v3.26.1
BUSINESS SEGMENT INFORMATION (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Segment Reporting [Line Items]          
Total interest income $ 124,537 $ 109,201 $ 227,292 $ 211,471  
Intersegment interest allocations 0 0 0 0  
Total interest expense 25,711 20,523 42,372 38,410  
Net interest income (expense) 98,826 88,678 184,920 173,061  
Credit loss expense (benefit) 2,736 (702) 2,129 628  
Net interest income after credit loss expense (benefit) 96,090 89,380 182,791 172,433  
Noninterest income 21,415 19,384 41,122 36,574  
Noninterest expense:          
Salaries and employee benefits 60,087 59,882 118,255 118,600  
Depreciation 2,763 3,955 5,646 7,899  
Other occupancy, furniture and equipment 3,601 4,184 7,219 8,682  
FDIC insurance and other regulatory assessments 1,167 894 2,225 1,621  
Professional fees 7,089   11,852 5,744  
Professional fees   (320)      
Amortization of intangible assets 2,486 3,400 5,002 5,800  
Advertising and promotion 1,405 1,838 2,617 3,302  
Communications and technology 11,950 12,315 25,069 24,559  
Software amortization 3,477 2,865 6,777 4,857  
Travel and entertainment 1,208 1,619 2,728 3,111  
Other 6,401 10,208 12,505 16,838  
Total noninterest expense 101,634 100,840 199,895 201,013  
Net intersegment noninterest income (expense) 0 0 0 0  
Net income (loss) before income tax expense 15,871 7,924 24,018 7,994  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Net intersegment noninterest income (expense) 0 0 0 0  
Total assets 7,403,685   7,403,685   $ 6,380,588
Gross loans 5,477,091   5,477,091   4,991,307
Operating Segments          
Segment Reporting [Line Items]          
Total interest income 124,504 109,121 227,225 211,308  
Total interest expense 24,083 18,827 39,128 35,038  
Net interest income (expense) 100,421 90,294 188,097 176,270  
Credit loss expense (benefit) 2,841 (605) 1,757 580  
Net interest income after credit loss expense (benefit) 97,580 90,899 186,340 175,690  
Noninterest income 20,530 19,248 40,166 34,896  
Noninterest expense:          
Salaries and employee benefits 40,356 41,390 79,162 82,026  
Depreciation 1,987 2,353 4,044 4,723  
Other occupancy, furniture and equipment 2,767 2,581 5,447 5,395  
FDIC insurance and other regulatory assessments 1,167 894 2,225 1,621  
Professional fees 5,204   8,168 1,838  
Professional fees   (2,236)      
Amortization of intangible assets 2,475 2,942 4,981 5,187  
Advertising and promotion 1,057 1,471 1,962 2,647  
Communications and technology 9,328 10,428 19,940 20,413  
Software amortization 3,126 2,538 6,075 4,386  
Travel and entertainment 700 1,137 1,598 2,053  
Other 5,331 7,161 10,332 11,915  
Total noninterest expense 73,498 70,659 143,934 142,204  
Net income (loss) before income tax expense 44,612 39,488 82,572 68,382  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Total assets 7,592,362   7,592,362   6,710,663
Gross loans 5,477,091   5,477,091   4,991,307
Operating Segments | Banking          
Segment Reporting [Line Items]          
Total interest income 65,381 64,851 121,992 128,344  
Total interest expense 24,076 18,825 39,115 35,036  
Net interest income (expense) 49,710 52,412 97,013 104,429  
Credit loss expense (benefit) (30) 2,219 (2,368) 2,726  
Net interest income after credit loss expense (benefit) 49,740 50,193 99,381 101,703  
Noninterest income 5,331 7,989 11,489 14,992  
Noninterest expense:          
Salaries and employee benefits 14,684 16,001 29,658 32,318  
Depreciation 1,540 1,656 3,117 3,286  
Other occupancy, furniture and equipment 2,128 1,896 4,144 3,998  
FDIC insurance and other regulatory assessments 1,167 894 2,225 1,621  
Professional fees 4,356   6,680 2,866  
Professional fees   1,801      
Amortization of intangible assets 269 385 538 770  
Advertising and promotion 317 557 671 1,068  
Communications and technology 3,405 5,257 8,502 10,272  
Software amortization 0 0 0 56  
Travel and entertainment 210 306 439 544  
Other 2,912 3,210 6,356 6,235  
Total noninterest expense 30,988 31,963 62,330 63,034  
Net income (loss) before income tax expense 24,227 26,374 48,809 53,953  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Total assets 4,820,467   4,820,467   4,480,124
Gross loans 3,337,212   3,337,212   3,525,447
Operating Segments | Factoring          
Segment Reporting [Line Items]          
Total interest income 50,166 38,040 89,110 71,371  
Total interest expense 7 2 13 2  
Net interest income (expense) 39,574 28,756 70,293 54,434  
Credit loss expense (benefit) 2,716 (2,916) 3,773 (2,356)  
Net interest income after credit loss expense (benefit) 36,858 31,672 66,520 56,790  
Noninterest income 1,917 1,811 3,835 3,530  
Noninterest expense:          
Salaries and employee benefits 12,452 13,444 24,293 26,666  
Depreciation 273 468 561 971  
Other occupancy, furniture and equipment 463 508 959 1,045  
FDIC insurance and other regulatory assessments 0 0 0 0  
Professional fees 436   713 (5,420)  
Professional fees   (7,272)      
Amortization of intangible assets 111 193 248 386  
Advertising and promotion 383 223 644 477  
Communications and technology 2,459 2,438 4,779 4,712  
Software amortization 1,117 1,125 2,187 1,719  
Travel and entertainment 156 245 386 428  
Other 567 2,770 1,237 3,511  
Total noninterest expense 18,417 14,142 36,007 34,495  
Net income (loss) before income tax expense 20,876 19,754 35,381 26,673  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Total assets 1,821,671   1,821,671   1,335,150
Gross loans 1,752,492   1,752,492   1,223,740
Operating Segments | Payments          
Segment Reporting [Line Items]          
Total interest income 8,957 6,230 16,123 11,593  
Total interest expense 0 0 0 0  
Net interest income (expense) 11,137 9,126 20,791 17,407  
Credit loss expense (benefit) 155 92 352 210  
Net interest income after credit loss expense (benefit) 10,982 9,034 20,439 17,197  
Noninterest income 10,893 7,724 20,056 14,255  
Noninterest expense:          
Salaries and employee benefits 9,771 8,711 18,545 18,324  
Depreciation 156 222 332 452  
Other occupancy, furniture and equipment 163 163 304 331  
FDIC insurance and other regulatory assessments 0 0 0 0  
Professional fees 300   534 446  
Professional fees   240      
Amortization of intangible assets 812 1,418 1,629 2,969  
Advertising and promotion 333 669 529 1,050  
Communications and technology 3,106 2,455 5,942 4,924  
Software amortization 1,932 1,413 3,753 2,609  
Travel and entertainment 219 456 512 833  
Other 1,583 1,097 2,399 2,019  
Total noninterest expense 18,375 16,844 34,479 33,957  
Net income (loss) before income tax expense 2,838 (654) 4,714 (3,645)  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Total assets 838,251   838,251   774,979
Gross loans 387,387   387,387   242,120
Operating Segments | Intelligence          
Segment Reporting [Line Items]          
Total interest income 0 0 0 0  
Total interest expense 0 0 0 0  
Net interest income (expense) 0 0 0 0  
Credit loss expense (benefit) 0 0 0 0  
Net interest income after credit loss expense (benefit) 0 0 0 0  
Noninterest income 2,389 1,724 4,786 2,119  
Noninterest expense:          
Salaries and employee benefits 3,449 3,234 6,666 4,718  
Depreciation 18 7 34 14  
Other occupancy, furniture and equipment 13 14 40 21  
FDIC insurance and other regulatory assessments 0 0 0 0  
Professional fees 112   241 3,946  
Professional fees   2,995      
Amortization of intangible assets 1,283 946 2,566 1,062  
Advertising and promotion 24 22 118 52  
Communications and technology 358 278 717 505  
Software amortization 77 0 135 2  
Travel and entertainment 115 130 261 248  
Other 269 84 340 150  
Total noninterest expense 5,718 7,710 11,118 10,718  
Net income (loss) before income tax expense (3,329) (5,986) (6,332) (8,599)  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Total assets 111,973   111,973   120,410
Gross loans 0   0   0
Corporate and Other          
Segment Reporting [Line Items]          
Total interest income 33 80 67 163  
Total interest expense 1,628 1,696 3,244 3,372  
Net interest income (expense) (1,595) (1,616) (3,177) (3,209)  
Credit loss expense (benefit) (105) (97) 372 48  
Net interest income after credit loss expense (benefit) (1,490) (1,519) (3,549) (3,257)  
Noninterest income 885 136 956 1,678  
Noninterest expense:          
Salaries and employee benefits 19,731 18,492 39,093 36,574  
Depreciation 776 1,602 1,602 3,176  
Other occupancy, furniture and equipment 834 1,603 1,772 3,287  
FDIC insurance and other regulatory assessments 0 0 0 0  
Professional fees 1,885   3,684 3,906  
Professional fees   1,916      
Amortization of intangible assets 11 458 21 613  
Advertising and promotion 348 367 655 655  
Communications and technology 2,622 1,887 5,129 4,146  
Software amortization 351 327 702 471  
Travel and entertainment 508 482 1,130 1,058  
Other 1,070 3,047 2,173 4,923  
Total noninterest expense 28,136 30,181 55,961 58,809  
Net income (loss) before income tax expense (28,741) (31,564) (58,554) (60,388)  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Total assets 1,123,430   1,123,430   1,088,885
Gross loans 0   0   0
Eliminations          
Segment Reporting [Line Items]          
Intersegment interest allocations 0 0 0 0  
Noninterest expense:          
Net intersegment noninterest income (expense) 0 0 0 0  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Net intersegment noninterest income (expense) 0 0 0 0  
Total assets (1,312,107)   (1,312,107)   (1,418,960)
Gross loans 0   0   $ 0
Eliminations | Banking          
Segment Reporting [Line Items]          
Intersegment interest allocations 8,405 6,386 14,136 11,121  
Noninterest expense:          
Net intersegment noninterest income (expense) 144 155 269 292  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Factoring revenue received from Payments 0 0 0 0  
Payments revenue received from Factoring 0 0 0 0  
Banking revenue received from Payments and Factoring 144 155 269 292  
Net intersegment noninterest income (expense) 144 155 269 292  
Eliminations | Factoring          
Segment Reporting [Line Items]          
Intersegment interest allocations (10,585) (9,282) (18,804) (16,935)  
Noninterest expense:          
Net intersegment noninterest income (expense) 518 413 1,033 848  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Factoring revenue received from Payments 910 910 1,821 1,821  
Payments revenue received from Factoring (266) (381) (553) (753)  
Banking revenue received from Payments and Factoring (126) (116) (235) (220)  
Net intersegment noninterest income (expense) 518 413 1,033 848  
Eliminations | Payments          
Segment Reporting [Line Items]          
Intersegment interest allocations 2,180 2,896 4,668 5,814  
Noninterest expense:          
Net intersegment noninterest income (expense) (662) (568) (1,302) (1,140)  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Factoring revenue received from Payments (910) (910) (1,821) (1,821)  
Payments revenue received from Factoring 266 381 553 753  
Banking revenue received from Payments and Factoring (18) (39) (34) (72)  
Net intersegment noninterest income (expense) (662) (568) (1,302) (1,140)  
Eliminations | Intelligence          
Segment Reporting [Line Items]          
Intersegment interest allocations 0 0 0 0  
Noninterest expense:          
Net intersegment noninterest income (expense) 0 0 0 0  
Net Intersegment Noninterest Income (Expense) [Abstract]          
Net intersegment noninterest income (expense) $ 0 $ 0 $ 0 $ 0