The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 350,935 981 SH SOLE 981 0 0
ALPHABET INC CAP STK CL C 02079K107 246,575 697 SH SOLE 697 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 2,049,537 12,687 SH SOLE 12,687 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,012,825 14,160 SH SOLE 14,160 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 4,854,356 6,592 SH SOLE 6,592 0 0
ISHARES GOLD TR ISHARES NEW 464285204 3,332,332 44,131 SH SOLE 44,131 0 0
ISHARES INC CORE MSCI EMKT 46434G103 972,443 11,738 SH SOLE 11,738 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,757,130 18,193 SH SOLE 18,193 0 0
ISHARES TR CORE S&P TTL STK 464287150 15,048,377 91,607 SH SOLE 91,607 0 0
ISHARES TR CORE S&P500 ETF 464287200 20,637,822 27,557 SH SOLE 27,557 0 0
ISHARES TR CORE UNIVRSL USD 46434V613 584,492 12,665 SH SOLE 12,665 0 0
ISHARES TR CORE US AGGBD ET 464287226 511,073 5,163 SH SOLE 5,163 0 0
ISHARES TR IBOXX INV CP ETF 464287242 758,265 6,952 SH SOLE 6,952 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 436,828 8,334 SH SOLE 8,334 0 0
ISHARES TR MSCI EAFE ETF 464287465 200,067 1,925 SH SOLE 1,925 0 0
ISHARES TR MSCI UAE ETF 46434V761 291,930 15,356 SH SOLE 15,356 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAN INTL VL 46654Q757 390,990 4,252 SH SOLE 4,252 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 622,551 5,336 SH SOLE 5,336 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 3,297,420 35,759 SH SOLE 35,759 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,102,958 10,940 SH SOLE 10,940 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585 1,085,209 40,920 SH SOLE 40,920 0 0
PIMCO ETF TR SR LN ACTIVE ETF 72201R627 3,000,152 60,842 SH SOLE 60,842 0 0
PROLOGIS INC. COM 74340W103 290,409 2,143 SH SOLE 2,143 0 0
PROSHARES TR SHORT QQQ 74349Y837 576,580 23,008 SH SOLE 23,008 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 394,664 12,690 SH SOLE 12,690 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 632,845 22,846 SH SOLE 22,846 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,411,688 117,806 SH SOLE 117,806 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 362,805 12,327 SH SOLE 12,327 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 382,790 10,594 SH SOLE 10,594 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,620,504 4,399 SH SOLE 4,399 0 0
SPDR SERIES TRUST ST STR RATE ETF 78468R200 203,012 6,580 SH SOLE 6,580 0 0
SPDR SERIES TRUST ST STR SP DIV 78464A763 1,126,696 7,403 SH SOLE 7,403 0 0
SPDR SERIES TRUST ST STR SP1500VT 78464A128 3,091,153 12,976 SH SOLE 12,976 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 7,899,230 10,577 SH SOLE 10,577 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,329,251 18,107 SH SOLE 18,107 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 4,673,915 58,010 SH SOLE 58,010 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,013,278 1,475 SH SOLE 1,475 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 26,177,569 70,742 SH SOLE 70,742 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 927,073 10,470 SH SOLE 10,470 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 333,815 2,126 SH SOLE 2,126 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 746,798 15,953 SH SOLE 15,953 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,097,811 4,639 SH SOLE 4,639 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,441,552 75,348 SH SOLE 75,348 0 0