Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage ITIN Flag Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Maturity Date Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name Delayed Financing Flag Title Company Name Settlement Agent Company Neighborhood Location Gift Funds Gift Funds Percentage of Total Funds Required
XXXXX 155   XXXXX XXXXX XXXXX No XXXXX XXXXX XX/XX/XXXX V1 XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.375% 7.375% XXXXX No   XXXXX XXXXX $1,800.00 $150.00 XXXX XXXX $0.00 $3,320.94 XXXX N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds,Stocks/Bonds,Stocks/Bonds   0           0 No     0 0       0   Yes 1.265 1.265   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXX XX XXXXX XXXXX XX/XX/XXXX XX/XX/XXXX       758                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form XX United States XX/XX/XXXX     I-151 Permanent Resident Card   09-24-2032                                                                               Fee Simple   No No N/A 607656.81 183.0 607656.81 183.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A XX-XX-XXXX         No     Suburban No  
XXXXX 156   XXXXX XXXXX XXXXX No XXXXX XXXXX XX/XX/XXXX V1 XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     7.500% 7.500% XXXXX No   XXXXX XXXXX $2,592.00 $216.00 XXXX XXXX $0.00 $5,417.52 XXXX N/A     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.867 2.43   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXX XX XXXXX XXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     753                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   XX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   XX United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A .00 0.0 105498.74 19.5 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XX-XX-XXXX         No     Suburban No  
XXXXX 157   XXXXX XXXXX XXXXX No XXXXX XXXXX XX/XX/XXXX V1 XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% XXXXX No   XXXXX XXXXX $3,075.00 $256.25 XXXX XXXX $0.00 $1,996.22 XXXX N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.252 1.252   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXX XX XXXXX XXXXX XX/XX/XXXX XX/XX/XXXX       714                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   XX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A 229036.65 114.7 229036.65 114.7 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A XX-XX-XXXX         No     Suburban No  
XXXXX 158   XXXXX XXXXX XXXXX No XXXXX XXXXX XX/XX/XXXX v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 6.649%   6.500% 6.500% XXXXX No   XXXXX XXXXX $1,584.96 $132.08 XXXX XXXX $0.00 $3,060.73 XXXX N/A XXXXXXX XX XXX XXX Annually 42.24% 42.22% 42.22% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Missing 12 0 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Personal Bank Statements Verified Borrower XXXXXX XXXXX XX XXXXX XXXXX XX/XX/XXXX XX/XX/XXXX       780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   XX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A 27572.96 9.0 27572.96 9.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A XX-XX-XXXX         No   XXXXX Suburban Yes 58.33
XXXXX 159   XXXXX XXXXX XXXXX No XXXXX XXXXX XX/XX/XXXX V1 XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.990% 6.990% XXXXX No   XXXXX XXXXX $3,408.00 $284.00 XXXX XXXX $0.00 $3,074.66 XXXX N/A     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.756 1.756   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXX XX XXXXX XXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX     761                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   XX United States XX/XX/XXXX     N/A     US Citizen US Citizen N/A Real ID Driver's License   XX United States XX/XX/XXXX     N/A                                                         Fee Simple   No No N/A 39598.82 12.9 41789.02 13.6 No 79.06 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A XX-XX-XXXX         No     Suburban No  
XXXXX 160   XXXXX XXXXX XXXXX No XXXXX XXXXX XX/XX/XXXX v2 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 11850.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 6.708%   6.625% 6.625% XXXXX No   XXXXX XXXXX $1,548.00 $129.00 XXXX XXXX $0.00 $5,526.32 XXXX N/A     $0.00     39.15% 39.15% 39.15% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - null Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - null Executed 4506T Verified - 2026, 2025 XXXXXX XXXXX XX XXXXX XXXXX XX/XX/XXXX XX/XX/XXXX       761                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No Permanent Resident Alien Permanent Non-US Citizen N/A Standard Driver's License - Not for federal use   XX United States XX/XX/XXXX     I-551 Permanent Resident Card    09-17-2032                                                                               Fee Simple   No No N/A 82573.64 14.9 82573.64 14.9 No 73.4 N/A No No No Borrower As Individual N/A N/A N/A XX-XX-XXXX         No   XXXXX Suburban No  
XXXXX 161   XXXXX XXXXX XXXXX No XXXXX XXXXX XX/XX/XXXX V1 XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     6.875% 6.875% XXXXX No   XXXXX XXXXX $1,080.72 $90.06 XXXX XXXX $0.00 $1,790.23 XXXX N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.173 1.173   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXXXX XXXXX XX XXXXX XXXXX XX/XX/XXXX XX/XX/XXXX       775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No             No No US Citizen US Citizen N/A Real ID Driver's License   XX United States XX/XX/XXXX     N/A                                                                                   Fee Simple   No No N/A .00 0.0 225223.32 125.8 No 44.23 N/A No No Yes Borrower As Individual N/A N/A N/A XX-XX-XXXX XXXXX       No     Urban No