The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 754,231 8,312 SH SOLE 8,312 0 0
ABBVIE INC COM 00287Y109 2,383,031 9,470 SH SOLE 9,470 0 0
AFLAC INC COM 001055102 724,840 6,182 SH SOLE 6,182 0 0
ALPHABET INC CAP STK CL A 02079K305 3,123,056 8,739 SH SOLE 8,739 0 0
ALPHABET INC CAP STK CL C 02079K107 2,046,487 5,792 SH SOLE 5,792 0 0
AMAZON COM INC COM 023135106 4,580,180 19,217 SH SOLE 19,217 0 0
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 485,269 6,268 SH SOLE 6,268 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,295,794 26,417 SH SOLE 26,417 0 0
APPLE INC COM 037833100 8,389,125 28,992 SH SOLE 28,992 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 348,242 1,555 SH SOLE 1,555 0 0
BANK OF AMER CORP COM 060505104 1,858,460 32,616 SH SOLE 32,616 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 812,633 1,624 SH SOLE 1,624 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 10,596,996 155,815 SH SOLE 155,815 0 0
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 980,106 22,735 SH SOLE 22,735 0 0
BLACKROCK INC COM 09290D101 341,354 355 SH SOLE 355 0 0
BOEING CO COM 097023105 377,364 1,743 SH SOLE 1,743 0 0
BROADCOM INC COM 11135F101 776,276 2,055 SH SOLE 2,055 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 208,412 9,350 SH SOLE 9,350 0 0
CARDINAL HEALTH INC COM 14149Y108 807,466 3,399 SH SOLE 3,399 0 0
CHEVRON CORPORATION COM 166764100 1,457,897 8,795 SH SOLE 8,795 0 0
CINTAS CORP COM 172908105 1,045,992 6,150 SH SOLE 6,150 0 0
CISCO SYS INC COM 17275R102 1,972,623 16,794 SH SOLE 16,794 0 0
COCA COLA CO COM 191216100 224,143 2,758 SH SOLE 2,758 0 0
CONSTELLATION ENERGY CORP COM 21037T109 432,164 1,740 SH SOLE 1,740 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 5,267,710 5,631 SH SOLE 5,631 0 0
DOVER CORP COM 260003108 1,455,577 6,490 SH SOLE 6,490 0 0
ELI LILLY & CO COM 532457108 4,030,085 3,360 SH SOLE 3,360 0 0
EXELON CORP COM 30161N101 1,043,309 22,379 SH SOLE 22,379 0 0
EXXON MOBIL CORP COM 30231G102 486,723 3,560 SH SOLE 3,560 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 2,076,762 116,150 SH SOLE 116,150 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 4,396,056 85,581 SH SOLE 85,581 0 0
FIRST TR EXCHANGE TRADED FD BUYWRIT INCM ETF 33738R308 2,163,672 90,720 SH SOLE 90,720 0 0
FIRST TR EXCHNG TRADED FD VI SMIT UNCO BD ETF 33740F888 13,345,214 536,383 SH SOLE 536,383 0 0
FLEXSHARES TR HIG YLD VL ETF 33939L662 1,173,740 29,154 SH SOLE 29,154 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 1,952,769 39,626 SH SOLE 39,626 0 0
GILEAD SCIENCES INC COM 375558103 1,228,151 9,721 SH SOLE 9,721 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 987,097 976 SH SOLE 976 0 0
HOME DEPOT INC COM 437076102 730,139 2,070 SH SOLE 2,070 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,324,780 4,711 SH SOLE 4,711 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 210,759 8,670 SH SOLE 8,670 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 474,781 43,799 SH SOLE 43,799 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 377,782 513 SH SOLE 513 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 270,880 4,953 SH SOLE 4,953 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 2,709,525 28,651 SH SOLE 28,651 0 0
ISHARES TR RUS 1000 ETF 464287622 384,930 940 SH SOLE 940 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 426,970 4,153 SH SOLE 4,153 0 0
ISHARES TR ESG AWARE MSCI 46435U663 235,018 4,202 SH SOLE 4,202 0 0
ISHARES TR IBOXX INV CP ETF 464287242 322,629 2,958 SH SOLE 2,958 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 363,079 2,640 SH SOLE 2,640 0 0
ISHARES TR EXPND TEC SC ETF 464287549 325,197 1,988 SH SOLE 1,988 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 257,169 3,132 SH SOLE 3,132 0 0
ISHARES TR INTL SEL DIV ETF 464288448 200,024 4,828 SH SOLE 4,828 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 6,018,087 27,426 SH SOLE 27,426 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 1,983,767 19,768 SH SOLE 19,768 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 2,803,513 66,105 SH SOLE 66,105 0 0
ISHARES TR EAFE VALUE ETF 464288877 2,245,824 29,338 SH SOLE 29,338 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,094,077 12,660 SH SOLE 12,660 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,367,582 32,418 SH SOLE 32,418 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,115,690 36,592 SH SOLE 36,592 0 0
ISHARES TR CORE S&P500 ETF 464287200 14,366,706 19,184 SH SOLE 19,184 0 0
ISHARES TR CORE S&P SCP ETF 464287804 6,170,185 41,603 SH SOLE 41,603 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 308,191 1,883 SH SOLE 1,883 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 4,936,463 39,756 SH SOLE 39,756 0 0
ISHARES TR NATIONAL MUN ETF 464288414 697,162 6,478 SH SOLE 6,478 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 6,964,786 151,244 SH SOLE 151,244 0 0
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 203,337 2,700 SH SOLE 2,700 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407 372,925 2,659 SH SOLE 2,659 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,994,083 35,306 SH SOLE 35,306 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 1,961,435 41,786 SH SOLE 41,786 0 0
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 8,290,987 100,509 SH SOLE 100,509 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 212,593 4,204 SH SOLE 4,204 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 3,603,490 74,529 SH SOLE 74,529 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 1,562,129 25,417 SH SOLE 25,417 0 0
JOHN HANCOCK EXCHANGE TRADED PFD INCOME ETF 47804J776 1,121,541 49,408 SH SOLE 49,408 0 0
JOHNSON & JOHNSON COM 478160104 597,084 2,351 SH SOLE 2,351 0 0
JPMORGAN CHASE & CO COM 46625H100 3,578,136 10,931 SH SOLE 10,931 0 0
KLA CORP COM NEW 482480100 362,052 1,200 SH SOLE 1,200 0 0
LEIDOS HOLDINGS INC COM 525327102 655,404 6,365 SH SOLE 6,365 0 0
LOWES COS INC COM 548661107 269,659 1,223 SH SOLE 1,223 0 0
MASTERCARD INCORPORATED CL A 57636Q104 269,126 524 SH SOLE 524 0 0
MCDONALDS CORP COM 580135101 1,358,308 5,025 SH SOLE 5,025 0 0
MCKESSON CORP COM 58155Q103 358,154 474 SH SOLE 474 0 0
MEDTRONIC PLC SHS G5960L103 202,772 2,592 SH SOLE 2,592 0 0
META PLATFORMS INC CL A 30303M102 1,220,086 2,166 SH SOLE 2,166 0 0
MICROSOFT CORP COM 594918104 4,639,877 12,439 SH SOLE 12,439 0 0
NETFLIX INC. COM 64110L106 819,672 11,480 SH SOLE 11,480 0 0
NEXTERA ENERGY INC COM 65339F101 236,891 2,699 SH SOLE 2,699 0 0
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 236,958 5,921 SH SOLE 5,921 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870 410,582 18,549 SH SOLE 18,549 0 0
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 114,260 14,500 SH SOLE 14,500 0 0
NVIDIA CORPORATION COM 67066G104 5,252,162 26,249 SH SOLE 26,249 0 0
OLD REP INTL CORP COM 680223104 993,210 24,272 SH SOLE 24,272 0 0
ORACLE CORP COM 68389X105 1,118,657 7,633 SH SOLE 7,633 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 255,642 2,776 SH SOLE 2,776 0 0
OUR BD INC COM SHS 87338C202 6,455 10,000 SH SOLE 10,000 0 0
PEPSICO INC COM 713448108 517,905 3,825 SH SOLE 3,825 0 0
PNC FINL SVCS GROUP INC COM 693475105 289,309 1,175 SH SOLE 1,175 0 0
PROCTER & GAMBLE CO COM 742718109 301,199 2,054 SH SOLE 2,054 0 0
PRUDENTIAL FINL INC COM 744320102 230,605 2,137 SH SOLE 2,137 0 0
QUALCOMM INC COM 747525103 942,799 5,102 SH SOLE 5,102 0 0
SALESFORCE INC COM 79466L302 345,905 2,208 SH SOLE 2,208 0 0
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 5,573,256 140,455 SH SOLE 140,455 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,080,992 34,090 SH SOLE 34,090 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,792,653 77,017 SH SOLE 77,017 0 0
SCIENCE APPLICATIONS INTL CO COM 808625107 406,419 3,681 SH SOLE 3,681 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 246,533 1,294 SH SOLE 1,294 0 0
SEMPRA COM 816851109 394,945 4,260 SH SOLE 4,260 0 0
SMARTSTOP SELF STORAG REIT I COMMON STOCK 83192D402 256,848 7,903 SH SOLE 7,903 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854 7,241,246 82,399 SH SOLE 82,399 0 0
SPDR SERIES TRUST ST STR BL 12 ETF 78468R523 202,636 2,039 SH SOLE 2,039 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 10,734,819 14,375 SH SOLE 14,375 0 0
TCW ETF TRUST FLEXIBLE INCOME 29287L700 7,195,275 183,506 SH SOLE 183,506 0 0
TCW ETF TRUST TRANSFRM 500 ETF 29287L106 1,189,310 13,489 SH SOLE 13,489 0 0
TEXAS INSTRS INC COM 882508104 371,395 1,246 SH SOLE 1,246 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 351,955 702 SH SOLE 702 0 0
UNITEDHEALTH GROUP INC COM 91324P102 271,822 654 SH SOLE 654 0 0
VANECK ETF TRUST REAL ASSETS ETF 92189F130 292,963 7,385 SH SOLE 7,385 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 19,398,963 186,600 SH SOLE 186,600 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 220,089 7,527 SH SOLE 7,527 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353 408,253 20,301 SH SOLE 20,301 0 0
VANECK ETF TRUST PREFERRED SECURT 92189F429 882,653 49,476 SH SOLE 49,476 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,079,995 5,621 SH SOLE 5,621 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,405,141 17,440 SH SOLE 17,440 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,133,577 7,475 SH SOLE 7,475 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 316,306 3,672 SH SOLE 3,672 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 443,465 1,463 SH SOLE 1,463 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,667,371 17,291 SH SOLE 17,291 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 560,907 9,397 SH SOLE 9,397 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 289,416 1,844 SH SOLE 1,844 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,012,458 11,843 SH SOLE 11,843 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 16,844,846 236,419 SH SOLE 236,419 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,108,004 32,323 SH SOLE 32,323 0 0
VISA INC COM CL A 92826C839 1,533,612 4,470 SH SOLE 4,470 0 0
WALMART INC COM 931142103 2,921,768 25,797 SH SOLE 25,797 0 0
WASTE MGMT INC DEL COM 94106L109 446,429 2,003 SH SOLE 2,003 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 5,025,881 52,179 SH SOLE 52,179 0 0
WISDOMTREE TR US VALUE FD 97717W547 1,544,923 15,188 SH SOLE 15,188 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 3,057,450 31,975 SH SOLE 31,975 0 0
WISDOMTREE TR US QUALITY GROW 97717Y477 19,658,980 297,728 SH SOLE 297,728 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 16,078,693 319,338 SH SOLE 319,338 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 436,889 5,501 SH SOLE 5,501 0 0