Seller Loan ID Loan ID Investor Loan ID EDGAR ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Orginator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Original Note Loan Amount Original Qualifying Loan Amount Original Qualifying Base LTV Original Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Original Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior Purchase Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Other Lien 2 Amount Other Lien 2 Position Other Lien 3 Amount Other Lien 3 Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Other Appraised Value Other Variance Amount Other Variance Percent Other Appraisal Date Blanket Mortgage Flag Borrower Mailing Street Address Borrower Mailing Address City Borrower Mailing Address State Borrower Mailing Address Zip
  REDACTED   197 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED   false REDACTED 780 782 780 779                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     6588.75 Taxes and Insurance 6.98 46229.07 REDACTED REDACTED 75.0 75.0 75.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.625 7.625 REDACTED REDACTED 2166.18 6626.85 REDACTED Fixed 180 180 REDACTED                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Retail No         Yes REDACTED Condotel 1 1978 REDACTED 1073 Individual Condo Report REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 No X REDACTED 0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0   2 48500 104 3 0.06035051546391752 0.25 No   Manual Underwriting Not Tested Not Tested Not Tested Not Tested REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   198 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED   false REDACTED 749 761 749 742                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 14.07 67981.56 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.375 7.375 REDACTED REDACTED 841.04 4831.36 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 36 12 months interest on amount that exceeds 20% Wholesale No         Yes REDACTED Townhouse 1 2018 REDACTED 1004 URAR REDACTED REDACTED AVM REDACTED REDACTED REDACTED     0 Yes AE REDACTED 0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 5 0 192 0 0 1.3 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   199 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino BlackorAfricanAmerican REDACTED   false REDACTED 740 740 727 788                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance No Cash Out - Borrower Initiated 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 74.13 506646.68 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 6.75 6.75 REDACTED REDACTED 1591.41 6834.58 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes REDACTED PUD 1 2022 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED   REDACTED     0 Yes AE REDACTED 0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 3 0 278 0 0 15 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   204 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED   false REDACTED 734 771 722 734 REDACTED REDACTED REDACTED REDACTED Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED   false REDACTED 743 757 724 743                                                             REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance No Cash Out - Borrower Initiated 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 187.06 1407885.89 REDACTED REDACTED 65.0 65.0 65.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.625 7.625 REDACTED REDACTED 758.32 7526.4 REDACTED Fixed 180 180 REDACTED                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Correspondent Flow without Delegated UW No         Yes REDACTED Condotel 1 1974 REDACTED 1073 Individual Condo Report REDACTED REDACTED Collateral Underwriter (CU) REDACTED   REDACTED     0 Yes AE REDACTED 0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 .00 7 0 106 0 0 10.5 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   205 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Female NotHispanicorLatino White REDACTED   false REDACTED 803 803 825 787                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 121.65 579330.42 REDACTED REDACTED 75.0 75.0 75.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.0 7.0 REDACTED REDACTED 690.3 5375.32 REDACTED Fixed 180 180 REDACTED                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Correspondent Flow with Delegated UW No         Yes REDACTED Condotel 1 1979 REDACTED 1073 Individual Condo Report REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 2 0 130 0 0 7 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   228 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Male Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED   false REDACTED 660 660                                                                                               REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 10.42 15604.53 REDACTED REDACTED 60.0 60.0 60.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 8.625 8.625 REDACTED REDACTED 163.89 1497.7 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No         Yes REDACTED Condominium 1 1972 REDACTED 1073 Individual Condo Report REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 1 0 0 0 0 12 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   209 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED Yes false REDACTED 687 689 612 687                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 12 Month Bank Statement Primary Residence Purchase NA 17.03 37.44 42523.23 .00 .00 .00 42523.23 Employed       3.62       NA 27276.17 15922.57 No Escrow 10.26 68772.11 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 7.25 7.25 REDACTED REDACTED 0 7242.22 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No         Yes REDACTED Single Family Detached 1 1995 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 6443.54 2 344775 94 7 0.031265508684863524 5.92 No 0 Manual Underwriting 26815.54 7.628 No No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   232 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Male HispanicorLatino|Mexican White REDACTED   false REDACTED 683 688 683 676                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 13.17 19205.36 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.875 7.875 REDACTED REDACTED 323.01 1458.18 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No         Yes REDACTED Single Family Detached 1 1958 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 4 0 224 0 0 14 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   213 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED Yes false REDACTED 690 690 729 686 REDACTED REDACTED REDACTED REDACTED Female Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED No false REDACTED 699 687 818 699                                                             REDACTED REDACTED REDACTED REDACTED REDACTED 12 Month Bank Statement Primary Residence Refinance Cash Out - Debt Consolidation 37.74 40.36 9702.35 .00 .00 .00 9702.35 Employed Not Employed     18.97       Yes   3915.67 No Escrow 116.35 426035.62 REDACTED REDACTED 51.2 51.2 51.2 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 6.875 6.875 REDACTED REDACTED 0 3661.67 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Retail No         Yes REDACTED Single Family Detached 1 2018 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED   REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 408878.5 6149.00 1 32000 475 5 0.1373072113380575 5 No 0 Manual Underwriting 6149 7.036 No No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   200 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED Yes true REDACTED 684 638 684 694                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 1YR Business P&L Primary Residence Purchase NA 36.41 38.09 8282.92 .00 .00 .00 8282.92 Employed       3.32       NA   3154.66 Taxes and Insurance 3.43 10335.26 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 7.875 7.875 REDACTED REDACTED 405.41 3015.66 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No         Yes REDACTED Single Family Detached 1 1987 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1898.00 1 4600 54 1 0.9947826086956522 4 No 0 Manual Underwriting 6188 8.076 Yes No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   226 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Male HispanicorLatino|Mexican White REDACTED   false REDACTED 714 714 713 728 REDACTED REDACTED REDACTED REDACTED Female HispanicorLatino White REDACTED   false REDACTED 724 724 724 738                                                             REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 18.56 45502.46 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.125 7.125 REDACTED REDACTED 581.04 2451.28 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No         Yes REDACTED Single Family Detached 1 2000 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 2 45502.46 .00 2 0 190 0 0 13 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   203 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Female HispanicorLatino   REDACTED Yes false REDACTED 750 752 750 747                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 12 Month Bank Statement Investment Purchase NA 26.23 43.36 23110.31 .00 .00 .00 23110.31 Employed       6.86       2 YRS 33129.92 10019.61 Taxes and Insurance 31.31 202008.8 REDACTED REDACTED 85.0 85.0 85.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 8.0 8.0 REDACTED REDACTED 1025.42 6451.6 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 24 6 months interest on amount that exceeds 20% Retail No         Yes REDACTED Single Family Detached 1 1954 REDACTED 1004 URAR REDACTED REDACTED 1004 URAR REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 .00 2 56325 405 6 0.27290102389078497 5.83 No 0 Manual Underwriting 0 0.000 N/A   REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   220 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED Yes false REDACTED 749 759 731 749                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 12 Month Bank Statement Primary Residence Purchase NA 15 46.88 86252.00 .00 .00 .00 86252.00 Employed       2.47       2 YRS 47010.23 40436.77 Taxes and Insurance 14.53 76804.13 REDACTED REDACTED 90.0 90.0 90.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 8.25 8.25 REDACTED REDACTED 1611.47 12936.81 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Correspondent Flow without Delegated UW No         Yes REDACTED Single Family Detached 1 2020 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1515.00 4 334697 93 9 0.4140810810810811 8.25 No 0 Manual Underwriting 1515 8.267 No No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   242 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED   false REDACTED 703 703 705 680                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance No Cash Out - Borrower Initiated 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 15.86 37934.09 REDACTED REDACTED 73.83 73.83 73.83 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.25 7.25 REDACTED REDACTED 401.17 2391.93 REDACTED Fixed 240 360 REDACTED                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes REDACTED Single Family Detached 1 1900 REDACTED 1004 URAR REDACTED REDACTED 2000 One Unit Appraisal Field Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 5 0 130 0 0 1.1 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   224 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Female HispanicorLatino White REDACTED   false REDACTED 755 793 755 728                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 59.79 132814.24 REDACTED REDACTED 74.4 74.4 74.4 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.375 7.375 REDACTED REDACTED 278.67 2221.19 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 12 6 months interest on amount that exceeds 20% Wholesale No         Yes REDACTED Single Family Detached 1 1976 REDACTED 1004 URAR REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 137955.76 .00 2 0 406 0 0 26 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   210 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Female NotHispanicorLatino White REDACTED Yes false REDACTED 622 622 641 616                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED W2/1099 Verified Primary Residence Refinance Cash Out - Other 49.88 49.88 5270.00 .00 .00 .00 5270.00 Employed       3.7       3 YRS 2641.38 2628.62 Taxes and Insurance 21.53 56591.57 REDACTED REDACTED 62.5 62.5 62.5 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 8.875 8.875 REDACTED REDACTED 399.82 2628.62 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Correspondent Bulk No         Yes REDACTED Single Family Detached 1 1966 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED   REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 260713.5 12725.00 1 15000 128 7 0.9962847222222222 4 No   Manual Underwriting 0 9.386 Yes No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   212 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED No true REDACTED 773 773 771 781                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 1YR Full Doc Primary Residence Purchase NA 39.88 53.84 26033.66 .00 .00 .00 26033.66 Employed       1.48       2 YRS 14382.15 14017.51 Taxes and Insurance 14.39 149351.95 REDACTED REDACTED 70.0 70.0 70.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 6.625 6.625 REDACTED REDACTED 2209.77 10381.51 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Correspondent Flow without Delegated UW No         Yes REDACTED Condominium High Rise 1 2025 REDACTED 1073 Individual Condo Report REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 .00 2 58723 242 2 0 5.17 No 0 Manual Underwriting 0 6.635 No No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   208 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED Yes false REDACTED 767 753 780 767 REDACTED REDACTED REDACTED REDACTED Female NotHispanicorLatino White REDACTED Yes true REDACTED 661 661 643 715                                                             REDACTED REDACTED REDACTED REDACTED REDACTED 12 Month Bank Statement Primary Residence Purchase NA 24.54 38.85 4100.00 17827.71 .00 .00 21927.71 Employed Employed     7.5 2.7     3 YRS   8518.19 Taxes and Insurance 8.5 45755.45 REDACTED REDACTED 66.09 66.09 66.09 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 6.375 6.375 REDACTED REDACTED 662.74 5381.32 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Retail No         Yes REDACTED PUD 1 2025 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0.0 1395.00 1 49665 199 8 0.32904032742425837 6.5 No 0 Manual Underwriting 1395 6.396 No No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   211 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male HispanicorLatino White REDACTED Yes false REDACTED 690 677 702 690                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 12 Month Bank Statement Investment Purchase NA 26.57 48.46 21966.20 .00 .00 .00 21966.20 Employed       6.79       2 YRS 11717.35 10643.85 Taxes and Insurance 18.19 81177.76 REDACTED REDACTED 75.0 75.0 75.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 7.125 7.125 REDACTED REDACTED 1431.99 4463.72 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 60 6 months interest on amount that exceeds 20% Correspondent Flow without Delegated UW No         Yes REDACTED Single Family Detached 1 1978 REDACTED 1004 URAR REDACTED REDACTED Desk Review REDACTED REDACTED REDACTED     0 Yes AE REDACTED 0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 5535.50 3 3726 64 2 0.1152 33177 No 0 Manual Underwriting 0 0.000 N/A   REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   219 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED   false REDACTED 723 710 733 723                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 21.91 30649.03 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.625 7.625 REDACTED REDACTED 198.44 1398.86 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 60 6 months interest on amount that exceeds 20% Correspondent Flow without Delegated UW No         Yes REDACTED Single Family Detached 1 1963 REDACTED 1004 URAR REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 157209.37 .00 2 0 123 0 0 2 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   222 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED No true REDACTED 776 776 814 769                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Asset Depletion – Debt Ratio Calculation Primary Residence Purchase NA 27.45 31.11 60299.68 .00 .00 .00 60299.68 Employed       31.54       2 YRS   18759.51 No Escrow 177.57 2279544.16 REDACTED REDACTED 59.65 59.65 59.65 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 6.625 6.625 REDACTED REDACTED 0 12837.55 REDACTED Fixed 240 360 REDACTED                                 Yes 120 No No No N 0 No Prepayment Penalty Correspondent Flow without Delegated UW No         Yes REDACTED PUD 1 1994 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1515.00 1 40000 319 6 0.1533609022556391 0.58 No 0 Manual Underwriting 1515 6.647 No No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   202 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Male HispanicorLatino White REDACTED   false REDACTED 712 715 707 712                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 10.35 18711.52 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 8.125 8.125 REDACTED REDACTED 268.54 1808.02 REDACTED Fixed 240 360 REDACTED                                 Yes 120 No No No Y 60 5%, 5%, 5%, 5%, 5% Correspondent Flow with Delegated UW No         No REDACTED Single Family Detached 1 1929 REDACTED 1004 URAR REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 18711.52 .00 2 0 180 0 0 2 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   201 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED Yes false REDACTED 687 671 736 687                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 12 Month Bank Statement Investment Refinance No Cash Out - Borrower Initiated 23.3 46 28044.91 .00 .00 .00 28044.91 Employed       1.79       2 YRS 15174.83 12900.05 Taxes and Insurance 7.06 22256.49 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 7.875 7.875 REDACTED REDACTED 385.87 3154.05 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 36 5%, 5%, 5% Retail No         Yes REDACTED Condominium 1 1925 REDACTED 1073 Individual Condo Report REDACTED REDACTED Collateral Underwriter (CU) REDACTED   REDACTED     0 No AE REDACTED 0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors ATR/QM: Exempt 1 1022.69 9070.00 2 51953 250 10 0.36748567791215786 3.83 No 0 Manual Underwriting 0 0.000 N/A   REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   207 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED No false REDACTED 795 795 807 794 REDACTED REDACTED REDACTED REDACTED Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED No false REDACTED 791 791 789 793                                                             REDACTED REDACTED REDACTED REDACTED REDACTED Asset Depletion – Debt Ratio Calculation Investment Refinance Cash Out - Other 0 29.12 12804.87 27213.09 .00 .00 40017.96 Not Employed Not Employed             NA 28364.56 11653.4 Taxes and Insurance 1144.91 3792671.97 REDACTED REDACTED 70.0 70.0 70.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 7.125 7.125 REDACTED REDACTED 317.92 3312.65 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Retail No         Yes REDACTED Two to Four Unit 3 2018 REDACTED 1025 Small Residential Income Report REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 431163.44 .00 5 23500 288 1 0.014425531914893618 0.42 No 0 Manual Underwriting 0 0.000 N/A   REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   206 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED No false REDACTED 795 795 807 794 REDACTED REDACTED REDACTED REDACTED Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED No false REDACTED 791 791 789 793                                                             REDACTED REDACTED REDACTED REDACTED REDACTED Asset Depletion – Debt Ratio Calculation Investment Refinance Cash Out - Other 0 28.58 12804.87 27213.06 .00 .00 40017.93 Not Employed Not Employed             NA 28579.87 11438.09 Taxes and Insurance 1303.47 3716076.32 REDACTED REDACTED 70.0 70.0 70.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 7.125 7.125 REDACTED REDACTED 375.67 2850.9 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Retail No         Yes REDACTED Two to Four Unit 2 2018 REDACTED 1025 Small Residential Income Report REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 354530.69 .00 6 23500 289 1 0.014425531914893618 0.42 No 0 Manual Underwriting 0 0.000 N/A   REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   227 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Male HispanicorLatino|Mexican White REDACTED   false REDACTED 678 688 678 662                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 122.31 176557.9 REDACTED REDACTED 70.0 70.0 70.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 8.375 8.375 REDACTED REDACTED 246.4 1443.51 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Wholesale No         Yes REDACTED Single Family Detached 1 1959 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 147830.22 .00 3 0 53 0 0 4 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   229 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED Yes false REDACTED 720 699 751 720                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 12 Month Bank Statement Primary Residence Refinance Cash Out - Debt Consolidation 33.15 33.84 27810.62 .00 .00 .00 27810.62 Employed       9.75       Yes   9410.95 Taxes and Insurance 24.32 224192.53 REDACTED REDACTED 67.88 67.88 67.88 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 7.25 7.25 REDACTED REDACTED 1327.58 9217.95 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Correspondent Flow without Delegated UW No         Yes REDACTED PUD 1 1997 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED   REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 429689.4 22400.00 1 25000 327 10 0.5476530612244898 5.83 No 0 Manual Underwriting 22400 7.463 No No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   215 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED   false REDACTED 654 654 654 671                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 102.08 202168.07 REDACTED REDACTED 70.0 70.0 70.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.625 7.625 REDACTED REDACTED 177.08 1980.43 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 60 5%, 4%, 3%, 2%, 1% Correspondent Flow without Delegated UW No         No REDACTED Single Family Detached 1 1977 REDACTED 1004 URAR REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 192316.63 .00 2 0 326 0 0 2 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   217 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Female HispanicorLatino|Mexican White REDACTED Yes false REDACTED 784 752 807 784                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 1YR Business P&L Primary Residence Purchase NA 36.39 41.63 12710.33 .00 .00 .00 12710.33 Employed       9.36       Yes   5291.51 Taxes and Insurance 21.92 101372.84 REDACTED REDACTED 70.0 70.0 70.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 6.75 6.75 REDACTED REDACTED 1106.87 4625.51 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Correspondent Flow without Delegated UW No         Yes REDACTED Single Family Detached 1 1923 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 13940.00 1 35000 534 6 0.2995205479452055 11.25 No 0 Manual Underwriting 13940 7.052 No No REDACTED REDACTED REDACTED 0.0 0.0 REDACTED No REDACTED REDACTED REDACTED REDACTED
  REDACTED   216 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED   false REDACTED 654 654 654 671                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 8.83 10938.32 REDACTED REDACTED 70.0 70.0 70.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.5 7.5 REDACTED REDACTED 279.89 1239.21 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Correspondent Flow without Delegated UW No         No REDACTED Single Family Detached 1 1975 REDACTED 1004 URAR REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 115345.39 .00 4 0 326 0 0 2 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   221 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino Idonotwishtoprovidethisinformation REDACTED   false REDACTED 792 792 771 803 REDACTED REDACTED REDACTED REDACTED Female Idonotwishtoprovidethisinformation White REDACTED   false REDACTED 755 755 784 752                                                             REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 No Escrow 58.79 664390.08 REDACTED REDACTED 70.0 70.0 70.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.875 7.875 REDACTED REDACTED 0 11300.58 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No         Yes REDACTED Condominium 1 2025 REDACTED 1073 Individual Condo Report REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 .00 4 0 391 0 0 16 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   240 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED   false REDACTED 736 743 736 730                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance No Cash Out - Borrower Initiated 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 31.48 112676.66 REDACTED REDACTED 70.0 70.0 70.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.375 7.375 REDACTED REDACTED 331.75 3579.08 REDACTED Fixed 240 360 REDACTED                                 Yes 120 No No No N 0 No Prepayment Penalty Wholesale No         Yes REDACTED Two to Four Unit 2 2025 REDACTED 1025 Small Residential Income Report REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 5 0 132 0 0 3 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   239 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED   false REDACTED 736 743 736 730                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance No Cash Out - Borrower Initiated 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 34.45 111793.91 REDACTED REDACTED 68.17 68.17 68.17 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.375 7.375 REDACTED REDACTED 237.09 3244.71 REDACTED Fixed 240 360 REDACTED                                 Yes 120 No No No N 0 No Prepayment Penalty Wholesale No         Yes REDACTED Two to Four Unit 2 2024 REDACTED 1025 Small Residential Income Report REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 4 0 130 0 0 3 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   238 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Female Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED No false REDACTED 752 757 748 752                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 2YR Full Doc Primary Residence Refinance Cash Out - Other 37.26 40.12 14023.64 .00 .00 .00 14023.64 Employed       13.67       3 YRS   5626.62 Taxes and Insurance 34.32 6304.21 REDACTED REDACTED 79.89 79.89 79.89 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 6.5 6.5 REDACTED REDACTED 704.87 5224.62 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Correspondent Flow without Delegated UW No         Yes REDACTED PUD 1 2005 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED   REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 3012.5 16874.59 1 22000 217 8 0.26469820554649265 6.75 No 0 Manual Underwriting 16874.59 6.716 No No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   235 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED   false REDACTED 764 764 755 772                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 No Escrow 24.66 32509.54 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 6.875 6.875 REDACTED REDACTED 0 1318.56 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No         Yes REDACTED Two to Four Unit 2 1978 REDACTED 1025 Small Residential Income Report REDACTED REDACTED Desk Review REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 5 0 396 0 0 3 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   218 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED Yes false REDACTED 692 692 711 657 REDACTED REDACTED REDACTED REDACTED Female NotHispanicorLatino White REDACTED No false REDACTED 788 782 803 788                                                             REDACTED REDACTED REDACTED REDACTED REDACTED 1YR Full Doc Investment Purchase NA 15.82 47.48 49950.52 .00 .00 .00 49950.52 Employed Not Employed     13.92       2 YRS 26233.34 23717.18 No Escrow 91.65 894180.95 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 7.0 7.0 REDACTED REDACTED 159.58 9756.15 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 24 5%, 5% Correspondent Flow without Delegated UW No         Yes REDACTED Single Family Detached 1 1956 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 Yes AE REDACTED 0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors ATR/QM: Exempt 2 0.0 5715.00 1 262889 231 7 0.43026315789473685 7 No 0 Manual Underwriting 0 0.000 N/A   REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   225 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED   false REDACTED 725 732 717 725                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 23.59 80558.11 REDACTED REDACTED 75.0 75.0 75.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.375 7.375 REDACTED REDACTED 565.84 3414.87 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No         No REDACTED Two to Four Unit 2 2024 REDACTED 1025 Small Residential Income Report REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No C   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 80558.11 .00 1 0 397 0 0 6 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   230 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED Yes false REDACTED 710 699 710 734                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 1YR Business P&L Investment Refinance Cash Out - Other 2.26 32.81 40156.00 .00 .00 .00 40156.00 Employed       21.05       2 YRS 26979.05 13176.95 No Escrow 77.42 232369.24 REDACTED REDACTED 48.58 48.58 48.58 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 7.25 7.25 REDACTED REDACTED 0 3001.41 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 12 5% Correspondent Flow without Delegated UW No         Yes REDACTED Two to Four Unit 3 1947 REDACTED 1025 Small Residential Income Report REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 232369.24 8990.00 2 60585 104 8 0.5027957357537355 2.08 No 0 Manual Underwriting 0 0.000 N/A   REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   231 REDACTED REDACTED   REDACTED REDACTED REDACTED REDACTED Female NotHispanicorLatino White REDACTED   false REDACTED 683 683 682 683                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 67.09 207617.17 REDACTED REDACTED 70.0 70.0 70.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.75 7.75 REDACTED REDACTED 960.58 3467.51 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Wholesale No         Yes REDACTED Single Family Detached 1 1958 REDACTED 1004 URAR REDACTED REDACTED Desk Review REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 3 0 223 0 0 1.11 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   223 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Female NotHispanicorLatino White|Idonotwishtoprovidethisinformation REDACTED Yes true REDACTED 757 759 745 757                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 12 Month Bank Statement Primary Residence Purchase NA 9.94 11.62 135329.59 .00 .00 .00 135329.59 Employed       9.59       NA   15727.83 Taxes and Insurance 16.41 220732.47 REDACTED REDACTED 85.0 85.0 85.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 7.25 7.25 REDACTED REDACTED 2635.63 13449.83 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No         Yes REDACTED Single Family Detached 1 1956 REDACTED 1004 URAR REDACTED REDACTED AVM REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 11182.73 1 22612 94 1 0 1.83 No 0 Manual Underwriting 54777.11 7.661 No No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   233 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male HispanicorLatino White REDACTED Yes false REDACTED 818 817 839 818                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 12 Month Bank Statement Primary Residence Purchase NA 13.48 43.17 53221.17 .00 .00 .00 53221.17 Employed       4.04       Yes   22977.56 Taxes and Insurance 11.77 84425.34 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 6.625 6.625 REDACTED REDACTED 1005.51 7174.6 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Correspondent Flow without Delegated UW No         Yes REDACTED PUD 1 2025 REDACTED 1004 URAR REDACTED REDACTED Desk Review REDACTED REDACTED REDACTED REDACTED   REDACTED No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1795.00 3 16000 364 6 0.07203030303030303 1 No 0 Manual Underwriting 1795 6.654 No No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   214 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Female NotHispanicorLatino Asian|OtherAsian REDACTED   false REDACTED 778 699 778 784                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 54.51 257646.49 REDACTED REDACTED 70.0 70.0 70.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 7.25 7.25 REDACTED REDACTED 762.84 4726.28 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 24 12 months interest on amount that exceeds 20% Wholesale No         Yes REDACTED Single Family Detached 1 1950 REDACTED 1004 URAR REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 257646.49 .00 6 0 397 0 0 28 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   241 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED No false REDACTED 732 738 720 732                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 2YR Full Doc Primary Residence Refinance Cash Out - Debt Consolidation 55 55 15386.20 .00 .00 .00 15386.20 Retired               Yes 6924.44 8461.76 Taxes and Insurance 94.39 798747.12 REDACTED REDACTED 64.95 64.95 64.95 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 6.75 6.75 REDACTED REDACTED 2016.32 8461.76 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Correspondent Flow without Delegated UW No         Yes REDACTED Single Family Detached 1 1967 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED   REDACTED     0 Yes AE REDACTED 0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 241320.04 38926.19 1 12667 358 14 1 20 No 0 Manual Underwriting 38926.19 7.145 No No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   234 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male NotHispanicorLatino White REDACTED No false REDACTED 812 807 815 812                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED Asset Depletion – Debt Ratio Calculation Primary Residence Purchase NA 17.72 44.24 33224.00 .00 .00 .00 33224.00 Employed       0       3 YRS 18525.72 14698.28 Taxes and Insurance 119.31 706649.88 REDACTED REDACTED 75.0 75.0 75.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 6.875 6.875 REDACTED REDACTED 610.75 5885.93 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No N 0 No Prepayment Penalty Correspondent Flow without Delegated UW No         Yes REDACTED PUD 1 2022 REDACTED 1004 URAR REDACTED REDACTED Desk Review REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 8738.75 4 14821 582 3 0.23996207436721906 3.25 No 0 Manual Underwriting 8738.75 6.992 No No REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   237 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation Idonotwishtoprovidethisinformation REDACTED Yes false REDACTED 664 656 664 685                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 12 Month Bank Statement Investment Purchase NA 1.37 5 652766.62 .00 .00 .00 652766.62 Employed       3.47       2 YRS 629075.92 32665.27 Taxes and Insurance 42.39 380383.44 REDACTED REDACTED 75.0 75.0 75.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 7.875 7.875 REDACTED REDACTED 669.04 8974.27 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 24 6 months interest on amount that exceeds 20% Wholesale No         Yes REDACTED PUD 1 1984 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED REDACTED REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 2 31932 131 4 0.1008421052631579 2.17 No 0 Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   236 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Male Idonotwishtoprovidethisinformation Asian REDACTED   false REDACTED 764 764 737 786 REDACTED REDACTED REDACTED REDACTED Male Idonotwishtoprovidethisinformation Asian REDACTED   false REDACTED 786 790 763 786                                                             REDACTED REDACTED REDACTED REDACTED REDACTED Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 99.47 182023.38 REDACTED REDACTED 75.0 75.0 75.0 REDACTED REDACTED REDACTED DSCR Fixed REDACTED 6.5 6.5 REDACTED REDACTED 170.78 1829.95 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No         Yes REDACTED Single Family Detached 1 1973 REDACTED 1004 URAR REDACTED REDACTED Collateral Underwriter (CU) REDACTED   REDACTED     0 No D   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 2 182023.38 .00 8 0 327 0 0 16 No   Manual Underwriting         REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   244 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Female NotHispanicorLatino Asian|Chinese REDACTED Yes false REDACTED 733 736 706 733                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 24 Month Bank Statement Investment Refinance Cash Out - Other 21.47 48.09 24909.00 .00 .00 .00 24909.00 Employed       3.62       NA 12929.68 11979.32 Taxes and Insurance 73.69 179603.39 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 7.875 7.875 REDACTED REDACTED 501.12 2437.29 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         Yes REDACTED Condominium 1 2005 REDACTED 1073 Individual Condo Report REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 77489.51 6845.00 4 14300 289 4 0.8509977324263038 2.08 No 0 Manual Underwriting 0 0.000 N/A   REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED
  REDACTED   243 REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED REDACTED Female NotHispanicorLatino Asian|Chinese REDACTED Yes false REDACTED 733 736 706 733                                                                                           REDACTED REDACTED REDACTED REDACTED REDACTED 24 Month Bank Statement Investment Refinance Cash Out - Other 21.47 42.6 24909.00 .00 .00 .00 24909.00 Employed       3.62       NA   10610.01 Taxes and Insurance 74.01 168360.1 REDACTED REDACTED 80.0 80.0 80.0 REDACTED REDACTED REDACTED Conventional Fixed REDACTED 7.875 7.875 REDACTED REDACTED 470.21 2274.96 REDACTED Fixed 360 360 REDACTED                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No         Yes REDACTED Condominium 1 2005 REDACTED 1073 Individual Condo Report REDACTED REDACTED Desk Review REDACTED   REDACTED     0 No X   0 None 0 None 0 None ATR/QM: Exempt ATR/QM: Exempt 1 66246.22 6477.00 3 14300 289 4 0.8509977324263038 2.08 No 0 Manual Underwriting 0 0.000 N/A   REDACTED REDACTED         No REDACTED REDACTED REDACTED REDACTED