The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 418,343 1,184 SH SOLE 1,184 0 0
ALPHABET INC CAP STK CL A 02079K305 944,172 2,642 SH SOLE 2,642 0 0
AMAZON COM INC COM 023135106 271,708 1,140 SH SOLE 1,140 0 0
APPLE INC COM 037833100 576,116 1,991 SH SOLE 1,991 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,747,480 11,486 SH SOLE 11,486 0 0
BROADCOM INC COM 11135F101 217,962 577 SH SOLE 577 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 2,319,535 42,459 SH SOLE 42,459 0 0
DOUGLAS EMMETT INC COM 25960P109 160,362 13,590 SH SOLE 13,590 0 0
GE AEROSPACE COM NEW 369604301 1,558,828 4,171 SH SOLE 4,171 0 0
GLOBAL PMTS INC COM 37940X102 723,713 9,974 SH SOLE 9,974 0 0
INVESCO DB MULTI-SECTOR COMM AGRICULTURE FD 46140H106 304,038 11,400 SH SOLE 11,400 0 0
ISHARES GOLD TR ISHARES NEW 464285204 351,122 4,650 SH SOLE 4,650 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,382,434 16,688 SH SOLE 16,688 0 0
ISHARES SILVER TR ISHARES 46428Q109 2,051,377 38,365 SH SOLE 38,365 0 0
ISHARES TR CORE US AGGBD ET 464287226 10,128,623 102,330 SH SOLE 102,330 0 0
ISHARES TR MSCI EAFE ETF 464287465 467,460 4,500 SH SOLE 4,500 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 1,698,752 53,775 SH SOLE 53,775 0 0
ISHARES TR IBOXX HI YD ETF 464288513 882,869 11,040 SH SOLE 11,040 0 0
ISHARES TR CORE S&P SCP ETF 464287804 836,172 5,638 SH SOLE 5,638 0 0
ISHARES TR CORE S&P500 ETF 464287200 423,872 566 SH SOLE 566 0 0
ISHARES TR RUS 1000 ETF 464287622 3,122,438 7,625 SH SOLE 7,625 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 5,754,803 23,738 SH SOLE 23,738 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 4,445,286 35,800 SH SOLE 35,800 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 24,940,054 83,009 SH SOLE 83,009 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 15,494,396 70,047 SH SOLE 70,047 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 15,124,912 38,392 SH SOLE 38,392 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 6,102,630 59,736 SH SOLE 59,736 0 0
ISHARES TR TIPS BD ETF 464287176 10,006,826 91,445 SH SOLE 91,445 0 0
JOHNSON & JOHNSON COM 478160104 236,700 932 SH SOLE 932 0 0
JPMORGAN CHASE & CO COM 46625H100 1,008,176 3,080 SH SOLE 3,080 0 0
MICROSOFT CORP COM 594918104 551,324 1,478 SH SOLE 1,478 0 0
NVIDIA CORPORATION COM 67066G104 550,448 2,751 SH SOLE 2,751 0 0
PNC FINL SVCS GROUP INC COM 693475105 231,201 939 SH SOLE 939 0 0
SANDISK CORP COM 80004C200 325,143 143 SH SOLE 143 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 211,162 6,240 SH SOLE 6,240 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,292,928 54,600 SH SOLE 54,600 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 267,631 7,688 SH SOLE 7,688 0 0
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 1,846,596 34,445 SH SOLE 34,445 0 0
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 1,058,589 5,715 SH SOLE 5,715 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 951,960 6,000 SH SOLE 6,000 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,031,464 2,800 SH SOLE 2,800 0 0
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 1,854,159 19,240 SH SOLE 19,240 0 0
SPDR SERIES TRUST ST STR SP DIV 78464A763 2,145,738 14,100 SH SOLE 14,100 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 13,037,111 17,458 SH SOLE 17,458 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 286,299 3,900 SH SOLE 3,900 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 813,380 10,440 SH SOLE 10,440 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 433,935 4,500 SH SOLE 4,500 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 66,465,108 96,774 SH SOLE 96,774 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 222,024 600 SH SOLE 600 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 4,903,425 22,500 SH SOLE 22,500 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,703,244 54,600 SH SOLE 54,600 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 16,314,530 194,800 SH SOLE 194,800 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,560,501 143,416 SH SOLE 143,416 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 11,577,695 140,081 SH SOLE 140,081 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 20,915,495 293,551 SH SOLE 293,551 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 1,177,272 9,850 SH SOLE 9,850 0 0