The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 170,628,916 227,842 SH SOLE 0 0 227,842
VANGUARD INDEX FDS GROWTH ETF 922908736 130,568,173 1,515,767 SH SOLE 0 0 1,515,767
VANGUARD INDEX FDS MID CAP ETF 922908629 123,051,923 1,527,267 SH SOLE 0 0 1,527,267
VANGUARD INDEX FDS VALUE ETF 922908744 113,863,822 522,479 SH SOLE 0 0 522,479
ISHARES TR EAFE VALUE ETF 464288877 67,154,370 877,262 SH SOLE 0 0 877,262
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 61,977,588 869,861 SH SOLE 0 0 869,861
ISHARES TR EAFE GRWTH ETF 464288885 59,671,660 479,599 SH SOLE 0 0 479,599
ISHARES INC CORE MSCI EMKT 46434G103 51,494,679 621,616 SH SOLE 0 0 621,616
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 39,940,501 1,180,275 SH SOLE 0 0 1,180,275
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 23,093,446 217,227 SH SOLE 0 0 217,227
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 22,947,113 278,687 SH SOLE 0 0 278,687
AMERICAN CENTY ETF TR US SML CP VALU 025072877 22,554,132 180,780 SH SOLE 0 0 180,780
VANGUARD INDEX FDS SMALL CP ETF 922908751 22,527,596 74,319 SH SOLE 0 0 74,319
MICRON TECHNOLOGY INC COM 595112103 19,773,440 17,130 SH SOLE 0 0 17,130
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 17,532,847 318,721 SH SOLE 0 0 318,721
VANGUARD INDEX FDS SM CP VAL ETF 922908611 14,306,746 58,878 SH SOLE 0 0 58,878
APPLE INC COM 037833100 12,512,889 43,243 SH SOLE 0 0 43,243
SANDISK CORP COM 80004C200 10,979,843 4,829 SH SOLE 0 0 4,829
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 9,964,768 188,870 SH SOLE 0 0 188,870
CATERPILLAR INC COM 149123101 9,596,373 9,012 SH SOLE 0 0 9,012
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 8,179,333 179,805 SH SOLE 0 0 179,805
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,032,256 272,927 SH SOLE 0 0 272,927
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 7,345,081 199,216 SH SOLE 0 0 199,216
ISHARES TR S&P 500 VAL ETF 464287408 7,003,617 30,845 SH SOLE 0 0 30,845
WESTERN DIGITAL CORP COM 958102105 6,957,624 10,893 SH SOLE 0 0 10,893
BLACKROCK ETF TRUST II ISH HIG MUN ETF 092528843 6,613,447 132,800 SH SOLE 0 0 132,800
EXXON MOBIL CORP COM 30231G102 6,599,837 48,273 SH SOLE 0 0 48,273
ISHARES TR CORE MSCI EAFE 46432F842 6,498,420 67,285 SH SOLE 0 0 67,285
ISHARES TR RUS 2000 VAL ETF 464287630 6,316,180 28,554 SH SOLE 0 0 28,554
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,065,334 8,831 SH SOLE 0 0 8,831
PIMCO ETF TR INTER MUN BD ACT 72201R866 5,977,496 113,641 SH SOLE 0 0 113,641
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,913,719 99,074 SH SOLE 0 0 99,074
ISHARES TR MSCI EMG MKT ETF 464287234 5,389,000 78,775 SH SOLE 0 0 78,775
WALMART INC COM 931142103 3,318,378 29,299 SH SOLE 0 0 29,299
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 3,294,429 60,985 SH SOLE 0 0 60,985
ISHARES TR MSCI EAFE ETF 464287465 3,064,559 29,501 SH SOLE 0 0 29,501
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 3,058,368 12,422 SH SOLE 0 0 12,422
DICKS SPORTING GOODS INC COM 253393102 3,019,295 13,312 SH SOLE 0 0 13,312
ISHARES TR USD INV GRDE ETF 464288620 2,817,843 54,939 SH SOLE 0 0 54,939
COSTCO WHOLESALE CORPORATION COM 22160K105 2,615,600 2,796 SH SOLE 0 0 2,796
STELLAR BANCORP INC COM 858927106 2,589,145 65,848 SH SOLE 0 0 65,848
VALERO ENERGY CORP COM 91913Y100 2,386,697 9,164 SH SOLE 0 0 9,164
CHEVRON CORPORATION COM 166764100 2,289,525 13,812 SH SOLE 0 0 13,812
ISHARES TR RUSSELL 2000 ETF 464287655 2,212,034 7,362 SH SOLE 0 0 7,362
UNITEDHEALTH GROUP INC COM 91324P102 2,204,729 5,305 SH SOLE 0 0 5,305
MICROSOFT CORP COM 594918104 2,135,231 5,724 SH SOLE 0 0 5,724
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,104,140 4,205 SH SOLE 0 0 4,205
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 2,039,710 65,586 SH SOLE 0 0 65,586
INVESCO QQQ TR UNIT SER 1 46090E103 2,025,522 2,751 SH SOLE 0 0 2,751
NVIDIA CORPORATION COM 67066G104 2,001,653 10,004 SH SOLE 0 0 10,004
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,961,858 2,627 SH SOLE 0 0 2,627
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,944,514 27,819 SH SOLE 0 0 27,819
SPDR SERIES TRUST ST STR SP600SM C 78464A300 1,892,147 17,342 SH SOLE 0 0 17,342
JOHNSON & JOHNSON COM 478160104 1,753,318 6,904 SH SOLE 0 0 6,904
ISHARES TR CORE MSCI INTL 46435G326 1,705,519 19,161 SH SOLE 0 0 19,161
PIMCO ETF TR MTG BKD SECS ACT 72201R569 1,702,228 34,472 SH SOLE 0 0 34,472
JPMORGAN CHASE & CO COM 46625H100 1,478,358 4,516 SH SOLE 0 0 4,516
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 1,451,130 32,713 SH SOLE 0 0 32,713
AMAZON COM INC COM 023135106 1,352,025 5,673 SH SOLE 0 0 5,673
QUALCOMM INC COM 747525103 1,302,820 7,050 SH SOLE 0 0 7,050
TESLA INC COM 88160R101 1,252,547 2,978 SH SOLE 0 0 2,978
KKR & CO INC COM 48251W104 1,044,721 11,383 SH SOLE 0 0 11,383
PIMCO ETF TR PREFERRED AND CP 72201R619 1,029,993 20,060 SH SOLE 0 0 20,060
BROADCOM INC COM 11135F101 1,026,423 2,717 SH SOLE 0 0 2,717
VANGUARD INDEX FDS TOTAL STK MKT 922908769 986,893 2,667 SH SOLE 0 0 2,667
SPDR SERIES TRUST ST STR SP600 SML 78468R853 886,372 15,370 SH SOLE 0 0 15,370
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 871,706 24,127 SH SOLE 0 0 24,127
ALPHABET INC CAP STK CL C 02079K107 844,778 2,391 SH SOLE 0 0 2,391
ALPHABET INC CAP STK CL A 02079K305 817,687 2,288 SH SOLE 0 0 2,288
MCDONALDS CORP COM 580135101 793,617 2,936 SH SOLE 0 0 2,936
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 788,744 19,121 SH SOLE 0 0 19,121
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 756,528 27,311 SH SOLE 0 0 27,311
ISHARES TR EAFE SML CP ETF 464288273 751,764 9,138 SH SOLE 0 0 9,138
ENTERPRISE PRODS PARTNERS L COM 293792107 710,389 19,325 SH SOLE 0 0 19,325
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 669,585 7,341 SH SOLE 0 0 7,341
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 649,813 6,251 SH SOLE 0 0 6,251
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 648,176 17,030 SH SOLE 0 0 17,030
DELL TECHNOLOGIES INC CL C 24703L202 632,089 1,465 SH SOLE 0 0 1,465
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 574,334 3,659 SH SOLE 0 0 3,659
VANGUARD WORLD FD MEGA CAP INDEX 921910873 572,916 2,094 SH SOLE 0 0 2,094
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 571,468 6,111 SH SOLE 0 0 6,111
BOEING CO COM 097023105 556,328 2,570 SH SOLE 0 0 2,570
ISHARES GOLD TR ISHARES NEW 464285204 539,368 7,143 SH SOLE 0 0 7,143
ISHARES TR S&P 500 GRWT ETF 464287309 529,836 3,853 SH SOLE 0 0 3,853
DILLARDS INC CL A 254067101 528,420 1,000 SH SOLE 0 0 1,000
GE VERNOVA INC COM 36828A101 461,789 393 SH SOLE 0 0 393
UNION PAC CORP COM 907818108 450,976 1,658 SH SOLE 0 0 1,658
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 444,581 15,352 SH SOLE 0 0 15,352
TYLER TECHNOLOGIES INC COM 902252105 439,275 1,502 SH SOLE 0 0 1,502
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 435,377 451 SH SOLE 0 0 451
PIMCO ETF TR MULTISECTOR BD 72201R585 435,269 16,413 SH SOLE 0 0 16,413
CISCO SYS INC COM 17275R102 414,664 3,530 SH SOLE 0 0 3,530
INVESCO EXCHANGE TRADED FD T S&P MDCP400 PR 46137V217 412,218 6,388 SH SOLE 0 0 6,388
ISHARES TR CORE S&P MCP ETF 464287507 392,911 5,095 SH SOLE 0 0 5,095
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 380,531 1,256 SH SOLE 0 0 1,256
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 377,540 10,846 SH SOLE 0 0 10,846
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 374,201 9,306 SH SOLE 0 0 9,306
GE AEROSPACE COM NEW 369604301 366,890 982 SH SOLE 0 0 982
VANGUARD STAR FDS VG TL INTL STK F 921909768 357,679 4,184 SH SOLE 0 0 4,184
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 354,129 11,168 SH SOLE 0 0 11,168
VANGUARD INDEX FDS LARGE CAP ETF 922908637 347,484 1,010 SH SOLE 0 0 1,010
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 285,759 7,202 SH SOLE 0 0 7,202
PROCTER & GAMBLE CO COM 742718109 276,477 1,885 SH SOLE 0 0 1,885
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 274,040 525 SH SOLE 0 0 525
ELI LILLY & CO COM 532457108 272,589 227 SH SOLE 0 0 227
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 264,650 1,725 SH SOLE 0 0 1,725
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 250,478 1,585 SH SOLE 0 0 1,585
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 222,623 2,870 SH SOLE 0 0 2,870
RTX CORPORATION COM 75513E101 221,415 1,167 SH SOLE 0 0 1,167
VISA INC COM CL A 92826C839 215,966 629 SH SOLE 0 0 629
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102 211,752 8,931 SH SOLE 0 0 8,931
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 206,054 968 SH SOLE 0 0 968
PROSPERITY BANCSHARES INC COM 743606105 204,704 2,803 SH SOLE 0 0 2,803
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 203,787 861 SH SOLE 0 0 861
PHILIP MORRIS INTL INC COM 718172109 203,598 1,125 SH SOLE 0 0 1,125
HOME DEPOT INC COM 437076102 203,571 577 SH SOLE 0 0 577