Exhibit 99.3
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| Rating Agency Grades | |||||||||||||||||||||||||||||||||||||||||||||
| Run Date - 7/14/2026 12:18:25 PM | |||||||||||||||||||||||||||||||||||||||||||||
| LOAN INFORMATION | INITIAL CREDIT LOAN GRADES | INITIAL COMPLIANCE LOAN GRADES | INITIAL PROPERTY LOAN GRADES | INITIAL OVERALL LOAN GRADES | FINAL CREDIT LOAN GRADES | FINAL COMPLIANCE LOAN GRADES | FINAL PROPERTY LOAN GRADES | FINAL OVERALL LOAN GRADES | |||||||||||||||||||||||||||||||||||||
| AMC Loan ID | Customer Loan ID | Seller Loan ID | Investor Loan Number | Deal Number | Original Loan Amount | DBRS | Fitch | Kroll | Moody's | S&P | DBRS | Fitch | Kroll | Moody's | S&P | DBRS | Fitch | Kroll | Moody's | S&P | DBRS | Fitch | Kroll | Moody's | S&P | DBRS | Fitch | Kroll | Moody's | S&P | DBRS | Fitch | Kroll | Moody's | S&P | DBRS | Fitch | Kroll | Moody's | S&P | DBRS | Fitch | Kroll | Moody's | S&P |
| [Redacted] | [Redacted] | [Redacted] | 11 | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | A | A | A | A | A | A | ||
| [Redacted] | [Redacted] | [Redacted] | 12 | C | C | C | C | C | A | A | A | A | A | A | A | A | N/A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | A | A | A | A | A | A | ||
| [Redacted] | [Redacted] | [Redacted] | 33 | A | A | A | A | A | A | A | A | N/A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | N/A | A | A | A | A | N/A | A | |||||||
| [Redacted] | [Redacted] | [Redacted] | 37 | C | C | C | C | C | C | C | C | C | C | A | A | A | N/A | A | C | C | C | C | C | A | A | A | N/A | A | B | B | B | N/A | B | A | A | A | N/A | A | B | B | B | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 39 | C | C | C | C | C | C | C | C | C | C | D | A | D | N/A | D | D | C | D | C | D | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | B | B | B | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 42 | C | C | C | C | C | A | A | A | A | A | A | A | A | N/A | A | C | C | C | C | C | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | B | B | B | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 43 | C | C | C | N/A | C | A | A | A | N/A | A | A | A | A | N/A | A | C | C | C | C | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | B | B | B | N/A | B | |||
| [Redacted] | [Redacted] | [Redacted] | 44 | C | C | C | N/A | C | C | C | C | N/A | C | A | A | A | N/A | A | C | C | C | C | B | B | B | N/A | B | B | B | B | N/A | B | A | A | A | N/A | A | B | B | B | N/A | B | |||
| [Redacted] | [Redacted] | [Redacted] | 45 | C | C | C | N/A | C | A | A | A | N/A | A | A | A | A | N/A | A | C | C | C | C | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | B | B | B | N/A | B | |||
| [Redacted] | [Redacted] | [Redacted] | 46 | C | C | C | C | C | A | A | A | A | A | A | A | A | N/A | A | C | C | C | C | C | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | B | B | B | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 47 | C | C | C | N/A | C | A | A | A | N/A | A | A | A | A | N/A | A | C | C | C | C | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | B | B | B | N/A | B | |||
| [Redacted] | [Redacted] | [Redacted] | 48 | C | C | C | N/A | C | C | C | C | N/A | C | A | A | A | N/A | A | C | C | C | C | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | B | B | B | N/A | B | |||
| [Redacted] | [Redacted] | [Redacted] | 49 | C | C | C | C | C | C | C | C | C | C | A | A | A | N/A | A | C | C | C | C | C | B | B | B | N/A | B | B | B | B | N/A | B | A | A | A | N/A | A | B | B | B | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 122 | C | C | C | N/A | C | C | C | C | N/A | C | A | A | A | N/A | A | C | C | C | N/A | C | A | A | A | N/A | A | B | B | B | N/A | B | A | A | A | N/A | A | B | B | B | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 123 | C | C | C | N/A | C | A | A | A | N/A | A | A | A | A | N/A | A | C | C | C | N/A | C | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | B | B | B | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 124 | C | C | C | N/A | C | A | A | A | N/A | A | A | A | A | N/A | A | C | C | C | N/A | C | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | B | B | B | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 125 | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | B | B | B | B | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | B | B | B | N/A | B | |||
| [Redacted] | [Redacted] | [Redacted] | 126 | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | B | A | A | A | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | B | A | A | A | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 163 | C | C | C | N/A | D | C | C | C | N/A | C | A | A | A | N/A | A | C | C | C | N/A | D | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | B | B | B | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 164 | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | B | B | B | B | N/A | B | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | B | B | B | B | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 165 | C | C | C | N/A | C | A | A | A | N/A | A | A | A | A | N/A | B | C | C | C | N/A | C | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | B | A | A | A | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 310 | C | C | C | N/A | C | B | B | B | N/A | B | A | A | A | N/A | B | C | C | C | N/A | C | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | B | A | A | A | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 311 | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | B | B | B | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | A | ||
| [Redacted] | [Redacted] | [Redacted] | 312 | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | B | A | A | A | N/A | B | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | B | A | A | A | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 313 | C | C | C | N/A | C | C | C | C | N/A | C | D | A | D | N/A | D | D | C | D | N/A | D | B | B | B | N/A | B | B | B | B | N/A | B | A | A | A | N/A | A | B | B | B | N/A | B | ||
| [Redacted] | [Redacted] | [Redacted] | 361 | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | A | ||
| [Redacted] | [Redacted] | [Redacted] | 673 | D | D | D | N/A | D | C | C | C | N/A | C | A | A | A | N/A | A | D | D | D | N/A | D | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | A | A | A | A | N/A | A | ||