v3.26.1
Long-Term Debt (Tables)
 3 Months Ended 12 Months Ended
Mar. 31, 2026
Dec. 31, 2025
Debt Disclosure [Abstract]    
Schedule of Long Term Debt Maturities

Long-term debt consists of the following at March 31, 2026 and December 31, 2025:

 

   2026   2025 
         
The Company entered into a $863,607 mortgage note payable, securitized by the Company’s real estate and cross-collateralized with all Company assets, with M&T Bank, requiring monthly installments of $7,389, including interest at a fixed rate of 6.13%. The note matures in February 2029.  $789,074   $799,052 
           
The Company entered into a $1,064,000 term note payable with the U.S. Small Business Administration, requiring monthly installments of $6,652, including fees and interest at a fixed rate of 2.22%. The note matures in June 2036. The note is secured by certain assets of the Company and a personal guaranty of the Company’s stockholder.   603,369    616,440 
           
The Company entered into a $1,268,732 Stockholder Loan, the proceeds of which were applied to pay down the M&T term notes above. The note is subject to an M&T Bank subordination agreement which may limit any repayments. The note amortization calls for monthly payments of $40,031.03 at 6.95% effective annual rate and matures on October 31, 2028. On February 28, 2026, the Company borrowed an additional $200,000 from the same stockholder with identical terms, other than the second loan matures on January 31, 2029.   1,468,733    1,268,732 
           
Total Long-Term Debt   2,861,176   2,684,224 
           
Less: Unamortized Debt Issuance Costs   50,921    55,091 
           
Long-Term Debt, Less Unamortized Debt Issuance Costs   2,810,255    2,629,133 
           
Less: Current Maturities   558,116   499,853 
           
Long-Term Debt  $2,252,139   $2,129,280 

Schedule of Long Term Debt Maturities 

   2025   2024 
         
The Company entered into a $863,607 mortgage note payable, securitized by the Company’s real estate and cross-collateralized with all Company assets, with M&T Bank, requiring monthly installments of $7,389, including interest at a fixed rate of 6.13%. The note matures in February 2029.  $799,052   $836,815 
           
The Company entered into a $236,781 term note payable with M&T Bank, requiring monthly principal installments of $3,385, plus interest at a fixed rate of 6.05%. The note matures in March 2029. This note was paid off in November of 2025 as part of a modification to the M&T debt package.   -    205,829 
           
The Company entered into a $1,775,000 term note payable with M&T Bank, requiring monthly principal installments of $34,886 plus interest at a fixed rate of 6.59%. The note matures in November 2028. This note was paid off in November of 2025 as part of a modification to the M&T debt package.   -    1,436,662 
           
The Company entered into a $1,064,000 term note payable with the U.S. Small Business Administration, requiring monthly installments of $6,652, including fees and interest at a fixed rate of 2.22%. The note matures in June 2036. The note is secured by certain assets of the Company and a personal guaranty of the Company’s stockholder.   616,440    668,006 
           
The Company entered into a $1,268,732 Stockholder Loan, The proceeds of which were applied to pay down the M&T term notes above. The note is subject to an M&T Bank subordination agreement which may limit any repayments. The note amortization calls for monthly payments of $40,031.03 at 6.95% effective annual rate and matures in 10/31/2028.   1,268,732    - 
           
Total Long-Term Debt   2,684,224   3,147,312 
           
Less: Unamortized Debt Issuance Costs   55,091    64,758 
           
Long-Term Debt, Less Unamortized Debt Issuance Costs   2,629,133    3,082,554 
           
Less: Current Maturities   499,853   467,742 
           
Long-Term Debt  $2,129,280   $2,614,812 
Schedule of Long Term Future Debt Maturities

At March 31, 2026, the future debt maturities are as follows:

 

     
December 31, 2026  $413,981 
2027   590,334 
2028   733,808 
2029   105,525 
2030   109,886 
Thereafter   907,642 
Total  $2,861,176 

At December 31, 2025, the future debt maturities are as follows:

 

      
December 31, 2026  $535,615 
2027   534,940 
2028   489,977 
2029   105,275 
2030   109,621 
Thereafter   908,796 
Total  $2,684,224