<?xml version="1.0" encoding="utf-8" ?>
<inf:proxyVoteTable xmlns:inf="http://www.sec.gov/edgar/document/npxproxy/informationtable">
	<inf:proxyTable>
		<inf:issuerName>3M COMPANY</inf:issuerName>
		<inf:cusip>88579Y101</inf:cusip>
		<inf:meetingDate>05/12/2026</inf:meetingDate>
		<inf:voteDescription>Advisory approval of executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>339</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>339</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ABBOTT LABORATORIES</inf:issuerName>
		<inf:cusip>002824100</inf:cusip>
		<inf:meetingDate>04/24/2026</inf:meetingDate>
		<inf:voteDescription>Say on Pay - An Advisory Vote on the Approval of Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1547</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1547</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ABBVIE INC</inf:issuerName>
		<inf:cusip>00287Y109</inf:cusip>
		<inf:meetingDate>05/08/2026</inf:meetingDate>
		<inf:voteDescription>Say on Pay - An advisory vote on the approval of executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>165</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>165</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ACCENTURE PLC CL-A</inf:issuerName>
		<inf:cusip>G1151C101</inf:cusip>
		<inf:meetingDate>01/28/2026</inf:meetingDate>
		<inf:voteDescription>To approve, in a non-binding vote, the compensation of our named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>79</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>79</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>AFFILIATED MANAGERS GROUP</inf:issuerName>
		<inf:cusip>008252108</inf:cusip>
		<inf:meetingDate>05/27/2026</inf:meetingDate>
		<inf:voteDescription>To approve, by a non-binding advisory vote, the compensation of the Company's named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>46</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>46</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>AFLAC INC</inf:issuerName>
		<inf:cusip>001055102</inf:cusip>
		<inf:meetingDate>05/04/2026</inf:meetingDate>
		<inf:voteDescription>To consider the following non-binding advisory proposal: "Resolved, on an advisory basis, the shareholders of Aflac Incorporated approve the compensation of the named executive officers, as disclosed pursuant to the compensation disclosure rules of the Securities and Exchange Commission, including the Compensation Discussion and Analysis and accompanying tables and narrative in the Notice of 2026 Annual Meeting of Shareholders and Proxy Statement"</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>380</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>380</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>AGNICO EAGLE MINES LTD</inf:issuerName>
		<inf:cusip>008474108</inf:cusip>
		<inf:meetingDate>05/01/2026</inf:meetingDate>
		<inf:voteDescription>Consideration of and, if deemed advisable, the passing of a non-binding, advisory resolution accepting the Company's approach to executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>5035</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>5035</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ALAMOS GOLD INC</inf:issuerName>
		<inf:cusip>011532108</inf:cusip>
		<inf:meetingDate>05/28/2026</inf:meetingDate>
		<inf:voteDescription>To consider, and if deemed advisable, pass a resolution to approve an advisory resolution on the Company's approach to executive compensation.</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>528</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>528</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ALGONQUIN PWR&amp;UTILITIES</inf:issuerName>
		<inf:cusip>015857105</inf:cusip>
		<inf:meetingDate>06/29/2026</inf:meetingDate>
		<inf:voteDescription>The advisory resolution set out on page 18 of the Circular approving the Corporation's approach to executive compensation as disclosed in the Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>6750</inf:sharesVoted>
		<inf:sharesOnLoan>84712</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>6750</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ALPHABET INC CL-A</inf:issuerName>
		<inf:cusip>02079K305</inf:cusip>
		<inf:meetingDate>06/05/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve compensation awarded to named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>416</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>416</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ALTRIA GROUP INC</inf:issuerName>
		<inf:cusip>02209S103</inf:cusip>
		<inf:meetingDate>05/14/2026</inf:meetingDate>
		<inf:voteDescription>Non-Binding Advisory Vote to Approve the Compensation of Altria's Named Executive Officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1100</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1100</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>AMAZON COM INC</inf:issuerName>
		<inf:cusip>023135106</inf:cusip>
		<inf:meetingDate>05/20/2026</inf:meetingDate>
		<inf:voteDescription>ADVISORY VOTE TO APPROVE EXECUTIVE COMPENSATION</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1458</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1458</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>AMERICAN EXPRESS CO</inf:issuerName>
		<inf:cusip>025816109</inf:cusip>
		<inf:meetingDate>05/05/2026</inf:meetingDate>
		<inf:voteDescription>Approval, on an advisory basis, of the Company's executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>250</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>250</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>AMERICAN TOWER CORP</inf:issuerName>
		<inf:cusip>03027X100</inf:cusip>
		<inf:meetingDate>05/20/2026</inf:meetingDate>
		<inf:voteDescription>To approve, on an advisory basis, the Company's executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>6165</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>6165</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>AMGEN INC</inf:issuerName>
		<inf:cusip>031162100</inf:cusip>
		<inf:meetingDate>05/19/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve our executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>185</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>185</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>AMPHENOL CORP CL-A</inf:issuerName>
		<inf:cusip>032095101</inf:cusip>
		<inf:meetingDate>05/21/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve compensation of named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>221</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>221</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ANNALY CAPITAL MANAGEMENT IN</inf:issuerName>
		<inf:cusip>035710839</inf:cusip>
		<inf:meetingDate>06/10/2026</inf:meetingDate>
		<inf:voteDescription>Advisory approval of the Company's executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>543</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>543</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>APPLE INC</inf:issuerName>
		<inf:cusip>037833100</inf:cusip>
		<inf:meetingDate>02/24/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>5879</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>5879</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>AT &amp; T INC</inf:issuerName>
		<inf:cusip>00206R102</inf:cusip>
		<inf:meetingDate>05/14/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Approval of Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1960</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1960</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>AUTOMATIC DATA PROC INC</inf:issuerName>
		<inf:cusip>053015103</inf:cusip>
		<inf:meetingDate>11/12/2025</inf:meetingDate>
		<inf:voteDescription>Advisory Vote on Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1200</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1200</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>AUTOZONE INC (NV)</inf:issuerName>
		<inf:cusip>053332102</inf:cusip>
		<inf:meetingDate>12/17/2025</inf:meetingDate>
		<inf:voteDescription>Approval of an advisory vote on the compensation of named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>12</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>12</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BANK OF AMERICA</inf:issuerName>
		<inf:cusip>060505104</inf:cusip>
		<inf:meetingDate>05/04/2026</inf:meetingDate>
		<inf:voteDescription>Approving our executive compensation (an advisory, non-binding "Say on Pay" resolution)</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>2073</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>2073</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BANK OF MONTREAL</inf:issuerName>
		<inf:cusip>063671101</inf:cusip>
		<inf:meetingDate>04/15/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote on the Bank's Approach to Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>7944</inf:sharesVoted>
		<inf:sharesOnLoan>750</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>7944</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BANK OF NOVA SCOTIA</inf:issuerName>
		<inf:cusip>064149107</inf:cusip>
		<inf:meetingDate>04/14/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote on non-binding resolution on executive compensation approach</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>38998</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>38998</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BARRICK MINING CORP</inf:issuerName>
		<inf:cusip>06849F108</inf:cusip>
		<inf:meetingDate>05/08/2026</inf:meetingDate>
		<inf:voteDescription>Advisory resolution on approach to executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>2112</inf:sharesVoted>
		<inf:sharesOnLoan>3826</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>2112</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BCE INC</inf:issuerName>
		<inf:cusip>05534B760</inf:cusip>
		<inf:meetingDate>05/07/2026</inf:meetingDate>
		<inf:voteDescription>Advisory resolution on executive compensation as described in section 3.4 of the management proxy circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>24290</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>24290</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BECTON DICKINSON &amp;CO</inf:issuerName>
		<inf:cusip>075887109</inf:cusip>
		<inf:meetingDate>01/27/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve named executive officer compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>415</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>415</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BERKSHIRE HATHAWAY-B-NEW</inf:issuerName>
		<inf:cusip>084670702</inf:cusip>
		<inf:meetingDate>05/02/2026</inf:meetingDate>
		<inf:voteDescription>Non-binding resolution to approve the compensation of the Company's Named Executive Officers, as described in the 2026 Proxy Statement</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>2857</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>2857</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BLOCK INC CL-A</inf:issuerName>
		<inf:cusip>852234103</inf:cusip>
		<inf:meetingDate>06/16/2026</inf:meetingDate>
		<inf:voteDescription>To approve, on an advisory basis, the compensation of our named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>28</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>28</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BOOKING HOLDINGS INC</inf:issuerName>
		<inf:cusip>09857L108</inf:cusip>
		<inf:meetingDate>06/02/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve 2025 executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>325</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>325</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BOSTON SCIENTIFIC CORP</inf:issuerName>
		<inf:cusip>101137107</inf:cusip>
		<inf:meetingDate>04/30/2026</inf:meetingDate>
		<inf:voteDescription>To approve, on a non-binding, advisory basis, the compensation of our named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1200</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1200</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BRISTOL MYERS SQUIBB CO</inf:issuerName>
		<inf:cusip>110122108</inf:cusip>
		<inf:meetingDate>05/05/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve the Compensation of our Named Executive Officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1305</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1305</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BRITISH AMER TOB SP ADR</inf:issuerName>
		<inf:cusip>110448107</inf:cusip>
		<inf:meetingDate>04/15/2026</inf:meetingDate>
		<inf:voteDescription>Approval of the 2025 Directors' remuneration report</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>60</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>60</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BROADCOM INC</inf:issuerName>
		<inf:cusip>11135F101</inf:cusip>
		<inf:meetingDate>04/20/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve the named executive officer compensation.</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>45</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>45</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BROOKFIELD AST MGMT-A LVS</inf:issuerName>
		<inf:cusip>113004105</inf:cusip>
		<inf:meetingDate>05/07/2026</inf:meetingDate>
		<inf:voteDescription>Approval of the Say on Pay Resolution set out in the Management Information Circular of the Corporation dated March 23, 2026</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>18320</inf:sharesVoted>
		<inf:sharesOnLoan>27000</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>18320</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BROOKFIELD CORP CL-A LVS</inf:issuerName>
		<inf:cusip>11271J107</inf:cusip>
		<inf:meetingDate>07/16/2026</inf:meetingDate>
		<inf:voteDescription>Approval of the Say on Pay Resolution set out in the Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>87175</inf:sharesVoted>
		<inf:sharesOnLoan>90907</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>87175</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>BRP INC</inf:issuerName>
		<inf:cusip>05577W200</inf:cusip>
		<inf:meetingDate>05/28/2026</inf:meetingDate>
		<inf:voteDescription>Adoption of an advisory non-binding resolution in respect of the Corporation's approach to executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>749</inf:sharesVoted>
		<inf:sharesOnLoan>4314</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>749</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CAE INC</inf:issuerName>
		<inf:cusip>124765108</inf:cusip>
		<inf:meetingDate>08/13/2025</inf:meetingDate>
		<inf:voteDescription>Approving the advisory (non binding) resolution accepting the approach to executive compensation disclosed in the Information Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1500</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1500</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CAMECO CORP</inf:issuerName>
		<inf:cusip>13321L108</inf:cusip>
		<inf:meetingDate>05/07/2026</inf:meetingDate>
		<inf:voteDescription>Have a say on our approach to executive compensation: shareholders accept the approach to executive compensation disclosed in Cameco's management proxy circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1773</inf:sharesVoted>
		<inf:sharesOnLoan>4084</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1773</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CANADIAN NATIONAL RAILWAY</inf:issuerName>
		<inf:cusip>136375102</inf:cusip>
		<inf:meetingDate>05/01/2026</inf:meetingDate>
		<inf:voteDescription>Non-binding advisory resolution to accept the approach to executive compensation disclosed in the Information Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>19800</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>19800</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CANADIAN PAC KANSAS CITY</inf:issuerName>
		<inf:cusip>13646K108</inf:cusip>
		<inf:meetingDate>04/29/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve the Corporation's approach to executive compensation as described in the Proxy Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>125</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>125</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CATERPILLAR INC</inf:issuerName>
		<inf:cusip>149123101</inf:cusip>
		<inf:meetingDate>06/10/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>50</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>50</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CDN IMPERIAL BK COMMERCE</inf:issuerName>
		<inf:cusip>136069101</inf:cusip>
		<inf:meetingDate>04/16/2026</inf:meetingDate>
		<inf:voteDescription>Advisory resolution regarding our executive compensation approach</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>11299</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>11299</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CDN NATURAL RESOURCES LTD</inf:issuerName>
		<inf:cusip>136385101</inf:cusip>
		<inf:meetingDate>05/07/2026</inf:meetingDate>
		<inf:voteDescription>On an advisory basis, accepting the Corporation's approach to executive compensation, as described in the Information Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>5665</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>5665</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CELESTICA INC</inf:issuerName>
		<inf:cusip>15101Q207</inf:cusip>
		<inf:meetingDate>05/19/2026</inf:meetingDate>
		<inf:voteDescription>To approve, on an advisory basis, the compensation of Celestica Inc.'s named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>2175</inf:sharesVoted>
		<inf:sharesOnLoan>3157</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>2175</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CENOVUS ENERGY INC</inf:issuerName>
		<inf:cusip>15135U109</inf:cusip>
		<inf:meetingDate>05/06/2026</inf:meetingDate>
		<inf:voteDescription>Accept the Corporation's approach to executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>960</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>960</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CHEVRON CORP</inf:issuerName>
		<inf:cusip>166764100</inf:cusip>
		<inf:meetingDate>05/27/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>319</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>319</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CIGNA GROUP</inf:issuerName>
		<inf:cusip>125523100</inf:cusip>
		<inf:meetingDate>04/22/2026</inf:meetingDate>
		<inf:voteDescription>Advisory approval of executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>158</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>158</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CISCO SYSTEMS INC</inf:issuerName>
		<inf:cusip>17275R102</inf:cusip>
		<inf:meetingDate>12/16/2025</inf:meetingDate>
		<inf:voteDescription>Approval, on an advisory basis, of executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1660</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1660</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CITIGROUP INC-NEW</inf:issuerName>
		<inf:cusip>172967424</inf:cusip>
		<inf:meetingDate>05/20/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve our 2025 Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>5</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>5</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>COLGATE PALMOLIVE CO</inf:issuerName>
		<inf:cusip>194162103</inf:cusip>
		<inf:meetingDate>05/08/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote on executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>2287</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>2287</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>COLLIERS INTL GRP INC SVS</inf:issuerName>
		<inf:cusip>194693107</inf:cusip>
		<inf:meetingDate>03/31/2026</inf:meetingDate>
		<inf:voteDescription>An advisory resolution on Colliers' approach to executive compensation as set out in the accompanying Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>18</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>18</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>COMCAST CORP CL-A</inf:issuerName>
		<inf:cusip>20030N101</inf:cusip>
		<inf:meetingDate>06/10/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote on executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1261</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1261</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CONOCOPHILLIPS</inf:issuerName>
		<inf:cusip>20825C104</inf:cusip>
		<inf:meetingDate>05/12/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Approval of Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>555</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>555</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CONSTELLATION BRANDS CL-A</inf:issuerName>
		<inf:cusip>21036P108</inf:cusip>
		<inf:meetingDate>07/15/2025</inf:meetingDate>
		<inf:voteDescription>An advisory vote to accept the Corporation's approach to executive compensation as described in the accompanying management information circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>145</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>145</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>COSTCO WHOLESALE CORP</inf:issuerName>
		<inf:cusip>22160K105</inf:cusip>
		<inf:meetingDate>01/15/2026</inf:meetingDate>
		<inf:voteDescription>Approval, on an advisory basis, of executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>413</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>413</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>CSX CORP</inf:issuerName>
		<inf:cusip>126408103</inf:cusip>
		<inf:meetingDate>05/12/2026</inf:meetingDate>
		<inf:voteDescription>Advisory (non-binding) resolution to approve compensation for the Company's named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>2490</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>2490</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>DEERE &amp; CO</inf:issuerName>
		<inf:cusip>244199105</inf:cusip>
		<inf:meetingDate>02/25/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve executive compensation (say-on-pay)</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>425</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>425</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>DIAGEO PLC SP/ADR</inf:issuerName>
		<inf:cusip>25243Q205</inf:cusip>
		<inf:meetingDate>11/06/2025</inf:meetingDate>
		<inf:voteDescription>To approve the Remuneration Report for the year ended 30 June 2025</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>900</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>900</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>DIGITAL REALTY TRUST INC</inf:issuerName>
		<inf:cusip>253868103</inf:cusip>
		<inf:meetingDate>05/29/2026</inf:meetingDate>
		<inf:voteDescription>To approve, on a non-binding, advisory basis, the compensation of the Company's named executive officers, as more fully described in the accompanying Proxy Statement (Say-on-Pay)</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>6166</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>6166</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>DISNEY WALT COMPANY</inf:issuerName>
		<inf:cusip>254687106</inf:cusip>
		<inf:meetingDate>03/18/2026</inf:meetingDate>
		<inf:voteDescription>Consideration of an advisory vote to approve executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>225</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>225</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>DOLLAR TREE INC</inf:issuerName>
		<inf:cusip>256746108</inf:cusip>
		<inf:meetingDate>06/16/2026</inf:meetingDate>
		<inf:voteDescription>To approve, by a non-binding advisory vote, the compensation of the Company's named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>360</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>360</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>EAST WEST BANCORP INC</inf:issuerName>
		<inf:cusip>27579R104</inf:cusip>
		<inf:meetingDate>05/18/2026</inf:meetingDate>
		<inf:voteDescription>To approve, on a non-binding advisory basis, the compensation of the Company's named executive officers for 2025.</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>114</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>114</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ELEVANCE HEALTH INC FORMERLY</inf:issuerName>
		<inf:cusip>036752103</inf:cusip>
		<inf:meetingDate>05/13/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve the Compensation of Our Named Executive Officers ("Say-on-Pay").</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>113</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>113</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ELI LILLY &amp; CO</inf:issuerName>
		<inf:cusip>532457108</inf:cusip>
		<inf:meetingDate>05/04/2026</inf:meetingDate>
		<inf:voteDescription>Approval, on an advisory basis, of the compensation paid to the company's named executive officers.</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>9</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>9</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>EMCOR GROUP INC</inf:issuerName>
		<inf:cusip>29084Q100</inf:cusip>
		<inf:meetingDate>06/04/2026</inf:meetingDate>
		<inf:voteDescription>Approval, by non-binding advisory vote, of named executive officer compensation.</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>20</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>20</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>EMERA INCORPORATED</inf:issuerName>
		<inf:cusip>290876101</inf:cusip>
		<inf:meetingDate>05/21/2026</inf:meetingDate>
		<inf:voteDescription>Consider and approve, on an advisory basis, a resolution on Emera's approach to executive compensation as disclosed in the Management Information Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>2450</inf:sharesVoted>
		<inf:sharesOnLoan>54636</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>2450</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ENBRIDGE INC</inf:issuerName>
		<inf:cusip>29250N105</inf:cusip>
		<inf:meetingDate>05/06/2026</inf:meetingDate>
		<inf:voteDescription>Accept Enbridge's approach to executive compensation, as disclosed in the Management Information Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>26384</inf:sharesVoted>
		<inf:sharesOnLoan>45804</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>26384</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ENERFLEX LTD</inf:issuerName>
		<inf:cusip>29269R105</inf:cusip>
		<inf:meetingDate>05/06/2026</inf:meetingDate>
		<inf:voteDescription>Say on Pay - Approve an advisory resolution to accept the Company's approach to executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>40986</inf:sharesVoted>
		<inf:sharesOnLoan>10854</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>40986</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>EOG RESOURCES INC</inf:issuerName>
		<inf:cusip>26875P101</inf:cusip>
		<inf:meetingDate>05/20/2026</inf:meetingDate>
		<inf:voteDescription>To approve, by non-binding vote, the compensation of the Company's named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>440</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>440</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>EQUINIX INC REIT</inf:issuerName>
		<inf:cusip>29444U700</inf:cusip>
		<inf:meetingDate>05/13/2026</inf:meetingDate>
		<inf:voteDescription>Approval, by a non-binding advisory vote, of the compensation of our named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1217</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1217</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>EXXON MOBIL CORP</inf:issuerName>
		<inf:cusip>30231G102</inf:cusip>
		<inf:meetingDate>05/27/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>664</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>664</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>FORTIS INC</inf:issuerName>
		<inf:cusip>349553107</inf:cusip>
		<inf:meetingDate>05/07/2026</inf:meetingDate>
		<inf:voteDescription>Approval of the advisory and non-binding resolution on the approach to executive compensation as described in the Management Information Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>7769</inf:sharesVoted>
		<inf:sharesOnLoan>48498</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>7769</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>FRANCO-NEVADA CORP</inf:issuerName>
		<inf:cusip>351858105</inf:cusip>
		<inf:meetingDate>05/12/2026</inf:meetingDate>
		<inf:voteDescription>Say-on-Pay Advisory Resolution - Acceptance of the Corporation's approach to executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>6521</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>6521</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>GENERAL DYNAMICS CORP</inf:issuerName>
		<inf:cusip>369550108</inf:cusip>
		<inf:meetingDate>05/06/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>60</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>60</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>GILDAN ACTIVEWEAR INC</inf:issuerName>
		<inf:cusip>375916103</inf:cusip>
		<inf:meetingDate>04/30/2026</inf:meetingDate>
		<inf:voteDescription>Approving an advisory resolution on the Corporation's approach to executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>4031</inf:sharesVoted>
		<inf:sharesOnLoan>7201</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>4031</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>GOLDMAN SACHS GROUP INC</inf:issuerName>
		<inf:cusip>38141G104</inf:cusip>
		<inf:meetingDate>04/29/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Executive Compensation (Say on Pay)</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>125</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>125</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>HCA HEALTHCARE INC</inf:issuerName>
		<inf:cusip>40412C101</inf:cusip>
		<inf:meetingDate>04/23/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve named executive officer compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>131</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>131</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>HOME DEPOT INC</inf:issuerName>
		<inf:cusip>437076102</inf:cusip>
		<inf:meetingDate>05/21/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Executive Compensation (Say-on-Pay)</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>247</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>247</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>HUDBAY MINERALS INC</inf:issuerName>
		<inf:cusip>443628102</inf:cusip>
		<inf:meetingDate>05/19/2026</inf:meetingDate>
		<inf:voteDescription>Say on Pay Advisory Vote - accept the approach to executive compensation in Hudbay's 2026 management information circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>809</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>809</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ILLINOIS TOOL WORKS</inf:issuerName>
		<inf:cusip>452308109</inf:cusip>
		<inf:meetingDate>05/08/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve executive compensation of ITW's named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>119</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>119</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>INTEGRA RES CORP</inf:issuerName>
		<inf:cusip>45826T509</inf:cusip>
		<inf:meetingDate>06/26/2026</inf:meetingDate>
		<inf:voteDescription>To approve the Amended and Restated Equity Incentive Plan</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>14159</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>14159</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>INTEL CORPORATION</inf:issuerName>
		<inf:cusip>458140100</inf:cusip>
		<inf:meetingDate>05/13/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote on executive compensation (Say-On-Pay)</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>500</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>500</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>INTL BUSINESS MACHINES</inf:issuerName>
		<inf:cusip>459200101</inf:cusip>
		<inf:meetingDate>04/28/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote on Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>200</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>200</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>JOHNSON &amp; JOHNSON</inf:issuerName>
		<inf:cusip>478160104</inf:cusip>
		<inf:meetingDate>04/23/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>2802</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>2802</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>JP MORGAN CHASE &amp; CO</inf:issuerName>
		<inf:cusip>46625H100</inf:cusip>
		<inf:meetingDate>05/19/2026</inf:meetingDate>
		<inf:voteDescription>Advisory resolution to approve executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>3226</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>3226</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>KINROSS GOLD CORP</inf:issuerName>
		<inf:cusip>496902404</inf:cusip>
		<inf:meetingDate>04/30/2026</inf:meetingDate>
		<inf:voteDescription>Advisory resolution on Kinross' approach to executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>15374</inf:sharesVoted>
		<inf:sharesOnLoan>27522</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>15374</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>KLA CORP</inf:issuerName>
		<inf:cusip>482480100</inf:cusip>
		<inf:meetingDate>11/05/2025</inf:meetingDate>
		<inf:voteDescription>To approve on a non-binding, advisory basis our named executive officer compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>33</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>33</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>KROGER CO</inf:issuerName>
		<inf:cusip>501044101</inf:cusip>
		<inf:meetingDate>06/25/2026</inf:meetingDate>
		<inf:voteDescription>Approval, on an advisory basis, of Kroger's executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>750</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>750</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>L3HARRIS TECHNOLOGIES INC</inf:issuerName>
		<inf:cusip>502431109</inf:cusip>
		<inf:meetingDate>05/11/2026</inf:meetingDate>
		<inf:voteDescription>Approval, in an Advisory Vote, of the Compensation of Named Executive Officers as Disclosed in the Proxy Statement</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>100</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>100</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>LINDE PLC</inf:issuerName>
		<inf:cusip>G54950103</inf:cusip>
		<inf:meetingDate>07/28/2026</inf:meetingDate>
		<inf:voteDescription>To approve, on an advisory and non-binding basis, the compensation of Linde plc's Named Executive Officers, as disclosed in the 2026 Proxy statement</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>45</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>45</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>LOCKHEED MARTIN CORP</inf:issuerName>
		<inf:cusip>539830109</inf:cusip>
		<inf:meetingDate>05/12/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve the Compensation of our Named Executive Officers (Say-on-Pay)</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>134</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>134</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>LOWES COMPANIES INC</inf:issuerName>
		<inf:cusip>548661107</inf:cusip>
		<inf:meetingDate>05/29/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve the Company's named executive officer compensation in fiscal 2025</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>423</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>423</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>MAGNA INTL INC</inf:issuerName>
		<inf:cusip>559222401</inf:cusip>
		<inf:meetingDate>05/04/2026</inf:meetingDate>
		<inf:voteDescription>Resolved, on an advisory basis, that the shareholders accept the approach to executive compensation disclosed in the accompanying management information circular/proxy statement</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>5751</inf:sharesVoted>
		<inf:sharesOnLoan>5432</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>5751</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>MAGNUM ICE CREAM CO NV</inf:issuerName>
		<inf:cusip>N5505D105</inf:cusip>
		<inf:meetingDate>05/07/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote on the Directors' Remuneration Report for the financial year 2025</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>880</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>880</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>MANULIFE FINANCIAL CORP</inf:issuerName>
		<inf:cusip>56501R106</inf:cusip>
		<inf:meetingDate>05/14/2026</inf:meetingDate>
		<inf:voteDescription>Advisory resolution accepting approach to executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>9548</inf:sharesVoted>
		<inf:sharesOnLoan>19745</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>9548</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>MARATHON PETROLEUM CORP</inf:issuerName>
		<inf:cusip>56585A102</inf:cusip>
		<inf:meetingDate>04/29/2026</inf:meetingDate>
		<inf:voteDescription>Approval, on an advisory basis, of the company's named executive officer compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>341</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>341</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>MARRIOTT INTL INC-A</inf:issuerName>
		<inf:cusip>571903202</inf:cusip>
		<inf:meetingDate>05/08/2026</inf:meetingDate>
		<inf:voteDescription>ADVISORY VOTE TO APPROVE EXECUTIVE COMPENSATION</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>72</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>72</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>MARSH &amp; MCLENNAN COS INC</inf:issuerName>
		<inf:cusip>571748102</inf:cusip>
		<inf:meetingDate>05/21/2026</inf:meetingDate>
		<inf:voteDescription>Advisory (Nonbinding) Vote to Approve Named Executive Officer Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>29</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>29</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>MASTERCARD INC CL-A</inf:issuerName>
		<inf:cusip>57636Q104</inf:cusip>
		<inf:meetingDate>06/16/2026</inf:meetingDate>
		<inf:voteDescription>Advisory approval of Mastercard's executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>38</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>38</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>MCDONALDS CORP</inf:issuerName>
		<inf:cusip>580135101</inf:cusip>
		<inf:meetingDate>05/20/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1845</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1845</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>MCKESSON CORPORATION</inf:issuerName>
		<inf:cusip>58155Q103</inf:cusip>
		<inf:meetingDate>07/22/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve the Company's Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>120</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>120</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>MDA SPACE LTD</inf:issuerName>
		<inf:cusip>55293N109</inf:cusip>
		<inf:meetingDate>05/07/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote on Executive Compensation (Say-on-Pay) - accept the approach to executive compensation disclosed in the Corporation's information circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>15</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>15</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>META PLATFORMS INC CL-A</inf:issuerName>
		<inf:cusip>30303M102</inf:cusip>
		<inf:meetingDate>05/27/2026</inf:meetingDate>
		<inf:voteDescription>A shareholder proposal regarding annual vote regarding executive pay</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>521</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>AGAINST</inf:howVoted>
				<inf:sharesVoted>521</inf:sharesVoted>
				<inf:managementRecommendation>AGAINST</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>METLIFE INC</inf:issuerName>
		<inf:cusip>59156R108</inf:cusip>
		<inf:meetingDate>06/16/2026</inf:meetingDate>
		<inf:voteDescription>Advisory (non-binding) vote to approve the compensation paid to MetLife, Inc.'s Named Executive Officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>720</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>720</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>MICROSOFT CORP</inf:issuerName>
		<inf:cusip>594918104</inf:cusip>
		<inf:meetingDate>12/05/2025</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation (say-on-pay vote)</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>4231</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>4231</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>NETFLIX INC</inf:issuerName>
		<inf:cusip>64110L106</inf:cusip>
		<inf:meetingDate>06/04/2026</inf:meetingDate>
		<inf:voteDescription>Advisory approval of named executive officer compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>330</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>330</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>NIKE INC CL-B</inf:issuerName>
		<inf:cusip>654106103</inf:cusip>
		<inf:meetingDate>09/09/2025</inf:meetingDate>
		<inf:voteDescription>To approve executive compensation by an advisory vote</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>15</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>15</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>NORFOLK SOUTHN CORP</inf:issuerName>
		<inf:cusip>655844108</inf:cusip>
		<inf:meetingDate>05/07/2026</inf:meetingDate>
		<inf:voteDescription>Approval of the advisory resolution on executive compensation, as disclosed in the proxy statement for the 2026 Annual Meeting of Shareholders</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>725</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>725</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>NOVARTIS SA ADR</inf:issuerName>
		<inf:cusip>66987V109</inf:cusip>
		<inf:meetingDate>03/06/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote on the 2025 Compensation Report</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1200</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1200</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>NUTRIEN LTD</inf:issuerName>
		<inf:cusip>67077M108</inf:cusip>
		<inf:meetingDate>05/06/2026</inf:meetingDate>
		<inf:voteDescription>Non-Binding Advisory Say on Pay - accept the Corporation's approach to executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>4244</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>4244</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>NVIDIA CORP</inf:issuerName>
		<inf:cusip>67066G104</inf:cusip>
		<inf:meetingDate>06/24/2026</inf:meetingDate>
		<inf:voteDescription>Advisory approval of our executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>614</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>614</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>O'REILLY AUTOMOTIVE</inf:issuerName>
		<inf:cusip>67103H107</inf:cusip>
		<inf:meetingDate>05/14/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>210</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>210</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>OCCIDENTAL PETE CORP</inf:issuerName>
		<inf:cusip>674599105</inf:cusip>
		<inf:meetingDate>05/01/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>500</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>500</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>OCEANAGOLD CORP-NEW</inf:issuerName>
		<inf:cusip>675222400</inf:cusip>
		<inf:meetingDate>06/09/2026</inf:meetingDate>
		<inf:voteDescription>To consider and approve a non-binding advisory resolution on the Company's approach to executive compensation, as disclosed in the Company's Management Information Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>8279</inf:sharesVoted>
		<inf:sharesOnLoan>22756</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>8279</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ORACLE CORP</inf:issuerName>
		<inf:cusip>68389X105</inf:cusip>
		<inf:meetingDate>11/18/2025</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve the Compensation of our Named Executive Officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>925</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>925</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ORLA MINING LTD</inf:issuerName>
		<inf:cusip>68634K106</inf:cusip>
		<inf:meetingDate>06/16/2026</inf:meetingDate>
		<inf:voteDescription>Say-on-Pay Advisory Vote - approve an ordinary, non-binding resolution to accept the approach to executive compensation as disclosed in the accompanying management information circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>54140</inf:sharesVoted>
		<inf:sharesOnLoan>42443</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>54140</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>OVINTIV INC</inf:issuerName>
		<inf:cusip>69047Q102</inf:cusip>
		<inf:meetingDate>05/06/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Compensation of Named Executive Officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>238</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>238</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>PALO ALTO NETWORKS INC</inf:issuerName>
		<inf:cusip>697435105</inf:cusip>
		<inf:meetingDate>12/09/2025</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve the named executive officer compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>63</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>63</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>PEMBINA PIPELINE CORP</inf:issuerName>
		<inf:cusip>706327103</inf:cusip>
		<inf:meetingDate>05/08/2026</inf:meetingDate>
		<inf:voteDescription>To accept the Corporation's approach to executive compensation as disclosed in the Management Information Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>11808</inf:sharesVoted>
		<inf:sharesOnLoan>39966</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>11808</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>PEPSICO INC</inf:issuerName>
		<inf:cusip>713448108</inf:cusip>
		<inf:meetingDate>05/06/2026</inf:meetingDate>
		<inf:voteDescription>Advisory approval of the Company's executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>2420</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>2420</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>PFIZER INC</inf:issuerName>
		<inf:cusip>717081103</inf:cusip>
		<inf:meetingDate>04/23/2026</inf:meetingDate>
		<inf:voteDescription>2026 advisory approval of executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>2476</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>2476</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>PHILIP MORRIS INTL INC</inf:issuerName>
		<inf:cusip>718172109</inf:cusip>
		<inf:meetingDate>05/06/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote Approving Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>440</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>440</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>PHILLIPS 66</inf:issuerName>
		<inf:cusip>718546104</inf:cusip>
		<inf:meetingDate>05/13/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve our executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>286</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>286</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>PRIMO BRANDS CORP CL-A</inf:issuerName>
		<inf:cusip>741623102</inf:cusip>
		<inf:meetingDate>04/28/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Executive Compensation - approval, on an advisory basis, of the compensation of Primo Brands Corporation's named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>79500</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>79500</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>PROLOGIS INC.</inf:issuerName>
		<inf:cusip>74340W103</inf:cusip>
		<inf:meetingDate>04/28/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve the Company's Executive Compensation for 2025.</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>42</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>42</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>PRUDENTIAL FINANCIAL INC</inf:issuerName>
		<inf:cusip>744320102</inf:cusip>
		<inf:meetingDate>05/12/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve named executive officer compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>250</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>250</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>QUALCOMM INC</inf:issuerName>
		<inf:cusip>747525103</inf:cusip>
		<inf:meetingDate>03/17/2026</inf:meetingDate>
		<inf:voteDescription>Approval, on an advisory basis, of the compensation of our named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>258</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>258</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>RB GLOBAL INC</inf:issuerName>
		<inf:cusip>74935Q107</inf:cusip>
		<inf:meetingDate>04/30/2026</inf:meetingDate>
		<inf:voteDescription>Approval, on an advisory basis, of a non-binding resolution on the compensation of the Company's named executive officers as described in the accompanying proxy statement</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>36</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>36</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>RESTAURANT BRANDS INTL</inf:issuerName>
		<inf:cusip>76131D103</inf:cusip>
		<inf:meetingDate>06/03/2026</inf:meetingDate>
		<inf:voteDescription>Say-On-Pay: Approval, on a non-binding advisory basis, of the compensation paid to named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>3071</inf:sharesVoted>
		<inf:sharesOnLoan>3998</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>3071</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ROYAL BANK OF CANADA</inf:issuerName>
		<inf:cusip>780087102</inf:cusip>
		<inf:meetingDate>04/09/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote on the Bank's approach to executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>29680</inf:sharesVoted>
		<inf:sharesOnLoan>5243</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>29680</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>RTX CORPORATION</inf:issuerName>
		<inf:cusip>75513E101</inf:cusip>
		<inf:meetingDate>04/30/2026</inf:meetingDate>
		<inf:voteDescription>Approval, on an advisory basis, of the compensation paid to the company's named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>847</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>847</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>SHELL PLC ADR</inf:issuerName>
		<inf:cusip>780259305</inf:cusip>
		<inf:meetingDate>05/19/2026</inf:meetingDate>
		<inf:voteDescription>Approval of Directors' Remuneration Report</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>753</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>753</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>SHOPIFY INC CL-A SVS</inf:issuerName>
		<inf:cusip>82509L107</inf:cusip>
		<inf:meetingDate>06/16/2026</inf:meetingDate>
		<inf:voteDescription>Non-binding advisory vote that the shareholders accept Shopify Inc.'s approach to executive compensation as disclosed in the Management Information Circular for the Meeting</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>611</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>611</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>SSR MINING INC</inf:issuerName>
		<inf:cusip>784730103</inf:cusip>
		<inf:meetingDate>05/07/2026</inf:meetingDate>
		<inf:voteDescription>To approve on an advisory (non-binding) basis, the compensation of the Company's named executive officers disclosed in this Proxy Statement</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>5444</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>5444</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>STARBUCKS CORP</inf:issuerName>
		<inf:cusip>855244109</inf:cusip>
		<inf:meetingDate>03/25/2026</inf:meetingDate>
		<inf:voteDescription>Approve, on a non-binding, advisory basis, the compensation of our named executive officers (say-on-pay)</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>3166</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>3166</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>SUN COMMUNITIES INC  /RTS</inf:issuerName>
		<inf:cusip>866674104</inf:cusip>
		<inf:meetingDate>05/12/2026</inf:meetingDate>
		<inf:voteDescription>No vote - shares on loan</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:sharesVoted>0</inf:sharesVoted>
		<inf:sharesOnLoan>13962</inf:sharesOnLoan>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>SUN LIFE FINANCIAL INC</inf:issuerName>
		<inf:cusip>866796105</inf:cusip>
		<inf:meetingDate>05/06/2026</inf:meetingDate>
		<inf:voteDescription>Non-Binding Advisory Vote on Approach to Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>7263</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>7263</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>SUNCOR ENERGY INC NEW</inf:issuerName>
		<inf:cusip>867224107</inf:cusip>
		<inf:meetingDate>05/05/2026</inf:meetingDate>
		<inf:voteDescription>Advisory resolution on Suncor's approach to executive compensation disclosed in the Management Proxy Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>4820</inf:sharesVoted>
		<inf:sharesOnLoan>11020</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>4820</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>SYSCO CORP</inf:issuerName>
		<inf:cusip>871829107</inf:cusip>
		<inf:meetingDate>11/14/2025</inf:meetingDate>
		<inf:voteDescription>To approve, by advisory vote, the compensation paid to Sysco's named executive officers, as disclosed in Sysco's 2025 proxy statement</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>632</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>632</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>TC ENERGY CORP</inf:issuerName>
		<inf:cusip>87807B107</inf:cusip>
		<inf:meetingDate>05/07/2026</inf:meetingDate>
		<inf:voteDescription>Resolution to accept TC Energy's approach to executive compensation, as described in the Management Information Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>29302</inf:sharesVoted>
		<inf:sharesOnLoan>35924</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>29302</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>TECK RESOURCES LTD -B- SV</inf:issuerName>
		<inf:cusip>878742204</inf:cusip>
		<inf:meetingDate>04/23/2026</inf:meetingDate>
		<inf:voteDescription>To approve an advisory resolution on Teck's approach to executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>500</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>500</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>TELUS CORP</inf:issuerName>
		<inf:cusip>87971M103</inf:cusip>
		<inf:meetingDate>05/08/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote on Say on Pay - approve the Company's approach to executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>16354</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>16354</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>TFI INTERNATIONAL INC</inf:issuerName>
		<inf:cusip>87241L109</inf:cusip>
		<inf:meetingDate>04/27/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote on Executive Compensation (Say on Pay) - shareholders approve the compensation of the Corporation's Named Executive Officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>701</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>701</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>THERMO FISHER SCIENTIFIC</inf:issuerName>
		<inf:cusip>883556102</inf:cusip>
		<inf:meetingDate>05/20/2026</inf:meetingDate>
		<inf:voteDescription>An advisory vote to approve named executive officer compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>111</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>111</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>THOMSON REUTERS CORP</inf:issuerName>
		<inf:cusip>884903881</inf:cusip>
		<inf:meetingDate>06/09/2026</inf:meetingDate>
		<inf:voteDescription>To accept, on an advisory basis, the approach to executive compensation described in the accompanying Management Proxy Circular.</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>3727</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>3727</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>TJX COMPANIES INC</inf:issuerName>
		<inf:cusip>872540109</inf:cusip>
		<inf:meetingDate>06/09/2026</inf:meetingDate>
		<inf:voteDescription>Advisory approval of TJX's executive compensation (the say-on-pay vote)</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>439</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>439</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>TORONTO DOMINION BANK</inf:issuerName>
		<inf:cusip>891160509</inf:cusip>
		<inf:meetingDate>04/16/2026</inf:meetingDate>
		<inf:voteDescription>Approach to executive compensation disclosed in the report of the Human Resources Committee and management proxy circular (Advisory Vote)</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>41587</inf:sharesVoted>
		<inf:sharesOnLoan>5014</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>41587</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>TRANSALTA CORP</inf:issuerName>
		<inf:cusip>89346D107</inf:cusip>
		<inf:meetingDate>04/30/2026</inf:meetingDate>
		<inf:voteDescription>Say-on-Pay - advisory vote to accept the Company's approach to executive compensation, as described in the Management Proxy Circular</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>216733</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>216733</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>UNILEVER PLC</inf:issuerName>
		<inf:cusip>904767704</inf:cusip>
		<inf:meetingDate>05/06/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote on the Directors' Remuneration Report</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>3909</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>3909</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>UNITED HEALTH GROUP INC</inf:issuerName>
		<inf:cusip>91324P102</inf:cusip>
		<inf:meetingDate>06/01/2026</inf:meetingDate>
		<inf:voteDescription>Advisory approval of the Company's executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>38</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>38</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>VALERO ENERGY CORP</inf:issuerName>
		<inf:cusip>91913Y100</inf:cusip>
		<inf:meetingDate>05/07/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve the 2025 compensation of named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>420</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>420</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>VERISIGN INC</inf:issuerName>
		<inf:cusip>92343E102</inf:cusip>
		<inf:meetingDate>05/21/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>550</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>550</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>VERIZON COMMUNICATIONS</inf:issuerName>
		<inf:cusip>92343V104</inf:cusip>
		<inf:meetingDate>05/21/2026</inf:meetingDate>
		<inf:voteDescription>Advisory vote to approve executive compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1717</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1717</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>VISA INC CLASS-A</inf:issuerName>
		<inf:cusip>92826C839</inf:cusip>
		<inf:meetingDate>01/27/2026</inf:meetingDate>
		<inf:voteDescription>To approve, on an advisory basis, the compensation paid to our named executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>978</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>978</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>WALMART INC</inf:issuerName>
		<inf:cusip>931142103</inf:cusip>
		<inf:meetingDate>06/04/2026</inf:meetingDate>
		<inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1650</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1650</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>WASTE CONNECTIONS INC-NEW</inf:issuerName>
		<inf:cusip>94106B101</inf:cusip>
		<inf:meetingDate>05/15/2026</inf:meetingDate>
		<inf:voteDescription>Say-on-Pay - approve, on a non-binding, advisory basis, the compensation of the Company's named executive officers as disclosed in the Company's Proxy Statement</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>2307</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>2307</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>WATERS CORP</inf:issuerName>
		<inf:cusip>941848103</inf:cusip>
		<inf:meetingDate>05/21/2026</inf:meetingDate>
		<inf:voteDescription>To approve, on a non-binding, advisory basis, the compensation of the Company's executive officers</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>54</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>54</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>WHEATON PRECIOUS METALS</inf:issuerName>
		<inf:cusip>962879102</inf:cusip>
		<inf:meetingDate>05/08/2026</inf:meetingDate>
		<inf:voteDescription>Non-binding advisory resolution that shareholders accept the Board's approach to executive compensation disclosed in the Statement of Executive Compensation</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>1637</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>1637</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
	<inf:proxyTable>
		<inf:issuerName>ZIMMER BIOMET HLDGS INC</inf:issuerName>
		<inf:cusip>98956P102</inf:cusip>
		<inf:meetingDate>05/22/2026</inf:meetingDate>
		<inf:voteDescription>Approve, on a non-binding advisory basis, named executive officer compensation (Say on Pay)</inf:voteDescription>
		<inf:voteCategories>
			<inf:voteCategory>
				<inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
			</inf:voteCategory>
		</inf:voteCategories>
		<inf:voteSource>ISSUER</inf:voteSource>
		<inf:sharesVoted>300</inf:sharesVoted>
		<inf:sharesOnLoan>0</inf:sharesOnLoan>
		<inf:vote>
			<inf:voteRecord>
				<inf:howVoted>FOR</inf:howVoted>
				<inf:sharesVoted>300</inf:sharesVoted>
				<inf:managementRecommendation>FOR</inf:managementRecommendation>
			</inf:voteRecord>
		</inf:vote>
	</inf:proxyTable>
</inf:proxyVoteTable>
