The Securities and Exchange Commission has not necessarily
reviewed the information in this filing and has not determined
if it is accurate and complete.
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 | 333,257 | 3,246 | SH | SOLE | Human Investing | 0 | 0 | 3,246 | |
| ABBVIE INC | COM | 00287Y109 | 2,059,326 | 9,469 | SH | SOLE | Human Investing | 0 | 0 | 9,469 | |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 | 244,413 | 1,233 | SH | SOLE | Human Investing | 0 | 0 | 1,233 | |
| ALPHABET INC | CAP STK CL C | 02079K107 | 604,556 | 2,107 | SH | SOLE | Human Investing | 0 | 0 | 2,107 | |
| ALPHABET INC | CAP STK CL A | 02079K305 | 1,908,852 | 6,638 | SH | SOLE | Human Investing | 0 | 0 | 6,638 | |
| AMAZON COM INC | COM | 023135106 | 1,150,355 | 5,523 | SH | SOLE | Human Investing | 0 | 0 | 5,523 | |
| AMGEN INC | COM | 031162100 | 1,260,235 | 3,582 | SH | SOLE | Human Investing | 0 | 0 | 3,582 | |
| APPLE INC | COM | 037833100 | 4,366,002 | 17,203 | SH | SOLE | Human Investing | 0 | 0 | 17,203 | |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | 1,436,280 | 2 | SH | SOLE | Human Investing | 0 | 0 | 2 | |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 888,437 | 1,854 | SH | SOLE | Human Investing | 0 | 0 | 1,854 | |
| BLOCK H & R INC | COM | 093671105 | 839,301 | 26,443 | SH | SOLE | Human Investing | 0 | 0 | 26,443 | |
| BROADCOM INC | COM | 11135F101 | 7,703,506 | 24,889 | SH | SOLE | Human Investing | 0 | 0 | 24,889 | |
| CAPITAL ONE FINL CORP | COM | 14040H105 | 224,592 | 1,231 | SH | SOLE | Human Investing | 0 | 0 | 1,231 | |
| CATERPILLAR INC | COM | 149123101 | 477,780 | 674 | SH | SOLE | Human Investing | 0 | 0 | 674 | |
| CISCO SYS INC | COM | 17275R102 | 390,445 | 5,032 | SH | SOLE | Human Investing | 0 | 0 | 5,032 | |
| ELI LILLY & CO | COM | 532457108 | 2,137,253 | 2,324 | SH | SOLE | Human Investing | 0 | 0 | 2,324 | |
| EXXON MOBIL CORP | COM | 30231G102 | 281,466 | 1,659 | SH | SOLE | Human Investing | 0 | 0 | 1,659 | |
| GILEAD SCIENCES INC | COM | 375558103 | 206,826 | 1,484 | SH | SOLE | Human Investing | 0 | 0 | 1,484 | |
| GLOBAL X FDS | S&P 500 CATHOLIC | 37954Y889 | 750,759 | 9,607 | SH | SOLE | Human Investing | 0 | 0 | 9,607 | |
| HOME DEPOT INC | COM | 437076102 | 752,660 | 2,288 | SH | SOLE | Human Investing | 0 | 0 | 2,288 | |
| HP INC | COM | 40434L105 | 251,488 | 13,092 | SH | SOLE | Human Investing | 0 | 0 | 13,092 | |
| INFOSYS LTD | SPONSORED ADR | 456788108 | 218,757 | 16,192 | SH | SOLE | Human Investing | 0 | 0 | 16,192 | |
| INTEL CORP | COM | 458140100 | 640,989 | 14,525 | SH | SOLE | Human Investing | 0 | 0 | 14,525 | |
| INTERDIGITAL INC | COM | 45867G101 | 906,000 | 3,000 | SH | SOLE | Human Investing | 0 | 0 | 3,000 | |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 371,100 | 1,531 | SH | SOLE | Human Investing | 0 | 0 | 1,531 | |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 306,483 | 531 | SH | SOLE | Human Investing | 0 | 0 | 531 | |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | 913,615 | 13,098 | SH | SOLE | Human Investing | 0 | 0 | 13,098 | |
| ISHARES SILVER TR | ISHARES | 46428Q109 | 1,204,511 | 17,677 | SH | SOLE | Human Investing | 0 | 0 | 17,677 | |
| ISHARES TR | CORE S&P TTL STK | 464287150 | 1,196,285 | 8,399 | SH | SOLE | Human Investing | 0 | 0 | 8,399 | |
| ISHARES TR | CORE S&P500 ETF | 464287200 | 25,385,892 | 38,863 | SH | SOLE | Human Investing | 0 | 0 | 38,863 | |
| ISHARES TR | S&P 500 GRWT ETF | 464287309 | 233,912 | 2,068 | SH | SOLE | Human Investing | 0 | 0 | 2,068 | |
| ISHARES TR | S&P 500 VAL ETF | 464287408 | 202,071 | 957 | SH | SOLE | Human Investing | 0 | 0 | 957 | |
| ISHARES TR | CORE S&P MCP ETF | 464287507 | 34,941,386 | 517,420 | SH | SOLE | Human Investing | 0 | 0 | 517,420 | |
| ISHARES TR | U.S. TECH ETF | 464287721 | 327,282 | 1,804 | SH | SOLE | Human Investing | 0 | 0 | 1,804 | |
| ISHARES TR | CORE S&P SCP ETF | 464287804 | 17,590,595 | 141,506 | SH | SOLE | Human Investing | 0 | 0 | 141,506 | |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | 1,223,343 | 11,487 | SH | SOLE | Human Investing | 0 | 0 | 11,487 | |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 | 824,273 | 6,073 | SH | SOLE | Human Investing | 0 | 0 | 6,073 | |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | 850,282 | 9,392 | SH | SOLE | Human Investing | 0 | 0 | 9,392 | |
| ISHARES TR | CORE DIV GRWTH | 46434V621 | 1,195,110 | 17,029 | SH | SOLE | Human Investing | 0 | 0 | 17,029 | |
| ISHARES TR | CORE MSCI INTL | 46435G326 | 1,025,174 | 12,267 | SH | SOLE | Human Investing | 0 | 0 | 12,267 | |
| ISHARES TR | INTL DIV GRWTH | 46435G524 | 590,271 | 7,046 | SH | SOLE | Human Investing | 0 | 0 | 7,046 | |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 | 202,625 | 4,261 | SH | SOLE | Human Investing | 0 | 0 | 4,261 | |
| ISHARES TR | ESG SELECT SCRE | 46436E569 | 517,401 | 10,512 | SH | SOLE | Human Investing | 0 | 0 | 10,512 | |
| ISHARES TR | ESG EAFE ETF | 46436E759 | 229,593 | 3,043 | SH | SOLE | Human Investing | 0 | 0 | 3,043 | |
| JOHNSON & JOHNSON | COM | 478160104 | 781,039 | 3,195 | SH | SOLE | Human Investing | 0 | 0 | 3,195 | |
| JPMORGAN CHASE & CO | COM | 46625H100 | 374,760 | 1,274 | SH | SOLE | Human Investing | 0 | 0 | 1,274 | |
| MCDONALDS CORP | COM | 580135101 | 611,986 | 1,969 | SH | SOLE | Human Investing | 0 | 0 | 1,969 | |
| MERCK & CO INC | COM | 58933Y105 | 394,254 | 3,278 | SH | SOLE | Human Investing | 0 | 0 | 3,278 | |
| META PLATFORMS INC | CL A | 30303M102 | 253,907 | 444 | SH | SOLE | Human Investing | 0 | 0 | 444 | |
| MICRON TECHNOLOGY INC | COM | 595112103 | 418,685 | 1,239 | SH | SOLE | Human Investing | 0 | 0 | 1,239 | |
| MICROSOFT CORP | COM | 594918104 | 3,125,965 | 8,445 | SH | SOLE | Human Investing | 0 | 0 | 8,445 | |
| NIKE INC | CL B | 654106103 | 1,182,791 | 22,393 | SH | SOLE | Human Investing | 0 | 0 | 22,393 | |
| NOVO-NORDISK A S | ADR | 670100205 | 602,774 | 16,402 | SH | SOLE | Human Investing | 0 | 0 | 16,402 | |
| NVIDIA CORPORATION | COM | 67066G104 | 805,631 | 4,619 | SH | SOLE | Human Investing | 0 | 0 | 4,619 | |
| ORACLE CORP | COM | 68389X105 | 255,389 | 1,736 | SH | SOLE | Human Investing | 0 | 0 | 1,736 | |
| PAYCHEX INC | COM | 704326107 | 363,957 | 3,951 | SH | SOLE | Human Investing | 0 | 0 | 3,951 | |
| PHILIP MORRIS INTL INC | COM | 718172109 | 427,709 | 2,587 | SH | SOLE | Human Investing | 0 | 0 | 2,587 | |
| QUALCOMM INC | COM | 747525103 | 486,467 | 3,778 | SH | SOLE | Human Investing | 0 | 0 | 3,778 | |
| RTX CORPORATION | COM | 75513E101 | 251,558 | 1,304 | SH | SOLE | Human Investing | 0 | 0 | 1,304 | |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 1,351,676 | 52,717 | SH | SOLE | Human Investing | 0 | 0 | 52,717 | |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | 179,167 | 5,787 | SH | SOLE | Human Investing | 0 | 0 | 5,787 | |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 308,979 | 12,484 | SH | SOLE | Human Investing | 0 | 0 | 12,484 | |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 | 511,772 | 23,814 | SH | SOLE | Human Investing | 0 | 0 | 23,814 | |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | 52,156 | 1,960 | SH | SOLE | Human Investing | 0 | 0 | 1,960 | |
| SPDR GOLD TR | GOLD SHS | 78463V107 | 752,147 | 1,748 | SH | SOLE | Human Investing | 0 | 0 | 1,748 | |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R796 | 547,741 | 10,329 | SH | SOLE | Human Investing | 0 | 0 | 10,329 | |
| STARBUCKS CORP | COM | 855244109 | 236,871 | 2,644 | SH | SOLE | Human Investing | 0 | 0 | 2,644 | |
| TESLA INC | COM | 88160R101 | 264,718 | 712 | SH | SOLE | Human Investing | 0 | 0 | 712 | |
| TEXAS INSTRS INC | COM | 882508104 | 376,127 | 1,937 | SH | SOLE | Human Investing | 0 | 0 | 1,937 | |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | 325,393 | 662 | SH | SOLE | Human Investing | 0 | 0 | 662 | |
| TOAST INC | CL A | 888787108 | 355,128 | 13,396 | SH | SOLE | Human Investing | 0 | 0 | 13,396 | |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 | 296,719 | 712 | SH | SOLE | Human Investing | 0 | 0 | 712 | |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | 17,678,915 | 229,061 | SH | SOLE | Human Investing | 0 | 0 | 229,061 | |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | 31,904,915 | 406,899 | SH | SOLE | Human Investing | 0 | 0 | 406,899 | |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 5,401,406 | 73,349 | SH | SOLE | Human Investing | 0 | 0 | 73,349 | |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | 27,326,244 | 568,704 | SH | SOLE | Human Investing | 0 | 0 | 568,704 | |
| VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 177,193,756 | 296,534 | SH | SOLE | Human Investing | 0 | 0 | 296,534 | |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | 4,112,401 | 46,363 | SH | SOLE | Human Investing | 0 | 0 | 46,363 | |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 718,460 | 2,502 | SH | SOLE | Human Investing | 0 | 0 | 2,502 | |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | 6,696,947 | 22,409 | SH | SOLE | Human Investing | 0 | 0 | 22,409 | |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 874,272 | 3,338 | SH | SOLE | Human Investing | 0 | 0 | 3,338 | |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 6,955,848 | 21,682 | SH | SOLE | Human Investing | 0 | 0 | 21,682 | |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 17,227,928 | 318,741 | SH | SOLE | Human Investing | 0 | 0 | 318,741 | |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 1,033,627 | 20,718 | SH | SOLE | Human Investing | 0 | 0 | 20,718 | |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | 17,246,970 | 294,619 | SH | SOLE | Human Investing | 0 | 0 | 294,619 | |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | 2,957,509 | 49,664 | SH | SOLE | Human Investing | 0 | 0 | 49,664 | |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 33,443,484 | 155,508 | SH | SOLE | Human Investing | 0 | 0 | 155,508 | |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 2,370,761 | 30,745 | SH | SOLE | Human Investing | 0 | 0 | 30,745 | |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 72,660,022 | 1,133,895 | SH | SOLE | Human Investing | 0 | 0 | 1,133,895 | |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | 35,528,378 | 239,895 | SH | SOLE | Human Investing | 0 | 0 | 239,895 | |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | 14,498,204 | 153,843 | SH | SOLE | Human Investing | 0 | 0 | 153,843 | |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 | 11,674,904 | 131,979 | SH | SOLE | Human Investing | 0 | 0 | 131,979 | |
| VANGUARD WORLD FD | ESG US CORP BD | 921910691 | 3,625,573 | 57,704 | SH | SOLE | Human Investing | 0 | 0 | 57,704 | |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 | 4,708,017 | 65,635 | SH | SOLE | Human Investing | 0 | 0 | 65,635 | |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 | 14,457,863 | 128,778 | SH | SOLE | Human Investing | 0 | 0 | 128,778 | |
| WASTE MGMT INC DEL | COM | 94106L109 | 219,910 | 957 | SH | SOLE | Human Investing | 0 | 0 | 957 | |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | 45,510 | 652 | SH | DFND | 1 | 0 | 0 | 652 | |
| ISHARES TR | CORE S&P TTL STK | 464287150 | 1,324 | 9 | SH | DFND | 1 | 0 | 0 | 9 | |
| ISHARES TR | CORE S&P500 ETF | 464287200 | 38,795 | 59 | SH | DFND | 1 | 0 | 0 | 59 | |
| ISHARES TR | S&P 500 GRWT ETF | 464287309 | 9,162 | 81 | SH | DFND | 1 | 0 | 0 | 81 | |
| ISHARES TR | CORE S&P MCP ETF | 464287507 | 2,306,430 | 34,154 | SH | DFND | 1 | 0 | 0 | 34,154 | |
| ISHARES TR | U.S. TECH ETF | 464287721 | 5,443 | 30 | SH | DFND | 1 | 0 | 0 | 30 | |
| ISHARES TR | CORE S&P SCP ETF | 464287804 | 1,163,909 | 9,363 | SH | DFND | 1 | 0 | 0 | 9,363 | |
| ISHARES TR | CORE MSCI INTL | 46435G326 | 60,301 | 722 | SH | DFND | 1 | 0 | 0 | 722 | |
| ISHARES TR | INTL DIV GRWTH | 46435G524 | 4 | 0 | SH | DFND | 1 | 0 | 0 | 0 | |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 | 4 | 0 | SH | DFND | 1 | 0 | 0 | 0 | |
| ISHARES TR | ESG SELECT SCRE | 46436E569 | 356,556 | 7,244 | SH | DFND | 1 | 0 | 0 | 7,244 | |
| ISHARES TR | ESG EAFE ETF | 46436E759 | 42,540 | 564 | SH | DFND | 1 | 0 | 0 | 564 | |
| MICROSOFT CORP | COM | 594918104 | 12,586 | 34 | SH | DFND | 1 | 0 | 0 | 34 | |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 284,894 | 11,111 | SH | DFND | 1 | 0 | 0 | 11,111 | |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | 44,236 | 1,429 | SH | DFND | 1 | 0 | 0 | 1,429 | |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | 19 | 1 | SH | DFND | 1 | 0 | 0 | 1 | |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | 1,879,484 | 24,352 | SH | DFND | 1 | 0 | 0 | 24,352 | |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | 3,334,516 | 42,527 | SH | DFND | 1 | 0 | 0 | 42,527 | |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 1,038 | 14 | SH | DFND | 1 | 0 | 0 | 14 | |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | 2,811,632 | 58,515 | SH | DFND | 1 | 0 | 0 | 58,515 | |
| VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 12,804,143 | 21,428 | SH | DFND | 1 | 0 | 0 | 21,428 | |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | 159,246 | 1,795 | SH | DFND | 1 | 0 | 0 | 1,795 | |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | 233,865 | 783 | SH | DFND | 1 | 0 | 0 | 783 | |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 65,125 | 203 | SH | DFND | 1 | 0 | 0 | 203 | |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 1,115,656 | 20,641 | SH | DFND | 1 | 0 | 0 | 20,641 | |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 3,093 | 62 | SH | DFND | 1 | 0 | 0 | 62 | |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | 1,805,485 | 30,842 | SH | DFND | 1 | 0 | 0 | 30,842 | |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | 309,647 | 5,200 | SH | DFND | 1 | 0 | 0 | 5,200 | |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 1,142,668 | 5,313 | SH | DFND | 1 | 0 | 0 | 5,313 | |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 4,774,862 | 74,514 | SH | DFND | 1 | 0 | 0 | 74,514 | |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | 1,188,578 | 8,026 | SH | DFND | 1 | 0 | 0 | 8,026 | |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | 446,749 | 4,741 | SH | DFND | 1 | 0 | 0 | 4,741 | |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 | 402,682 | 4,552 | SH | DFND | 1 | 0 | 0 | 4,552 | |
| VANGUARD WORLD FD | ESG US CORP BD | 921910691 | 412,103 | 6,559 | SH | DFND | 1 | 0 | 0 | 6,559 | |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 | 985,582 | 13,740 | SH | DFND | 1 | 0 | 0 | 13,740 | |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 | 2,547,907 | 22,694 | SH | DFND | 1 | 0 | 0 | 22,694 | |