The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 3,513,901 13,964 SH SOLE 0 0 0 13,964
ADVANCED MICRO DEVICES INC COM 007903107 378,753 652 SH SOLE 0 0 0 652
ALLISON TRANSMISSION HLDGS I COM 01973R101 679,371 6,026 SH SOLE 0 4,944 0 1,082
ALPHABET INC CAP STK CL A 02079K305 3,957,158 11,073 SH SOLE 0 0 0 11,073
ALPHABET INC CAP STK CL C 02079K107 2,790,966 7,899 SH SOLE 0 5,445 0 2,454
AMAZON COM INC COM 023135106 405,193 1,700 SH SOLE 0 0 0 1,700
AMGEN INC COM 031162100 2,937,517 8,112 SH SOLE 0 0 0 8,112
AMPHENOL CORP CL A 032095101 237,856 1,349 SH SOLE 0 0 0 1,349
APPLE INC COM 037833100 8,359,875 28,891 SH SOLE 0 2,726 0 26,165
APPLIED MATLS INC COM 038222105 245,820 340 SH SOLE 0 0 0 340
BLACKROCK ETF TRUST ISHARES GOVT MON 09290C749 517,952 5,163 SH SOLE 0 0 0 5,163
BOEING CO COM 097023105 216,037 998 SH SOLE 0 0 0 998
BRISTOL-MYERS SQUIBB CO COM 110122108 2,575,902 44,705 SH SOLE 0 0 0 44,705
BROADCOM INC COM 11135F101 2,709,979 7,174 SH SOLE 0 0 0 7,174
CAL MAINE FOODS INC COM NEW 128030202 510,025 6,331 SH SOLE 0 5,161 0 1,170
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 414,454 8,410 SH SOLE 0 0 0 8,410
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 245,251 5,196 SH SOLE 0 0 0 5,196
CAPITAL ONE FINL CORP COM 14040H105 220,281 1,098 SH SOLE 0 0 0 1,098
CARPENTER TECHNOLOGY CORP COM 144285103 221,446 359 SH SOLE 0 0 0 359
CHEVRON CORPORATION COM 166764100 245,656 1,482 SH SOLE 0 0 0 1,482
CISCO SYS INC COM 17275R102 3,434,261 29,238 SH SOLE 0 0 0 29,238
COLGATE PALMOLIVE CO COM 194162103 1,724,042 18,805 SH SOLE 0 0 0 18,805
COMCAST CORP NEW CL A 20030N101 1,325,813 54,005 SH SOLE 0 0 0 54,005
CONOCOPHILLIPS COM 20825C104 277,157 2,666 SH SOLE 0 0 0 2,666
COSTCO WHOLESALE CORPORATION COM 22160K105 935,470 1,000 SH Call SOLE 0 0 0 1,000
COSTCO WHOLESALE CORPORATION COM 22160K105 121,611 130 SH SOLE 0 0 0 130
CROWDSTRIKE HLDGS INC CL A 22788C105 268,625 352 SH SOLE 0 0 0 352
EATON CORP PLC SHS G29183103 2,998,180 7,036 SH SOLE 0 0 0 7,036
ELI LILLY & CO COM 532457108 894,775 746 SH SOLE 0 0 0 746
EOG RES INC COM 26875P101 220,800 1,702 SH SOLE 0 0 0 1,702
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 9,760,348 255,306 SH SOLE 0 25,442 0 229,864
EVERCORE INC CLASS A 29977A105 203,840 597 SH SOLE 0 0 0 597
EXELIXIS INC COM 30161Q104 802,058 14,741 SH SOLE 0 12,046 0 2,695
EXXON MOBIL CORP COM 30231G102 2,041,913 14,935 SH SOLE 0 0 0 14,935
FORD MTR CO COM 345370860 208,500 15,000 SH Call SOLE 0 0 0 15,000
FORD MTR CO COM 345370860 56 4 SH SOLE 0 0 0 4
FOX CORP CL A COM 35137L105 954,632 18,302 SH SOLE 0 11,490 0 6,812
GE VERNOVA INC COM 36828A101 354,808 302 SH SOLE 0 0 0 302
GENERAL MILLS INC COM 370334104 1,351,876 38,847 SH SOLE 0 0 0 38,847
GILEAD SCIENCES INC COM 375558103 284,770 2,254 SH SOLE 0 0 0 2,254
HOME DEPOT INC COM 437076102 2,629,229 7,455 SH SOLE 0 0 0 7,455
HP INC COM 40434L105 535,621 24,413 SH SOLE 0 20,162 0 4,251
ILLINOIS TOOL WKS INC COM 452308109 235,309 870 SH SOLE 0 0 0 870
INTEL CORP COM 458140100 225,782 1,617 SH SOLE 0 0 0 1,617
INTEL CORP COM 458140100 139,630 1,000 SH Call SOLE 0 0 0 1,000
INTERNATIONAL BUSINESS MACHS COM 459200101 3,389,987 12,055 SH SOLE 0 0 0 12,055
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 501,286 2,356 SH SOLE 0 0 0 2,356
INVESCO QQQ TR UNIT SER 1 46090E103 267,585 363 SH SOLE 0 0 0 363
IONIS PHARMACEUTICALS INC COM 462222100 475,740 6,000 SH SOLE 0 0 0 6,000
ISHARES INC MSCI EMRG CHN 46434G764 4,540,224 44,381 SH SOLE 0 880 0 43,501
ISHARES TR MBS ETF 464288588 652,944 6,908 SH SOLE 0 0 0 6,908
ISHARES TR RUS 1000 GRW ETF 464287614 268,083 2,159 SH SOLE 0 0 0 2,159
ISHARES TR CORE S&P500 ETF 464287200 675,499 902 SH SOLE 0 0 0 902
ISHARES TR TRS FLT RT BD 46434V860 592,787 11,708 SH SOLE 0 0 0 11,708
ISHARES TR RUS 1000 VAL ETF 464287598 610,924 2,520 SH SOLE 0 0 0 2,520
ISHARES TR 0-3 MTH TREASURY 46436E718 36,384,923 361,428 SH SOLE 0 43,704 0 317,724
ISHARES TR HDG MSCI EAFE 46434V803 4,387,936 93,510 SH SOLE 0 1,874 0 91,636
ISHARES TR TIPS BD ETF 464287176 17,659,010 161,373 SH SOLE 0 14,045 0 147,328
ISHARES TR 7-10 YR TRSY BD 464287440 2,390,351 25,276 SH SOLE 0 0 0 25,276
KORN FERRY COM NEW 500643200 773,460 11,617 SH SOLE 0 9,263 0 2,354
KROGER CO COM 501044101 2,503,237 45,079 SH SOLE 0 0 0 45,079
LAM RESEARCH CORP COM NEW 512807306 4,111,435 9,488 SH SOLE 0 0 0 9,488
LOCKHEED MARTIN CORP COM 539830109 2,513,313 4,933 SH SOLE 0 0 0 4,933
LOWES COS INC COM 548661107 2,148,675 9,745 SH SOLE 0 0 0 9,745
MASTERCARD INCORPORATED CL A 57636Q104 232,101 452 SH SOLE 0 0 0 452
MCDONALDS CORP COM 580135101 2,149,235 7,951 SH SOLE 0 0 0 7,951
MEDTRONIC PLC SHS G5960L103 2,295,034 29,337 SH SOLE 0 0 0 29,337
MERCK & CO INC COM 58933Y105 3,197,080 24,880 SH SOLE 0 0 0 24,880
META PLATFORMS INC CL A 30303M102 492,321 874 SH SOLE 0 0 0 874
MICRON TECHNOLOGY INC COM 595112103 289,727 251 SH SOLE 0 0 0 251
MICROSOFT CORP COM 594918104 1,709,193 4,582 SH SOLE 0 0 0 4,582
NETAPP INC COM 64110D104 2,249,901 14,538 SH SOLE 0 0 0 14,538
NEXTPOWER INC CLASS A COM 65290E101 1,653,663 13,880 SH SOLE 0 9,859 0 4,021
NVIDIA CORPORATION COM 67066G104 1,417,841 7,086 SH SOLE 0 0 0 7,086
OMNICOM GROUP INC COM 681919106 331,595 4,553 SH SOLE 0 3,767 0 786
PGIM ETF TR AAA CLO ETF 69344A834 1,015,227 19,802 SH SOLE 0 0 0 19,802
PGIM ETF TR PGIM ULTRA SH BD 69344A107 2,487,823 50,208 SH SOLE 0 0 0 50,208
PGIM ETF TR TOTA RETU BD ETF 69344A800 362,538 8,744 SH SOLE 0 0 0 8,744
PROCTER & GAMBLE CO COM 742718109 2,302,248 15,700 SH SOLE 0 0 0 15,700
PROSHARES TR S&P 500 DV ARIST 74348A467 7,573,505 134,856 SH SOLE 0 1,945 0 132,911
QUALCOMM INC COM 747525103 1,812,975 9,811 SH SOLE 0 0 0 9,811
QUANTA SVCS INC COM 74762E102 298,097 414 SH SOLE 0 0 0 414
RBB FD INC F/M US TREASURY 74933W452 5,970,658 119,748 SH SOLE 0 0 0 119,748
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 347,226 20,013 SH SOLE 0 0 0 20,013
SCHWAB CHARLES CORP COM 808513105 2,580,792 27,970 SH SOLE 0 0 0 27,970
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 802,286 25,301 SH SOLE 0 0 0 25,301
SERVICENOW INC COM 81762P102 254,852 2,567 SH SOLE 0 0 0 2,567
SHOPIFY INC CL A SUB VTG SHS 82509L107 1,260,661 11,041 SH SOLE 0 0 0 11,041
SPDR GOLD TR GOLD SHS 78463V107 468,579 1,272 SH SOLE 0 0 0 1,272
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 34,395,031 375,328 SH SOLE 0 4,711 0 370,617
STARBUCKS CORP COM 855244109 2,486,402 24,331 SH SOLE 0 0 0 24,331
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 9,938,185 13,308 SH SOLE 0 356 0 12,952
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 923,909 1,314 SH SOLE 0 0 0 1,314
SUNCOR ENERGY INC NEW COM 867224107 273,714 5,099 SH SOLE 0 0 0 5,099
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 259,979 1,040 SH SOLE 0 0 0 1,040
TAPESTRY INC COM 876030107 1,824,919 12,467 SH SOLE 0 9,371 0 3,096
TESLA INC COM 88160R101 358,351 852 SH SOLE 0 0 0 852
TOLL BROTHERS INC COM 889478103 1,905,993 11,569 SH SOLE 0 0 0 11,569
UNION PAC CORP COM 907818108 3,086,384 11,347 SH SOLE 0 0 0 11,347
UNITEDHEALTH GROUP INC COM 91324P102 509,330 1,225 SH SOLE 0 928 0 297
VANGUARD INDEX FDS TOTAL STK MKT 922908769 49,884,176 134,808 SH SOLE 0 21,317 0 113,491
VANGUARD INDEX FDS VALUE ETF 922908744 8,274,878 37,970 SH SOLE 0 739 0 37,231
VANGUARD INDEX FDS GROWTH ETF 922908736 209,837 2,436 SH SOLE 0 0 0 2,436
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 389,175 567 SH SOLE 0 0 0 567
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 34,402,044 454,572 SH SOLE 0 56,740 0 397,832
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 284,080 1,810 SH SOLE 0 0 0 1,810
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,932,398 38,471 SH SOLE 0 0 0 38,471
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,430,897 18,106 SH SOLE 0 0 0 18,106
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 12,585,974 216,254 SH SOLE 0 4,088 0 212,166
VANGUARD STAR FDS VG TL INTL STK F 921909768 4,334,326 50,700 SH SOLE 0 1,007 0 49,693
VISA INC COM CL A 92826C839 2,690,512 7,842 SH SOLE 0 0 0 7,842
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 5,571,773 110,661 SH SOLE 0 61,393 0 49,268
WW GRAINGER INC COM 384802104 239,430 176 SH SOLE 0 0 0 176