Loan ID Redaction ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax
XXXX 1 XXXX XXXX XXXX XXXX No XXXX XXXX 04/18/2024 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     8.875%   XXXX No   XXXX XXXX $1,533.96 $127.83 XXXX XXXX $0.00 $4,151.55 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.084 1.083   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null
YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null
Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null
Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null
Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified

Borrower - null Personal Tax Returns Verified, null Business

Tax Returns Verified(),null Executed 4506T Verified, null IRS

Transcripts Verified, null 1040 Schedule E Verified

 XXXX XXXX XX XXXX XXXX 07/25/2025 07/25/2025       700        
XXXX 2 XXXX XXXX XXXX XXXX No XXXX XXXX 10/02/2024 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX Yes 18.000% XXXX XXXX $866.28 $72.19 XXXX XXXX $0.00 $5,711.32 XXXX Yes XXXX XX XXXX   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 0.963 0.963   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null
YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null
WrittenVOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null
Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business
Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified		 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 09/26/2025 09/26/2025       743        
XXXX 3 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     8.125%   XXXX No   XXXX XXXX $4,152.96 $346.08 XXXX XXXX $0.00 $2,545.78 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.1 1.099   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD
Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE
Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement
Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified,
null Lease Agreements Verified, null 1040 Schedule E Verified		 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/24/2025 10/24/2025       644        
XXXX 4 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2495 11/03/2025 6.170% Manual Underwriting   No 7.644%   7.625%   XXXX No   XXXX XXXX $5,096.04 $424.67 XXXX XXXX $0.00 $15,233.86 XXXX N/A     XXXX     0.00% 48.04% 48.04% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO
Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025		 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 09/27/2025 09/27/2025       753        
XXXX 5 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1495 11/03/2025 6.170% Manual Underwriting   No 7.402%   7.375%   XXXX No   XXXX XXXX $3,762.96 $313.58 XXXX XXXX $0.00 $8,659.12 XXXX N/A XXXX XX XXXX   Monthly 0.00% 36.61% 36.61% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 95 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified -
2024, 2025		 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/30/2025 10/30/2025       726        
XXXX 6 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 38995 11/03/2025 6.170% Manual Underwriting   No 6.762%   6.750%   XXXX No   XXXX XXXX $10,632.00 $886.00 XXXX XXXX $0.00 $20,463.94 XXXX N/A     XXXX     0.00% 33.87% 33.87% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter
Verified, Business Bank Statements Verified - 2024, 2025		 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/30/2025 10/30/2025       686        
XXXX 7 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 4910 11/10/2025 6.260% Manual Underwriting   No 6.706%   6.500%   XXXX No   XXXX XXXX $1,190.04 $99.17 XXXX XXXX $0.00 $2,113.45 XXXX N/A XXXX XX XXXX   Annually 0.00% 28.02% 28.02% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 129 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified -
2024, 2025		 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/06/2025 11/06/2025       816        
XXXX 8 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.375%   XXXX No   XXXX XXXX $918.96 $76.58 XXXX XXXX $0.00 $8,238.45 XXXX N/A     XXXX     0.00% 42.07% 42.07% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 64 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other
REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net
Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental
Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2024, 2025		 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/22/2025 10/22/2025       752        
XXXX 9 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2685 11/03/2025 6.170% Manual Underwriting   No 6.780%   6.750%   XXXX No   XXXX XXXX $7,349.04 $612.42 XXXX XXXX $0.00 $9,873.93 XXXX N/A XXXX XX XXXX   Annually 0.00% 14.56% 14.56% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 50.00%     N/A 0 N/A       Yes 144 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business
Bank Statements Verified - 2024, 2025		 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/04/2025 10/04/2025       759        
XXXX 10 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6429.92 11/17/2025 6.230% Manual Underwriting   No 7.090%   6.875%   XXXX No   XXXX XXXX $1,667.88 $138.99 XXXX XXXX $0.00 $3,657.66 XXXX N/A XXXX XX XXXX 02/01/2026 Monthly 0.00% 16.67% 16.67% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 48 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/23/2025 10/23/2025       724        
XXXX 11 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 6940 12/01/2025 6.190% Manual Underwriting   No 8.148%   7.875%   XXXX No   XXXX XXXX $1,344.96 $112.08 XXXX XXXX $0.00 $2,938.91 XXXX N/A XXXX XX XXXX   Monthly 0.00% 34.35% 34.35% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0    

Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And

Loss Verified - 2024, 2025

 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/13/2025 11/13/2025       685        
XXXX 12 XXXX XXXX XXXX XXXX No XXXX XXXX 08/18/2025 3 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.500%   XXXX No   XXXX XXXX $834.72 $69.56 XXXX XXXX $0.00 $2,379.26 XXXX Yes XXXX XX XXXX 02/01/2026 Monthly 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.03 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And
Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed
4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified,
null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E
Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit
And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed
4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified,
null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified		 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/15/2025 10/15/2025 10/15/2025     811        
XXXX 13 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3590 11/24/2025 6.260% Manual Underwriting   No 6.678%   6.625%   XXXX No   XXXX XXXX $2,012.52 $167.71 XXXX XXXX $0.00 $8,470.90 XXXX Yes XXXX XX XXXX 02/01/2025 Monthly 0.00% 11.56% 11.56% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       0.00% 70.00%     N/A 0 N/A       Yes 120 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/20/2025 11/20/2025       741        
XXXX 14 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 12215 12/01/2025 6.190% Manual Underwriting   No 7.314%   7.250%   XXXX No   XXXX XXXX $1,587.96 $132.33 XXXX XXXX $0.00 $6,457.78 XXXX N/A     XXXX     0.00% 41.82% 41.82% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 12 0 No       100.00% 100.00%     N/A 0 N/A       Yes 51 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/26/2025 11/26/2025       797        
XXXX 15 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 13046 11/10/2025 6.260% Manual Underwriting   No 6.930%   6.625%   XXXX No   XXXX XXXX $1,361.16 $113.43 XXXX XXXX $0.00 $3,454.19 XXXX N/A     XXXX     0.00% 41.76% 41.76% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2023, 2024 Borrower - 2023, 2024 XXXX XXXX XX XXXX XXXX 10/28/2025 10/28/2025       661        
XXXX 16 XXXX XXXX XXXX XXXX No XXXX XXXX 12/02/2025 12.02.25 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX No   XXXX XXXX $42,839.88 $3,569.99 XXXX XXXX $0.00 $30,309.34 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.485 1.485   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And
Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed
4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable
Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null
1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA
Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified,
null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation
Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements
Verified, null Lease Agreements Verified, null 1040 Schedule E Verified		 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/25/2025 11/25/2025       772        
XXXX 17 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2490 12/01/2025 6.190% Manual Underwriting   No 7.649%   7.625%   XXXX No   XXXX XXXX $5,603.04 $466.92 XXXX XXXX $0.00 $15,104.71 XXXX N/A XXXX XX XXXX 02/01/2026 Monthly 0.00% 47.26% 47.26% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 84 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/11/2025 12/11/2025       793        
XXXX 18 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.250%   XXXX No   XXXX XXXX $1,254.00 $104.50 XXXX XXXX $0.00 $3,270.86 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 3.236 3.236   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss
Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T
Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified,
null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040
Schedule E Verified		 Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/24/2025 10/24/2025       757        
XXXX 19 XXXX XXXX XXXX XXXX No XXXX XXXX 07/15/2025 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No   $0.00 6.875%   XXXX No   XXXX XXXX $6,420.72 $535.06 XXXX XXXX $0.00 $20,822.91 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.105 1.1   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS
Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax
Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified		 XXXX XXXX XX XXXX XXXX 11/06/2025 11/06/2025 11/06/2025     795        
XXXX 20 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 2 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 8420 11/17/2025 6.230% Manual Underwriting   No 6.896%   6.625%   XXXX No   XXXX XXXX $2,757.96 $229.83 XXXX XXXX $0.00 $4,338.41 XXXX Yes XXXX XX XXXX   Monthly 0.00% 34.12% 34.12% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 100.00%   Stocks/Bonds,Stocks/Bonds Audited 12 CPA       Yes 132 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/20/2025 11/20/2025       746        
XXXX 21 XXXX XXXX XXXX XXXX No XXXX XXXX 12/02/2025 12.02.25 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1830.53 12/08/2025 6.220% Manual Underwriting   No 7.190%   7.000%   XXXX No   XXXX XXXX $2,043.24 $170.27 XXXX XXXX $0.00 $1,101.24 XXXX N/A     XXXX     0.00% 39.24% 39.24% No               Self-Employed           24 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 24 No       100.00% 100.00%   Proceeds from Sale N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 11/14/2025 11/14/2025       803        
XXXX 22 XXXX XXXX XXXX XXXX No XXXX XXXX 12/02/2025 12.02.25 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Loan Term Exceeds 30 Years 17295 12/08/2025 6.220% Manual Underwriting   No 6.733%   6.625%   XXXX No   XXXX XXXX $7,410.96 $617.58 XXXX XXXX $0.00 $11,970.49 XXXX N/A XXXX XX XXXX   Annually 0.00% 49.68% 49.68% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     2 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2024, 2025, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2023 XXXX XXXX XX XXXX XXXX 11/05/2025 11/05/2025       781        
XXXX 23   XXXX XXXX XXXX No XXXX XXXX 09/10/2025 9.10.25 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.250%   XXXX No   XXXX XXXX $3,956.04 $329.67 XXXX XXXX $0.00 $6,772.17 XXXX N/A XXXX XX XXXX   Annually 0.00% 28.62% 28.62% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Missing 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 10/24/2025 10/24/2025       717        
XXXX 24   XXXX XXXX XXXX No XXXX XXXX 12/02/2025 12.02.25 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No   $0.00 6.990%   XXXX No   XXXX XXXX $2,904.96 $242.08 XXXX XXXX $0.00 $2,602.18 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.076 1.076   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/04/2025 11/04/2025       722        
XXXX 25 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 9907.5 12/08/2025 6.220% Manual Underwriting   No 9.503%   9.125%   XXXX No   XXXX XXXX $1,156.44 $96.37 XXXX XXXX $0.00 $3,271.31 XXXX N/A     XXXX     0.00% 33.31% 33.31% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/20/2025 11/20/2025       710        
XXXX 26 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.375%   XXXX No   XXXX XXXX $2,215.68 $184.64 XXXX XXXX $0.00 $3,989.04 XXXX Yes XXXX XX XXXX   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.068 2.068   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/05/2025 11/05/2025       811        
XXXX 27   XXXX XXXX XXXX No XXXX XXXX 12/02/2025 12.02.25 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.375%   XXXX No   XXXX XXXX $870.00 $72.50 XXXX XXXX $0.00 $1,316.24 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00% 0.00%       0           0 No     0 0       0   Yes 1.5 1.651   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 09/04/2025 09/04/2025       802        
XXXX 28 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 2 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX Yes 18.000% XXXX XXXX $1,122.84 $93.57 XXXX XXXX $0.00 $2,650.89 XXXX Yes XXXX XX XXXX   Monthly 0.00% 22.57% 22.57% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 12 CPA       Yes 190 No   NA 0 0 N/A     0   No 0   N/A Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XX XXXX XXXX 12/09/2025 12/09/2025       722        
XXXX 29 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.000%   XXXX No   XXXX XXXX $4,931.04 $410.92 XXXX XXXX $0.00 $11,189.36 XXXX N/A     XXXX     0.00% 38.96% 38.96% Yes               Employed           1YR Full Doc 1   1 Month   N/A 0     1 0     1 1 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 12 FNMA 1005     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/26/2025 11/26/2025       747        
XXXX 30   XXXX XXXX XXXX No XXXX XXXX 12/02/2025 12.02.25 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No   $0.00 7.500%   XXXX No   XXXX XXXX $4,072.92 $339.41 XXXX XXXX $0.00 $2,331.53 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.003 1.002   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/08/2025 12/08/2025       705        
XXXX 31 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting   No   $0.00 7.250%   XXXX No   XXXX XXXX $2,268.96 $189.08 XXXX XXXX $0.00 $4,493.29 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.113 1.125   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/01/2025 10/01/2025       705        
XXXX 32 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 2 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 16115 12/22/2025 6.250% Manual Underwriting   No 7.100%   6.875%   XXXX No   XXXX XXXX $4,950.96 $412.58 XXXX XXXX $0.00 $7,528.30 XXXX N/A     XXXX     0.00% 35.18% 35.18% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 51 34 Other     0   No 0     Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXX XXXX XX XXXX XXXX 11/21/2025 11/21/2025       725        
XXXX 33 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.500%   XXXX No   XXXX XXXX $2,411.04 $200.92 XXXX XXXX $0.00 $2,470.23 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.741     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/23/2025 12/23/2025       782        
XXXX 34 XXXX XXXX XXXX XXXX No XXXX XXXX 10/01/2025 4 XXXX QM: Safe Harbor Verified (V SH) Yes No Yes Option 3 - Underwritten to Proprietary Lender Guidelines N/A 3240 12/15/2025 6.270% Manual Underwriting   No 7.255%   7.000%   XXXX No   XXXX XXXX $1,095.96 $91.33 XXXX XXXX $0.00 $1,684.54 XXXX Yes XXXX XX XXXX   Monthly 0.00% 39.19% 39.19% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 3 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%   Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 11/20/2025 11/20/2025       801        
XXXX 35 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3885 12/08/2025 6.220% Manual Underwriting   No 7.744%   7.375%   XXXX No   XXXX XXXX $1,004.04 $83.67 XXXX XXXX $0.00 $1,612.77 XXXX Yes XXXX XX XXXX 02/01/2026 Monthly 0.00% 18.50% 18.50% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 50.00%   Stocks/Bonds N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SEPartnership - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/04/2025 11/04/2025       753        
XXXX 36 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 2 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 11910.76 12/22/2025 6.250% Manual Underwriting   No 7.030%   6.875%   XXXX No   XXXX XXXX $1,880.04 $156.67 XXXX XXXX $0.00 $4,283.59 XXXX Yes XXXX XX XXXX   Monthly 0.00% 34.96% 34.96% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 300 36 Other No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 XXXX XXXX XX XXXX XXXX 12/06/2025 12/06/2025 12/06/2025     788        
XXXX 37 XXXX XXXX XXXX XXXX No XXXX XXXX 10/28/2025 11 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.125%   XXXX Yes 20.000% XXXX XXXX $3,156.96 $263.08 XXXX XXXX $0.00 $3,593.90 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.002 1.002   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/05/2025 11/05/2025       763        
XXXX 38 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.000%   XXXX No   XXXX XXXX $1,779.24 $148.27 XXXX XXXX $0.00 $3,838.95 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.056 1.056   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/17/2025 11/17/2025 11/17/2025     780        
XXXX 39 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.000%   XXXX No   XXXX XXXX $1,768.56 $147.38 XXXX XXXX $0.00 $3,831.37 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.096 1.096   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/27/2025 11/27/2025 11/27/2025     780        
XXXX 40 XXXX XXXX XXXX XXXX No XXXX XXXX 10/28/2025 11 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.375%   XXXX Yes 20.000% XXXX XXXX $4,499.52 $374.96 XXXX XXXX $0.00 $3,979.18 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.769 1.769   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/01/2025 12/01/2025       764        
XXXX 41 XXXX XXXX XXXX XXXX No XXXX XXXX 10/28/2025 11 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.625%   XXXX Yes 20.000% XXXX XXXX $1,189.20 $99.10 XXXX XXXX $0.00 $2,759.47 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.522 1.522   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/26/2025 11/26/2025       743        
XXXX 42 XXXX XXXX XXXX XXXX No XXXX XXXX 10/28/2025 11 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.625%   XXXX Yes 20.000% XXXX XXXX $2,217.00 $184.75 XXXX XXXX $0.00 $3,736.04 XXXX N/A XXXX XX XXXX   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.178 1.178   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/25/2025 11/25/2025       666        
XXXX 43 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No   $0.00 6.750%   XXXX No   XXXX XXXX $2,238.12 $186.51 XXXX XXXX $0.00 $2,239.82 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%     Stocks/Bonds   0       0   0 No 0   0 0     0 0   Yes 1.875 1.875   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/02/2025 12/02/2025 12/02/2025     806        
XXXX 44 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 2 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.990%   XXXX Yes 18.000% XXXX XXXX $3,445.08 $287.09 XXXX XXXX $0.00 $3,038.64 XXXX N/A XXXX XX XXXX   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.07 1.07   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/01/2025 12/01/2025       685        
XXXX 45 XXXX XXXX XXXX XXXX No XXXX XXXX 09/15/2025 9 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.750%   XXXX No   XXXX XXXX $8,744.04 $728.67 XXXX XXXX $0.00 $19,393.49 XXXX Yes XXXX XX XXXX   Monthly 0.00% 41.00% 41.00% Yes Yes             Self-Employed Employed         1YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 1 1 1 0 2 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 56 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1065, 1120, 1120S, Extension), CPA Letter Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1065, 1120, 1120S, Extension), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2025 XXXX XXXX XX XXXX XXXX 07/24/2025 07/24/2025 07/24/2025     752        
XXXX 46   XXXX XXXX XXXX No XXXX XXXX 12/02/2025 12.02.25 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.990%   XXXX No   XXXX XXXX $8,757.84 $729.82 XXXX XXXX $0.00 $10,008.21 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.099 1.075   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/25/2025 11/25/2025 11/25/2025     761        
XXXX 47 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.625%   XXXX No   XXXX XXXX $6,863.40 $571.95 XXXX XXXX $0.00 $4,711.98 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.019     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/15/2025 11/15/2025       792        
XXXX 48 XXXX XXXX XXXX XXXX No XXXX XXXX 10/28/2025 11 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.625%   XXXX Yes 20.000% XXXX XXXX $3,615.96 $301.33 XXXX XXXX $0.00 $4,318.62 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.042 1.042   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/04/2025 12/04/2025 12/04/2025     786        
XXXX 49 XXXX XXXX XXXX XXXX No XXXX XXXX 10/28/2025 11 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX Yes 20.000% XXXX XXXX $5,268.00 $439.00 XXXX XXXX $0.00 $5,766.89 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.561 1.383   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/29/2025 10/29/2025       757        
XXXX 50 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 2 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A QM Points and Fees Exceeded 10690 12/08/2025 6.220% Manual Underwriting   No 8.116%   7.750%   XXXX No   XXXX XXXX $3,437.04 $286.42 XXXX XXXX $0.00 $3,338.56 XXXX N/A     XXXX     0.00% 45.62% 45.62% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 XXXX XXXX XX XXXX XXXX 10/27/2025 10/27/2025       740        
XXXX 51 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 6995 12/15/2025 6.270% Manual Underwriting   No 8.673%   8.500%   XXXX No   XXXX XXXX $1,772.64 $147.72 XXXX XXXX $0.00 $5,830.79 XXXX N/A     XXXX     0.00% 46.73% 46.73% No               Employed           1YR Full Doc 0   1 Month   N/A 0     0 0     2 2 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   N/A Borrower - Wage, SSI and Disability, Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 XXXX XXXX XX XXXX XXXX 12/19/2025 12/19/2025       682        
XXXX 52 XXXX XXXX XXXX XXXX No XXXX XXXX 12/02/2025 12.02.25 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 4452.5 10/06/2025 6.310% Manual Underwriting   No 7.163%   6.875%   XXXX No   XXXX XXXX $1,692.00 $141.00 XXXX XXXX $0.00 $1,634.25 XXXX N/A     XXXX     0.00% 48.63% 48.63% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 122 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 12/30/2025 12/30/2025       731        
XXXX 53 XXXX XXXX XXXX XXXX No XXXX XXXX 10/28/2025 11 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.250%   XXXX Yes 20.000% XXXX XXXX $1,753.08 $146.09 XXXX XXXX $0.00 $6,067.50 XXXX Yes XXXX XX XXXX   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.566 1.566   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/15/2025 12/15/2025       738        
XXXX 54 XXXX XXXX XXXX XXXX No XXXX XXXX 10/28/2025 11 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No   $0.00 7.250%   XXXX Yes 20.000% XXXX XXXX $3,398.76 $283.23 XXXX XXXX $0.00 $4,653.14 XXXX N/A XXXX XX XXXX   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.095 1.095   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/17/2025 11/17/2025       722        
XXXX 55 XXXX XXXX XXXX XXXX No XXXX XXXX 10/28/2025 11 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No   $0.00 7.750%   XXXX Yes 20.000% XXXX XXXX $2,048.04 $170.67 XXXX XXXX $0.00 $4,200.58 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.143 1.143   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/14/2025 10/14/2025       685        
XXXX 56 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX No   XXXX XXXX $1,862.04 $155.17 XXXX XXXX $0.00 $1,841.95 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.059 1.05   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/12/2025 10/12/2025       726        
XXXX 57 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     8.125%   XXXX No   XXXX XXXX $1,971.96 $164.33 XXXX XXXX $0.00 $2,442.47 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.024 1.024   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/06/2025 11/06/2025       691        
XXXX 58 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     8.125%   XXXX No   XXXX XXXX $8,847.24 $737.27 XXXX XXXX $0.00 $6,692.57 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.36 1.36   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/30/2025 12/30/2025       708        
XXXX 59 XXXX XXXX XXXX XXXX No XXXX XXXX 10/28/2025 11 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.125%   XXXX Yes 20.000% XXXX XXXX $1,602.00 $133.50 XXXX XXXX $0.00 $3,041.50 XXXX N/A   XX XXXX     0.00% 0.00% 0.00% Unknown               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.184 1.184   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/08/2025 12/08/2025       710        
XXXX 60 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.500%   XXXX No   XXXX XXXX $2,787.00 $232.25 XXXX XXXX $0.00 $1,843.40 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.627 1.627   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/01/2025 12/01/2025       756        
XXXX 61 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 45950 12/15/2025 6.270% Manual Underwriting Manual Underwriting No 7.006%   6.750% 6.750% XXXX No   XXXX XXXX $4,646.76 $387.23 XXXX XXXX $0.00 $19,289.81 XXXX Yes XXXX XX XXXX   Monthly 0.00% 22.81% 22.81% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       0.00% 90.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 12/16/2025 12/16/2025       770        
XXXX 62 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No   $0.00 6.750%   XXXX No   XXXX XXXX $2,667.00 $222.25 XXXX XXXX $0.00 $5,123.49 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.294 1.24   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/08/2025 12/08/2025       704        
XXXX 63 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 7518.05 09/15/2025 6.320% Manual Underwriting Manual Underwriting No 9.326%   8.875% 8.875% XXXX No   XXXX XXXX $1,550.04 $129.17 XXXX XXXX $0.00 $2,911.45 XXXX Yes XXXX XX XXXX   Monthly 0.00% 46.19% 46.19% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 12/15/2025 12/15/2025       722        
XXXX 64 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.625%   XXXX No   XXXX XXXX $1,737.00 $144.75 XXXX XXXX $0.00 $4,839.31 XXXX N/A XXXX XX XXXX 03/01/2026 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.24 1.239   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/09/2025 12/09/2025       708        
XXXX 65   XXXX XXXX XXXX No XXXX XXXX 12/02/2025 12.02.25 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.500%   XXXX No   XXXX XXXX $929.04 $77.42 XXXX XXXX $0.00 $1,802.51 XXXX N/A XXXX XX XXXX   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.165 1.161   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/21/2025 11/21/2025       693        
XXXX 66 XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 4 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX No   XXXX XXXX $2,340.24 $195.02 XXXX XXXX $0.00 $2,947.50 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.018     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 01/15/2026 01/15/2026       700        
XXXX 67 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Interest Only 15225.5 04/13/2026 6.100% Manual Underwriting   No 7.367%   7.625% 6.875% XXXX No   XXXX XXXX $3,789.72 $315.81 XXXX XXXX $0.00 $18,251.09 XXXX N/A     XXXX     0.00% 12.96% 12.64% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes N/A 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 89 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower XXXX XXXX XX XXXX XXXX 03/21/2026 03/21/2026 03/21/2026     694        
XXXX 68 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1495 04/06/2026 6.430% Manual Underwriting Manual Underwriting No 7.019%   7.000% 7.000% XXXX No   XXXX XXXX $1,560.96 $130.08 XXXX XXXX $0.00 $9,876.85 XXXX N/A     XXXX     0.00% 19.42% 19.42% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX 02/10/2026 02/10/2026       777        
XXXX 69 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 21865 04/06/2026 6.430% Manual Underwriting   No 7.749%   7.625% 7.625% XXXX No   XXXX XXXX $2,622.84 $218.57 XXXX XXXX $0.00 $16,760.73 XXXX N/A     XXXX     0.00% 30.59% 30.59% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 CPA       Yes 180 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX 03/24/2026 03/24/2026       731        
XXXX 70 XXXX XXXX XXXX XXXX No XXXX XXXX 01/29/2026 5 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.125% 8.125% XXXX No   XXXX XXXX $1,436.16 $119.68 XXXX XXXX $0.00 $1,126.84 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.198     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 03/13/2026 03/13/2026       692        
XXXX 71 XXXX XXXX XXXX XXXX No XXXX XXXX 04/14/2026 04.14.2026 XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting   No     7.125%   XXXX No   XXXX XXXX $4,163.04 $346.92 XXXX XXXX $0.00 $4,449.45 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.416 1.4   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 03/19/2026 03/19/2026       790        
XXXX 72 XXXX XXXX XXXX XXXX No XXXX XXXX 01/29/2026 5 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No   $0.00 8.000%   XXXX No   XXXX XXXX $3,356.04 $279.67 XXXX XXXX $0.00 $6,731.78 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.144     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 03/19/2026 03/19/2026 03/19/2026     696        
XXXX 73 XXXX XXXX XXXX XXXX No XXXX XXXX 01/29/2026 5 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.000%   XXXX No   XXXX XXXX $9,648.00 $804.00 XXXX XXXX $0.00 $9,884.93 XXXX N/A     XXXX     0.00% 44.54% 44.54% Yes Yes             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 2 0 2 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 84 24 Work Number Yes 24 24 Work Number No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2024 XXXX XXXX XX XXXX XXXX 03/30/2026 03/30/2026 03/16/2026     687        
XXXX 74 XXXX XXXX XXXX XXXX No XXXX XXXX 12/02/2025 3 XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 7095 04/13/2026 6.370% Manual Underwriting   No 8.274%   8.125%   XXXX No   XXXX XXXX $2,475.72 $206.31 XXXX XXXX $0.00 $7,559.21 XXXX N/A     XXXX     0.00% 46.55% 46.55% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 70 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX 04/10/2026 04/10/2026       713        
XXXX 75 XXXX XXXX XXXX XXXX No XXXX XXXX 03/01/2026 3 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 11613.8 03/23/2026 6.220% Manual Underwriting   No 6.687%   6.375% 6.375% XXXX No   XXXX XXXX $3,599.52 $299.96 XXXX XXXX $0.00 $5,050.17 XXXX N/A     XXXX     0.00% 31.22% 31.22% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 XXXX XXXX XX XXXX XXXX 03/20/2026 03/20/2026       799        
XXXX 76 XXXX XXXX XXXX XXXX No XXXX XXXX 12/02/2025 12.02.25 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 1790 04/13/2026 6.220% Manual Underwriting   No 7.568%   7.625% 9.250% XXXX No   XXXX XXXX $3,236.04 $269.67 XXXX XXXX $0.00 $2,903.62 XXXX N/A XXXX XX XXXX   Annually 0.00% 46.19% 48.95% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       80.98% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX 03/16/2026 03/16/2026       781        
XXXX 77 XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 8935 04/06/2026 6.210% Manual Underwriting   No 8.253%   8.625% 7.375% XXXX No   XXXX XXXX $1,190.16 $99.18 XXXX XXXX $0.00 $6,720.44 XXXX N/A XXXX XX XXXX   Monthly 0.00% 36.71% 38.63% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 84 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX 03/25/2026 03/25/2026       792        
XXXX 78 XXXX XXXX XXXX XXXX No XXXX XXXX 01/29/2026 5 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No   $0.00 7.375%   XXXX No   XXXX XXXX $2,098.92 $174.91 XXXX XXXX $0.00 $5,742.90 XXXX N/A     XXXX     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.341 1.34   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 05/11/2026 05/11/2026 05/02/2026     686        

 

 

 

 

   

 

Loan ID Redaction ID Investor Loan ID Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name
XXXX 1 XXXX         No                                       XXXX XXXX XXXX XXXX   XXXX   0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 5.4 XXXX 9.5 No 78.91 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 2 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 17.2 XXXX 17.2 No 54.88 No No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 3 XXXX         No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 0.0 XXXX 35.1 No 60.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 4 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 19.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 5 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 9.9 XXXX 25.4 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 6 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 38.7 XXXX 38.7 No 56.82 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 7 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 5.4 XXXX 5.4 No 36.07 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 8 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 21.1 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 9 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 152.7 No 50.38 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 10 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 119.3 XXXX 119.3 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 11 XXXX         No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.7 XXXX 4.7 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 12 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 57.6 XXXX 57.6 No 46.66 Yes No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX 13 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 26.9 No 56.47 Yes No No No Borrower As Individual N/A N/A N/A        
XXXX 14 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 8.2 XXXX 8.2 No 84.97 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 15 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 8.2 No 50.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 16 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 45.3 No 35.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 17 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen         XXXX       I-766 Employment Authorization Document   XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 16.3 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 18 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 107.6 XXXX 204.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 19 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No Unknown N/A XXXX 0.0 XXXX 26.9 No 63.37 N/A No No Yes Member on Behalf of Entity Borrower As Individual N/A N/A        
XXXX 20 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 67.6 XXXX 67.6 No 65.0 Yes No No No Borrower As Individual N/A N/A N/A        
XXXX 21 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 30.1 XXXX 30.1 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 22 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 24.9 XXXX 24.9 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 23           No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 12.4 No 62.5 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 24           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 5.8 XXXX 18.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 25 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen   Employment Authorization Card   XXXX XXXX XXXX     I-766 Employment Authorization Document   XXXX                                                                               Fee Simple   No Yes N/A XXXX 6.7 XXXX 6.7 No 90.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 26 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 39.5 XXXX 39.5 No 42.59 No No No Yes Borrower As Individual N/A N/A N/A        
XXXX 27           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 0.0 XXXX 53.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 28 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 326.3 XXXX 326.3 No 75.0 Yes No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 29 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 255.0 XXXX 255.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 30           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 84.7 No 73.22 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 31 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 0.0 XXXX 31.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 32 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 7.2 XXXX 7.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 33 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 0.0 XXXX 24.1 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 34 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 165.2 XXXX 165.2 No 73.61 No No No No Borrower As Individual N/A N/A N/A        
XXXX 35 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Yes N/A XXXX 27.4 XXXX 27.4 No 80.0 No No No No Borrower As Individual N/A N/A N/A        
XXXX 36 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 54.0 XXXX 54.0 No 80.0 No No No No Borrower As Individual Borrower As Individual N/A N/A        
XXXX 37 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 2.2 XXXX 2.2 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 38 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No Unknown N/A XXXX 127.0 XXXX 127.0 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX 39 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No Unknown N/A XXXX 119.0 XXXX 119.0 No 75.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX 40 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 10.6 XXXX 10.6 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 41 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A       XXXX       N/A   XXXX                                                                               Fee Simple   No Unknown N/A XXXX 37.8 XXXX 45.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 42 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 18.8 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 43 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A       XXXX       I-551 Permanent Resident Card    XXXX Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card   XXXX                                                     Fee Simple   No Unknown N/A XXXX 36.9 XXXX 36.9 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
XXXX 44 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 67.0 XXXX 108.7 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX      
XXXX 45 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 79.4 XXXX 79.4 No 69.57 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
XXXX 46           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card   XXXX                                                     Fee Simple   No Unknown N/A XXXX 0.0 XXXX 38.1 No 70.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
XXXX 47 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 574.8 XXXX 574.8 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 48 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No Unknown N/A XXXX 14.9 XXXX 14.9 No 79.93 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX 49 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 21.8 XXXX 21.8 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 50 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 6.7 XXXX 6.7 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 51 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Yes N/A XXXX 4.8 XXXX 4.8 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 52 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.2 XXXX 44.8 No 65.38 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 53 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 0.0 XXXX 109.4 No 46.67 Yes No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 54 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0 No 74.83 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 55 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 4.9 XXXX 4.9 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 56 XXXX         No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 100.7 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 57 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 0.0 XXXX 94.1 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 58 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 0.0 XXXX 8.0 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 59 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   XXXX XXXX XXXX     I-766 Employment Authorization Document   XXXX                                                                               Fee Simple   No Yes N/A XXXX 0.0 XXXX 24.8 No 80.13 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 60 XXXX         No                                       NA     0       0     0     0   1 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 19.9 XXXX 55.3 No 34.69 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 61 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 16.6 XXXX 16.6 No 70.0 Yes No No No Borrower As Individual N/A N/A N/A XXXX      
XXXX 62 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 109.7 No 54.81 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 63 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Employment Authorization Card     XXXX XXXX     I-766 Employment Authorization Document   XXXX                                                                               Fee Simple   No Yes N/A XXXX 6.0 XXXX 6.0 No 85.0 Yes No No No Borrower As Individual N/A N/A N/A        
XXXX 64 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 0.0 XXXX 31.8 No 79.75 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 65           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 27.2 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 66 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 11.3 XXXX 11.3 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 67 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No Yes N/A XXXX 5.5 XXXX 5.5 No 60.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
XXXX 68 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen N/A       XXXX XXXX     I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 5.5 XXXX 6.3 No 79.27 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 69 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No HELOC $0.00         No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 2.7 XXXX 4.3 No 74.98 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 70 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 13.9 XXXX 13.9 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 71 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 7.3 XXXX 7.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 72 XXXX         No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 56.2 No 67.86 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
XXXX 73 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen         XXXX       I-766 Employment Authorization Document   XXXX                                                     Fee Simple   No No N/A XXXX 42.7 XXXX 42.7 No 80.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
XXXX 74 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen   Standard Driver's License - Not for federal use   XXXX XXXX XXXX     I-766 Employment Authorization Document   XXXX                                                                               Fee Simple   No No N/A XXXX 11.6 XXXX 11.6 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 75 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen         XXXX       I-766 Employment Authorization Document   XXXX                                                                               Fee Simple   No No N/A XXXX 0.6 XXXX 0.6 No 17.96 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 76 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Yes N/A XXXX 1.6 XXXX 12.9 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XXXX      
XXXX 77 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Yes N/A XXXX 0.0 XXXX 23.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 78 XXXX         No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No Unknown N/A XXXX 12.9 XXXX 103.9 No 70.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A