The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101 80,955 500 SH SOLE 0 0 500
8X8 INC NEW COM Stock 282914100 171 100 SH SOLE 0 0 100
ABBOTT LABORATORIES COM Stock 002824100 9,346 103 SH SOLE 0 0 103
ABBVIE INC COM Stock 00287Y109 39,256 156 SH SOLE 0 0 156
ADAMS DIVERSIFIED EQUITY FD COM CEF 006212104 4,957 194 SH SOLE 0 0 194
ADOBE INC COM Stock 00724F101 1,025 5 SH SOLE 0 0 5
ADVANCED MICRO DEVICES INC COM Stock 007903107 215,518 371 SH SOLE 0 0 371
AGILENT TECHNOLOGIES INC COM Stock 00846U101 664 5 SH SOLE 0 0 5
AIR PRODUCTS AND CHEMICALS INC COM Stock 009158106 877,488 2,993 SH SOLE 0 0 2,993
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 14,397 150 SH SOLE 0 0 150
ALLSTATE CORP COM Stock 020002101 952 4 SH SOLE 0 0 4
ALPHABET INC CAP STK CL A Stock 02079K305 476,794 1,334 SH SOLE 0 0 1,334
ALPHABET INC CAP STK CL C Stock 02079K107 10,953 31 SH SOLE 0 0 31
ALTRIA GROUP INC COM Stock 02209S103 4,317 60 SH SOLE 0 0 60
AMAZON COM INC COM Stock 023135106 139,906 587 SH SOLE 0 0 587
AMENTUM HOLDINGS INC COM Stock 023939101 83 4 SH SOLE 0 0 4
AMEREN CORP COM Stock 023608102 565 5 SH SOLE 0 0 5
AMERICAN ELEC PWR CO INC COM Stock 025537101 1,368 10 SH SOLE 0 0 10
AMERICAN EXPRESS CO COM Stock 025816109 1,691 5 SH SOLE 0 0 5
AMERICAN TOWER CORP COM REIT 03027X100 1,799 11 SH SOLE 0 0 11
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 92,106 700 SH SOLE 0 0 700
AMERIPRISE FINL INC COM Stock 03076C106 73,402 160 SH SOLE 0 0 160
AMETEK INC COM Stock 031100100 2,177 9 SH SOLE 0 0 9
AMGEN INC COM Stock 031162100 242,983 671 SH SOLE 0 0 671
AMPHENOL CORP CL A Stock 032095101 3,879 22 SH SOLE 0 0 22
ANALOG DEVICES INC COM Stock 032654105 3,575 9 SH SOLE 0 0 9
APPLE INC COM Stock 037833100 2,433,388 8,410 SH SOLE 0 0 8,410
APPLIED MATLS INC COM Stock 038222105 19,521 27 SH SOLE 0 0 27
APPLOVIN CORP COM CL A Stock 03831W108 515 1 SH SOLE 0 0 1
ARCH CAP GROUP LTD ORD Stock G0450A105 582 6 SH SOLE 0 0 6
ARCHER DANIELS MIDLAND CO COM Stock 039483102 688 9 SH SOLE 0 0 9
ARISTA NETWORKS INC COM SHS Stock 040413205 1,189 7 SH SOLE 0 0 7
ASML HLDG NV N Y REGISTRY SHS ADR N07059210 3,979 2 SH SOLE 0 0 2
ASTRAZENECA PLC ORD ADR G0593M107 18,393 97 SH SOLE 0 0 97
AT&T INC COM Stock 00206R102 4,277 207 SH SOLE 0 0 207
ATMOS ENERGY CORP COM Stock 049560105 517 3 SH SOLE 0 0 3
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 1,344 6 SH SOLE 0 0 6
AVALONBAY CMNTYS INC COM REIT 053484101 377 2 SH SOLE 0 0 2
AVANTIS EMERGING MARKETS EQUITY ETF ETF 025072604 46,368,137 480,549 SH SOLE 0 0 480,549
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF ETF 025072802 26,293,299 255,151 SH SOLE 0 0 255,151
AVANTIS REAL ESTATE ETF ETF 025072356 464,456 9,803 SH SOLE 0 0 9,803
AVANTIS U.S. SMALL CAP VALUE ETF ETF 025072877 30,798,560 246,862 SH SOLE 0 0 246,862
AXON ENTERPRISE INC COM Stock 05464C101 561 1 SH SOLE 0 0 1
BAKER HUGHES COMPANY CL A Stock 05722G100 555 10 SH SOLE 0 0 10
BANK OF AMER CORP COM Stock 060505104 674,472 11,837 SH SOLE 0 0 11,837
BANK OF NY MELLON CORP COM Stock 064058100 1,446 10 SH SOLE 0 0 10
BECTON DICKINSON & CO COM Stock 075887109 757 5 SH SOLE 0 0 5
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 357,278 714 SH SOLE 0 0 714
BIOGEN INC COM Stock 09062X103 432 2 SH SOLE 0 0 2
BLACKROCK INC COM Stock 09290D101 962 1 SH SOLE 0 0 1
BLOCK INC CL A Stock 852234103 76,532 1,007 SH SOLE 0 0 1,007
BOEING CO COM Stock 097023105 14,287 66 SH SOLE 0 0 66
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 12,907 224 SH SOLE 0 0 224
BROADCOM INC COM Stock 11135F101 1,300,971 3,444 SH SOLE 0 0 3,444
BROOKFIELD CORP CL A LTD VT SH Stock 11271J107 1,278 30 SH SOLE 0 0 30
CADENCE DESIGN SYSTEM INC COM Stock 127387108 1,501 4 SH SOLE 0 0 4
CAPITAL ONE FINL CORP COM Stock 14040H105 602 3 SH SOLE 0 0 3
CARDINAL HEALTH INC COM Stock 14149Y108 713 3 SH SOLE 0 0 3
CARNIVAL CORP LTD COMMON SHARES Stock G2004J103 486 17 SH SOLE 0 0 17
CARVANA CO CL A Stock 146869102 658 10 SH SOLE 0 0 10
CATERPILLAR INC COM Stock 149123101 318,405 299 SH SOLE 0 0 299
CAVA GROUP INC COM Stock 148929102 3,924 50 SH SOLE 0 0 50
CBOE GLOBAL MKTS INC COM Stock 12503M108 485 2 SH SOLE 0 0 2
CBRE GROUP INC CL A Stock 12504L109 404 3 SH SOLE 0 0 3
CECO ENVIRONMENTAL CORP COM Stock 125141101 43,646 481 SH SOLE 0 0 481
CENCORA INC COM Stock 03073E105 11,319 40 SH SOLE 0 0 40
CHEVRON CORPORATION COM Stock 166764100 21,715 131 SH SOLE 0 0 131
CHUBB LIMITED COM Stock H1467J104 681 2 SH SOLE 0 0 2
CINCINNATI FINL CORP COM Stock 172062101 555 3 SH SOLE 0 0 3
CISCO SYS INC COM Stock 17275R102 94,519 805 SH SOLE 0 0 805
CITIGROUP INC COM NEW Stock 172967424 17,635 126 SH SOLE 0 0 126
CME GROUP INC COM Stock 12572Q105 1,104 5 SH SOLE 0 0 5
CNFINANCE HLDGS LTD SPONSORED ADS ADR 18979T204 69 25 SH SOLE 0 0 25
COCA COLA CO COM Stock 191216100 29,013 357 SH SOLE 0 0 357
COLGATE PALMOLIVE CO COM Stock 194162103 2,292 25 SH SOLE 0 0 25
COMCAST CORP NEW CL A Stock 20030N101 417 17 SH SOLE 0 0 17
CONOCOPHILLIPS COM Stock 20825C104 18,505 178 SH SOLE 0 0 178
CONSTELLATION ENERGY CORP COM Stock 21037T109 993 4 SH SOLE 0 0 4
CORNING INC COM Stock 219350105 257,473 1,008 SH SOLE 0 0 1,008
CORTEVA INC COM Stock 22052L104 1,101 13 SH SOLE 0 0 13
COSTCO WHOLESALE CORPORATION COM Stock 22160K105 36,086 39 SH SOLE 0 0 39
CROSSAMERICA PARTNERS LP UT LTD PTN INT Stock 22758A105 224,110 9,996 SH SOLE 0 0 9,996
CROWDSTRIKE HLDGS INC CL A Stock 22788C105 2,289 3 SH SOLE 0 0 3
CSX CORP COM Stock 126408103 665 14 SH SOLE 0 0 14
CUMMINS INC COM Stock 231021106 24,541 34 SH SOLE 0 0 34
D R HORTON INC COM Stock 23331A109 814 5 SH SOLE 0 0 5
DATADOG INC CL A COM Stock 23804L103 1,041 4 SH SOLE 0 0 4
DEERE & CO COM Stock 244199105 26,008 41 SH SOLE 0 0 41
DELL TECHNOLOGIES INC CL C Stock 24703L202 21,573 50 SH SOLE 0 0 50
DEVON ENERGY CORP NEW COM Stock 25179M103 496 12 SH SOLE 0 0 12
DIAMONDBACK ENERGY INC COM Stock 25278X109 527 3 SH SOLE 0 0 3
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF ETF 25434V732 47,630 1,172 SH SOLE 0 0 1,172
DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF ETF 25434V781 82,347 2,052 SH SOLE 0 0 2,052
DIMENSIONAL US SMALL CAP VALUE ETF ETF 25434V815 1,415,525 36,492 SH SOLE 0 0 36,492
DISNEY WALT CO COM Stock 254687106 117,652 1,222 SH SOLE 0 0 1,222
DOLLAR GEN CORP COM Stock 256677105 460 4 SH SOLE 0 0 4
DOMINION ENERGY INC COM Stock 25746U109 410 6 SH SOLE 0 0 6
DOW HLDGS INC COM Stock 260557103 328 12 SH SOLE 0 0 12
DUTCH BROS INC CL A Stock 26701L100 7,181 100 SH SOLE 0 0 100
EATON CORP PLC SHS Stock G29183103 2,131 5 SH SOLE 0 0 5
EBAY INC. COM Stock 278642103 671 6 SH SOLE 0 0 6
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 905 10 SH SOLE 0 0 10
ELECTRONIC ARTS INC COM Stock 285512109 410 2 SH SOLE 0 0 2
ELI LILLY & CO COM Stock 532457108 87,558 73 SH SOLE 0 0 73
EMERSON ELEC CO COM Stock 291011104 42,945 300 SH SOLE 0 0 300
ENTERGY CORP NEW COM Stock 29364G103 689 6 SH SOLE 0 0 6
EOG RES INC COM Stock 26875P101 519 4 SH SOLE 0 0 4
EQT CORP COM Stock 26884L109 585 11 SH SOLE 0 0 11
EVERSOURCE ENERGY COM Stock 30040W108 506 7 SH SOLE 0 0 7
EXELON CORP COM Stock 30161N101 420 9 SH SOLE 0 0 9
EXPEDIA GROUP INC COM NEW Stock 30212P303 512 2 SH SOLE 0 0 2
EXXONMOBIL HOLDINGS CORP COM SHS Stock 30233Q108 138,398 1,012 SH SOLE 0 0 1,012
FASTENAL CO COM Stock 311900104 1,057 22 SH SOLE 0 0 22
FEDEX CORP COM Stock 31428X106 1,253 4 SH SOLE 0 0 4
FEDEX FGHT HLDG CO INC COMMON STOCK Stock 314352105 302 2 SH SOLE 0 0 2
FIDELITY HIGH DIVIDEND ETF ETF 316092840 14,228 236 SH SOLE 0 0 236
FIDELITY MSCI CONSUMER DISCRETIONARY INDEX ETF ETF 316092204 10,854 106 SH SOLE 0 0 106
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 12,925 45 SH SOLE 0 0 45
FIFTH THIRD BANCORP COM Stock 316773100 159,809 2,835 SH SOLE 0 0 2,835
FIRST TRUST GLOBAL TACTICAL COMMODITY STRATEGY FUND ETF 33739H101 190,946 7,059 SH SOLE 0 0 7,059
FIRST TRUST INSTITUTIONAL PREFERRED SECURITIES & INCOME ETF ETF 33739P855 5,498 285 SH SOLE 0 0 285
FIRST TRUST NASDAQ-100 SELECT EQUAL WEIGHT ETF ETF 337344105 23,940 150 SH SOLE 0 0 150
FIRST TRUST SMID CAP RISING DIVIDEND ACHIEVERS ETF ETF 33741X102 647 15 SH SOLE 0 0 15
FORD MTR CO COM Stock 345370860 1,029 74 SH SOLE 0 0 74
FORTINET INC COM Stock 34959E109 1,536 10 SH SOLE 0 0 10
FREEPORT MCMORAN INC CL B Stock 35671D857 8,490 135 SH SOLE 0 0 135
FRESHPET INC COM Stock 358039105 5,912 100 SH SOLE 0 0 100
GALLAGHER ARTHUR J & CO COM Stock 363576109 1,148 5 SH SOLE 0 0 5
GARMIN LTD SHS Stock H2906T109 475 2 SH SOLE 0 0 2
GE AEROSPACE COM NEW Stock 369604301 64,655 173 SH SOLE 0 0 173
GE VERNOVA INC COM Stock 36828A101 52,869 45 SH SOLE 0 0 45
GENERAL DYNAMICS CORP COM Stock 369550108 10,273 29 SH SOLE 0 0 29
GENERAL MTRS CO COM Stock 37045V100 1,465 19 SH SOLE 0 0 19
GILEAD SCIENCES INC COM Stock 375558103 52,360 414 SH SOLE 0 0 414
GLOBAL X ARTIFICIAL INTELLIGENCE & TECHNOLOGY ETF ETF 37954Y632 4,265 65 SH SOLE 0 0 65
GLOBAL X SILVER MINERS ETF ETF 37954Y848 8,288 107 SH SOLE 0 0 107
GOLDMAN SACHS GROUP INC COM Stock 38141G104 57,615 57 SH SOLE 0 0 57
GUARDANT HEALTH INC COM Stock 40131M109 8,702 58 SH SOLE 0 0 58
HALLIBURTON CO COM Stock 406216101 475 14 SH SOLE 0 0 14
HARTFORD INSURANCE GROUP INC COM Stock 416515104 663 5 SH SOLE 0 0 5
HCA HEALTHCARE INC COM Stock 40412C101 1,170 3 SH SOLE 0 0 3
HERSHEY CO COM Stock 427866108 4,737 27 SH SOLE 0 0 27
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109 1,038 23 SH SOLE 0 0 23
HIGH TIDE INC COM NEW Stock 42981E401 46 20 SH SOLE 0 0 20
HILTON WORLDWIDE HLDGS INC COM Stock 43300A203 1,322 4 SH SOLE 0 0 4
HOME DEPOT INC COM Stock 437076102 69,366 197 SH SOLE 0 0 197
HONEYWELL AEROSPACE INC COM Stock 43849R105 1,105 5 SH SOLE 0 0 5
HONEYWELL INTL INC COM Stock 438516205 1,120 5 SH SOLE 0 0 5
HOWMET AEROSPACE INC COM Stock 443201108 2,689 10 SH SOLE 0 0 10
HUBBELL INC COM Stock 443510607 523 1 SH SOLE 0 0 1
HUMANA INC COM Stock 444859102 4,767 12 SH SOLE 0 0 12
ICON PUB LTD CO SHS Stock G4705A100 5,211 30 SH SOLE 0 0 30
INGERSOLL RAND INC COM Stock 45687V106 574 7 SH SOLE 0 0 7
INNOVATIVE INDL PPTYS INC COM REIT 45781V101 3,037 49 SH SOLE 0 0 49
INTEL CORP COM Stock 458140100 3,211 23 SH SOLE 0 0 23
INTERACTIVE BROKERS GROUP INC COM CL A Stock 45841N107 10,097 116 SH SOLE 0 0 116
INTERDIGITAL INC COM Stock 45867G101 240,661 850 SH SOLE 0 0 850
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 85,207 303 SH SOLE 0 0 303
INTUIT COM Stock 461202103 522 2 SH SOLE 0 0 2
INTUITIVE SURGICAL INC COM NEW Stock 46120E602 7,158 18 SH SOLE 0 0 18
INVESCO QQQ TRUST SERIES I ETF 46090E103 2,377,473 3,229 SH SOLE 0 0 3,229
IQVIA HLDGS INC COM Stock 46266C105 580 3 SH SOLE 0 0 3
IRON MTN INC DEL COM REIT 46284V101 632 5 SH SOLE 0 0 5
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 7,764 76 SH SOLE 0 0 76
ISHARES 3-7 YEAR TREASURY BOND ETF ETF 464288661 152,450 1,298 SH SOLE 0 0 1,298
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 132,181 2,486 SH SOLE 0 0 2,486
ISHARES BIOTECHNOLOGY ETF ETF 464287556 15,036 79 SH SOLE 0 0 79
ISHARES BITCOIN TRUST ETF ETF 46438F101 6,658 200 SH SOLE 0 0 200
ISHARES CORE 60/40 BALANCED ALLOCATION ETF ETF 464289867 450,430 6,481 SH SOLE 0 0 6,481
ISHARES CORE 80/20 AGGRESSIVE ALLOCATION ETF ETF 464289859 18,934 194 SH SOLE 0 0 194
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 135,664 1,790 SH SOLE 0 0 1,790
ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663 2,950,503 107,643 SH SOLE 0 0 107,643
ISHARES CORE MSCI EAFE ETF ETF 46432F842 2,631,032 27,242 SH SOLE 0 0 27,242
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 14,994 181 SH SOLE 0 0 181
ISHARES CORE S&P 500 ETF ETF 464287200 408,145 545 SH SOLE 0 0 545
ISHARES CORE S&P MID-CAP ETF ETF 464287507 95,925 1,244 SH SOLE 0 0 1,244
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 94,325 636 SH SOLE 0 0 636
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 88,590 471 SH SOLE 0 0 471
ISHARES CORE S&P US VALUE ETF ETF 464287663 63,667 578 SH SOLE 0 0 578
ISHARES ESG ADVANCED MSCI EAFE ETF ETF 46436E759 5,076 60 SH SOLE 0 0 60
ISHARES ESG ADVANCED MSCI USA ETF ETF 46436E767 15,001 216 SH SOLE 0 0 216
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243 163,709 6,551 SH SOLE 0 0 6,551
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516 640,403 6,229 SH SOLE 0 0 6,229
ISHARES ESG AWARE MSCI EM ETF ETF 46434G863 308,999 5,650 SH SOLE 0 0 5,650
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425 1,186,608 7,250 SH SOLE 0 0 7,250
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF 46435U663 303,924 5,434 SH SOLE 0 0 5,434
ISHARES ESG AWARE USD CORPORATE BOND ETF ETF 46435G193 247,257 10,680 SH SOLE 0 0 10,680
ISHARES GLOBAL REIT ETF ETF 46434V647 14,370,830 520,305 SH SOLE 0 0 520,305
ISHARES MORNINGSTAR MID-CAP ETF ETF 464288208 47,216 489 SH SOLE 0 0 489
ISHARES MORNINGSTAR MID-CAP GROWTH ETF ETF 464288307 492 5 SH SOLE 0 0 5
ISHARES MSCI ACWI ETF ETF 464288257 628 4 SH SOLE 0 0 4
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240 205,345 2,698 SH SOLE 0 0 2,698
ISHARES MSCI EAFE ETF ETF 464287465 3,453,594 33,246 SH SOLE 0 0 33,246
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF ETF 464286533 406,512 5,400 SH SOLE 0 0 5,400
ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388 3,796 19 SH SOLE 0 0 19
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 21,827,151 202,817 SH SOLE 0 0 202,817
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 292,736 2,358 SH SOLE 0 0 2,358
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 4,606 19 SH SOLE 0 0 19
ISHARES RUSSELL 2000 ETF ETF 464287655 1,296,141 4,314 SH SOLE 0 0 4,314
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648 394 1 SH SOLE 0 0 1
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 15,484 70 SH SOLE 0 0 70
ISHARES S&P 500 GROWTH ETF ETF 464287309 11,277 82 SH SOLE 0 0 82
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 1,880 16 SH SOLE 0 0 16
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 314,911 2,304 SH SOLE 0 0 2,304
ISHARES SEMICONDUCTOR ETF ETF 464287523 48,057 75 SH SOLE 0 0 75
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 5,913,923 55,545 SH SOLE 0 0 55,545
ISHARES TRUST ISHARES USD GREEN BOND ETF ETF 46435U440 246,952 5,202 SH SOLE 0 0 5,202
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760 1,455 6 SH SOLE 0 0 6
ISHARES U.S. PHARMACEUTICALS ETF ETF 464288836 891 9 SH SOLE 0 0 9
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 114,008 452 SH SOLE 0 0 452
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 2,574 113 SH SOLE 0 0 113
JACOBS SOLUTIONS INC COM Stock 46982L108 9,086 72 SH SOLE 0 0 72
JAZZ PHARMACEUTICALS PLC SHS USD Stock G50871105 1,205 5 SH SOLE 0 0 5
JOHNSON & JOHNSON COM Stock 478160104 181,081 713 SH SOLE 0 0 713
JOHNSON CTLS INTL PLC SHS Stock G51502105 1,753 12 SH SOLE 0 0 12
JPMORGAN CHASE & CO COM Stock 46625H100 104,945 321 SH SOLE 0 0 321
KEYCORP COM Stock 493267108 25,724 1,116 SH SOLE 0 0 1,116
KINDER MORGAN INC DEL COM Stock 49456B101 1,151 36 SH SOLE 0 0 36
KLA CORP COM NEW Stock 482480100 6,034 20 SH SOLE 0 0 20
KROGER CO COM Stock 501044101 389 7 SH SOLE 0 0 7
LAM RESEARCH CORP COM NEW Stock 512807306 8,667 20 SH SOLE 0 0 20
LINDE PLC SHS Stock G54950103 2,595 5 SH SOLE 0 0 5
LOCKHEED MARTIN CORP COM Stock 539830109 2,547 5 SH SOLE 0 0 5
LOWES COS INC COM Stock 548661107 1,764 8 SH SOLE 0 0 8
MARRIOTT INTL INC NEW CL A Stock 571903202 197,154 532 SH SOLE 0 0 532
MARSH & MCLENNAN COS INC COM Stock 571748102 1,500 9 SH SOLE 0 0 9
MARTIN MARIETTA MATLS INC COM Stock 573284106 577 1 SH SOLE 0 0 1
MARVELL TECHNOLOGY INC COM Stock 573874104 7,447 25 SH SOLE 0 0 25
MASTERCARD INCORPORATED CL A Stock 57636Q104 7,190 14 SH SOLE 0 0 14
MCDONALDS CORP COM Stock 580135101 452,523 1,674 SH SOLE 0 0 1,674
MEDTRONIC PLC SHS Stock G5960L103 939 12 SH SOLE 0 0 12
MERCK & CO INC COM Stock 58933Y105 19,018 148 SH SOLE 0 0 148
META PLATFORMS INC CL A Stock 30303M102 42,810 76 SH SOLE 0 0 76
MICRON TECHNOLOGY INC COM Stock 595112103 99,269 86 SH SOLE 0 0 86
MICROSOFT CORP COM Stock 594918104 1,689,735 4,530 SH SOLE 0 0 4,530
MONDELEZ INTL INC CL A Stock 609207105 44,190 764 SH SOLE 0 0 764
MONSTER BEVERAGE CORP NEW COM Stock 61174X109 4,422 46 SH SOLE 0 0 46
MOODYS CORP COM Stock 615369105 906 2 SH SOLE 0 0 2
MORGAN STANLEY COM NEW Stock 617446448 23,203 111 SH SOLE 0 0 111
NASDAQ INC COM Stock 631103108 394 5 SH SOLE 0 0 5
NETFLIX INC. COM Stock 64110L106 9,782 137 SH SOLE 0 0 137
NEWMONT CORP COM Stock 651639106 1,588 17 SH SOLE 0 0 17
NEWSMAX INC COM SHS CLASS B Stock 65250K105 331 40 SH SOLE 0 0 40
NEXTERA ENERGY INC COM Stock 65339F101 92,685 1,056 SH SOLE 0 0 1,056
NOKIA CORP SPONSORED ADR ADR 654902204 27 2 SH SOLE 0 0 2
NORFOLK SOUTHN CORP COM Stock 655844108 1,258 4 SH SOLE 0 0 4
NORTHROP GRUMMAN CORP COM Stock 666807102 72,274 142 SH SOLE 0 0 142
NRG ENERGY INC COM NEW Stock 629377508 14,606 100 SH SOLE 0 0 100
NUCOR CORP COM Stock 670346105 891 4 SH SOLE 0 0 4
NVIDIA CORPORATION COM Stock 67066G104 712,049 3,559 SH SOLE 0 0 3,559
OCEAN PWR TECHNOLOGIES INC COM NEW Stock 674870506 15,271 58,285 SH SOLE 0 0 58,285
OLD DOMINION FREIGHT LINE INC COM Stock 679580100 650 3 SH SOLE 0 0 3
OMNICOM GROUP INC COM Stock 681919106 33,429 459 SH SOLE 0 0 459
ON SEMICONDUCTOR CORP COM Stock 682189105 662 7 SH SOLE 0 0 7
ONEOK INC NEW COM Stock 682680103 956 11 SH SOLE 0 0 11
OPENDOOR TECHNOLOGIES INC COM Stock 683712103 462 100 SH SOLE 0 0 100
ORACLE CORP COM Stock 68389X105 879 6 SH SOLE 0 0 6
OREILLY AUTOMOTIVE INC COM Stock 67103H107 1,381 15 SH SOLE 0 0 15
OSHKOSH CORP COM Stock 688239201 2,149 14 SH SOLE 0 0 14
PACCAR INC COM Stock 693718108 721 6 SH SOLE 0 0 6
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108 29,168 250 SH SOLE 0 0 250
PALO ALTO NETWORKS INC COM Stock 697435105 7,502 22 SH SOLE 0 0 22
PARKER-HANNIFIN CORP COM Stock 701094104 978 1 SH SOLE 0 0 1
PAYCHEX INC COM Stock 704326107 97,347 990 SH SOLE 0 0 990
PEPSICO INC COM Stock 713448108 3,927 29 SH SOLE 0 0 29
PFIZER INC COM Stock 717081103 25,979 1,079 SH SOLE 0 0 1,079
PHILIP MORRIS INTL INC COM Stock 718172109 14,216 79 SH SOLE 0 0 79
PHILLIPS 66 COM Stock 718546104 48,855 289 SH SOLE 0 0 289
PIMCO INTERMED MUNI BOND ETF 72201R866 9,986,061 189,849 SH SOLE 0 0 189,849
PNC FINL SVCS GROUP INC COM Stock 693475105 492 2 SH SOLE 0 0 2
PPL CORP COM Stock 69351T106 50,209 1,381 SH SOLE 0 0 1,381
PRICE T ROWE GROUP INC COM Stock 74144T108 455 4 SH SOLE 0 0 4
PROCTER & GAMBLE CO COM Stock 742718109 26,102 178 SH SOLE 0 0 178
PROLOGIS INC. COM REIT 74340W103 1,490 11 SH SOLE 0 0 11
PRUDENTIAL FINL INC COM Stock 744320102 9,174 85 SH SOLE 0 0 85
PUBLIC SVC ENTERPRISE GROUP COM Stock 744573106 1,542 19 SH SOLE 0 0 19
PULTE GROUP INC COM Stock 745867101 549 4 SH SOLE 0 0 4
QNITY ELECTRONICS INC COMMON STOCK Stock 74743L100 490 3 SH SOLE 0 0 3
QUALCOMM INC COM Stock 747525103 213,248 1,154 SH SOLE 0 0 1,154
QUANTA SVCS INC COM Stock 74762E102 2,160 3 SH SOLE 0 0 3
RAYMOND JAMES FINL INC COM Stock 754730109 2,432 16 SH SOLE 0 0 16
REALTY INCOME CORP COM REIT 756109104 991 16 SH SOLE 0 0 16
RECURSION PHARMACEUTICALS INC CL A Stock 75629V104 1,468 400 SH SOLE 0 0 400
REGENERON PHARMACEUTICALS COM Stock 75886F107 624 1 SH SOLE 0 0 1
ROBINHOOD MKTS INC COM CL A Stock 770700102 15,042 150 SH SOLE 0 0 150
ROPER TECHNOLOGIES INC COM Stock 776696106 338 1 SH SOLE 0 0 1
ROYAL CARIBBEAN GROUP COM Stock V7780T103 635 2 SH SOLE 0 0 2
ROYAL GOLD INC COM Stock 780287108 13,973 70 SH SOLE 0 0 70
RTX CORPORATION COM Stock 75513E101 203,387 1,072 SH SOLE 0 0 1,072
S&P GLOBAL INC COM Stock 78409V104 1,222 3 SH SOLE 0 0 3
SALESFORCE INC COM Stock 79466L302 783 5 SH SOLE 0 0 5
SANDISK CORP COM Stock 80004C200 2,274 1 SH SOLE 0 0 1
SANOFI SA SPONSORED ADR ADR 80105N105 2,090 49 SH SOLE 0 0 49
SAP SE SPON ADR ADR 803054204 7,397 48 SH SOLE 0 0 48
SCHWAB 5-10 YEAR CORPORATE BOND ETF ETF 808524698 275,865 12,185 SH SOLE 0 0 12,185
SCHWAB CHARLES CORP COM Stock 808513105 1,015 11 SH SOLE 0 0 11
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 32,308 891 SH SOLE 0 0 891
SCHWAB INTERMEDIATE-TERM US TREASURY ETF ETF 808524854 18,814,583 762,960 SH SOLE 0 0 762,960
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 495,387 17,884 SH SOLE 0 0 17,884
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888 3,304,593 68,674 SH SOLE 0 0 68,674
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 123,413,293 4,261,509 SH SOLE 0 0 4,261,509
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 364,020 12,369 SH SOLE 0 0 12,369
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 296,134 8,751 SH SOLE 0 0 8,751
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 12,323 354 SH SOLE 0 0 354
SCHWAB U.S. MID-CAP ETF ETF 808524508 106,186 2,880 SH SOLE 0 0 2,880
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 51,846 1,635 SH SOLE 0 0 1,635
SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS Stock G7997R103 203,615 211 SH SOLE 0 0 211
SHERWIN WILLIAMS CO COM Stock 824348106 1,033 3 SH SOLE 0 0 3
SILVERCORP METALS INC COM Stock 82835P103 283 28 SH SOLE 0 0 28
SLB LIMITED COM STK Stock 806857108 651 14 SH SOLE 0 0 14
SNOWFLAKE INC COM SHS Stock 833445109 6,363 25 SH SOLE 0 0 25
SOLSTICE ADVANCED MATLS INC COM SHS Stock 83443Q103 177 2 SH SOLE 0 0 2
SOLVENTUM CORP COM SHS Stock 83444M101 9,644 125 SH SOLE 0 0 125
SOUTHERN CO COM Stock 842587107 30,053 314 SH SOLE 0 0 314
SPACE EXPLORATION TECHN CORP CLASS A COM STK Stock 84615Q103 49,037 287 SH SOLE 0 0 287
SPDR GOLD SHARES ETF 78463V107 181,611 493 SH SOLE 0 0 493
SPOTIFY TECHNOLOGY S A SHS Stock L8681T102 2,296 5 SH SOLE 0 0 5
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR CEF 85207H104 3,500 116 SH SOLE 0 0 116
STAG INDUSTRIAL INC COM REIT 85254J102 1,142 30 SH SOLE 0 0 30
STARBUCKS CORP COM Stock 855244109 17,488 171 SH SOLE 0 0 171
STATE STR CORP COM Stock 857477103 18,973 112 SH SOLE 0 0 112
STATE STREET FINANCIAL SELECT SECTOR SPDR ETF ETF 81369Y605 8,237 154 SH SOLE 0 0 154
STATE STREET HEALTH CARE SELECT SECTOR SPDR ETF ETF 81369Y209 54,295 342 SH SOLE 0 0 342
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STATE STREET SPDR NUVEEN ICE HIGH YIELD MUNICIPAL BOND ETF ETF 78464A284 342,041 13,445 SH SOLE 0 0 13,445
STATE STREET SPDR NUVEEN ICE SHORT TERM MUNICIPAL BOND ETF ETF 78468R739 7,818 163 SH SOLE 0 0 163
STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 400,907 7,956 SH SOLE 0 0 7,956
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STATE STREET SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 362,027 3,318 SH SOLE 0 0 3,318
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STERIS PLC SHS USD Stock G8473T100 421 2 SH SOLE 0 0 2
SYNCHRONY FINANCIAL COM Stock 87165B103 532 7 SH SOLE 0 0 7
SYNOPSYS INC COM Stock 871607107 446 1 SH SOLE 0 0 1
SYSCO CORP COM Stock 871829107 585 7 SH SOLE 0 0 7
TAKE-TWO INTERACTIVE SOFTWARE COM Stock 874054109 500 2 SH SOLE 0 0 2
TALEN ENERGY CORP COM Stock 87422Q109 46,111 120 SH SOLE 0 0 120
TAPESTRY INC COM Stock 876030107 26,907 184 SH SOLE 0 0 184
TARGA RES CORP COM Stock 87612G101 536 2 SH SOLE 0 0 2
TARGET CORP COM Stock 87612E106 653 5 SH SOLE 0 0 5
TESLA INC COM Stock 88160R101 66,034 157 SH SOLE 0 0 157
TEXAS INSTRS INC COM Stock 882508104 4,471 15 SH SOLE 0 0 15
THE CIGNA GROUP COM Stock 125523100 6,415 23 SH SOLE 0 0 23
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 4,011 8 SH SOLE 0 0 8
TJX COS INC NEW COM Stock 872540109 2,424 16 SH SOLE 0 0 16
T-MOBILE US INC COM Stock 872590104 1,677 10 SH SOLE 0 0 10
TOAST INC CL A Stock 888787108 4,173 150 SH SOLE 0 0 150
TRACTOR SUPPLY CO COM Stock 892356106 7,948 251 SH SOLE 0 0 251
TRAVELERS COMPANIES INC COM Stock 89417E109 660 2 SH SOLE 0 0 2
TRUIST FINL CORP COM Stock 89832Q109 54,983 1,104 SH SOLE 0 0 1,104
UBER TECHNOLOGIES INC COM Stock 90353T100 8,948 124 SH SOLE 0 0 124
UGI CORP NEW COM Stock 902681105 21,672 627 SH SOLE 0 0 627
UNION PAC CORP COM Stock 907818108 138,209 508 SH SOLE 0 0 508
UNITED BANKSHARES INC WEST VA COM Stock 909907107 5,683 124 SH SOLE 0 0 124
UNITED PARCEL SVCS INC CL B Stock 911312106 16,233 151 SH SOLE 0 0 151
UNITED RENTALS INC COM Stock 911363109 1,133 1 SH SOLE 0 0 1
UNITEDHEALTH GROUP INC COM Stock 91324P102 19,119 46 SH SOLE 0 0 46
UNITI GROUP LLC COM SHS REIT 912932100 46 4 SH SOLE 0 0 4
UNIVERSAL DISPLAY CORP COM Stock 91347P105 37,580 434 SH SOLE 0 0 434
US BANCORP COM NEW Stock 902973304 20,763 344 SH SOLE 0 0 344
VALERO ENERGY CORP COM Stock 91913Y100 521 2 SH SOLE 0 0 2
VANECK GOLD MINERS ETF ETF 92189F106 31,991 424 SH SOLE 0 0 424
VANECK HIGH YIELD MUNI ETF ETF 92189H409 35,027 680 SH SOLE 0 0 680
VANECK JUNIOR GOLD MINERS ETF ETF 92189F791 19,847 202 SH SOLE 0 0 202
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VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702 38,246 320 SH SOLE 0 0 320
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VANGUARD INTERMEDIATE-TERM TREASURY ETF ETF 92206C706 151,284 2,565 SH SOLE 0 0 2,565
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VANGUARD MID-CAP VALUE ETF ETF 922908512 395 2 SH SOLE 0 0 2
VANGUARD REAL ESTATE ETF ETF 922908553 294,376 3,053 SH SOLE 0 0 3,053
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VANGUARD S&P MID-CAP 400 GROWTH ETF ETF 921932869 283,237 1,936 SH SOLE 0 0 1,936
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VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 12,425,146 256,559 SH SOLE 0 0 256,559
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VENTAS INC COM REIT 92276F100 533 6 SH SOLE 0 0 6
VERISIGN INC COM Stock 92343E102 503 2 SH SOLE 0 0 2
VERTEX PHARMACEUTICALS INC COM Stock 92532F100 993 2 SH SOLE 0 0 2
VIATRIS INC COM Stock 92556V106 191 12 SH SOLE 0 0 12
VIKING THERAPEUTICS INC COM Stock 92686J106 17,555 450 SH SOLE 0 0 450
VILLAGE SUPER MKT INC CL A NEW Stock 927107409 389,954 9,245 SH SOLE 0 0 9,245
VISA INC COM CL A Stock 92826C839 10,636 31 SH SOLE 0 0 31
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WABTEC COM Stock 929740108 539 2 SH SOLE 0 0 2
WALMART INC COM Stock 931142103 121,659 1,074 SH SOLE 0 0 1,074
WARNER BROS DISCOVERY INC COM SER A Stock 934423104 1,653 62 SH SOLE 0 0 62
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WELLTOWER INC COM REIT 95040Q104 1,135 5 SH SOLE 0 0 5
WHEATON PRECIOUS METALS CORP COM Stock 962879102 40,211 358 SH SOLE 0 0 358
WILLIAMS COS INC COM Stock 969457100 1,710 23 SH SOLE 0 0 23
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND ETF 97717W760 152,498 1,820 SH SOLE 0 0 1,820
WISDOMTREE US VALUE FUND OF BENEF INTEREST ETF 97717W547 16,682 164 SH SOLE 0 0 164
WOODWARD INC COM Stock 980745103 34,035 80 SH SOLE 0 0 80
XCEL ENERGY INC COM Stock 98389B100 482 6 SH SOLE 0 0 6
YUM BRANDS INC COM Stock 988498101 639 4 SH SOLE 0 0 4