guidelines.

  XXX% DTI, XXX% CLTV, XXX Credit Score 2 2 2 2 1 1 N/A N/A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A B B B B N/A N/A A A
2026H11114   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11065   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Borrower is not responsible for first mortgage. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10999   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11098   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11023   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11010   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11127   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Inaccurate-

The security instrument was not completed accurately. Page one of the security instrument states the borrower is "not" signing as an Individual, but as a Trustee. The signature page of the security instrument states the borrower is signing as both an Individual and Trustee.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11053   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11099   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11112   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10979   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10990   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11078   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation-

The data was delivered indicating there is a senior lien however, no XXX mortgage payment was included in the “XXX” data. Please provide an explanation for excluding the XXX payment or provide the XXX payment. The DTI will be recalculated.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11062   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11083   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX 1XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11128   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing-

The income data was delivered as $XXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11126   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11045   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10968   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11007   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10978   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11087   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11058   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10967   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11095   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11021   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11015   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11022   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11096   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11089   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10984   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11032   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11121   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10993   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11051   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11046   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11052   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11056   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11016   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11055   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11064   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) Security Instrument - Incomplete-

The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The notary did not acknowledge who appeared before them.

Response 1 (XXX)
The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    3 1 1 1 3 1 N/A N/A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A C A A A N/A N/A C A
2026H11103   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) Program Parameters - Other-

The guidelines require a XXX% minimum draw. The data was delivered with a loan amount of $XXX and initial draw of $XXX, which does not meet a XXX% draw.

Response XXX (XXX XXX)
Please provide final HUD with executed addendum, corrected executed Note reflecting full disbursement amount, complete list of payoff history documenting disbursements and an updated data tape correcting the disbursement figure. (Upheld)

Response 2 (12/12/2025 10:55AM)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H11039   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11063   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10992   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11082   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11107   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11012   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines-

The income data was delivered as $XXX. The loan file reflects income of $XXX. The DTI of XXX% exceeds the guidelines.

Response XXX (XXX XXX)
Documentation received is sufficient. (Resolved)

    3 1 3 1 1 1 N/A N/A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A C A C A N/A N/A A A
2026H10974   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11047   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11093   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10982   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11008   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10980   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H10998   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11081   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11050   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11037   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

    1 1 1 1 1 1 N/A N/A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A A A A A N/A N/A A A
2026H11283   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings-

The loan meets all applicable credit guidelines.

(Clear) Appraisal - Value is supported within XXX% of original appraisal amount-

The secondary valuation product supported the original appraised value within XXX%.

  1 1 1 1 1 1 1 1 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2026H11282   XXX XXX XXX GQM Exempt - Business Purpose N/A (Clear) No Compliance Findings-

The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance-

The income data was delivered as $XXX. The loan file reflects income of $XXX, which is a -XXX% variance. The DTI remains within guideline.

(Clear) Appraisal - Value is not supported within a XXX% variance-

The AVM did not support the value within a XXX% variance.

Response XXX (XXX XXX)
The second AVM provided supports the origination value within a XXX% variance. (Resolved)

XXX on job for XXX years, XXX% CLTV, XXX Credit Score 3 2 2 2 1 1 3 2 C B B B C B A A C B B B C B A A C B B B C B A A C B B B C B A A