The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC. COM 037833100 11,237,882 38,837 SH SOLE 0 38,837 0 0
ABBVIE INC. COM 00287Y109 10,263,331 40,786 SH SOLE 0 40,786 0 0
ABBOTT LABORATORIES COM 002824100 9,321,281 102,725 SH SOLE 0 102,725 0 0
ADOBE INC. COM 00724F101 551,504 2,690 SH SOLE 0 2,690 0 0
AUTOMATIC DATA PROCESSING, INC. COM 053015103 5,504,019 24,577 SH SOLE 0 24,577 0 0
AUTODESK, INC. COM 052769106 1,699,036 8,739 SH SOLE 0 8,739 0 0
AMERICAN ELECTRIC POWER COMPANY, INC. COM 025537101 532,191 3,890 SH SOLE 0 3,890 0 0
APPLIED MATERIALS, INC. COM 038222105 3,081,426 4,262 SH SOLE 0 4,262 0 0
ADVANCED MICRO DEVICES, INC. COM 007903107 332,861 573 SH SOLE 0 573 0 0
AMGEN INC. COM 031162100 632,986 1,748 SH SOLE 0 1,748 0 0
AMAZON.COM, INC. COM 023135106 10,278,413 43,125 SH SOLE 0 43,125 0 0
AIR PRODUCTS & CHEMICALS, INC. COM 009158106 1,155,522 3,941 SH SOLE 0 3,941 0 0
AMPHENOL CORP. COM 032095101 529,842 3,005 SH SOLE 0 3,005 0 0
ASML HOLDING N.V. COM N07059210 779,860 392 SH SOLE 0 392 0 0
BROADCOM INC. COM 11135F101 7,128,379 18,871 SH SOLE 0 18,871 0 0
AVERY DENNISON CORP. COM 053611109 2,323,716 14,313 SH SOLE 0 14,313 0 0
AMERICAN EXPRESS COMPANY COM 025816109 15,985,695 47,260 SH SOLE 0 47,260 0 0
BANK OF AMERICA CORP. COM 060505104 982,871 17,249 SH SOLE 0 17,249 0 0
BECTON, DICKINSON & COMPANY COM 075887109 3,018,088 19,944 SH SOLE 0 19,944 0 0
BAR HARBOR BANKSHARES COM 066849100 220,972 5,852 SH SOLE 0 5,852 0 0
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 843,018 14,631 SH SOLE 0 14,631 0 0
BERKSHIRE HATHAWAY INC. - CL B COM 084670702 7,582,910 15,154 SH SOLE 0 15,154 0 0
BLACKSTONE INC. COM 09260D107 200,274 1,702 SH SOLE 0 1,702 0 0
CARRIER GLOBAL CORP. COM 14448C104 609,098 8,304 SH SOLE 0 8,304 0 0
CATERPILLAR INC. COM 149123101 247,642 233 SH SOLE 0 233 0 0
CHUBB LTD. COM H1467J104 820,843 2,409 SH SOLE 0 2,409 0 0
CHURCH & DWIGHT COMPANY, INC. COM 171340102 1,544,267 15,940 SH SOLE 0 15,940 0 0
CLEAN HARBORS, INC. COM 184496107 268,875 900 SH SOLE 0 900 0 0
CUMMINS INC. COM 231021106 1,218,163 1,708 SH SOLE 0 1,708 0 0
CANADIAN NATL RAILWAY COMPANY COM 136375102 233,710 1,960 SH SOLE 0 1,960 0 0
CAPITAL ONE FINANCIAL CORP. COM 14040H105 1,222,980 6,096 SH SOLE 0 6,096 0 0
COSTCO WHOLESALE CORP. COM 22160K105 2,200,225 2,352 SH SOLE 0 2,352 0 0
CRH PLC COM G25508105 630,444 5,892 SH SOLE 0 5,892 0 0
SALESFORCE.COM, INC. COM 79466L302 536,474 3,424 SH SOLE 0 3,424 0 0
CISCO SYSTEMS, INC. COM 17275R102 1,271,270 10,823 SH SOLE 0 10,823 0 0
CHEVRON CORP. COM 166764100 8,885,233 53,603 SH SOLE 0 53,603 0 0
DASSAULT SYSTEMES SE - ADR COM 237545108 491,866 24,206 SH SOLE 0 24,206 0 0
DEERE & CO COM 244199105 320,971 506 SH SOLE 0 506 0 0
DELL TECHNOLOGIES INC. COM 24703L202 7,705,876 17,860 SH SOLE 0 17,860 0 0
DANAHER CORP. COM 235851102 7,562,437 39,702 SH SOLE 0 39,702 0 0
WALT DISNEY COMPANY COM 254687106 2,510,938 26,088 SH SOLE 0 26,088 0 0
DUKE ENERGY CORP. COM 26441C204 5,597,114 44,218 SH SOLE 0 44,218 0 0
DEVON ENERGY CORP. COM 25179M103 438,901 10,622 SH SOLE 0 10,622 0 0
EBAY INC. COM 278642103 255,796 2,289 SH SOLE 0 2,289 0 0
ECOLAB INC. COM 278865100 6,861,050 24,626 SH SOLE 0 24,626 0 0
EMERA INC. COM 290876101 2,861,755 53,975 SH SOLE 0 53,975 0 0
EMERSON ELECTRIC COMPANY COM 291011104 9,121,089 63,717 SH SOLE 0 63,717 0 0
EARTH SEARCH SCIENCES INC. COM 270313208 1 10,000 SH SOLE 0 10,000 0 0
EATON CORP. PLC COM G29183103 3,387,228 7,949 SH SOLE 0 7,949 0 0
FORTUNE BRANDS INNOVATIONS, INC. COM 34964C106 371,948 6,775 SH SOLE 0 6,775 0 0
FIRST GRAPHENE LTD. COM Q3860H107 872 20,000 SH SOLE 0 20,000 0 0
FORTIVE CORP. COM 34959J108 1,179,220 19,303 SH SOLE 0 19,303 0 0
GENERAL DYNAMICS CORP. COM 369550108 5,324,227 15,030 SH SOLE 0 15,030 0 0
GE AEROSPACE COM 369604301 309,471 828 SH SOLE 0 828 0 0
GE HEALTHCARE TECHNOLOGIES INC. COM 36266G107 2,618,910 40,914 SH SOLE 0 40,914 0 0
GE VERNOVA INC. COM 36828A101 2,854,910 2,430 SH SOLE 0 2,430 0 0
GENERAL MILLS, INC. COM 370334104 1,656,271 47,594 SH SOLE 0 47,594 0 0
ALPHABET INC. - CL C (Non-Voting) COM 02079K107 13,598,189 38,486 SH SOLE 0 38,486 0 0
ALPHABET INC. - CL A (Voting) COM 02079K305 34,721,712 97,159 SH SOLE 0 97,159 0 0
GOLDMAN SACHS GROUP, INC. COM 38141G104 1,181,280 1,168 SH SOLE 0 1,168 0 0
HOME DEPOT, INC. COM 437076102 7,592,848 21,529 SH SOLE 0 21,529 0 0
HONEYWELL INTERNATIONAL INC. COM 438516106 2,495,813 11,147 SH SOLE 0 11,147 0 0
HONEYWELL AEROSPACE INC. COM 43849R105 2,461,726 11,135 SH SOLE 0 11,135 0 0
HORMEL FOODS CORPORATION COM 440452100 1,803,545 72,665 SH SOLE 0 72,665 0 0
INTERNATIONAL BUSINESS MACHINES CORP. COM 459200101 4,878,712 17,349 SH SOLE 0 17,349 0 0
INTERCONTINENTAL EXCHANGE, INC. COM 45866F104 688,379 5,592 SH SOLE 0 5,592 0 0
ISHARES CORE S&P MID-CAP ETF CONV BONDS 464287507 4,979,566 64,577 PRN SOLE 0 64,577 0 0
ISHARES CORE S&P SMALL CAP ETF CONV BONDS 464287804 208,932 1,409 PRN SOLE 0 1,409 0 0
ILLINOIS TOOL WORKS INC. COM 452308109 8,973,654 33,178 SH SOLE 0 33,178 0 0
ISHARES CORE S&P 500 ETF CONV BONDS 464287200 1,109,178 1,481 PRN SOLE 0 1,481 0 0
ISHARES RUSSELL MID CAP ETF CONV BONDS 464287499 278,668 2,526 PRN SOLE 0 2,526 0 0
JOHNSON & JOHNSON COM 478160104 16,646,561 65,545 SH SOLE 0 65,545 0 0
JPMORGAN CHASE & COMPANY COM 46625H100 3,827,519 11,693 SH SOLE 0 11,693 0 0
KYNDRYL HOLDINGS, INC. COM 50155Q100 1,225,552 108,360 SH SOLE 0 108,360 0 0
KIMBERLY-CLARK CORP. COM 494368103 4,007,593 36,509 SH SOLE 0 36,509 0 0
COCA-COLA COMPANY COM 191216100 11,207,847 137,909 SH SOLE 0 137,909 0 0
L3 HARRIS TECHNOLOGIES, INC. COM 502431109 467,269 1,608 SH SOLE 0 1,608 0 0
LINDE PLC COM G54950103 15,075,726 29,051 SH SOLE 0 29,051 0 0
ELI LILLY & COMPANY COM 532457108 1,737,063 1,448 SH SOLE 0 1,448 0 0
LOWE`S COMPANIES, INC. COM 548661107 228,648 1,037 SH SOLE 0 1,037 0 0
MASTERCARD INC. COM 57636Q104 12,008,995 23,382 SH SOLE 0 23,382 0 0
MASCO CORP. COM 574599106 2,509,451 30,840 SH SOLE 0 30,840 0 0
MCDONALD`S CORP. COM 580135101 8,886,305 32,874 SH SOLE 0 32,874 0 0
BARINGS CORPORATE INVESTORS CONV BONDS 06759X107 3,075,441 175,139 PRN SOLE 0 175,139 0 0
MONDELEZ INTERNATIONAL, INC. COM 609207105 2,717,074 46,976 SH SOLE 0 46,976 0 0
META PLATFORMS, INC. COM 30303M102 9,149,149 16,242 SH SOLE 0 16,242 0 0
MERCK & COMPANY, INC. COM 58933Y105 10,553,214 82,126 SH SOLE 0 82,126 0 0
MICROSOFT CORP. COM 594918104 31,957,118 85,671 SH SOLE 0 85,671 0 0
MOTOROLA SOLUTIONS, INC. COM 620076307 1,621,292 3,904 SH SOLE 0 3,904 0 0
M & T BANK CORP. COM 55261F104 7,171,241 30,130 SH SOLE 0 30,130 0 0
NISOURCE INC COM 65473P105 248,687 5,230 SH SOLE 0 5,230 0 0
SERVICENOW, INC. COM 81762P102 872,671 8,790 SH SOLE 0 8,790 0 0
NESTLE S.A. - ADR COM 641069406 5,883,213 57,291 SH SOLE 0 57,291 0 0
NETAPP, INC. COM 64110D104 413,983 2,675 SH SOLE 0 2,675 0 0
NUCOR CORP. COM 670346105 296,258 1,330 SH SOLE 0 1,330 0 0
NVIDIA CORP. COM 67066G104 55,960,564 279,677 SH SOLE 0 279,677 0 0
ONEOK, INC. COM 682680103 1,124,569 12,935 SH SOLE 0 12,935 0 0
ORACLE CORP. COM 68389X105 1,043,876 7,123 SH SOLE 0 7,123 0 0
PALO ALTO NETWORKS, INC. COM 697435105 4,312,539 12,646 SH SOLE 0 12,646 0 0
PEPSICO, INC. COM 713448108 9,455,304 69,832 SH SOLE 0 69,832 0 0
PROCTER & GAMBLE COMPANY COM 742718109 9,820,055 66,967 SH SOLE 0 66,967 0 0
PROGRESSIVE CORP. COM 743315103 4,712,403 21,572 SH SOLE 0 21,572 0 0
PARKER-HANNIFIN CORPORATION COM 701094104 741,415 758 SH SOLE 0 758 0 0
PHILIP MORRIS INTERNATIONAL INC. COM 718172109 15,351,651 84,858 SH SOLE 0 84,858 0 0
PNC FINANCIAL SERVICES GROUP, INC. COM 693475105 8,138,063 33,052 SH SOLE 0 33,052 0 0
QUALCOMM INC. COM 747525103 208,443 1,128 SH SOLE 0 1,128 0 0
INVESCO QQQ TRUST SERIES 1 ETF CONV BONDS 46090E103 707,553 961 PRN SOLE 0 961 0 0
ROCHE HOLDINGS AG - ADR COM 771195104 693,430 13,504 SH SOLE 0 13,504 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF CONV BONDS 46137V357 608,948 2,862 PRN SOLE 0 2,862 0 0
RTX CORP. COM 75513E101 15,461,667 81,493 SH SOLE 0 81,493 0 0
STARBUCKS CORP. COM 855244109 2,147,279 21,013 SH SOLE 0 21,013 0 0
CHARLES SCHWAB CORP. COM 808513105 751,539 8,145 SH SOLE 0 8,145 0 0
SHELL PLC - ADR COM 780295305 2,566,419 33,098 SH SOLE 0 33,098 0 0
SOUTHERN COMPANY COM 842587107 8,189,235 85,563 SH SOLE 0 85,563 0 0
S&P GLOBAL INC COM 78409V104 1,047,065 2,571 SH SOLE 0 2,571 0 0
SPDR S&P 500 ETF TRUST CONV BONDS 78462F103 4,337,240 5,808 PRN SOLE 0 5,808 0 0
STANLEY BLACK & DECKER, INC. COM 854502101 863,645 9,176 SH SOLE 0 9,176 0 0
STRYKER CORP. COM 863667101 6,147,566 19,526 SH SOLE 0 19,526 0 0
SYSCO CORP. COM 871829107 5,930,502 70,956 SH SOLE 0 70,956 0 0
TORONTO-DOMINION BANK COM 891160509 539,878 4,446 SH SOLE 0 4,446 0 0
TJX COMPANIES, INC. COM 872540109 318,302 2,101 SH SOLE 0 2,101 0 0
THERMO FISHER SCIENTIFIC INC. COM 883556102 9,026,987 18,005 SH SOLE 0 18,005 0 0
T. ROWE PRICE GROUP, INC. COM 74144T108 5,003,042 44,006 SH SOLE 0 44,006 0 0
TRAVELERS COMPANIES, INC. COM 89417E109 745,411 2,258 SH SOLE 0 2,258 0 0
TAIWAN SEMICONDUCTOR MFG CO. LTD. - ADR COM 874039100 956,573 2,003 SH SOLE 0 2,003 0 0
TRANE TECHNOLOGIES PLC COM G8994E103 582,025 1,185 SH SOLE 0 1,185 0 0
TEXAS INSTRUMENTS INC. COM 882508104 12,596,736 42,261 SH SOLE 0 42,261 0 0
TEXTRON INC. COM 883203101 210,062 2,290 SH SOLE 0 2,290 0 0
UBER TECHNOLOGIES, INC. COM 90353T100 1,040,547 14,420 SH SOLE 0 14,420 0 0
UNITEDHEALTH GROUP INC. COM 91324P102 5,313,830 12,785 SH SOLE 0 12,785 0 0
UNION PACIFIC CORP. COM 907818108 1,852,592 6,811 SH SOLE 0 6,811 0 0
UNITED PARCEL SERVICE, INC. COM 911312106 879,458 8,181 SH SOLE 0 8,181 0 0
U.S. BANCORP COM 902973304 1,621,680 26,849 SH SOLE 0 26,849 0 0
VISA INC. COM 92826C839 2,808,878 8,187 SH SOLE 0 8,187 0 0
VANGUARD INFORMATION TECHNOLOGY ETF CONV BONDS 92204A702 352,584 2,950 PRN SOLE 0 2,950 0 0
VANGUARD S&P 500 ETF CONV BONDS 922908363 576,920 840 PRN SOLE 0 840 0 0
VERISK ANALYTICS, INC. COM 92345Y106 286,350 1,595 SH SOLE 0 1,595 0 0
VERIZON COMMUNICATIONS INC. COM 92343V104 1,417,120 33,470 SH SOLE 0 33,470 0 0
WABTEC CORP. COM 929740108 400,895 1,487 SH SOLE 0 1,487 0 0
WEBSTER FINANCIAL CORP. COM 947890109 384,851 5,036 SH SOLE 0 5,036 0 0
WELLS FARGO & COMPANY COM 949746101 593,355 7,180 SH SOLE 0 7,180 0 0
WASTE MANAGEMENT, INC. COM 94106L109 2,635,353 11,824 SH SOLE 0 11,824 0 0
WALMART INC. COM 931142103 2,497,141 22,048 SH SOLE 0 22,048 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF CONV BONDS 81369Y803 670,630 3,520 PRN SOLE 0 3,520 0 0
EXXON MOBIL CORP. COM 30231G102 10,785,431 78,887 SH SOLE 0 78,887 0 0
ZOETIS INC. COM 98978V103 458,754 6,384 SH SOLE 0 6,384 0 0