Exhibit 99.9
| Loan ID | Seller Loan ID | Investor Loan ID | Overall Initial Loan Grade | Overall Final Loan Grade | Credit Initial Loan Grade | Credit Current/Final Loan Grade | Compliance Initial Loan Grade | Compliance Current/Final Loan Grade | Property Initial Loan Grade | Property Current/Final Loan Grade | Queue | Finding Code | Date Created | Date Modified | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Finding Comments | Seller Comments | Resolution Comments | Reviewer Comp Factor | Originator Comp Factors | Finding Documents | Originator QM Status | Final Reviewed QM Status | Loan Amount | Property State | Occupancy | Loan Purpose | Refinance Purpose | Acknowledged / WaivedBy | Waiver in File? | Unique Finding ID |
| 427868 | B | B | B | B | A | A | A | A | Closed | FCRE8611 | 2025-10-03 07:10 | 2025-10-03 09:04 | Waived | 2 - Non-Material | B | B | Credit | Income | Income/Employment General | Waived-CO-MINGLED JOINT BANK ACCOUNT- USING PERSONAL CO-MINGLED JOINT ACCOUNT FOR INCOME. - Due Diligence Vendor-10/03/2025 | Waived-CO-MINGLED JOINT BANK
ACCOUNT- USING PERSONAL CO-MINGLED JOINT ACCOUNT FOR INCOME. - Due Diligence
Vendor-10/03/2025 |
Borrower 1 Has Stable Job
Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job
Time Of Five (5) Or More Years At Current Job - 8.74 Years Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 27.75 Years Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 22.21 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 16.42 Years |
Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | xxx | |||||
| 903143 | D | A | D | A | C | A | A | A | Closed | FCRE1157 | 2025-10-29 11:48 | 2025-10-30 13:21 | Resolved | 1 - Information | D | A | Credit | Missing Doc - Insurance | Hazard Insurance Policy is Missing | Resolved-HOI Policy
provided. - Due Diligence
Vendor-10/30/2025 Ready for Review-Document Uploaded. see attached HOI - Buyer-10/29/2025 Open-Missing hazard dec page for the property located at xxx - Due Diligence Vendor-10/29/2025 |
Resolved-HOI Policy
provided. - Due Diligence
Vendor-10/30/2025 |
Qualifying FICO is Greater
Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of
xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More
Points Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.21 Years Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 29.00 Years Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 58.69% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 37.33 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 33.00 Years |
xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx | ||||
| 540727 | D | A | D | A | A | A | A | A | Closed | FCRE1182 | 2026-01-10 15:41 | 2026-01-15 15:08 | Resolved | 1 - Information | B | A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting
Summary is fully present - Due Diligence Vendor-01/15/2026 Ready for Review-Document Uploaded. - Seller-01/14/2026 Open-1008/Underwriting Summary Not Provided - Due Diligence Vendor-01/10/2026 |
Ready for Review-Document
Uploaded. - Seller-01/14/2026 |
Resolved-1008/Underwriting
Summary is fully present - Due Diligence Vendor-01/15/2026 |
Months Reserves Are Greater
Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of
22.94 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More
Months Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.76 Years Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 111.75 Years |
xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx | |||
| 540727 | D | A | D | A | A | A | A | A | Closed | FCRE1292 | 2026-01-10 15:18 | 2026-01-15 15:07 | Resolved | 1 - Information | C | A | Credit | Income | Income 1 Months Income Verified is Missing | Resolved-Income 1 Months
Income Verified is Present Or Not Applicable - Due Diligence
Vendor-01/15/2026 Ready for Review-Document Uploaded. - Seller-01/14/2026 Open-Income 1 Months Income Verified is Missing. The 12 most recent Bank Statements used to qualify Borrower are missing from the file. - Due Diligence Vendor-01/10/2026 |
Ready for Review-Document
Uploaded. - Seller-01/14/2026 |
Resolved-Income 1 Months
Income Verified is Present Or Not Applicable - Due Diligence
Vendor-01/15/2026 |
Months Reserves Are Greater
Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of
22.94 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More
Months Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.76 Years Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 111.75 Years |
xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx | |||
| 540727 | D | A | D | A | A | A | A | A | Closed | FCRE5782 | 2026-01-13 10:45 | 2026-01-15 15:05 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower 1 Gap
Credit Report is not missing. - Due Diligence Vendor-01/15/2026 Ready for Review-Document Uploaded. - Seller-01/14/2026 Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-01/13/2026 |
Ready for Review-Document
Uploaded. - Seller-01/14/2026 |
Resolved-Borrower 1 Gap
Credit Report is not missing. - Due Diligence Vendor-01/15/2026 |
Months Reserves Are Greater
Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of
22.94 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More
Months Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.76 Years Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 111.75 Years |
xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx | |||
| 340722 | A | A | A | A | A | A | A | A | A | A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | ||||||||||||||||||||
| 413686 | D | A | D | A | A | A | A | A | Closed | FCRE5783 | 2026-03-14 03:09 | 2026-03-19 12:53 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Borrower 2 Gap
Credit Report is not missing. - Due Diligence Vendor-03/19/2026 Ready for Review-Document Uploaded. - Buyer-03/18/2026 Open-Borrower 2 Gap Credit Report is Missing - Due Diligence Vendor-03/14/2026 |
Resolved-Borrower 2 Gap
Credit Report is not missing. - Due Diligence Vendor-03/19/2026 |
Borrower 1 Has Stable Job
Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job
Time Of Five (5) Or More Years At Current Job - 6.17 Years Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 13.67 Years Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 15.17 Years Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 62.89% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More |
xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A | xxx | ||||
| 974724 | A | A | A | A | A | A | A | A | A | A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | ||||||||||||||||||||
| 561809 | B | B | B | B | A | A | A | A | Closed | FCRE1440 | 2026-03-31 15:05 | 2026-03-31 15:05 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Housing History Does
Not Meet Guideline Requirements Exception for 1st lien in spouses name and
not reporting on credit is, Approved .
Subject to verificaiton of 12 months mortgage history and payment to
be included in DTI. All other
underwriting conditions and guidelines must be met. - Due Diligence Vendor-03/31/2026 |
Waived-Housing History Does
Not Meet Guideline Requirements Exception for 1st lien in spouses name and
not reporting on credit is, Approved .
Subject to verificaiton of 12 months mortgage history and payment to
be included in DTI. All other
underwriting conditions and guidelines must be met. - Due Diligence Vendor-03/31/2026 |
Borrower 1 Has Stable Job
Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job
Time Of Five (5) Or More Years At Current Job Borrower 1 Has Stable Job Time
Of Five (5) Or More Years At Current Job - 6.12 Years Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.00 Years Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months Months Reserves Of 29.1 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years Borrower At Current Residence For Five (5) Or More Years - 7.00 Years Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More Calculated DTI Of 41.01% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |
5 years on current job. |
Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | xxx | ||||
| 534380 | A | A | A | A | A | A | A | A | A | A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | ||||||||||||||||||||
| 707279 | A | A | A | A | A | A | A | A | A | A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | ||||||||||||||||||||
| 400918 | D | A | D | A | A | A | A | A | Closed | FCRE7497 | 2026-04-09 08:37 | 2026-04-15 10:31 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-REO documents
provided - Due Diligence
Vendor-04/15/2026 Ready for Review-Document Uploaded. For the REO at xxx, the borrower’s LOE confirms there is no separate HO-6 policy as these are condo properties. For the third property, xxx, the mortgage statement shows payments are escrowed, therefore the insurance document was not requested. LOE and mortgage statement are attached for your reference. - Seller-04/14/2026 Open-Missing verification of insurance for the below listed non-subject properties. 1. xxx 2. xxx 3.xxx - Due Diligence Vendor-04/09/2026 |
Ready for Review-Document
Uploaded. For the REO at xxx, the borrower’s LOE confirms there is no
separate HO-6 policy as these are condo properties. For the third property,
xxx, the mortgage statement shows payments are escrowed, therefore the
insurance document was not requested. LOE and mortgage statement are attached
for your reference. - Seller-04/14/2026 |
Resolved-REO documents
provided - Due Diligence
Vendor-04/15/2026 |
Calculated DTI Is Less Than
The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 9.01%
Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 74.95% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09 Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 14.94 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.46 Years |
xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx | |||
| 429672 | D | A | D | A | C | A | A | A | Closed | finding-3634 | 2026-04-14 12:32 | 2026-05-06 11:04 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Charges That Cannot Increase Test | Resolved-**Received COC -
Due Diligence Vendor-05/06/2026 Resolved- - Due Diligence Vendor-05/06/2026 Ready for Review-Document Uploaded. - Seller-05/05/2026 Counter-***Received missing disclosures, updated compliance testing yielded new findings. The Application Fees increased to $xxx and the original file does not contain a valid COC reason in relation to the increase to the fee. - Due Diligence Vendor-04/14/2026 Open- - Due Diligence Vendor-04/14/2026 Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $xxx.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-04/14/2026 |
Ready for Review-Document
Uploaded. - Seller-05/05/2026 |
Resolved-**Received COC -
Due Diligence Vendor-05/06/2026 |
Qualifying FICO is Greater
Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of
xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More
Points Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.02 Years Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 75% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 55.98 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |
xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx | |||
| 429672 | D | A | D | A | C | A | A | A | Closed | finding-3631 | 2026-04-14 12:32 | 2026-05-06 11:04 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Reimbursement Amount Validation Test | Resolved-**Received COC -
Due Diligence Vendor-05/06/2026 Resolved- - Due Diligence Vendor-05/06/2026 Ready for Review-Document Uploaded. - Seller-05/05/2026 Counter-***Received missing disclosures, updated compliance testing yielded new findings. The Application Fees increased to $xxx and the original file does not contain a valid COC reason in relation to the increase to the fee. - Due Diligence Vendor-04/14/2026 Open- - Due Diligence Vendor-04/14/2026 Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-04/14/2026 |
Ready for Review-Document
Uploaded. - Seller-05/05/2026 |
Resolved-**Received COC -
Due Diligence Vendor-05/06/2026 |
Qualifying FICO is Greater
Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of
xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More
Points Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.02 Years Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 75% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 55.98 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |
xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx | |||
| 429672 | D | A | D | A | C | A | A | A | Closed | finding-3632 | 2026-04-14 12:32 | 2026-05-06 11:04 | Resolved | 1 - Information | C | A | Compliance | Disclosures (Federal, State, and Data Dependent) | Consummation or Reimbursement Date Validation Test | Resolved-**Received COC -
Due Diligence Vendor-05/06/2026 Resolved- - Due Diligence Vendor-05/06/2026 Ready for Review-Document Uploaded. - Seller-05/05/2026 Counter-***Received missing disclosures, updated compliance testing yielded new findings. The Application Fees increased to $xxx and the original file does not contain a valid COC reason in relation to the increase to the fee. - Due Diligence Vendor-04/14/2026 Open- - Due Diligence Vendor-04/14/2026 Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-04/14/2026 |
Ready for Review-Document
Uploaded. - Seller-05/05/2026 |
Resolved-**Received COC -
Due Diligence Vendor-05/06/2026 |
Qualifying FICO is Greater
Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of
xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More
Points Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.02 Years Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 75% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 55.98 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |
xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx | |||
| 429672 | D | A | D | A | C | A | A | A | Closed | FCRE6019 | 2026-04-09 00:56 | 2026-04-17 11:28 | Resolved | 1 - Information | D | A | Credit | Missing Doc - Credit | Borrower 1 Citizenship Documentation Not Provided | Resolved-Valid DL provided -
Due Diligence Vendor-04/17/2026 Ready for Review-Document Uploaded. - Seller-04/16/2026 Open-Borrower 1 Citizenship Documentation Is Missing - Due Diligence Vendor-04/09/2026 |
Ready for Review-Document
Uploaded. - Seller-04/16/2026 |
Resolved-Valid DL provided -
Due Diligence Vendor-04/17/2026 |
Qualifying FICO is Greater
Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of
xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More
Points Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.02 Years Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 75% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 55.98 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |
xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx | |||
| 429672 | D | A | D | A | C | A | A | A | Closed | FCOM4227 | 2026-04-09 13:20 | 2026-04-14 13:03 | Resolved | 1 - Information | C | A | Compliance | TRID | TRID: Missing Closing Disclosure | Resolved-**Received missing
disclosures. - Due Diligence Vendor-04/14/2026 Ready for Review-Document Uploaded. - Seller-04/13/2026 Open-******Documentation provided does not contain the Initial Disclosure is Missing Please provide complete TRID disclosure history and all TRID disclosures (LEs & CDs) together with all associated Changed Circumstance Detail form(s), if any, to assure TPR has all TRID disclosure for full and accurate testing. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. - Due Diligence Vendor-04/09/2026 |
Ready for Review-Document
Uploaded. - Seller-04/13/2026 |
Resolved-**Received missing
disclosures. - Due Diligence Vendor-04/14/2026 |
Qualifying FICO is Greater
Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of
xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More
Points Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.02 Years Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 75% Is Below the Guideline Maximum Of 90% By Ten Percent (10%) or More Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 55.98 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |
xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx | |||
| 960053 | A | A | A | A | A | A | A | A | A | A | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | ||||||||||||||||||||
| 706429 | C | A | C | A | A | A | A | A | Closed | FCRE1199 | 2026-05-14 08:09 | 2026-05-22 09:43 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Resolved-Audited Loan Amount
of $xxx is less than or equal to the Guideline Maximum Loan Amount of $xxx -
Due Diligence Vendor-05/22/2026 Ready for Review-Document Uploaded. Uploaded guidelines - Seller-05/21/2026 Counter-In need of guideline to support in addition to matrix. Provide guideline used. - Due Diligence Vendor-05/21/2026 Ready for Review-Document Uploaded. - Seller-05/20/2026 Counter-Provide full matrix and guideline as most recent matrix we have in our system is xxx - Due Diligence Vendor-05/20/2026 Ready for Review-Lock was locked on xxx; Matrix effective xxx shows max allowed loan amount is $xxx. - Seller-05/19/2026 Open-Audited Loan Amount of $xxx is greater than the Guideline Maximum Loan Amount of $xxx - Due Diligence Vendor-05/14/2026 |
Ready for Review-Document
Uploaded. Uploaded guidelines - Seller-05/21/2026 Ready for Review-Document Uploaded. - Seller-05/20/2026 Ready for Review-Lock was locked on xxx; Matrix effective xxx shows max allowed loan amount is $xxx. - Seller-05/19/2026 |
Resolved-Audited Loan Amount
of $xxx is less than or equal to the Guideline Maximum Loan Amount of $xxx -
Due Diligence Vendor-05/22/2026 |
Borrower At Current
Residence For Five (5) Or More Years - Borrower At Current Residence For Five
(5) Or More Years - 15.00 Years Original CLTV is Below the Guideline Maximum By Ten Percent (10%) or More - Original CLTV Of 60% Is Below the Guideline Maximum Of 80% By Ten Percent (10%) or More Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.48 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 17.69% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.24 Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.00 Years Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 19.21 Years |
xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |