The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 649,458 1,118 SH SOLE 0 0 1,118
AEGON LTD AMER REG 1 CERT 0076CA104 599,316 71,009 SH SOLE 0 0 71,009
ALPHABET INC CAP STK CL A 02079K305 451,874 1,264 SH SOLE 0 0 1,264
ALPHABET INC CAP STK CL C 02079K107 362,703 1,027 SH SOLE 0 0 1,027
AMAZON COM INC COM 023135106 848,014 3,558 SH SOLE 0 0 3,558
AMERICAN ELEC PWR CO INC COM 025537101 210,688 1,540 SH SOLE 0 0 1,540
APPLE INC COM 037833100 3,015,024 10,420 SH SOLE 0 0 10,420
APPLIED MATLS INC COM 038222105 560,325 775 SH SOLE 0 0 775
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 946,238 1,891 SH SOLE 0 0 1,891
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 495,068 8,160 SH SOLE 0 0 8,160
CARLISLE COS INC COM 142339100 433,849 1,196 SH SOLE 0 0 1,196
CHEVRON CORPORATION COM 166764100 228,718 1,380 SH SOLE 0 0 1,380
COSTCO WHOLESALE CORPORATION COM 22160K105 260,799 279 SH SOLE 0 0 279
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 73,486,134 896,829 SH SOLE 0 0 896,829
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 233,933 4,253 SH SOLE 0 0 4,253
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 16,342,929 233,804 SH SOLE 0 0 233,804
DOMINION ENERGY INC COM 25746U109 446,973 6,545 SH SOLE 0 0 6,545
EXXON MOBIL CORP COM 30231G102 256,077 1,873 SH SOLE 0 0 1,873
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 49,330,386 1,084,423 SH SOLE 0 0 1,084,423
GLADSTONE COMMERCIAL CORP COM 376536108 357,315 29,050 SH SOLE 0 0 29,050
INTUITIVE SURGICAL INC COM NEW 46120E602 467,274 1,175 SH SOLE 0 0 1,175
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 318,437 4,937 SH SOLE 0 0 4,937
INVESCO QQQ TR UNIT SER 1 46090E103 768,066 1,043 SH SOLE 0 0 1,043
ISHARES INC ESG AWR MSCI EM 46434G863 924,808 16,910 SH SOLE 0 0 16,910
ISHARES INC MSCI EMRG CHN 46434G764 1,066,989 10,430 SH SOLE 0 0 10,430
ISHARES TR CORE S&P TTL STK 464287150 431,045 2,624 SH SOLE 0 0 2,624
ISHARES TR CORE S&P500 ETF 464287200 486,747 650 SH SOLE 0 0 650
ISHARES TR ESG AW MSCI EAFE 46435G516 2,246,193 21,848 SH SOLE 0 0 21,848
ISHARES TR ESG AWARE MSCI 46435U663 573,339 10,251 SH SOLE 0 0 10,251
ISHARES TR ESG AWR MSCI USA 46435G425 1,699,550 10,384 SH SOLE 0 0 10,384
ISHARES TR ESG OPTIMIZED 464288802 410,747 2,662 SH SOLE 0 0 2,662
ISHARES TR NATIONAL MUN ETF 464288414 528,953 4,915 SH SOLE 0 0 4,915
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 1,028,721 20,171 SH SOLE 0 0 20,171
JPMORGAN CHASE & CO COM 46625H100 659,487 2,015 SH SOLE 0 0 2,015
MANHATTAN BRDG CAP INC COM 562803106 59,564 59,563 SH SOLE 0 0 59,563
META PLATFORMS INC CL A 30303M102 331,224 588 SH SOLE 0 0 588
MICROSOFT CORP COM 594918104 453,136 1,215 SH SOLE 0 0 1,215
NORFOLK SOUTHN CORP COM 655844108 301,706 959 SH SOLE 0 0 959
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 43,047 22,420 SH SOLE 0 0 22,420
NVIDIA CORPORATION COM 67066G104 776,405 3,880 SH SOLE 0 0 3,880
RTX CORPORATION COM 75513E101 408,869 2,155 SH SOLE 0 0 2,155
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,290,832 35,599 SH SOLE 0 0 35,599
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 717,592 24,779 SH SOLE 0 0 24,779
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,117,264 161,377 SH SOLE 0 0 161,377
SCIENCE APPLICATIONS INTL CO COM 808625107 288,723 2,615 SH SOLE 0 0 2,615
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 432,862 2,272 SH SOLE 0 0 2,272
SMARTRENT INC COM CL A 83193G107 18,488 15,536 SH SOLE 0 0 15,536
SPDR GOLD TR GOLD SHS 78463V107 596,776 1,620 SH SOLE 0 0 1,620
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 3,646,271 70,419 SH SOLE 0 0 70,419
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 392,085 7,781 SH SOLE 0 0 7,781
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 2,679,680 89,293 SH SOLE 0 0 89,293
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 223,990 8,777 SH SOLE 0 0 8,777
SPDR SERIES TRUST ST STR PR SP1500 78464A805 920,793 10,142 SH SOLE 0 0 10,142
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 318,124 426 SH SOLE 0 0 426
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 212,822 2,732 SH SOLE 0 0 2,732
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 20,269,141 102,577 SH SOLE 0 0 102,577
VANGUARD INDEX FDS MID CAP ETF 922908629 1,400,603 17,384 SH SOLE 0 0 17,384
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,562,927 2,276 SH SOLE 0 0 2,276
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,270,285 13,459 SH SOLE 0 0 13,459
VANGUARD INDEX FDS SMALL CP ETF 922908751 220,717 728 SH SOLE 0 0 728
VANGUARD INDEX FDS TOTAL STK MKT 922908769 41,777,331 112,899 SH SOLE 0 0 112,899
VANGUARD INDEX FDS VALUE ETF 922908744 74,017,262 339,638 SH SOLE 0 0 339,638
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 12,158,199 145,173 SH SOLE 0 0 145,173
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,238,994 37,510 SH SOLE 0 0 37,510
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,325,364 85,515 SH SOLE 0 0 85,515
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,078,652 24,315 SH SOLE 0 0 24,315
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 59,203,342 830,924 SH SOLE 0 0 830,924
WALMART INC COM 931142103 229,028 2,022 SH SOLE 0 0 2,022