The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 201,815 802 SH SOLE 0 0 802
ADVANCED MICRO DEVICES INC COM 007903107 260,248 448 SH SOLE 0 0 448
ALPHABET INC CAP STK CL A 02079K305 531,767 1,488 SH SOLE 0 0 1,488
ALPHABET INC CAP STK CL C 02079K107 605,961 1,715 SH SOLE 0 0 1,715
AMAZON COM INC COM 023135106 1,075,628 4,513 SH SOLE 0 0 4,513
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 17,202,195 222,193 SH SOLE 0 0 222,193
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 11,477,958 125,841 SH SOLE 0 0 125,841
AMERICAN CENTY ETF TR AVAN US SMAL ETF 025072323 8,228,748 112,200 SH SOLE 0 0 112,200
APPLE INC COM 037833100 1,323,822 4,575 SH SOLE 0 0 4,575
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 252,197 504 SH SOLE 0 0 504
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 14,900,731 219,096 SH SOLE 0 0 219,096
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 3,208,965 61,310 SH SOLE 0 0 61,310
BLACKROCK ETF TRUST II ISH HIG MUN ETF 092528843 409,705 8,227 SH SOLE 0 0 8,227
BROADCOM INC COM 11135F101 495,608 1,312 SH SOLE 0 0 1,312
CISCO SYS INC COM 17275R102 265,812 2,263 SH SOLE 0 0 2,263
CME GROUP INC COM 12572Q105 2,086,623 9,449 SH SOLE 0 0 9,449
ELI LILLY & CO COM 532457108 272,271 227 SH SOLE 0 0 227
FIRST TR EXCHANGE TRADED FD RBA INDL ETF 33738R704 4,736,771 35,548 SH SOLE 0 0 35,548
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 189,929 38,062 SH SOLE 0 0 38,062
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318 211,663 5,125 SH SOLE 0 0 5,125
INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C292 204,263 5,375 SH SOLE 0 0 5,375
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417 581,827 13,512 SH SOLE 0 0 13,512
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573 302,777 6,827 SH SOLE 0 0 6,827
INVESCO EXCH TRADED FD TR II S&P SMLCAP QTY 46138G300 252,070 5,213 SH SOLE 0 0 5,213
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 201,518 10,321 SH SOLE 0 0 10,321
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 222,787 11,358 SH SOLE 0 0 11,358
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 227,151 11,154 SH SOLE 0 0 11,154
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 218,813 11,780 SH SOLE 0 0 11,780
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510 234,084 9,942 SH SOLE 0 0 9,942
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494 231,885 9,809 SH SOLE 0 0 9,809
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486 231,470 9,875 SH SOLE 0 0 9,875
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478 225,395 9,787 SH SOLE 0 0 9,787
ISHARES INC CORE MSCI EMKT 46434G103 5,689,077 68,675 SH SOLE 0 0 68,675
ISHARES INC MSCI EMRG CHN 46434G764 9,182,080 89,756 SH SOLE 0 0 89,756
ISHARES TR TRUST ISHARE 0-1 464288679 2,448,004 22,184 SH SOLE 0 0 22,184
ISHARES TR 1 3 YR TREAS BD 464287457 1,194,372 14,546 SH SOLE 0 0 14,546
ISHARES TR CORE HIGH DV ETF 46429B663 6,967,896 254,210 SH SOLE 0 0 254,210
ISHARES TR CORE MSCI EAFE 46432F842 13,112,667 135,770 SH SOLE 0 0 135,770
ISHARES TR CORE S&P500 ETF 464287200 23,820,063 31,807 SH SOLE 0 0 31,807
ISHARES TR CORE S&P US VLU 464287663 9,057,194 82,226 SH SOLE 0 0 82,226
ISHARES TR CORE S&P US GWT 464287671 14,561,552 77,418 SH SOLE 0 0 77,418
ISHARES TR 3 7 YR TREAS BD 464288661 9,142,778 77,844 SH SOLE 0 0 77,844
ISHARES TR IBONDS DEC2026 46435GAA0 1,665,183 68,724 SH SOLE 0 0 68,724
ISHARES TR IBONDS 26 TRM TS 46436E858 843,153 36,835 SH SOLE 0 0 36,835
ISHARES TR IBONDS 27 ETF 46435UAA9 2,522,707 104,158 SH SOLE 0 0 104,158
ISHARES TR IBONDS 27 TRM TS 46436E841 1,687,280 75,426 SH SOLE 0 0 75,426
ISHARES TR IBDS DEC28 ETF 46435U515 1,934,074 76,597 SH SOLE 0 0 76,597
ISHARES TR IBONDS 28 TRM TS 46436E833 1,702,079 76,878 SH SOLE 0 0 76,878
ISHARES TR IBONDS DEC 29 46436E205 1,453,498 62,759 SH SOLE 0 0 62,759
ISHARES TR IBONDS 29 TRM TS 46436E825 1,289,193 59,547 SH SOLE 0 0 59,547
ISHARES TR IBONDS DEC 2030 46436E726 927,372 42,540 SH SOLE 0 0 42,540
ISHARES TR IBOND DEC 2030 46436E593 783,886 40,117 SH SOLE 0 0 40,117
ISHARES TR MSCI USA QLT FCT 46432F339 1,877,663 8,557 SH SOLE 0 0 8,557
ISHARES TR IBONDS DEC 27 46435U283 521,161 20,502 SH SOLE 0 0 20,502
ISHARES TR RUS 1000 VAL ETF 464287598 226,187 933 SH SOLE 0 0 933
ISHARES TR IBONDS DEC 26 46435U259 567,697 22,141 SH SOLE 0 0 22,141
ISHARES TR CORE S&P SCP ETF 464287804 362,766 2,446 SH SOLE 0 0 2,446
ISHARES TR IBONDS DEC 2029 46436E163 238,488 9,393 SH SOLE 0 0 9,393
ISHARES TR EAFE VALUE ETF 464288877 517,172 6,756 SH SOLE 0 0 6,756
ISHARES TR IBONDS DEC 2030 46438G687 270,807 10,468 SH SOLE 0 0 10,468
ISHARES TR MSCI USA VALUE 46432F388 421,199 2,108 SH SOLE 0 0 2,108
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 13,969,710 141,695 SH SOLE 0 0 141,695
J P MORGAN EXCHANGE TRADED F U S TEC LEA ETF 46654Q732 9,579,940 85,879 SH SOLE 0 0 85,879
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 1,552,328 17,407 SH SOLE 0 0 17,407
JPMORGAN CHASE & CO COM 46625H100 274,957 840 SH SOLE 0 0 840
META PLATFORMS INC CL A 30303M102 312,063 554 SH SOLE 0 0 554
MICRON TECHNOLOGY INC COM 595112103 587,534 509 SH SOLE 0 0 509
MICROSOFT CORP COM 594918104 776,255 2,081 SH SOLE 0 0 2,081
NVIDIA CORPORATION COM 67066G104 1,301,786 6,506 SH SOLE 0 0 6,506
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,950,305 29,266 SH SOLE 0 0 29,266
PIMCO ETF TR MULTISECTOR BD 72201R585 2,830,639 106,736 SH SOLE 0 0 106,736
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300 8,731,301 171,370 SH SOLE 0 0 171,370
SANDISK CORP COM 80004C200 209,183 92 SH SOLE 0 0 92
SEI EXCHANGE TRADED FUNDS SELECT EMERGING 81589A601 478,954 11,944 SH SOLE 0 0 11,944
SEI EXCHANGE TRADED FUNDS QIM US LARGE VOL 81589A403 200,982 6,150 SH SOLE 0 0 6,150
SEI EXCHANGE TRADED FUNDS QIM US LARGE CAP 81589A205 240,603 4,285 SH SOLE 0 0 4,285
SEI EXCHANGE TRADED FUNDS QIM US LARGE VAL 81589A304 238,032 4,959 SH SOLE 0 0 4,959
SPDR GOLD TR GOLD SHS 78463V107 210,713 572 SH SOLE 0 0 572
TESLA INC COM 88160R101 463,501 1,102 SH SOLE 0 0 1,102
WESTERN DIGITAL CORP COM 958102105 323,192 506 SH SOLE 0 0 506