The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Avantis U.S. Small Cap Value ETF ETF 025072877 1,954,163 15,663 SH SOLE 0 0 15,663
Dimensional International Small Cap ETF ETF 25434V773 3,445,858 98,369 SH SOLE 0 0 98,369
Invesco Senior Loan ETF ETF 46138G508 636,237 31,234 SH SOLE 0 0 31,234
iShares 7-10 Year Treasury Bond ETF ETF 464287440 849,901 8,987 SH SOLE 0 0 8,987
iShares Core MSCI EAFE ETF ETF 46432F842 20,490,461 212,161 SH SOLE 0 0 212,161
iShares Core MSCI Emerging Markets ETF ETF 46434G103 9,242,927 111,576 SH SOLE 0 0 111,576
iShares Core US Aggregate Bond ETF ETF 464287226 30,961,142 312,802 SH SOLE 0 0 312,802
iShares Fallen Angels USD Bond ETF ETF 46435G474 661,033 24,267 SH SOLE 0 0 24,267
iShares High Yield Systematic Bond ETF ETF 46435G250 675,686 14,447 SH SOLE 0 0 14,447
iShares MBS ETF ETF 464288588 453,846 4,802 SH SOLE 0 0 4,802
iShares MSCI ACWI ETF ETF 464288257 462,905 2,949 SH SOLE 0 0 2,949
iShares MSCI EAFE Small-Cap ETF ETF 464288273 2,539,963 30,874 SH SOLE 0 0 30,874
iShares MSCI EAFE Value ETF ETF 464288877 383,592 5,011 SH SOLE 0 0 5,011
iShares National Muni Bond ETF ETF 464288414 6,693,856 62,199 SH SOLE 0 0 62,199
iShares Russell 1000 Value ETF ETF 464287598 599,044 2,471 SH SOLE 0 0 2,471
iShares Russell Mid-Cap Growth ETF ETF 464287481 12,475,934 85,212 SH SOLE 0 0 85,212
iShares Russell Mid-Cap Value ETF ETF 464287473 27,187,419 165,173 SH SOLE 0 0 165,173
iShares Russell Top 200 Growth ETF ETF 464289438 86,088,654 296,224 SH SOLE 0 0 296,224
iShares Russell Top 200 Value ETF ETF 464289420 57,905,455 550,641 SH SOLE 0 0 550,641
iShares S&P Mid-Cap 400 Value ETF ETF 464287705 613,227 4,151 SH SOLE 0 0 4,151
iShares S&P Small-Cap 600 Growth ETF ETF 464287887 213,606 1,196 SH SOLE 0 0 1,196
ProShares DJ Brookfield Global Infras ETF 74347B508 224,455 3,787 SH SOLE 0 0 3,787
SPDR Blmbg Em Mkts Lcl Bd ETF ETF 78464A391 308,214 14,733 SH SOLE 0 0 14,733
Vanguard Core Bond ETF ETF 922020748 35,886,915 464,660 SH SOLE 0 0 464,660
Vanguard Global ex-US Real Est ETF ETF 922042676 217,209 4,843 SH SOLE 0 0 4,843
Vanguard High Dividend Yield ETF ETF 921946406 949,918 6,011 SH SOLE 0 0 6,011
Vanguard Intl Hi Div Yld Idx ETF ETF 921946794 1,558,434 15,870 SH SOLE 0 0 15,870
Vanguard Real Estate ETF ETF 922908553 216,485 2,245 SH SOLE 0 0 2,245
Vanguard Russell 2000 ETF ETF 92206C664 8,635,918 71,124 SH SOLE 0 0 71,124
Vanguard Russell 2000 Growth ETF ETF 92206C623 363,340 1,263 SH SOLE 0 0 1,263