v3.26.1
CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Jun. 30, 2025
Assets      
Cash and cash equivalents [1] $ 122,226 $ 71,709 $ 55,560
Restricted cash [1] 342,986 336,154 323,883
Loans and finance receivables at fair value [1] 6,172,764 5,471,544 4,773,315
Income taxes receivable 32,045 40,901 35,586
Other receivables and prepaid expenses [1] 81,225 80,870 78,045
Property and equipment, net 140,251 132,566 127,686
Operating lease right-of-use assets 15,352 16,549 17,781
Goodwill 279,275 279,275 279,275
Intangible assets, net 2,151 3,660 6,923
Other assets [1] 33,907 35,204 26,699
Total assets 7,222,182 6,468,432 5,724,753
Liabilities and Stockholders’ Equity      
Accounts payable and accrued expenses [1] 334,882 305,849 257,509
Operating lease liabilities 31,554 32,041 32,654
Deferred tax liabilities, net 344,742 295,437 242,421
Long-term debt [1] 5,013,901 4,498,381 3,963,514
Total liabilities 5,725,079 5,131,708 4,496,098
Commitments and contingencies (Note 7)
Stockholders’ equity:      
Common stock, $0.00001 par value, 250,000,000 shares authorized, 47,989,998, 47,176,544 and 47,441,228 shares issued and 24,885,756, 25,070,028 and 24,715,608 outstanding as of June 30, 2026 and 2025 and December 31, 2025, respectively 0 0 0
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding 0 0 0
Additional paid in capital 390,645 370,078 346,926
Retained earnings 2,202,300 2,006,143 1,846,848
Accumulated other comprehensive loss (6,475) (9,500) (8,853)
Treasury stock, at cost (23,104,242, 22,106,516 and 22,725,620 shares as of June 30, 2026 and 2025 and December 31, 2025, respectively) (1,089,367) (1,029,997) (956,266)
Total stockholders' equity 1,497,103 1,336,724 1,228,655
Total liabilities and stockholders’ equity $ 7,222,182 $ 6,468,432 $ 5,724,753
[1] Includes amounts in wholly-owned, bankruptcy-remote special purpose subsidiaries (“VIEs”) presented separately in the table below.