The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMMDY 003261203 970,898 28,430 SH SOLE 0 8,018 0 20,412
ALPHABET INC CAP STK CL C 02079K107 4,683,486 13,255 SH SOLE 0 4,120 0 9,135
ALPHABET INC CAP STK CL A 02079K305 680,075 1,903 SH SOLE 0 1,443 0 460
AMAZON COM INC COM 023135106 3,805,926 15,968 SH SOLE 0 6,742 0 9,226
APOLLO GLOBAL MGMT INC COM 03769M106 1,051,247 8,886 SH SOLE 0 2,963 0 5,923
APPLE INC COM 037833100 7,323,754 25,310 SH SOLE 0 11,814 0 13,496
APPLIED MATLS INC COM 038222105 3,936,012 5,444 SH SOLE 0 2,173 0 3,271
AUTODESK INC COM 052769106 416,059 2,140 SH SOLE 0 0 0 2,140
AXIA ENERGIA SA SPONSORED ADR 15234Q207 1,188,158 112,515 SH SOLE 0 27,794 0 84,721
AXIA ENERGIA SA SPON ADS PF CL C 15236F100 264,984 25,117 SH SOLE 0 6,238 0 18,879
BANK OF AMER CORP COM 060505104 539,715 9,472 SH SOLE 0 1,300 0 8,172
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,427,024 2,852 SH SOLE 0 711 0 2,141
BROADCOM INC COM 11135F101 1,489,091 3,942 SH SOLE 0 1,137 0 2,805
BROOKFIELD RENEWABLE CORP CL A EX SUB VTG 11285B108 272,476 7,340 SH SOLE 0 0 0 7,340
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 4,112,963 157,103 SH SOLE 0 53,379 0 103,724
CARRIER GLOBAL CORPORATION COM 14448C104 1,502,106 20,479 SH SOLE 0 6,137 0 14,342
CATERPILLAR INC COM 149123101 3,286,281 3,086 SH SOLE 0 862 0 2,224
CHUBB LIMITED COM H1467J104 3,052,977 8,960 SH SOLE 0 2,900 0 6,060
CITIGROUP INC COM NEW 172967424 3,834,495 27,397 SH SOLE 0 6,799 0 20,598
COCA COLA CO COM 191216100 1,147,006 14,114 SH SOLE 0 7,438 0 6,676
COSTCO WHOLESALE CORPORATION COM 22160K105 634,498 678 SH SOLE 0 215 0 463
CRANE COMPANY COMMON STOCK 224408104 342,506 1,535 SH SOLE 0 1 0 1,535
DANAHER CORP DEL COM 235851102 1,598,497 8,392 SH SOLE 0 3,686 0 4,706
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 4,427,167 63,336 SH SOLE 0 21,635 0 41,701
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 5,236,817 96,942 SH SOLE 0 21,611 0 75,331
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 1,595,588 45,549 SH SOLE 0 19,819 0 25,730
DUKE ENERGY CORP NEW COM NEW 26441C204 2,026,800 16,012 SH SOLE 0 5,822 0 10,190
EATON CORP PLC SHS G29183103 2,513,618 5,899 SH SOLE 0 2,753 0 3,146
EATON VANCE MUN INCOME TR SH BEN INT 27826U108 612,531 54,399 SH SOLE 0 36,409 0 17,990
ELI LILLY & CO COM 532457108 4,203,528 3,505 SH SOLE 0 1,412 0 2,092
EMERSON ELEC CO COM 291011104 257,956 1,802 SH SOLE 0 179 0 1,623
ENBRIDGE INC COM 29250N105 518,139 9,558 SH SOLE 0 510 0 9,048
EPLUS INC COM 294268107 403,666 4,850 SH SOLE 0 0 0 4,850
EQUINIX INC COM 29444U700 1,412,438 1,355 SH SOLE 0 537 0 818
ETF OPPORTUNITIES TRUST APPLIED FINA VAL 26923N405 662,861 14,333 SH SOLE 0 5,944 0 8,389
EXXON MOBIL CORP COM 30231G102 986,701 7,217 SH SOLE 0 1,463 0 5,754
FIDELITY COVINGTON TRUST ENHANCED EMRNGS 31609A800 4,310,572 101,235 SH SOLE 0 30,870 0 70,365
FIDELITY COVINGTON TRUST ENH MID COR ETF 31609A503 1,347,471 33,205 SH SOLE 0 5,603 0 27,602
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A305 1,680,269 38,406 SH SOLE 0 18,028 0 20,378
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 1,676,802 40,010 SH SOLE 0 14,948 0 25,061
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 7,575,870 188,783 SH SOLE 0 53,191 0 135,592
FIDELITY COVINGTON TRUST ENHANCED SML CAP 31609A206 2,714,672 56,216 SH SOLE 0 26,950 0 29,266
FIDELITY GREENWOOD STREET TR HEDGED EQTY ETF 31624J745 1,938,716 58,874 SH SOLE 0 17,146 0 41,728
FIDELITY MERRIMACK STR TR TACTICAL BOND 316188879 1,187,757 24,102 SH SOLE 0 9,638 0 14,464
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 5,842,514 128,435 SH SOLE 0 44,867 0 83,568
FIRST TR EXCH TRADED FD III EME MRK BD ETF 33739P202 513,132 17,561 SH SOLE 0 5,759 0 11,802
FORTINET INC COM 34959E109 2,704,941 17,608 SH SOLE 0 1,705 0 15,903
HDFC BANK LTD SPONSORED ADS 40415F101 650,195 25,172 SH SOLE 0 4,471 0 20,701
HOME DEPOT INC COM 437076102 206,819 586 SH SOLE 0 149 0 437
INVESCO QQQ TR UNIT SER 1 46090E103 708,417 962 SH SOLE 0 962 0 0
ISHARES TR CORE S&P MCP ETF 464287507 222,462 2,885 SH SOLE 0 0 0 2,885
ISHARES TR CORE S&P500 ETF 464287200 9,517,680 12,709 SH SOLE 0 2,045 0 10,664
ISHARES TR CORE S&P US GWT 464287671 265,460 1,411 SH SOLE 0 0 0 1,411
ISHARES TR MSCI EAFE ETF 464287465 591,913 5,698 SH SOLE 0 4,097 0 1,601
ISHARES TR U.S. TECH ETF 464287721 247,942 983 SH SOLE 0 0 0 983
ISHARES TR 3 7 YR TREAS BD 464288661 6,342,815 54,004 SH SOLE 0 19,505 0 34,499
ISHARES TR CORE S&P TTL STK 464287150 427,102 2,600 SH SOLE 0 0 0 2,600
ISHARES TR MSCI USA MIN ETF 46429B697 249,349 2,585 SH SOLE 0 0 0 2,585
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 2,100,157 43,437 SH SOLE 0 17,056 0 26,381
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 276,062 5,459 SH SOLE 0 0 0 5,459
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 3,266,854 70,941 SH SOLE 0 25,024 0 45,917
JPMORGAN CHASE & CO COM 46625H100 3,295,616 10,068 SH SOLE 0 3,501 0 6,567
KB FINL GROUP INC SPONSORED ADR 48241A105 256,102 2,440 SH SOLE 0 580 0 1,860
LINDE PLC SHS G54950103 722,883 1,393 SH SOLE 0 686 0 707
LOWES COS INC COM 548661107 1,233,995 5,597 SH SOLE 0 3,021 0 2,576
MARTIN MARIETTA MATLS INC COM 573284106 1,451,121 2,516 SH SOLE 0 318 0 2,198
MCDONALDS CORP COM 580135101 1,451,835 5,371 SH SOLE 0 1,967 0 3,404
MCKESSON CORP COM 58155Q103 2,767,083 3,662 SH SOLE 0 1,698 0 1,964
MERCK & CO INC COM 58933Y105 457,075 3,557 SH SOLE 0 0 0 3,557
META PLATFORMS INC CL A 30303M102 3,464,836 6,151 SH SOLE 0 2,286 0 3,865
MICRON TECHNOLOGY INC COM 595112103 312,178 270 SH SOLE 0 118 0 152
MICROSOFT CORP COM 594918104 5,340,548 14,317 SH SOLE 0 5,281 0 9,036
MITSUBISHI UFJ FINANCIAL GRO SPONSORED ADS 606822104 1,099,937 55,301 SH SOLE 0 14,127 0 41,174
NETEASE COM INC SPONSORED ADS 64110W102 941,693 7,349 SH SOLE 0 1,737 0 5,612
NEXTERA ENERGY INC COM 65339F101 1,855,792 21,144 SH SOLE 0 6,583 0 14,561
NUVEEN AMT FREE MUN CR INC F COM 67071L106 471,720 36,853 SH SOLE 0 23,627 0 13,226
NVIDIA CORPORATION COM 67066G104 5,443,774 27,207 SH SOLE 0 12,081 0 15,126
PALANTIR TECHNOLOGIES INC CL A 69608A108 3,175,292 27,216 SH SOLE 0 6,998 0 20,218
PALO ALTO NETWORKS INC COM 697435105 9,266,497 27,173 SH SOLE 0 5,419 0 21,754
PGIM ETF TR ACTV HY BD ETF 69344A206 1,455,516 41,729 SH SOLE 0 15,511 0 26,218
PHILLIPS 66 COM 718546104 223,464 1,322 SH SOLE 0 433 0 889
PROCTER & GAMBLE CO COM 742718109 1,130,350 7,708 SH SOLE 0 3,398 0 4,310
PUBLIC STORAGE COM 74460D109 810,736 2,547 SH SOLE 0 903 0 1,644
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 1,915,410 61,589 SH SOLE 0 31,354 0 30,235
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 308,096 5,747 SH SOLE 0 4,301 0 1,446
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 562,166 3,035 SH SOLE 0 2,694 0 341
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 252,164 1,589 SH SOLE 0 478 0 1,111
SERVICE CORP INTL COM 817565104 227,880 3,000 SH SOLE 0 0 0 3,000
SHELL PLC SPON ADS 780259305 642,962 8,292 SH SOLE 0 1,708 0 6,584
SIMON PPTY GROUP INC NEW COM 828806109 1,911,537 8,547 SH SOLE 0 3,616 0 4,931
SPDR SERIES TRUST ST STR SP BIOT 78464A870 529,979 3,349 SH SOLE 0 940 0 2,409
STARWOOD PPTY TR INC COM 85571B105 800,807 48,889 SH SOLE 0 13,721 0 35,168
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,816,494 2,432 SH SOLE 0 1,994 0 439
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 486,477 692 SH SOLE 0 530 0 162
STRYKER CORPORATION COM 863667101 1,816,511 5,770 SH SOLE 0 2,705 0 3,065
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1,180,553 2,472 SH SOLE 0 684 0 1,788
TJX COS INC NEW COM 872540109 891,489 5,884 SH SOLE 0 3,270 0 2,615
UNILEVER PLC SPON ADR NEW 904767803 238,613 3,969 SH SOLE 0 1,176 0 2,793
VANGUARD INDEX FDS TOTAL STK MKT 922908769 462,550 1,250 SH SOLE 0 1,150 0 100
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,039,449 2,842 SH SOLE 0 496 0 2,346
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,896,416 4,217 SH SOLE 0 2,767 0 1,450
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 358,207 6,073 SH SOLE 0 4,100 0 1,973
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 707,307 9,927 SH SOLE 0 7,510 0 2,417
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 531,328 5,690 SH SOLE 0 249 0 5,441
VANGUARD WORLD FD INF TECH ETF 92204A702 656,643 5,494 SH SOLE 0 4,694 0 800
WALMART INC COM 931142103 1,573,135 13,890 SH SOLE 0 6,548 0 7,342
WASTE MGMT INC DEL COM 94106L109 2,068,265 9,280 SH SOLE 0 2,221 0 7,059
WELLTOWER INC COM 95040Q104 322,297 1,420 SH SOLE 0 376 0 1,044
WORLD GOLD TR SPDR GLD MINIS 98149E303 1,495,991 18,836 SH SOLE 0 4,878 0 13,958
ZOETIS INC CL A 98978V103 386,104 5,373 SH SOLE 0 323 0 5,050