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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TR UNIT SER 1 46090E103 23,139,469 31,422 SH SOLE 0 31,422 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 20,636,662 289,637 SH SOLE 0 289,637 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 11,754,979 38,780 SH SOLE 0 38,780 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,658,410 195,316 SH SOLE 0 195,316 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,134,379 13,300 SH SOLE 0 13,300 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,923,402 95,867 SH SOLE 0 95,867 0 0
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 6,998,678 72,623 SH SOLE 0 72,623 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 6,737,634 18,424 SH SOLE 0 18,424 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 6,628,647 90,296 SH SOLE 0 90,296 0 0
SPDR SERIES TRUST ST STR CONV ETF 78464A359 5,610,141 52,032 SH SOLE 0 52,032 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 5,129,218 23,536 SH SOLE 0 23,536 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,936,405 20,315 SH SOLE 0 20,315 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,829,113 56,061 SH SOLE 0 56,061 0 0
ISHARES TR PFD AND INCM SEC 464288687 4,452,892 146,044 SH SOLE 0 146,044 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,236,259 21,439 SH SOLE 0 21,439 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,994,127 41,420 SH SOLE 0 41,420 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,550,596 15,005 SH SOLE 0 15,005 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 3,039,821 64,940 SH SOLE 0 64,940 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,608,774 12,261 SH SOLE 0 12,261 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,033,902 34,485 SH SOLE 0 34,485 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,970,380 25,689 SH SOLE 0 25,689 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 1,904,638 34,517 SH SOLE 0 34,517 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1,812,696 35,191 SH SOLE 0 35,191 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,785,254 22,158 SH SOLE 0 22,158 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,779,069 22,511 SH SOLE 0 22,511 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,731,270 29,747 SH SOLE 0 29,747 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 1,618,589 32,001 SH SOLE 0 32,001 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,352,774 4,417 SH SOLE 0 4,417 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,158,409 23,919 SH SOLE 0 23,919 0 0
PROGRESSIVE CORP COM 743315103 1,087,198 4,977 SH SOLE 0 4,977 0 0
JOHNSON & JOHNSON COM 478160104 1,084,279 4,269 SH SOLE 0 4,269 0 0
SMITH A O CORP COM 831865209 1,066,096 16,998 SH SOLE 0 16,998 0 0
MERCK & CO INC COM 58933Y105 1,065,817 8,294 SH SOLE 0 8,294 0 0
KIMBERLY-CLARK CORP COM 494368103 1,064,581 9,698 SH SOLE 0 9,698 0 0
PRICE T ROWE GROUP INC COM 74144T108 1,051,450 9,248 SH SOLE 0 9,248 0 0
SNAP ON INC COM 833034101 1,047,243 2,602 SH SOLE 0 2,602 0 0
TEXAS INSTRS INC COM 882508104 1,046,664 3,511 SH SOLE 0 3,511 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,043,675 3,859 SH SOLE 0 3,859 0 0
AVERY DENNISON CORP COM 053611109 999,899 6,159 SH SOLE 0 6,159 0 0
ALTRIA GROUP INC COM 02209S103 995,240 13,832 SH SOLE 0 13,832 0 0
PROCTER & GAMBLE CO COM 742718109 993,620 6,776 SH SOLE 0 6,776 0 0
COLGATE PALMOLIVE CO COM 194162103 987,476 10,771 SH SOLE 0 10,771 0 0
GENERAL MILLS INC COM 370334104 986,782 28,356 SH SOLE 0 28,356 0 0
KRAFT HEINZ CO COM 500754106 970,370 41,083 SH SOLE 0 41,083 0 0
GILEAD SCIENCES INC COM 375558103 946,976 7,495 SH SOLE 0 7,495 0 0
COMCAST CORP NEW CL A 20030N101 937,981 38,207 SH SOLE 0 38,207 0 0
PEPSICO INC COM 713448108 920,910 6,801 SH SOLE 0 6,801 0 0
PAYCHEX INC COM 704326107 917,291 9,329 SH SOLE 0 9,329 0 0
CF INDUSTRIES HOLD COM 125269100 912,907 8,433 SH SOLE 0 8,433 0 0
VICI PPTYS INC COM 925652109 912,380 34,365 SH SOLE 0 34,365 0 0
EOG RES INC COM 26875P101 905,335 6,979 SH SOLE 0 6,979 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 847,614 20,019 SH SOLE 0 20,019 0 0
CME GROUP INC COM 12572Q105 824,986 3,736 SH SOLE 0 3,736 0 0
CBOE GLOBAL MKTS INC COM 12503M108 786,994 3,243 SH SOLE 0 3,243 0 0
MICROSOFT CORP COM 594918104 756,115 2,027 SH SOLE 0 2,027 0 0
BRINKER INTL INC COM 109641100 704,613 4,194 SH SOLE 0 4,194 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 610,387 4,905 SH SOLE 0 4,905 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 602,044 11,336 SH SOLE 0 11,336 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 551,714 6,947 SH SOLE 0 6,947 0 0
DELL TECHNOLOGIES INC CL C 24703L202 538,176 1,247 SH SOLE 0 1,247 0 0
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 502,486 6,049 SH SOLE 0 6,049 0 0
ADVANCED MICRO DEVICES INC COM 007903107 493,864 850 SH SOLE 0 850 0 0
NVIDIA CORPORATION COM 67066G104 460,996 2,304 SH SOLE 0 2,304 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 412,203 9,719 SH SOLE 0 9,719 0 0
ISHARES TR CORE S&P500 ETF 464287200 401,912 537 SH SOLE 0 537 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 391,757 2,469 SH SOLE 0 2,469 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 351,682 6,804 SH SOLE 0 6,804 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 315,540 3,089 SH SOLE 0 3,089 0 0
APPLE INC COM 037833100 301,547 1,042 SH SOLE 0 1,042 0 0
ALPHABET INC CAP STK CL A 02079K305 295,747 828 SH SOLE 0 828 0 0
ISHARES TR CORE S&P SCP ETF 464287804 289,500 1,952 SH SOLE 0 1,952 0 0
MICRON TECHNOLOGY INC COM 595112103 279,702 242 SH SOLE 0 242 0 0
ELI LILLY & CO COM 532457108 266,866 222 SH SOLE 0 222 0 0
ISHARES TR CORE S&P MCP ETF 464287507 247,090 3,204 SH SOLE 0 3,204 0 0
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 244,755 2,987 SH SOLE 0 2,987 0 0
BROADCOM INC COM 11135F101 239,507 634 SH SOLE 0 634 0 0
VISA INC COM CL A 92826C839 231,492 675 SH SOLE 0 675 0 0
HALOZYME THERAPEUTICS INC COM 40637H109 223,424 2,855 SH SOLE 0 2,855 0 0
ISHARES TR CORE MSCI EAFE 46432F842 217,194 2,249 SH SOLE 0 2,249 0 0
NEUROCRINE BIOSCIENCES INC COM 64125C109 214,247 1,271 SH SOLE 0 1,271 0 0
META PLATFORMS INC CL A 30303M102 213,777 380 SH SOLE 0 380 0 0
MERIT MED SYS INC COM 589889104 213,085 3,073 SH SOLE 0 3,073 0 0
FLEX LTD ORD Y2573F102 207,457 1,280 SH SOLE 0 1,280 0 0
TENET HEALTHCARE CORP COM NEW 88033G407 207,134 1,107 SH SOLE 0 1,107 0 0
EXELIXIS INC COM 30161Q104 206,783 3,800 SH SOLE 0 3,800 0 0
RALPH LAUREN CORP CL A 751212101 205,897 513 SH SOLE 0 513 0 0