v3.26.1
COMMERCIAL LOANS AND INVESTMENTS (Tables)
6 Months Ended
Jun. 30, 2026
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate [Abstract]  
Schedule of commercial loans and investments

The Company’s commercial loans and investments were comprised of the following at June 30, 2026 (in thousands):

Description

  ​ ​ ​

Date of Investment

  ​ ​ ​

Maturity Date

  ​ ​ ​

Original Face Amount

  ​ ​ ​

Current Face Amount

  ​ ​ ​

Carrying Value

  ​ ​ ​

Coupon Rate

Construction Loan – Wawa Land Development – Greenwood, IN

July 2023

July 2026 (1)

$

14,980

$

11,835

$

11,869

9.50%

Construction Loan – Wawa Land Development – Antioch, TN

October 2023

October 2026

7,425

7,282

7,296

10.25%

Sale-Leaseback – Bradenton Beach, FL

August 2024

August 2029 (2)

9,608

9,475

9,475

8.30%

Sale-Leaseback – Anna Maria, FL

August 2024

August 2029 (2)

16,408

16,180

16,180

8.30%

Sale-Leaseback – Long Boat Key, FL

August 2024

August 2029 (2)

5,408

5,333

5,333

8.30%

Mortgage Note – At Home Plaza – North Canton, OH

March 2025

March 2028

6,200

6,200

6,200

8.65%

Construction Loan – Retail Land Development – Stuart, FL

March 2025

March 2027

15,500

11,664

11,606

11.00%

Construction Loan – Cornerstone Exchange – Daytona Beach, FL

May 2025

April 2027

23,905

8,588

8,503

10.00%

Mortgage Note – Industrial – Fremont, CA

August 2025

August 2027

24,000

24,000

23,825

11.00%

Mortgage Note – Luxury Residential Development – Austin, TX (3)

October 2025

October 2028

61,250

59,650

58,632

16.00%

(4)

Construction Loan – Mixed-Use Development – Lake Toxaway, NC

October 2025

October 2027

13,500

9,406

9,315

16.00%

(5)

Construction Loan – Costco Mixed-Use Development – Atlanta, GA

October 2025

November 2027

4,500

2,452

2,422

11.00%

Redevelopment Loan – Mixed-Use Redevelopment – Denver, CO

December 2025

December 2028

13,500

9,011

8,843

12.00%

(6)

Mortgage Note – Mixed-Use Development – Herndon, VA

December 2025

September 2028

20,000

20,203

19,994

12.00%

(7)

Sale-Leaseback – Aspen, CO

January 2026

June 2027

10,000

9,995

9,995

8.39%

Construction Loan – Retail Development – Covington, GA

March 2026

April 2028

32,000

9,642

9,373

13.00%

(8)

Construction Loan – Retail Development – Lexington, KY

May 2026

June 2028

40,000

6,177

5,893

10.00%

Sales-Type Lease – Denver, CO

June 2026

September 2039

16,257

16,254

16,254

8.11%

$

334,441

$

243,347

$

241,008

CECL Reserve

(2,433)

Total Commercial Loans and Investments

$

238,575

(1)Subsequent to June 30, 2026, the loan was upsized to $16.7 million and the maturity date was extended to July 25, 2027.
(2)The maturity date reflects the date the tenant’s repurchase right first becomes exercisable pursuant to the lease agreement.
(3)As of June 30, 2026, after adjusting for the A-1 participation interests, as described in Note 12, “Obligation Under Participation Agreement”, the Company’s net remaining investment, at face value, in the 2025 Mortgage Note is $40.6 million.
(4)The coupon rate is comprised of 12.00% cash interest and 4.00% paid-in-kind.
(5)The coupon rate is comprised of 13.00% cash interest and 3.00% paid-in-kind.
(6)The coupon rate is comprised of 9.00% cash interest and 3.00% paid-in-kind.
(7)The coupon rate is comprised of 10.00% cash interest and 2.00% paid-in-kind.
(8)The coupon rate is comprised of 11.50% cash interest and 1.50% paid-in-kind.

The Company’s commercial loans and investments were comprised of the following at December 31, 2025 (in thousands):

Description

  ​ ​ ​

Date of Investment

  ​ ​ ​

Maturity Date

  ​ ​ ​

Original Face Amount

  ​ ​ ​

Current Face Amount

  ​ ​ ​

Carrying Value

  ​ ​ ​

Coupon Rate

Construction Loan – Wawa Land Development – Greenwood, IN

July 2023

July 2026

$

14,800

$

9,144

$

9,165

9.50%

Construction Loan – Wawa Land Development – Antioch, TN

October 2023

October 2026

7,425

6,309

6,317

10.25%

Construction Loan – Retail Outparcels – Lawrenceville, GA

January 2024

January 2026

7,200

1,099

1,095

11.25%

Construction Loan – Wawa Land Development – Mount Carmel, OH

June 2024

September 2026

6,127

6,127

6,127

11.50%

Sale-Leaseback – Bradenton Beach, FL

August 2024

August 2029 (1)

9,608

9,519

9,519

8.30%

Sale-Leaseback – Anna Maria, FL

August 2024

August 2029 (1)

16,408

16,256

16,256

8.30%

Sale-Leaseback – Long Boat Key, FL

August 2024

August 2029 (1)

5,408

5,358

5,358

8.30%

Mortgage Note – At Home Plaza – North Canton, OH

March 2025

March 2028

6,200

6,200

6,200

8.65%

Construction Loan – Retail Land Development – Stuart, FL

March 2025

March 2027

15,500

7,084

6,987

10.00%

Construction Loan – Cornerstone Exchange – Daytona Beach, FL

May 2025

April 2027

23,905

6,886

6,747

10.00%

Mortgage Note – Old Time Pottery – Orange Park, FL

June 2025

June 2028

4,000

4,000

4,000

8.00%

Mortgage Note – Industrial – Fremont, CA

August 2025

August 2027

24,000

24,000

23,751

11.00%

Mortgage Note – Commercial Building – Reno, NV

September 2025

September 2027

4,000

4,000

4,000

8.00%

Mortgage Note – Luxury Residential Development – Austin, TX (2)

October 2025

October 2028

29,500

28,627

28,070

17.00%

(3)

Construction Loan – Mixed-Use Development – Lake Toxaway, NC

October 2025

October 2027

13,500

6,938

6,813

16.00%

(4)

Construction Loan – Costco Mixed-Use Development – Atlanta, GA

October 2025

November 2027

4,500

879

838

11.00%

Redevelopment Loan – Mixed-Use Redevelopment – Denver, CO

December 2025

December 2028

13,500

8,519

8,317

12.00%

(5)

Mortgage Note – Mixed-Use Development – Herndon, VA

December 2025

September 2028

20,000

20,001

19,702

12.00%

(6)

$

225,581

$

170,946

$

169,262

CECL Reserve

(1,709)

Total Commercial Loans and Investments

$

167,553

(1)The maturity date reflects the date the tenant’s repurchase right first becomes exercisable pursuant to the lease agreement.
(2)As of December 31, 2025, after adjusting for the A-1 participation interests, as described in Note 12, "Obligation Under Participation Agreement", the Company's net remaining investment, at face value, in the 2025 Mortgage Note is $18.6 million.
(3)The coupon rate is comprised of 13.00% cash interest and 4.00% paid-in-kind.
(4)The coupon rate is comprised of 13.00% cash interest and 3.00% paid-in-kind.
(5)The coupon rate is comprised of 9.00% cash interest and 3.00% paid-in-kind.
(6)The coupon rate is comprised of 10.00% cash interest and 2.00% paid-in-kind.
Schedule of carrying value of the commercial loans and investments

The carrying value of the commercial loans and investments consisted of the following at June 30, 2026 and December 31, 2025 (in thousands).

As of

  ​ ​ ​

June 30, 2026

  ​ ​ ​

December 31, 2025

Current Face Amount

$

243,347

$

170,946

Unaccreted Origination Fees

(2,339)

(1,684)

CECL Reserve

(2,433)

(1,709)

Total Commercial Loans and Investments

$

238,575

$

167,553