The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 210,608 2,321 SH SOLE 0 0 0 2,321
ADT INC DEL COM 00090Q103 231,086 35,552 SH SOLE 0 0 0 35,552
ADVANCED MICRO DEVICES INC COM 007903107 304,747 525 SH SOLE 0 0 0 525
ALPHABET INC CAP STK CL A 02079K305 1,626,625 4,552 SH SOLE 0 0 0 4,552
AMAZON COM INC COM 023135106 3,641,359 15,278 SH SOLE 0 0 0 15,278
AMERICAN CENTY ETF TR US SML CP VALU 025072877 906,131 7,263 SH SOLE 0 0 0 7,263
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 23,637,828 259,158 SH SOLE 0 0 0 259,158
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2,627,442 29,456 SH SOLE 0 0 0 29,456
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 603,815 5,859 SH SOLE 0 0 0 5,859
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 9,490,012 95,762 SH SOLE 0 0 0 95,762
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 312,572 3,239 SH SOLE 0 0 0 3,239
AMGEN INC COM 031162100 2,478,020 6,843 SH SOLE 0 0 0 6,843
AMPHENOL CORP CL A 032095101 3,173,213 17,997 SH SOLE 0 0 0 17,997
APPLE INC COM 037833100 7,236,065 25,007 SH SOLE 0 0 0 25,007
APTIV PLC COM SHS G3265R107 755,581 12,310 SH SOLE 0 0 0 12,310
AUTOMATIC DATA PROCESSING IN COM 053015103 303,159 1,354 SH SOLE 0 0 0 1,354
BANCO SANTANDER SA ADR 05964H105 152,987 11,086 SH SOLE 0 0 0 11,086
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,991,665 9,976 SH SOLE 0 0 0 9,976
BLACKROCK HEALTH SCIENCES TR COM 09250W107 6,053,192 140,936 SH SOLE 0 0 0 140,936
BLACKROCK MUNIYILD QULT FD I COM 09254F100 925,497 79,784 SH SOLE 0 0 0 79,784
BLUEROCK PVT REAL ESTATE FD COM 09631P102 1,304,955 100,304 SH SOLE 0 0 0 100,304
CANADIAN PACIFIC KANSAS CITY COM 13646K108 333,869 3,853 SH SOLE 0 0 0 3,853
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 762,599 20,358 SH SOLE 0 0 0 20,358
CATERPILLAR INC COM 149123101 621,134 583 SH SOLE 0 0 0 583
CHEVRON CORPORATION COM 166764100 771,429 4,654 SH SOLE 0 0 0 4,654
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831 609,468 14,605 SH SOLE 0 0 0 14,605
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 211,909 5,137 SH SOLE 0 0 0 5,137
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 380,133 11,139 SH SOLE 0 0 0 11,139
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 5,876,699 71,720 SH SOLE 0 0 0 71,720
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 19,408,019 406,451 SH SOLE 0 0 0 406,451
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 276,984 3,963 SH SOLE 0 0 0 3,963
EATON CORP PLC SHS G29183103 340,619 799 SH SOLE 0 0 0 799
EXXON MOBIL CORP COM 30231G102 419,353 3,067 SH SOLE 0 0 0 3,067
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100 379,530 3,465 SH SOLE 0 0 0 3,465
GARMIN LTD SHS H2906T109 2,786,648 11,731 SH SOLE 0 0 0 11,731
HOME DEPOT INC COM 437076102 202,680 575 SH SOLE 0 0 0 575
INTUITIVE SURGICAL INC COM NEW 46120E602 79,536 200 SH Call SOLE 0 0 0 200
INTUITIVE SURGICAL INC COM NEW 46120E602 7,906,394 19,881 SH SOLE 0 0 0 19,881
IQVIA HLDGS INC COM 46266C105 217,566 1,126 SH SOLE 0 0 0 1,126
ISHARES INC CORE MSCI EMKT 46434G103 5,084,051 61,372 SH SOLE 0 0 0 61,372
ISHARES TR CORE S&P TTL STK 464287150 286,102 1,742 SH SOLE 0 0 0 1,742
ISHARES TR CORE MSCI INTL 46435G326 10,415,448 117,014 SH SOLE 0 0 0 117,014
ISHARES TR U S EQUITY FACTR 46434V282 7,748,417 102,452 SH SOLE 0 0 0 102,452
ISHARES TR RUS 1000 GRW ETF 464287614 1,252,406 10,086 SH SOLE 0 0 0 10,086
ISHARES TR CORE MSCI EAFE 46432F842 13,354,779 138,277 SH SOLE 0 0 0 138,277
ISHARES TR MSCI USA VALUE 46432F388 389,552 1,950 SH SOLE 0 0 0 1,950
ISHARES TR CORE S&P SCP ETF 464287804 1,915,780 12,917 SH SOLE 0 0 0 12,917
ISHARES TR CORE S&P500 ETF 464287200 27,252,860 36,391 SH SOLE 0 0 0 36,391
ISHARES TR MSCI INTL QUALTY 46434V456 3,290,754 66,413 SH SOLE 0 0 0 66,413
ISHARES TR MSCI USA MMENTM 46432F396 1,576,281 4,598 SH SOLE 0 0 0 4,598
ISHARES TR MSCI USA MIN ETF 46429B697 1,411,301 14,631 SH SOLE 0 0 0 14,631
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 21,336,130 249,662 SH SOLE 0 0 0 249,662
JPMORGAN CHASE & CO COM 46625H100 557,506 1,703 SH SOLE 0 0 0 1,703
MARATHON PETE CORP COM 56585A102 312,613 1,223 SH SOLE 0 0 0 1,223
MASTERCARD INCORPORATED CL A 57636Q104 772,066 1,503 SH SOLE 0 0 0 1,503
MCDONALDS CORP COM 580135101 279,805 1,035 SH SOLE 0 0 0 1,035
META PLATFORMS INC CL A 30303M102 635,068 1,127 SH SOLE 0 0 0 1,127
MICROSOFT CORP COM 594918104 1,300,084 3,485 SH SOLE 0 0 0 3,485
NEXTERA ENERGY INC COM 65339F101 1,592,427 18,143 SH SOLE 0 0 0 18,143
NOVAGOLD RESOURCES INC COM NEW 66987E206 233,203 39,063 SH SOLE 0 0 0 39,063
NVIDIA CORPORATION COM 67066G104 2,637,299 13,181 SH SOLE 0 0 0 13,181
NXP SEMICONDUCTORS N V COM N6596X109 2,734,313 9,730 SH SOLE 0 0 0 9,730
OREILLY AUTOMOTIVE INC COM 67103H107 770,568 8,368 SH SOLE 0 0 0 8,368
PROCTER & GAMBLE CO COM 742718109 209,877 1,431 SH SOLE 0 0 0 1,431
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103 980,842 93,059 SH SOLE 0 0 0 93,059
S&P GLOBAL INC COM 78409V104 622,991 1,530 SH SOLE 0 0 0 1,530
SCHWAB CHARLES CORP COM 808513105 362,621 3,930 SH SOLE 0 0 0 3,930
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1,972,876 80,003 SH SOLE 0 0 0 80,003
SOUTHERN CO COM 842587107 256,653 2,682 SH SOLE 0 0 0 2,682
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 866,844 1,161 SH SOLE 0 0 0 1,161
STMICROELECTRONICS N V NY REGISTRY 861012102 2,868,681 38,305 SH SOLE 0 0 0 38,305
TESLA INC COM 88160R101 277,175 659 SH SOLE 0 15 0 644
TEXAS INSTRS INC COM 882508104 1,727,281 5,795 SH SOLE 0 0 0 5,795
TJX COS INC NEW COM 872540109 472,377 3,118 SH SOLE 0 0 0 3,118
VANGUARD INDEX FDS TOTAL STK MKT 922908769 22,066,989 59,634 SH SOLE 0 0 0 59,634
VANGUARD INDEX FDS SMALL CP ETF 922908751 457,162 1,508 SH SOLE 0 0 0 1,508
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,574,450 43,130 SH SOLE 0 0 0 43,130
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 19,364,910 385,525 SH SOLE 0 0 0 385,525
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 9,028,469 26,655 SH SOLE 0 0 0 26,655
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 45,859,160 777,537 SH SOLE 0 0 0 777,537
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,118,968 8,955 SH SOLE 0 0 0 8,955
VANGUARD STAR FDS VG TL INTL STK F 921909768 353,649 4,137 SH SOLE 0 0 0 4,137
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,913,058 68,955 SH SOLE 0 0 0 68,955
VANGUARD WELLINGTON FD US MOMENTUM 921935508 2,974,207 11,920 SH SOLE 0 0 0 11,920
VISA INC COM CL A 92826C839 412,342 1,202 SH SOLE 0 0 0 1,202
WALMART INC COM 931142103 2,346,842 20,721 SH SOLE 0 0 0 20,721