v3.26.1
Loans and Finance Receivables - Schedule of Changes in Fair Value of Company-owned Loans and Finance Receivables (Detail) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Accounts Notes And Loans Receivable [Line Items]        
Balance at beginning of period $ 5,872,957 $ 4,569,819 $ 5,471,544 [1] $ 4,386,444
Originations or acquisitions [2] 2,274,509 1,786,407 4,555,810 3,504,263
Interest and fees [3] 916,689 754,577 1,779,996 1,489,998
Repayments (2,532,820) (2,019,279) (4,934,907) (3,975,107)
Charge-offs, net [4] (392,081) (342,880) (782,675) (693,216)
Net change in fair value [4] 33,295 22,324 79,589 55,180
Effect of foreign currency translation 215 2,347 3,407 5,753
Balance at end of period [1] 6,172,764 4,773,315 6,172,764 4,773,315
Consumer        
Accounts Notes And Loans Receivable [Line Items]        
Balance at beginning of period 1,763,552 1,616,337 1,764,469 1,639,307
Originations or acquisitions [2] 671,670 547,572 1,219,186 1,044,194
Interest and fees [3] 477,419 428,311 923,226 859,136
Repayments (792,277) (710,838) (1,574,168) (1,447,604)
Charge-offs, net [4] (209,952) (215,004) (437,589) (442,789)
Net change in fair value [4] 6,044 (389) 18,140 10,339
Effect of foreign currency translation 215 2,347 3,407 5,753
Balance at end of period 1,916,671 1,668,336 1,916,671 1,668,336
Small Business        
Accounts Notes And Loans Receivable [Line Items]        
Balance at beginning of period 4,109,405 2,953,482 3,707,075 2,747,137
Originations or acquisitions [2] 1,602,839 1,238,835 3,336,624 2,460,069
Interest and fees [3] 439,270 326,266 856,770 630,862
Repayments (1,740,543) (1,308,441) (3,360,739) (2,527,503)
Charge-offs, net [4] (182,129) (127,876) (345,086) (250,427)
Net change in fair value [4] 27,251 22,713 61,449 44,841
Balance at end of period $ 4,256,093 $ 3,104,979 $ 4,256,093 $ 3,104,979
[1] Includes amounts in wholly-owned, bankruptcy-remote special purpose subsidiaries (“VIEs”) presented separately in the table below.
[2] Originations or acquisitions is presented on a cost basis
[3] Included in “Revenue” in the consolidated statements of income.
[4] Included in “Change in Fair Value” in the consolidated statements of income.