The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 420,480 2,597 SH SOLE 0 0 2,597
ABBVIE INC COM 00287Y109 586,778 2,332 SH SOLE 0 0 2,332
ADOBE INC COM 00724F101 439,826 2,145 SH SOLE 0 0 2,145
ADVANCED MICRO DEVICES INC COM 007903107 1,326,218 2,283 SH SOLE 0 0 2,283
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 133,900 13,000 SH SOLE 0 0 13,000
ALLSTATE CORP COM 020002101 627,210 2,636 SH SOLE 0 0 2,636
ALPHABET INC CAP STK CL A 02079K305 3,406,894 9,533 SH SOLE 0 0 9,533
ALPHABET INC CAP STK CL C 02079K107 9,601,301 27,174 SH SOLE 0 0 27,174
ALTRIA GROUP INC COM 02209S103 297,995 4,142 SH SOLE 0 0 4,142
AMAZON COM INC COM 023135106 22,222,822 93,240 SH SOLE 0 0 93,240
AMERICAN CENTY ETF TR US SML CP VALU 025072877 2,647,993 21,225 SH SOLE 0 0 21,225
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2,424,316 27,178 SH SOLE 0 0 27,178
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,286,765 12,487 SH SOLE 0 0 12,487
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 577,396 5,984 SH SOLE 0 0 5,984
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 759,182 8,323 SH SOLE 0 0 8,323
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 268,626 5,670 SH SOLE 0 0 5,670
AMERICAN ELEC PWR CO INC COM 025537101 510,028 3,728 SH SOLE 0 0 3,728
AMERICAN EXPRESS CO COM 025816109 381,546 1,128 SH SOLE 0 0 1,128
AMERISERV FINL INC COM 03074A102 164,950 42,513 SH SOLE 0 0 42,513
AMGEN INC COM 031162100 1,350,708 3,730 SH SOLE 0 0 3,730
ANALOG DEVICES INC COM 032654105 481,370 1,212 SH SOLE 0 0 1,212
AON PLC SHS CL A G0403H108 283,927 856 SH SOLE 0 0 856
APA CORPORATION COM 03743Q108 247,337 7,594 SH SOLE 0 0 7,594
APOLLO GLOBAL MGMT INC COM 03769M106 347,480 2,937 SH SOLE 0 0 2,937
APPLE INC COM 037833100 14,901,831 51,499 SH SOLE 0 0 51,499
APPLIED MATLS INC COM 038222105 914,842 1,265 SH SOLE 0 0 1,265
APPLOVIN CORP COM CL A 03831W108 235,460 457 SH SOLE 0 0 457
ARAMARK COM 03852U106 2,933,138 51,549 SH SOLE 0 0 51,549
ARROW ELECTRS INC COM 042735100 405,692 1,901 SH SOLE 0 0 1,901
ASML HLDG NV N Y REGISTRY SHS N07059210 859,438 432 SH SOLE 0 0 432
ASTRAZENECA PLC ORD G0593M107 231,905 1,223 SH SOLE 0 0 1,223
AT&T INC COM 00206R102 470,270 22,718 SH SOLE 0 0 22,718
AUTONATION INC COM 05329W102 285,002 1,534 SH SOLE 0 0 1,534
BANK AMERICA CORP COM 060505104 3,679,945 64,583 SH SOLE 0 0 64,583
BAXTER INTL INC COM 071813109 310,014 14,541 SH SOLE 0 0 14,541
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,629,049 5,254 SH SOLE 0 0 5,254
BIOGEN INC COM 09062X103 375,512 1,738 SH SOLE 0 0 1,738
BLACKROCK INC COM 09290D101 319,358 332 SH SOLE 0 0 332
BORGWARNER INC COM 099724106 225,760 3,400 SH SOLE 0 0 3,400
BRISTOL-MYERS SQUIBB CO COM 110122108 317,869 5,517 SH SOLE 0 0 5,517
BROADCOM INC COM 11135F101 1,634,220 4,326 SH SOLE 0 0 4,326
BRT APARTMENTS CORP COM 055645303 207,172 13,479 SH SOLE 0 0 13,479
BUNGE GLOBAL SA COM SHS H11356104 224,880 2,107 SH SOLE 0 0 2,107
CADENCE DESIGN SYSTEM INC COM 127387108 228,570 609 SH SOLE 0 0 609
CARDINAL HEALTH INC COM 14149Y108 1,030,060 4,336 SH SOLE 0 0 4,336
CATERPILLAR INC COM 149123101 2,915,836 2,738 SH SOLE 0 0 2,738
CBRE GROUP INC CL A 12504L109 213,349 1,584 SH SOLE 0 0 1,584
CDW CORP COM 12514G108 480,286 3,415 SH SOLE 0 0 3,415
CHEVRON CORPORATION COM 166764100 590,100 3,560 SH SOLE 0 0 3,560
CHUBB LTD SWITZ COM H1467J104 328,133 963 SH SOLE 0 0 963
CHURCH & DWIGHT CO INC COM 171340102 1,024,603 10,576 SH SOLE 0 0 10,576
CISCO SYS INC COM 17275R102 1,373,970 11,697 SH SOLE 0 0 11,697
CLOUDFLARE INC CL A COM 18915M107 364,241 1,485 SH SOLE 0 0 1,485
CME GROUP INC COM 12572Q105 338,091 1,531 SH SOLE 0 0 1,531
COCA COLA CO COM 191216100 2,752,106 33,864 SH SOLE 0 0 33,864
CONOCOPHILLIPS COM 20825C104 210,343 2,023 SH SOLE 0 0 2,023
COOPER COS INC COM 216648501 351,379 4,900 SH SOLE 0 0 4,900
COSTCO WHOLESALE CORPORATION COM 22160K105 2,135,746 2,283 SH SOLE 0 0 2,283
CSX CORP COM 126408103 269,058 5,661 SH SOLE 0 0 5,661
CVS HEALTH CORP COM 126650100 518,563 5,013 SH SOLE 0 0 5,013
DAKOTA GOLD CORP COM 46655E100 171,082 40,160 SH SOLE 0 0 40,160
DANAHER CORP DEL COM 235851102 1,068,281 5,608 SH SOLE 0 0 5,608
DEERE & CO COM 244199105 1,683,092 2,653 SH SOLE 0 0 2,653
DELL TECHNOLOGIES INC CL C 24703L202 213,141 494 SH SOLE 0 0 494
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 2,993,756 73,665 SH SOLE 0 0 73,665
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 1,103,887 38,104 SH SOLE 0 0 38,104
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 17,559,854 212,101 SH SOLE 0 0 212,101
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,328,959 33,050 SH SOLE 0 0 33,050
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 499,848 11,268 SH SOLE 0 0 11,268
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 409,642 4,975 SH SOLE 0 0 4,975
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 329,088 8,484 SH SOLE 0 0 8,484
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 662,081 16,498 SH SOLE 0 0 16,498
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 385,268 10,340 SH SOLE 0 0 10,340
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 13,634,385 389,220 SH SOLE 0 0 389,220
DISNEY WALT CO COM 254687106 685,084 7,118 SH SOLE 0 0 7,118
DOMINION ENERGY INC COM 25746U109 505,944 7,409 SH SOLE 0 0 7,409
DOVER CORP COM 260003108 289,545 1,291 SH SOLE 0 0 1,291
DUKE ENERGY CORP NEW COM NEW 26441C204 1,182,098 9,339 SH SOLE 0 0 9,339
EATON CORP PLC SHS G29183103 598,232 1,404 SH SOLE 0 0 1,404
EDWARDS LIFESCIENCES CORP COM 28176E108 3,594,428 39,735 SH SOLE 0 0 39,735
ELEVANCE HEALTH INC FORMERLY COM 036752103 442,340 1,144 SH SOLE 0 0 1,144
ELI LILLY & CO COM 532457108 3,031,481 2,527 SH SOLE 0 0 2,527
EOG RES INC COM 26875P101 254,660 1,963 SH SOLE 0 0 1,963
ETF SER SOLUTIONS DISTILLATE SMLMD 26922B667 222,141 5,504 SH SOLE 0 0 5,504
ETF SER SOLUTIONS DISTILLATE US 26922A321 85,173,849 1,421,934 SH SOLE 0 0 1,421,934
EXCELERATE ENERGY INC CL A COM 30069T101 797,790 21,000 SH SOLE 0 0 21,000
EXXON MOBIL CORP COM 30231G102 2,015,798 14,744 SH SOLE 0 0 14,744
FEDEX CORP COM 31428X106 247,037 789 SH SOLE 0 0 789
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 426,014 9,365 SH SOLE 0 0 9,365
FIRST CMNTY CORP S C COM 319835104 692,432 21,188 SH SOLE 0 0 21,188
FISERV INC COM 337738108 402,553 8,207 SH SOLE 0 0 8,207
FLUOR CORP COM 343412102 239,657 4,574 SH SOLE 0 0 4,574
FORD MTR CO COM 345370860 357,161 25,695 SH SOLE 0 0 25,695
FORTRESS BIOTECH INC COM NEW 34960Q307 44,474 14,534 SH SOLE 0 0 14,534
FRANCO NEV CORP COM 351858105 1,699,411 8,153 SH SOLE 0 0 8,153
FRANKLIN TEMPLETON DIGITAL H BITCOIN ETF SHS 354921108 321,094 9,469 SH SOLE 0 0 9,469
GE AEROSPACE COM NEW 369604301 896,907 2,400 SH SOLE 0 0 2,400
GE VERNOVA INC COM 36828A101 677,931 577 SH SOLE 0 0 577
GENERAL DYNAMICS CORP COM 369550108 503,021 1,420 SH SOLE 0 0 1,420
GENERAL MTRS CO COM 37045V100 766,739 9,947 SH SOLE 0 0 9,947
GOLDMAN SACHS GROUP INC COM 38141G104 432,866 428 SH SOLE 0 0 428
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207 2,575,512 99,249 SH SOLE 0 0 99,249
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 1,080,554 23,738 SH SOLE 0 0 23,738
HCA HEALTHCARE INC COM 40412C101 354,080 908 SH SOLE 0 0 908
HEWLETT PACKARD ENTERPRISE C COM 42824C109 1,380,231 30,597 SH SOLE 0 0 30,597
HOME DEPOT INC COM 437076102 1,280,796 3,632 SH SOLE 0 0 3,632
HONEYWELL INTL INC COM 438516106 321,073 1,434 SH SOLE 0 0 1,434
HP INC COM 40434L105 301,280 13,732 SH SOLE 0 0 13,732
INGEVITY CORP COM 45688C107 287,031 3,844 SH SOLE 0 0 3,844
INGREDION INC COM 457187102 248,330 2,622 SH SOLE 0 0 2,622
INTEL CORP COM 458140100 2,028,164 14,525 SH SOLE 0 0 14,525
INTERNATIONAL BUSINESS MACHS COM 459200101 1,005,368 3,575 SH SOLE 0 0 3,575
INTUIT COM 461202103 739,413 2,833 SH SOLE 0 0 2,833
INVESCO QQQ TR UNIT SER 1 46090E103 73,640 100 SH Put SOLE 0 0 100
INVESCO QQQ TR UNIT SER 1 46090E103 742,768 1,009 SH SOLE 0 0 1,009
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 2,778,883 83,475 SH SOLE 0 0 83,475
ISHARES INC MSCI EM ASIA ETF 464286426 223,511 1,911 SH SOLE 0 0 1,911
ISHARES INC CORE MSCI EMKT 46434G103 1,502,800 18,141 SH SOLE 0 0 18,141
ISHARES SILVER TR ISHARES 46428Q109 759,541 14,205 SH SOLE 0 0 14,205
ISHARES TR ESG OPTIMIZED 464288802 1,274,789 8,262 SH SOLE 0 0 8,262
ISHARES TR TRUST ISHARE 0-1 464288679 2,110,092 19,122 SH SOLE 0 0 19,122
ISHARES TR EAFE SML CP ETF 464288273 2,886,396 35,084 SH SOLE 0 0 35,084
ISHARES TR CORE MSCI TOTAL 46432F834 226,088 2,369 SH SOLE 0 0 2,369
ISHARES TR CORE MSCI EAFE 46432F842 429,298 4,445 SH SOLE 0 0 4,445
ISHARES TR CORE HIGH DV ETF 46429B663 227,640 8,305 SH SOLE 0 0 8,305
ISHARES TR 0-5 YR TIPS ETF 46429B747 72,068,228 705,445 SH SOLE 0 0 705,445
ISHARES TR ESG AW MSCI EAFE 46435G516 323,512 3,147 SH SOLE 0 0 3,147
ISHARES TR EGSADVNCDMSCI EM 46436E742 388,751 6,709 SH SOLE 0 0 6,709
ISHARES TR 0-3 MNTH TREASRY 46436E718 207,783 2,064 SH SOLE 0 0 2,064
ISHARES TR CORE S&P MCP ETF 464287507 439,527 5,700 SH SOLE 0 0 5,700
ISHARES TR SP SMCP600VL ETF 464287879 3,413,624 24,975 SH SOLE 0 0 24,975
ISHARES TR CORE S&P500 ETF 464287200 11,049,118 14,754 SH SOLE 0 0 14,754
ISHARES TR RUS 1000 ETF 464287622 519,656 1,269 SH SOLE 0 0 1,269
ISHARES TR RUS 1000 GRW ETF 464287614 459,292 3,699 SH SOLE 0 0 3,699
ISHARES TR RUSSELL 2000 ETF 464287655 1,975,309 6,575 SH SOLE 0 0 6,575
ISHARES TR RUSSELL 3000 ETF 464287689 1,444,217 3,387 SH SOLE 0 0 3,387
ISHARES TR U.S. REAL ES ETF 464287739 333,233 3,259 SH SOLE 0 0 3,259
ISHARES TR MSCI EAFE ETF 464287465 2,018,181 19,428 SH SOLE 0 0 19,428
ISHARES TR RUS MD CP GR ETF 464287481 348,874 2,383 SH SOLE 0 0 2,383
ISHARES TR MSCI EMG MKT ETF 464287234 3,815,910 55,780 SH SOLE 0 0 55,780
J P MORGAN EXCHANGE TRADED F MORTGAGE BACKED 46654Q575 19,436,752 383,519 SH SOLE 0 0 383,519
JABIL INC COM 466313103 759,396 1,970 SH SOLE 0 0 1,970
JOHNSON & JOHNSON COM 478160104 2,510,745 9,886 SH SOLE 0 0 9,886
JONES LANG LASALLE INC COM 48020Q107 1,069,018 3,449 SH SOLE 0 0 3,449
JPMORGAN CHASE & CO COM 46625H100 7,103,224 21,700 SH SOLE 0 0 21,700
LENNAR CORP CL A 526057104 1,194,378 13,199 SH SOLE 0 0 13,199
LISTED FDS TR HORIZON KINETICS 53656F623 3,562,514 71,422 SH SOLE 0 0 71,422
LOWES COS INC COM 548661107 701,820 3,183 SH SOLE 0 0 3,183
M & T BK CORP COM 55261F104 3,593,475 15,098 SH SOLE 0 0 15,098
MARATHON PETE CORP COM 56585A102 740,676 2,897 SH SOLE 0 0 2,897
MARVELL TECHNOLOGY INC COM 573874104 323,900 1,087 SH SOLE 0 0 1,087
MASTERCARD INCORPORATED CL A 57636Q104 406,957 792 SH SOLE 0 0 792
MCDONALDS CORP COM 580135101 990,023 3,663 SH SOLE 0 0 3,663
MCKESSON CORP COM 58155Q103 213,835 283 SH SOLE 0 0 283
MERCK & CO INC COM 58933Y105 1,558,266 12,127 SH SOLE 0 0 12,127
META PLATFORMS INC CL A 30303M102 2,060,310 3,658 SH SOLE 0 0 3,658
METLIFE INC COM 59156R108 1,023,358 12,095 SH SOLE 0 0 12,095
MICRON TECHNOLOGY INC COM 595112103 3,803,386 3,295 SH SOLE 0 0 3,295
MICROSOFT CORP COM 594918104 7,724,122 20,707 SH SOLE 0 0 20,707
MILLROSE PPTYS INC COM CL A 601137102 461,117 15,345 SH SOLE 0 0 15,345
MOODYS CORP COM 615369105 496,400 1,096 SH SOLE 0 0 1,096
MOTOROLA SOLUTIONS INC COM NEW 620076307 370,023 891 SH SOLE 0 0 891
NETFLIX INC. COM 64110L106 383,204 5,367 SH SOLE 0 0 5,367
NEXTERA ENERGY INC COM 65339F101 1,030,508 11,741 SH SOLE 0 0 11,741
NORFOLK SOUTHN CORP COM 655844108 693,420 2,204 SH SOLE 0 0 2,204
NVIDIA CORPORATION COM 67066G104 6,914,691 34,558 SH SOLE 0 0 34,558
NXP SEMICONDUCTORS N V COM N6596X109 209,648 746 SH SOLE 0 0 746
OLD DOMINION FREIGHT LINE IN COM 679580100 390,530 1,803 SH SOLE 0 0 1,803
ORACLE CORP COM 68389X105 1,581,421 10,791 SH SOLE 0 0 10,791
ORMAT TECHNOLOGIES INC COM 686688102 217,800 2,000 SH SOLE 0 0 2,000
PACIFIC BIOSCIENCES CALIF IN COM 69404D108 86,080 51,238 SH SOLE 0 0 51,238
PALO ALTO NETWORKS INC COM 697435105 340,679 999 SH SOLE 0 0 999
PEPSICO INC COM 713448108 1,563,487 11,547 SH SOLE 0 0 11,547
PFIZER INC COM 717081103 616,439 25,600 SH SOLE 0 0 25,600
PHILLIPS 66 COM 718546104 331,031 1,958 SH SOLE 0 0 1,958
PNC FINL SVCS GROUP INC COM 693475105 256,315 1,041 SH SOLE 0 0 1,041
POPULAR INC COM NEW 733174700 1,200,320 7,311 SH SOLE 0 0 7,311
PRIME MEDICINE INC COM 74168J101 92,944 25,188 SH SOLE 0 0 25,188
PROCTER & GAMBLE CO COM 742718109 857,151 5,845 SH SOLE 0 0 5,845
QUALCOMM INC COM 747525103 339,644 1,838 SH SOLE 0 0 1,838
QUANTA SVCS INC COM 74762E102 887,809 1,233 SH SOLE 0 0 1,233
RENAISSANCERE HLDGS LTD COM G7496G103 243,062 767 SH SOLE 0 0 767
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 197,113 11,361 SH SOLE 0 0 11,361
ROPER TECHNOLOGIES INC COM 776696106 822,288 2,430 SH SOLE 0 0 2,430
RTX CORPORATION COM 75513E101 488,147 2,573 SH SOLE 0 0 2,573
RYDER SYS INC COM 783549108 916,766 3,476 SH SOLE 0 0 3,476
SAGIMET BIOSCIENCES INC COM SER A 786700104 139,635 18,064 SH SOLE 0 0 18,064
SCHWAB CHARLES CORP COM 808513105 316,858 3,434 SH SOLE 0 0 3,434
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,831,276 63,235 SH SOLE 0 0 63,235
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,892,218 68,311 SH SOLE 0 0 68,311
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,863,971 63,336 SH SOLE 0 0 63,336
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 597,541 16,539 SH SOLE 0 0 16,539
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 424,751 12,202 SH SOLE 0 0 12,202
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,896,475 60,193 SH SOLE 0 0 60,193
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 646,615 17,833 SH SOLE 0 0 17,833
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 227,061 7,301 SH SOLE 0 0 7,301
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 7,242,848 300,035 SH SOLE 0 0 300,035
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 336,785 349 SH SOLE 0 0 349
SHELL PLC SPON ADS 780259305 285,788 3,686 SH SOLE 0 0 3,686
SM ENERGY COMPANY COM 78454L100 425,717 16,311 SH SOLE 0 0 16,311
SMURFIT WESTROCK PLC SHS G8267P108 1,069,439 23,118 SH SOLE 0 0 23,118
SONOCO PRODS CO COM 835495102 406,986 7,222 SH SOLE 0 0 7,222
SOUTHERN CO COM 842587107 290,767 3,038 SH SOLE 0 0 3,038
SOUTHERN FIRST BANCSHARES COM 842873101 1,786,503 29,239 SH SOLE 0 0 29,239
SOUTHSTATE BK CORP COM 84472E102 230,469 2,307 SH SOLE 0 0 2,307
SPDR GOLD TR GOLD SHS 78463V107 856,115 2,324 SH SOLE 0 0 2,324
SPDR INDEX SHS FDS STATE STREET SPD 78463X749 1,440,323 28,975 SH SOLE 0 0 28,975
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 5,155,600 170,885 SH SOLE 0 0 170,885
SPROTT ASSET MANAGEMENT LP PHYSICAL SILVER 85207K107 10,666,551 565,265 SH SOLE 0 0 565,265
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 5,281,554 7,073 SH SOLE 0 0 7,073
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 574,994 1,204 SH SOLE 0 0 1,204
TAPESTRY INC COM 876030107 405,765 2,772 SH SOLE 0 0 2,772
TARGET CORP COM 87612E106 240,441 1,841 SH SOLE 0 0 1,841
TESLA INC COM 88160R101 763,810 1,816 SH SOLE 0 0 1,816
TEXAS INSTRS INC COM 882508104 470,653 1,579 SH SOLE 0 0 1,579
THE CIGNA GROUP COM 125523100 488,202 1,771 SH SOLE 0 0 1,771
TJX COS INC NEW COM 872540109 251,490 1,660 SH SOLE 0 0 1,660
TRANE TECHNOLOGIES PLC SHS G8994E103 341,356 695 SH SOLE 0 0 695
TRAVELERS COMPANIES INC COM 89417E109 411,660 1,247 SH SOLE 0 0 1,247
TRUIST FINL CORP COM 89832Q109 491,481 9,865 SH SOLE 0 0 9,865
UNION PAC CORP COM 907818108 22,271,632 81,881 SH SOLE 0 0 81,881
UNITED AIRLS HLDGS INC COM 910047109 596,724 4,388 SH SOLE 0 0 4,388
UNITEDHEALTH GROUP INC COM 91324P102 808,736 1,946 SH SOLE 0 0 1,946
UNUM GROUP COM 91529Y106 1,786,153 19,979 SH SOLE 0 0 19,979
VANECK MERK GOLD ETF GOLD SHS 921078101 630,098 16,328 SH SOLE 0 0 16,328
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 525,616 7,160 SH SOLE 0 0 7,160
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,261,118 3,667 SH SOLE 0 0 3,667
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 20,245,344 29,477 SH SOLE 0 0 29,477
VANGUARD INDEX FDS VALUE ETF 922908744 10,169,099 46,662 SH SOLE 0 0 46,662
VANGUARD INDEX FDS MID CAP ETF 922908629 312,612 3,880 SH SOLE 0 0 3,880
VANGUARD INDEX FDS SM CP VAL ETF 922908611 53,808,955 221,445 SH SOLE 0 0 221,445
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 273,982 2,841 SH SOLE 0 0 2,841
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,470,775 21,347 SH SOLE 0 0 21,347
VANGUARD INDEX FDS GROWTH ETF 922908736 279,543 3,245 SH SOLE 0 0 3,245
VANGUARD INDEX FDS TOTAL STK MKT 922908769 82,681,465 223,439 SH SOLE 0 0 223,439
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,528,881 159,639 SH SOLE 0 0 159,639
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,172,676 49,823 SH SOLE 0 0 49,823
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,010,042 12,807 SH SOLE 0 0 12,807
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 273,347 807 SH SOLE 0 0 807
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 479,453 2,026 SH SOLE 0 0 2,026
VANGUARD STAR FDS VG TL INTL STK F 921909768 37,938,012 443,771 SH SOLE 0 0 443,771
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 39,039,075 547,917 SH SOLE 0 0 547,917
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 283,012 2,882 SH SOLE 0 0 2,882
VANGUARD WORLD FD ESG US STK ETF 921910733 887,513 6,711 SH SOLE 0 0 6,711
VANGUARD WORLD FD ESG INTL STK ETF 921910725 206,509 2,508 SH SOLE 0 0 2,508
VANGUARD WORLD FD INF TECH ETF 92204A702 278,828 2,333 SH SOLE 0 0 2,333
VERIZON COMMUNICATIONS INC COM 92343V104 338,390 7,992 SH SOLE 0 0 7,992
VESTIS CORPORATION COM SHS 29430C102 272,947 18,798 SH SOLE 0 0 18,798
VIATRIS INC COM 92556V106 597,483 37,625 SH SOLE 0 0 37,625
VIPER ENERGY INC CL A 64361Q101 206,009 4,859 SH SOLE 0 0 4,859
VISA INC COM CL A 92826C839 648,724 1,891 SH SOLE 0 0 1,891
WALMART INC COM 931142103 3,210,408 28,345 SH SOLE 0 0 28,345
WELLS FARGO & CO COM 949746101 579,773 7,016 SH SOLE 0 0 7,016
WELLTOWER INC COM 95040Q104 252,845 1,114 SH SOLE 0 0 1,114
WESCO INTL INC COM 95082P105 971,695 2,813 SH SOLE 0 0 2,813
WILLIAMS SONOMA INC COM 969904101 441,958 1,896 SH SOLE 0 0 1,896
WORKIVA INC COM CL A 98139A105 2,568,799 52,954 SH SOLE 0 0 52,954
XEROX HOLDINGS CORP NOTE 3.750 3/1 98421MAE6 34,183 100,000 PRN SOLE 0 0 100,000
YUM BRANDS INC COM 988498101 814,579 5,096 SH SOLE 0 0 5,096