Exhibit 99.38

 

Loan ID Redaction ID Investor Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
XXXX 710 XXXX XXXX Total Qualifying Income employmentIncomePage XXXX XXXX see bank statement analysis
XXXX 710 XXXX XXXX Borrower 1 Qualifying Income employmentIncomePage XXXX XXXX see bank statement analysis
XXXX 710 XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 16.67 14.32 Variance due to higher Primary Residence PITIA
XXXX 709 XXXX XXXX Qualifying Total Reserves Number of Months assetPage 51.57 0.00 included c/o
XXXX 306 XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 34.47 37.61 Audit employment income significantly lower than lender.  Audit then included Rental Income for Subject
XXXX 301 XXXX XXXX Verified Doc Type employmentIncomePage 1YR Business P&L Other Bank Statements P&L loan
XXXX 301 XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 43.27 46.40 double counted escrows
XXXX 285 XXXX XXXX Property City notePage XXXX XXXX Per note
XXXX 285 XXXX XXXX Property Address notePage XXXX XXXX Per note
XXXX 285 XXXX XXXX Property County deedOfTrustPage XXXX Subordinate Lien per Deed of Trust 
XXXX 285 XXXX XXXX Number of Units propertyValuationPage 1 XXXX per 1003
XXXX 285 XXXX XXXX Property Type propertyValuationPage PUD No Per appraisal
XXXX 285 XXXX XXXX Primary Appraised Property Value propertyValuationPage XXXX PUD Per appraisal
XXXX 304 XXXX XXXX Loan Purpose the1003Page XXXX Home Equity per 1003
XXXX 304 XXXX XXXX Qualifying CLTV propertyValuationPage 56.97 56.98 Audit matches tape.
XXXX 304 XXXX XXXX Date Last Rate Was Set tridLePageRevised XXXX XXXX Per Loan Estimates and LDR
XXXX 304 XXXX XXXX Verified Doc Type employmentIncomePage 1YR Business P&L Other Bank Statements Per Approval
XXXX 552 XXXX XXXX Date Last Rate Was Set tridLePageRevised XXXX XXXX Per LDR
XXXX 552 XXXX XXXX Final Reviewed QM Status diligenceFinalLookPage Non-QM: Lender documented all ATR UW factors ATR/QM: Exempt primary refinance
XXXX 579 XXXX XXXX Qualifying FICO creditLiabilitiesPage 781 777 per Credit Report 
XXXX 579 XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.32 46.03 Lender included the full escrowed mtg payment for qualifying P&I of the 1st lien causing a higher DTI than auditor. 
XXXX 544 XXXX XXXX Verified Doc Type employmentIncomePage 1YR Business P&L Other Bank Statements Per Approval
XXXX 544 XXXX XXXX Final Reviewed QM Status diligenceFinalLookPage Non-QM: Lender documented all ATR UW factors ATR/QM: Exempt primary residence
XXXX 543 XXXX XXXX Verified Doc Type employmentIncomePage 1YR Business P&L Other Bank Statements Per Approval
XXXX 543 XXXX XXXX Final Reviewed QM Status diligenceFinalLookPage XXXX ATR/QM: Exempt Primary residence
XXXX 535 XXXX XXXX Borrower 2 Last Name notePage XXXX XXXX Per Note
XXXX 628 XXXX XXXX Final Reviewed QM Status diligenceFinalLookPage QM: Average Prime Offer Rate (APOR) ATR/QM: Exempt Subject is a primary residence.
XXXX 626 XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.41 29.13 Due to lender did not include first lien payment
XXXX 534 XXXX XXXX Final Reviewed QM Status diligenceFinalLookPage Non-QM: Lender documented all ATR UW factors ATR/QM: Exempt Primary residence
XXXX 533 XXXX XXXX Final Reviewed QM Status diligenceFinalLookPage Non-QM: Lender documented all ATR UW factors ATR/QM: Exempt Primary Residence.
XXXX 570 XXXX XXXX Loan Purpose the1003Page Refinance Home Equity Per approval.
XXXX 570 XXXX XXXX Date Last Rate Was Set tridLePageRevised XXXX XXXX per loan detail report and Final Loan Estimate
XXXX 570 XXXX XXXX Verified Doc Type employmentIncomePage 1YR Business P&L Other Bank Statements Per tape and docs in file P&L
XXXX 536 XXXX XXXX Qualifying FICO creditLiabilitiesPage 740 762 per credit report
XXXX 545 XXXX XXXX Date Last Rate Was Set tridLePageInitial XXXX XXXX Per rate lock doc in file
XXXX 545 XXXX XXXX Verified Doc Type employmentIncomePage 12 Month Bank Statement Full Document Per Approval
XXXX 545 XXXX XXXX Final Reviewed QM Status diligenceFinalLookPage XXXX ATR/QM: Exempt
XXXX 526 XXXX XXXX B1 Country Name the1003Page XXXX XXXX Per 1003
XXXX 526 XXXX XXXX Application Date complianceDetailPage XXXX XXXX Per 1003
XXXX 359 XXXX XXXX Qualifying FICO creditLiabilitiesPage 684 729 per credit
XXXX 359 XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.91 47.16 Due to audit income to be less conservative
XXXX 537 XXXX XXXX Qualifying FICO creditLiabilitiesPage 740 762 Mid-score per credit report in file
XXXX 542 XXXX XXXX Date Last Rate Was Set tridLePageRevised XXXX XXXX Per revised LE
XXXX 542 XXXX XXXX Verified Doc Type employmentIncomePage 1YR Business P&L XXXX per income documentation
XXXX 542 XXXX XXXX Final Reviewed QM Status diligenceFinalLookPage Non-QM: Lender documented all ATR UW factors ATR/QM: Exempt Owner occupied property
XXXX 627 XXXX XXXX Qualifying CLTV propertyValuationPage 79.01 79.32 Audit used highest balance of first lien available on 1003 and credit report
XXXX 627 XXXX XXXX Date Last Rate Was Set tridLePageRevised XXXX XXXX Per LE and Loan Detail Report
XXXX 573 XXXX XXXX Qualifying CLTV propertyValuationPage 66.41 69.82 loan amount/appraisal value
XXXX 573 XXXX XXXX Qualifying LTV propertyValuationPage 27.1 28.49 loan amount/appraisal value
XXXX 573 XXXX XXXX Primary Appraised Property Value propertyValuationPage XXXX XXXX Per appraisal
XXXX 573 XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.72 49.94 Lender used incorrect T&I amount for property 3C
XXXX 629 XXXX XXXX Qualifying FICO creditLiabilitiesPage 718 0 Per Credit report
XXXX 613 XXXX XXXX Borrower 1 Has there been ownership in a property in last 3 yrs the1003Page Yes No Per 1003
XXXX 613 XXXX XXXX B1 Country Name the1003Page XXXX XXXX Per 1003
XXXX 613 XXXX XXXX Borrower 1 Other Income the1003Page 1 8833.34 Per 1003