The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE MSCI EAFE 46432F842 25,765,948 266,783 SH SOLE 266,783 0 0
ISHARES INC CORE MSCI EMKT 46434G103 5,599,307 67,592 SH SOLE 67,592 0 0
ISHARES TR CORE S&P500 ETF 464287200 38,286,073 51,124 SH SOLE 51,124 0 0
ISHARES TR CORE S&P MCP ETF 464287507 3,208,441 41,609 SH SOLE 41,609 0 0
VANGUARD MALVERN FDS CORE BD ETF 922020748 21,553,828 279,076 SH SOLE 279,076 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,473,438 14,295 SH SOLE 14,295 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 12,858,154 59,001 SH SOLE 59,001 0 0
ISHARES INC EM MKT SM-CP ETF 464286475 1,162,612 15,320 SH SOLE 15,320 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,401,014 14,155 SH SOLE 14,155 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 654,054 6,783 SH SOLE 6,783 0 0
APPLE INC COM 037833100 610,705 2,111 SH SOLE 2,111 0 0
MORGAN STANLEY ETF TRUST EATO VA DURA ETF 61774R825 448,613 8,821 SH SOLE 8,821 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 1,849,511 6,476 SH SOLE 6,476 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,433,090 10,420 SH SOLE 10,420 0 0
ISHARES TR S&P 500 VAL ETF 464287408 2,660,179 11,716 SH SOLE 11,716 0 0
PAYCHEX INC COM 704326107 400,525 4,073 SH SOLE 4,073 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 263,261 869 SH SOLE 869 0 0
ISHARES TR SP SMCP600VL ETF 464287879 689,730 5,046 SH SOLE 5,046 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,881,960 68,519 SH SOLE 68,519 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 786,390 13,175 SH SOLE 13,175 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,043,371 23,722 SH SOLE 23,722 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 268,443 9,162 SH SOLE 9,162 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 817,867 1,634 SH SOLE 1,634 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 3,302,679 27,633 SH SOLE 27,633 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 554,260 5,936 SH SOLE 5,936 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 681,140 8,454 SH SOLE 8,454 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 230,004 1,764 SH SOLE 1,764 0 0
ISHARES TR TIPS BD ETF 464287176 451,578 4,127 SH SOLE 4,127 0 0
EXXON MOBIL CORP COM 30231G102 201,065 1,471 SH SOLE 1,471 0 0
ISHARES TR CORE MSCI INTL 46435G326 364,170 4,091 SH SOLE 4,091 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 228,386 2,763 SH SOLE 2,763 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 675,675 9,204 SH SOLE 9,204 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,621,696 18,969 SH SOLE 18,969 0 0
INVESCO ACTIVELY MANAGED EXC TOTAL RETURN 46090A804 244,048 5,207 SH SOLE 5,207 0 0
ISHARES TR JPMORGAN USD EMG 464288281 210,914 2,187 SH SOLE 2,187 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 260,106 4,469 SH SOLE 4,469 0 0
ALPHABET INC CAP STK CL A 02079K305 425,985 1,192 SH SOLE 1,192 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,497,700 2 SH SOLE 2 0 0
CITIGROUP INC COM NEW 172967424 306,929 2,193 SH SOLE 2,193 0 0
ISHARES TR EAFE GRWTH ETF 464288885 236,454 1,900 SH SOLE 1,900 0 0
MICROSOFT CORP COM 594918104 289,750 777 SH SOLE 777 0 0
PALO ALTO NETWORKS INC COM 697435105 460,377 1,350 SH SOLE 1,350 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 546,022 6,520 SH SOLE 6,520 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306 321,292 2,140 SH SOLE 2,140 0 0
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 318,861 885 SH SOLE 885 0 0