The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Schwab U.S. Large-Cap Growth ETF US LCAP GR ETF 808524300 60,231,029 1,779,876 SH SOLE 1,779,876 0 0
Schwab US Large-Cap Value ETF US LCAP VA ETF 808524409 49,175,115 1,412,672 SH SOLE 1,412,672 0 0
Invesco QQQ Trust UNIT SER 1 46090E103 41,884,375 56,877 SH SOLE 56,877 0 0
Vanguard Large-Cap ETF LARGE CAP ETF 922908637 19,659,258 57,163 SH SOLE 57,163 0 0
State Street SPDR Port S&P 500 Val ETF ST STR P500VAL 78464A508 19,609,144 322,571 SH SOLE 322,571 0 0
Johnson & Johnson COM 478160104 5,077,383 19,992 SH SOLE 19,992 0 0
Glacier Bancorp Inc COM 37637Q105 4,495,816 87,162 SH SOLE 87,162 0 0
Apple Inc COM 037833100 3,997,137 13,813 SH SOLE 13,813 0 0
Microsoft Corp COM 594918104 2,876,497 7,711 SH SOLE 7,711 0 0
First Interstate BancSystem Inc COM 32055Y201 1,989,330 51,590 SH SOLE 51,590 0 0
Amazon.com Inc COM 023135106 1,880,264 7,889 SH SOLE 7,889 0 0
State Street SPDR DJIA ETF UT SER 1 78467X109 1,689,409 3,234 SH SOLE 3,234 0 0
NVIDIA Corp COM 67066G104 1,458,535 7,289 SH SOLE 7,289 0 0
Alphabet Inc Class C CAP STK CL C 02079K107 1,437,330 4,067 SH SOLE 4,067 0 0
Costco Wholesale Corp COM 22160K105 1,138,172 1,216 SH SOLE 1,216 0 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 1,122,804 1,634 SH SOLE 1,634 0 0
Chevron Corp COM 166764100 1,075,698 6,489 SH SOLE 6,489 0 0
Micron Technology Inc COM 595112103 984,009 852 SH SOLE 852 0 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 834,900 2,256 SH SOLE 2,256 0 0
Schwab U.S. Broad Market ETF US BRD MKT ETF 808524102 829,231 28,633 SH SOLE 28,633 0 0
VanEck Semiconductor ETF SEMICONDUCTR ETF 92189F676 672,501 1,025 SH SOLE 1,025 0 0
Alphabet Inc Class A CAP STK CL A 02079K305 610,145 1,707 SH SOLE 1,707 0 0
Vanguard FTSE All-World ex-US ETF ALLWRLD EX US 922042775 598,645 7,148 SH SOLE 7,148 0 0
ExxonMobil Holdings Corp COM 30231G102 566,865 4,146 SH SOLE 4,146 0 0
Aon PLC SHS CL A G0403H108 559,893 1,688 SH SOLE 1,688 0 0
Vanguard REIT Index ETF REAL ESTATE ETF 922908553 461,707 4,788 SH SOLE 4,788 0 0
JPMorgan Chase & Co COM 46625H100 459,870 1,404 SH SOLE 1,404 0 0
Starbucks Corp COM 855244109 454,439 4,447 SH SOLE 4,447 0 0
Cummins Inc COM 231021106 436,626 612 SH SOLE 612 0 0
Caterpillar Inc COM 149123101 432,678 406 SH SOLE 406 0 0
Boeing Co COM 097023105 431,208 1,992 SH SOLE 1,992 0 0
ASML Holding NV N Y REGISTRY SHS N07059210 424,730 213 SH SOLE 213 0 0
AbbVie Inc COM 00287Y109 421,015 1,673 SH SOLE 1,673 0 0
Meta Platforms Inc Class A CL A 30303M102 396,433 703 SH SOLE 703 0 0
iShares Morningstar Mid-Cap Growth ETF MRGSTR MD CP GRW 464288307 381,404 3,880 SH SOLE 3,880 0 0
Schwab US Mid-Cap ETF US MID-CAP ETF 808524508 380,910 10,331 SH SOLE 10,331 0 0
UnitedHealth Group Inc COM 91324P102 353,130 849 SH SOLE 849 0 0
Visa Inc Cl A COM CL A 92826C839 344,430 1,003 SH SOLE 1,003 0 0
ProShares UltraPro QQQ ULTRAPRO QQQ 74347X831 343,116 4,236 SH SOLE 4,236 0 0
Sprott Physical Gold and Silver Trust PHYSICAL GOLD AN 85208R101 337,127 8,380 SH SOLE 8,380 0 0
International Business Machines Corp COM 459200101 327,102 1,163 SH SOLE 1,163 0 0
Vanguard Total International Stock ETF VG TL INTL STK F 921909768 320,758 3,752 SH SOLE 3,752 0 0
ISHARES ESG ADVANCED MSCI USA ETF ESG MSCI USA ETF 46436E767 309,400 4,455 SH SOLE 4,455 0 0
Taiwan Semiconductor Manufacturing Co Ltd ADR SPONSORED ADS 874039100 300,328 628 SH SOLE 628 0 0
Berkshire Hathaway Inc Class B CL B NEW 084670702 292,728 585 SH SOLE 585 0 0
Eli Lilly and Co COM 532457108 285,797 238 SH SOLE 238 0 0
iShares Core S&P Total US Stock Mkt ETF CORE S&P TTL STK 464287150 278,602 1,696 SH SOLE 1,696 0 0
Enterprise Products Partners LP COM 293792107 275,795 7,502 SH SOLE 7,502 0 0
WisdomTree LargeCap Dividend ETF US LARGECAP DIVD 97717W307 261,412 2,714 SH SOLE 2,714 0 0
Wells Fargo & Co New COM 949746101 254,862 3,084 SH SOLE 3,084 0 0
Broadcom Inc COM 11135F101 240,335 636 SH SOLE 636 0 0
Tesla Motors, Inc. COM 88160R101 224,600 534 SH SOLE 534 0 0
Vanguard ESG US Stock ETF ESG US STK ETF 921910733 211,716 1,601 SH SOLE 1,601 0 0
Amphenol Corp Cl A CL A 032095101 211,584 1,200 SH SOLE 1,200 0 0
Conocophillips COM 20825C104 205,639 1,978 SH SOLE 1,978 0 0