<?xml version="1.0" encoding="UTF-8"?>
<edgarSubmission xmlns:com="http://www.sec.gov/edgar/common" xmlns="http://www.sec.gov/edgar/npx">
  <headerData>
    <submissionType>N-PX</submissionType>
    <filerInfo>
      <registrantType>IM</registrantType>
      <liveTestFlag>LIVE</liveTestFlag>
      <filer>
        <issuerCredentials>
          <cik>0002026082</cik>
          <ccc>XXXXXXXX</ccc>
        </issuerCredentials>
      </filer>
      <periodOfReport>06/30/2026</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <yearOrQuarter>YEAR</yearOrQuarter>
      <reportCalendarYear>2026</reportCalendarYear>
      <reportingPerson>
        <name>Bank &amp; Trust Co</name>
        <phoneNumber>217-324-3935</phoneNumber>
        <address>
          <com:street1>401 N. Madison</com:street1>
          <com:street2>PO Box 410</com:street2>
          <com:city>Litchfield</com:city>
          <com:stateOrCountry>IL</com:stateOrCountry>
          <com:zipCode>62056</com:zipCode>
        </address>
      </reportingPerson>
      <reportInfo>
        <reportType>INSTITUTIONAL MANAGER COMBINATION REPORT</reportType>
        <confidentialTreatment>N</confidentialTreatment>
      </reportInfo>
      <fileNumber>028-24215</fileNumber>
      <explanatoryInformation>
        <explanatoryChoice>Y</explanatoryChoice>
        <explanatoryNotes>null</explanatoryNotes>
      </explanatoryInformation>
    </coverPage>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
    </summaryPage>
    <signaturePage>
      <reportingPerson>Bank &amp; Trust Co</reportingPerson>
      <txSignature>Roger L. Krabbe</txSignature>
      <txPrintedSignature>Roger L. Krabbe</txPrintedSignature>
      <txTitle>Executive Vice President</txTitle>
      <txAsOfDate>07/17/2026</txAsOfDate>
    </signaturePage>
  </formData>
</edgarSubmission>
