Angel Oak Mortgage Trust I, LLC ABS-15G

Exhibit 99.5

 

Loan ID Field Name Verified Value Bid Tape Value Comment
2026H10019 Qualifying Total Reserves Number of Months XXX XXX per cash back
2026H10019 QM Qualifying Total Debt Income Ratio XXX XXX per debts
2026H10019 Qualifying All Borrower Residual Income XXX XXX Per CRS
2026H10021 Qualifying Total Reserves Number of Months XXX XXX Per the cash out
2026H10021 QM Qualifying Total Debt Income Ratio XXX XXX Taxes per the Tax bill are XXX/XXX = XXX, Underwriter usedXXX
2026H10021 Qualifying All Borrower Residual Income XXX XXX Taxes per the Tax bill are XXX/XXX = XXX, Underwriter usedXXX
2026H10033 Term XXX XXX  
2026H10029 Cash Disbursement Date XXX XXX reviewed
2026H10029 Qualifying Total Reserves Number of Months XXX XXX reviewed
2026H10029 QM Qualifying Total Debt Income Ratio XXX XXX reviewed
2026H10029 Qualifying All Borrower Residual Income XXX XXX reviewed
2026H10030 Qualifying Total Reserves Number of Months XXX XXX Qualifying reserves is based on the cash out amount at closing. 
2026H10030 QM Qualifying Total Debt Income Ratio XXX XXX DTI variation is due to a slight income variance and using the debts of the origination credit report. 
2026H10030 Qualifying All Borrower Residual Income XXX XXX Residual income is based on the XXX payment calculation, a slight variation in income and using the debts of the origination credit report.
2026H10036 Borrower 1 Last Name XXX XXX Pulled from Note.
2026H10036 Qualifying Total Reserves Number of Months XXX XXX Reserves are based from the cash-out amount at closing. 
2026H10036 QM Qualifying Total Debt Income Ratio XXX XXX The HELOC payment is not being calculated by XXX based on the qualifying payment amount.  QC fixes on back end. 
2026H10036 Qualifying All Borrower Residual Income XXX XXX Residual income is based on re-calculated income and the debts updated debts from the credit supplement. 
2026H10045 Cash Disbursement Date XXX XXX Per note
2026H10045 Qualifying Total Reserves Number of Months XXX XXX Per assets
2026H10045 QM Qualifying Total Debt Income Ratio XXX XXX Per DTI
2026H10045 Qualifying All Borrower Residual Income XXX XXX Per residual income
2026H10040 Qualifying Total Reserves Number of Months XXX XXX Reserves are based on the most recent value of the account listed on the final application. CLTV > XXX% and cash out can not be used. 
2026H10040 QM Qualifying Total Debt Income Ratio XXX XXX Audit DTI is based on the documented XXX P&I, calculated taxes & insurance and debt from the origination credit report. Based on the 1008 the lender entered PITI for the XXX payment. 
2026H10040 Qualifying All Borrower Residual Income XXX XXX Auditor  used the re-verified income and debt from the  origination credit report. 
2026H10043 Qualifying Total Reserves Number of Months XXX XXX Calculated from cash out recieved
2026H10043 Qualifying All Borrower Residual Income XXX XXX Difference in liabilities
2026H10052 Qualifying Total Reserves Number of Months XXX XXX Reserves are based on the cash-out at closing. 
2026H10052 Calculated DSCR XXX XXX DSCR is N/A.
2026H10052 Qualifying All Borrower Residual Income XXX XXX Residual income variance is due to XXX not using the qualification payment used by the lender. 
2026H10042 Qualifying Total Reserves Number of Months XXX XXX Reserves are based on the cash-out amount. 
2026H10042 Calculated DSCR XXX XXX DSCR  is n/a.
2026H10042 QM Qualifying Total Debt Income Ratio XXX XXX  
2026H10042 Qualifying All Borrower Residual Income XXX XXX Residual income variance is based on the debt from the origination credit report, REO debt and verified income. 
2026H10049 Qualifying Total Reserves Number of Months XXX XXX Audit reserves are based on the cash-out amount.
2026H10049 QM Qualifying Total Debt Income Ratio XXX XXX Audit DTI variance is due to XXX not calculating the correct payment. QC will clear. 
2026H10049 Qualifying All Borrower Residual Income XXX XXX Residual income variance is due to auditor calculating less income and XXX not calculating the correct payment. 
2026H10047 QM Qualifying Total Debt Income Ratio XXX XXX Reserves are based on cash-out amount. 
2026H10047 Qualifying All Borrower Residual Income XXX XXX Residual income variation is due to a slight variation in income, using the debts from the origination credit report and XXX is not calculating the payment correctly.
2026H10044 QM Qualifying Total Debt Income Ratio XXX XXX DTI variance is due to XXX not using the correct payment. QC will  review. 
2026H10044 Qualifying All Borrower Residual Income XXX XXX Residual income variance is due to XXX not using the correct payment.
2026H10048 Qualifying Total Reserves Number of Months XXX XXX reviewed
2026H10048 QM Qualifying Total Debt Income Ratio XXX XXX actual  vs qualifying
2026H10048 Qualifying All Borrower Residual Income XXX XXX reviewed
2026H10001 Property Type XXX XXX reviewed
2026H10001 Qualifying Total Reserves Number of Months XXX XXX reviewed
2026H10001 QM Qualifying Total Debt Income Ratio XXX XXX reviewed
2026H10001 Qualifying All Borrower Residual Income XXX XXX reviewed
2026H10051 Property Type XXX XXX Per appraisal report 
2026H10051 Qualifying Total Reserves Number of Months XXX XXX Per CD Cash out used for reserves and Amex and REO missing payment was not count for reserves , just subject on a FULL PITIA 
2026H10051 QM Qualifying Total Debt Income Ratio XXX XXX Final DTI difference due to REO payment omitted by Lender final bottom DTI XXX 
2026H10051 Qualifying All Borrower Residual Income XXX XXX final residual 
2026H10003 Property Type XXX XXX reviewed
2026H10003 Qualifying Total Reserves Number of Months XXX XXX cash out only asset used
2026H10003 QM Qualifying Total Debt Income Ratio XXX XXX qualifying vs actual
2026H10003 Qualifying All Borrower Residual Income XXX XXX reviewed
2026H10002 Qualifying Total Reserves Number of Months XXX XXX  
2026H10054 Property Type XXX XXX Per property type
2026H10054 Qualifying Total Reserves Number of Months XXX XXX Per assets
2026H10054 QM Qualifying Total Debt Income Ratio XXX XXX Per DTI
2026H10054 Qualifying All Borrower Residual Income XXX XXX Per residual income
2026H10053 Qualifying Total Reserves Number of Months XXX XXX only used cash out for assets
2026H10053 QM Qualifying Total Debt Income Ratio XXX XXX front end vs back end ratios
2026H10053 Qualifying All Borrower Residual Income XXX XXX minor variance
2026H10004 Qualifying Total Reserves Number of Months XXX XXX Calculated from cash out 
2026H10004 QM Qualifying Total Debt Income Ratio XXX XXX True data showing initial terms
2026H10004 Qualifying All Borrower Residual Income XXX XXX Difference in monthly liabilities
2026H10056 Property Type XXX XXX one and the same
2026H10056 QM Qualifying Total Debt Income Ratio XXX XXX front end vs back end ratios
2026H10056 Qualifying All Borrower Residual Income XXX XXX minor variance
2026H10005 MIN No XXX XXX one and the same
2026H10005 Property Type XXX XXX one and the same
2026H10005 Qualifying Total Reserves Number of Months XXX XXX minor variance.  cash out only for reserves
2026H10005 QM Qualifying Total Debt Income Ratio XXX XXX borrower  refinanced an installment loan
2026H10005 Qualifying All Borrower Residual Income XXX XXX borrower refinanced an installment loan
2026H10057 Qualifying Total Reserves Number of Months XXX XXX used cash out only per 1008
2026H10057 QM Qualifying Total Debt Income Ratio XXX XXX brokers report used
2026H10057 Qualifying All Borrower Residual Income XXX XXX calc from broker's CBR debt load
2026H10009 Borrower 1 Last Name XXX XXX Pulled from note. 
2026H10009 Qualifying Total Reserves Number of Months XXX XXX Reserves are based on the cash-out amount. 
2026H10009 Calculated DSCR XXX XXX DSCR is n/a
2026H10009 QM Qualifying Total Debt Income Ratio XXX XXX Variation in debt. Audit is using AO credit report. Missing Origination credit report.  XXX is not using the correct payment to qualify the loan. 
2026H10009 Qualifying All Borrower Residual Income XXX XXX Residual income variation is due to using the documents in the loan file to calc debt. Missing origination credit report.
2026H10007 Property Type XXX XXX one and the same
2026H10007 Qualifying Total Reserves Number of Months XXX XXX cash out
2026H10007 QM Qualifying Total Debt Income Ratio XXX XXX not the qualifying front-end ratio
2026H10007 Qualifying All Borrower Residual Income XXX XXX broker's vs lender's CBR, plus lender crossed some data from this loan with the purchase of the new primary
2026H10006 Property Type XXX XXX Per appraisal.
2026H10006 Qualifying Total Reserves Number of Months XXX XXX Reserves are based on verified assets per final 1003 and cash-out.
2026H10006 QM Qualifying Total Debt Income Ratio XXX XXX DTI variance is due to using the origination credit report payments and XXX payment calc is not using the correct payment.
2026H10006 Qualifying All Borrower Residual Income XXX XXX Residual income variance is due to using the origination credit report payments and LMac payment calc is not using the correct payment.
2026H10013 QM Qualifying Total Debt Income Ratio XXX XXX Difference in monthly liabilities
2026H10013 Calculated DSCR XXX XXX Loan did not qualify under the DSCR program 
2026H10013 Qualifying All Borrower Residual Income XXX XXX Difference in monthly liabilities 
2026H10014 Qualifying Total Reserves Number of Months XXX XXX Assets are based on the cash-out amount at closing. 
2026H10014 QM Qualifying Total Debt Income Ratio XXX XXX DTI variance is due to XXX not  using the correct qualifying payment, Auditor is using the debt payments from the origination credit report, lender did not use the accurate payment for property 3b. 
2026H10014 Qualifying All Borrower Residual Income XXX XXX Residual income variance is due to the lender not using the accurate payment for the Property 3b.
2026H10008 Qualifying Total Reserves Number of Months XXX XXX Borrowers did not take full amount
2026H10008 QM Qualifying Total Debt Income Ratio XXX XXX QM qualification used for DTI
2026H10015 Qualifying Total Reserves Number of Months XXX XXX insignificant variance
2026H10015 QM Qualifying Total Debt Income Ratio XXX XXX front end v back end
2026H10015 Qualifying All Borrower Residual Income XXX XXX calculated with verified amounts
2026H10012 QM Qualifying Total Debt Income Ratio XXX XXX QM payment issue
2026H10012 Qualifying All Borrower Residual Income XXX XXX Lender is using an updated credit report
2026H10011 Application Date XXX XXX per initial 1003
2026H10011 Qualifying Total Reserves Number of Months XXX XXX Per brokers credit report
2026H10011 QM Qualifying Total Debt Income Ratio XXX XXX Using the QM payment
2026H10011 Qualifying All Borrower Residual Income XXX XXX lenders updated credit report discrepancy
2026H10016 Qualifying Total Reserves Number of Months XXX XXX insignificant variance
2026H10016 QM Qualifying Total Debt Income Ratio XXX XXX actual front end v qualifying front end ratio
2026H10016 Qualifying All Borrower Residual Income XXX XXX insignificant variance
2026H10010 Qualifying Total Reserves Number of Months XXX XXX cash out only used for assets
2026H10010 Calculated DSCR XXX XXX Not a DSCR file
2026H10010 QM Qualifying Total Debt Income Ratio XXX XXX see comments - file incomplete
2026H10010 Qualifying All Borrower Residual Income XXX XXX see comments - file incomplete
2026H10017 Qualifying Total Reserves Number of Months XXX XXX used cash out only
2026H10017 QM Qualifying Total Debt Income Ratio XXX XXX insignificant variance
2026H10017 Qualifying All Borrower Residual Income XXX XXX insignificant variance
2026H10018 QM Qualifying Total Debt Income Ratio XXX XXX minor variance
2026H10018 Qualifying All Borrower Residual Income XXX XXX minor variance