Exhibit 99.19
| Client Name: | ||||||||||||||||||||||||||||||||||||||
| Client Project Name: | DRMT 2026-CES2 | |||||||||||||||||||||||||||||||||||||
| Start - End Dates: | 10/6/2025 - 5/5/2026 | |||||||||||||||||||||||||||||||||||||
| Deal Loan Count: | 16 | |||||||||||||||||||||||||||||||||||||
| Conditions Report 2.0 | ||||||||||||||||||||||||||||||||||||||
| Loans in Report: | 16 | |||||||||||||||||||||||||||||||||||||
| Loans with Conditions: | 6 | |||||||||||||||||||||||||||||||||||||
| Loan Number | Pretium Loan ID | Original Principal Balance | State | Initial Lender ATR/QM Status | Loan Level ATR/QM Status | Initial Securitization Overall Loan Grade | Final Securitization Overall Loan Grade | Initial Securitization Credit Loan Grade | Final Securitization Credit Loan Grade | Initial Securitization Property Valuations Loan Grade | Final Securitization Property Valuations Loan Grade | Initial Securitization Compliance Loan Grade | Final Securitization Compliance Loan Grade | Initial S&P Overall Loan Grade | Final S&P Overall Loan Grade | Initial S&P Credit Loan Grade | Final S&P Credit Loan Grade | Initial S&P Property Valuations Loan Grade | Final S&P Property Valuations Loan Grade | Initial S&P Compliance Loan Grade | Final S&P Compliance Loan Grade | Condition Category | Condition Sub Category | Condition Status | Initial Securitization Condition Grade | Final Securitization Condition Grade | Initial S&P Condition Grade | Final S&P Condition Grade | Condition Code | Condition Description | Condition Material Indicator | Initial Comments | Client/Seller Response Comments | Conclusion Comments | TRID Error Type | Cure Method | Compensating Factors | Loan Status |
| XXXXXX | 6405917 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | CFCFS1736: Significant time
at current residence - Clayton Comments: Borrower has lived at current residence for 12 years and 5 months. CFCFS2854: Significant time in profession - Clayton Comments: Borrower has been in same profession for 30 years and 2 months. CFCFS1741: Credit score exceeds guidelines - Clayton Comments: Median FICO 758 exceeds guideline minimum 660. |
Complete | |||||||||||||||
| XXXXXX | 6525353 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID5740 | TRID - CD: In the CD Projected Payments section the Estimated Taxes, Insurance and Assessments = $0 or Null | No | Final CD 03/XX/2026, Projected Payments Section: Estimated Taxes, Insurance & Assessments discloses $0.00 monthly. Satisfied on PCCD 04/XX/2026. | (No Data) | (No Data) | Numeric | Not Applicable | CFCFS1741: Credit score
exceeds guidelines - Clayton Comments: 744 Credit score exceeds guidelines 660. CFCFS1737: LTV below guideline requirements - Clayton Comments: 52.27% CLTV below guideline requirements of 80% minus 5% for P&L. |
Complete |
| XXXXXX | 6525353 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | C | B | A | A | A | A | C | B | C | B | A | A | A | A | C | B | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | B | C | B | CMPTRID5742 | TRID - CD: In the CD Escrow section, You will not have an escrow account is indicated, but [Estimated Property Costs over Year 1] = $0 or Null | No | Final CD 03/XX/2026, Loan Disclosures Section: Estimated Property Costs over Year 1 discloses $0.00. Satisfied on PCCD 04/XX/2026. | (No Data) | (No Data) | Numeric | Not Applicable | CFCFS1741: Credit score
exceeds guidelines - Clayton Comments: 744 Credit score exceeds guidelines 660. CFCFS1737: LTV below guideline requirements - Clayton Comments: 52.27% CLTV below guideline requirements of 80% minus 5% for P&L. |
Complete |
| XXXXXX | 6520955 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Compliance | Right of Rescission | Satisfied | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | The Right of Rescission is not provided in the loan file. | 03/XX/2026 Client provided ROR and PCCD 03/XX/2026. | 03/26/2026 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score
exceeds guidelines - Clayton Comments: Medina FICO 714 is greater than guideline minimum 660. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments: Borrower has 0x30x136 months positive consumer payment history meeting 12 month guideline requirement. CFCFS1744: DTI below guideline requirement - Clayton Comments: Borrower DTI 36.50 is below guideline maximum 50%. CFCFS1739: Positive mortgage payment history - Clayton Comments: Borrower has 0x30x49 months positive mortgage payment history meeting 12 month guideline requirement. |
Complete |
| XXXXXX | 6520955 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | B | A | A | A | A | D | B | D | B | A | A | A | A | D | B | Compliance | Right of Rescission | Satisfied | D | A | D | A | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | The Right of Rescission is not provided in the loan file. | 03/XX/2026 Client provided ROR and PCCD 03/XX/2026. | 03/26/2026 - Exception satisfied. | (No Data) | Not Applicable | CFCFS1741: Credit score
exceeds guidelines - Clayton Comments: Medina FICO 714 is greater than guideline minimum 660. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments: Borrower has 0x30x136 months positive consumer payment history meeting 12 month guideline requirement. CFCFS1744: DTI below guideline requirement - Clayton Comments: Borrower DTI 36.50 is below guideline maximum 50%. CFCFS1739: Positive mortgage payment history - Clayton Comments: Borrower has 0x30x49 months positive mortgage payment history meeting 12 month guideline requirement. |
Complete |
| XXXXXX | 6520956 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | CFCFS1744: DTI below
guideline requirement - Clayton Comments: DTI 29.19% is below guideline maximum 50% CFCFS1737: LTV below guideline requirements - Clayton Comments: CLTV 74.75% is below guideline maximum 85% CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments: 47 months paid as agreed with 0x30. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments: Post close assets are$112,231.47 or 36 months PITI. No reserves are required. |
Complete | |||||||||||||||
| XXXXXX | 6485026 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | B | B | B | B | A | A | A | A | B | B | B | B | A | A | A | A | Credit | Income/Employment | Waived | B | B | B | B | CRDINC888 | Income Amount is Unsupported by Documentation in File | No | B1 had 4 overdraft charges on business bank statement over 12 month period (4/2025, 6/2025, 7/2025 and 9/2025) which exceeds 3 time tolerance for 12 months. Loan Exception Request in file. Clayton deems non-material/non-fatal to lending decision due to compensating factors: 23.98 months cash reserves/0 required, Credit score 739/680 minimum, CLTV 75.69%/90% maximum, borrower has 8.9 years on the job, and owned subject property for 4.4 years with mortgage history of 2 moths with no lates. | 01.XX.2026 - Acknowledged by client. | 01.19.2026 - Non-material exception remains. | (No Data) | Not Applicable | CFCFS1731: Verified cash
reserves exceed guidelines - Clayton Comments: 23.98 months of reserves in file. 0 required. CFCFS1741: Credit score exceeds guidelines - Clayton Comments: 739 mid-score qualified per CBR. 680 minimum. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments: 52 months of 0x30 mortgage history per CBR. CFCFS1737: LTV below guideline requirements - Clayton Comments: 75.69% LTV per review; 90% CLTV is maximum allowed per guidelines. CFCFS1734: Borrower has significant time at current job - Clayton Comments: B1 has worked at XXX for 8.9 years. CFCFS1736: Significant time at current residence - Clayton Comments: 4.4 years living at primary residence. CFCFS2854: Significant time in profession - Clayton Comments: B2 has 6.9 years in the XXX industry. |
Complete |
| XXXXXX | 6485024 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | CFCFS1734: Borrower has
significant time at current job - Clayton Comments: 5.5 years employed with XXX. CFCFS1741: Credit score exceeds guidelines - Clayton Comments: 780 mid-score per CBR. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments: 48.95 months of reserves in file. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments: 99 months of 0x30 mortgage payment history per CBR. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments: 33 months of 0x30 consumer credit history per CBR. CFCFS1736: Significant time at current residence - Clayton Comments: 15 years living at primary residence. CFCFS2854: Significant time in profession - Clayton Comments: 10 years working on the XXX profession. CFCFS1737: LTV below guideline requirements - Clayton Comments: 43.20 CLTV per review; 90% CLTV is maximum allowed per guidelines. |
Complete | |||||||||||||||
| XXXXXX | 6485025 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | CFCFS1731: Verified cash
reserves exceed guidelines - Clayton Comments: 34.67 months of reserves in file. 0 required CFCFS1737: LTV below guideline requirements - Clayton Comments: 63.66% CLTV value per review; 70% CLTV is maximum LTV allowed per guidelines. CFCFS1736: Significant time at current residence - Clayton Comments: 7.8 years living at primary residence. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments: 139 months of 0x30 consumer credit history per CBR. CFCFS1741: Credit score exceeds guidelines - Clayton Comments: 691 mid-score per CBR. 660 minimum. CFCFS1734: Borrower has significant time at current job - Clayton Comments: 8.4 years employed with XXX |
Complete | |||||||||||||||
| XXXXXX | 6520978 | XXXXXX | CA | (No Data) | ATR/QM: Exempt | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | CFCFS1744: DTI below
guideline requirement - Clayton Comments: DTI of 15.32 is below guideline requirement of 50. CFCFS1737: LTV below guideline requirements - Clayton Comments: CLTV of 73.05 is below guideline requirement max of 80. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments: Verified reserves of $242,256.20 or 42.06 months PITI reserve exceeds required reserves of $0.00. CFCFS1741: Credit score exceeds guidelines - Clayton Comments: Representative score of 783 exceeds guideline requirement of 720. |
Complete | |||||||||||||||
| XXXXXX | 6520977 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | CFCFS1737: LTV below
guideline requirements - Clayton Comments: 51.175% HCLTV is below the 85% max. CFCFS1744: DTI below guideline requirement - Clayton Comments: 39.65% DTI is below the 50% max. CFCFS1741: Credit score exceeds guidelines - Clayton Comments: 732 FICO score is above the 680 min. |
Complete | |||||||||||||||
| XXXXXX | 6520967 | XXXXXX | UT | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | CFCFS1744: DTI below
guideline requirement - Clayton Comments: DTI is 5.27% is below 50% max. CFCFS5269: Minimal use of credit - Clayton Comments: 26% consumer credit utilization in file CFCFS1741: Credit score exceeds guidelines - Clayton Comments: Credit score of 774 is above required 720. |
Complete | |||||||||||||||
| XXXXXX | 6525361 | XXXXXX | FL | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | CFCFS1744: DTI below
guideline requirement - Clayton Comments: DTI 45.51% is below the maximum of 50% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments: Cash Back $102269.66, 33.21 months reserves, 0 months required CFCFS5269: Minimal use of credit - Clayton Comments: 3% of revolving credit utilized CFCFS1741: Credit score exceeds guidelines - Clayton Comments: Credit score 806 exceeds the minimum of 700 CFCFS1737: LTV below guideline requirements - Clayton Comments: CLTV 84.87% is below the maximum of 90% |
Complete | |||||||||||||||
| XXXXXX | 6525360 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | CFCFS1737: LTV below
guideline requirements - Clayton Comments: LTV is 54.15%; guidelines allow 80%. CFCFS5269: Minimal use of credit - Clayton Comments: Minimal usage of available revolving credit lines @ 21.00% CFCFS1741: Credit score exceeds guidelines - Clayton Comments: 752 mid score > min required of 660 CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments: Borrower has 0x30 for 310 months. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments: 30.92 months of reserves in file. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments: Borrowers have171 months mortgage payment history 0x30. CFCFS1744: DTI below guideline requirement - Clayton Comments: Borrowers DTI 31.70% is below guideline maximum 50%. |
Complete | |||||||||||||||
| XXXXXX | 6520968 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | CFCFS1736: Significant time
at current residence - Clayton Comments: 6.6 years living at primary residence. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments: 143 months of 0x30 consumer credit history per CBR. CFCFS1741: Credit score exceeds guidelines - Clayton Comments: 787 qualifying credit score per CBR. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments: 295 months of 0x30 mortgage history per CBR. CFCFS1734: Borrower has significant time at current job - Clayton Comments: 8.2 years employed with XXX. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments: 54.52 months of reserves in file. |
Complete | |||||||||||||||
| XXXXXX | 6520959 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | QM: Safe Harbor (APOR) | C | B | C | B | A | A | A | A | C | B | C | B | A | A | A | A | Credit | Terms/Guidelines | Waived | C | B | C | B | CRDTER4631 | Loan parameters do not meet guidelines | No | The subject loan is $XXX which exceeds the maximum $XXX allowed per the Closed End Second Equity Solutions Matrix dated XXX. | Received exception approval. | Received exception approval. | (No Data) | Not Applicable | CFCFS1741: Credit score
exceeds guidelines - Clayton Comments: The borrower has a 726 credit score. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments: No mortgage lates in the last 36 months |
Complete |
| XXXXXX | 6501294 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | C | A | D | A | D | A | A | A | C | A | Compliance | TILA/RESPA Integrated Disclosure | Satisfied | C | A | C | A | CMPTRID3590 | TRID - At least one LE was delivered on or after the date that a CD was delivered | No | Thefile contains an LE for the subject property issued on 3/XX/2026, which is the same date the Initial CD was issued 3/XX/2026 | LOE and LE dated 03/XX/2026 was provided to satisfy. | Satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash
reserves exceed guidelines - Clayton Comments: The borrower has 56 months reserves excluding cash out received. CFCFS1744: DTI below guideline requirement - Clayton Comments: The DTI is 34.68% and below the guide max. |
Complete |
| XXXXXX | 6501294 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | C | A | D | A | D | A | A | A | C | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL4033 | Missing Legal Document(s) | No | Missing copy of trust document or signed attorney opinion letter. | Received signed Certification of Trust | Satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash
reserves exceed guidelines - Clayton Comments: The borrower has 56 months reserves excluding cash out received. CFCFS1744: DTI below guideline requirement - Clayton Comments: The DTI is 34.68% and below the guide max. |
Complete |
| XXXXXX | 6501294 | XXXXXX | CA | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | C | A | D | A | D | A | A | A | C | A | Credit | Terms/Guidelines | Satisfied | C | A | C | A | CRDTER4631 | Loan parameters do not meet guidelines | No | Address lox on XXX was not in the loan file. | No lox sent . client waives not in lender guides. | Satisfied. | (No Data) | Not Applicable | CFCFS1731: Verified cash
reserves exceed guidelines - Clayton Comments: The borrower has 56 months reserves excluding cash out received. CFCFS1744: DTI below guideline requirement - Clayton Comments: The DTI is 34.68% and below the guide max. |
Complete |
| XXXXXX | 6522051 | XXXXXX | CA | ATR Risk: Non-QM - Lender did not document all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Application | Satisfied | D | A | D | A | CRDAPP2298 | Missing Second Appraisal | No | Missing the appraisal review product. The CU score is 2.6. | Field Review provided | Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time
at current residence - Clayton Comments: The borrowers have been at the subject property for 33 years. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments: The borrowers have 72 months reserves after closing . |
Complete |
| XXXXXX | 6522051 | XXXXXX | CA | ATR Risk: Non-QM - Lender did not document all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Credit/Mtg History | Satisfied | C | A | C | A | CRDCRMH148 | Credit report stale dated at closing | No | Gap credit report or undisclosed debt report dated 10 days prior to the note date was not in the loan file. | Received updated credit report | Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time
at current residence - Clayton Comments: The borrowers have been at the subject property for 33 years. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments: The borrowers have 72 months reserves after closing . |
Complete |
| XXXXXX | 6522051 | XXXXXX | CA | ATR Risk: Non-QM - Lender did not document all ATR UW factors | Non-QM: Lender documented all ATR UW factors | D | A | D | A | A | A | A | A | D | A | D | A | A | A | A | A | Credit | Legal Documents | Satisfied | D | A | D | A | CRDLGL4033 | Missing Legal Document(s) | No | Missing tax cert for the subject. Tax cert in file is blank. | Received tax cert | Satisfied. | (No Data) | Not Applicable | CFCFS1736: Significant time
at current residence - Clayton Comments: The borrowers have been at the subject property for 33 years. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments: The borrowers have 72 months reserves after closing . |
Complete |