The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 4,146,274 45,694 SH SOLE 0 0 45,694
ABBVIE INC COM 00287Y109 7,351,663 29,215 SH SOLE 13,023 0 16,192
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,369,835 27,080 SH SOLE 0 0 27,080
ADVANCED MICRO DEVICES INC COM 007903107 6,697,311 11,529 SH SOLE 0 0 11,529
AFLAC INC COM 001055102 1,190,088 10,150 SH SOLE 0 0 10,150
ALLSTATE CORP COM 020002101 266,493 1,120 SH SOLE 0 0 1,120
ALPHABET INC CAP STK CL C 02079K107 16,583,190 46,934 SH SOLE 14,515 0 32,419
ALPHABET INC CAP STK CL A 02079K305 12,605,893 35,274 SH SOLE 16,277 0 18,997
ALPS ETF TR ALERIAN MLP 00162Q452 311,100 6,000 SH SOLE 0 0 6,000
AMAZON COM INC COM 023135106 15,308,102 64,228 SH SOLE 22,088 0 42,140
AMGEN INC COM 031162100 253,484 700 SH SOLE 0 0 700
AMPHENOL CORP CL A 032095101 352,640 2,000 SH SOLE 0 0 2,000
APOLLO GLOBAL MGMT INC COM 03769M106 7,607,096 64,298 SH SOLE 28,512 0 35,786
APPLE INC COM 037833100 36,224,261 125,188 SH SOLE 40,395 0 84,792
APPLIED MATLS INC COM 038222105 36,886,014 51,018 SH SOLE 4,082 0 46,936
APPLOVIN CORP COM CL A 03831W108 6,061,681 11,765 SH SOLE 11,336 0 429
AVERY DENNISON CORP COM 053611109 263,981 1,626 SH SOLE 1,348 0 278
BANK OF AMER CORP COM 060505104 732,877 12,862 SH SOLE 0 0 12,862
BECTON DICKINSON & CO COM 075887109 341,098 2,254 SH SOLE 0 0 2,254
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,683,091 5,362 SH SOLE 0 0 5,362
BLACKROCK ETF TRUST II ISH HIG MUN ETF 092528843 401,039 8,053 SH SOLE 0 0 8,053
BLACKROCK INC COM 09290D101 2,055,815 2,138 SH SOLE 0 0 2,138
BOEING CO COM 097023105 1,643,873 7,594 SH SOLE 0 0 7,594
BOOKING HOLDINGS INC COM 09857L108 497,824 2,793 SH SOLE 2,318 0 475
CANADIAN NATL RY CO COM 136375102 2,969,791 24,906 SH SOLE 0 0 24,906
CATERPILLAR INC COM 149123101 998,501 938 SH SOLE 0 0 937
CENCORA INC COM 03073E105 501,158 1,771 SH SOLE 1,448 0 323
CHEVRON CORPORATION COM 166764100 1,343,322 8,104 SH SOLE 0 0 8,104
CISCO SYS INC COM 17275R102 2,316,546 19,722 SH SOLE 0 0 19,722
CITIGROUP INC COM NEW 172967424 1,884,011 13,461 SH SOLE 0 0 13,461
COHERENT CORP COM 19247G107 463,502 1,175 SH SOLE 0 0 1,175
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 233,074 4,408 SH SOLE 0 0 4,407
CONOCOPHILLIPS COM 20825C104 333,504 3,208 SH SOLE 0 0 3,208
CORNING INC COM 219350105 970,634 3,800 SH SOLE 0 0 3,800
CORTEVA INC COM 22052L104 1,583,703 18,700 SH SOLE 0 0 18,700
COSTCO WHOLESALE CORPORATION COM 22160K105 2,581,897 2,760 SH SOLE 0 0 2,760
CSX CORP COM 126408103 210,405 4,427 SH SOLE 0 0 4,426
CUMMINS INC COM 231021106 1,877,882 2,633 SH SOLE 1,270 0 1,363
D R HORTON INC COM 23331A109 493,201 3,028 SH SOLE 2,511 0 517
DANAHER CORP DEL COM 235851102 2,205,568 11,579 SH SOLE 11,125 0 454
DEERE & CO COM 244199105 3,523,414 5,555 SH SOLE 0 0 5,554
DEVON ENERGY CORP NEW COM 25179M103 399,069 9,658 SH SOLE 7,843 0 1,815
DIAMONDBACK ENERGY INC COM 25278X109 232,909 1,325 SH SOLE 0 0 1,325
DOLLAR TREE INC COM 256746108 1,314,364 10,867 SH SOLE 10,746 0 121
EATON CORP PLC SHS G29183103 752,528 1,766 SH SOLE 0 0 1,766
ECOLAB INC COM 278865100 5,678,072 20,380 SH SOLE 0 0 20,380
EDWARDS LIFESCIENCES CORP COM 28176E108 1,524,613 16,854 SH SOLE 0 0 16,854
ELEVANCE HEALTH INC FORMERLY COM 036752103 413,801 1,070 SH SOLE 888 0 182
ELI LILLY & CO COM 532457108 7,056,247 5,883 SH SOLE 5,634 0 249
EMERSON ELEC CO COM 291011104 1,648,515 11,516 SH SOLE 0 0 11,516
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 476,018 24,896 SH SOLE 0 0 24,896
ENTERPRISE PRODS PARTNERS L COM 293792107 709,458 19,300 SH SOLE 0 0 19,299
EQUINIX INC COM 29444U700 527,449 506 SH SOLE 420 0 86
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 267,699 14,972 SH SOLE 11,044 0 3,928
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 248,950 5,001 SH SOLE 3,618 0 1,383
FIRST TR EXCHANGE-TRADED FD COM SHS ANNUAL 33718M105 230,261 2,473 SH SOLE 0 0 2,473
FISERV INC COM 337738108 3,520,122 71,766 SH SOLE 0 0 71,766
GALLAGHER ARTHUR J & CO COM 363576109 7,498,215 32,662 SH SOLE 0 0 32,662
GENERAL DYNAMICS CORP COM 369550108 1,817,605 5,131 SH SOLE 0 0 5,131
GLOBAL X FDS US PFD ETF 37954Y657 533,226 28,530 SH SOLE 0 0 28,530
GOLDMAN SACHS ETF TR ACCESS HIG YLD 381430453 258,480 5,762 SH SOLE 4,380 0 1,382
GOLDMAN SACHS GROUP INC COM 38141G104 10,733,670 10,613 SH SOLE 0 0 10,613
HOME DEPOT INC COM 437076102 258,514 733 SH SOLE 0 0 733
HONEYWELL AEROSPACE INC COM 43849R105 3,584,370 16,213 SH SOLE 0 0 16,213
HONEYWELL INTL INC COM 438516205 3,630,091 16,213 SH SOLE 0 0 16,213
ILLINOIS TOOL WKS INC COM 452308109 619,376 2,290 SH SOLE 0 0 2,290
INTERDIGITAL INC COM 45867G101 1,698,780 6,000 SH SOLE 0 0 6,000
INTERNATIONAL BUSINESS MACHS COM 459200101 341,108 1,213 SH SOLE 0 0 1,213
ISHARES INC MSCI EMRG CHN 46434G764 4,215,883 41,211 SH SOLE 81 0 41,129
ISHARES INC CORE MSCI EMKT 46434G103 4,025,082 48,589 SH SOLE 96 0 48,492
ISHARES TR CORE S&P500 ETF 464287200 1,659,540 2,216 SH SOLE 0 0 2,216
ISHARES TR MSCI EAFE ETF 464287465 404,093 3,890 SH SOLE 0 0 3,890
ISHARES TR NATIONAL MUN ETF 464288414 3,587,297 33,333 SH SOLE 0 0 33,333
ISHARES TR IBONDS 28 TRM TS 46436E833 398,520 18,000 SH SOLE 0 0 18,000
ISHARES TR MBS ETF 464288588 215,695 2,282 SH SOLE 1,724 0 558
ISHARES TR CORE MSCI EAFE 46432F842 12,314,988 127,511 SH SOLE 322 0 127,188
ISHARES TR IBONDS DEC 2031 46436E460 296,793 14,700 SH SOLE 0 0 14,700
ISHARES TR IBONDS 27 TRM TS 46436E841 366,868 16,400 SH SOLE 0 0 16,400
ISHARES TR SHRT NAT MUN ETF 464288158 1,063,848 9,992 SH SOLE 0 0 9,992
ISHARES TR IBONDS 29 TRM TS 46436E825 398,360 18,400 SH SOLE 0 0 18,400
ISHARES TR CORE S&P SCP ETF 464287804 10,848,550 73,148 SH SOLE 160 0 72,987
ISHARES TR CORE S&P MCP ETF 464287507 13,852,961 179,652 SH SOLE 423 0 179,228
ISHARES TR CORE S&P TTL STK 464287150 394,248 2,400 SH SOLE 0 0 2,400
ISHARES TR IBOND DEC 2030 46436E593 293,100 15,000 SH SOLE 0 0 15,000
ISHARES TR RUS 2000 VAL ETF 464287630 697,444 3,153 SH SOLE 3,153 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,530,147 12,323 SH SOLE 5,875 0 6,448
ISHARES TR 3 7 YR TREAS BD 464288661 332,384 2,830 SH SOLE 1,995 0 835
ISHARES TR RUS 2000 GRW ETF 464287648 445,569 1,131 SH SOLE 1,131 0 0
ISHARES U S ETF TR IT RT HDG HGYL 46431W606 333,362 3,849 SH SOLE 1,899 0 1,950
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 2,318,783 45,776 SH SOLE 0 0 45,776
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 12,067,101 257,075 SH SOLE 1,235 0 255,840
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 4,449,292 87,983 SH SOLE 284 0 87,698
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 18,309,573 342,235 SH SOLE 1,737 0 340,498
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 12,881,114 156,154 SH SOLE 387 0 155,766
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 411,009 8,059 SH SOLE 0 0 8,059
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 205,722 4,210 SH SOLE 3,035 0 1,175
JOHNSON & JOHNSON COM 478160104 11,072,223 43,597 SH SOLE 0 0 43,596
JPMORGAN CHASE & CO COM 46625H100 16,469,907 50,316 SH SOLE 1,909 0 48,406
KINDER MORGAN INC DEL COM 49456B101 1,714,135 53,617 SH SOLE 0 0 53,617
KROGER CO COM 501044101 234,892 4,230 SH SOLE 3,510 0 720
LABCORP HOLDINGS INC COM SHS 504922105 3,697,960 13,207 SH SOLE 0 0 13,207
LAM RESEARCH CORP COM NEW 512807306 216,665 500 SH SOLE 0 0 500
LIFESTANCE HEALTH GROUP INC COM 53228F101 905,445 84,542 SH SOLE 0 0 84,542
LINDE PLC SHS G54950103 1,554,744 2,996 SH SOLE 0 0 2,996
LOCKHEED MARTIN CORP COM 539830109 6,608,206 12,971 SH SOLE 0 0 12,971
LOWES COS INC COM 548661107 362,045 1,642 SH SOLE 1,304 0 338
MASTERCARD INCORPORATED CL A 57636Q104 2,209,507 4,302 SH SOLE 4,175 0 127
MCDONALDS CORP COM 580135101 1,102,594 4,079 SH SOLE 0 0 4,079
MEDTRONIC PLC SHS G5960L103 4,711,793 60,230 SH SOLE 0 0 60,230
MERCK & CO INC COM 58933Y105 1,291,168 10,048 SH SOLE 0 0 10,048
MICROSOFT CORP COM 594918104 21,033,839 56,388 SH SOLE 11,541 0 44,846
MORGAN STANLEY COM NEW 617446448 225,763 1,080 SH SOLE 0 0 1,080
NETAPP INC COM 64110D104 407,019 2,630 SH SOLE 2,185 0 445
NETFLIX INC. COM 64110L106 3,214,642 45,023 SH SOLE 43,409 0 1,614
NORTHROP GRUMMAN CORP COM 666807102 372,306 731 SH SOLE 606 0 125
NOVARTIS AG SPONSORED ADR 66987V109 7,700,124 49,133 SH SOLE 0 0 49,133
NOVO-NORDISK A S ADR 670100205 4,893,188 102,069 SH SOLE 0 0 102,069
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 252,160 32,000 SH SOLE 0 0 32,000
NVIDIA CORPORATION COM 67066G104 26,311,035 131,496 SH SOLE 21,444 0 110,052
OREILLY AUTOMOTIVE INC COM 67103H107 621,608 6,750 SH SOLE 0 0 6,750
PALO ALTO NETWORKS INC COM 697435105 6,822,446 20,006 SH SOLE 17,590 0 2,416
PEPSICO INC COM 713448108 4,068,093 30,045 SH SOLE 1,509 0 28,536
PNC FINL SVCS GROUP INC COM 693475105 541,192 2,198 SH SOLE 1,615 0 583
PRICE T ROWE GROUP INC COM 74144T108 397,915 3,500 SH SOLE 0 0 3,500
PROCTER & GAMBLE CO COM 742718109 5,571,006 37,991 SH SOLE 0 0 37,991
PUBLIC STORAGE COM 74460D109 296,347 931 SH SOLE 690 0 241
QUALCOMM INC COM 747525103 9,508,185 51,454 SH SOLE 14,137 0 37,317
ROCKWELL AUTOMATION INC COM 773903109 5,639,951 11,392 SH SOLE 0 0 11,392
ROYAL CARIBBEAN GROUP COM V7780T103 2,837,766 8,937 SH SOLE 8,334 0 603
RTX CORPORATION COM 75513E101 12,892,154 67,950 SH SOLE 0 0 67,950
SALESFORCE INC COM 79466L302 1,268,633 8,098 SH SOLE 7,820 0 278
SCHWAB CHARLES CORP COM 808513105 2,920,807 31,655 SH SOLE 30,061 0 1,594
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 14,328,569 451,863 SH SOLE 1,162 0 450,700
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,094,775 30,301 SH SOLE 0 0 30,301
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 18,966,843 560,486 SH SOLE 1,581 0 558,904
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 557,101 19,237 SH SOLE 0 0 19,236
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 687,791 18,654 SH SOLE 0 0 18,654
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,113,168 46,113 SH SOLE 0 0 46,113
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 217,125 225 SH SOLE 0 0 225
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 2,074,382 10,888 SH SOLE 0 0 10,888
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 431,882 8,056 SH SOLE 0 0 8,056
SHERWIN WILLIAMS CO COM 824348106 1,974,675 5,735 SH SOLE 5,571 0 164
SHORE BANCSHARES INC COM 825107105 321,874 14,025 SH SOLE 0 0 14,025
SLB LIMITED COM STK 806857108 1,530,218 32,915 SH SOLE 0 0 32,915
SLR INVESTMENT CORP COM 83413U100 133,596 10,800 SH SOLE 0 0 10,800
SPDR GOLD TR GOLD SHS 78463V107 1,178,816 3,200 SH SOLE 0 0 3,200
SPDR SERIES TRUST ST STR P500VAL 78464A508 13,542,888 222,782 SH SOLE 623 0 222,158
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 261,259 2,711 SH SOLE 1,983 0 728
SPDR SERIES TRUST ST STR CONV ETF 78464A359 734,362 6,811 SH SOLE 0 0 6,811
SPDR SERIES TRUST ST INTER ETF 78464A672 384,912 13,558 SH SOLE 10,515 0 3,043
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 18,907,098 36,193 SH SOLE 0 0 36,193
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 20,601,760 27,588 SH SOLE 5 0 27,582
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 305,953 435 SH SOLE 0 0 435
STRYKER CORPORATION COM 863667101 5,620,209 17,851 SH SOLE 0 0 17,851
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 3,341,983 13,369 SH SOLE 12,907 0 462
TARGET CORP COM 87612E106 280,812 2,150 SH SOLE 0 0 2,150
TEXTRON INC COM 883203101 1,169,558 12,750 SH SOLE 0 0 12,750
THERMO FISHER SCIENTIFIC INC COM 883556102 2,093,178 4,175 SH SOLE 4,073 0 102
TJX COS INC NEW COM 872540109 10,228,707 67,516 SH SOLE 0 0 67,516
TORONTO DOMINION BK ONT COM NEW 891160509 382,262 3,148 SH SOLE 0 0 3,148
UNILEVER PLC SPON ADR NEW 904767803 3,322,291 55,261 SH SOLE 0 0 55,261
UNION PAC CORP COM 907818108 1,043,936 3,838 SH SOLE 0 0 3,838
UNITED RENTALS INC COM 911363109 7,455,549 6,581 SH SOLE 6,462 0 119
UNITEDHEALTH GROUP INC COM 91324P102 1,489,618 3,584 SH SOLE 0 0 3,584
VALERO ENERGY CORP COM 91913Y100 2,003,044 7,691 SH SOLE 2,858 0 4,833
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 325,383 11,128 SH SOLE 7,362 0 3,766
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,211,501 15,550 SH SOLE 0 0 15,550
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,760,886 23,987 SH SOLE 0 0 23,987
VANGUARD INDEX FDS MID CAP ETF 922908629 736,410 9,140 SH SOLE 0 0 9,140
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,920,502 6,336 SH SOLE 0 0 6,335
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,295,038 3,500 SH SOLE 0 0 3,499
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 362,212 3,756 SH SOLE 0 0 3,756
VANGUARD INDEX FDS SML CP GRW ETF 922908595 446,520 1,221 SH SOLE 0 0 1,221
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,179,196 1,717 SH SOLE 0 0 1,716
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,532,421 25,673 SH SOLE 0 0 25,673
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 332,924 6,628 SH SOLE 0 0 6,628
VANGUARD MALVERN FDS CORE BD ETF 922020748 23,203,175 300,432 SH SOLE 1,798 0 298,634
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 2,700,969 35,353 SH SOLE 0 0 35,353
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 968,354 19,145 SH SOLE 0 0 19,145
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,172,963 14,842 SH SOLE 0 0 14,842
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,213,054 14,677 SH SOLE 0 0 14,677
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 969,432 4,097 SH SOLE 0 0 4,097
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 5,565,836 78,117 SH SOLE 0 0 78,117
VERTIV HOLDINGS CO COM CL A 92537N108 24,774,336 73,993 SH SOLE 36,503 0 37,490
VISA INC COM CL A 92826C839 469,286 1,368 SH SOLE 0 0 1,367
WILLIAMS SONOMA INC COM 969904101 417,884 1,793 SH SOLE 0 0 1,792
WISDOMTREE TR US SMALLCAP FUND 97717W562 253,399 3,738 SH SOLE 0 0 3,738
ZOETIS INC CL A 98978V103 873,746 12,159 SH SOLE 0 0 12,159