The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109 9,272 66 SH SOLE 66 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 50,148 403 SH SOLE 203 200 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 47,908 385 SH DFND 0 385 0
EATON CORP PLC FOREIGN EQUITIES G29183103 174,701 410 SH SOLE 410 0 0
LINDE PLC SHS FOREIGN EQUITIES G54950103 51,894 100 SH SOLE 100 0 0
MEDTRONIC PLC ORDINARY COMMON STOCK G5960L103 251,554 3,216 SH SOLE 3,216 0 0
MEDTRONIC PLC ORDINARY COMMON STOCK G5960L103 7,822 100 SH DFND 0 100 0
TRANE TECHNOLOGIES PLC SHS FOREIGN EQUITIES G8994E103 98,230 200 SH SOLE 200 0 0
ALCON INC ORD SHS COMMON STOCK H01301128 7,313 109 SH SOLE 109 0 0
ALCON INC ORD SHS COMMON STOCK H01301128 4,831 72 SH DFND 0 72 0
ASML HOLDING N V N Y REGISTRY SHS COMMON STOCK N07059210 1,024,559 515 SH SOLE 495 0 20
LYONDELLBASELL INDUSTRIES N.V. CL A FOREIGN EQUITIES N53745100 3,316 63 SH SOLE 63 0 0
AT&T INC COM COMMON STOCK 00206R102 309,481 14,951 SH SOLE 13,558 893 500
AT&T INC COM COMMON STOCK 00206R102 117,057 5,655 SH DFND 1,000 4,655 0
ABBOTT LABS COM COMMON STOCK 002824100 760,294 8,379 SH SOLE 8,129 250 0
ABBOTT LABS COM COMMON STOCK 002824100 297,717 3,281 SH DFND 856 2,425 0
ABBVIE INC COMMON STOCK 00287Y109 2,898,622 11,519 SH SOLE 11,019 350 150
ABBVIE INC COMMON STOCK 00287Y109 1,752,165 6,963 SH DFND 1,909 5,054 0
ADOBE INC COM COMMON STOCK 00724F101 392,802 1,916 SH SOLE 1,896 20 0
ADOBE INC COM COMMON STOCK 00724F101 23,577 115 SH DFND 0 115 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 7,039 53 SH SOLE 53 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 26,566 200 SH DFND 200 0 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 941,358 3,211 SH SOLE 3,011 200 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 753,446 2,570 SH DFND 270 2,300 0
ALLSTATE CORP COM COMMON STOCK 020002101 23,794 100 SH SOLE 100 0 0
ALNYLAM PHARMACEUTICALS INC COM COMMON STOCK 02043Q107 15,051 50 SH SOLE 50 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 1,952,796 5,527 SH SOLE 5,527 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 4,502,356 12,743 SH DFND 443 12,300 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 3,692,577 10,333 SH SOLE 10,133 0 200
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 588,927 1,648 SH DFND 923 725 0
ALTRIA GROUP INC COMMON STOCK 02209S103 168,002 2,335 SH SOLE 2,335 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 233,837 3,250 SH DFND 200 3,050 0
AMAZON COM INC COM COMMON STOCK 023135106 4,304,388 18,060 SH SOLE 17,874 94 92
AMAZON COM INC COM COMMON STOCK 023135106 3,259,297 13,675 SH DFND 1,205 12,470 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 381,015 2,785 SH DFND 0 2,785 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 2,692,116 7,959 SH SOLE 7,659 300 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 386,618 1,143 SH DFND 512 631 0
AMERICAN WATER WORKS COMMON STOCK 030420103 364,870 2,773 SH SOLE 2,573 200 0
AMERICAN WATER WORKS COMMON STOCK 030420103 103,946 790 SH DFND 470 320 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 286,725 625 SH SOLE 625 0 0
AMGEN INC COM COMMON STOCK 031162100 897,297 2,478 SH SOLE 2,478 0 0
AMGEN INC COM COMMON STOCK 031162100 715,167 1,975 SH DFND 0 1,975 0
AMPLIFY ETF TR ALTRNTV HARV ETF MUTUAL FUNDS-ETF EQUITIES 032108474 206 8 SH SOLE 8 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 2,798,774 7,047 SH SOLE 7,047 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 233,923 589 SH DFND 254 335 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 10,361,308 35,809 SH SOLE 35,254 287 268
APPLE COMPUTER INC COM COMMON STOCK 037833100 1,986,385 6,865 SH DFND 2,620 4,245 0
APPLIED MATLS INC COM COMMON STOCK 038222105 2,443,740 3,380 SH SOLE 3,380 0 0
APPLIED MATLS INC COM COMMON STOCK 038222105 72,300 100 SH DFND 100 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 409,153 1,827 SH SOLE 1,252 575 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 44,790 200 SH DFND 0 200 0
AUTOZONE INC COM COMMON STOCK 053332102 1,000,329 313 SH SOLE 313 0 0
AUTOZONE INC COM COMMON STOCK 053332102 159,797 50 SH DFND 0 50 0
AXON ENTERPRISE INC COM COMMON STOCK 05464C101 5,606 10 SH SOLE 10 0 0
BP PLC SPONSORED ADR COMMON STOCK 055622104 97,029 2,626 SH SOLE 2,626 0 0
BP PLC SPONSORED ADR COMMON STOCK 055622104 88,013 2,382 SH DFND 1,032 1,350 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 40,333 708 SH SOLE 708 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 189,434 1,310 SH SOLE 1,310 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 42,620 2,000 SH DFND 0 2,000 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 2,113,131 4,223 SH SOLE 4,223 0 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 853,163 1,705 SH DFND 205 1,500 0
BLACKROCK ETF TRUST II ISHARES MORTGAGE MUTUAL FUNDS-ETF FIXED INCOME 092528793 21,152 425 SH DFND 0 425 0
BLACKROCK INC COM COMMON STOCK 09290D101 425,960 443 SH SOLE 443 0 0
BLACKROCK INC COM COMMON STOCK 09290D101 673,085 700 SH DFND 0 700 0
BOEING CO COM COMMON STOCK 097023105 1,244,464 5,749 SH SOLE 5,749 0 0
BOEING CO COM COMMON STOCK 097023105 158,238 731 SH DFND 464 267 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,127,018 19,563 SH SOLE 18,463 900 200
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 374,636 6,503 SH DFND 340 6,163 0
BROADCOM INC NPV COMMON STOCK 11135F101 6,506,350 17,224 SH SOLE 17,099 125 0
BROADCOM INC NPV COMMON STOCK 11135F101 441,966 1,170 SH DFND 150 1,020 0
CNB FINL CORP PA COM COMMON STOCK 126128107 38,349 1,138 SH SOLE 1,138 0 0
CSX CORP COM COMMON STOCK 126408103 28,512 600 SH SOLE 0 600 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 106,549 1,030 SH SOLE 1,030 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 29,483 285 SH DFND 0 285 0
CADENCE DESIGN SYSTEM INC COM COMMON STOCK 127387108 77,315 206 SH SOLE 206 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 22,268 111 SH SOLE 111 0 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 6,601 90 SH SOLE 90 0 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 403,425 5,500 SH DFND 0 5,500 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 1,975,378 1,855 SH SOLE 1,855 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 167,188 157 SH DFND 70 87 0
CHARTER COMMUNICATIONS INC NCL A COMMON STOCK 16119P108 2,275 16 SH SOLE 16 0 0
CHEMOURS CO COM COMMON STOCK 163851108 1,969 96 SH SOLE 96 0 0
EXPAND ENERGY CORPORATION COM COMMON STOCK 165167735 6,383 70 SH SOLE 70 0 0
CHEVRON CORPORATION COM COMMON STOCK 166764100 1,617,308 9,757 SH SOLE 9,711 46 0
CHEVRON CORPORATION COM COMMON STOCK 166764100 1,059,868 6,394 SH DFND 346 6,048 0
CISCO SYS INC COM COMMON STOCK 17275R102 3,254,563 27,708 SH SOLE 27,708 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 563,569 4,798 SH DFND 1,204 3,594 0
CITIGROUP INC NEW COMMON STOCK 172967424 201,401 1,439 SH SOLE 1,439 0 0
CITIGROUP INC NEW COMMON STOCK 172967424 17,495 125 SH DFND 0 125 0
CLOROX COMPANY COMMON STOCK 189054109 34,453 361 SH SOLE 361 0 0
COCA COLA CO COM COMMON STOCK 191216100 1,371,500 16,876 SH SOLE 15,321 1,000 555
COCA COLA CO COM COMMON STOCK 191216100 217,802 2,680 SH DFND 580 2,100 0
COINBASE GLOBAL INC COM CL A COMMON STOCK 19260Q107 14,619 100 SH SOLE 100 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 64,634 705 SH SOLE 325 380 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 366,720 4,000 SH DFND 0 4,000 0
COMCAST CORP COMMON STOCK 20030N101 366,323 14,928 SH SOLE 14,928 0 0
COMCAST CORP COMMON STOCK 20030N101 44,196 1,801 SH DFND 1,456 345 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 342,261 5,100 SH SOLE 5,100 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 140,656 1,353 SH SOLE 1,353 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 49,173 473 SH DFND 473 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 221 2 SH SOLE 2 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 55,315 500 SH DFND 0 0 500
CONSTELLATION ENERGY CORP COM COMMON STOCK 21037T109 49,673 200 SH SOLE 34 0 166
CONSTELLATION ENERGY CORP COM COMMON STOCK 21037T109 16,392 66 SH DFND 0 66 0
CORNING INC COM COMMON STOCK 219350105 25,543 100 SH SOLE 100 0 0
CORTEVA INC COM COMMON STOCK 22052L104 175,554 2,073 SH SOLE 1,974 99 0
CORTEVA INC COM COMMON STOCK 22052L104 290,312 3,428 SH DFND 575 2,853 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 540,690 578 SH SOLE 578 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 74,837 80 SH DFND 80 0 0
CUMMINS INC COM COMMON STOCK 231021106 147,634 207 SH SOLE 207 0 0
DANAHER CORP COMMON STOCK 235851102 309,521 1,625 SH SOLE 1,625 0 0
DANAHER CORP COMMON STOCK 235851102 15,238 80 SH DFND 0 80 0
DEERE & CO COM COMMON STOCK 244199105 683,798 1,078 SH SOLE 1,078 0 0
DEERE & CO COM COMMON STOCK 244199105 869,665 1,371 SH DFND 286 1,085 0
DIGITAL RLTY TR INC COM COMMON STOCK 253868103 63,032 351 SH SOLE 351 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 231,568 2,406 SH SOLE 2,406 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 19,250 200 SH DFND 100 100 0
DOLLAR GEN CORP COM COMMON STOCK 256677105 38,446 334 SH SOLE 334 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 505,335 7,400 SH SOLE 5,825 1,175 400
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 545,363 7,986 SH DFND 0 7,986 0
DOW HLDGS INC COM COMMON STOCK 260557103 21,012 768 SH SOLE 768 0 0
DOW HLDGS INC COM COMMON STOCK 260557103 70,914 2,592 SH DFND 0 2,592 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 611,248 4,829 SH SOLE 4,779 50 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 547,711 4,327 SH DFND 927 3,400 0
DUPONT DE NEMOURS INC COMMON STOCK COMMON STOCK 26614N201 153,398 1,131 SH SOLE 1,043 32 56
DUPONT DE NEMOURS INC COMMON STOCK COMMON STOCK 26614N201 144,992 1,069 SH DFND 191 878 0
EASTMAN CHEMICAL CO COMMON STOCK 277432100 8,304 124 SH SOLE 124 0 0
EATON VANCE INSURED MUNI BD FD MUTUAL FUNDS-ETF NON-TAX 27827X101 16,592 1,666 SH SOLE 1,666 0 0
EBAY INC COM COMMON STOCK 278642103 45,594 408 SH SOLE 408 0 0
ECOLAB INC COMMON STOCK 278865100 329,304 1,182 SH SOLE 1,182 0 0
ECOLAB INC COMMON STOCK 278865100 60,734 218 SH DFND 21 197 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,863,372 13,017 SH SOLE 12,642 75 300
EMERSON ELEC CO COM COMMON STOCK 291011104 688,549 4,810 SH DFND 356 4,454 0
ENBRIDGE INC COMMON STOCK 29250N105 1,042,797 19,240 SH SOLE 18,940 300 0
ENBRIDGE INC COMMON STOCK 29250N105 529,206 9,764 SH DFND 1,996 7,768 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS PARTNERSHIPS 29273V100 34,206 1,790 SH SOLE 1,790 0 0
ESSENTIAL UTILS INC COM COMMON STOCK 29670G102 9,577 250 SH DFND 0 250 0
EXELON CORP COM COMMON STOCK 30161N101 166,581 3,574 SH SOLE 2,874 200 500
EXELON CORP COM COMMON STOCK 30161N101 27,966 600 SH DFND 0 600 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 382,839 2,349 SH SOLE 2,349 0 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 75,133 461 SH DFND 261 200 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,613,117 19,113 SH SOLE 17,538 1,575 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,004,857 14,664 SH DFND 1,143 12,921 600
F N B CORP PA COMMON STOCK 302520101 1,104,858 57,937 SH SOLE 0 57,937 0
META PLATFORMS INC COMMON STOCK 30303M102 1,058,956 1,880 SH SOLE 1,880 0 0
META PLATFORMS INC COMMON STOCK 30303M102 100,263 178 SH DFND 83 95 0
FASTENAL CO COM COMMON STOCK 311900104 2,389,996 49,771 SH SOLE 46,971 1,200 1,600
FASTENAL CO COM COMMON STOCK 311900104 734,078 15,287 SH DFND 6,837 8,450 0
FEDEX CORPORATION COMMON STOCK 31428X106 31,313 100 SH SOLE 100 0 0
FEDEX FGHT HLDG CO INC COMMON STOCK COMMON STOCK 314352105 7,550 50 SH SOLE 50 0 0
FIDELITY D & D BANCORP INC COM COMMON STOCK 31609R100 7,505 146 SH SOLE 146 0 0
FLEXSHARES TR US QT LW VLTY MUTUAL FUNDS-ETF EQUITIES 33939L654 2,524,824 33,446 SH SOLE 33,446 0 0
FLEXSHARES TR US QT LW VLTY MUTUAL FUNDS-ETF EQUITIES 33939L654 21,966 291 SH DFND 0 291 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 6,950 500 SH SOLE 500 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857 16,851 268 SH DFND 0 268 0
GE HEALTHCARE TECHNOLOGIES ICOMMON STOCK COMMON STOCK 36266G107 15,745 246 SH SOLE 238 8 0
GE VERNOVA INC COM COMMON STOCK 36828A101 253,765 216 SH SOLE 179 37 0
GE VERNOVA INC COM COMMON STOCK 36828A101 168,003 143 SH DFND 12 131 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 155,860 440 SH SOLE 440 0 0
GENERAL ELEC CO COM COMMON STOCK 369604301 413,706 1,107 SH SOLE 957 150 0
GENERAL ELEC CO COM COMMON STOCK 369604301 235,817 631 SH DFND 50 581 0
GENERAL MLS INC COM COMMON STOCK 370334104 273,060 7,849 SH SOLE 7,849 0 0
GENERAL MLS INC COM COMMON STOCK 370334104 139,958 4,023 SH DFND 257 3,766 0
GENERAL MOTORS CO COM COMMON STOCK 37045V100 15,416 200 SH SOLE 200 0 0
GENUINE PARTS CO COM COMMON STOCK 372460105 24,893 211 SH SOLE 211 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR COMMON STOCK 37733W204 136,915 2,612 SH SOLE 2,292 320 0
GLAXOSMITHKLINE PLC SPONSORED ADR COMMON STOCK 37733W204 4,193 80 SH DFND 0 80 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 2,384,770 2,358 SH SOLE 2,358 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 176,986 175 SH DFND 115 60 0
HALEON PLC SPON ADS FOREIGN EQUITIES 405552100 933 100 SH DFND 0 100 0
HASBRO INC COM COMMON STOCK 418056107 18,003 218 SH SOLE 218 0 0
HERSHEY FOODS CORP COM COMMON STOCK 427866108 75,266 429 SH SOLE 279 150 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,600,398 4,538 SH SOLE 4,538 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 92,751 263 SH DFND 213 50 0
INDEXIQ ETF TR HEDGE MLTI ETF MUTUAL FUNDS-ETF ALTERNATIVE 45409B107 116,429 3,182 SH SOLE 3,182 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106 14,430 176 SH SOLE 176 0 0
INTEL CORP COM COMMON STOCK 458140100 118,685 850 SH SOLE 850 0 0
INTEL CORP COM COMMON STOCK 458140100 530,314 3,798 SH DFND 1,298 2,500 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 438,669 1,560 SH SOLE 1,535 25 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 557,619 1,983 SH DFND 0 1,983 0
INTUITIVE SURGICAL INC. COMMON STOCK 46120E602 9,941 25 SH SOLE 25 0 0
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT MUTUAL FUNDS-ETF EQUITIES 46137V357 359,148 1,688 SH SOLE 1,688 0 0
INVESCO EX PFD ETF MUTUAL FUNDS-ETF EQUITIES 46138E511 43,359 4,000 SH SOLE 4,000 0 0
ISHARES SILVER TRUST ETF MUTUAL FUNDS-ETF EQUITIES 46428Q109 5,347 100 SH SOLE 100 0 0
ISHARES MSCI PAC JP ETF MUTUAL FUNDS-ETF EQUITIES 464286665 2,662 50 SH SOLE 50 0 0
ISHARES S&P 100 MUTUAL FUNDS-ETF EQUITIES 464287101 18,293 50 SH SOLE 50 0 0
I SHARES TR DJ SLECT DIV INDEX MUTUAL FUNDS-ETF EQUITIES 464287168 133,791 856 SH SOLE 856 0 0
ISHARES S&P 500 INDEX MUTUAL FUNDS-ETF EQUITIES 464287200 871,705 1,164 SH SOLE 1,164 0 0
ISHARES S&P 500 INDEX MUTUAL FUNDS-ETF EQUITIES 464287200 6,740 9 SH DFND 9 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 2,494,252 24,011 SH SOLE 24,011 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 809,952 7,797 SH DFND 5,407 2,390 0
ISHARES TR RUS MD CP GR ETF MUTUAL FUNDS-ETF EQUITIES 464287481 14,494 99 SH SOLE 99 0 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FUNDS-ETF EQUITIES 464287499 33,096 300 SH SOLE 300 0 0
ISHARES RUSSELL 1000 VALUE MUTUAL FUNDS-ETF EQUITIES 464287598 44,849 185 SH SOLE 185 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUNDS-ETF EQUITIES 464287614 161,420 1,300 SH SOLE 1,300 0 0
ISHARES S&P 600 INDEX MUTUAL FUNDS-ETF EQUITIES 464287804 37,076 250 SH SOLE 250 0 0
ISHARES TR US TREAS BD ETF MUTUAL FUNDS-ETF FIXED INCOME 46429B267 14,094 619 SH SOLE 619 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 3,971,031 12,132 SH SOLE 11,957 175 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 548,587 1,676 SH DFND 576 1,100 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,869,206 15,235 SH SOLE 14,335 900 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,019,942 4,016 SH DFND 270 3,746 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 79,799 727 SH SOLE 727 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 370,144 3,372 SH DFND 0 3,372 0
KINDER MORGAN INC (DE) CLASS P COMMON STOCK 49456B101 31 1 SH SOLE 1 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106 143,264 6,068 SH SOLE 6,068 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106 24,695 1,046 SH DFND 0 1,046 0
KYNDRYL HLDGS INC COMMON STOCK COMMON STOCK 50155Q100 260 23 SH SOLE 23 0 0
KYNDRYL HLDGS INC COMMON STOCK COMMON STOCK 50155Q100 113 10 SH DFND 0 10 0
LILLY ELI & CO COM COMMON STOCK 532457108 5,596,472 4,666 SH SOLE 4,331 235 100
LILLY ELI & CO COM COMMON STOCK 532457108 7,889,780 6,578 SH DFND 318 6,260 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 793,200 1,557 SH SOLE 1,557 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 76,417 150 SH DFND 83 67 0
LOWES COS INC COM COMMON STOCK 548661107 303,172 1,375 SH SOLE 650 425 300
LOWES COS INC COM COMMON STOCK 548661107 207,038 939 SH DFND 473 466 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 468,387 1,832 SH SOLE 1,832 0 0
MARVELL TECHNOLOGY INC COM COMMON STOCK 573874104 3,976,694 13,350 SH SOLE 13,350 0 0
MARVELL TECHNOLOGY INC COM COMMON STOCK 573874104 44,682 150 SH DFND 0 150 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 2,106,724 4,102 SH SOLE 4,102 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 962,465 1,874 SH DFND 534 1,340 0
MCDONALDS CORP COM COMMON STOCK 580135101 4,130,979 15,283 SH SOLE 15,283 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 363,011 1,343 SH DFND 458 885 0
MCKESSON CORP COMMON STOCK 58155Q103 167,740 222 SH SOLE 222 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 2,055,742 15,998 SH SOLE 15,598 50 350
MERCK & CO INC NEW COMMON STOCK 58933Y105 793,101 6,172 SH DFND 757 5,415 0
MICROSOFT CORP COMMON STOCK 594918104 5,353,033 14,351 SH SOLE 12,987 1,245 119
MICROSOFT CORP COMMON STOCK 594918104 1,635,271 4,384 SH DFND 932 3,452 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 266,759 2,925 SH SOLE 2,925 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 339,264 3,720 SH DFND 540 3,180 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 3,462,870 3,000 SH SOLE 3,000 0 0
MONDELEZ INTL INC COMMON STOCK 609207105 338,181 5,847 SH SOLE 5,423 0 424
MONDELEZ INTL INC COMMON STOCK 609207105 502,742 8,692 SH DFND 1,502 7,190 0
MORGAN STANLEY DEAN WITTER DISCOVER & CO COMMON STOCK 617446448 1,569,040 7,506 SH SOLE 7,506 0 0
MORGAN STANLEY DEAN WITTER DISCOVER & CO COMMON STOCK 617446448 38,672 185 SH DFND 185 0 0
NBT BANCORP INC COM COMMON STOCK 628778102 740,400 15,000 SH SOLE 15,000 0 0
NASDAQ INC COM COMMON STOCK 631103108 100,876 1,280 SH SOLE 1,280 0 0
NETFLIX INC COM COMMON STOCK 64110L106 65,688 920 SH SOLE 920 0 0
NEW YORK TIMES CO CL A COMMON STOCK 650111107 41,982 600 SH SOLE 600 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 514,242 5,859 SH SOLE 4,824 1,035 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,376,670 15,685 SH DFND 1,102 14,583 0
NIKE INC CL B COMMON STOCK 654106103 335,575 8,177 SH SOLE 8,177 0 0
NIKE INC CL B COMMON STOCK 654106103 41,120 1,002 SH DFND 657 345 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 639,849 2,034 SH SOLE 2,034 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 101,608 323 SH DFND 0 323 0
NORTHERN LTS FD TR IV INSPIRE 500 ETF MUTUAL FUNDS-ETF EQUITIES 66537J796 38,048 133 SH SOLE 133 0 0
NORTHERN LTS FD TR IV INSPIRE INTL ETF MUTUAL FUNDS-ETF EQUITIES 66538H419 22,496 590 SH SOLE 590 0 0
NORTHERN LTS FD TR IV INSPIRE 100 ETF MUTUAL FUNDS-ETF EQUITIES 66538H534 29,808 515 SH SOLE 515 0 0
NORTHERN LTS FD TR IV INSPIRE SML/ MID MUTUAL FUNDS-ETF EQUITIES 66538H641 23,495 470 SH SOLE 470 0 0
NORWOOD FINANCIAL CORPORATION COMMON STOCK 669549107 114,256 3,555 SH SOLE 3,555 0 0
NOVARTIS AG COMMON STOCK 66987V109 115,189 735 SH SOLE 535 0 200
NOVARTIS AG COMMON STOCK 66987V109 151,704 968 SH DFND 788 180 0
NOVO-NORDISK A S ADR COMMON STOCK 670100205 177,515 3,704 SH SOLE 3,704 0 0
NOVO-NORDISK A S ADR COMMON STOCK 670100205 35,372 738 SH DFND 0 738 0
NUCOR CORP COMMON STOCK 670346105 72,393 325 SH SOLE 325 0 0
NVIDIA CORP COM COMMON STOCK 67066G104 629,680 3,147 SH SOLE 3,147 0 0
NVIDIA CORP COM COMMON STOCK 67066G104 10,004 50 SH DFND 0 50 0
NUVEEN REAL ESTATE INCOME FD MUTUAL FUNDS-ETF EQUITIES 67071B108 1,685 200 SH SOLE 200 0 0
OREILLY AUTOMOTIVE INC COM COMMON STOCK 67103H107 138,135 1,500 SH DFND 0 1,500 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 125,186 2,578 SH SOLE 2,578 0 0
ONTO INNOVATION INC COM COMMON STOCK 683344105 548,371 1,449 SH SOLE 1,449 0 0
ORACLE CORP COM COMMON STOCK 68389X105 1,622,156 11,069 SH SOLE 11,069 0 0
ORACLE CORP COM COMMON STOCK 68389X105 109,472 747 SH DFND 317 430 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 2,864 40 SH SOLE 40 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 955,085 3,879 SH SOLE 3,279 300 300
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 677,105 2,750 SH DFND 100 2,650 0
PPG INDS INC COM COMMON STOCK 693506107 42,451 350 SH SOLE 350 0 0
PPG INDS INC COM COMMON STOCK 693506107 42,451 350 SH DFND 0 350 0
PPL CORP, COM COMMON STOCK 69351T106 759,829 20,909 SH SOLE 18,361 2,048 500
PPL CORP, COM COMMON STOCK 69351T106 7,268 200 SH DFND 0 200 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105 500,600 1,468 SH SOLE 1,318 0 150
PAYCHEX INC COM COMMON STOCK 704326107 16,322 166 SH SOLE 166 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 70,808 1,640 SH SOLE 1,590 50 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 33,378 773 SH DFND 473 300 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 4,978,514 75,023 SH SOLE 41,484 31,639 1,900
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 1,020,484 15,378 SH DFND 1,000 14,378 0
PEPSICO INC COM COMMON STOCK 713448108 916,107 6,766 SH SOLE 6,466 300 0
PEPSICO INC COM COMMON STOCK 713448108 168,166 1,242 SH DFND 692 550 0
PFIZER INC COM COMMON STOCK 717081103 525,825 21,846 SH SOLE 21,546 300 0
PFIZER INC COM COMMON STOCK 717081103 356,112 14,795 SH DFND 1,140 13,655 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 311,885 1,724 SH SOLE 1,724 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 495,693 2,740 SH DFND 240 2,500 0
PHILLIPS 66 COMMON STOCK 718546104 519,828 3,075 SH SOLE 3,075 0 0
PHILLIPS 66 COMMON STOCK 718546104 169,050 1,000 SH DFND 0 1,000 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 2,497,257 17,030 SH SOLE 15,838 992 200
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 1,595,588 10,881 SH DFND 869 9,712 300
PROLOGIS INC. COM COMMON STOCK 74340W103 81,688 603 SH SOLE 603 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 33,673 312 SH SOLE 312 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 21,422 264 SH SOLE 264 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 32,460 400 SH DFND 0 400 0
PULTE GROUP, INC. COMMON STOCK 745867101 87,539 638 SH SOLE 638 0 0
QNITY ELECTRONICS INC COMMON STOCK COMMON STOCK 74743L100 232,543 1,424 SH SOLE 1,375 49 0
QNITY ELECTRONICS INC COMMON STOCK COMMON STOCK 74743L100 247,247 1,514 SH DFND 287 1,227 0
QUALCOMM INC COM COMMON STOCK 747525103 1,539,835 8,333 SH SOLE 8,333 0 0
QUALCOMM INC COM COMMON STOCK 747525103 224,889 1,217 SH DFND 927 290 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 236,212 1,245 SH SOLE 1,245 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 1,043,515 5,500 SH DFND 0 5,500 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 17,214 570 SH SOLE 570 0 0
SHELL PLC SPON ADS COMMON STOCK 780259305 236,497 3,050 SH DFND 0 3,050 0
GOLD TRUST MUTUAL FUNDS-ETF EQUITIES 78463V107 184,190 500 SH SOLE 500 0 0
SPDR INDEX SHS FDS S&P INTL ETF MUTUAL FUNDS-ETF EQUITIES 78463X772 36,759 800 SH SOLE 800 0 0
SANOFI AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105 8,530 200 SH SOLE 200 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 154,063 3,314 SH SOLE 2,614 300 400
SCHLUMBERGER LTD COM COMMON STOCK 806857108 9,948 214 SH DFND 0 214 0
SCHWAB STRATEGIC TR US BRD MKT ETF MUTUAL FUNDS-ETF EQUITIES 808524102 173,700 6,000 SH SOLE 6,000 0 0
SPDR MATERIALS MUTUAL FUNDS-ETF EQUITIES 81369Y100 876,908 17,252 SH SOLE 17,252 0 0
SPDR HEALTH CARE MUTUAL FUNDS-ETF EQUITIES 81369Y209 207,842 1,310 SH SOLE 1,310 0 0
SPDR STAPLES MUTUAL FUNDS-ETF EQUITIES 81369Y308 17,940 216 SH SOLE 216 0 0
SPDR DISCRETIONARY MUTUAL FUNDS-ETF EQUITIES 81369Y407 210,165 1,792 SH SOLE 1,792 0 0
SPDR DISCRETIONARY MUTUAL FUNDS-ETF EQUITIES 81369Y407 17,592 150 SH DFND 0 150 0
SPDR ENERGY MUTUAL FUNDS-ETF EQUITIES 81369Y506 696,745 13,119 SH SOLE 13,119 0 0
SPDR ENERGY MUTUAL FUNDS-ETF EQUITIES 81369Y506 58,420 1,100 SH DFND 450 650 0
SPDR FINANCIALS MUTUAL FUNDS-ETF EQUITIES 81369Y605 224,517 4,188 SH SOLE 4,188 0 0
SPDR FINANCIALS MUTUAL FUNDS-ETF EQUITIES 81369Y605 18,763 350 SH DFND 0 350 0
SPDR INDUSTRIALS MUTUAL FUNDS-ETF EQUITIES 81369Y704 63,531 343 SH SOLE 343 0 0
SPDR TECHNOLOGY MUTUAL FUNDS-ETF EQUITIES 81369Y803 285,017 1,496 SH SOLE 1,496 0 0
SPDR TECHNOLOGY MUTUAL FUNDS-ETF EQUITIES 81369Y803 121,932 640 SH DFND 0 640 0
SPDR COMMUNICATION MUTUAL FUNDS-ETF EQUITIES 81369Y852 800,251 7,470 SH SOLE 7,470 0 0
SPDR COMMUNICATION MUTUAL FUNDS-ETF EQUITIES 81369Y852 10,713 100 SH DFND 0 100 0
SPDR REAL ESTATE MUTUAL FUNDS-ETF EQUITIES 81369Y860 85,970 1,953 SH SOLE 1,953 0 0
SPDR UTILITIES MUTUAL FUNDS-ETF EQUITIES 81369Y886 1,450,052 31,982 SH SOLE 31,982 0 0
SOLSTICE ADVANCED MATLS INC COM SHS COMMON STOCK 83443Q103 64,677 730 SH SOLE 730 0 0
SOLVENTUM CORP COM SHS COMMON STOCK 83444M101 6,710 87 SH SOLE 37 50 0
SOUTHERN CO COM COMMON STOCK 842587107 856,879 8,953 SH SOLE 8,403 200 350
SOUTHERN CO COM COMMON STOCK 842587107 859,475 8,980 SH DFND 200 8,780 0
SPROTT ASSET MANAGEMENT LP PHYSICAL SILVER COMMON STOCK 85207K107 94,300 5,000 SH DFND 0 5,000 0
STARBUCKS CORP COM COMMON STOCK 855244109 154,712 1,514 SH SOLE 1,514 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 272,336 2,665 SH DFND 0 2,665 0
STATE STR CORP COM COMMON STOCK 857477103 209,283 1,234 SH SOLE 1,234 0 0
STATE STR CORP COM COMMON STOCK 857477103 32,224 190 SH DFND 0 190 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 44,983 838 SH SOLE 838 0 0
SYNCHRONY FINANCIAL COM COMMON STOCK 87165B103 19,010 250 SH SOLE 250 0 0
SYSCO CORP COM COMMON STOCK 871829107 108,904 1,303 SH SOLE 453 850 0
SYSCO CORP COM COMMON STOCK 871829107 26,662 319 SH DFND 0 319 0
TJX COMPANIES COMMON STOCK 872540109 30,300 200 SH SOLE 0 0 200
TARGET CORP COMMON STOCK 87612E106 412,323 3,157 SH SOLE 3,057 100 0
TARGA RES CORP COM COMMON STOCK 87612G101 53,626 200 SH SOLE 200 0 0
TESLA MOTORS, INC COMMON STOCK 88160R101 18,926 45 SH SOLE 45 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 60,210 202 SH SOLE 202 0 0
THERMO FISCHER SCIENTIFIC COMMON STOCK 883556102 229,111 457 SH SOLE 457 0 0
3M CO COMMON STOCK 88579Y101 358,945 2,217 SH SOLE 1,817 400 0
TIMOTHY PLAN INTL ETF MUTUAL FUNDS-ETF EQUITIES 887432334 23,020 617 SH SOLE 617 0 0
TIMOTHY PLAN US LRGMD CP CORE MUTUAL FUNDS-ETF EQUITIES 887432359 26,680 530 SH SOLE 530 0 0
TRACTOR SUPPLY CO COM COMMON STOCK 892356106 11,220 355 SH SOLE 355 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 102,001 309 SH SOLE 309 0 0
TRUIST FINL CORP COM COMMON STOCK 89832Q109 26,050 523 SH SOLE 523 0 0
US BANCORP COMMON STOCK 902973304 293,481 4,859 SH SOLE 4,759 100 0
US BANCORP COMMON STOCK 902973304 45,722 757 SH DFND 757 0 0
UNION PAC CORP COM COMMON STOCK 907818108 232,832 856 SH SOLE 856 0 0
UNION PAC CORP COM COMMON STOCK 907818108 598,400 2,200 SH DFND 0 2,200 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 345,716 3,216 SH SOLE 3,116 0 100
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 69,337 645 SH DFND 100 545 0
VANECK VECTORS ETF TR GOLD MINERS ETF COMMON STOCK 92189F106 105,630 1,400 SH DFND 0 1,400 0
VANGUARD TOTAL INTL STOCK VG TL INTL STK F MUTUAL FUNDS-ETF EQUITIES 921909768 1,084,172 12,682 SH SOLE 12,682 0 0
VANGUARD TOTAL INTL STOCK VG TL INTL STK F MUTUAL FUNDS-ETF EQUITIES 921909768 49,327 577 SH DFND 480 97 0
VANGUARD B SHORT TERM BOND MUTUAL FUNDS-ETF FIXED INCOME 921937827 48,687 625 SH DFND 0 625 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUNDS-ETF FIXED INCOME 921937835 45,434 619 SH DFND 0 619 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUNDS-ETF EQUITIES 921943858 2,132,511 29,930 SH SOLE 29,930 0 0
VANGUARD INFORMATION TECH ETF MUTUAL FUNDS-ETF EQUITIES 92204A702 189,319 1,584 SH SOLE 1,584 0 0
VANGUARD INTL EQUITY INDEX FALLWRLD EX US MUTUAL FUNDS-ETF EQUITIES 922042775 10,050 120 SH SOLE 120 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 1,095,898 18,363 SH SOLE 18,363 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 33,838 567 SH DFND 567 0 0
VANGUARD 500 INDEX FUND MUTUAL FUNDS-ETF EQUITIES 922908363 1,111,239 1,618 SH SOLE 1,618 0 0
VANGUARD 500 INDEX FUND MUTUAL FUNDS-ETF EQUITIES 922908363 56,316 82 SH DFND 0 82 0
VANGUARD INDEX FDS MCAP VL IDXVIP MUTUAL FUNDS-ETF EQUITIES 922908512 13,634 69 SH SOLE 69 0 0
VANGUARD REAL ESTATE COMMON STOCK 922908553 977,780 10,140 SH SOLE 9,873 0 267
VANGUARD REAL ESTATE COMMON STOCK 922908553 131,915 1,368 SH DFND 681 687 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 2,633,090 32,685 SH SOLE 32,685 0 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 149,517 1,856 SH DFND 392 1,464 0
VANGUARD INDEX FDS EXTEND MKT ETF MUTUAL FUNDS-ETF EQUITIES 922908652 141,076 573 SH SOLE 573 0 0
VANGUARD GROWTH ETF MUTUAL FUNDS-ETF EQUITIES 922908736 632,094 7,338 SH SOLE 7,338 0 0
VANGUARD VALUE ETF MUTUAL FUNDS-ETF EQUITIES 922908744 679,286 3,117 SH SOLE 3,117 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 2,562,773 8,455 SH SOLE 8,455 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 236,120 779 SH DFND 571 208 0
VERALTO CORP COM SHS COMMON STOCK 92338C103 2,305 26 SH DFND 0 26 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 1,217,631 28,759 SH SOLE 26,694 1,665 400
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 272,285 6,431 SH DFND 1,485 4,046 900
VERSANT MEDIA GROUP INC COM CL A COMMON STOCK 925283103 4,572 127 SH SOLE 127 0 0
VERSANT MEDIA GROUP INC COM CL A COMMON STOCK 925283103 1,728 48 SH DFND 48 0 0
VIATRIS INC COM COMMON STOCK 92556V106 1,364 86 SH SOLE 86 0 0
VIATRIS INC COM COMMON STOCK 92556V106 5,112 322 SH DFND 0 322 0
VISA CLASS A COMMON STOCK 92826C839 304,649 888 SH SOLE 838 50 0
VISA CLASS A COMMON STOCK 92826C839 242,900 708 SH DFND 183 525 0
VIRTUS CONVERTABLE & INCOME COM MUTUAL FUNDS-ETF FIXED INCOME 92838X805 12,436 707 SH SOLE 707 0 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 111,705 8,450 SH SOLE 8,450 0 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 173,300 13,109 SH DFND 12,109 1,000 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 38,067 326 SH SOLE 326 0 0
WABTEC CORP COM COMMON STOCK 929740108 539 2 SH SOLE 2 0 0
WABTEC CORP COM COMMON STOCK 929740108 269 1 SH DFND 0 1 0
WAL MART STORES INC COM COMMON STOCK 931142103 894,746 7,900 SH SOLE 7,000 900 0
WAL MART STORES INC COM COMMON STOCK 931142103 214,174 1,891 SH DFND 1,891 0 0
DISCOVERY GLOBAL HOLDINGS INCOM SER A COMMON STOCK 934423104 20,679 776 SH SOLE 740 36 0
DISCOVERY GLOBAL HOLDINGS INCOM SER A COMMON STOCK 934423104 1,918 72 SH DFND 0 72 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 400,280 1,796 SH SOLE 1,796 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 754,814 9,135 SH SOLE 9,035 100 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 92,297 1,117 SH DFND 517 600 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 34,218 1,430 SH SOLE 1,430 0 0
WILLIAMS CO INC COMMON STOCK 969457100 1,486 20 SH SOLE 20 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 273,020 3,400 SH SOLE 3,400 0 0
XYLEM INC COMMON STOCK 98419M100 374,365 3,167 SH SOLE 3,167 0 0
XYLEM INC COMMON STOCK 98419M100 111,116 940 SH DFND 940 0 0
YUM BRANDS INC COMMON STOCK 988498101 25,577 160 SH SOLE 160 0 0
YUM CHINA HLDGS INC COM COMMON STOCK 98850P109 6,537 160 SH SOLE 160 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 6,887 80 SH SOLE 80 0 0
ZOETIS INC CL A COMMON STOCK 98978V103 15,877 221 SH SOLE 221 0 0