| Incenter Loan ID |
Client Loan ID |
Seller Loan ID |
Investor Loan ID |
Transaction ID |
Field Name |
System Source |
Reviewer Data |
Tape Data |
| XXX |
80 |
XXX |
XXX |
XXX |
Qualifying Total Debt Income Ratio |
diligenceFinalLookPage |
XXX |
XXX |
| XXX |
81 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
ATR/QM: Exempt |
Exempt |
| XXX |
81 |
XXX |
XXX |
XXX |
Qualifying Total Debt Income Ratio |
diligenceFinalLookPage |
XXX |
XXX |
| XXX |
82 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
ATR/QM: Exempt |
Exempt |
| XXX |
82 |
XXX |
XXX |
XXX |
Qualifying Total Debt Income Ratio |
diligenceFinalLookPage |
XXX |
XXX |
| XXX |
84 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
DSCR |
Conventional |
| XXX |
86 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
Debt Service Coverage Ratio |
Full Doc |
| XXX |
86 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
ATR/QM: Exempt |
Non-QM: Lender documented all ATR UW factors |
| XXX |
88 |
XXX |
XXX |
XXX |
Note Date |
notePage |
XXX |
XXX |
| XXX |
89 |
XXX |
XXX |
XXX |
Loan Program |
businessPurposeApprovalandGuidelinePage |
XXX |
XXX |
| XXX |
89 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
Non-QM: Lender documented all ATR UW factors |
QM |
| XXX |
89 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
Business P&L |
Debt Service Coverage Ratio |
| XXX |
90 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
DSCR |
Conventional |
| XXX |
90 |
XXX |
XXX |
XXX |
Borrower 1 Last Name |
notePage |
XXX |
XXX |
| XXX |
91 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
Non-QM: Lender documented all ATR UW factors |
ATR/QM: Exempt |
| XXX |
93 |
XXX |
XXX |
XXX |
Qualifying FICO |
creditLiabilitiesPage |
XXX |
XXX |
| XXX |
93 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
ATR/QM: Exempt |
QM Risk: Loan does not meet QM requirements |
| XXX |
96 |
XXX |
XXX |
XXX |
Borrower 1 First Name |
notePage |
XXX |
XXX |
| XXX |
96 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
ATR/QM: Exempt |
Non-QM: APOR |
| XXX |
97 |
XXX |
XXX |
XXX |
Occupancy |
the1003Page |
Primary Residence |
Investment |
| XXX |
97 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
12 Month Bank Statement |
3 |
| XXX |
98 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
Other |
Conventional |
| XXX |
99 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
ATR/QM: Exempt |
Non-QM: APOR |
| XXX |
100 |
XXX |
XXX |
XXX |
Qualifying FICO |
creditLiabilitiesPage |
XXX |
XXX |
| XXX |
100 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
ATR/QM: Exempt |
Non-QM: Lender documented all ATR UW factors |
| XXX |
100 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
Debt Service Coverage Ratio |
Full Doc |
| XXX |
100 |
XXX |
XXX |
XXX |
Qualifying Total Debt Income Ratio |
diligenceFinalLookPage |
XXX |
XXX |
| XXX |
101 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
Other |
Conventional |
| XXX |
101 |
XXX |
XXX |
XXX |
Borrower 2 Last Name |
notePage |
XXX |
XXX |
| XXX |
101 |
XXX |
XXX |
XXX |
Borrower 2 First Name |
notePage |
XXX |
XXX |
| XXX |
102 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
Business P&L |
Full Doc |
| XXX |
102 |
XXX |
XXX |
XXX |
Qualifying Total Debt Income Ratio |
diligenceFinalLookPage |
XXX |
XXX |
| XXX |
104 |
XXX |
XXX |
XXX |
Occupancy |
the1003Page |
Investment |
Primary Residence |
| XXX |
104 |
XXX |
XXX |
XXX |
Qualifying FICO |
creditLiabilitiesPage |
XXX |
XXX |
| XXX |
104 |
XXX |
XXX |
XXX |
Property Type |
propertyValuationPage |
Two to Four Unit |
Detached |
| XXX |
106 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
Debt Service Coverage Ratio |
Alt |
| XXX |
106 |
XXX |
XXX |
XXX |
Qualifying Total Debt Income Ratio |
diligenceFinalLookPage |
XXX |
XXX |
| XXX |
106 |
XXX |
XXX |
XXX |
Originator DSCR |
diligenceFinalLookPage |
XXX |
XXX |
| XXX |
107 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
Non-QM: Lender documented all ATR UW factors |
ATR/QM: Exempt |
| XXX |
108 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
DSCR |
Conventional |
| XXX |
109 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
12 Month Bank Statement |
P&L |
| XXX |
109 |
XXX |
XXX |
XXX |
QM Qualifying Total Debt Income Ratio |
diligenceFinalLookPage |
XXX |
XXX |
| XXX |
110 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
ATR/QM: Exempt |
Non-QM: Lender documented all ATR UW factors |
| XXX |
110 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
Debt Service Coverage Ratio |
Full Doc |
| XXX |
112 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
DSCR |
Conventional |
| XXX |
113 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
DSCR |
Conventional |
| XXX |
114 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
DSCR |
Conventional |
| XXX |
115 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
Asset Depletion – Debt Ratio Calculation |
Full Doc |
| XXX |
116 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
Bank Statement |
Full Doc |
| XXX |
118 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
ATR/QM: Exempt |
Non-QM |
| XXX |
119 |
XXX |
XXX |
XXX |
Qualifying Total Debt Income Ratio |
diligenceFinalLookPage |
XXX |
XXX |
| XXX |
121 |
XXX |
XXX |
XXX |
Property Type |
propertyValuationPage |
Two to Four Unit |
Single Family Detached |
| XXX |
121 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
ATR/QM: Exempt |
Non-QM: APOR |
| XXX |
122 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
Other |
Conventional |
| XXX |
123 |
XXX |
XXX |
XXX |
Loan Program |
businessPurposeApprovalandGuidelinePage |
XXX |
XXX |
| XXX |
123 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
Debt Service Coverage Ratio |
Full Doc |
| XXX |
127 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
Debt Service Coverage Ratio |
Full Doc |
| XXX |
128 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
DSCR |
Conventional |
| XXX |
131 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
Business P&L |
Full Doc |
| XXX |
131 |
XXX |
XXX |
XXX |
Qualifying Total Debt Income Ratio |
diligenceFinalLookPage |
XXX |
XXX |
| XXX |
133 |
XXX |
XXX |
XXX |
Borrower 1 Last Name |
notePage |
XXX |
XXX |
| XXX |
137 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
DSCR |
Conventional |
| XXX |
138 |
XXX |
XXX |
XXX |
Loan Program |
businessPurposeApprovalandGuidelinePage |
XXX |
XXX |
| XXX |
138 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
Non-QM: Lender documented all ATR UW factors |
QM |
| XXX |
138 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
Business P&L |
Full Doc |
| XXX |
142 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
DSCR |
Conventional |
| XXX |
143 |
XXX |
XXX |
XXX |
Loan Program |
businessPurposeApprovalandGuidelinePage |
XXX |
XXX |
| XXX |
143 |
XXX |
XXX |
XXX |
Qualifying FICO |
creditLiabilitiesPage |
XXX |
XXX |
| XXX |
143 |
XXX |
XXX |
XXX |
Qualifying Total Debt Income Ratio |
diligenceFinalLookPage |
XXX |
XXX |
| XXX |
144 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
Other |
Conventional |
| XXX |
144 |
XXX |
XXX |
XXX |
Borrower 1 Last Name |
notePage |
XXX |
XXX |
| XXX |
145 |
XXX |
XXX |
XXX |
Loan Type |
the1003Page |
DSCR |
Conventional |
| XXX |
147 |
XXX |
XXX |
XXX |
Borrower 1 First Name |
notePage |
XXX |
XXX |
| XXX |
147 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
Non-QM: Lender documented all ATR UW factors |
ATR/QM: Exempt |
| XXX |
148 |
XXX |
XXX |
XXX |
Verified Doc Type |
employmentIncomePage |
Debt Service Coverage Ratio |
Full Doc |
| XXX |
149 |
XXX |
XXX |
XXX |
Interest Rate |
notePage |
XXX |
XXX |
| XXX |
149 |
XXX |
XXX |
XXX |
Originator QM Status |
diligenceFinalLookPage |
ATR/QM: Exempt |
Non-QM: APOR |
| XXX |
150 |
XXX |
XXX |
XXX |
ARM Subsequent Interest Rate Cap |
notePage |
1.0 |
0.0000 |
| XXX |
150 |
XXX |
XXX |
XXX |
Margin |
notePage |
4.0 |
N/A |
| XXX |
150 |
XXX |
XXX |
XXX |
ARM Lifetime Interest Rate Maximum |
notePage |
11.5 |
0.0000 |
| XXX |
150 |
XXX |
XXX |
XXX |
Initial Monthly P&I Or IO Payment |
notePage |
XXX |
XXX |
| XXX |
150 |
XXX |
XXX |
XXX |
ARM Lifetime Interest Rate Minimum |
notePage |
4.0 |
0.0000 |
| XXX |
150 |
XXX |
XXX |
XXX |
ARM Initial Interest Rate Cap |
notePage |
5 |
0.0000 |
| XXX |
150 |
XXX |
XXX |
XXX |
Refinance Type |
the1003Page |
Cash Out - Other |
Limited Cash Out - <2% of Loan Amount or $2000 |
