The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108 4,312,130 76,701 SH SOLE 0 0 0 76,701
ADVANCED MICRO DEVICES INC COM 007903107 589,624 1,015 SH SOLE 0 0 0 1,015
ALPHABET INC CAP STK CL A 02079K305 239,651 671 SH SOLE 0 0 0 671
ALPHABET INC CAP STK CL C 02079K107 363,141 1,028 SH SOLE 0 0 0 1,028
AMAZON COM INC COM 023135106 724,554 3,040 SH SOLE 0 0 0 3,040
AMERICAN CENTY ETF TR US SML CP VALU 025072877 347,326 2,784 SH SOLE 0 0 0 2,784
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 220,675 2,141 SH SOLE 0 0 0 2,141
AMGEN INC COM 031162100 308,503 852 SH SOLE 0 0 0 852
APPLE INC COM 037833100 756,276 2,614 SH SOLE 0 0 0 2,614
BROADCOM INC COM 11135F101 283,313 750 SH SOLE 0 0 0 750
FIDELITY MERRIMACK STR TR SYSTEMATIC MUN 316188846 299,058 5,933 SH SOLE 0 0 0 5,933
GE AEROSPACE COM NEW 369604301 207,942 556 SH SOLE 0 0 0 556
GLOBAL X FDS GLOBAL X SILVER 37954Y848 215,120 2,777 SH SOLE 0 0 0 2,777
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,733,598 26,947 SH SOLE 0 0 0 26,947
INVESCO QQQ TR UNIT SER 1 46090E103 5,797,383 7,873 SH SOLE 0 0 0 7,873
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 578,647 17,382 SH SOLE 0 0 0 17,382
ISHARES GOLD TR ISHARES NEW 464285204 4,098,909 54,283 SH SOLE 0 0 0 54,283
ISHARES SILVER TR ISHARES 46428Q109 243,182 4,548 SH SOLE 0 0 0 4,548
ISHARES TR CORE S&P MCP ETF 464287507 7,235,725 93,836 SH SOLE 0 0 0 93,836
ISHARES TR CORE S&P SCP ETF 464287804 10,866,544 73,269 SH SOLE 0 0 0 73,269
ISHARES TR CORE S&P500 ETF 464287200 17,482,652 23,345 SH SOLE 0 0 0 23,345
ISHARES TR RUS 1000 ETF 464287622 764,012 1,866 SH SOLE 0 0 0 1,866
ISHARES TR RUS 1000 VAL ETF 464287598 1,688,283 6,964 SH SOLE 0 0 0 6,964
ISHARES TR S&P 100 ETF 464287101 324,527 887 SH SOLE 0 0 0 887
ISHARES TR US OIL EQ&SV ETF 464288844 382,826 14,231 SH SOLE 0 0 0 14,231
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 25,622,143 502,395 SH SOLE 0 0 0 502,395
JOHNSON & JOHNSON COM 478160104 2,051,258 8,077 SH SOLE 0 0 0 8,077
MICROSOFT CORP COM 594918104 723,659 1,940 SH SOLE 0 0 0 1,940
NVIDIA CORPORATION COM 67066G104 308,977 1,544 SH SOLE 0 0 0 1,544
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 19,940,838 628,850 SH SOLE 0 0 0 628,850
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 23,474,945 810,599 SH SOLE 0 0 0 810,599
SPDR GOLD TR GOLD SHS 78463V107 624,036 1,694 SH SOLE 0 0 0 1,694
SPDR SERIES TRUST ST STR SP METAL 78464A755 613,935 5,741 SH SOLE 0 0 0 5,741
SPDR SERIES TRUST ST STR SP DIV 78464A763 224,972 1,478 SH SOLE 0 0 0 1,478
UNITEDHEALTH GROUP INC COM 91324P102 292,977 705 SH SOLE 0 0 0 705
VANECK ETF TRUST OIL SERVICES ETF 92189H607 373,890 1,005 SH SOLE 0 0 0 1,005
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 22,427,621 450,535 SH SOLE 0 0 0 450,535
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,153,872 22,035 SH SOLE 0 0 0 22,035
VANGUARD INDEX FDS GROWTH ETF 922908736 411,341 4,775 SH SOLE 0 0 0 4,775
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,341,233 39,895 SH SOLE 0 0 0 39,895
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 6,665,471 132,699 SH SOLE 0 0 0 132,699
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 301,892 3,951 SH SOLE 0 0 0 3,951
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 12,123,190 51,235 SH SOLE 0 0 0 51,235
VANGUARD WORLD FD COMM SRVC ETF 92204A884 215,777 1,173 SH SOLE 0 0 0 1,173
VANGUARD WORLD FD INF TECH ETF 92204A702 3,526,824 29,508 SH SOLE 0 0 0 29,508
VANGUARD WORLD FD ENERGY ETF 92204A306 621,604 4,140 SH SOLE 0 0 0 4,140
WALMART INC COM 931142103 272,961 2,410 SH SOLE 0 0 0 2,410