The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2023 ETF SERIES TRUST EAGL CAP SEL ETF 88339Y102 1,867,854 58,062 SH SOLE 0 0 58,062
3M CO COM 88579Y101 586,591 3,621 SH SOLE 2,163 0 1,458
ABBOTT LABORATORIES COM 002824100 1,679,822 18,512 SH SOLE 1,315 0 17,197
ABBVIE INC COM 00287Y109 2,655,557 10,553 SH SOLE 0 0 10,553
ADOBE INC COM 00724F101 1,651,026 8,053 SH SOLE 0 0 8,053
ADVANCED MICRO DEVICES INC COM 007903107 473,441 815 SH SOLE 0 0 815
AGILENT TECHNOLOGIES INC COM 00846U101 493,198 3,713 SH SOLE 122 0 3,591
AIR PRODUCTS AND CHEMICALS I COM 009158106 236,890 808 SH SOLE 0 0 808
AIRBNB INC COM CL A 009066101 441,749 3,087 SH SOLE 0 0 3,087
ALLSTATE CORP COM 020002101 300,222 1,261 SH SOLE 0 0 1,261
ALPHABET INC CAP STK CL C 02079K107 14,446,150 40,883 SH SOLE 5,704 0 35,179
ALPHABET INC CAP STK CL A 02079K305 25,827,783 72,268 SH SOLE 13,178 0 59,090
ALTRIA GROUP INC COM 02209S103 372,333 5,174 SH SOLE 0 0 5,174
AMAZON COM INC COM 023135106 7,806,952 32,755 SH SOLE 0 0 32,755
AMBEV SA SPONSORED ADR 02319V103 78,500 25,000 SH SOLE 0 0 25,000
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 393,969 4,083 SH SOLE 0 0 4,083
AMERICAN CENTY ETF TR US SML CP VALU 025072877 240,912 1,931 SH SOLE 0 0 1,931
AMERICAN CENTY ETF TR US EQT ETF 025072885 575,463 4,493 SH SOLE 0 0 4,493
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 455,991 5,112 SH SOLE 0 0 5,112
AMERICAN EXPRESS CO COM 025816109 1,929,378 5,704 SH SOLE 0 0 5,704
AMERICAN HOMES 4 RENT CL A 02665T306 203,500 6,071 SH SOLE 0 0 6,071
AMERIPRISE FINL INC COM 03076C106 308,287 672 SH SOLE 0 0 672
AMGEN INC COM 031162100 1,451,739 4,009 SH SOLE 0 0 4,009
AON PLC SHS CL A G0403H108 216,262 652 SH SOLE 0 0 652
APPLE INC COM 037833100 80,475,851 278,110 SH SOLE 15,575 0 262,535
APPLIED MATLS INC COM 038222105 2,399,637 3,319 SH SOLE 0 0 3,319
ASML HLDG NV N Y REGISTRY SHS N07059210 875,353 440 SH SOLE 0 0 440
ASTRAZENECA PLC ORD G0593M107 230,768 1,217 SH SOLE 0 0 1,217
ATI INC COM 01741R102 211,094 1,071 SH SOLE 0 0 1,071
AUTOMATIC DATA PROCESSING IN COM 053015103 255,303 1,140 SH SOLE 0 0 1,140
BANK OF AMER CORP COM 060505104 2,073,958 36,398 SH SOLE 0 0 36,398
BANK OF NY MELLON CORP COM 064058100 207,515 1,435 SH SOLE 0 0 1,435
BBH TR SELE LAR CAP ETF 05528C675 614,795 35,333 SH SOLE 0 0 35,333
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 36,499,447 72,942 SH SOLE 1,635 0 71,307
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,497,700 2 SH SOLE 0 0 2
BILL HOLDINGS INC COM 090043100 1,966,778 54,391 SH SOLE 0 0 54,391
BLACKROCK INC COM 09290D101 823,095 856 SH SOLE 0 0 856
BLACKSTONE INC COM 09260D107 416,670 3,541 SH SOLE 0 0 3,541
BLOOM ENERGY CORP COM CL A 093712107 212,495 702 SH SOLE 0 0 702
BOEING CO COM 097023105 537,997 2,485 SH SOLE 0 0 2,485
BOOKING HOLDINGS INC COM 09857L108 236,168 1,325 SH SOLE 0 0 1,325
BRISTOL-MYERS SQUIBB CO COM 110122108 1,070,465 18,578 SH SOLE 0 0 18,578
BROADCOM INC COM 11135F101 4,682,211 12,395 SH SOLE 0 0 12,395
BROOKFIELD RENEWABLE ENERGY PARTNERSHIP UNIT G16258108 297,324 8,561 SH SOLE 0 0 8,561
CALIFORNIA BANCORP COM 84252A106 289,926 13,912 SH SOLE 0 0 13,912
CANADIAN PACIFIC KANSAS CITY COM 13646K108 767,459 8,857 SH SOLE 0 0 8,857
CAPITAL ONE FINL CORP COM 14040H105 1,156,868 5,766 SH SOLE 0 0 5,766
CARRIER GLOBAL CORPORATION COM 14448C104 237,067 3,232 SH SOLE 0 0 3,232
CATERPILLAR INC COM 149123101 3,204,398 3,008 SH SOLE 0 0 3,008
CENCORA INC COM 03073E105 206,293 729 SH SOLE 0 0 729
CENTENE CORP DEL COM 15135B101 493,622 7,690 SH SOLE 0 0 7,690
CHARTER COMMUNICATIONS INC CL A 16119P108 276,456 1,944 SH SOLE 0 0 1,944
CHEVRON CORPORATION COM 166764100 2,419,075 14,592 SH SOLE 388 0 14,204
CHUBB LIMITED COM H1467J104 798,354 2,343 SH SOLE 0 0 2,343
CINCINNATI FINL CORP COM 172062101 4,843,390 26,160 SH SOLE 0 0 26,160
CISCO SYS INC COM 17275R102 2,558,636 21,783 SH SOLE 0 0 21,783
CITIGROUP INC COM NEW 172967424 387,689 2,770 SH SOLE 0 0 2,770
CLOROX CO DEL COM 189054109 433,515 4,542 SH SOLE 0 0 4,542
CNH INDL N V SHS N20944109 134,344 11,963 SH SOLE 0 0 11,963
COCA COLA CO COM 191216100 1,012,163 12,454 SH SOLE 0 0 12,454
COMCAST CORP NEW CL A 20030N101 446,516 18,188 SH SOLE 292 0 17,896
COMFORT SYS USA INC COM 199908104 731,339 369 SH SOLE 0 0 369
CONOCOPHILLIPS COM 20825C104 473,642 4,556 SH SOLE 0 0 4,556
CONSOLIDATED EDISON INC COM 209115104 211,931 1,915 SH SOLE 0 0 1,915
CORNING INC COM 219350105 368,586 1,443 SH SOLE 0 0 1,443
CORTEVA INC COM 22052L104 239,673 2,830 SH SOLE 0 0 2,830
COSTCO WHOLESALE CORPORATION COM 22160K105 2,206,135 2,357 SH SOLE 100 0 2,257
CUMMINS INC COM 231021106 472,145 662 SH SOLE 0 0 662
CURTISS WRIGHT CORP COM 231561101 364,482 481 SH SOLE 0 0 481
DANAHER CORP DEL COM 235851102 805,298 4,227 SH SOLE 579 0 3,648
DEERE & CO COM 244199105 731,383 1,153 SH SOLE 0 0 1,153
DEVON ENERGY CORP NEW COM 25179M103 421,216 10,194 SH SOLE 4,500 0 5,694
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831 721,887 17,299 SH SOLE 0 0 17,299
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1,361,622 39,901 SH SOLE 0 0 39,901
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 20,909,528 432,596 SH SOLE 0 0 432,596
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 26,808,541 727,702 SH SOLE 0 0 727,702
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 14,203,771 320,192 SH SOLE 0 0 320,192
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 38,899,009 707,126 SH SOLE 2,495 0 704,631
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 10,674,244 197,598 SH SOLE 1,565 0 196,033
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 13,163,122 188,313 SH SOLE 2,066 0 186,247
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 9,328,711 113,295 SH SOLE 982 0 112,313
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 334,152 4,078 SH SOLE 0 0 4,078
DIREXION SHARES ETF TRUST DAILY 500 1X ETF 25460E869 258,279 29,790 SH SOLE 0 0 29,790
DISNEY WALT CO COM 254687106 1,380,890 14,345 SH SOLE 2,235 0 12,110
DOMINION ENERGY INC COM 25746U109 200,090 2,930 SH SOLE 0 0 2,930
DUKE ENERGY CORP NEW COM NEW 26441C204 570,218 4,504 SH SOLE 0 0 4,504
EATON CORP PLC SHS G29183103 518,162 1,216 SH SOLE 0 0 1,216
ECOLAB INC COM 278865100 465,279 1,670 SH SOLE 0 0 1,670
EDISON INTL COM 281020107 554,653 7,450 SH SOLE 0 0 7,450
ELI LILLY & CO COM 532457108 2,294,510 1,913 SH SOLE 0 0 1,913
EMCOR GROUP INC COM 29084Q100 250,624 302 SH SOLE 0 0 302
EMERSON ELEC CO COM 291011104 220,165 1,538 SH SOLE 0 0 1,538
ENBRIDGE INC COM 29250N105 360,388 6,648 SH SOLE 0 0 6,648
EQUINIX INC COM 29444U700 581,654 558 SH SOLE 0 0 558
ESAB CORPORATION COM 29605J106 262,947 2,666 SH SOLE 0 0 2,666
EVERSOURCE ENERGY COM 30040W108 281,058 3,889 SH SOLE 0 0 3,889
EXXON MOBIL CORP COM 30231G102 4,350,430 31,820 SH SOLE 0 0 31,820
FASTENAL CO COM 311900104 210,660 4,386 SH SOLE 0 0 4,386
FEDEX CORP COM 31428X106 895,289 2,859 SH SOLE 0 0 2,859
FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 215,477 1,427 SH SOLE 0 0 1,427
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 37,936,525 833,949 SH SOLE 54,109 0 779,840
FLEXSHARES TR US QUALITY CAP 33939L746 312,658 3,479 SH SOLE 0 0 3,479
FORTINET INC COM 34959E109 361,161 2,351 SH SOLE 0 0 2,351
FREEPORT MCMORAN INC CL B 35671D857 248,541 3,952 SH SOLE 0 0 3,952
GE AEROSPACE COM NEW 369604301 1,441,502 3,856 SH SOLE 0 0 3,856
GE VERNOVA INC COM 36828A101 1,272,373 1,083 SH SOLE 0 0 1,083
GENERAL DYNAMICS CORP COM 369550108 1,663,511 4,696 SH SOLE 0 0 4,696
GOLDMAN SACHS GROUP INC COM 38141G104 1,227,803 1,214 SH SOLE 75 0 1,139
GRAPHIC PACKAGING HLDG CO COM 388689101 127,865 12,097 SH SOLE 0 0 12,097
GSK PLC SPONSORED ADR 37733W204 538,196 10,267 SH SOLE 0 0 10,267
HEWLETT PACKARD ENTERPRISE C COM 42824C109 523,186 11,598 SH SOLE 258 0 11,340
HOME DEPOT INC COM 437076102 1,071,442 3,038 SH SOLE 0 0 3,038
HONEYWELL AEROSPACE INC COM 43849R105 380,921 1,723 SH SOLE 0 0 1,723
HONEYWELL INTL INC COM 438516205 385,780 1,723 SH SOLE 0 0 1,723
HP INC COM 40434L105 297,748 13,571 SH SOLE 258 0 13,313
HUNT J B TRANS SVCS INC COM 445658107 337,475 1,166 SH SOLE 0 0 1,166
HUNTINGTON BANCSHARES INC COM 446150104 793,825 44,773 SH SOLE 0 0 44,773
ILLINOIS TOOL WKS INC COM 452308109 336,194 1,243 SH SOLE 0 0 1,243
INTEL CORP COM 458140100 1,918,811 13,742 SH SOLE 0 0 13,742
INTERNATIONAL BUSINESS MACHS COM 459200101 1,831,052 6,511 SH SOLE 0 0 6,511
INTUIT COM 461202103 201,570 772 SH SOLE 0 0 772
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656 778,940 13,430 SH SOLE 0 0 13,430
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 767,276 10,244 SH SOLE 0 0 10,244
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 321,600 4,986 SH SOLE 0 0 4,986
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 4,414,008 20,744 SH SOLE 678 0 20,066
INVESCO QQQ TR UNIT SER 1 46090E103 6,596,249 8,957 SH SOLE 451 0 8,506
IONQ INC COM 46222L108 390,662 7,335 SH SOLE 6,572 0 763
IRON MTN INC DEL COM 46284V101 311,606 2,467 SH SOLE 0 0 2,467
ISHARES GOLD TR ISHARES NEW 464285204 1,016,969 13,468 SH SOLE 0 0 13,468
ISHARES INC ESG AWR MSCI EM 46434G863 508,617 9,300 SH SOLE 1,935 0 7,365
ISHARES INC CORE MSCI EMKT 46434G103 88,505,643 1,068,386 SH SOLE 8,938 0 1,059,448
ISHARES INC MSCI SWITZERLAND 464286749 303,817 4,834 SH SOLE 0 0 4,834
ISHARES INC MSCI EMERG MRKT 464286533 1,433,331 19,040 SH SOLE 861 0 18,179
ISHARES INC MSCI WORLD ETF 464286392 238,326 1,176 SH SOLE 0 0 1,176
ISHARES INC MSCI GBL MIN VOL 464286525 292,499,041 2,432,810 SH SOLE 111,271 0 2,321,539
ISHARES TR U.S. ENERGY ETF 464287796 206,780 3,654 SH SOLE 0 0 3,654
ISHARES TR CORE 30 70 ETF 464289883 334,329 8,060 SH SOLE 0 0 8,060
ISHARES TR ESG AWR MSCI USA 46435G425 842,228 5,145 SH SOLE 0 0 5,145
ISHARES TR DOW JONES US ETF 464287846 5,421,736 29,744 SH SOLE 0 0 29,744
ISHARES TR ISHS 1-5YR INVS 464288646 349,994 6,678 SH SOLE 0 0 6,678
ISHARES TR GLOBAL TECH ETF 464287291 274,801 1,902 SH SOLE 1,290 0 612
ISHARES TR 1 3 YR TREAS BD 464287457 3,483,562 42,425 SH SOLE 0 0 42,425
ISHARES TR LOW CA OP MS ETF 46434V464 31,044,632 122,719 SH SOLE 2,575 0 120,144
ISHARES TR ESG OPTIMIZED 464288802 6,250,230 40,507 SH SOLE 0 0 40,507
ISHARES TR ESG AW MSCI EAFE 46435G516 810,451 7,883 SH SOLE 0 0 7,883
ISHARES TR RUSSELL 3000 ETF 464287689 8,384,264 19,662 SH SOLE 704 0 18,958
ISHARES TR CORE 80 20 ETF 464289859 1,307,733 13,397 SH SOLE 0 0 13,397
ISHARES TR S&P MC 400VL ETF 464287705 587,375 3,976 SH SOLE 0 0 3,976
ISHARES TR CORE US AGGBD ET 464287226 26,116,710 263,856 SH SOLE 16,545 0 247,311
ISHARES TR TRUST ISHARE 0-1 464288679 1,923,291 17,429 SH SOLE 0 0 17,429
ISHARES TR S&P SML 600 GWT 464287887 1,009,626 5,653 SH SOLE 0 0 5,653
ISHARES TR ESG MSCI KLD ETF 464288570 7,829,456 54,986 SH SOLE 0 0 54,986
ISHARES TR RUS MID CAP ETF 464287499 4,053,377 36,742 SH SOLE 2,190 0 34,552
ISHARES TR CORE 60 BALA ETF 464289867 35,816,589 515,345 SH SOLE 23,803 0 491,542
ISHARES TR RUS 1000 GRW ETF 464287614 3,282,547 26,435 SH SOLE 0 0 26,435
ISHARES TR MSCI USA MIN ETF 46429B697 7,623,258 79,030 SH SOLE 0 0 79,030
ISHARES TR SELECT DIVID ETF 464287168 978,321 6,259 SH SOLE 1,155 0 5,104
ISHARES TR CORE S&P US GWT 464287671 5,321,640 28,293 SH SOLE 0 0 28,293
ISHARES TR IBOXX HI YD ETF 464288513 516,448 6,457 SH SOLE 0 0 6,457
ISHARES TR S&P 500 VAL ETF 464287408 1,006,372 4,430 SH SOLE 0 0 4,430
ISHARES TR RUS MDCP VAL ETF 464287473 241,962 1,470 SH SOLE 0 0 1,470
ISHARES TR IBOXX INV CP ETF 464287242 1,160,589 10,640 SH SOLE 0 0 10,640
ISHARES TR CORE S&P MCP ETF 464287507 10,025,776 130,018 SH SOLE 1,425 0 128,593
ISHARES TR ISHARES SEMICDTR 464287523 1,209,114 1,887 SH SOLE 83 0 1,804
ISHARES TR U.S. TECH ETF 464287721 272,799 1,081 SH SOLE 0 0 1,081
ISHARES TR CORE S&P SCP ETF 464287804 9,717,834 65,523 SH SOLE 0 0 65,523
ISHARES TR RUS MD CP GR ETF 464287481 1,333,502 9,108 SH SOLE 0 0 9,108
ISHARES TR CORE S&P500 ETF 464287200 644,543,630 860,648 SH SOLE 19,523 0 841,125
ISHARES TR CORE DIV GRWTH 46434V621 3,805,976 50,217 SH SOLE 0 0 50,217
ISHARES TR EAFE SML CP ETF 464288273 3,720,355 45,220 SH SOLE 0 0 45,220
ISHARES TR INTL SEL DIV ETF 464288448 569,869 13,755 SH SOLE 0 0 13,755
ISHARES TR EAFE GRWTH ETF 464288885 514,814 4,137 SH SOLE 0 0 4,137
ISHARES TR ESG AWARE MSCI 46435U663 2,256,384 40,343 SH SOLE 0 0 40,343
ISHARES TR TIPS BD ETF 464287176 529,975 4,842 SH SOLE 0 0 4,842
ISHARES TR MSCI EMG MKT ETF 464287234 2,317,974 33,882 SH SOLE 0 0 33,882
ISHARES TR GLOBAL REIT ETF 46434V647 302,522 10,953 SH SOLE 0 0 10,953
ISHARES TR MSCI USA QLT FCT 46432F339 477,457 2,175 SH SOLE 0 0 2,175
ISHARES TR RUS 2000 VAL ETF 464287630 17,567,854 79,419 SH SOLE 0 0 79,419
ISHARES TR MSCI EAFE ETF 464287465 8,603,788 82,823 SH SOLE 0 0 82,823
ISHARES TR NATIONAL MUN ETF 464288414 30,171,183 280,348 SH SOLE 7,822 0 272,526
ISHARES TR CORE MSCI INTL 46435G326 10,350,533 116,285 SH SOLE 0 0 116,285
ISHARES TR CORE MSCI EAFE 46432F842 97,611,885 1,010,674 SH SOLE 16,071 0 994,603
ISHARES TR MSCI ACWI ETF 464288257 2,706,634 17,243 SH SOLE 0 0 17,243
ISHARES TR EAFE VALUE ETF 464288877 81,225,830 1,061,079 SH SOLE 14,627 0 1,046,452
ISHARES TR MSCI EAFE MIN VL 46429B689 4,872,992 55,558 SH SOLE 0 0 55,558
ISHARES TR CORE S&P TTL STK 464287150 6,426,243 39,120 SH SOLE 0 0 39,120
ISHARES TR RUSSELL 2000 ETF 464287655 16,496,029 54,901 SH SOLE 294 0 54,607
ISHARES TR CORE HIGH DV ETF 46429B663 923,744 33,701 SH SOLE 0 0 33,701
ISHARES TR MSCI GBL SUS DEV 46435G532 1,435,093 16,047 SH SOLE 0 0 16,047
ISHARES TR ESG AWR US AGRGT 46435U549 2,048,965 43,218 SH SOLE 0 0 43,218
ISHARES TR RUS 1000 ETF 464287622 47,524,912 116,055 SH SOLE 520 0 115,535
ISHARES TR CORE S&P US VLU 464287663 405,961,903 3,685,507 SH SOLE 96,727 0 3,588,780
ISHARES TR RUS 1000 VAL ETF 464287598 8,895,473 36,690 SH SOLE 0 0 36,690
ISHARES TR CORE UNIVRSL USD 46434V613 1,455,018 31,528 SH SOLE 0 0 31,528
ISHARES TR RUS 2000 GRW ETF 464287648 1,148,394 2,915 SH SOLE 0 0 2,915
ISHARES TR CORE 40 MODE ETF 464289875 2,477,986 49,669 SH SOLE 0 0 49,669
J P MORGAN EXCHANGE TRADED F NEW YORK TAX FRE 46654Q476 480,308 9,571 SH SOLE 0 0 9,571
JOHNSON & JOHNSON COM 478160104 5,075,495 19,981 SH SOLE 453 0 19,528
JOHNSON CONTROLS INTERNATION SHS G51502105 552,880 3,784 SH SOLE 0 0 3,784
JPMORGAN CHASE & CO COM 46625H100 8,839,235 27,003 SH SOLE 760 0 26,243
KEYSIGHT TECHNOLOGIES INC COM 49338L103 479,596 1,370 SH SOLE 0 0 1,370
KINDER MORGAN INC DEL COM 49456B101 899,700 28,142 SH SOLE 0 0 28,142
KLA CORP COM NEW 482480100 359,035 1,190 SH SOLE 0 0 1,190
KRAFT HEINZ CO COM 500754106 213,785 9,051 SH SOLE 0 0 9,051
LAIRD SUPERFOOD INC COM STK 50736T102 429,817 91,450 SH SOLE 0 0 91,450
LAM RESEARCH CORP COM NEW 512807306 1,330,757 3,071 SH SOLE 0 0 3,071
LINDE PLC SHS G54950103 507,523 978 SH SOLE 0 0 978
LITMAN GREGORY FDS TR IMGP DBI MAN ETF 53700T827 3,784,743 123,644 SH SOLE 0 0 123,644
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 82,029 14,070 SH SOLE 0 0 14,070
LOCKHEED MARTIN CORP COM 539830109 740,245 1,453 SH SOLE 0 0 1,453
LOWES COS INC COM 548661107 1,491,615 6,765 SH SOLE 0 0 6,765
LUMENTUM HLDGS INC COM 55024U109 211,941 247 SH SOLE 0 0 247
MARATHON PETE CORP COM 56585A102 1,776,650 6,949 SH SOLE 1,610 0 5,339
MARSH & MCLENNAN COS INC COM 571748102 288,505 1,731 SH SOLE 0 0 1,731
MASTERCARD INCORPORATED CL A 57636Q104 1,630,756 3,174 SH SOLE 0 0 3,174
MCCORMICK & CO INC COM NON VTG 579780206 209,394 4,153 SH SOLE 0 0 4,153
MCDONALDS CORP COM 580135101 538,989 1,993 SH SOLE 0 0 1,993
MCKESSON CORP COM 58155Q103 351,354 465 SH SOLE 0 0 465
MEDTRONIC PLC SHS G5960L103 451,387 5,770 SH SOLE 0 0 5,770
MERCK & CO INC COM 58933Y105 2,256,414 17,559 SH SOLE 175 0 17,384
META PLATFORMS INC CL A 30303M102 5,728,660 10,170 SH SOLE 1,191 0 8,979
METLIFE INC COM 59156R108 210,002 2,482 SH SOLE 0 0 2,482
MICRON TECHNOLOGY INC COM 595112103 1,711,813 1,483 SH SOLE 0 0 1,483
MICROSOFT CORP COM 594918104 17,779,333 47,661 SH SOLE 1,130 0 46,531
MID-AMER APT CMNTYS INC COM 59522J103 244,951 1,763 SH SOLE 0 0 1,763
MITSUBISHI UFJ FINANCIAL GRO SPONSORED ADS 606822104 203,475 10,230 SH SOLE 0 0 10,230
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 137,588 14,362 SH SOLE 0 0 14,362
MOLINA HEALTHCARE INC COM 60855R100 297,767 1,302 SH SOLE 0 0 1,302
MONSTER BEVERAGE CORP NEW COM 61174X109 200,891 2,090 SH SOLE 0 0 2,090
MOODYS CORP COM 615369105 229,177 506 SH SOLE 0 0 506
MORGAN STANLEY COM NEW 617446448 815,399 3,900 SH SOLE 0 0 3,900
NATIONAL FUEL GAS CO COM 636180101 336,173 4,354 SH SOLE 0 0 4,354
NETFLIX INC. COM 64110L106 1,069,001 14,972 SH SOLE 380 0 14,592
NEW YORK LIFE INVESTMENTS ET HEDGE MULTI STRA 45409B107 7,588,453 207,334 SH SOLE 13,232 0 194,102
NEW YORK LIFE INVESTMENTS ET MERGE ARBIT ETF 45409B800 6,635,146 181,887 SH SOLE 12,438 0 169,449
NEWELL BRANDS INC COM 651229106 71,605 11,662 SH SOLE 0 0 11,662
NEXTERA ENERGY INC COM 65339F101 420,769 4,794 SH SOLE 0 0 4,794
NEXTNAV INC COMMON STOCK 65345N106 595,736 33,412 SH SOLE 0 0 33,412
NNN REIT INC COM 637417106 206,546 4,439 SH SOLE 0 0 4,439
NOKIA CORP SPONSORED ADR 654902204 605,063 45,562 SH SOLE 0 0 45,562
NORTHROP GRUMMAN CORP COM 666807102 1,369,535 2,689 SH SOLE 0 0 2,689
NOVARTIS AG SPONSORED ADR 66987V109 672,329 4,290 SH SOLE 0 0 4,290
NOVO-NORDISK A S ADR 670100205 260,842 5,441 SH SOLE 0 0 5,441
NRG ENERGY INC COM NEW 629377508 701,819 4,805 SH SOLE 0 0 4,805
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 408,320 9,622 SH SOLE 0 0 9,622
NVIDIA CORPORATION COM 67066G104 7,217,437 36,069 SH SOLE 0 0 36,069
OCCIDENTAL PETE CORP COM 674599105 401,237 8,261 SH SOLE 3,716 0 4,545
OKTA INC CL A 679295105 224,733 1,647 SH SOLE 0 0 1,647
ORACLE CORP COM 68389X105 2,844,535 19,410 SH SOLE 0 0 19,410
PALO ALTO NETWORKS INC COM 697435105 1,320,771 3,873 SH SOLE 0 0 3,873
PALVELLA THERAPEUTICS INC NE COM 697947109 894,303 5,852 SH SOLE 0 0 5,852
PARKER-HANNIFIN CORP COM 701094104 605,710 619 SH SOLE 0 0 619
PAYCHEX INC COM 704326107 1,223,126 12,439 SH SOLE 0 0 12,439
PEPSICO INC COM 713448108 2,451,823 18,108 SH SOLE 615 0 17,493
PFIZER INC COM 717081103 898,184 37,300 SH SOLE 0 0 37,300
PG&E CORP COM 69331C108 464,753 27,631 SH SOLE 0 0 27,631
PHILIP MORRIS INTL INC COM 718172109 765,069 4,229 SH SOLE 0 0 4,229
PNC FINL SVCS GROUP INC COM 693475105 286,107 1,162 SH SOLE 0 0 1,162
PROCTER & GAMBLE CO COM 742718109 4,401,551 30,016 SH SOLE 0 0 30,016
PROSHARES TR S&P 500 DV ARIST 74348A467 455,121 8,104 SH SOLE 0 0 8,104
PUBLIC SVC ENTERPRISE GROUP COM 744573106 399,713 4,925 SH SOLE 0 0 4,925
QUALCOMM INC COM 747525103 4,789,376 25,917 SH SOLE 380 0 25,537
REGENERON PHARMACEUTICALS COM 75886F107 289,946 465 SH SOLE 0 0 465
RESTAURANT BRANDS INTL INC COM 76131D103 949,084 13,089 SH SOLE 0 0 13,089
RHYTHM PHARMACEUTICALS INC COM 76243J105 3,104,399 27,960 SH SOLE 6,930 0 21,030
RIO TINTO PLC SPONSORED ADR 767204100 226,788 2,389 SH SOLE 0 0 2,389
RLJ LODGING TR CUM CONV PFD A 74965L200 342,790 13,980 SH SOLE 13,980 0 0
ROYAL BK CDA COM 780087102 6,061,324 29,286 SH SOLE 0 0 29,286
RTX CORPORATION COM 75513E101 1,956,116 10,310 SH SOLE 0 0 10,310
S&P GLOBAL INC COM 78409V104 444,320 1,091 SH SOLE 0 0 1,091
SALESFORCE INC COM 79466L302 1,893,236 12,085 SH SOLE 9,949 0 2,136
SANDISK CORP COM 80004C200 429,735 189 SH SOLE 0 0 189
SCHWAB CHARLES CORP COM 808513105 2,200,363 23,847 SH SOLE 0 0 23,847
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 533,745 14,476 SH SOLE 0 0 14,476
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 254,989 8,199 SH SOLE 0 0 8,199
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,728,971 194,663 SH SOLE 16,842 0 177,821
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 633,785 17,541 SH SOLE 0 0 17,541
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 753,606 22,267 SH SOLE 0 0 22,267
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 14,535,612 275,501 SH SOLE 1,146 0 274,355
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 239,905 10,372 SH SOLE 1,348 0 9,024
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,901,771 54,632 SH SOLE 0 0 54,632
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,037,586 37,458 SH SOLE 0 0 37,458
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,333,406 80,573 SH SOLE 0 0 80,573
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,345,069 42,417 SH SOLE 0 0 42,417
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 21,389,048 539,037 SH SOLE 13,089 0 525,948
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 578,035 599 SH SOLE 0 0 599
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 15,088,213 281,444 SH SOLE 0 0 281,444
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 253,632 5,594 SH SOLE 0 0 5,594
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1,431,949 7,516 SH SOLE 0 0 7,516
SEMPRA COM 816851109 268,859 2,900 SH SOLE 0 0 2,900
SILGAN HLDGS INC COM 827048109 1,080,191 23,285 SH SOLE 0 0 23,285
SIMON PPTY GROUP INC NEW COM 828806109 804,469 3,597 SH SOLE 0 0 3,597
SLB LIMITED COM STK 806857108 254,765 5,480 SH SOLE 4,000 0 1,480
SMARTBIRD INC CL A NEW 01675A208 83,412 20,853 SH SOLE 0 0 20,853
SNOWFLAKE INC COM SHS 833445109 283,004 1,112 SH SOLE 0 0 1,112
SOUTHERN CO COM 842587107 489,990 5,119 SH SOLE 0 0 5,119
SPDR GOLD TR GOLD SHS 78463V107 1,032,938 2,804 SH SOLE 0 0 2,804
SPDR INDEX SHS FDS ST INTL CAP ETF 78463X871 275,425 6,294 SH SOLE 0 0 6,294
SPDR INDEX SHS FDS ST STR MSCI EM 78463X426 966,393 12,092 SH SOLE 0 0 12,092
SPDR INDEX SHS FDS ST DOW INTL ETF 78463X863 314,856 11,657 SH SOLE 0 0 11,657
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 428,012 8,493 SH SOLE 0 0 8,493
SPDR SERIES TRUST ST STR DOW REIT 78464A607 342,864 3,035 SH SOLE 0 0 3,035
SPDR SERIES TRUST ST STR R1K LOWV 78468R754 200,148 1,399 SH SOLE 0 0 1,399
SPDR SERIES TRUST ST STR P500ETF 78464A854 665,867 7,577 SH SOLE 0 0 7,577
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 444,418 14,809 SH SOLE 0 0 14,809
SPDR SERIES TRUST ST NUVE HIGH ETF 78464A284 299,607 11,777 SH SOLE 0 0 11,777
SPDR SERIES TRUST ST STR SP DIV 78464A763 2,298,849 15,105 SH SOLE 1,157 0 13,948
SSGA ACTIVE ETF TR ST STR TOTAL ETF 78467V848 267,212 6,770 SH SOLE 199 0 6,571
STARBUCKS CORP COM 855244109 497,681 4,869 SH SOLE 448 0 4,421
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 395,972 758 SH SOLE 0 0 758
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 43,438,018 58,166 SH SOLE 1,040 0 57,126
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 2,154,717 3,063 SH SOLE 0 0 3,063
STERLING INFRASTRUCTURE INC COM 859241101 684,918 816 SH SOLE 0 0 816
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 164,869 10,285 SH SOLE 0 0 10,285
TARGET CORP COM 87612E106 288,387 2,208 SH SOLE 0 0 2,208
TCW ETF TRUST TRANSFRM 500 ETF 29287L106 14,778,984 167,619 SH SOLE 1,806 0 165,813
TCW ETF TRUST TRANS SYSTE ETF 29287L205 19,954,072 162,280 SH SOLE 2,340 0 159,940
TE CONNECTIVITY PLC ORD SHS G87052109 604,024 2,996 SH SOLE 0 0 2,996
TECHNIPFMC PLC COM G87110105 398,066 6,004 SH SOLE 0 0 6,004
TEMPUS AI INC CL A 88023B103 644,355 11,123 SH SOLE 0 0 11,123
TERADYNE INC COM 880770102 279,176 577 SH SOLE 0 0 577
TESLA INC COM 88160R101 2,462,613 5,855 SH SOLE 0 0 5,855
TEXAS INSTRS INC COM 882508104 468,268 1,571 SH SOLE 0 0 1,571
TEXTRON INC COM 883203101 422,509 4,606 SH SOLE 0 0 4,606
THE CIGNA GROUP COM 125523100 315,929 1,146 SH SOLE 0 0 1,146
THERMO FISHER SCIENTIFIC INC COM 883556102 764,423 1,524 SH SOLE 0 0 1,524
TJX COS INC NEW COM 872540109 3,234,828 21,352 SH SOLE 1,860 0 19,492
T-MOBILE US INC COM 872590104 295,540 1,762 SH SOLE 0 0 1,762
TORONTO DOMINION BK ONT COM NEW 891160509 514,863 4,240 SH SOLE 0 0 4,240
TOTALENERGIES SE ACT F92124100 398,909 5,130 SH SOLE 0 0 5,130
TRANSDIGM GROUP INC COM 893641100 2,666,744 2,002 SH SOLE 0 0 2,002
TRAVELERS COMPANIES INC COM 89417E109 315,595 956 SH SOLE 0 0 956
TRUIST FINL CORP COM 89832Q109 478,571 9,606 SH SOLE 0 0 9,606
UBER TECHNOLOGIES INC COM 90353T100 555,127 7,693 SH SOLE 0 0 7,693
UNDER ARMOUR INC CL C 904311206 63,220 10,164 SH SOLE 0 0 10,164
UNION PAC CORP COM 907818108 1,798,192 6,611 SH SOLE 646 0 5,965
UNITEDHEALTH GROUP INC COM 91324P102 1,404,692 3,379 SH SOLE 0 0 3,379
US BANCORP COM NEW 902973304 1,107,555 18,337 SH SOLE 80 0 18,257
VALERO ENERGY CORP COM 91913Y100 216,165 830 SH SOLE 0 0 830
VANECK ETF TRUST BIOTECH ETF 92189F726 680,235 3,347 SH SOLE 590 0 2,757
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 34,733,536 296,032 SH SOLE 6,093 0 289,939
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 289,357 3,714 SH SOLE 0 0 3,714
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 5,728,732 115,081 SH SOLE 0 0 115,081
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 40,094,263 546,151 SH SOLE 15,439 0 530,712
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 254,518 2,530 SH SOLE 0 0 2,530
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 906,053 3,680 SH SOLE 0 0 3,680
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 559,916 1,828 SH SOLE 0 0 1,828
VANGUARD INDEX FDS LARGE CAP ETF 922908637 5,095,539 14,815 SH SOLE 0 0 14,815
VANGUARD INDEX FDS VALUE ETF 922908744 21,537,368 98,826 SH SOLE 841 0 97,985
VANGUARD INDEX FDS SMALL CP ETF 922908751 27,424,584 90,467 SH SOLE 279 0 90,188
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 760,562 3,849 SH SOLE 0 0 3,849
VANGUARD INDEX FDS MID CAP ETF 922908629 2,578,777 32,006 SH SOLE 0 0 32,006
VANGUARD INDEX FDS GROWTH ETF 922908736 6,278,065 72,881 SH SOLE 0 0 72,881
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 124,467,167 181,177 SH SOLE 5,949 0 175,228
VANGUARD INDEX FDS TOTAL STK MKT 922908769 38,251,018 103,363 SH SOLE 0 0 103,363
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,661,028 4,542 SH SOLE 0 0 4,542
VANGUARD INDEX FDS SM CP VAL ETF 922908611 424,153,469 1,745,538 SH SOLE 53,194 0 1,692,344
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,682,179 38,183 SH SOLE 0 0 38,183
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 14,582,706 94,513 SH SOLE 496 0 94,017
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 356,206 4,023 SH SOLE 0 0 4,023
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 302,095 2,611 SH SOLE 0 0 2,611
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 27,783,327 331,741 SH SOLE 9,651 0 322,090
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 888,494 5,661 SH SOLE 0 0 5,661
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,811,981 40,400 SH SOLE 0 0 40,400
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,680,152 162,170 SH SOLE 5,063 0 157,107
VANGUARD MUN BD FDS LONG TERM TAX EX 922907688 1,432,730 13,675 SH SOLE 0 0 13,675
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 216,119,045 4,272,813 SH SOLE 121,326 0 4,151,487
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 215,087 635 SH SOLE 0 0 635
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,334,056 10,437 SH SOLE 0 0 10,437
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 336,589 4,259 SH SOLE 421 0 3,838
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,063,140 18,267 SH SOLE 0 0 18,267
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 618,582 10,488 SH SOLE 0 0 10,488
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 7,704,711 72,474 SH SOLE 0 0 72,474
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 733,498 6,041 SH SOLE 0 0 6,041
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 225,993,808 955,047 SH SOLE 16,224 0 938,823
VANGUARD STAR FDS VG TL INTL STK F 921909768 853,576 9,982 SH SOLE 0 0 9,982
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 17,893,065 251,128 SH SOLE 4,293 0 246,835
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,941,752 12,287 SH SOLE 0 0 12,287
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 212,626 2,277 SH SOLE 0 0 2,277
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 245,419 681 SH SOLE 0 0 681
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 354,597 1,185 SH SOLE 0 0 1,185
VANGUARD WORLD FD MATERIALS ETF 92204A801 531,708 2,324 SH SOLE 90 0 2,234
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,072,517 12,200 SH SOLE 0 0 12,200
VANGUARD WORLD FD INF TECH ETF 92204A702 12,290,361 102,831 SH SOLE 6,472 0 96,359
VANGUARD WORLD FD FINANCIALS ETF 92204A405 241,223 1,833 SH SOLE 0 0 1,833
VANGUARD WORLD FD UTILITIES ETF 92204A876 223,524 1,142 SH SOLE 0 0 1,142
VERIZON COMMUNICATIONS INC COM 92343V104 399,313 9,430 SH SOLE 0 0 9,430
VERTIV HOLDINGS CO COM CL A 92537N108 231,695 692 SH SOLE 0 0 692
VICTORY PORTFOLIOS II CORE BD ETF 92647N527 1,311,464 28,000 SH SOLE 0 0 28,000
VISA INC COM CL A 92826C839 1,970,510 5,742 SH SOLE 0 0 5,742
WALMART INC COM 931142103 1,675,515 14,793 SH SOLE 0 0 14,793
WASTE CONNECTIONS INC COM 94106B101 240,367 1,442 SH SOLE 0 0 1,442
WASTE MGMT INC DEL COM 94106L109 409,208 1,836 SH SOLE 0 0 1,836
WELLS FARGO & CO COM 949746101 1,960,882 23,728 SH SOLE 0 0 23,728
WESTERN DIGITAL CORP COM 958102105 376,206 589 SH SOLE 0 0 589
WILLIAMS COS INC COM 969457100 238,408 3,207 SH SOLE 0 0 3,207
WISDOMTREE TR EMER MKT HIGH FD 97717W315 19,409,740 360,842 SH SOLE 10,283 0 350,559
WISDOMTREE TR US LARGECAP DIVD 97717W307 12,152,246 126,165 SH SOLE 445 0 125,720
WORLD GOLD TR SPDR GLD MINIS 98149E303 398,132 5,013 SH SOLE 0 0 5,013
XERIS BIOPHARMA HOLDINGS INC COM 98422E103 158,638 20,030 SH SOLE 0 0 20,030